SUNDAY CHAT: WHAT'S ON MY MIND | Money Isn't Everything, Friendship Growing Up + Crazy Spending 💸💖☕️
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- Опубліковано 1 жов 2024
- thanks for watching ✨ Welcome to yet another Sunday Chat!! I can't believe we are already at number 3. I hope you enjoy this one! In this heart to heart chat we talk about: darker winter days, my at-home somewhat healthy but inexpensive hot chocolate recipe, a dating storytime (!!), beginning to learn that money ins't everything, my thoughts on friendship and growing up and how it can become more difficult to feel like you are being a good friend, plus some money/spending things I don't understand... how do you fly first class? who is buying that sweater??
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✨ About me: ✨
Hi, I’m Zoe! (Pronounced like Zoey) I’m a 26 year old from Montreal making videos about my REAL life. After quitting my management consulting "dream job", then being laid off from a startup job, I decided to take a chance and work for myself. I'm now mainly focused on UA-cam (my absolute passion) and side-hustle contracts in the copywriting and admin fields.
My videos centre around work, gentle productivity, mental health & personal wellness, with a touch of fashion, tech, and whatever else I'm living. My goal is to be open & honest ALWAYS and for my channel to be a fun, inspiring place where we can set goals and live our best lives together. I would love for you to subscribe 💝
TAGS:
heart to heart chat, what's been on my mind, life update, money talk, let's talk about money, honest personal finance, spending habits, crazy spending, buying expensive clothes, revolve, revolve influencers
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I actually quit a high paying job earlier this year and so many of friends don't get it. They asked why I left a job that paid me $360k in one year and honestly, money isn't everything. I'm happier now making less than a 1/3 of that.
I appreciate the amount of videos you manage to post the consistency is insane
I work 37.5 hours from home every week and I love my life more than I ever did when I was pushing 60-70 hours a week. Work life balance is so important to me so I totally agree with you regarding being unpleasant lol. 😂
What also blows my mind is when influencers buy these massive million dollar homes and as soon as they move in, are able to fill it with all the high end expensive furniture. Most people would need to save up a little after purchasing a home to fill it with the furniture they like
omg THIS!! when i firsed moved out on my own i was blown away at how expensive it is to fill an apartment with even just the basics like silverware and a shower curtain 😂 it took me months to furnish with mostly used fb marketplace stuff (my fave for real!)… I don’t understand how they do it. Either crazy cash flow or big debt haha
I'm wondering the same! Even with buying things cheap or from FB Marketplace, eBay etc, I'm guessing you'd spend at least 5-10k to furnish a new apartment. And that would be the absolute minimum I'd say.. 😳
Some of these “influencers” are trust fund kids who are not transparent on where their wealth is coming from.
I often suspect that they're sponsored, especially if they film. Yass, I discovered mint lattes last year and became obsessed. But when the Christmas season was over I wanted to make it myself. I ended up making my own mint syrup because I just couldn't find ready made in the stores! Great chat! 😂🧡😂👏🎈
Sponsorship and credit card debt probably
I really hope these Sunday chats continue cause I've been loving them 💕 I would never sacrifice my mental and physical health in order to earn a ton of money. The most precious things for me are health & time ,these cannot be replaced! Also I've always seen cute clothes from revolve and checked them out but they are so expensive for sure...but a lot of young people come from super rich families so it is possible that the money they spent on these clothes are not even theirs. I've met a lot of people that wouldn't be able to afford anything without their parents and if that's how they want to live good for them I'm not judging.
As a student in the US, sometimes I wish I hadn’t left home. It appears my friends who stayed at home to pursue their careers are doing great, and I’m still stuck trying to get a good job and or work permit even with all my upskills. Going home too doesnt seem feasible at this point.
I know we all have different journeys but it’s still hard and I always feel so behind.
Definitely not working 80 hours a week if I had the option. I’m a workaholic but I’m not going that far.
