stop, she will tell you how hard it is to raise a kid in a multi million dollar environment. can you imagine all the starbucks runs. I bet she had a maid and the husband never seen her cooking
ask most doctors out there if they would have made it without their spouse. Most of them tell you no. While you are in training you have to have someone home to take care of things for you. The US training for physicians assumes you have a family member taking care of everything for you and gives you no time to take care of others. Without this support many people have to drop out. So it's normal that anyone supporting a physician in training for sometimes 10-15 years should get compensated.
“Can I live off of this monthly income?” Yes, you can barely survive off of $180,000 per year. It will be tough, but by the grace of God you will be just fine. Go out and re-invent yourself. Find your purpose.
I wanna know how she getting 15k a month and struggling to survive. I get she has kids, find a side income for just you stuff and like...that should he more than enough for anyone idk...hell of a lifestyle if not
I don't think she was saying she's struggling. She's in survival mode getting out of divorce, learning and grieving, just trying to figure out the next right move.
I wasn't financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly basis via my investment and got 5 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing! Very inspiring! I love this.
I hope to own a home one day. not quite long I started investing. I'm very curious already and need help on how to enhance and increase my returns. Any good investment tips will be appreciated.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Yes, gross. Why is Ramsey telling her don't worry, you don't have to work! Just, for the men here, that doesn't feel right. Where's our care and understanding of the situation where we might be Fd over?
@stealth210 Choose wisely to begin with and you won't have to worry about it. So many people jump into a relationship and marriage ignoring all yellow orange and red flags. The good old I-can-change-them or it's-just-that-blah blah blah whatever excuse you want to use to explain it away. Stop doing that and you'll be happily married rather than sadly divorced.
She doesn't have to work again. Get a 500k house in cash. Invest the rest till the monthly money runs out. If she can just live on 7.5k a month she could live off the money till 54 then use the money she invested till 60 or 65 then live off the 401k forever lol. She is set the guy must of been loaded.
Holy fuck... 3.1 million in a divorce at age 40... The husband was grinding his gears, just to have half of it gone. OMFG... That amount at age 40?????
most of the jobs that will make that much money requires to have a stay at home spouse if you have kids. They usually require you on call at all time (CEO of fortune 500, neurosurgery etc ). It is extremely difficult to have dual career in those fields. Most single people actually do not make it either as having a supportive spouse is essential, so think of it more as a team sport.
If she starts dating dont tell him what u have. My neighbor got 2m from her divorce and lost it all. She was so green and her new guy literarally wipe her out
A prenup would also grant her half if that’s what her requirements were for the prenup. A prenup doesn’t automatically grant the breadwinner all their money. It’s whatever the written agreement entails, and she would have made sure it said 50/50 before she signed it.
She ran his household for 14 years and sacrificed any job experience during that time. They agreed she would stay home. She deserves her divorce settlement.
Do not just let your husband handle the money alone! You will end up like this woman. You have all this money, and don't know what to do with it. You don't have to be in charge, at the very least let your husband teach you, so if he is ever gone, you aren't clueless.
If they were married prior to all the money, she was always a millionaire / billionaire. Its not his money, its theirs. Marriage is a business partnership, nothing more. The religious / moral stuff means nothing to the state.
She married a doctor, young. Helped him build his practice. 10-15 years later, he's met a young nurse, divorces wife. Pays wife off to leave. (This is what I suspect happened or some version of it). A stay at home wife deserves her share of the wealth earned during a marriage. Just as a man does if the roles are reversed.
I'm thinking he filed. She sounds clueless about money and how much they actually had. He knew what the divorce would cost and did it anyway cause he has much more where that came from. She's smart to ask for help.
@@jaydubya9265she can retire now just buy a house outright and whatever is left invest and live off the 15k every month for 7 years and then start 4% withdrawal rate
15k may not be a lot if we knew what kind of income he has. If the judge ordered him to pay that amount I’m sure there’s plenty more where that came from.
At 47 she will have to go back to work. After that house it will go down to 500,000$ and one emergency happens aka hospital with no insurance there goes that money. Then 95,000$ will be gone and only thing left is 401 k money which if she uses will get taxed. Food for thought!
