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Sir jo ups me lumsum amount bola gya h dene ko wo hmare 10% contribution aur government ke 18% contribution ka 60% nikal sakte h kya jaise nps me nikalte the
Fun fact :- A Govt. Employee becomes eligible for pension after 10 years of service but an MP or an MLA is eligible for pension even after 1 day of service 😂😂😂
कांग्रेस को इसके बारे में एक भी शब्द बोलने का कोई अधिकार नहीं है, अगर वे वास्तव में कर्मचारियों का कल्याण चाहते थे, तो उनके पास OPS को फिर से लागू करने के लिए 10 साल थे, लेकिन उन्होंने NPS जारी रखा, इस बार वे सस्ती राजनीति कर रहे हैं।
14:20 🇶 *_What is the minimum maturity on Certificates of Deposit in India 🇮🇳 ?_* ✅ Answer:- *[🇦] 7 Days* *📝 NOTES:- ♦️♦️* 🟣 It comes for a fixed tenure ranging between 7 days and 1 year for commercial banks and 3 months to 1 year for other financial institutions. *_जय हिन्द | | जय भारत | | वंदेमातरम् | |_* 🇮🇳 🙏🏽
Also bring Unified Anti-Corruption Scheme .. Any government employee found guilty of Corruption should give back all the salary and perks received during his/her lifetime
Bhai tumhen lag raha hai government ko ghata hoga isase government ko hi last mein fayda hoga government unki salary mein sai kuchh percentage Katkar oune future mein pension degi per Jo kata hua hissa hai use invest karagi infrastructure stock and other things, and will get more return as compare their pension, 🎉😅😅😊😊😊😊 and the employee will also get pension
तो फिर ऐसा भी होना चाहिए।की 5 साल बाद हर सरकारी कर्मचारी की दुबारा परीक्षा हो जिसमे जनता तय करे की आपको कर्मचारी रहने का हक है आपने कुछ काम किए है या केबल कामचोरी मक्कारी करप्शन किया
I have read a lot of comments after watching the video. And I figured out that most people thinks, govt pension is a burden on taxpayers. Can anyone explain here, how is it so, if govt employee itself is contributing 10% of its monthly salary for the whole life? I do understand that 18% contribution is provided by govt, but that amount is not getting paid to govt employee after retirement. That means, govt is having an investment plan so that they can afford the pensions of govt employee. So my doubt remains as it is. Can anybody explain it properly?
These people are mostly those who couldn't clear any govt. exam and have convinced themselves that any other jobs/business is better than low paid govt jobs. If govt. jobs become better how will these failures convince themselves of their failure to clear govt exams
सर आप सबसे पहले ये स्पष्ट कीजिये की अगर कोई सरकारी कर्मचारी Voluntary रिटायरमेंट जाता है जो 25 साल की न्यूनतम सेवा काल है UPS के अनुसार तो क्या उस कर्मचारी को पेंशन Voluntary रिटायरमेंट के बाद से ही मिलना शुरु हो जाएगा क्योंकि इसके जो मुख्य स्तम्भ हैं उसमे सिर्फ Superannuation का जिक्र किया गया है । इसलिए इस बिंदु को कृपया स्पष्ट करें ।🙏🙏
Employees ke 10% contribution par tax dena padta hai ankit ji.. Usme 80c ka benefit milta hai aur 50000 ki alag rebate milti thi 80ccd 1b mein.. Aur ye benefit bhi old tax regime mein Haan Govt ka contribution salary mein nahi joda jaata Lumpsum payment hamare 10% contribution ka jo corpus bana usko na dene ke lieu mein diya jaa raha hai Aur lumpsum payment 5 saal ki service karne par 1 mahine ki salary milegi
Correction* lumnsump amount will be 6 months of salary when u complete 30yrs of service After 6 months = 10% of (basic+DA) Means 1yr me = 20% 30 yrs me = 600% or 6 months salary
1. What is difference between NPS AND UPS at maturity.. LIKE IN NPS employee get 60% of corpus and reamining ll be fixed at annuty at 6-7 % to get monthly pension 2. Is UPS MONEY CAN BE INVESTED AND MANAGED IN WAY WAY AS NPS.. If can find these two answer plz find
इस देश में 45 लाख केंद्रीय सरकारी कर्मचारी और 65 लाख पेंशनभोगी हैं। यानी 65 लाख लोग आजीवन और उनकी पत्नियाँ पूरे जीवनकाल में सरकारी पैसे से, जो औसत बाजार में उपलब्ध वेतन से भी अधिक है, ऐश वाली जिंदगी बिता रहे हैं। इस देश की इतनी आमदनी नहीं हुई है कि पेंशन के नाम पर मुफ्त पैसा बांटा जाए। पेंशन का विचार सही नहीं है। लेकिन यह चुनाव का मुद्दा बन गया है, और UPS सही है।
लोग UPS का सबसे ज्यादा विरोध इसलिए कर रहे हैं क्यों कि UPS में Employee का 10% कंट्रीब्यूशन हो रहा है। लेकिन लोगों को ये बात भी समझनी चाहिए की यदि आपका थोड़ा कंट्रीब्यूशन हो रहा है तो अच्छी बात है , इससे सरकार जब बजट लाएगी तो बजट का ज्यादा हिस्सा आपकी पेंशन पर नहीं खतम होगा और उतना रुपया देश के विकास में लग पाएगा ।
Is baar sir ne kafi work out karke video upload kra hai... Isme eke aur cheez hai.. UPS me VRS pension 25 saal baad turant nahi milegi 60 years complete hone ke bad milegi.
श्रीमान जी अभी रेलवे group D मे न्यूनतम बेसिक 19000 से शुरू है तो यह 10 साल में वैसे भी 30000 तो होगा ही होगा और इसका 50% 15000 होगा तो इसमें गारंटी 10000 की देने का क्या मतलब है
@@anglebisector5298 wahi to bhai ye to 10 sal bad 30000 basic hone par bhi 10000 hi dege jo 33% hi hoga 25 year k baad basic+DA 60k se upar hi rahega may be 70 ya 80 rahe kyuki inflation badhegi to ye pension 25k hi dege to hame diya hi kya We want only ops
Ankit sir please ye batae jaise OPS me ek PF amount ka accumulated corpus milta tha but UPS me 10% Jo salary se amount katega, kya vo amount vapas milega ya bas 25 year ki naukari karne k baad only 5 month ka basic+DA amount milega as a lumpsome amount
**Clarification- Govt will keep employee’s contribution which will amount in crore/s in his entire tenure. Employee will pay for 30-35 years & will get back for some 10 or so years. Actually, Government is earning by this way.
India is fed up with economic disparity, income inequality,social inequality,social and economic injustice all are result of structureless tax slab and cronny capitalism
Waise bhi Pension ka benefit 140 crore me se 23 lakh ko hoga usme maan lijiye inke parivar ko bhi la diya jaye to 1 crore + ko hoga.. Baki 138 crore log to suffer hi karege. Upar se ye bhi ek trah ka free bee hai jo economy ke liye danger hai. Waise is desh me free khane walo ki jansankhya sabse jyada hai..aaur isme 90 per employe to chor hote koi bhi kaam bina paise ke na karte aur inhe pension bhi chaiye
आप सिर्फ पूर्वाग्रह से बात कर रहे है। हर व्यक्ति अपनी ड्यूटी कर रहा है ईमानदारी से । वैसे एक बात ध्यान रखना पेंशन की चिंता ईमानदार कर्मचारी को ही है बेईमान तो वैसे भी बहुत कमा लेते है, इसीलिए जिसने ईमानदारी से नौकरी की उसे पेंशन का अधिकार है।
@@desimanas9875 imaandari se kaam karne wale Desh k hit m sochte hain or wo waha paisa kamane nahi jaate Desh ki sewa karne jaate hain Or chup chaap kar rahe hain Haath phela ke bheek nahi maag rahe With OPS we are putting the burden on new generation
Main question to ye hai k .nps me 10 taka employee ka katata he or govt 14 taka dalti he. Jab retirement vakt jo amount market ke according hogi .usame se max 60 taka nikal sakte he .. ups me 10 ke samne govt 18.5 percentage dalege .lekin retired k vakt v0 kitana withdraw kar payega ?
It is better to settle in country like Singapore and Uae. I sense no point of paying 2.5lac of direct income tax and getting nothing. And political party are coming with scheme which will draining the tax money to pension others than other capital expenditure. No health system improvement, caste based admission, no eduction system betterment. No sense, absolutely no sense for paying high taxes for nothing. Let them coming up with scheme like these..we should also think about our financial benefits.