Thank you for mentioning that you don’t think being money driven is bad. I feel guilty very often for sort of living life the same way you said you do, being focused on making money and spending it how you want because of money scares when you were younger. Money was definitely the biggest thing my parents fought about because there was never enough. Now as an adult I could definitely be better with money, and I am learning, but it is something I think about every single day.
I love listening to your vlogs while I'm getting ready or on the treadmill, the length is perfect!
i love that 😍😍 thank you!!
On the topic of friends, the hardest part for me is working with everyone’s schedule.. I’ve also always felt selfish for having a second job which means I’m busy evenings and weekends & I have to do more planning ahead to see my friends! Love you ❤❤❤
Hi Zoe! I really related to that friendship chat. What I did is that I found fellow freelancers in my city and now we cowork together which creates this automatic seeing them that you described. I also introduced some of my friends to each other so now we can have group hangs which is more time efficient:)
The ONLY possible way I can understand first class is credit card churners who get hundreds of thousands to millions of points, otherwise the price they ask for those seats is INSANE 🤯
I feel like if I had the choice, I would want to work more hours for a specific amount of time (no more than a few years lol) until I get to a specific amount of money saved, very much inspired by the FIRE movement, I'd love to get to a place where work was set at my own pace maybe in 5-10 years but to get there, I think I'd be down to work more hours now to be financially comfortable enough to work a part time or contract job in the future and maybe take some time just with no work for long periods of time (like taking a few months off every year lol), loved these topics!
This segment where you talk about life and everything should be called "The Perfect Cup Podcast" LOL Love listening to your thoughts!
Thank you for all the content! Sometimes creators take breaks during the holidays (which I totally get) , but you have kept me company all Thanksgiving break. Feeling very grateful.
hehe Canadian creator perks 😉 So happy to spend the holiday with you!! ❤️
I will also never get how some influencers post like once a month. Barely get views , barely post on Instagram or anywhere else. You can tell they barely work lol and somehow are always flexing and buying new EXPENSIVE things and live this whole lavish lifestyle and claim it’s from their « career ». Like HOW?????!??
i feeeeel you!! so much HOW… perhaps passive income from old videos? who knows 🙈
As a former flight attendant, I can tell you the following about first class:
Yes, it's expensive! But many people get discounts because of all the miles they have collected. Or sometimes they get upgraded.
I personally have also grown up never even considering flying first class! But, I have to say, I have flown business class (which is kind of like first class on my airline) to fly to where I was going to start working on duty. So, I have had the experience, and I must say: it is so much more comfortable and quiet. And the biggest advantage is, you can rest. You can actually fully lie down and sleep. So I do get that people fly first class if they need to get to a meeting or need to arrive rested because with first class it's actually an option to sleep well while in economy class it's not really.
My 2 cents on this are: if you can afford it and find a good deal, it might be worth it for a long distance flight because long days of traveling can be very exhausting! But for short flights it's never worth it. ✈️
I watch your vlogs pretty much as soon as you upload ... you are my favorite UA-camr ... super real, humble and funny af (in the best way possible) xo Happy Sunday!
i've always wondered about the revolve girlies too -- i click on their links and am just shocked at the prices and i lowkey think i've formed a negative opinion about revolve b/c of it :/
i feel you & me too!! i really want to spend an afternoon going through Revolve and finding cute things that are actually reasonably priced, then sharing it of course! would be a fun holiday break project 💖
invite your friends over for laundry and gossip girl night :) I do this all the time. wine's on me - come through! :P
Ok but that sounds AMAZING! 💖
Can’t stop looking at your nails changing color from the heat of the cup
Zoe, I’m super interested to know how you found your UA-cam coach
Hi!! She reached out to me, she is a subscriber! 💖
Lol I loved the chat about the 600 dollars clothes 😂 I am the same and I am 35 and somehow financially stable and I still wonder WHOOOOOO jajajaja
New viewer here. I've always been baffled at how YT'ers are living in luxury apartments in NYC, then buy all new stuff, and six months later sell stuff, move into another luxury apt and buy all new stuff again. Not judging but it's like, "what, how, what?!!" I think it's great people in their 20s are able to carve out careers with social media (that didn't exist in when I was in my 20s) but I also think there is something in the "struggle." Just a little bit. I could only afford very basic apartments with roommates and a LOT if not all hand-me-down furniture and kitchenware. I think it will be interesting to see 15-20 years later as social media may shift how influencers and able to uphold their standard of living, meaning, should they have saved more just in case. I also think a lot of people watching influencers are more susceptible to getting into financial trouble because they are wanting to keep up with luxury living and luxury things. Again, it's not judging but simply just observing from afar.