All the comments are assuming her husband worked for his money.. they live in Dallas. Given her lack of fundamental financial knowledge (she said she picked up what she knows now in the past couple months), and her not sure if 180k/year is enough.. either she or I’m assuming the both of them came from money. They’re too set up with the right amount in investments and liquid cash at just 40 with 2 kids to almost not have been. She put in 14 years. It’s not like it was a total cash grab.
I got Bill Burr’s voice in my head at the 15k per month for the next 7 years … ‘all of a sudden .. it costs 20 grand a month to give a kid Fruit Loops’
Her kid is 11 and this is for 7 years so it might be partly child support. She said she is spending $3,000 for rent. Depending on if her kids are in certain extracurricular activities that can costs thousands. My friend and her husband told me they dropped $9,000 last year because their 11 yo daughter is in a dance company. Not factoring the cost for lessons, hotel rooms every weekend, and entry fees, the costumes are custom made for each dance and never used again. The only reason they didn’t spend more is because they told their daughter no for some competitions and because their older daughter decided to get out of dance. It was double that before.
This call should be mandatory listening for every man, shows what the consequences are of marriage even if u do everything right, the wife can leave just because shes not happy and take ur hard earned money/assets
But she gives up her career and pension building to look after his home and children, women need to be compensated too because it's work to build the man's family. If you don't want to take care of woman who becomes your wife and takes care of your home and raises your kids while giving up her career, don't get married.
What's crazy to me is the people who push you to get married cuz it's such a great thing, and tell you to just marry the right person and don't get divorced is the same ones hosting a call in show where women tell you how they've screwed over their ex husbands out of millions...
Or maybe he ran off with the hot young bimbo secretary/waitress/gym rat/insta/only fans model and left the whole family behind during his midlife crisis 🤔
It’s not always as easy as it sounds. A big sum like that can be a blessing, but only if you’re smart with it. People think that money like this is a ‘get rich’ moment, but without careful planning, it can disappear fast
You’re right. People often overlook the need for guidance, especially when they’re not used to managing a lot of money. I mean, you can make one bad decision and suddenly that big payout shrinks
And managing it is only half of it. A lot of people don’t know that they need to keep it protected, too. Unexpected costs or even opportunistic family members can be issues. The smartest thing would be to talk to someone who really understands wealth management-someone with experience dealing with high-stakes finances
Exactly. I’ve heard that’s where advisors like Eric Paul Elmer come in. He’s managed portfolios for everyone from celebrities to regular folks, helping them avoid the kind of mistakes that can drain a fortune in no time
Imagine being so inept with money you get $1.1 million, $750,000 401k, and $180k a year for seven years and have no idea if that’s not a fair settlement, all thinks considered 😂
@@maevamakendi2598"he got"...he made. Don't forget how different those two are. But yeah, its an agreement. Even she said its a fair amount of money, I think she felt it was enough.
Stay at home mom IS WORK. Taking care of him and his home. Cooking everyday, cleaning everyday, driving the kids everywhere and being their full time manager, therapist and nurse. If she went to work, society would bash her for working and abandoning her kids.
This woman deserves that money and more!!! She has been married for 14 years with kids. She took care of the home and kids that allowed him time and to make all the money he needed He was most likely making 1m+ yearly It is arrangement he wanted or else he would have married some one who works. Most likely courts look into your financial history before allowing that kind of money to your spouse This sounds likely a wealthy family, good for her. The ex husband will be just fine.
Very nice job covering the basics. I am sharing this not to brag but to show what’s possible. I’m retired and I have 2 separate portfolios. One is a long term growth dividend portfolio of stocks where i sell covered calls strategically and my 2nd portfolio is the Crypto trading strategy where its all about income. This year I am on pace to make $120K in realized options profits and around $869K in crypto profit... What is great is that my long-term portfolio is still up significantly as well. As such, it’s possible to generate excellent income but still have a total return perspective. ...Amidst this, the insights of a knowledgeable guide like that of Expert Matthew D Heck can be crucial. His expertise in navigating the nuances of trading has been the key for Me understanding and making the most of these emerging financial trends.
New survey has revealed rising adoption of cryptocurrency among the world billionaires, as they start experimenting in the digital currency, expanding their investments portfolio beyond traditional profitable assets.
How would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach him, if you don't mind me asking?
Can't share much here, I take guidance from ‘Matthew D Heck’ a renowned figure in his industry with over two decades of work experience. I'd suggest you research him further on the web
Just discovered your channel with this video -- I was able to think about my situation and I'm curious to know best how people split their pay, how much of it goes into savings, spending or investments, I earn around $90K per year but nothing to show for it yet.
