HOW TO BUDGET in your 20s 💰: Realistic Tips for Young Adults & FREE TEMPLATE

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  • Опубліковано 10 січ 2025

КОМЕНТАРІ • 111

  • @IrajMatthee
    @IrajMatthee 4 роки тому +30

    Great one! Here's my 2 cents (excuse the pun) tip which makes my life easier. If you budget your finances in fixed percentages (eg. 10% = Savings), you don't have to guess the rand amount as your salary grows over time if you stick to it.

  • @keamomaluta6169
    @keamomaluta6169 2 роки тому +3

    That's so true, its important not to compare yourself to your peers cause we are all not on the same level.

  • @chynnaxulu3809
    @chynnaxulu3809 4 роки тому +15

    I love this channel, so informative.

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому +2

      Chynna Xulu thank you so much for watching Chynna ❤️ hope you stick around !

  • @andiswamacala6420
    @andiswamacala6420 4 роки тому +3

    Also for Goals, you can set a reminder on your phone( iphone user) not sure about android but I’m sure There’s an app. The reminder app will remind you everyday like a notification on your goals which is also cool cause most of us mostly use our phones first thing in the morning.

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Andiswa Macala ahhhh you’re so smart !! Thank you ☺️ I will definitely do that cause I know I check my phone 24/7!!

  • @keamomaluta6169
    @keamomaluta6169 2 роки тому +2

    Thank you so much for the budget spreadsheet , definitely cant wait to try it out💕

  • @sikhulilekhoza
    @sikhulilekhoza 4 роки тому +13

    Thank you Corona for saving us from drunk swiping🙏😭
    Definately make a video about Easy Equities, it's a great platform. I also think it would be great for people who often find these kind of things intimidating. It's also a great way to practice for the future when that "Motsepe money" comes our way🤑🙌

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Sikhulile Khoza ngyabonga Khoza 🙏🏾💛!! Hahahaha Ey Corona has saved all of us 🤣 I even have money to buy couches now.
      Definitely going to do the Easy Equities video ☺️ khona sizoba nemali sonke !

  • @luthandozungu6535
    @luthandozungu6535 4 роки тому +8

    I love content like this because I'm really struggling with budgeting😥

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому +1

      Luthando Zungu thank you for watching Luthando 🥺❤️! Hope this helps lol I also want to be more committed to budgeting 🤣

  • @tendanirabali4328
    @tendanirabali4328 4 роки тому +3

    New favorite UA-camr, you’re doing amazing sweetie! Never too young to be money savvy 😉😁

  • @comfortmontjane4433
    @comfortmontjane4433 2 роки тому +1

    Just discovered your channel haibooo sis where have you been all my life ♥️😭loved this hle....big ups you've just gained a new sabbie

  • @lesegokgomotso3147
    @lesegokgomotso3147 4 роки тому +5

    Shuuu this was so informative. Thanks so much for sharing the tips and the apps. I've always liked the idea of budgeting, but didn't know where to begin, and I know a lot of people in my circle that share the same struggle. I can't wait to share the video with them!

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Yayyy 🥺❤️ I’m so happy to hear that this was informative and I really hope when you implement it , it helps you and your circle! All the best Lesego !!

  • @lesegokgomotso3147
    @lesegokgomotso3147 4 роки тому +4

    I'm definitely gonna print out my financial goals🙌. Also, discipline is the key.
    #budgeting #financialgoals #saving #adulting

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      lesego Kgomotso ahhh thank you so much for watching and commenting Lesego ❤️! I’m busy trying to find a printing shop that’s open 😂🙈 but definitely going to print nami.

  • @sesihlologelo3482
    @sesihlologelo3482 4 роки тому +2

    Yessssss please do the buying shares video

  • @mthandishembe5518
    @mthandishembe5518 4 роки тому +2

    I just love you ❤️❤️ ever since I started watching your videos. I am truly inspired as a young adults

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Thank you so much Mthandi 🥺♥️!!

  • @kwazi598
    @kwazi598 4 роки тому +6

    This is amazing... have always wanted a structure budget.

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому +1

      Kwazi Moo I hope it helps babe ❤️

    • @senzoaronmabaso6926
      @senzoaronmabaso6926 2 роки тому

      @@nokuhlekumalo Hi Nokuhle- the video is a year old but can you still share your budget template

    • @nokuhlekumalo
      @nokuhlekumalo  2 роки тому

      The link is still active ☺️ so you can download a copy for yourself !

