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Sir Total salary ka 50% nahi Basic pay ka 50 % pension milaiga .Jiska Retirement ka basic pay 46000 hai or allowance laga kar 80000 salary hai . 40000 pension nahi milaiga Sir Basic pay 46000 ka 50% milaiga 23000 milaiga Sir .
Why judiciary lol.. civil judge exams dete hain tab judge bante hai. High court aur supreme ke judge ke tarah collegium se nahi bante.. unki pension band karwao
मैं ट्रक व्यवसाय से जुड़ा हूं आप लोग कभी ट्रक व्यवसाय को लेकर कोई वीडियो बनाया आज यह व्यवसाय इतना बुरा दौर से गुजर रहा है हम ट्रक खरीद कर पछता रहे हैं हम इसको चलाया कैसे जाएं पूरे रास्ते टोल से भर दिया गया है ऑयल प्राइस इतना हाईक पर हैं पुलिस पूरे रास्ते परेशान करती हैं गाड़ियों के लिए भाड़ा नही हैं गाड़ी का खर्चा .. 1 ऑल इंडिया परमिट 2 फिटनेस 3 पॉलिशन 4 इंश्योरेंस 5 स्टेट टैक्स 6 स्टेट परमिट 7 पुलिस इत्यादि और भी हैं अभी माइंड में आ नही रहा हैं इसके बड़े भी इस बिजनेस को लेकर सरकार को कोई मतलब नही हैं plz कुछ सोचिए अप लोग ।
एक बात आप सभी बताए की जो ups में 10/ कर्मचारी देगा और 18.5/ सरकार देगी अब कर्मचारी मान लीजिए 30 साल तक जॉब किया तो इन 30 सालो में जो पैसा इकट्ठा होगा उसका क्या होगा क्या सरकार इस पैसे को रख लेगी या इसका कितना हिस्सा कर्मचारी को देंगी या पूरा कर्मचारी को मिलेगा और पेंशन सरकार अपने फंड से देगी पीएल कोई बताए
Agar aapka basic at the time of retirement basic pay 120000 hay to 60000 milegaa. Ye nps se jyada fuddu hay . 30 sal naukri k bad 10 plus 18.5 milake samjho 2-2.5 cr accumulated lump sum hoga . Wo bhi aapko return denge. Aab 60000 pension milega. Ab samjho aap 85 sal ta jiye to 300 mahine hue after retirement. 60000×300 = 18000000. Matlab aap ki loss . Govt win win situation.
@@Xxx11843basic salary ka fixed 50% bhi dena bhi badi baat he.... NPS me wo nhi tha... Aur last salary ka 50% govt dega to economy pe aur burden ayega . To phir govt aur tax badhayega
4:55 Little correction : it is the basic pay which is different from pay. If a person's salary is 1 lakh per month, basic pay is always less like it could be 50k. And then allowances are given such as medical allowance, HRA, DA etc and salary increases to 1 lakh. So, government will consider basic pay only which means pension will be around 25k( if average basic pay of 12 months is 50k).
Ops me bhi 50%of basic + da And UPS me bhi 50%of basic+ da Difference ye hai ki ops me contribution kuch nahi karna hota, but UPS me 10% of basic+ da contribute karna hoga, also ops ne gratuity full milta tha UPS me 30%gratuuty less milega. Overall, Ups is not as good as ops but far better than NPS.
@@user-wb6pb2df1zbhai da isme bhi include hga , dearness relief... 50%+dr... difference y h ki ops m bina contribution k pension milti thi isme 10% contribution k baad pension milegi ..
🔴🔴🔴 Wrong info alert: last 12 month ki salary ka 50% nahi milega, sirf basic pay ka 50% milega. Employee contribution ka Lumpsum payment nahi milega uski jagah salary ka 10% multiply by twice the years of service milega jo ki Lumpsum payment ka 10% bhi nahi hoga. Sir I watch your videos for detailed and correct explanation please cross check your data before making videos and provide full info.
What about private employees They also want secure there old age • Gov should increase gratuity • assured Epfo pension , today its only 4k to 5k System are unfair for hard working private employees even they are contributing
Right. currently IT has more than 60 lakh employees, fmcg, pharma have 30 lakh employees, PSU 40 lakh and many more. These people are paying heavy taxes but nothing gets from the government.
What about the Private Employee who earns 15,000- 20,000 per month working 10hrs per day but no one cares Government implementing the same law for the Private Employees.
No income tax for private employees earning 15000 - 20000, only GST they will like same as govt. employees, so it is not discrimination. Jai shree Ram 🇮🇳🙏
Who will give all this money.. During their tenure what are these so called government employees doing... On top of it we all know what kind of service we as citizens get.. Hats off to Raga and opposition..
@@mynk_rjputFirst understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
I know its frustrating as pvt sector employee (i am too) but pls be updated! Ur Raga is the one criticizing the NPS since last so many years and demanding this UPS and hence to counter the opposition GOI has brought this! Moreover ur Raga and opposition are the ones giving most freebies to everyone - free seats in buses to free helicopter money to free water and electricity etc! So by this logic u should be actually criticizing Raga and not GOI!
@@udaybhaskar9970UPS is very similar to OPS, which oppsotion has been demanding for such a long time Financial prudence was the reason for replacing OPS with NPS but this govt succumbed to the pressure of opposition. Only govt employees will be benefited, rest all and especially govt will be under burden
आप गलत बोल रहे हो... NPS में employees का 10% ही कटता है government 14% देती है.. आपसे इतनी बड़ी गलती की उम्मीद नहीं थी... अच्छे से research करके वीडियो बनाया करें..
galat ,, employee contri is untouched and kept at 10% for lifetime but government will now contribute 18.5 % and will increase with inflation in future or if needed
Per capita in India less than 20000.but servant of public getting salaries more then 20000.what a service. That's why india still suffering from poverty.
साहब 1.retirement मे कितना मिलेगा और कैसे मिलेगा? 2. अब तक NPS मे पैसों का क्या होगा, और वो कितना जमा माना जाएगा मतलब की कटे हुए पैसों को डबल के हिसाब से मना जाएगा या नहीं? 3. Ops की तरह क्या कर्मचारी अपनी जमा हुई पेंशन निकाल सकेगा? अगर निकाल सकेगा तो कितना और किस प्रकार ? 4.ग्रेजुटी का क्या हिसाब रहेगा? इन सभी सवालो का जवाब क्या है।
B) option :✔✔✔✔✔✔🙏🙏🙏🙏🙏🙏✔✔✔✔✔✔ Dear money is a monetary policy that involves high interest rates, making money harder to obtain through borrowing. Cheap money, also known as a low-interest policy, is the opposite of dear money and involves loans and credit with low interest rates.
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and remaining 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
Ha ab country ki economy pr koi pressure nhi pdega. Sab nautanki ki baatein h. Private middle class se tax lekar sarkari babuo ko pension do. Ye sab ek hi thaali ke chatte batte h chahe BJP ho ya Congress kuchh faraq nhi h. Sab k sab
Bhai, isme govt. Pe burden nahi hai, thoda study karo, Employee ke payment se 10% ka deduction hota hai or usipe govt. Pension deti thi... Isme ek hi badlav hua hai, ke isme assured pension ka jikr hai, magar iske badle me govt. NPS me jama sari amount laps kar rahi hai... Ulta isme employee ka loss hai
Bhai private me hai toh nikal lete hai iss desh ko chorke. Asap. Sarkari naukari waalo ka hi country hai yeh, government job lenge bhi aur shaadi bhi ussi se karenge jo government job me hai. Wealth inequality ko upar le jaane ke liye
One question: ye jo 25 saal ki service honi chaiye wala point hai , kya ye years of service ka calculation 1/4/2025 se chalu hoga ya actual years of service in organisation wala count hoga ? Clarification needed plz.