1. Income Tax also levied on nps deduction under section 80ccd and sub clauses after certain amount. It's not tax free also it is taxable after maturity or closer. All nps amount is taxable in new tax regime.
What about Private employees?? are we just here to pay taxes to government and for government employee’s lifetime welfare. jo kaam bhi nhi karte bas free ka khata hain.. koi pension nhi milni chahiye. IT guys are paying much higher taxes than government employees and we are not getting anything. Hona chahiye to private employees ke liye bhi hona chhaiye nhi to dono ke liye hi nhi hona chahiye..
@@Atharv20188 kyu kare government job jab hamari salary or lifestyle tumse 1000 guna behtar ha to ..... Or jab paisa priority ha to goverment job m Q gaye ??
We pay tax to Indian government not the private companies and we do more work than any government employee. Corruption sabse jada aur kaam kuch bhi nhi uske baad bhi tumko free ka khane ke liye pension chahiye for what?
While calculating pension, DA does not included, see the rule first, CCS Pension Rules 1972. You have to understand the clear meaning of Basic Pay that is the last basic pay on which the other allowances is calculated whereas emoluments includes Basic Pay + DA. Pension is calculated only by taking last basic pay and gratuity is calculated on the emoluments.
Government should give pension to all their senior citizens regardless they worked in government job or not . Indian citizens who work in private sectors what will get ???????? 😢 Government should give priority to these people !!!!!
Ask your employer to reduce your salary and pay pension. Be ready to posted anywhere in the country and dedicate life to just one company. Be okay with the restrictions imposed on govt employees.
No benefit for private employees, vo sirf and sirf tax hi daite rahenge... Why not Income tax based pension scheme for all.... Jisne jitna income tax diya hai lifetime usse uske base pe pension do... private employees ne puri zindagi tax diya usse kya benefit mila????
Apne private owner boss se jake mango pension. Government kya kar sakti hai private companies me kaam karne walon ke liye?? Government apne employees ke bare me sochegi.
Abe jha2 ...tumhari tarah 6 months me increment nahi milti goverment employees ko 10 yrs me ek baar badhti hai salary ....wo bhi pay commission ka sab jhanjhat hone ke baad
pvt emplyee pvt company ko serve krta hai... and tax to govt employee bhi utna hi deta hai.... pvt employees apna union banao and pvt companies se mango
14 लाख करोड़ पूंजी पत्तियों का माफ कर दिया कितने लाख करोड़ हर वर्ष एनपीए घोषित हो जाते हैं बैंकों के इससे अर्थव्यवस्था पर बोझ नहीं पड़ता और एक नेता जो पहले चुनाव में अपनी संपत्ति घोषित करता है 100 करोड़ अगले चुनाव में अपनी संपत्ति घोषित करता है 1000 करोड़ जो 900 करोड़ उसने 5 साल में कमाई इससे देश की अर्थव्यवस्था पर बोझ नहीं पड़ता
Most important point there is no such d.a there is d.r which not same as d.a, 10 % contribution will be taken by govt but in nps 60% returned to employees.
Bhai mene mehnat karke padha...phir lakho logo se compete kiya..phir interview diya phir documents verify kiye..phir saalo ke intezar me baad job lagi.. Agar mujhe paper hi fhekne hote to me padhta hi kyu? Isliye aap apne shabdo ka sahi se istemal kare... Kisi company ko jeevan ke 30-40 dena majak nhi hai....aur agar pension hak nhi hoti to log sarkari Naukri ke liye lad nhi rhe hote...
Teachers of our country has not been included in the UPS. Teachers of IITs ,NITs,IIMs, Central Universities, CFTIs,Kendriya Vidyalaya Schools, Noyodya Vidyalaya Schools, etc established by Government of India, in our country are also working incredibly hard and making significant contributions to the nation's progress. Therefore, it is only fitting that they be included in the country's Unified Pension Scheme(UPS) instead of NPS, acknowledging their dedication and service to the nation.
Shame on everyone who is demanding OPS. Due to it new job recruitment is less. People who are not fit for corporate job can only have hope in Govt job. But due to OPS demand Govt job redused. Why so much cash for some people and nothing for Youth. Even i have so say that the people in Govt jobs are useless and nothing good in anything...
I think you are on a wrong track, I was an IT employee but joined Govt. Job for job security and for your kind information I was about 3 years of experience in Java backend, Angular, Linux etc.
Have some knowledge dude ... The govt. EMPLOYEES are most skilled in the country... That's why they choose government over private for job security... 90% govt. employees have joined govt. after facing toxic environment in private... Just because most people couldn't qualified for govt. that doesn't mean those who are qualified they are not skilled
@@pritishsahoo717Maan liya bahut skilled hote hain. Par kaam bhi to karein. Why bunking office. Seen many govt employees not going office for whole day. But gets full salary & pension.
Sir Please explain on this In ops GPF is there for lumpsum,which is tax free but in case of UPS what we get ? 5.lumpsum payments are offered at the time of superannuation. It will be calculated as one-tenth of monthly salary plus DA, as on the date of superannuation for every six months of service completed. *According to the point no.5 we get only chillar.
You are wrong sir ,,while calculating pension in OPS last drawn basic sallery will be considered not a Gross salary,,then for that basic they will add the basic
Ankit ji puri jankari karke video banaya karo,, kisne bataya ki employees ka 10% jo nps m jata h usme tax rebate milti h.. Wo jata nps account m h pr tax uska bhi calculate karke dena padta h employee ko sahi se jankari kar lijiye.
Govt decision are not politically influenced this time ,it is those unions pressurised upon him and made those never possible to merely possible. Thanks for continuous efforts last year by central government employees at Delhi stadium,when no one cares. "Aapne apna hak khud liya hai, aapko koi nhi isme hissa lene ka"
Private sector employees are contributing to their pension along with their employer, same should be followed for government employees as well. Government employees have more benefits than private sector employees. Government employees have job security which is not thr case for private sector employees. Government should not take a decision because of the pressure from these political trade unions.
आदरणीय बिजय कुमार बन्धु जी आपको मेरा सादर प्रणाम 🙏आप हम nps कर्मचारीयों केलिए कइ वर्षौं से संघर्ष कर रहे हैं आपके नेतृत्व में हम कर्मचारीयों को nps से ups तक कामयाबी मिलि है जब तक ups से ops तक का सफर समाप्त नही होगा तब तक आपके आन्दोलन को पुरे देशके कर्मचारीयों का समर्थन मिलता रहेगा साथ ही ट्रेड युनियन के मित्रों से मिलकर ops ले रहे ऐसे नेताको संगठन से बाहर करनेके बारे में पहल करें ताकि भविस्य में सरकार के साथ वार्तालाप में nps का नेता उपलब्ध हो सके जो कर्मचारी के तकलिफों के बारेमे अपना पक्ष रख सके । पुन: आपको नमन 🙏
Scheme sahi hai…. Logo ko samjhna padega ki time k anusar badlaa jaruri hai. Pension desh pe burden nhi ban na chahiye. Kuch bich ka rasta he sahi hai. As a Central govt Employee I am Happy for this
दूसरी सबसे वेवकुफ बनने वाली बात यह है कि-- 1.) २० साल में जो सर्विस में आएगा और २५ की सेवा के बाद अर्थात ४५ साल की उम्र में VRS लेकर सर्विस छोड़ेगा, उसे पेंशन १५ साल बाद अर्थात उसके उम्र ६० साल होने के बाद मिलेगा । इन १५ साल रिटायर कर्मचारी क्या खाएगा?
You should not make this video as have not gathered full information OPS : 1. Pension - 50% of last basic pay 2. GPF contribution - minimum 6% of basic pay (no income tax on interest earned provided yearly contribution does not exceed Rs. 5 lakh) Those having Rs. 50 lakh earn atleast Rs. 3.5 lakh yearly without any income tax. 3. Employee contribution - NIL 4. Minimum 20 years of service required 4. Various types of pension - Disability pension, Invalid Pension, Libralized Pension Award (rate of pension vary from 50% to 100% of basic pay) 5. No private companies/financial institutions/shares/ventures involved
Bhai OPS mai pension 20 saal baad milti hai. UPS mai additional amount 10% + DA ( matlab employee contribution pura milega jo har 6 months mai jud jaayega) Secondly Family Pension OPS mai Basic ka 30%hai jabki UPS mai 60% hai. OPS mai GPF apni salary mai sai katwana padta hai.