  • @mandisamarosha2742
    @mandisamarosha2742 4 роки тому +2

    Love your videos, very informative!!

  • @kelvinmaroba4277
    @kelvinmaroba4277 4 роки тому +3

    Love this video. I’m sure gonna start saving now in varsity

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Thank you for watching Kelvin ❤️ goodluck with your saviiiing !!

  • @lwazinkabini8862
    @lwazinkabini8862 4 роки тому +5

    Yes please do the video on how to buy shares !!!!🥺

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому +1

      Lwazi Nkabini definitely on my list 😉 maybe will drop it next week.

  • @natashamoloi5531
    @natashamoloi5531 4 роки тому +3

    Lalela 😂 that time you said don’t buy data on cellphone banking my data finished 😭😂 I had to buy more data to carry on watching the video!!!! Lol (worth it) I’ve been wanting to watch this video!!!!! Thank you so so much for the template... on my way to being a “budget Bunny” 😘

  • @Kalophain14
    @Kalophain14 4 роки тому +1

    Id marry you in a heartbeat, the content on this channel is fireeeee.

  • @kwanelekwane7147
    @kwanelekwane7147 2 роки тому +1

    Thank you for the video, it was very informative

  • @TebohoPhuthi29
    @TebohoPhuthi29 4 роки тому +2

    So much time and effort into creating the template! I know how it can get creating one on Excel. Thank you 😊

  • @nonjabuloamanda
    @nonjabuloamanda 3 роки тому +1

    Thank you so much with template
    I recently subscribed in your channel and I love it..it so informative 🥺🥺😍😍 I love the fact that you're from South Africa
    Keep up the good work I Love you 😘 my big sister ❣️ not all of us have a luck to have someone who thought us this 🥺

  • @NethiMvelase
    @NethiMvelase 11 місяців тому

    Definitely, so important and so helpful - thank you ☺!

  • @unathisithole6257
    @unathisithole6257 4 роки тому +1

    I love this! You didn't lie when you said we'd enjoy it. 🤣🤣 Thank you so much. ❤️

  • @dinimapukata
    @dinimapukata 4 роки тому +1

    Great content. You’ve definitely earned a new subscriber.

  • @phumzilezwane5568
    @phumzilezwane5568 3 роки тому +1

    Your videos are really helpful. Thank you

  • @kwazi598
    @kwazi598 4 роки тому +8

    I've been trying to understand easy equities and I've been confused ever since I got the app.... Video please

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Kwazi Moo thanks mama 😍❤️ will definitely make one !! Let’s get this moneyyyy

  • @teesikiti
    @teesikiti 4 роки тому +2

    Yes do an Easy Equity video!

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Thembani Sikiti 😉 ay ke, will definitely do one now! Maybe I’ll drop it next week. Thanks for watching 🙏🏾

  • @siyamthandandamase8582
    @siyamthandandamase8582 4 роки тому +1

    Hi sis, I’m new here and I really like the information you give out because it’s important and life changing.
    When filming please try look at the camera lens instead of looking at yourself because when I’m watching it looks like you’re speaking to the person behind me, whereas I’d love to feel like you’re talking to me and connecting To me.
    *this comes from a good place. I love your channel ❤️

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому +1

      Siyamthanda ndamase omg hi sis ❤️ can I tell you how much I appreciate your constructive criticism?!? I had actually never noticed that I don’t look directly into the camera. Followed your advice whilst shooting my new video (still hasn’t dropped) and I can tell you I definitely felt the difference. Thank you so much 🥺 I

    • @siyamthandandamase8582
      @siyamthandandamase8582 4 роки тому

      Nokuhle Kumalo thank you so much for being positive about it. I can’t wait to watch 💃🏻💃🏻❤️

  • @mandisamzila9093
    @mandisamzila9093 4 роки тому +1

    Please do a video on how to navigate easy equities 🙏🏾 thank you for the amazing tips and template ♥️

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Definitely doing it mnganami 😍❤️🙏🏾! And thank you for commenting (and watching) oe 🙏🏾

  • @asandangqondela8456
    @asandangqondela8456 4 роки тому +1

    Thank you so much this video was so informative and please do a video on Easy Equities .