But this is only affecting 90L people, it will not cause any inflation. They were getting 40k now they can get 50k (for an example). Your example work if 1 crore is given to everyone (135cr people).
No there are only less than 1% govt. Employee this will not led to hyper inflation instead it will pump money in economy.. they will spend more and small shops will get benefitted..
What a innovative way to stuck youth, as govt. job are more lucrative and now more no. of aspirants will prepare to it for years and will not seek the employment till the time.
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
@@udaybhaskar9970 I have read about it, but friend it's not about the contribution, but it's more about the mentality that is prevailing in the society.
Still Central employees have to invest only 10%, And earlier employee also invest 10% the government which used to invest 14% earlier is now investing it to 18.5%, please correct this in the video
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and remaining 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
LAST, LEAST, LOWEST Agniveers are better off than Short service commissioned officers who serve for 10 to 14 year (plus one year of training)of Armed forces.Some people were not happy with that. I apologise for being inaccurate and correct myself now: - Agniveers are far, far better off. They get benefits of Seva Nidhi Scheme. - Jawans are far better off. They get pension under OPS. - Sweepers and jamadars in govt institutions are better off. They get NPS/UPS. - Clerks and peons in govt institutions are better off. They get NPS/UPS. - Jawans getting commission as officers through any entry are thousand times better off. They get OPS at total 12 years of service. - Short Service Officers of Coast Guard are better off. They get NPS/UPS. - Officials in PSUs and Autonomous Bodies are better off. They get NPS/UPS. - CAPF / Paramilitary Forces personnel are better off. They get OPS/NPS/UPS. - Jawans leaving service to join PSUs are better off. They get pro rata pension. Total govt servants = 2 crore SSCOs (including MNS) = 15k 2 crore divided by 15k = 1333 SSCO’s are 'literally "one in a thousand" Ask not what the nation can do for you. Bullets and bombshells won't touch you because you're Short service commissioned officer. SSCO’s are deliberately kept out of OPS , NPS and now UPS .
India ka 3% population govt job me hae aur unko life time salary milega marne ke baad Biwi ko salary milega aur bachho ko job milega..... Aur baki ke 15-18% unemployed youth ghanta bajayega..... Bolo Radhey Radhey
Desh kyu dubega bhaisab. Bahut jagah pe ham rationalisation kar rahe hai... Jaise ki DBT , digitisation have saved lot of money. We can afford this much of employees welfare. Also it will boost demand in economy to increase income of govt as well. Some positives are also there.
it is a really shameful and cruel decision that in the name of the UPS, the government will swallow the entire life saving of the huge whole corpus i.e. 10% contribution and return. Every time Government servants become a scapegoat.
Fun Fact- Politicians are getting OPS with no tenure limit condition. Video needs a correction, 50% of Basic Pay not of Salary. . Remove Pension Scheme for politicians, they have to come in politics to serve our Nation. पैसा तो वह बना ही लेते हैं .😀
Kitna Mahan desh hai Mera aur kitne Mahan Log hai yaha k.. Jabse Azad hua hai tabse ye he mudde hai.. Reservation, Unemployment, Poverty, Appeasement etc.
Himachal mei aaj kl MLA( rait kangra) durg dealers ko support kr rhy hai or normal pde likhe logo ko preshan kr rha hai bs apne fayda ka lie usko bs vote sa mtlb hai....yh tk ki police ne durg dealer ka ghr pai bhi raid mrri tb bhi mla ke ek call pai police vlle kuch ni krte hai drink krte hai drug dealer ka sath.... Or bapis chle jate hai..... Bhot bura haal hai Himachal ka... @Narendramodi , @officalamitshah
i am government job aspirant but still i think there was no need for UPS as already government is spending a lot on employee salaries. also salary of govt. employees is good compare to private sector. Instead of UPS government should fill the vacancies that are pending and pay salaries to them which will also reduce unemployment.
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and remaining 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
जितनी खुशी तत्कालीन कर्मचारियों को OPS के जगह पर NPS को चुनकर हुई थी,उतनी खुशी आज भी हमारे साथियों को NPS के जगह पर UPS को चुनकर होगी। लेकिन लगभग 10 वर्षों के बाद NPS की खामियां पता चलने लगी तो लगे सरकारों को कोशने। उसी तरह जब आगामी 10 वर्षों के बाद UPS की भी खामियां बाहर आने लगेगी तब फिर से हमलोग रोने धोने लगेंगे। मैं कहता हूं आप क्यों मोडिफिकेशन कर रहे, क्यों इतना दिमाग लगा रहे हो, सीधा सीधा OPS ही क्यों नहीं बहाल कर देते। मरणोपरांत UPS के अनुसार आप फैमिली पेंशन 60 फीसद देने की फजीहत कर रहे हम तो OPS के साथ 50 फीसद में खुश हैं। परंतु बात है कि हर हाल में OPS नहीं देना है इसलिए प्रपंच रचा जा रहा है। जब तक कर्मचारी को UPS समझ में आने लगेगा तबतक सरकार इसका लाभ लेकर दो टेन्योर पूरी कर चुकी होगी और कर्मचारियों का उत्साह भी ढीला पड़ चुका होगा। 5 साल के लिए ये सफेदपोश चुनकर जाते हैं उसके बाद ताउम्र पेंशन और अन्य भत्ते पाकर सुखमय जीवन का लुत्फ उठाते हैं और आम कर्मचारी जो कि नौकरी लेने के पहले से जो संघर्ष करना शुरू करता है, नौकरी लगने बाद उससे दोगुना संघर्ष करते हुए नौकरी करता है। किशोरावस्था से शुरू करते हुए युवावस्था को समर्पित करते हुए बुढ़ापा तक अपना शरीर जलाकर,घरबार छोड़कर रिटायरमेंट तक अनगिनत बीमारियों को गले लगाकर जब घर वापस आता है तो पेंशन के रूप में झुनझुना थमाया जाता है। 5 वर्षों की सेवा के बाद सफेदपोश पूर्ण पेंशन के हकदार हैं जबकि दिन रात अपना खून जलाने के बाद जब एक कर्मचारी 10 वर्षों की सेवा के बाद जब घर जायेगा तो उसे 10000 की विशाल राशि उसे पेंशन के रूप में दी जाएगी जिससे आने वाले समय में वो अपनी पतलून भी नही सिला पाएगा। आधुनिकता का आलम यह है कि रिटायरमेंट के बाद यदि वृद्धाश्रम में गुजारनी पड़े तो इन 10000 रुपए में वृद्धाश्रम की फी भी नही पूरी होगी। खाने,कपड़े और दवाई की तो बात ही अलग है। इसलिए अभी भी समय है हमसभी को मोह के मायाजाल में नहीं फंसना है और सरकार से गुजारिश करनी है कि प्रभु आप हमारे लिए ज्यादा परेशानी मत उठाएं आप हमलोगों को OPS ही दे दें बड़ी कृपा होगी आपकी। NO_MODIFICATION_ONLY_OPS
Sir, please clarify that if Government has to pay 6250 crores in first year and increased amount in subsequent years, then how UPS is different from OPS. Because main intention to introduce NPS was to reduce constraints on Budget and this 6250 crore will still affect our Budget. In a similar manner to OPS, UPS will also put pressure on Budget. Does this means, NPS introduced was incorrect? or similar to NPS some other scheme will again overtake UPS.
Why Mla,Mp, Ministers, judges,army, airforce, Navy in ops...n other employees in ups...what is this? everyone served the nation, we want one nation one pension...
If a Person become MP, MLA multiple times, He Gets Multiple Pension. 1 Person getting multiple Pension. Stop political Party Pension rather than single government employees family who gets Pension after whole retirement age.