मतलब कोई कर्मचारी 20 साल उम्र मे भर्ती होता है और 25 साल की नौकरी करके 45 साल की उम्र मे VRS लेता है तो उसे पेंसन उस समय नहीं मिलेगा जब उसकी सेवा निवृत की आयू यानि 60 साल उम्र पूरी होगी तो पेंसन मिलेगी इसलिय हमें ना NPS चाहिए ना UPS हमें सिर्फ चाहिए OPS only OPS
Govt mai har kisi ne massive corruption nahi kiya hota jo 100 saal chale ..pension developed countries mai bhi diya jata hai Balki yuvao ko berojgari bhatta milna bhi aam baat hai
One thing is not understood that now N.P.S. 60% is returned at the time of retirement against which 10% is deducted in UPS. How much percentage will be returned in ?
@@karmveersinghjangra6472Bhai issi govt ke karan govt employees ki salary bahut bhara hai. Teacher, govt Dr, professor, municipal etc ki salary ki lakhon mein jati hai. Kai to adhe din he office jate hain..corruption bhi jam kar karte hain. Phir pension OPS/Msp ke hisab se chahiye. Phir to sab ko ops kara do, sirf govt employees aur Kisan kyun? Desh jaye bhaar mein
@@Pp.703 भाई जी में हरियाणा से हूं यहां पर इतनी ज्यादा धान उगाई जाती है जिसके कारण भूजल खूब चूसा जारा। ये कारण बताते हुए यहां की सरकार ने पर एकड़ कुछ मुवाजा देने की scheme launch की सिर्फ उनके लिए जो धान की जगह कोई और फसल लगाए जिसमे पानी की किल्लत कम हो। अब इस सारी कहानी में problem थी की पानी को बचाया जाए। पर इस मूर्ख सरकार ने क्या उपाय दिया की उसे बाहर न निकालो वो बच जायेगा। बाहर क्यों नी निकलेगा किसान हर किसी को ज्यादा से ज्यादा पैसा चाहिए उसमें चाहे किसी health से खेलना पड़े या पानी को चूसना पड़े। जो पैसा सरकार मुआवजे के तौर पर दे रही थी उस पैसे क्या ground filling stations नहीं बना सकती थी क्या? अब इतनी कहानी सुनाने का मतलब ये है की क्या देश की तरक्की करने के लिए pension को रोकना जायज है या बिहार में 5000 करोड़ के bridge अगले ही दिन गिर जाते है उन चीजों को रोकना। बाकी आप समझ गए होंगे
एक और फर्क है O p s में जरूरत पड़ने पर फंड से 70 % तक पैसा निकाल सकते थे जो कि आपकी सैलरी से काट कर पूरा कर दिया जाता था और कर्मचारियों को बैंक से लोन लेने की जरूरत नहीं पड़ती थी N p s में उस टाइम तक आपका जो 10% के हिसाब से टोटल जमा हुआ है उसका 25 % ही आप निकल सकते हो U p s में क्या हैअभी तक साफ नही है
Are you saying wrong? There is no need for DA while calculating Pension. Earlier in OPS also the average of last 12 months basic was used for calculation of Pension. It is still the same UPS now.
Sahi bole bhai lekin sabko rajniti karna galat bolke jo iska labharthi unko ki pata chalega ki kya thik h ya nhi baaki sab toh bas aise hi haal karenge
Wrong....in ops ... pension calculated as half of the last salary drawn by government employee Not the avg of basic pay and all...plz clear your facts. I said salary ...not the basic pay ...both are different things.
In political terms, UPS(unified pension system) is a move by the government to woo back the support of state employees and workers it lost. It's also to prevent the political tailwinds it might generate in the upcoming state assembly polls. In policy terms, it is the best of both worlds(OPS and NPS). It's true that if democracy wants to retain its sanctity reform no matter how important it must take into account sensibilities on board but shouldn't taxpayers deserve the same.
@@nirmitkhanna8282 there is a crucial difference between private work abd public work. You do a mistake or your boss pins a mistake on you, you are fired and that's it. No one outside the company is hurt, no one protests, no CBI, no IB nothing. Govt employees do some mistake, the whole public will start the trial, there will be many who will be hurt. And all sorts of investigations will start. So taking time is in the nature of government job.
The contribution given by the employee during service periods, whether that amount will be returned back to the employee during retirement? Like with NPS, 60% of total corpus will be given to the employee during retirement and remaining 40% will be used for providing the pension. Whether any such provision is there in the UPS.
भाई यूपीए सरकार का इसमें इतना दोष नहीं है क्योंकि 2004 के बाद एनपीएस लागू हुआ था जब पहले कर्मचारी रिटायर हुआ इसकी पोल पट्टी तब खुली है जब उसको 800 पेंशन मिली
Sir aap main baat to btaa hee ni rhe...NPS m total contribution ka 60% Paisa ek baar m nikal skte the baki 40% k hisaab se pension bnti thi...UPS m is baare m si jankari ni h.. Hm log Govt. Ko ye ni bol rhe h ki aap hmra contribution htaa lijiye kyuki pension k liye alag se koi fund ni h apki economy pr jyada pressure na pde bs minimum assured pension k liye bol rhe the OPS ki terh !🙏
@@nikhiljoshi5185Mere bhai neta desh ka leader hai , constitution perspective se uske uske pass power hai to zimmedari bhi boht hai. Woh auda pension deserve krta hai. Janta k pss neta chun ne ki takat hai. Uska achwe se use krenge to Neta bhi achwe honge. Pr apki nazar mai koi neta achwa nhi hai iska mtlb yeh nhi hota k Neta ka auda yeh sb perks deserve nhi krta .
Sir meri job 38 ki age me lagi h as a teacher to mein to UPS k liye eligible hi nhi hu kyunki meri service 20 years ki hi hogi to ye mere jaise lakho employees k sath b hone wala hai jabki OPS me ye 20 saal ki service compulsory thi to ye sabse bada jhol h
सरल और सीधे शब्दों में प्रधानमंत्री श्री नरेंद्र मोदी जी ने विपक्ष के नेता राहुल गांधी को प्रधानमंत्री बनाने बनाने का मन बना लिया है अगर अभी भी प्रधानमंत्री चारों तरफ चाटुकार से गिरे रहे तो अगली बार प्रधानमंत्री बनना मुश्किल है कर्मचारियों कोOPS के अलावा कुछ और मंजूर नहीं है
UPS में 10% कंट्रीब्यूशन में बेसिक +DA की कटौती सरकार के पास जमा होगी। लेकिन पेंशन निर्धारण के लिए अंतिम 12 माह का औसत केवल मूल वेतन पर 50% पेंशन निर्धारण होगी। OPS में पेंशन का निर्धारण अन्तिम मूल वेतन +DA जोड़कर 50% पेंशन निर्धारित होता था। UPS पेंशन निर्धारण कम कर दी गई है DA नहीं जोड़ा गया । लेकिन 10% के कंट्रीब्यूशन में बेसिक और DA जोड़कर सरकार को चाहिए। इसलिए OPS ही ठीक है।
Cmnt me Neta Neta sab keh rhe, Desh me itne jyada neta nhi h jitne guna govt employees h to wo economy me kafi bhari pdta h, jaise aap apna fayeda dekh rhe vaise neta bhi apna fayeda dekhte.😅
Sir ek aur point hai isme 25 saal me vrs lene pe pension 60 saal pe start hoga tab tak wait karna hoga ye sabse bada jhol hai isme, ye sabse bada difference hai isse plz cover kijiye sir
@@Pp.703lumpsum amount decide kaun karega? kya clearity hai uspe? can you survive in 10k per month lumpsum amount in today's inflation era? Family to door ki baat hai 1 insan ka kharcha bhi isse upar hai per month
I am a government servent and I want OPS because...OPS= Free ka rokda Aane de...aane de...Why should I contribute every month...Mujhe Karodepati banana Sarkar aur desh k gareeb janta ka kartavya h.
Sir 10% to ops me bhi deduct hota tha lekin wo Paisa GPF account me deposit hota tha aur wo poora Paisa retirement par with interest ek he baar me mill jata tha aur penson government ki zimmedari thi
आज औसतन एक व्यक्ति 35 वर्ष में नौकरी पा रहा है और ऊपर से रिटायरमैंट की उम्र 65 से 60 कर दी है। अब बताइए की वो एक साल भी चूक जाए तो पेंशन केवल दस हजार ही पाएगा?? हायर एजुकेशन मे तो नौकरी लगने का बहुत बुरा हाल है।
UPS से कर्मचारी और सरकार दोनों का फ़ायदा है...यूपीएस का विरोध करने वाले वो लोग हैं, जिनको देश से कोई मतलब नहीं है बस खुद के बारे में सोचना है..ops का भार अगली पीढ़ी पर पढ़ता था लेकिन ups में ऐसा नहीं है...