What the heck? I didn't know revolve was that expensive! For me, 100$ is kind of like the magic line for clothes. 💵 100$ is very expensive and anything close to that would be a splurge, but over 100$? No thanks. 😂
Right?! Some simple things on Revolve are jaw-droppingly expensive ☠️
Hi Zoe! I love the topics discussed on this chat! I am personally watching these chats on Monday mornings as I am drinking my coffee. I'm not lying when I say that these videos make me look forward to Monday mornings hahah.. On the subject of first class, I never flew first class (don't understand it, can't justify the price..) but I did buy first class train tickets once (which is not comparable by any means, it was only 15 euros above the regular price) but, I kid you not, I made the biggest deal out of it! We were served free coffee and a pastry, and of course the service was very friendly, and seats were more comfy. I swear I talked about this trip for days afterwards hahah I posted multiple IG stories haha but I don't think I'll ever justify flying first class, unless it's an upgrade, or exchangeable with airline points...
Love this, thank you for sharing!! & I'm so happy to be your Monday coffee companion 😍☕️ I took first class on the train a few times too (also not comparable and also because of work) and agree it was LUXE! Haha honestly one of the only things I miss about consulting 😂
Influencers and first class. Maybe they get those flights as compensation as well. Maybe you - one day - will be flying 1st class, when you gotten your finances in order. You’re just not there yet.
Also ask those people - if they’ve ever studied abroad in Australia - and then be thankful your parents and you haven’t prioritized flying 1st class.
And 400$ sweaters don’t sit well with your dog. That dog ist gold - I know you wouldn’t change that for the world 😊
First class depends. Domestically it’s not super expensive. I used my miles for 75% and paid the rest to fly from Seattle, WA to San Jose, CA to pick up my cat and it was the best decision. Not that 2A was fancier but boarding process was so much nicer and I made it to my flight despite being super late.
I've been watching this trying to figure out your nail color pattern for the whole video. They went from being ombre light pink to clear to flamingo I was like whaaaat?
They must be thermal or some kind of color changing.
lol me too! I was mesmerized! Must be heat activated.
haha yess it's the heat from the mug!! I forgot to mention it while filming and I only noticed while editing 🙈
halfway through this video and i have to click out to watch a chimp-owner reunion video. i’m sorry. i’m coming right back!!
literally LOLing at the "things I don't understand" segment because I wonder about both these topics ALL the time 🤣
Haha 😂 you’re the sweetest Zoe. First class isnt all that (for me at least) i was in first class a few times and it was all FREE every single time. I usually sleep during my flights so it makes no difference for me really. But its a nice experience nonetheless but i will never pay for it😂😂
One thing i’ll say is i didn’t see anypme flying 1st class or heard of thr brand revolve. So who you follow and what you look at does have some impact on what Instagram will show you.
If an influencer is flying first class, they might be writing it off on their taxes - if it's a work/content trip. Also a lot of people have rich parents, can't forget that.
True!! But even for a business trip it's soo much money 🙈 so true about the parents haha!!