The main thing is ki..it is affecting our economy 1. I know we all are against the pension fund of MP,MLAs but we can't do anything....cuz they are the people who are amending bills they will never amend a bill which is not in the favour of them ......... 2. I personally think the amount in UPS should be 30-40% cuz they are secured their future during their working phase...and also their children will be in a good position than other children in our country....... 3. Govt should cut that money from them and invest it in people below poverty line...... only then our country will develop..... Thank you 😊
@@Unknown-b7c4f increase in salary probably won't the solve issue. Increase salary other things will also increase. Even now many CTCs take into consideration taxes set.. And if there were no taxes salary offered would defintiely be lower.
What do you say about corperators who steal lakes of crore money from govt .one who do jobs they get salary as thier wages and its is thier hard earned money so why to cut from them
Short analysis:- 1. After 25 yrs of service Last 12 months average Basic pay ka 50% pension 2. Minimum assured pension 10k 3. After retirement the spouse of deceased will get last basic ka 50% ka 60% 4. Inflation rate in pension as per rates 5. Amount of last 6 months Basic+DA at the time of retirement 6. Current 10% contribution by employee and 14% by govt is raised to 18.5% by govt which is being invested in Equity, govt bonds, wo sum bhi to last time pe milega. Nice scheme❤ Sirf wahi virodh kar rahe hain jinko OPS, NPS or UPS ka kuch pata nahin hai.
Video made without any research, a lot of mistakes. 1.Not 50% of salary, that is 50% of basic + da 2. Employees contribution is 10% and employers contribution is 14%
देश की आम जनता वस्तुओं पर 5% से 28% तक जीएसटी देती है पेट्रोल डीजल पर 50% टैक्स देती है। ताकि देश के सरकारी कर्मचारी और नेताओं को लाखो करोड रुपए पेंशन के रूप में दिए जा सके। इस पैसे से देश के लाखों बेरोजगार युवाओं को रोजगार दिया जा सकता है। पेंशन सिस्टम बंद करो
@@mynk_rjput loot hum nahi rhe hai. Jo mantri sansad baithe hai unko bola kya kabhi. Vo to Bina padhe likhe 1 bar bhi mp, mla ban ke Life time pension lete hai.
@@namratasomwanshi2045nps me 60% corpus me tax lagat hai and agar retiremnt se pehle mar gaye to 80% nps wud get locked.. Whr as in ups u will get 50% of last 12 months avg basic pay + da in regular interval based on aicpin index.. Also u will get (basic+da)/10*year of service*2 as a lumpsum.. Gratuity has nothing to do wid pension..it is paid seperately..Its is 25 lakhs now.. Thoda study karlo pehle😂😂
@@joymondal487Jo 10% deduct hoga or 18.5% government degi vo retirement k baad milega ya nhi ye btao aap to sidha sidha isme lafda kregi government sayad hazam krne ka plan h government ka
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
Kindly Answer! What about the amounts thats were deposited monthly by employees under NPS ? Some has deposited more 10 years! Will that balance be reimburse or not!
10 वर्ष की मेहनत के बाद सरकारी जॉब में लगा हूँ,17 वर्ष ही जॉब बची है। यदि पेंशन नही देना चाहते तो मेरी तैयारी में खर्च 10 वर्ष लौटा दो। यदि सरकार को इन सबसे बचना है तो सरकारी जॉब की अंतिम आयु 25 वर्ष रखनी चाहिए। इससे कम से कम युवा अपना समय किताबों में नही व्यर्थ करेंगे
Sir today's session has a lack of research like In OPS :- pension was 50% of last payout (basic+all type allowance) while in UPS:- pension is 50% of last basic pay not last payout. In NPS 10% is deducted of (basic+DA) and 14% of (basic+DA) is given by the government and this amount (24%) is invested in mutual funds..
No future of this country, 2 crore government employees gets 10 lakh crore on pensions , and education budget +health care budget+ road budget+ railway budget combined equal to this
1.Last 12 month m jo average basic pay h jaise b. Pay average 40000 hai to uska 50% 20000 aapko pension milega monthly + Dearness relief milega. 2. Aapka 10% contribution + 18.5% govt contribution me se hi aapko pension or gratuity di jayegi One time amount nhi milega retirement par.. Nps me b same hi hota h Aapko retirement par 60% lumpsum amount mil jata hai..baki 40% ka aap monthly pension bnwa skte hai.. Dono option isi liye rkhe gye hai Jisse aap log झुनझुना bjate rho
Every Indian, please think that what percentage of people are enjoying the benefits of governmental pension ; it will be 1% or less & we all supplying the money by paying tax directly or indirectly .By our money, the pensioners are enjoying,it a serious injustice for the rest 99% people.
@@stg9440 brother can't you see how much burden it puts on tax payers money , then govt also gives medical releif to them in lakhs . Im not paying taxes to govt so that it gives money toh 0.5% of the people only
@@ruin9 you know getting govt job is difficult so there should be some perks and benefits which encourages young generation to prepare for it. And it is nothing in comparision of ops
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Correction basic pay average last 12 months
Main govt job kar rha hu.. 2 saal se.. mera jo NPS k liye salary se deduct hua hai wo kya hoga ab??
Sir Total salary ka 50% nahi
Basic pay ka 50 % pension milaiga .Jiska Retirement ka basic pay 46000 hai or allowance laga kar 80000 salary hai .
40000 pension nahi milaiga Sir Basic pay 46000 ka 50% milaiga 23000 milaiga Sir .
SBI /IBPS ke employees ko ye benefits milenge ya nhi?
What if some1 died during service..will family gets pension?????
Grauity amount????
Stop giving pensions to MLA, MP, CMs
Judge
@@sanju340😂
I agree...
Stop Navi kare but un logo ko 1 se jada pension na mile
Let's fix the tenure of govt employee to 5 years. Appear for fresh exam for new tenure.
Stop pensions MP ,MLA , politician with judiciary department
UPS milna chahiye na ki ops 😅😅😅😅😅
Never going to happen as we are fools.
Why judiciary lol.. civil judge exams dete hain tab judge bante hai. High court aur supreme ke judge ke tarah collegium se nahi bante.. unki pension band karwao
Bhai wo mar jaayein kya?
Right 👍
मैं ट्रक व्यवसाय से जुड़ा हूं आप लोग कभी ट्रक व्यवसाय को लेकर कोई वीडियो बनाया आज यह व्यवसाय इतना बुरा दौर से गुजर रहा है हम ट्रक खरीद कर पछता रहे हैं हम इसको चलाया कैसे जाएं पूरे रास्ते टोल से भर दिया गया है ऑयल प्राइस इतना हाईक पर हैं पुलिस पूरे रास्ते परेशान करती हैं गाड़ियों के लिए भाड़ा नही हैं गाड़ी का खर्चा .. 1 ऑल इंडिया परमिट 2 फिटनेस 3 पॉलिशन 4 इंश्योरेंस 5 स्टेट टैक्स 6 स्टेट परमिट 7 पुलिस इत्यादि और भी हैं अभी माइंड में आ नही रहा हैं इसके बड़े भी इस बिजनेस को लेकर सरकार को कोई मतलब नही हैं plz कुछ सोचिए अप लोग ।
Aapko shayad statement taiyar karna chahiye .
😢😢😢😢 right
I support you bro
@@KUNDANSince2023 Aapke support bolne se kya farak pad jaega batae bhai?
Do a Dharna.
Not 50% of salary, it's 50% of basic salary. Kindly give correct information... most people watching you.