No sir... Ops me b average lia jaata tha... Jo different h.. Wo bus contributions h.... Ups is better than ops... No burden on nation Future of employee secured
Kya stop pensions hah ? Abhi yelog NPS karne pe bhi vacancies kamaye jah rahe hai jitne log hai govt jobs mai Aram se pension de sakte hai. Aur ministers khudke pension pe kuch nai karte.
@@dhruvalshrestha1672 No pension scheme is best 😂😂 Haram ki khani Ha kya IT walo ki 6 figure salary or tumhari 5 figure salary dekh ke paisa kamane ki Jalan to hoti hogi .or rahi respect to m apne naukar ki respect nahi karta jaa Tuu public servant ha naa Matlab mera Bhi naukar huaa
@user123-o7c han wahi public servant jo kaam karne ke phele bribe lete hai . Most corrupt and inefficient jobs jahan 50 per morally corrupted log kaam kar rhe hai bribe lene ke liye 😂😂
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aap gratuity aur Commutation of Pension dono ko mix kr diye dono alg alg hota hai
Sir ap pichale video me galat bataya tha. Kripya galat jankari na bataiye.
Sir jo ups me lumsum amount bola gya h dene ko wo hmare 10% contribution aur government ke 18% contribution ka 60% nikal sakte h kya jaise nps me nikalte the
New UPS Accha hai
Fun fact :- A Govt. Employee becomes eligible for pension after 10 years of service but an MP or an MLA is eligible for pension even after 1 day of service 😂😂😂
And private employee is not even eligible for single rupee even after paying 50k per month tax
@@bokambo4915 kon itna tax deta hai? You must be earning in lakhs per day to be paying this much tax
Tum kyu nhi bante mp, mla?
10 nhi 25 year for full (50% of BP+ current DA)pension
@@shanks1821 Actualy we have a lot of bad politician. So govt is promoting young to come in politics to develop india
UPS सबसे पहले नेताओं को खुद पर लागू करना चाहिए क्योंकि
" अगर आप दुनिया में बदलाव देखना चाहते तो सबसे पहले खुद को बदलना पड़ेगा। "
Vedio start at 2:44
Video 👍
😄😄
Saviour
Thnxs❤
कांग्रेस को इसके बारे में एक भी शब्द बोलने का कोई अधिकार नहीं है, अगर वे वास्तव में कर्मचारियों का कल्याण चाहते थे, तो उनके पास OPS को फिर से लागू करने के लिए 10 साल थे, लेकिन उन्होंने NPS जारी रखा, इस बार वे सस्ती राजनीति कर रहे हैं।
outcomes to ab dikh rhe hai nps k , us time unhe kya pta nps itna bekar model h
Kaisa bhala chahre bada bada country mein pension ni hai . Yahan pension ka adat lagte jara jo ki sarkar ka bahot psisa khaya jara
किया तो है राजस्थान मैं 2014 तक NPS पे कोई रिटायर नहीं हुआ था तो कोई कैसे डिसाइड करेगा बुरा है कि अच्छा डोंट ब्लेम गवर्नमेंट और ऑपोजिशन
यदि कांग्रेस राजस्थान और हिमाचल प्रदेश में ओल्ड पेंशन नहीं लाती तो आज ups भी नही आती ,इलेक्शन का डर है सरकार को 😂
पेंशन देश के लिए बोझ नहीं होना चाहिए
This should be implemented for all politicians too in same manner….
Let’s see what happens then…..
Yes unka b stop hona chahiye or inka b.. Dono ka.. 🙄😑
Kuch nahi hoga
Sarkari employees ko bhi politician ke jaise har 5 saal me exam dilana chahiye. Exam fail toh naukri gyi.
@@Alochak_Kumarhaa chalega😂😂 bcoz politician election me fail go jaye to sirf salary band hoti hai, pension chalu rehta hai. Waisa hee sabke liyea hona chaiyea🎉
14:20 🇶 *_What is the minimum maturity on Certificates of Deposit in India 🇮🇳 ?_*
✅ Answer:- *[🇦] 7 Days*
*📝 NOTES:- ♦️♦️*
🟣 It comes for a fixed tenure ranging between 7 days and 1 year for commercial banks and 3 months to 1 year for other financial institutions.
*_जय हिन्द | | जय भारत | | वंदेमातरम् | |_* 🇮🇳 🙏🏽
Thanku bhai ❤
Increase number of employment rather than salaries and pension 😢😢😢
Bhai SSC HAAR SAAL AATA. AAJA PHIR COMPETITION MEIN
Bhai salary pension nahi denge to employees ka ghar kaise chalega? Padhai karo comment me rone se job nahi milne wali😅😅
Bhai tu exam clear kr bhi sakta
Jishe clear krna hota hai wo vacancy ka number nhi dekhte 😂😂
@@ranvirsingh2260 you doesn't have any idea about economics. You are baby now.
@@Debajyoti_P you lost your mental health have any idea about economics?
Also bring Unified Anti-Corruption Scheme ..
Any government employee found guilty of Corruption should give back all the salary and perks received during his/her lifetime
@user123-o7cKonsi pvt company corruption krti hai Munna... Naam batana Zara .
If owner of any company found guilty then all his employee money property should be seized
@user123-o7c Corruption nahi wo bankrupt hui... Samjha munna... Corruption bata...
RTI lao pvt sector mei, tab bolna
@user123-o7c Money laundering isn't corruption. And accusations isn't conviction. Itna padh le bhai...
Sb milkr banta dhar krage desh ka
Bas lage huya hai😂😂
Pension nhi dega to desh ka kalyan hi hai
Kya kar sakta h bhai purane se chala aa raha cheeze ko band karna koi v sarkar k liye khatra h isliye chalaya ja raha band hona toh mushkil h
Bhai tumhen lag raha hai government ko ghata hoga isase government ko hi last mein fayda hoga government unki salary mein sai kuchh percentage Katkar oune future mein pension degi per Jo kata hua hissa hai use invest karagi infrastructure stock and other things, and will get more return as compare their pension, 🎉😅😅😊😊😊😊 and the employee will also get pension
Why do you think so?
जब विधायक और सांसदों की पेंशन बंद हो जाएगी तो कोई भी कर्मचारी पेंशन की मांगी ही नहीं करेगा
तो फिर ऐसा भी होना चाहिए।की 5 साल बाद हर सरकारी कर्मचारी की दुबारा परीक्षा हो जिसमे जनता तय करे की आपको कर्मचारी रहने का हक है आपने कुछ काम किए है या केबल कामचोरी मक्कारी करप्शन किया
जो कर्मचारी या अधिकारी जितनी बार परीक्षा से नियुक्ति लेगा, उतनी बार की पेंशन अलग अलग मिलना चाहिए, जैसे नेताओ को मिलती है?
@@ajayjha7723 aam janta ke paas khud itna dimaag h? Kitne log padh likh nhi paate...ab vo decide krege ki tumhari job rehni chahiye ya nhi😂😂
To bhai govt employees se bolo ki roz kaam karein, office bunk na karein aur corruption bandh karein de.
Anpadh janta nhi bro, padhi likhi janta decide karegi ye samjh lo@@Wednesday356fff66
I have read a lot of comments after watching the video. And I figured out that most people thinks, govt pension is a burden on taxpayers. Can anyone explain here, how is it so, if govt employee itself is contributing 10% of its monthly salary for the whole life? I do understand that 18% contribution is provided by govt, but that amount is not getting paid to govt employee after retirement. That means, govt is having an investment plan so that they can afford the pensions of govt employee. So my doubt remains as it is. Can anybody explain it properly?
Why asking for OPS?
NOt 18% its 14%
It will be burden if they bring ops back...but ups is good for govt employees and no burden on economy also it's good step by govt
Absolutely correct
These people are mostly those who couldn't clear any govt. exam and have convinced themselves that any other jobs/business is better than low paid govt jobs. If govt. jobs become better how will these failures convince themselves of their failure to clear govt exams
सर आप सबसे पहले ये स्पष्ट कीजिये की अगर कोई सरकारी कर्मचारी Voluntary रिटायरमेंट जाता है जो 25 साल की न्यूनतम सेवा काल है UPS के अनुसार तो क्या उस कर्मचारी को पेंशन Voluntary रिटायरमेंट के बाद से ही मिलना शुरु हो जाएगा क्योंकि इसके जो मुख्य स्तम्भ हैं उसमे सिर्फ Superannuation का जिक्र किया गया है । इसलिए इस बिंदु को कृपया स्पष्ट करें ।🙏🙏
Sir, UPS jho abhi ilagu kiye Sarkar ne, woh tho teek hi hai.Lekin ek sawal uttha hai,25 saal ki jagah 15 saal seva nirudh karnewale karmachari ko bhi yeh 50% basic+DA system se pension prapth karnese accha hai.Aur EPS 95 pensiondharko keliye kya niyam hoga? Unko bhi tho Pension badna chaye ye.