I think that is a brilliant idea, I tried managing my stock portfolio by myself and I lost 50% of my savings in a very short period. That prompted me to hire a financial advisor. Since then I have made up to $680K in returns.
A colleague at work also suggested market experts, Hearing you say the same thing struck me. I think i should give this a try, but how can reach a decent advisor like the one you use?
I have worked with a few financial advisors before now but i ultimately settled for Celia Kathleen Martel. She is SEC regulated and licensed in US. You can easily look her up.
Men are really funny in this comment. she did build with him. she was a stay at home mum that dedicated 14 years of her life to build their family while he focused on building the finance.
Yes. He obviously has a lot more money if a judge allotted her that much. She took care of his children and his home. What do you want her to do, pay him alimony? Her job was to care for his personal investments (children, home, physical needs) while he earned money. She had no source of income because he/they agreed that she would be a SAHM
I think the silliest thing about this call (and some of the comments) is telling the woman she needs to go find work and a purpose... Does she really? She has 3.1 million. That is enough to set you and 2 kids up for the rest of your life, living off dividends alone. You literally don't have to lift a finger with that huge or a pile of money working for you in dividend paying companies. The point of building to millions is to not have to do any more work.. WTF?
@@lks6248 as long as men can get deductions for most of the home payments they pay for including paying for espouses phone, car, property taxes, medical bills, vacations, etc
The ex-husband in this situation lost millions but like Chris Rock said "he ain't starvin'". Meanwhile the guy making $30,000 and his wife gets half is up the creek. A lot more men who make way less suffer way more from the government during a divorce.
You should rethink the value of a woman. Especially a good one. Who gives you a family, and takes care of that family. For 14 years. In 14 years you probably won't be able to find one because of comments like yours.
@@bethanyboothe4817 Well the number 1 cause of divorce is marriage, and the only way to guarantee that your spouse won't divorce you is to not get one in the first place 🤷
But she gives up her career and pension building to look after his home and children, women need to be compensated too because it's work to build the man's family. If you don't want to take care of woman who becomes your wife and takes care of your home and raises your kids while giving up her career, don't get married.
She can live on far less than $15k per month. She needs to invest and live off of the proceeds. She can go back to school in order to work and earn more. GREAT advice to learn first so that she has full control of those funds.
Sadly many would think about the money she is getting, However there is a broken family and kids who would live away from their father for the rest of their life
@Yogastrong908 Yeah a lot of people don't know that the judge can throw it out for any number of reasons including that it simply wasn't fair enough to the woman aka it doesn't give her enough of your money
Prenup wouldn’t work here. The growth of the 401k after marriage goes both ways. Depending on the person, he seems like he wanted out. He wanted her to be okay with the kids
try making $1M a year AND have kids without a stay at home spouse and tell us how it works. Almost everyone making that much money has a stay at home spouse or no kids.
@@comment_account2343 That’s easy especially since they can hire outside help like a live-in Nanny and cook. Most couples both have work and do all of that without 1M or help.
@@nathang2465 You know what nannies do? Call off at 6am when you had to be at work by 5:50am. Also no childcare center opens before 6am, and no one will come overnight when you get a 3am emergency at work. The only thing that works is au pair, because they stay at your home, but you can only keep them a year, and they do get stressed out by those crazy lifestyle too. Also remember that he probably didn't make that much money his entire career either, and still had to have a 24 hours on call nanny for those years where he was less paid (ie residency if he is a doctor).
But we don't know the details of the divorce. He could have been a great guy or a cheater. A hard worker or an absent father. She could have been a great wife or a nagger and slacker. We don't know.
Fellas I don’t know why you’re arguing with these women. I promise they don’t actually believe she “earned” the right to become a multi millionaire by folding clothes and microwaving chicken nuggets until the kids went off to school. The average construction worker would have to work for 60 years to earn the income she was just given. No logical person would say this woman did the equivalent of 60 years of hard labor, they are just exercising the power the government provides them and talking to make themselves feel good. If he didn’t get married, this call couldn’t exist. Can only blame yourselves!
a construction worker clocks out, stay at home mum is 24/7. A millioner husband is barely around, due to the work, so she has to take on tasks the husband ought to do if he clocked out at 6. He gets to know kids are safe that a hired nanny can't do
clearly her husband was not a construction worker .... probably a surgeon or something like that. The top performers in medical schools who will be contenders for the most competitive specialties are the ones with a stay at home spouse who cooks, clean and do laundry for them so they can focus on studying, exercising and sleeping. Having a stay at home spouse is a strategic advantage that is probably worth $10M+ of the course of ones career.