Right 👍🏻
Yes
Haan toh DR bhi toh milega us pr
@@manishsharma371 फिर भी टोटल सैलरी का 50% नहीं होगा
If salary 1 lac hai or basic salary 65k hai to uska 50% milega
Wrong info regarding contribution
NPS -
10% Employee contribution
14%- Government contribution
New proposed contribution of govt is 18.5%
50 percent of basic pay and 10 % employ +18.5 percent by GOI.
एक बात आप सभी बताए की जो ups में 10/ कर्मचारी देगा और 18.5/ सरकार देगी
अब कर्मचारी मान लीजिए 30 साल तक जॉब किया तो इन 30 सालो में जो पैसा इकट्ठा होगा उसका क्या होगा क्या सरकार इस पैसे को रख लेगी या इसका कितना हिस्सा कर्मचारी को देंगी या पूरा कर्मचारी को मिलेगा
और पेंशन सरकार अपने फंड से देगी पीएल कोई बताए
Same question. Lot of ambiguity @@praveenmaurya
@@praveenmaurya10 apka or 18.5 sarkar milaka use invest karngi or last m retire hona p 50 %apki salary k pay krengi
@@praveenmaurya yes there is no clarity on this and what about the NPS amount deposited till date
Wrong analysis
Ups : 50% of basic pay
Ops : 50% of last salary drawn
Basic pay
😂😂😂😂😂
Babu basic pay me DA bhi add kr dijiye
@@Sudhir556 basic pay mai da bhi add hota h?
@@mananrohilla8376 nhi bhai ek baar aur pta kro
@@mananrohilla8376 BASIC PAY MEIN DA NAHI HOGA UNDER UPS. ITS CONFIRM.
Video starts at 1:43....😎
Thanks
Thank you
THANKYOU
Thank you
maseeha
Last salary ka nahi..basic pay ka 50%
Mtlb kya hai
Right
Agar aapka basic at the time of retirement basic pay 120000 hay to 60000 milegaa. Ye nps se jyada fuddu hay .
30 sal naukri k bad 10 plus 18.5 milake samjho 2-2.5 cr accumulated lump sum hoga . Wo bhi aapko return denge.
Aab 60000 pension milega. Ab samjho aap 85 sal ta jiye to 300 mahine hue after retirement. 60000×300 = 18000000. Matlab aap ki loss . Govt win win situation.
@@Xxx11843basic salary ka fixed 50% bhi dena bhi badi baat he.... NPS me wo nhi tha... Aur last salary ka 50% govt dega to economy pe aur burden ayega . To phir govt aur tax badhayega
@@Xxx11843पेंशन ऐसे ही होती है.... ना की 100%
4:55 Little correction : it is the basic pay which is different from pay. If a person's salary is 1 lakh per month, basic pay is always less like it could be 50k. And then allowances are given such as medical allowance, HRA, DA etc and salary increases to 1 lakh. So, government will consider basic pay only which means pension will be around 25k( if average basic pay of 12 months is 50k).
Ops mai da include tha
Sahi pakde hai
Basic pay ka 50% ✅️
Basic pay + Da ka 50% ❌️
Ops me bhi 50%of basic + da
And UPS me bhi 50%of basic+ da
Difference ye hai ki ops me contribution kuch nahi karna hota, but UPS me 10% of basic+ da contribute karna hoga, also ops ne gratuity full milta tha UPS me 30%gratuuty less milega.
Overall, Ups is not as good as ops but far better than NPS.
@@user-wb6pb2df1zbhai da isme bhi include hga , dearness relief... 50%+dr... difference y h ki ops m bina contribution k pension milti thi isme 10% contribution k baad pension milegi ..
OPS agar itna burden create kar raha hai to ye MP, MLA ko OPS kyun mil raha hai.....
Iske jimmedar hum hai jo koi awaj nhi uthare hai
mla or mp KA number 90 lakh nahi ha
Bhie mp,mla kitne ha as comparison to govt employees
@@deepthakur3382rule of rule hota hai.. Yeh sab bhi tu Indian citizens hai tu inke liye kyu nahi UPS implementation
Baat to sahi hai but greatest economist MANMOHAN SINGH ne bhi reinstate nai ki thi OPS. pata nai kyon nai ki thi
News is temporary but offer is permanent😂
😂
😅😂
Ups👍
To tujhe news se matlab hai naa skip kar diya karna naa
🔴🔴🔴 Wrong info alert: last 12 month ki salary ka 50% nahi milega, sirf basic pay ka 50% milega.
Employee contribution ka Lumpsum payment nahi milega uski jagah salary ka 10% multiply by twice the years of service milega jo ki Lumpsum payment ka 10% bhi nahi hoga.
Sir I watch your videos for detailed and correct explanation please cross check your data before making videos and provide full info.
Bhai tu bi partially correct bol raha hai🤪, phirse letter padh ke aa
Dhng se pdh le phle notification
OPS mei bhi yahi hota tha betaji pehle jaake pta karo mere ghar pitaji OPS wale hi hain.
Dobara video dekh, avg of last 12 month basic pay bola hai, 4:00
@@ranveersr8080 bhai kaan me jo fasa rakha hai usko nikal k fir se sun dhyan se basic pay ka kahi naam nhi liye gya hai.
What about private employees
They also want secure there old age
• Gov should increase gratuity
• assured Epfo pension , today its only 4k to 5k
System are unfair for hard working private employees even they are contributing
Let them pay taxes to pay us pension 😂
Corporate/ Pvt sector -
. Biggest job provider ✅
.pay huge taxes✅
. Respect in society ❌
. Support from govt ❌
L lag gaye😂
Nonsense. It was depends on your salary. Average IT Private employee easily get more respect than group b c d jobs
@@Ttk00007not at all
If you came from up/Bihar/mp/raj state !
@@Alochak_Kumarsociety khud kaamchor hai 😂😂😂😂
Right. currently IT has more than 60 lakh employees, fmcg, pharma have 30 lakh employees, PSU 40 lakh and many more. These people are paying heavy taxes but nothing gets from the government.
What about the Private Employee who earns 15,000- 20,000 per month working 10hrs per day but no one cares Government implementing the same law for the Private Employees.
Same for labourers and farmers and other low income unorganised sector people
Kyu ni padhey mehnat ki...
No income tax for private employees earning 15000 - 20000, only GST they will like same as govt. employees, so it is not discrimination.
Jai shree Ram 🇮🇳🙏
Pension is paid by employer..govt is not the employer of the private employees..So govt is not responsible for their pension
@@joymondal487ok but government has the complete right to deduct tax from private employees salary na ?
1:42 video starts
Hero
Thanks
❤
Thanks, this person makes announcements in every video. That is annoying
Thanks bhaiya
Wrong analysis,only 50% of basic (not salaries 50%)
Basic pay ke 50% ke sath DA b to milega
50% of basic pay plus DA will also be given...so indirectly half of the total salary 😊
Wohi bola hai
Ur right basic pay ka half hai
Ye Only Basic Ka 50% .Usme bhi Contribute NPS jaisa hi h..😢
Employee ko abhi bhi Contribute krna hi h
Who will give all this money.. During their tenure what are these so called government employees doing...
On top of it we all know what kind of service we as citizens get..
Hats off to Raga and opposition..
Tax collected from private emloyees will fund all of this man! 🥲🥲
@@mynk_rjputno dear gov employee will pay 10%
@@mynk_rjputFirst understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
I know its frustrating as pvt sector employee (i am too) but pls be updated! Ur Raga is the one criticizing the NPS since last so many years and demanding this UPS and hence to counter the opposition GOI has brought this!
Moreover ur Raga and opposition are the ones giving most freebies to everyone - free seats in buses to free helicopter money to free water and electricity etc!
So by this logic u should be actually criticizing Raga and not GOI!