Employees ke 10% contribution par tax dena padta hai ankit ji.. Usme 80c ka benefit milta hai aur 50000 ki alag rebate milti thi 80ccd 1b mein.. Aur ye benefit bhi old tax regime mein
Haan Govt ka contribution salary mein nahi joda jaata
Lumpsum payment hamare 10% contribution ka jo corpus bana usko na dene ke lieu mein diya jaa raha hai
Aur lumpsum payment 5 saal ki service karne par 1 mahine ki salary milegi
sahi baat
But in psu like bank govt contribution too calculated in our income is that different tax system from central govt
Corpus fund will be crores of rupees and they will give lolipop during retirement. This is also a jumla scheme
Correction* lumnsump amount will be 6 months of salary when u complete 30yrs of service
After 6 months = 10% of (basic+DA)
Means 1yr me = 20%
30 yrs me = 600% or 6 months salary
Or VRS lene per pension 60 years age complate karne per hi milegi
Retirement k bad apko bs 5/6 lakh ki jarurt hogi bs complete life m yhi milegaa ops m 100% milta thaa
Half knowledge..but ready to make videos...level of Study IQ
1.
What is difference between NPS AND UPS at maturity.. LIKE IN NPS employee get 60% of corpus and reamining ll be fixed at annuty at 6-7 % to get monthly pension
2. Is UPS MONEY CAN BE INVESTED AND MANAGED IN WAY WAY AS NPS..
If can find these two answer plz find
UPS me guarntee and NPS me no guarentee
इस देश में 45 लाख केंद्रीय सरकारी कर्मचारी और 65 लाख पेंशनभोगी हैं। यानी 65 लाख लोग आजीवन और उनकी पत्नियाँ पूरे जीवनकाल में सरकारी पैसे से, जो औसत बाजार में उपलब्ध वेतन से भी अधिक है, ऐश वाली जिंदगी बिता रहे हैं। इस देश की इतनी आमदनी नहीं हुई है कि पेंशन के नाम पर मुफ्त पैसा बांटा जाए। पेंशन का विचार सही नहीं है।
लेकिन यह चुनाव का मुद्दा बन गया है, और UPS सही है।
लोग UPS का सबसे ज्यादा विरोध इसलिए कर रहे हैं क्यों कि UPS में Employee का 10% कंट्रीब्यूशन हो रहा है।
लेकिन लोगों को ये बात भी समझनी चाहिए की यदि आपका थोड़ा कंट्रीब्यूशन हो रहा है तो अच्छी बात है , इससे सरकार जब बजट लाएगी तो बजट का ज्यादा हिस्सा आपकी पेंशन पर नहीं खतम होगा और उतना रुपया देश के विकास में लग पाएगा ।
नेताओ को भी ups का लुत्फ उठाना चाहिए, वो क्यू ops ले रहे है
OPS me bhi contribute hota h, pata kar lo
Video starts 4:30
Salute to you
Thanks buddy
🤣🤣
Pll😊😮@@YuvrajSingh-wm5su
1.Its best if they would let us take out ALL of the pension amount at once.
2.We can just put all that money in a bank to get more interest.
Hum to berojgar h koi tension hi nahi h 😂😂😂😂 pension ka
🤣
Hmesha to berozgaar nhi rahoge.... Hamara sath do... Ismein apka bhi fayda hoga
Aap berojgar hai but koi to koi job karoge hi,tum na karo but tumhare beta pota koi to karega wo kya karega... understand the situation..
Is baar sir ne kafi work out karke video upload kra hai... Isme eke aur cheez hai.. UPS me VRS pension 25 saal baad turant nahi milegi 60 years complete hone ke bad milegi.
श्रीमान जी अभी रेलवे group D मे न्यूनतम बेसिक 19000 से शुरू है तो यह 10 साल में वैसे भी 30000 तो होगा ही होगा और इसका 50% 15000 होगा तो इसमें गारंटी 10000 की देने का क्या मतलब है
10 saal job kr k 50% nhi milega 25 saal krne pe milega
@@anglebisector5298 wahi to bhai ye to 10 sal bad 30000 basic hone par bhi 10000 hi dege jo 33% hi hoga
25 year k baad basic+DA 60k se upar hi rahega may be 70 ya 80 rahe kyuki inflation badhegi to ye pension 25k hi dege to hame diya hi kya
We want only ops
Ankit sir please ye batae jaise OPS me ek PF amount ka accumulated corpus milta tha but UPS me 10% Jo salary se amount katega, kya vo amount vapas milega ya bas 25 year ki naukari karne k baad only 5 month ka basic+DA amount milega as a lumpsome amount
I am also wanted to know.
If tomorrow a citizen raised why his tax is being given to inactive govt servant then ?
This will surely happen in the future.
You mean unemployed citizen?
It's nit going to happen because we are haramkhors
@@SubhamayBarman-zz1ub there are various type of employees got it not only govt and even unemployed too can raise
Bcz they are not highly paid like private sectors
Curruption sabse jada lakin pension 50%chaye,money first country last
Govt employees ki salary bhi aaj kal bahut jayada hai..phir yeh corruption karte hain..AB inko ops chahiye. Par maximum vote Khangress ko dete hain
😂😂😂😂😂😂
Anpadh yahi baat netao ko bolte jo pura desh lutne ke baad bhi lakho pension le rhe hai
gan du
Actual corrupt private wale hai jo hr jgha tax bacha lete hai and jb chahebjitna chahe grow kr skte hai ye sb govt walo k paas nai hai...
**Clarification- Govt will keep employee’s contribution which will amount in crore/s in his entire tenure. Employee will pay for 30-35 years & will get back for some 10 or so years.
Actually, Government is earning by this way.
India is fed up with economic disparity, income inequality,social inequality,social and economic injustice all are result of structureless tax slab and cronny capitalism
I was already thinking about the same. Mostly promotions retirement k aas pas he hota h. To bahut nuksan hoga. Contributions to hona chahiye.
Waise bhi Pension ka benefit 140 crore me se 23 lakh ko hoga usme maan lijiye inke parivar ko bhi la diya jaye to 1 crore + ko hoga.. Baki 138 crore log to suffer hi karege. Upar se ye bhi ek trah ka free bee hai jo economy ke liye danger hai. Waise is desh me free khane walo ki jansankhya sabse jyada hai..aaur isme 90 per employe to chor hote koi bhi kaam bina paise ke na karte aur inhe pension bhi chaiye
But 10% government employees bohot mehnat karta hay jaise railway running staff.
आप सिर्फ पूर्वाग्रह से बात कर रहे है।
हर व्यक्ति अपनी ड्यूटी कर रहा है ईमानदारी से ।
वैसे एक बात ध्यान रखना पेंशन की चिंता ईमानदार कर्मचारी को ही है बेईमान तो वैसे भी बहुत कमा लेते है, इसीलिए जिसने ईमानदारी से नौकरी की उसे पेंशन का अधिकार है।
*jo imaandari se kaam krna chahte h unka kya?*
@@desimanas9875 imaandari se kaam karne wale Desh k hit m sochte hain or wo waha paisa kamane nahi jaate Desh ki sewa karne jaate hain
Or chup chaap kar rahe hain
Haath phela ke bheek nahi maag rahe
With OPS we are putting the burden on new generation
Bhai ko mirchi lag rahi hai... Pahle exam nikal bhai
Main question to ye hai k .nps me 10 taka employee ka katata he or govt 14 taka dalti he. Jab retirement vakt jo amount market ke according hogi .usame se max 60 taka nikal sakte he .. ups me 10 ke samne govt 18.5 percentage dalege .lekin retired k vakt v0 kitana withdraw kar payega ?
It is better to settle in country like Singapore and Uae. I sense no point of paying 2.5lac of direct income tax and getting nothing. And political party are coming with scheme which will draining the tax money to pension others than other capital expenditure. No health system improvement, caste based admission, no eduction system betterment. No sense, absolutely no sense for paying high taxes for nothing. Let them coming up with scheme like these..we should also think about our financial benefits.
Pensions should be made from employees' own salary govt should not make any contribution
1. Income Tax also levied on nps deduction under section 80ccd and sub clauses after certain amount. It's not tax free also it is taxable after maturity or closer. All nps amount is taxable in new tax regime.