As for friends, i completly agree it’s so hard! I’m trying to have more casual friend hangs e.g run errands with them that I already have to do! It’s less pressure and it’s two birds one stone
What I don’t care for is when these influencers insist on bragging all the time I don’t care about their 20 thousand dollar purses
You couldn’t pay me enough to work 80 hours a week. Mental health is EVERYTHING.
My best friend and I used to FaceTime while I cleaned. I would have my AirPods in to talk, she’d watch me clean lol. That was the only way at that time where I could squeeze in time for a convo.
Your convo about “first class” is exactly why I had to delete my IG and unfollow influencers who I couldn’t relate to. I don’t want to feel like my life is less than because I’m comparing it to someone’s “perfectly curated” online life.
So currently 09 30 am starting my cardio at the gym on a Sunday 😂
Unfortunately money is the root of all the evil in the world
They gave to impress their friends
Love this series so much! I also don’t understand how some influences choose to spend their money. Houses and property I get because that’s an investment, but come some of the other things, like cars WHAT!? Why!? Ha
bring your friends together :)
Happy 38k!!! 🎉
When I receive any invitation from my friends, or co-workers, does not matter. I ask myself "does this people really coast amount of time I will spend into this meeting? I need to take a shower, do my hair, do my makeup, put my outfit, spend money on a road, spend money for going out and etc. Or do I wanna stay home, do my nails and watch girl from Canada?"" ))) After honestly answering all this questions, even if my anxiety making me guilty, but deep down I dont want to go, I simply dont go. They are good people, you had your time in univercity, previous job, whatever, but you live in present. Time to time it is good to see them, but not over your current life. It is what it is kinda moment. You can not split yourself and be everywhere.
need to know what nails you have!! they change color, i couldn't focus in anything else
hahah yesss they change with heat, so when I was touching the mug it would turn lighter 🙈💅🏼 It's a gel polish from Madam Glam, colour is called Shifter
Omg 80h week 😮 I used to work 60h probably and in my free time I was constantly stressed about my job and tbh I was never so miserable in my whole life… now I’m working 36h and life just feels better/lighter, I’d definitely do some over time or get an extra job now and then but not on a daily basis. Regarding Revolve I’m also blown away by their prices and I’m thinking maybe people just use solutions like Klarna? Or a credit card? If not I guess people on average are richer than I would imagine 😅
Definitely would prefer to find a way to work less and make more money cause ultimately I don't want to work. It definitely is HARD to be a good friend; most people aren't good friends and it's something not enough people realize or admit. IDK what the solution is but I feel like it's probably a mix of time management and also prioritizing it almost like chores, sounds crappy to put it that way but if you want true friendships you really have to make time in your schedule for them. And I feel like more people than we realize are actually putting themselves in debt to buy the things they can't actually afford just to stunt on social media or feel good about themselves like the first class tickets and $600 sweaters.
You fly first class with mileage points. Don’t pay cash for those tickets, pay with points.
Its so funny because my upbringing was different from yours , my parents were poor but never fought about money and didn’t put a focus on it when it came to us picking careers ( though it was very obvious to us that we were poor). So I didn’t consider it a factor at all when picking a careeer path😅 I actually judged people for havign that as a factor. Now it’s a HUGE factor for me. Security and safety matter and are intertwined with money in the society we live in. I wish they had explained salaries to us, after tax! And gave us realistic budgets. It’s so hard to know as a teen what 10,000 of dollars actually is and how far ( or not so far) it can take you!
Yaaaasss another video ☺️🥰
yayyy 💖💖💖✨
responding to ur prompt at the beginning (: I’m feeling excited for December and the new year, but have some Sunday scaries about returning to work after having some days off for thanksgiving 😅
Of course I’m watching the video as soon as it came out😂❤ love the chill vibes. 🥹 btw, I also adore hot chocolate specially during the holidays. I would totally try out your recipe!