@@udaybhaskar9970UPS is very similar to OPS, which oppsotion has been demanding for such a long time
Financial prudence was the reason for replacing OPS with NPS but this govt succumbed to the pressure of opposition.
Only govt employees will be benefited, rest all and especially govt will be under burden
Total salary ka 50% nhi ,sirf basic pay ka 50% aur Da milega.
Galat news nhi dijiye.
By adding DR it becomes 50pwrcent of last drawn salary
DR +Basic is right
Half knowledge is very dangerous.
Sahi information wale bhaiya DA jorne kya aapke dada aayenge
❤ sir/ aapne acche se samjhaya..example de ke/ a very big thank you/ ❤
आप गलत बोल रहे हो... NPS में employees का 10% ही कटता है government 14% देती है.. आपसे इतनी बड़ी गलती की उम्मीद नहीं थी... अच्छे से research करके वीडियो बनाया करें..
Yes is video me bhut mistake h
correct bro
Fir bhi beneficial nahi hai...... retired persons ko bhi isi pension scheme mei lekar aao nahi to 2004 walo ko bhi ops do
Bilkul sahi
50% of their basic pay sir not the 50% of total
They again did mistake
@10:33 I would like to interfere sir
Employee 's contribution is 10%
Employer's contribution increased to 14%
Right
No bro it is 10% only
galat ,, employee contri is untouched and kept at 10% for lifetime but government will now contribute 18.5 % and will increase with inflation in future or if needed
I hate this country God please help me to settle in some other good countries.
Right 👍
Sell this country for cheap politics and freebies
Kejurruddin ke liy bhi bold ye baat
@@tanujgupta8576 usi k liye boli h bhai usi bkl ne chalu kra h ye sb
Bro u should learn what is OPS and its economic burden.
You can do it if you're not sold
Ops Only for armed force..not for civil employee..
When people vote for freebies, what do you expect? If people vote against freebies, no political party will offer it. Democracy bro 🙏🏽🙏🏽
B) both are antonyms,
Dear money is used to curb the inflation and cheap money is used to curb the deflation. 14:28
Per capita in India less than 20000.but servant of public getting salaries more then 20000.what a service. That's why india still suffering from poverty.
Chal nikal be yaha se 😂😂
Paper nikal ke jate hai
are you mad or something
Paper nai nikla na tera😂😂😂😂😂
2019 majboot sarkaar
2024 majboor sarkaar😢
tune kya ukhaada be hindutva ke liye
2029 main hotega ye ghatia sarkar
Majboor kisne banaya
2029 Gayab sarkar
10:52 wrong information. As a employee I have contributed 10% of my salary and government will contribute 14% of my salary
You are absolutely correct
Yess
Before 2019 contribution made both employee and emplyer were 10℅ after 2019 government increased there share to 14℅.
Watch video again...he said both employee and employer contribute 14%
Yes
साहब
1.retirement मे कितना मिलेगा और कैसे मिलेगा?
2. अब तक NPS मे पैसों का क्या होगा, और वो कितना जमा माना जाएगा मतलब की कटे हुए पैसों को डबल के हिसाब से मना जाएगा या नहीं?
3. Ops की तरह क्या कर्मचारी अपनी जमा हुई पेंशन निकाल सकेगा? अगर निकाल सकेगा तो कितना और किस प्रकार ?
4.ग्रेजुटी का क्या हिसाब रहेगा?
इन सभी सवालो का जवाब क्या है।
Jo govt ne release kiya tha ups ke bare me pdf...sir sirf usko padhke ayen hai...extra kuch information nehin hai 😂
Kon kehta hai ki hmare vote ki value nhi hai .........agar 400 paar hota to ye scheme nhi aata 😂😂😂😂😂😂
Sirf sarkari nokoro
Ke liye hai
@@User-g1u2vto tu bhi lag ja
@@User-g1u2v durbhagya se tu ye chah kr v nhi bn pa rha😂😂..
Yup y to h
Very true
B) option :✔✔✔✔✔✔🙏🙏🙏🙏🙏🙏✔✔✔✔✔✔ Dear money is a monetary policy that involves high interest rates, making money harder to obtain through borrowing. Cheap money, also known as a low-interest policy, is the opposite of dear money and involves loans and credit with low interest rates.
अगर पेंशन बंद करनी है तो सबसे पहले नेताओं की बंद होनी चाहिए 😐😐
आम आदमी पार्टी ने नेताओं की पंनशन बन्द कर दी है पर लोगों ने तिन लोक-सभा सीट ही दी (2024)
@@yudhvirsingh9926 qki pension k scam ke paise milenge sabko 😂
Please share the detail what will happen to our contributed money in nps till date
Most are commenting without reading full .. proposal.. government employee has to pay 10% the salary every month to get this... not free
No bhai its upon your decision to choose ups scheme or ….you can switch on nps too …
So what is wrong in this
@@yogendrakarki9062nps ko scrape kar diya hai
The same pension scheme should be applied to private employees also
Nps बेस्ट है
Ups में काट दिया मोदी ने सबका
Corrupt Government employees will also get PENSION.
Financial burden on Central and State Government will be very bad for economy
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and remaining 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
L ka corruption q Minsters ko pension milna thik he but gov employee ko na mile
Ha ab country ki economy pr koi pressure nhi pdega. Sab nautanki ki baatein h. Private middle class se tax lekar sarkari babuo ko pension do.
Ye sab ek hi thaali ke chatte batte h chahe BJP ho ya Congress kuchh faraq nhi h. Sab k sab
Bhai, isme govt. Pe burden nahi hai, thoda study karo,
Employee ke payment se 10% ka deduction hota hai or usipe govt. Pension deti thi...
Isme ek hi badlav hua hai, ke isme assured pension ka jikr hai, magar iske badle me govt. NPS me jama sari amount laps kar rahi hai...
Ulta isme employee ka loss hai
Sir 18.5% per month gov. ko apne pass se lagana hai. OPS mein bhi PF kat ta tha karamchari ka.
Bhai private me hai toh nikal lete hai iss desh ko chorke. Asap. Sarkari naukari waalo ka hi country hai yeh, government job lenge bhi aur shaadi bhi ussi se karenge jo government job me hai. Wealth inequality ko upar le jaane ke liye
Jali na , jali na ??
@@adarshwanderer5704Ops me kuch v ni kata tha
One question: ye jo 25 saal ki service honi chaiye wala point hai , kya ye years of service ka calculation 1/4/2025 se chalu hoga ya actual years of service in organisation wala count hoga ?
Clarification needed plz.
4:07 Here Basic Pay is different from Net and Gross Salary. Basic Pay is a kind of Stipend.
At the point 5:36 you informed incorrect govt . says 50%of basic salary not total salary
It is just example consider he has basic salary 100000 per month
Exactly.... Kya teacher banega re ye...😂😂😂
Exactly it is the average of last 12 months paid salary not 50 percentage of salary
Plz correct at 4:16 , it is not salary it is only basic.
Sir pls make a detailed video that what contribution we have to give now..
Give Rs1 crore to everyone...then
Rs 1crore=Re1... Welcome to devaluation and hyperinflation
But this is only affecting 90L people, it will not cause any inflation. They were getting 40k now they can get 50k (for an example).
Your example work if 1 crore is given to everyone (135cr people).
@@2ooo4 This Will still Caused inflation
@@2ooo4Have you studied the NPA scheme ? That 40K was not fixed. This time 50% of the average salary withdrawn in last 12 months would be fixed.
Total govt jobs is 1 percent of all employment.... So not everyone will not get "1crore".
No there are only less than 1% govt. Employee this will not led to hyper inflation instead it will pump money in economy.. they will spend more and small shops will get benefitted..