What about Private employees?? are we just here to pay taxes to government and for government employee’s lifetime welfare. jo kaam bhi nhi karte bas free ka khata hain.. koi pension nhi milni chahiye. IT guys are paying much higher taxes than government employees and we are not getting anything. Hona chahiye to private employees ke liye bhi hona chhaiye nhi to dono ke liye hi nhi hona chahiye..
Tum bhi krlo govt job + aur kyu mile tumhe govt pension kro Kam tum private entity k chaiye pension tumhe govt
ask your employer for pension
@@Atharv20188 kyu kare government job jab hamari salary or lifestyle tumse 1000 guna behtar ha to .....
Or jab paisa priority ha to goverment job m Q gaye ??
भाई देश में सबसे ज्यादा टैक्स पेयर गवर्नमेंट एंप्लॉयमेंट प्राइवेट एम्पलाई ही पे करते हैं जाकर रिसर्च कर ले डाटा निकले फिर बोलना@@Atharv20188
We pay tax to Indian government not the private companies and we do more work than any government employee. Corruption sabse jada aur kaam kuch bhi nhi uske baad bhi tumko free ka khane ke liye pension chahiye for what?
While calculating pension, DA does not included, see the rule first, CCS Pension Rules 1972.
You have to understand the clear meaning of Basic Pay that is the last basic pay on which the other allowances is calculated whereas emoluments includes Basic Pay + DA.
Pension is calculated only by taking last basic pay and gratuity is calculated on the emoluments.
Government should give pension to all their senior citizens regardless they worked in government job or not . Indian citizens who work in private sectors what will get ???????? 😢 Government should give priority to these people !!!!!
Ask your employer to reduce your salary and pay pension. Be ready to posted anywhere in the country and dedicate life to just one company. Be okay with the restrictions imposed on govt employees.
@@MayankKumarYadav-ov4qt why should I pay profit to reliance if it only gives salary hikes to its own employees?
6:15 sir, small correction, in OPS, pension amount is 50% of last drawn basic pay +DA instead of 50% of (basic pay +DA) what you have mentioned.
No benefit for private employees, vo sirf and sirf tax hi daite rahenge... Why not Income tax based pension scheme for all.... Jisne jitna income tax diya hai lifetime usse uske base pe pension do... private employees ne puri zindagi tax diya usse kya benefit mila????
To govt employee kya krte hai?
Apne private owner boss se jake mango pension. Government kya kar sakti hai private companies me kaam karne walon ke liye?? Government apne employees ke bare me sochegi.
Abe jha2 ...tumhari tarah 6 months me increment nahi milti goverment employees ko
10 yrs me ek baar badhti hai salary ....wo bhi pay commission ka sab jhanjhat hone ke baad
pvt emplyee pvt company ko serve krta hai... and tax to govt employee bhi utna hi deta hai....
pvt employees apna union banao and pvt companies se mango
Aap bhi exam deke Govt Job join kar lo
14 लाख करोड़ पूंजी पत्तियों का माफ कर दिया कितने लाख करोड़ हर वर्ष एनपीए घोषित हो जाते हैं बैंकों के इससे अर्थव्यवस्था पर बोझ नहीं पड़ता और एक नेता जो पहले चुनाव में अपनी संपत्ति घोषित करता है 100 करोड़ अगले चुनाव में अपनी संपत्ति घोषित करता है 1000 करोड़ जो 900 करोड़ उसने 5 साल में कमाई इससे देश की अर्थव्यवस्था पर बोझ नहीं पड़ता
Most important point there is no such d.a there is d.r which not same as d.a, 10 % contribution will be taken by govt but in nps 60% returned to employees.
An old pensioner get 2000 per day pension,without doing any thing,but a daily wager do full day job and get only 500....this is india
Oh bhai oh told you to do a wager job if you have capability than please join central govt job and enjoy pension
@@akshaypathaniabecause of govt pension many state govt kar going bankrupt. Now they want central govt to go bankrupt? With is ops & msp.
Bhai mene mehnat karke padha...phir lakho logo se compete kiya..phir interview diya phir documents verify kiye..phir saalo ke intezar me baad job lagi..
Agar mujhe paper hi fhekne hote to me padhta hi kyu?
Isliye aap apne shabdo ka sahi se istemal kare...
Kisi company ko jeevan ke 30-40 dena majak nhi hai....aur agar pension hak nhi hoti to log sarkari Naukri ke liye lad nhi rhe hote...
sab wngi krte hai @@sheku1803
@@sheku1803 Bilkul sahi bhai ❤
Teachers of our country has not been included in the UPS. Teachers of IITs ,NITs,IIMs, Central Universities, CFTIs,Kendriya Vidyalaya Schools, Noyodya Vidyalaya Schools, etc established by Government of India, in our country are also working incredibly hard and making significant contributions to the nation's progress. Therefore, it is only fitting that they be included in the country's Unified Pension Scheme(UPS) instead of NPS, acknowledging their dedication and service to the nation.
Shame on everyone who is demanding OPS. Due to it new job recruitment is less. People who are not fit for corporate job can only have hope in Govt job. But due to OPS demand Govt job redused. Why so much cash for some people and nothing for Youth.
Even i have so say that the people in Govt jobs are useless and nothing good in anything...
I think you are on a wrong track, I was an IT employee but joined Govt. Job for job security and for your kind information I was about 3 years of experience in Java backend, Angular, Linux etc.
Have some knowledge dude ... The govt. EMPLOYEES are most skilled in the country... That's why they choose government over private for job security... 90% govt. employees have joined govt. after facing toxic environment in private... Just because most people couldn't qualified for govt. that doesn't mean those who are qualified they are not skilled
Because people still have needs after they retire. Retire hone k baad kya kare insaan??
The government employees are the most corrupt, only next to politicians
@@pritishsahoo717Maan liya bahut skilled hote hain. Par kaam bhi to karein. Why bunking office. Seen many govt employees not going office for whole day. But gets full salary & pension.
Sir
Please explain on this
In ops GPF is there for lumpsum,which is tax free but in case of UPS what we get ?
5.lumpsum payments are offered at the time of superannuation. It will be calculated as one-tenth of monthly salary plus DA, as on the date of superannuation for every six months of service completed.
*According to the point no.5 we get only chillar.
You are wrong sir ,,while calculating pension in OPS last drawn basic sallery will be considered not a Gross salary,,then for that basic they will add the basic
Ankit ji puri jankari karke video banaya karo,, kisne bataya ki employees ka 10% jo nps m jata h usme tax rebate milti h..
Wo jata nps account m h pr tax uska bhi calculate karke dena padta h employee ko sahi se jankari kar lijiye.
मेरी तो एक ही इच्छा है भारत सरकार सब की पेंशन बंदकर दे विधायक को संसद हो कर्मचारी हो कोई भी हो सब कीपेंशन बंद😅
इच्छाधारी नाग
@@bohemiansoul584AI
Gov job mili nhi hogi na
@@bohemiansoul584😂😂😂
Kaash aap Intelligent hote😢
Govt decision are not politically influenced this time ,it is those unions pressurised upon him and made those never possible to merely possible.
Thanks for continuous efforts last year by central government employees at Delhi stadium,when no one cares.
"Aapne apna hak khud liya hai, aapko koi nhi isme hissa lene ka"
UPS uttar pradesh police service
OPS Odisha Police service 😅
*UPS is also a another form of NPS.*
*Government is adamant on this issue.*
*And its going dirtier day by day.*
*Not a good sign for future indeed.*
Private sector employees are contributing to their pension along with their employer, same should be followed for government employees as well. Government employees have more benefits than private sector employees. Government employees have job security which is not thr case for private sector employees.
Government should not take a decision because of the pressure from these political trade unions.
आदरणीय बिजय कुमार बन्धु जी आपको मेरा सादर प्रणाम 🙏आप हम nps कर्मचारीयों केलिए कइ वर्षौं से संघर्ष कर रहे हैं आपके नेतृत्व में हम कर्मचारीयों को nps से ups तक कामयाबी मिलि है जब तक ups से ops तक का सफर समाप्त नही होगा तब तक आपके आन्दोलन को पुरे देशके कर्मचारीयों का समर्थन मिलता रहेगा साथ ही ट्रेड युनियन के मित्रों से मिलकर ops ले रहे ऐसे नेताको संगठन से बाहर करनेके बारे में पहल करें ताकि भविस्य में सरकार के साथ वार्तालाप में nps का नेता उपलब्ध हो सके जो कर्मचारी के तकलिफों के बारेमे अपना पक्ष रख सके । पुन: आपको नमन 🙏
Private vale ko ghanta fark nhi padta kya pension scheme lare...usko bas tax dena hai.