On the money is everything mentality, I grew up thinking the same but in my case in my family mi parents would say: we don’t have the money for it or we cannot afford it. Now whenever I have the financial safety, I tend to spend it since my mentality is still there in the fact that I CANNOT AFFORD IT. So it’s actually shifting that mentality. And having affirmations such as: I save because I deserve the feeling of safety. Because I deserve peace. Hope it helps!
Also I just started freelancing, and it’s good to hear your advices on this ❤ thanks Zoe
Money definitely isn’t everything! I find myself not really striving for or envious of ppl’s salaries, but more so their free time 😅
Loved this vlog Zoe. Glad you laid it out there on the influences of you need this 600 piece of clothing. NOT....lol. It's crazy 🤪. When I made fantastic 💰 with excellent bonuses I would never spend that kind of money.
The first home is actually the only one you have to save for! For us, we got lucky and found a cheaper than average place in st henri in the pandemic. Randomly got lucky and got it! Then, not even a year later, it was worth 100k more. We asked the bank to give us the difference in a loan, they gave us a percentage ( based on a whole bunch of factors) for us to use for wtv( renovations, paying off higher interest loans, etc) and we could use it on a down payment on a rental property if we wanted to!! It’s so wild because it would be all debt and it’s a bigger risk ( if that property doesn’t get rented out) but I feel like many people don’t realize that! You just keep building and renting and owning if you wanted to after the first! ( so long as it goes up in value of course)
It's a Thursday! from Canada
hiiiii 💖💖💖💖
A lot of influencers gwt free stuff sent to their home They get up there and say oh this is my favorite thing and they hsve a new favorite thing each day
That Hot Chocolate will save me so much $
yayyy I'm so glad!
I have the same questions of how and who lol. I’ll be honest I have the ability to get free upgrades to first class ONLY BECAUSE my job gives us gold status with certain airlines since we travel quite a bit. Luckily, it applies to personal trips as well. If it weren’t for that I’d surely be in economy every time 😂
absolute goals hahah!! 💖
Yes money isn’t everything, but it sure helps with the expenses each month and the stress is overwhelming when you don’t have enough
I fly first class on points or upgrades (aka for free), I don’t typically pay for it. But sometimes I do. If I am traveling out of the country I am doing it on points. If I fly domestic first class it’s worth it for me to pay for a better experience. People just value different things. And I happen to value comfort when traveling. I am a normal person with a normal job
That's awesome & I'm happy to hear this perspective!
The amount of times you said “How??” When having the first class convo was so funny 🤣 I agree
I would never work 80 hrs a week. My sweet spot is like 30 hrs max. We need quality time with our family, friends and relaxing makes us even more productive.
agree!!
JS is a smart man because he hits the nail right on the head about people wanting to put in a flex show. Those people who show off their stupid choices on buying homes, the clothes they get at a designer store, cars, and flying first class are showcasing how economically they are doing better than anyone else. It's that attitude "I want to show off I'm better off then most people" which may be true but that's them putting everyone else beneath them. Wealth does not make someone the top of the food chain, it makes them even poorer and not worth much respect. People who are buying houses right now better know what they are doing because once we are deeper into the years of this recession, the same people showing off are now feeling embarrassed of themselves when they realize their money is running dry. Credit cards have the highest interest compared to mortgages and most people end up being poor because of the high interest they pay on $3000 worth of "goods." Just wait Zoe and I expect to see a video revisiting this topic in the future when you see how right JS was. Love you as my lord commands❤.
I think working 80 hours a week for a short time wouldn't be a problem but definitely not long term. Maybe I'd do it for a year to become financially stable and then go to 60 and then to 40 so it's not such a huge cut at once.
Very practical and I totally see where you are coming from!!
Have a crazy busy week coming up but the following week have trip to New York 😀
Love this video format!
yay!!! so glad you like it 💖💖
Watching your videos is like chatting with a friend :) love this format :)
Watching Tuesday morning while getting myself ready! Love your videos and honesty ❤
Yayyy! 💖💖 thank you!