Young men, let this be a lesson to you. Work your guts out, save, invest and watch more than half your work walk out the door and you still have to write a monthly check. Don't do it.
she was at home looking after the children, which meant she gave up a career and pension contributions. I'd agree 100 per cent if she was working full time and didn't have kids, but that's not the case.
But she gives up her career and pension building to look after his home and children, women need to be compensated too because it's work to build the man's family. If you don't want to take care of woman who becomes your wife and takes care of your home and raises your kids while giving up her career, don't get married.
Marriage is nothing but a business contract. Super crazy how the leaders of the country have people believing for generations that you have to marry someone in order to show and prove your love for them.
Something tells me, she is going to go through this the same way professional athletes blow through their millions and end up being broke in short order.
is it just me... or is it batshit crazy to assume any basal rate of "compound interest" when projecting over 30 years? let alone promote advice off of the back of it? (8mill from what rate lmao?!?) Its like everyone is in an echo chamber assuming the last 10 years performance can just be projected forward...?
im thinking he kept the house, and thats part reason why so much more Is paid out to her. I cant see ex husband having nothing if he has to pay 15k a month. She said she didnt have a house anymore, im thinking part of settlement he kept house
@@kristamonae Not true. As a retired accountant and financial advisor don't get married guys. Just ended a 16 year relationship (I'm 57 and we were not married) and none of my finances/net worth [$4.1M] were affected. I was widowed 18 years ago and vowed to never marry again. I just have to deal with the emotional fallout but not the financial evisceration.
The state of humanity is screwed based on th comments. Everyone attackiing this lady wothout having any details other than the diivorce settlement. Just because your wife is SAH doesn't mean she isnt contrinuting to the marriage. Maybe he was abusing her? Maybe he was cheating? Maybe it just didn't work out? She got whatever she was entitled to based on the laws of the state they live in. If you fear getting divorced, then don't get married. The hate in the comments is unwaranted.
@ read the comments. They hate is clearly directed at her and since not one person who wrote a comment has any idea how much money this person makes her any other facts beyond what her settlement was literally no one knows if the settlement was fair or not
@@mtbokor1969 Reason for divorce doesn’t matter to the state. Maybe she was a cheater and abuser and still divorced him? You don’t know but regardless 3.1M is still robbery. 15k a mo is way more than necessary. Divorce system fails men and favors women that’s a fact.
How do you know 3.1 m is robbery or 15k a month is more than needed? What if he makes 50k a month and has a net worth of 10 mm. What is her fair share after 15 years of marriage? You have zero context for the comment@@mothegoat6865
@ lol yea; but even that is more acceptable (although taking out of his retirement is questionable on merit) given that it’s splitting joint asset. The 15k ongoing payment is insane. Wth are the kids eating that they require that much for support.
I think the biggest thing is to surround yourself with people you trust. Since she's not savvy on investing and money she'll fall victim to scams maybe. Don't just splurge on an expensive house either - be smart! All that money, you can live wherever you want (within the divorce agreement parameters).
She does NOT have a guaranteed income, if the ex husband dies or becomes disabled she can kiss that support good bye! She needs to get herself an education and a job that will pay the bills if needed! It's hard to believe a freaking 40 year old has no clue about finances, be an adult and take some adult responsibility!
Why worry about getting a career now. If it’s invested wisely she can live very comfortably. She could spend her time by offering her time to charity, takes classes in something she is interested in, etc. She can live her best life.
Spoiler: Ex-Husband calls in next week. Ken and Jade, how do I rebuild my life after this divorce?
It’s crazy how she calls for financial advice afterwards.
@@Francisco-po1cf why is it crazy? it just shows the great job her husband did beforehand
Haha
@@daver7929 John will tell him to work at McDonalds.
I think if he got ordered to do that, he has a lot of money and he will be ok.
That’s fair. She was a stay at home mom/wife for 14 years. She earned that money. If she was working during the marriage that would be different.
She disclosed this, and neither one of them even blinked! My jaw dropped!