😂
प्राइवेट वाले कब से टैक्स देने लगे 😂,
@@sachin1825 highest tax private wale hi deta hain
Scheme sahi hai…. Logo ko samjhna padega ki time k anusar badlaa jaruri hai. Pension desh pe burden nhi ban na chahiye. Kuch bich ka rasta he sahi hai. As a Central govt Employee I am Happy for this
minimum maturity on certificate of deposit in india is 7 days...
दूसरी सबसे वेवकुफ बनने वाली बात यह है कि--
1.) २० साल में जो सर्विस में आएगा और २५ की सेवा के बाद अर्थात ४५ साल की उम्र में VRS लेकर सर्विस छोड़ेगा, उसे पेंशन १५ साल बाद अर्थात उसके उम्र ६० साल होने के बाद मिलेगा ।
इन १५ साल रिटायर कर्मचारी क्या खाएगा?
Skip to 4:35, u will thank me
Thankyou 😅
I won't, I did it myself 😂
Thank you❤
Thankyou 😅
You should not make this video as have not gathered full information
OPS :
1. Pension - 50% of last basic pay
2. GPF contribution - minimum 6% of basic pay (no income tax on interest earned provided yearly contribution does not exceed Rs. 5 lakh) Those having Rs. 50 lakh earn atleast Rs. 3.5 lakh yearly without any income tax.
3. Employee contribution - NIL
4. Minimum 20 years of service required
4. Various types of pension - Disability pension, Invalid Pension, Libralized Pension Award (rate of pension vary from 50% to 100% of basic pay)
5. No private companies/financial institutions/shares/ventures involved
Politicians ke liye bhi UPS lao
Bhai OPS mai pension 20 saal baad milti hai. UPS mai additional amount 10% + DA ( matlab employee contribution pura milega jo har 6 months mai jud jaayega) Secondly Family Pension OPS mai Basic ka 30%hai jabki UPS mai 60% hai. OPS mai GPF apni salary mai sai katwana padta hai.
20 years for full pension, you have to do minimum 10 years job for half pension.
Government should focus on development
मतलब कोई कर्मचारी 20 साल उम्र मे भर्ती होता है और 25 साल की नौकरी करके 45 साल की उम्र मे VRS लेता है तो उसे पेंसन उस समय नहीं मिलेगा जब उसकी सेवा निवृत की आयू यानि 60 साल उम्र पूरी होगी तो पेंसन मिलेगी
इसलिय हमें ना NPS चाहिए ना UPS हमें सिर्फ चाहिए OPS only OPS
Country ke liye seva karne aate hain Or Paise ke bhuke pension maang rahe hain ....
Paisa kamane ka shock ha than Come to IT
Show your potential
Govt mai har kisi ne massive corruption nahi kiya hota jo 100 saal chale ..pension developed countries mai bhi diya jata hai
Balki yuvao ko berojgari bhatta milna bhi aam baat hai
Bhukha maar de apna parivar tumhare liye?
IT walo khud BEd karke Bihar teacher recruitment me naukri lete dekha hai 😂😂 jyada sikhane ki jarurat nahi hai.
Govt. Job ka ek nikal ke dikhao
Aur rahi corruption ki baat to ek govt to c group me hai wo kya corruption kar lega
One thing is not understood that now N.P.S. 60% is returned at the time of retirement against which 10% is deducted in UPS. How much percentage will be returned in ?
hona modern hai lekin paisa chahiye ops jisa 😊
sab paisa dan me dedo desh ko 100 saal tak 5% growth me chalao no target no competition
Pagal
20 sal holiye NPS ko aaye kya in salon m double digit ni Jani chahiye aapke hisab se
@@karmveersinghjangra64722-3% ke growth rate se 8-9% ye badha nahi?
@@karmveersinghjangra6472Bhai issi govt ke karan govt employees ki salary bahut bhara hai. Teacher, govt Dr, professor, municipal etc ki salary ki lakhon mein jati hai. Kai to adhe din he office jate hain..corruption bhi jam kar karte hain. Phir pension OPS/Msp ke hisab se chahiye. Phir to sab ko ops kara do, sirf govt employees aur Kisan kyun? Desh jaye bhaar mein
@@Pp.703 भाई जी में हरियाणा से हूं यहां पर इतनी ज्यादा धान उगाई जाती है जिसके कारण भूजल खूब चूसा जारा। ये कारण बताते हुए यहां की सरकार ने पर एकड़ कुछ मुवाजा देने की scheme launch की सिर्फ उनके लिए जो धान की जगह कोई और फसल लगाए जिसमे पानी की किल्लत कम हो। अब इस सारी कहानी में problem थी की पानी को बचाया जाए। पर इस मूर्ख सरकार ने क्या उपाय दिया की उसे बाहर न निकालो वो बच जायेगा। बाहर क्यों नी निकलेगा किसान हर किसी को ज्यादा से ज्यादा पैसा चाहिए उसमें चाहे किसी health से खेलना पड़े या पानी को चूसना पड़े। जो पैसा सरकार मुआवजे के तौर पर दे रही थी उस पैसे क्या ground filling stations नहीं बना सकती थी क्या?
अब इतनी कहानी सुनाने का मतलब ये है की क्या देश की तरक्की करने के लिए pension को रोकना जायज है या बिहार में 5000 करोड़ के bridge अगले ही दिन गिर जाते है उन चीजों को रोकना। बाकी आप समझ गए होंगे
एक और फर्क है
O p s में जरूरत पड़ने पर फंड से 70 % तक पैसा निकाल सकते थे जो कि आपकी सैलरी से काट कर पूरा कर दिया जाता था
और कर्मचारियों को बैंक से लोन लेने की जरूरत नहीं पड़ती थी
N p s में उस टाइम तक आपका जो 10% के हिसाब से टोटल जमा हुआ है उसका 25 % ही आप निकल सकते हो
U p s में क्या हैअभी तक साफ नही है
Desh ka nagrik hi desh k khilaaf hai🤬
Trade union🤡
At 6:41 error
UPS does not involve 50% of basic plus DA. It only involves 50% of basic unlike OPS
Are you saying wrong?
There is no need for DA while calculating Pension.
Earlier in OPS also the average of last 12 months basic was used for calculation of Pension. It is still the same UPS now.
Sahi bole bhai lekin sabko rajniti karna galat bolke jo iska labharthi unko ki pata chalega ki kya thik h ya nhi baaki sab toh bas aise hi haal karenge
Wrong....in ops ... pension calculated as half of the last salary drawn by government employee
Not the avg of basic pay and all...plz clear your facts.
I said salary ...not the basic pay ...both are different things.
@@durgeshsss yeah correct bhai pesion is equal to half of last drawn salary
@@tremendousdkkya sahi bola h,, ops m last drawn sallary ka 50% aur ups m last 12 month ki basic sallary ka 50% h.
Bhai ops me bhi last drawn basic salary hi hota tha
In political terms, UPS(unified pension system) is a move by the government to woo back the support of state employees and workers it lost. It's also to prevent the political tailwinds it might generate in the upcoming state assembly polls. In policy terms, it is the best of both worlds(OPS and NPS). It's true that if democracy wants to retain its sanctity reform no matter how important it must take into account sensibilities on board but shouldn't taxpayers deserve the same.
Taking money from a common Indian for the rest of the life , the most bizarre thing
Tell companies to reduce salaries, give random postings and ask for pension from them then
Why not Tell govt employees to work like pvt employees
Finish tasks on time
Not be corrupt
Nahi lekin humein toh GOVT JOB KO bahut MAHAAN DIKHAANA HAI
@@nirmitkhanna8282 there is a crucial difference between private work abd public work.
You do a mistake or your boss pins a mistake on you, you are fired and that's it.
No one outside the company is hurt, no one protests, no CBI, no IB nothing.
Govt employees do some mistake, the whole public will start the trial, there will be many who will be hurt. And all sorts of investigations will start.
So taking time is in the nature of government job.
The contribution given by the employee during service periods, whether that amount will be returned back to the employee during retirement? Like with NPS, 60% of total corpus will be given to the employee during retirement and remaining 40% will be used for providing the pension. Whether any such provision is there in the UPS.
भाई यूपीए सरकार का इसमें इतना दोष नहीं है क्योंकि 2004 के बाद एनपीएस लागू हुआ था जब पहले कर्मचारी रिटायर हुआ इसकी पोल पट्टी तब खुली है जब उसको 800 पेंशन मिली
Sir aap main baat to btaa hee ni rhe...NPS m total contribution ka 60% Paisa ek baar m nikal skte the baki 40% k hisaab se pension bnti thi...UPS m is baare m si jankari ni h..