10:45 employee contribution 10% of salary and 14% contribution from government
You are right
Yes, right. Also, the UPS calculates based on last 12 months BASIC PAY NOT FULL PAY. He is considering Full pay in example. Which is wrong.
Wrong information
Yes Right. Video shows wrong information. Employee contribution 10% and government contribution 14%
What a innovative way to stuck youth, as govt. job are more lucrative and now more no. of aspirants will prepare to it for years and will not seek the employment till the time.
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
It's good na. It will reduce competition. Due to ongoing/fear of recession and economic slowdown, there are already less jobs in market.
@@udaybhaskar9970 I have read about it, but friend it's not about the contribution, but it's more about the mentality that is prevailing in the society.
Is it available to only central govt employees or all the employees who are working under the state govt also?
Sir, whole salary ka 50% nhi...Basic Pay ka 50%.... 5:48
Da bhi milega toh baat same hui
@@samilsingh3868 wo alag hey, par bolne ke time sahi bolna na..
@@raghav_xp7same h bhai
basic
Or gov or employee contribution v thik se nahi btaya hm employee 10 or gov 14 deta tha NPS m
Still Central employees have to invest only 10%, And earlier employee also invest 10% the government which used to invest 14% earlier is now investing it to 18.5%, please correct this in the video
in budget convert to 14% of employees and 14 % employer contribution
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and remaining 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
10:45 wrong information, employee k pass se 10 percent aur government 14 percent deta hain nps mai... Pehle dono he 10/10 percent karke tha
Yes 👍
Right
Khud ka 10% aur gov 14%
Right
LAST, LEAST, LOWEST
Agniveers are better off than Short service commissioned officers who serve for 10 to 14 year (plus one year of training)of Armed forces.Some people were not happy with that. I apologise for being inaccurate and correct myself now:
- Agniveers are far, far better off. They get benefits of Seva Nidhi Scheme.
- Jawans are far better off. They get pension under OPS.
- Sweepers and jamadars in govt institutions are better off. They get NPS/UPS.
- Clerks and peons in govt institutions are better off. They get NPS/UPS.
- Jawans getting commission as officers through any entry are thousand times better off. They get OPS at total 12 years of service.
- Short Service Officers of Coast Guard are better off. They get NPS/UPS.
- Officials in PSUs and Autonomous Bodies are better off. They get NPS/UPS.
- CAPF / Paramilitary Forces personnel are better off. They get OPS/NPS/UPS.
- Jawans leaving service to join PSUs are better off. They get pro rata pension.
Total govt servants = 2 crore
SSCOs (including MNS) = 15k
2 crore divided by 15k = 1333
SSCO’s are 'literally "one in a thousand"
Ask not what the nation can do for you. Bullets and bombshells won't touch you because you're Short service commissioned officer.
SSCO’s are deliberately kept out of OPS , NPS and now UPS .
India ka 3% population govt job me hae aur unko life time salary milega marne ke baad Biwi ko salary milega aur bachho ko job milega..... Aur baki ke 15-18% unemployed youth ghanta bajayega..... Bolo Radhey Radhey
Toh bhai ghanta pkd kyu rha pdhai kr
Tyari kro ...ese naukri nhi milegi...jinki lagi h wo tyari kar k lagi h
Isko kaam kre ya na kare paise chahiye govt se 😂😂
Mehnat kar bhai tu bhi....bolo radhe radhe
Free main nhi milti bache Sarkar Naukri
Dear Ankit sir, UPS is not same as OPS please correct your data.
I may report this video for spreading False Information.
🙏🙏🙏
Correct 💯
Correct
Sabko दामाद Govt job वाला चाहिए लेकिन ops से देश डूब जाएगा
Desh kyu dubega bhaisab. Bahut jagah pe ham rationalisation kar rahe hai... Jaise ki DBT , digitisation have saved lot of money. We can afford this much of employees welfare. Also it will boost demand in economy to increase income of govt as well. Some positives are also there.
@@ajjusrvd7764 Nice explaination
@@ajjusrvd7764 bhai bahut burden padega Aaj nahi padega lekin aane wale saaloe padega
@@ajjusrvd7764Digitalization was not possible without private employees who are not getting pension
Jab tak tum duniya me nahi rahoge
it is a really shameful and cruel decision that in the name of the UPS, the government will swallow the entire life saving of the huge whole corpus i.e. 10% contribution and return. Every time Government servants become a scapegoat.
Waiting for your video on this topic
Fun Fact- Politicians are getting OPS with no tenure limit condition.
Video needs a correction, 50% of Basic Pay not of Salary.
.
Remove Pension Scheme for politicians, they have to come in politics to serve our Nation.
पैसा तो वह बना ही लेते हैं .😀
Right 👍
Govt job ki value fir se badh jayega 😂😂😂
Govt jobs ki value kam hi kab hui thi 😂
@@youtubeaddict3041😂
कुछ समझ में ना आता हो तो कॉमेंट नही करना चाहिए।
Rakesh bhai aapke comment ka mtlb..???
Will it be for Banking Employees?
Bhai congress ne Himachal Pradesh m kuchh nhi kiya sirf chutiya bnaya h government employees or students ka
Kitna Mahan desh hai Mera aur kitne Mahan Log hai yaha k.. Jabse Azad hua hai tabse ye he mudde hai.. Reservation, Unemployment, Poverty, Appeasement etc.
Yes right
Himachal mei aaj kl MLA( rait kangra) durg dealers ko support kr rhy hai or normal pde likhe logo ko preshan kr rha hai bs apne fayda ka lie usko bs vote sa mtlb hai....yh tk ki police ne durg dealer ka ghr pai bhi raid mrri tb bhi mla ke ek call pai police vlle kuch ni krte hai drink krte hai drug dealer ka sath.... Or bapis chle jate hai..... Bhot bura haal hai Himachal ka... @Narendramodi , @officalamitshah
@@gauravsharma_7 absolutely right 👍
i am government job aspirant but still i think there was no need for UPS as already government is spending a lot on employee salaries.
also salary of govt. employees is good compare to private sector.
Instead of UPS government should fill the vacancies that are pending and pay salaries to them which will also reduce unemployment.
Totally agree bro
AAP , punjab govt is giving permanent employment but still people gave only 3 loksbha seats in 2024. That emplies why shall govt give employeement
@@Alochak_KumarWho will decide who is Kamchor or not?