Yeah, I’d be like “hell yeah”! They were like pfft, this is our normal.
Lmbo same here!😅
I think its because they dont want to patronize her bc she got it thru divorce
Haha I know!
they're used to these bullshit bragging calls.
7 yrs of 15k a month.. wow..
Scary!
She didnt even mention child support
Just imagine the amount of sex her ex- husband could’ve had spending that kinda of money with sex workers if he hadn’t married her:)
@@mtbokor1969that includes child support most likely as her youngest will be 18 when the payments stop.
@@mtbokor1969Thats probably chikd support and spousak support. Her ex husband has to be loaded for her to get this much
These fools talking about her retiring at 65 or 70? Lollll. She's already retired. I mean, she's never even worked.
Straight up 😂😂😂😂😂
Western society is messed up.
stop, she will tell you how hard it is to raise a kid in a multi million dollar environment. can you imagine all the starbucks runs. I bet she had a maid and the husband never seen her cooking
was thinking the same thing. she's not getting a damn job.
Right in like career path … why!!! Find a hobby and keep your expenses low and learn to invest… oh and buy a reasonable price house
I know a doctor who had to pay $21K in alimony for about a decade unless his ex remarried. She remarried a month after the alimony was up.
😂😊
Disgusting
ask most doctors out there if they would have made it without their spouse. Most of them tell you no. While you are in training you have to have someone home to take care of things for you. The US training for physicians assumes you have a family member taking care of everything for you and gives you no time to take care of others. Without this support many people have to drop out. So it's normal that anyone supporting a physician in training for sometimes 10-15 years should get compensated.
also that settlement was dumb.... because obviously people will wait to get remarried.
@@comment_account2343 crazy how you just can’t admit she robbed
“Can I live off of this monthly income?”
Yes, you can barely survive off of $180,000 per year. It will be tough, but by the grace of God you will be just fine. Go out and re-invent yourself. Find your purpose.
Plus $100,000 from the million invested.
I wanna know how she getting 15k a month and struggling to survive. I get she has kids, find a side income for just you stuff and like...that should he more than enough for anyone idk...hell of a lifestyle if not
She lives in Dallas. $15K is more than enough.
I’d be dancing on the roof
I don't think she was saying she's struggling. She's in survival mode getting out of divorce, learning and grieving, just trying to figure out the next right move.
I wasn't financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly basis via my investment and got 5 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing! Very inspiring! I love this.
I hope to own a home one day. not quite long I started investing. I'm very curious already and need help on how to enhance and increase my returns. Any good investment tips will be appreciated.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
I find your situation fascinating. Would you be willing to suggest a trusted advisor you've worked with?
Her name is DIANA CASTEEL LYNCH. I can't divulge much. Most likely, the internet should have her basic info, you can research if you like
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
they asked her when she wants to retire?? retire from what, she is a sahm
sounds like she had a good lawyer
From watching soap operas every day 😂
@@evanscouponmommy7816 She will be working the next rich guy nothing more. 😀
Yes, gross. Why is Ramsey telling her don't worry, you don't have to work! Just, for the men here, that doesn't feel right. Where's our care and understanding of the situation where we might be Fd over?
@stealth210 Choose wisely to begin with and you won't have to worry about it. So many people jump into a relationship and marriage ignoring all yellow orange and red flags. The good old I-can-change-them or it's-just-that-blah blah blah whatever excuse you want to use to explain it away. Stop doing that and you'll be happily married rather than sadly divorced.
Being a SAHM isn't work? Wow okay thanks for that piece of information. Good to see feminists watch this show. 😅😅😅
Where does that woman live? Asking for a friend. 🤣🤣 Man, 15K a month means that she was living a very high life before the divorce.
Definitely! Her husband has a 1M gross revenue.
The banner says Dallas, TX.
Yeah she screwed that guy over HARD lol, don't be the next one.
There's A LOT of money in Dallas, TX. It's just coming out of people's eyeballs, the ones who know how to make it that is.
@@luminous6969 I bet not. I bet she got about half of the assets they earned during their marriage. That's what she deserved.
She doesn't have to work again. Get a 500k house in cash. Invest the rest till the monthly money runs out. If she can just live on 7.5k a month she could live off the money till 54 then use the money she invested till 60 or 65 then live off the 401k forever lol. She is set the guy must of been loaded.
