What banks won't tell you....
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- Опубліковано 16 лип 2024
- We have to realize that banks are businesses -at the end of the day they need to make a profit. Here are some things that banks won't tell us especially when applying for a housing loan.
00:48 Not all loan promos are good
01: 38 Interest rates and bank fees are negotiable
02:21 Banks will choose for you
02:53 Banks do not encourage advance payment
03:32 You might get a different offer if endorsed
03:58 There are fees that can be waived, if you asked
04:20 Sneaky hidden charges
Learned a lot from you. Very informative videos!
maraming salamat, sir chris!
Thank you very informative.
Looking forward to meet you sir to learn more about real-estate business
Super Informative talaga, planning on getting my own home soon as well. Pero wala akong knowledge when it comes to this. It will be my first buy. This channel has been very very helpful. Maraming salamat and God bless sir Chris.😃
This is very helpful. Thank you, Chris!
You're very welcome!
Thank you sir
Agree sir Cris ,dpat maingat at basahin mabuti bago mag sign.☺️
#1 Not all loan promos are good. [0:49]
#2 Housing loan interest rate is negotiable. [1:38]
#3 If you don't choose, banks will choose for you. [2:20]
#4 Banks will not openly discuss advanced payment option. [2:51]
[3:12]
4.1 What is your policy for advance payment option?
4.2 How much is ht eminimum amount for advance payment to principal?
4.3 Is there a pre-termination fee if I pay off my outstanding balance?
#5 You might get a different offer if an agent endorses you to a bank officer. [3:29]
#6 There are fees that can be waived waived if you asked. [3:56]
#7 Sneaky hidden charges [4:18]
[4:33]
7.1 before applicaiton
7.2 after approval
7.3 after full payment
Well presented from Sir Chris.
Thank you!
Salamat Sir Chris! Saktong sakto itong video mo as I am currently looking to apply for a bank loan. 👌🏻
Super informative, I have another idea for my next home loan. Thank you sir Chris☺️
Can you make a video on "why you should not invest in real estate" so we could know more things on what to expect if we wish to invest in real estate? Not all people are suited to invest in real estate.
very informative. Thank you, Sir. Next year na po kc 🤞ang turn over ng susi nmin sa Condo n kinuha ko sa Shore.
❤❤❤ hi, sir cris, thank you Po sa info and knowledge para maka pag loan sa bank, musta Po kayo sir, ❤❤❤
Galing 🎉
I thought sa PAGIBIG loan lng pwede mag advance payment, possible din pala sa bank. Very informative ng mga vids mo sir Chris dami ko natutunan! Keep it up and God bless po! 😊🎉
Yes pwede, iba-iba lang sila ng policy:) Thank you!
Magkano ba Sir usually ang natatangap na referral fee?. Thank you po.
saan po pwede regularly tumingin na website for housing loan interest rates of all Philippine banks?
You can check out their housing loan page, but some banks are not updated. I suggest you call or email them for their updated interest rates.
Sir pipo