Hm log Govt. Ko ye ni bol rhe h ki aap hmra contribution htaa lijiye kyuki pension k liye alag se koi fund ni h apki economy pr jyada pressure na pde bs minimum assured pension k liye bol rhe the OPS ki terh !🙏
बहुत बढिया स्कीम है सरकार पर भी बोझ नही पड़ेगा और employees के लिए भी पेन्शन फिक्स है 👌👌👍👍
Ha to MP/MLA ka kyu nahi hataya... Sbse bada bojh to yahi he India me 😂😂😂
@@nikhiljoshi5185 आप आवाज बुलंद रखे, हो सकता है कि उनका भी हट जाए 😜😜
@@nikhiljoshi5185Mere bhai neta desh ka leader hai , constitution perspective se uske uske pass power hai to zimmedari bhi boht hai. Woh auda pension deserve krta hai.
Janta k pss neta chun ne ki takat hai. Uska achwe se use krenge to Neta bhi achwe honge.
Pr apki nazar mai koi neta achwa nhi hai iska mtlb yeh nhi hota k Neta ka auda yeh sb perks deserve nhi krta .
Why pension,no work no pay...you get salary save it, invest it....old life is your responsibility.
Sir meri job 38 ki age me lagi h as a teacher to mein to UPS k liye eligible hi nhi hu kyunki meri service 20 years ki hi hogi to ye mere jaise lakho employees k sath b hone wala hai jabki OPS me ye 20 saal ki service compulsory thi to ye sabse bada jhol h
State govt me?
सरल और सीधे शब्दों में प्रधानमंत्री श्री नरेंद्र मोदी जी ने विपक्ष के नेता राहुल गांधी को प्रधानमंत्री बनाने बनाने का मन बना लिया है अगर अभी भी प्रधानमंत्री चारों तरफ चाटुकार से गिरे रहे तो अगली बार प्रधानमंत्री बनना मुश्किल है कर्मचारियों कोOPS के अलावा कुछ और मंजूर नहीं है
Current salary structure and pension scheme proposed today is enough for a govt employee to lead a good life.
हम लोग तो प्राइवेट वाले है चाहे कोई भी पेंशन स्कीम हो हमलोग को कुछ नहीं मिलेगा
Wahi hai yeh govt walon ko OPs aur Kisan ko MSp chahiye.
Desh ko barbad karke he maneinge. Aur inflation ka bojha private walon ko bhi uthana padega
प्राइवेट वालो के जीवन में केबल टेंशन है पेंशन नही😢
Aap bhi Govt Job join kar lo
😂
private wale iss desh me sirf tax daine k liye hai benefit kuch nahi milega tax payers ko....
UPS में 10% कंट्रीब्यूशन में बेसिक +DA की कटौती सरकार के पास जमा होगी। लेकिन पेंशन निर्धारण के लिए अंतिम 12 माह का औसत केवल मूल वेतन पर 50% पेंशन निर्धारण होगी। OPS में पेंशन का निर्धारण अन्तिम मूल वेतन +DA जोड़कर 50% पेंशन निर्धारित होता था। UPS पेंशन निर्धारण कम कर दी गई है DA नहीं जोड़ा गया । लेकिन 10% के कंट्रीब्यूशन में बेसिक और DA जोड़कर सरकार को चाहिए। इसलिए OPS ही ठीक है।
Cmnt me Neta Neta sab keh rhe, Desh me itne jyada neta nhi h jitne guna govt employees h to wo economy me kafi bhari pdta h, jaise aap apna fayeda dekh rhe vaise neta bhi apna fayeda dekhte.😅
Sir ek aur point hai isme 25 saal me vrs lene pe pension 60 saal pe start hoga tab tak wait karna hoga ye sabse bada jhol hai isme, ye sabse bada difference hai isse plz cover kijiye sir
Vrs mein lam sum amount bhi to milta hai..woh bhool gaye bhai. Paisa bhi chahiye aur pension ke liye wait bhi nahi karna.
Lumsum amount bhi calculate kar lijiye aap kitna milega aur utme me aap kaise survive karenge ...so plz go through and comment after
@@Pp.703lumpsum amount decide kaun karega? kya clearity hai uspe? can you survive in 10k per month lumpsum amount in today's inflation era? Family to door ki baat hai 1 insan ka kharcha bhi isse upar hai per month
आपने jo जानकारी di h wo puri जानकारी का 10% h
JAI SHREE KRISHNA
I am a government servent and I want OPS because...OPS= Free ka rokda Aane de...aane de...Why should I contribute every month...Mujhe Karodepati banana Sarkar aur desh k gareeb janta ka kartavya h.
अगर सरकार पेंशन में कोहिनूर हीरा भी देने लगे तो opposition उसमें भी कमी निकाल देगा।
Pahle job dhundh le pagle
@@giridharihansda4831 बेरोजगार तू होगा समझा
@@giridharihansda4831 😂😂 वो दस पहले ही ढूंढ ली थी। मेरी तो 10000 की पेंशन पक्की है।😊😊😊
Sir 10% to ops me bhi deduct hota tha lekin wo Paisa GPF account me deposit hota tha aur wo poora Paisa retirement par with interest ek he baar me mill jata tha aur penson government ki zimmedari thi
New new service walo ke liye bohot time he tab tak OPS aa jayega 😌
Nahi ayega, OPS ko lagana matlab economic atmahatiya karna
Ops desh k economy ko long-term mai barbad kar dega.
@@pkmkb7412 abhi bohot time h 28 sal or service bacha h 😂😂
@@pkmkb7412aayega ops...
आज औसतन एक व्यक्ति 35 वर्ष में नौकरी पा रहा है और ऊपर से रिटायरमैंट की उम्र 65 से 60 कर दी है। अब बताइए की वो एक साल भी चूक जाए तो पेंशन केवल दस हजार ही पाएगा?? हायर एजुकेशन मे तो नौकरी लगने का बहुत बुरा हाल है।
Kisi ne keh diya mere saare relative 22 saal ki age mai lg gaye govt job
UPS से कर्मचारी और सरकार दोनों का फ़ायदा है...यूपीएस का विरोध करने वाले वो लोग हैं, जिनको देश से कोई मतलब नहीं है बस खुद के बारे में सोचना है..ops का भार अगली पीढ़ी पर पढ़ता था लेकिन ups में ऐसा नहीं है...
UPS में केवल बेसिक पे का 50% दे रहे हैं जबकि OPS में बेसिक+DA का 50% पेंशन के रूप में दे रहे हैं
Ups main bhi basic plus da hain
Pension dena hai to sab ko do private sector mai bhi nahi to sari pension band karo😊
It depends on employer, apne employer ko bolo UPS Dene jaise Govt. Employees ne bola
@@satyamkumargupta4975govt private ke paisope chal raha hai. Warna Lena band kardo. Hummara start hojayega 😒
@@satyamkumargupta4975 to apni government ko Bol 😂😂
Ki hamse Jo itna Bhar bhar ke Tax leti ha wo naa Le
@@deepthakur3382 wo to hmse v le leti hai bhai agar tax bracket me aate hai to😅😅
No sir... Ops me b average lia jaata tha...
Jo different h..
Wo bus contributions h....
Ups is better than ops...
No burden on nation
Future of employee secured
STOP pensions for govt employees and give jobs to needy youths.
Exactly
Once you get the job then you will also demand ops.
Right now your main priority is to get the govt job which I understand
Good@@ashutoshgupta02
Kya stop pensions hah ? Abhi yelog NPS karne pe bhi vacancies kamaye jah rahe hai jitne log hai govt jobs mai Aram se pension de sakte hai. Aur ministers khudke pension pe kuch nai karte.
Both are needed... When the youths get job.. Then they demand pension
Only OPS lagu hona chahiye
Vote for OPS
Old pension scheme -> new pension scheme -> unified pension scheme -> no pension scheme
Hmara bharat mahan 🇮🇳
@@dhruvalshrestha1672 No pension scheme is best 😂😂
Haram ki khani Ha kya
IT walo ki 6 figure salary or tumhari 5 figure salary dekh ke paisa kamane ki Jalan to hoti hogi
.or rahi respect to m apne naukar ki respect nahi karta jaa
Tuu public servant ha naa
Matlab mera Bhi naukar huaa
@user123-o7c han wahi public servant jo kaam karne ke phele bribe lete hai . Most corrupt and inefficient jobs jahan 50 per morally corrupted log kaam kar rhe hai bribe lene ke liye 😂😂
@user123-o7c General swiping statement. How is private corrupt you need to show .
this is good decision taken by government
I totally agree with government
apka लाडका जब govt servent होगा तब samjeka