EXACTLY
lol this is the lazy mindset
@bape520 why work if you have over 3 millions dollars
Why a house for that amount? Downsize so the upkeep isn’t draining the funds.
@@1jw298 it might be hard to live in a cheaper house, less upgrades after where she was living
Holy fuck...
3.1 million in a divorce at age 40... The husband was grinding his gears, just to have half of it gone. OMFG... That amount at age 40?????
most of the jobs that will make that much money requires to have a stay at home spouse if you have kids. They usually require you on call at all time (CEO of fortune 500, neurosurgery etc ). It is extremely difficult to have dual career in those fields. Most single people actually do not make it either as having a supportive spouse is essential, so think of it more as a team sport.
How do you know it was half? Could well be less than half. Nor is it all in cash either.
Probably worth 5 million and she took 60%. Judge sides her way cause of his income.
GET A PRENUP
Doesn't have to be 50% he could have made that deal and has lots stashed
A advertisement not to marry.
So is married with children
@@tankprohp lol, hilarious show
Pretty much.
Called a prenup. He’s an idiot.
Or find the right person.
If she starts dating dont tell him what u have. My neighbor got 2m from her divorce and lost it all. She was so green and her new guy literarally wipe her out
Dave said it. when theres such a big gap in finances, get a prenup
A prenup would also grant her half if that’s what her requirements were for the prenup. A prenup doesn’t automatically grant the breadwinner all their money. It’s whatever the written agreement entails, and she would have made sure it said 50/50 before she signed it.
Or they started out with nothing and built a family and its appropriate.
No wonder marriage rates are falling .
Until the laws change, the free agent lifestyle will be the only way.
Marriages down, pregnancies up.
She ran his household for 14 years and sacrificed any job experience during that time. They agreed she would stay home. She deserves her divorce settlement.
No *****, she doesn't deserve a penny.
😂 not at all
Do not just let your husband handle the money alone! You will end up like this woman. You have all this money, and don't know what to do with it. You don't have to be in charge, at the very least let your husband teach you, so if he is ever gone, you aren't clueless.
"How does a woman make a man into a millionaire very quickly?" She divorces him when he's a billionaire.
If they were married prior to all the money, she was always a millionaire / billionaire. Its not his money, its theirs. Marriage is a business partnership, nothing more. The religious / moral stuff means nothing to the state.
hahaha
She married a doctor, young. Helped him build his practice. 10-15 years later, he's met a young nurse, divorces wife. Pays wife off to leave. (This is what I suspect happened or some version of it).
A stay at home wife deserves her share of the wealth earned during a marriage. Just as a man does if the roles are reversed.
@@USMC6976 wonder how much child support he pays & if he has to pay for their college
@@darex0827
So what you are saying is… dont get married, unless you are fine losing half of everything.
And Dave wonders why guys aren't getting married.
It's a Scoobydoo mystery!
Is the man complaining , he could be very rich ...
Lol and Dave is the beacon of knowledge for all things modern society...?
Listen to her talk. She got half and has no clue about life
He could be worth 10 to 20 millions
Wow such cold twisted irony.....she divorced the one guy who knew what to do with the money.
I'm thinking he filed. She sounds clueless about money and how much they actually had. He knew what the divorce would cost and did it anyway cause he has much more where that came from.
She's smart to ask for help.
This is one of the most ridiculous calls I’ve heard on this channel.
How so?
I agree
@@firststar2she can prob just work live below her means and invest the 15k a month and pretty much retire or semi retire at 50
@@jaydubya9265she can retire now just buy a house outright and whatever is left invest and live off the 15k every month for 7 years and then start 4% withdrawal rate
Hater 😂😂😂😂
I feel bad for the guy, 15k a month is outrageous. I agree with child support, but 15k that he has already paid tax on is just nuts.
15k may not be a lot if we knew what kind of income he has. If the judge ordered him to pay that amount I’m sure there’s plenty more where that came from.
@@breenee6995then go pay 15k if it not a lot
Pro ball players pay more than that…
And she gets to deduct child support from her income, but his payment to her gets taxed.
@@breenee6995 why should it matter if he makes a lot more? He shouldn't have to pay that much in child support, they don't cost that much
Where tf have you guys ever seen $750,000 turn into $8,000,000 from a 401k? You guys are pros at making shit up
SHe may not know anything about finance, but she definitely has good intuition on who to divorce.