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому +1

      Thank you so much for watching and commenting Asanda 🙏🏾💓! The Easy Equities video is definitely coming right up 😍

  • @kwazi598
    @kwazi598 4 роки тому +6

    I genuinely love you... So angry that Tapiwa hid you from me for so long 😂💕

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Kwazi Moo 🤣🤣🤣🤣 forget about the past, we’re here now !! Can’t wait to flex that I have chemical engineers as friends !!

  • @nomkhosikhuzwayo2511
    @nomkhosikhuzwayo2511 4 роки тому +1

    I’m such a fan 🥺♥️ Siyabonga Nokuhle.

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Hawema 🥺💓 kubonga mina Nomkhosi. Thank you for watching and commenting Sisi.

  • @moncestermkhonto7023
    @moncestermkhonto7023 Рік тому

    I love you videos very informative, thank you for sharing❤️🙏🏽

  • @tusanizondo3874
    @tusanizondo3874 4 роки тому +1

    Wow . I needed this ! Thanks

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому +1

      🥺💓 goodluck going forward babe ! I hope we both actually start budgeting and learn to stick to it !!

  • @LesibaAmos
    @LesibaAmos 4 роки тому +1

    Loved it😍

  • @cre8tivegarage157
    @cre8tivegarage157 4 роки тому +1

    So many great tips in this video big shoutout to you

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому +1

      Thank you so much for watching and commenting 🙏🏾💓 I appreciate this!

    • @cre8tivegarage157
      @cre8tivegarage157 4 роки тому

      Support is key 🔑 we watching from Las Vegas 🙏 we are car enthusiasts I hope we can support each other 😁

  • @nkatekomune11
    @nkatekomune11 4 роки тому

    This video was very helpful,thank you. Please make a video on how to buy shares

  • @sinenhlanhla9339
    @sinenhlanhla9339 4 роки тому +1

    I love these tips! They were very practical.

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Sinenhlanhla Khoza thank you for watching Sine ❤️❤️❤️

  • @Wandileoprahkhanyile
    @Wandileoprahkhanyile Рік тому

    Girl, thank you so much, subscribed already cause all your videos are honestly so helpful ❤ thank you so much❤

  • @smathelifestyle5048
    @smathelifestyle5048 4 роки тому +2

    BOSS thank you ✨✨👏🏾👏🏾

  • @cebsilelubisi5086
    @cebsilelubisi5086 4 роки тому +1

    Here from twitter and girl where have you been 🥰🥰why am I discovering you now🥰🥰🥰

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      cebsile lubisi hi Cebsile 💛✨ thank you so much for coming through to my channel. I hope you enjoy the content and hope to see more of you in the future 😉x

    • @cebsilelubisi5086
      @cebsilelubisi5086 4 роки тому

      Nokuhle Kumalo am here to stay , and I have been sending the link to this video to my friends...so informative.Thank you for this free information

  • @lethabomagano
    @lethabomagano 4 роки тому

    Thank you so much Nokuhle.🌸
    For the great content and the budget.💛

  • @matha_kunenee
    @matha_kunenee 4 роки тому

    Loving the content, I take it as a Workplace Preparation Guide 💕

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Thandiswa Kunene yayyy 🤣😃 that’s actually a good way of naming it !! Lol people can binge watch a week before they start working.

  • @bulelwamakhaye5340
    @bulelwamakhaye5340 4 роки тому +1

    This was great! Thanks sis!😊

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Bulelwa Makhaye thank you so much for this Bulelwa 💛💛💛 I really appreciate this . Hope you’re doing well sis ✨🙏🏾

  • @nomfundozuma8589
    @nomfundozuma8589 4 роки тому +1

    Hahaha this is me I also have the “I don’t have money” budgeting strategy 😹

  • @enhlenjomane5694
    @enhlenjomane5694 2 роки тому

    Love this ❤️

  • @thulile4668
    @thulile4668 4 роки тому +1

    I needed this so much...thank you🌻

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      mcane mahlangu so glad I could help 💛 thanks for watching !