I totally feel similar on the friend front. What my friends and I have started doing is that we will get together at someones house and watch shows together. We are able to be with each other, experience something together and also not spend a ton of money. It allows you to relax but also hang out with your friends as well.
that’s amazing!! camila and I do that too and its so nice ❤️ you also dont need to be “interesting” because the show does that for you haha
I ask myself the same questions 😂 specially about the first class tickets
right?!
Nowadays I have friends I haven't seen in YEARS. House, kid, hubby, work, living far away from them, covid, etc... Now I'm home with my baby and one of my friends is expecting a baby so I can't wait to have playdates. It's the only time I can have with friends. Before I was the same in uni.
It's crazy how all these things can get in the way of seeing friends. Life is busy!! Congrats on your baby 😍 playdates sound fantastic plus you both are in the same life stage so lots in common
@@ZoePritchard thank you Zoe! :)
I think a lot of people go into debt to flex. I was also talking to my bf about this and we think it's also a case of people trying to become like other people, aspiring to live a certain life, and in some cases even trying to find happiness. Also, my cousin showed me that all you need is a loaded husband to be able to fly first class all the time. Lol
dead 😂
I love this :) I think my habit will be watching these on Monday mornings! Completely relate to not understanding how there are people spending that money, but I've tried to train myself to be cheap to save money hahaha
yay!! love to be your monday companion ☕️💖
My comments won’t post 😢
omg YESSS Revolve has always been so confusing to me too! Like with the size of the boxes most of these influencers get they have to be giving them like a $5k+ budget monthly given the massively inflated price of their products. I don't know a single person who owns Revolve that didn't get it as an influencer. Make it make sense!!
Not only am I priced-out but I'm also sized-out of Revolve so it's always been an automatic "nope" from me
It's wild!! I need to know who is clicking on these links 🙈
I really liked this chat 😊 I would freak out if I work 80hr/week 😅
hahah me too! I'm glad you liked it!
These videos remind me about how to save money since I was fired from Walmart on August 21 2021!
🤗
Hi zoe
I have solo much to comment about everything, I'll try :)
1. Hi Zoe! 😁
2. I'm feeling sad and overwhelmed but trying to process everything and focus on things to make easier the day.
3. I'll search this video on winter! Wanna taste that!
4. I bought a sunset lamp to the shorter days, it's make my house like is always golden hour mood.
5. Great memories, you can make new ones. Try to have you own traditions that you like and repeat every year, sure, it's complicated, but it nice to have you own untraditional traditions on this season haha
... I'll keep it going on another comment 🤭😁✨
6. Don't know how it taste the peppermint but I'm curious 🧐😌
7. Money isn't everything but it helps, I grew up in the same family's dynamic, I have so much difficulty with money still, but I'm aware of that.
8. I just put my sleep and me time first. I can do money working more BUT if I don't live my life, what I'm doing here living to work, isn't worth.
... It continues
9. OMG it makes me anxious the topic "good friend" cus I always want to be that with everyone, but it's always very very difficult. I prioritize myself and I'm struggling with the guilt everytime but I think is the best for my mental health.
10. I'm a people pleaser, thats why. But I need time for me or my things. I struggle with texting people, but today everyone knows that who I am, I don't text o call everyday but I will be there if you need me.
11. Growing up it's difficult on every aspect
12. I just have a conversation with my bff and I was wondering the same thing, were are they getting the money to do sooooo much stuff and buying so much stuff. My bff told me "credit cards exist and they are in so much debt perhaps". We don't know how is their life outside social media, it can be anything.
13. Comparison is the thief's of joy (or something like that) everyone have their own inside battles.
14. Some people have money, I saw people giving on twitch 1000usd to their streamer 🤷 it's crazy salse! 👀
15. I was in the mood to a conversation, sorry
Have a great day Zoe!
great vlogs! Love Maggie!