@@bk12373services infra and bureaucracy of country. Army is exceptional
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and remaining 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
जितनी खुशी तत्कालीन कर्मचारियों को OPS के जगह पर NPS को चुनकर हुई थी,उतनी खुशी आज भी हमारे साथियों को NPS के जगह पर UPS को चुनकर होगी। लेकिन लगभग 10 वर्षों के बाद NPS की खामियां पता चलने लगी तो लगे सरकारों को कोशने। उसी तरह जब आगामी 10 वर्षों के बाद UPS की भी खामियां बाहर आने लगेगी तब फिर से हमलोग रोने धोने लगेंगे। मैं कहता हूं आप क्यों मोडिफिकेशन कर रहे, क्यों इतना दिमाग लगा रहे हो, सीधा सीधा OPS ही क्यों नहीं बहाल कर देते। मरणोपरांत UPS के अनुसार आप फैमिली पेंशन 60 फीसद देने की फजीहत कर रहे हम तो OPS के साथ 50 फीसद में खुश हैं। परंतु बात है कि हर हाल में OPS नहीं देना है इसलिए प्रपंच रचा जा रहा है। जब तक कर्मचारी को UPS समझ में आने लगेगा तबतक सरकार इसका लाभ लेकर दो टेन्योर पूरी कर चुकी होगी और कर्मचारियों का उत्साह भी ढीला पड़ चुका होगा। 5 साल के लिए ये सफेदपोश चुनकर जाते हैं उसके बाद ताउम्र पेंशन और अन्य भत्ते पाकर सुखमय जीवन का लुत्फ उठाते हैं और आम कर्मचारी जो कि नौकरी लेने के पहले से जो संघर्ष करना शुरू करता है, नौकरी लगने बाद उससे दोगुना संघर्ष करते हुए नौकरी करता है। किशोरावस्था से शुरू करते हुए युवावस्था को समर्पित करते हुए बुढ़ापा तक अपना शरीर जलाकर,घरबार छोड़कर रिटायरमेंट तक अनगिनत बीमारियों को गले लगाकर जब घर वापस आता है तो पेंशन के रूप में झुनझुना थमाया जाता है। 5 वर्षों की सेवा के बाद सफेदपोश पूर्ण पेंशन के हकदार हैं जबकि दिन रात अपना खून जलाने के बाद जब एक कर्मचारी 10 वर्षों की सेवा के बाद जब घर जायेगा तो उसे 10000 की विशाल राशि उसे पेंशन के रूप में दी जाएगी जिससे आने वाले समय में वो अपनी पतलून भी नही सिला पाएगा। आधुनिकता का आलम यह है कि रिटायरमेंट के बाद यदि वृद्धाश्रम में गुजारनी पड़े तो इन 10000 रुपए में वृद्धाश्रम की फी भी नही पूरी होगी। खाने,कपड़े और दवाई की तो बात ही अलग है। इसलिए अभी भी समय है हमसभी को मोह के मायाजाल में नहीं फंसना है और सरकार से गुजारिश करनी है कि प्रभु आप हमारे लिए ज्यादा परेशानी मत उठाएं आप हमलोगों को OPS ही दे दें बड़ी कृपा होगी आपकी।
NO_MODIFICATION_ONLY_OPS
Sirf tere ko lag raha 😂😂 bebkuf ,
UPS best hai NPS se
Yes , OPS has to be granted by government
Desh me ek hi pension system hona chahiye.
Only ops
Atulkumar Aandolanjivi😅
Sir, please clarify that if Government has to pay 6250 crores in first year and increased amount in subsequent years, then how UPS is different from OPS. Because main intention to introduce NPS was to reduce constraints on Budget and this 6250 crore will still affect our Budget. In a similar manner to OPS, UPS will also put pressure on Budget. Does this means, NPS introduced was incorrect? or similar to NPS some other scheme will again overtake UPS.
Private Employees giving More tax than Govt. employees still no scheme for them😔
Ache din MITRON 😂
Government is the employer of govt employees.
That is why it is givung it.
Pvt employees should ask their employer.
@@Ayushmishra-gz4pgso with your logic Govt should stop asking for Tax from private employees right?!
@@myselfyuviabe gov job me aaja phir, tujhe keesne roka
@@IndianMasterOfNone Govt ne be! Reservation laga ke🤡
Not 50% of salary, it's 50% of basic
Why Mla,Mp, Ministers, judges,army, airforce, Navy in ops...n other employees in ups...what is this? everyone served the nation, we want one nation one pension...
Ese to private employees ko bhi pension do fir bhai
@@mynk_rjput Social security should be based on tax contribution, just like every developed country.
Could have mentioned how UPS will be funded going forward and what's not in UPS compared to old pension.
If a Person become MP, MLA multiple times, He Gets Multiple Pension.
1 Person getting multiple Pension. Stop political Party Pension rather than single government employees family who gets Pension after whole retirement age.
No these govt employees should not get ..
Below you will find IT CELL comments who will show you country is sold......😂
Under CHOWKIDAR rule 😂
The main thing is ki..it is affecting our economy
1. I know we all are against the pension fund of MP,MLAs but we can't do anything....cuz they are the people who are amending bills they will never amend a bill which is not in the favour of them .........
2. I personally think the amount in UPS should be 30-40% cuz they are secured their future during their working phase...and also their children will be in a good position than other children in our country.......
3. Govt should cut that money from them and invest it in people below poverty line...... only then our country will develop.....
Thank you 😊
Instead of ups scheme they should give better salary to employees
There are already plenty of schemes for poor person.
@@Unknown-b7c4f increase in salary probably won't the solve issue. Increase salary other things will also increase. Even now many CTCs take into consideration taxes set.. And if there were no taxes salary offered would defintiely be lower.
What do you say about corperators who steal lakes of crore money from govt .one who do jobs they get salary as thier wages and its is thier hard earned money so why to cut from them
Poor peoples ke liye paisa bhaut hai bas corruption khatam karo, phir dekho kitni help hogi.
Jai shree ram 🇮🇳🙏
Sir PSU Bank ma kaya UPS lagu hoga ??
Please bolia sir🙏🙏
Short analysis:-
1. After 25 yrs of service
Last 12 months average Basic pay ka 50% pension
2. Minimum assured pension 10k
3. After retirement the spouse of deceased will get last basic ka 50% ka 60%
4. Inflation rate in pension as per rates
5. Amount of last 6 months Basic+DA at the time of retirement
6. Current 10% contribution by employee and 14% by govt is raised to 18.5% by govt which is being invested in Equity, govt bonds, wo sum bhi to last time pe milega.
Nice scheme❤
Sirf wahi virodh kar rahe hain jinko OPS, NPS or UPS ka kuch pata nahin hai.
Yeh confusion hai ki jo total amount hoga 10 percent plus 18.5 percent vo mila ga ki nahi
Asa khin likha to nhi hai
Bilkul nhi milega aapka 10% aur Govt. Ke 18.5% government rakh legi sir🙂
Wo sarkar khayegi😅
@@deepaksudan732nahi Milega
@@deepaksudan732 bilkul milega
@@MathsMinute bhai agar khana hi hota to wo khud kyun 18.5% contribution deti????
Dear money is good rate of interest and cheap money is low rate of interest.
dear money" refers to a high interest rate, while "cheap money" refers to a low interest rate so ans would be option B.,
14:21 option B) Both of them are antonyms
50% of Basic not salary... Wrong info.
UPS ❌
OLD PENSION SCHEMES ✅
No
Ha pura desh lele tu
Haan bhai loot le, poora loot le desh ko 😂
What about Lumpsum amount in UPS compared to OPS sir please make a detailed analysis video sir
Now more people will become unemployed. They will prepare for government examination for their life time.
😆
Specialy general category
@@unconquerable4172reservation hatwa du fir ..nhi chaiye to trko bheemta
I think its not applicable to people who join govt jobs now
Video made without any research, a lot of mistakes.
1.Not 50% of salary, that is 50% of basic + da
2. Employees contribution is 10% and employers contribution is 14%
No no no employer contribution is increased right now from 14% to 18.5%
Basic + da ka 50% ya fir Basic ka 50% ?
@@vijayprakashpal6542they make videos in haphazard manner. Their goal is just to post the videos to get views
@@bhnuc 50%of average basic drawn in retirement year(12 months)+ Dearness allowence at that time
@@bhnuc basic ka 50% + % da at that time
देश की आम जनता वस्तुओं पर 5% से 28% तक जीएसटी देती है पेट्रोल डीजल पर 50% टैक्स देती है। ताकि देश के सरकारी कर्मचारी और नेताओं को लाखो करोड रुपए पेंशन के रूप में दिए जा सके। इस पैसे से देश के लाखों बेरोजगार युवाओं को रोजगार दिया जा सकता है। पेंशन सिस्टम बंद करो
To lag na bhikhari naukri, naukri lagne k liye mehnat krni pdti hai
जब इस क्रांतिवीर की नौकरी लाग जाएगी तो यह ही पेंशन दो पेंशन दो चिल्लाया करेगा 😅😅
Kya UPS me bhi kuchh growth backing hogi ....jese NPS. Me stocks me dalte the???