  • @nomkhosikhuzwayo2511
    @nomkhosikhuzwayo2511 4 роки тому +1

    Please may we get a video on how to purchase shares 🙏🏽x

  • @MaleboMode
    @MaleboMode 4 роки тому +1

    I needed this 😪💓

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      I hope it helps 🥺🙏🏾 goodluck with budgeting Malebogo!

  • @TebohoPhuthi29
    @TebohoPhuthi29 4 роки тому

    🔥 🔥 🔥 🔥 Absolutely love this.

  • @tapiwachamoto1835
    @tapiwachamoto1835 4 роки тому

    Loved this

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Tapiwa Chamoto love you ❤️! Thanks for watching.

  • @bitofthisthatwithbelle9236
    @bitofthisthatwithbelle9236 4 роки тому +1

    im happy swiper damn

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      🤣🤣🤣😭💀 LISTEN !!! So am I but that’s also because I hate asking people 🤣 so I just cover it.

  • @yolekamiya537
    @yolekamiya537 2 роки тому

    Hi
    I just saw u videos recently and I've learned a lot... Do you still the template I need it

  • @kelebogilemodise8630
    @kelebogilemodise8630 4 роки тому

    On point

  • @mandilake
    @mandilake 4 роки тому +1

    We would appreciate the EasyEquities tut

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Mandilakhe Mtonjana ☺️👌🏾 thanks for responding, will definitely make one this week and post it later !

  • @keamomaluta6169
    @keamomaluta6169 2 роки тому +1

    "Ma brada, please"😂😂

  • @vuyisilemkhize2019
    @vuyisilemkhize2019 4 роки тому

    Thank you!!

  • @cebsilelubisi5086
    @cebsilelubisi5086 4 роки тому +1

    Yes , you are a darling 😘

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      🤣🤣🤣💓💓🌸 yaaassss !! And so are you !

  • @waynesworld686
    @waynesworld686 2 роки тому

    Honestly speaking, I had no idea were my money was going so I bought a house. And I'm not even making it up😂😂😂

  • @mbalindlovu9760
    @mbalindlovu9760 4 роки тому +1

    Would be interested in an EasyEquity video! Thanks for sharing your knowledge and resources, as well as motivating us through this process of adulting😢.

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Definitely going to make an Easy Equities video ☺️🙏🏾!! Thank you so much for always watching and commenting Mbali 🥺 I appreciate it more than you can imagine dude.

  • @mfundongcobo6988
    @mfundongcobo6988 3 роки тому

    What is your star sign mummy?

  • @bonketshwane98
    @bonketshwane98 Рік тому

    ❤❤❤❤

  • @mercymckay8274
    @mercymckay8274 4 роки тому

    I know this weird but why do you have two cans of vicks on either side of you? in the same position?

    • @MegaSMKAY
      @MegaSMKAY 3 роки тому

      I was looking for this comment 🙈
      I'm also curious 😅

    • @nokuhlekumalo
      @nokuhlekumalo  3 роки тому

      🤣🤣🤣🤣 replying to this comment with an even bigger tub of vicks.
      I have sinusitis so I get paranoid and carry Vick’s all the time so I can rub it around my nose 🤣😩🙈.

    • @MegaSMKAY
      @MegaSMKAY 3 роки тому

      😂😂😂 Wow I was so lost...shame it's understandable now, it's really good to ask😂🙈

  • @peterntuli7074
    @peterntuli7074 4 роки тому

    Hi Nokuhle new subscriber here am a 3rd year engineering student. I wish to start my investment journey in Satrix. R500 per month. I need your financial acumen on how to go about it?

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Simphiwe Ntuli hey there 🙏🏾 please check our my follow up video on how to buy shares on easy equities.. Maybe that can help you! But since you are willing to invest R500 per month then maybe you can look at different unit trusts from different investment banks (eg. Allan Gray, Investec or just normal banks). Maybe google a bit and see what fits your mould

    • @nokuhlekumalo
      @nokuhlekumalo  4 роки тому

      Simphiwe Ntuli ua-cam.com/video/30odeealvXY/v-deo.html

    • @peterntuli7074
      @peterntuli7074 4 роки тому

      @@nokuhlekumalo I really appreciate for reverting to me. I will absolutely look into that.

    • @peterntuli7074
      @peterntuli7074 4 роки тому

      @@nokuhlekumalo Thank you very much, I watched the video great content. Please do also a tutorial video on the satrix platform