We want only OPS ❤️
Like who agreed 💯
Haan bhai poora loot lo desh ko 😂
Apni behen de aur paise le😂
@@mynk_rjput loot hum nahi rhe hai. Jo mantri sansad baithe hai unko bola kya kabhi. Vo to Bina padhe likhe 1 bar bhi mp, mla ban ke Life time pension lete hai.
Kitna mp mla hai or kitna govt job employees he @@iamSandeep04
In NPS:-
Employee Contribution - 10% of (basic+DA)
Govt Contribution - 14% of (basic+DA)
Now govt contribution is proposed to 18%
After retirement=>
NPS 60% in cash and 40% in bank and his interest paid as pension
UPS 50% assured of pension but all your amount Surrender to govt.
WOW ! Government has become so much generous. Good luck.
Deducted amount will be given to employees after retirement
@@namratasomwanshi2045nps me 60% corpus me tax lagat hai and agar retiremnt se pehle mar gaye to 80% nps wud get locked..
Whr as in ups u will get 50% of last 12 months avg basic pay + da in regular interval based on aicpin index..
Also u will get (basic+da)/10*year of service*2 as a lumpsum..
Gratuity has nothing to do wid pension..it is paid seperately..Its is 25 lakhs now..
Thoda study karlo pehle😂😂
@@joymondal487Jo 10% deduct hoga or 18.5% government degi vo retirement k baad milega ya nhi ye btao aap to sidha sidha isme lafda kregi government sayad hazam krne ka plan h government ka
NPS is better. Why to give freebies
Then why not NPS for politician.
Employee serve 20 30 yrs but politician who serve just 5 yrs and got pension as per ops
I meant to include politicians too. They are always in my hotlist 😂
First understand about the scheme... it is loss to employee and profit for government. .... in NPS, 60% carpus given to employee and renaming 40% will be given his family after death... but in UPS, all carpus will be in govt hands.... employee will get only pension... that means employee will get pension from his contribution only that too very less compared to his contribution
@@udaybhaskar9970 Very true, 80-90 saal tak jina hoga apna hi diya hua pension wapas lene ke liye
Its not freebies. Govt will give us pension with money deducted from our salary itself.
Kindly Answer!
What about the amounts thats were deposited monthly by employees under NPS ? Some has deposited more 10 years! Will that balance be reimburse or not!
jitne bhi goverenment employee hain unke assests internet website par upload hona chahiye ,,,for transparency
Aur Pvt walo ke😅😅
Video start at 3:20
10 वर्ष की मेहनत के बाद सरकारी जॉब में लगा हूँ,17 वर्ष ही जॉब बची है। यदि पेंशन नही देना चाहते तो मेरी तैयारी में खर्च 10 वर्ष लौटा दो। यदि सरकार को इन सबसे बचना है तो सरकारी जॉब की अंतिम आयु 25 वर्ष रखनी चाहिए। इससे कम से कम युवा अपना समय किताबों में नही व्यर्थ करेंगे
Bilkul ..
Farmer bhi bachpan se desh ki seva Kara Raha hai ...ouse pension de ya aapko. ..aapne toh monthly salary bhi li hai😂
@@ProphetJagtap मत दीजिए।बस रिटायर के बाद फ्री राशन दिलवा दीजिए😊
Kaun bola tha pension ke liye taiyaari krne ko,kaam kiya salary li baat khatm,😂
To kam kr leta १० sal
Sir today's session has a lack of research like
In OPS :- pension was 50% of last payout (basic+all type allowance) while in UPS:- pension is 50% of last basic pay not last payout.
In NPS 10% is deducted of (basic+DA) and 14% of (basic+DA) is given by the government and this amount (24%) is invested in mutual funds..
Ups vs old pension scheme please share the details
No future of this country, 2 crore government employees gets 10 lakh crore on pensions , and education budget +health care budget+ road budget+ railway budget combined equal to this
1.Last 12 month m jo average basic pay h jaise b. Pay average 40000 hai to uska 50% 20000 aapko pension milega monthly + Dearness relief milega.
2. Aapka 10% contribution + 18.5% govt contribution me se hi aapko pension or gratuity di jayegi
One time amount nhi milega retirement par..
Nps me b same hi hota h
Aapko retirement par 60% lumpsum amount mil jata hai..baki 40% ka aap monthly pension bnwa skte hai..
Dono option isi liye rkhe gye hai
Jisse aap log झुनझुना bjate rho
Ye basic pay only hai [ jaise level 8 ka base pay 47600 hai ] ya basic pay plus DA ?
@@rpgeraltofrivia4626 basic pay ka 50% + at that time Dearness relief
State government me bhi ye same scheme hai kya sir ??
Every Indian, please think that what percentage of people are enjoying the benefits of governmental pension ; it will be 1% or less & we all supplying the money by paying tax directly or indirectly .By our money, the pensioners are enjoying,it a serious injustice for the rest 99% people.
Farmer ko freebie, widow ko pension, old age ko pension, handicap ko pension, lekin tax paying karmachari ko pension mila to takleef
@@Random-h5rye sirf government employees ke liye hai private employee of babaji ka tulu milega 😅
@@Random-h5r Lazy and unproductive govt employees get pension not all salaried employees 😂😂
@@kartiknaidu6564942 pvt wala pata bhi zada hai salary aur bahur jaldi salary badhti hai unki aur govt walo ki slow kachue ke tarah
Sbse jda tax govt. Employee hi dete h
Aaj govt employee ki jeet hui hai dosto.....pehle NPS, ab UPS aur agla target OPS hai ......himmmat mat haro.......5 saal ke baad ye OPS denge......😊
Haan bhai loot lo sara tax ka paisa 😂
Corruption plus pension 😢
Bhai corrorpati banna ha kya
एक काम करो सारे टैक्स के पैसे तुम्हे ही दे दे सरकार
De de Venezuela ban jayega desh
Private job wale sirf tax dainge, unhe koi benefit nahi milega... Vo sirf Tax daine k liye hai iss desh me.
Sahi bole bhai
Private employees giving salary to govt employees through tax.
Sabse jyada privatization aand disinvestment of CPSE'S PSU's andhbkhto ke paw paw ne hi kiya hai.
Ask ur employer
Apne employer se pension mango...govt is not ur employer😂
Well what will happen to corporate or private employees who opted for NPS(national pension scheme). Please enlighten us about this as well
UPS is not good... If a man retired at the age of 45 with 25 yrs of service, than what pension will he get soon after the retirement...
No..after 60 years only...
@@smartworld975 m bhi to ue hi keh rha hu... Faiyda kya h... Bas name change kr diya...
If the employee completes the 25 years of service, he will get 50% of last 12 months average basic pay irrespective of what age he or she retires
@@AshishPandey-tv1ge this pension will start at the age of 60... Not from the age of retirement (I.e. 45)
keep giving free money for no reasons , thankyou opposition . sell this country and take more and more loans for giving free money and freebies
What free money. Employees are still contributing 10% of their salary. It's not like ops
@@stg9440 brother can't you see how much burden it puts on tax payers money , then govt also gives medical releif to them in lakhs . Im not paying taxes to govt so that it gives money toh 0.5% of the people only
Why are you blaming the opposition for this? Did they take this decision?
Government employees are also taxpayer bro @@ruin9
@@ruin9 you know getting govt job is difficult so there should be some perks and benefits which encourages young generation to prepare for it. And it is nothing in comparision of ops
What about pvt job employees?
No government will pension for pvt job employees
PPF kholke baith aur LIC pension Wale scheme mai Paisa laga aur ak NPS khol khudka govt kya karegi private walo ka ?
@05:00 sir is it 50% of salary or 50% of basic salary? that is a very big difference! pls clarify!