Jade: Retire at 65...does that sound good?
Caller: Yes..(while thinking no friggin' way am I working and why should I)
At 47 she will have to go back to work. After that house it will go down to 500,000$ and one emergency happens aka hospital with no insurance there goes that money. Then 95,000$ will be gone and only thing left is 401 k money which if she uses will get taxed. Food for thought!
@RobertDeffley-l4r She never needs to work again if she chooses not to do so.
@@RobertDeffley-l4rlol why wouldn’t she have a health insurances with that Linda money you have the best insurance
When I saw the title I knew it was a female caller.
100%
😂😂😂😂😂
@@mattmasteringer4399A system against men.
@david_DMP pffft I know more tan one female that pays alimony to their husband because they were the breadwinner . So again, pppfft.
All the comments are assuming her husband worked for his money.. they live in Dallas. Given her lack of fundamental financial knowledge (she said she picked up what she knows now in the past couple months), and her not sure if 180k/year is enough.. either she or I’m assuming the both of them came from money. They’re too set up with the right amount in investments and liquid cash at just 40 with 2 kids to almost not have been.
She put in 14 years. It’s not like it was a total cash grab.
I got Bill Burr’s voice in my head at the 15k per month for the next 7 years … ‘all of a sudden .. it costs 20 grand a month to give a kid Fruit Loops’
Her kid is 11 and this is for 7 years so it might be partly child support. She said she is spending $3,000 for rent. Depending on if her kids are in certain extracurricular activities that can costs thousands. My friend and her husband told me they dropped $9,000 last year because their 11 yo daughter is in a dance company. Not factoring the cost for lessons, hotel rooms every weekend, and entry fees, the costumes are custom made for each dance and never used again. The only reason they didn’t spend more is because they told their daughter no for some competitions and because their older daughter decided to get out of dance. It was double that before.
I needed a laugh. TY 😂
I need to marry into money!😂
This call should be mandatory listening for every man, shows what the consequences are of marriage even if u do everything right, the wife can leave just because shes not happy and take ur hard earned money/assets
But she gives up her career and pension building to look after his home and children, women need to be compensated too because it's work to build the man's family. If you don't want to take care of woman who becomes your wife and takes care of your home and raises your kids while giving up her career, don't get married.
What's crazy to me is the people who push you to get married cuz it's such a great thing, and tell you to just marry the right person and don't get divorced is the same ones hosting a call in show where women tell you how they've screwed over their ex husbands out of millions...
@@Atlas-tp8dw noted ✅️ good thing most don't have plans to do so anyways 😂
You have not seen my family😂
Or maybe he ran off with the hot young bimbo secretary/waitress/gym rat/insta/only fans model and left the whole family behind during his midlife crisis 🤔
Lol, It sounds like a dream come true, but I was wondering about the challenges that come with suddenly having that kind of money.
It’s not always as easy as it sounds. A big sum like that can be a blessing, but only if you’re smart with it. People think that money like this is a ‘get rich’ moment, but without careful planning, it can disappear fast
You’re right. People often overlook the need for guidance, especially when they’re not used to managing a lot of money. I mean, you can make one bad decision and suddenly that big payout shrinks
And managing it is only half of it. A lot of people don’t know that they need to keep it protected, too. Unexpected costs or even opportunistic family members can be issues. The smartest thing would be to talk to someone who really understands wealth management-someone with experience dealing with high-stakes finances
Exactly. I’ve heard that’s where advisors like Eric Paul Elmer come in. He’s managed portfolios for everyone from celebrities to regular folks, helping them avoid the kind of mistakes that can drain a fortune in no time
Imagine her ex-husband calls Ramsay to ask for advise 😂😂😂😂spoilers
Imagine being so inept with money you get $1.1 million, $750,000 401k, and $180k a year for seven years and have no idea if that’s not a fair settlement, all thinks considered 😂
It still might not be fair still. You don't know what he got.
@@maevamakendi2598"he got"...he made. Don't forget how different those two are.
But yeah, its an agreement. Even she said its a fair amount of money, I think she felt it was enough.
@@maevamakendi25983 million ain’t enough? Damn women man yall all bums man
If you can’t live off of 15k per month you need to reevaluate your entire life.
SHE HIT THE JACKPOT BY STAYING A HOUSEWIFE WHILE HER HUSBAND WAS HARD WORK.
Welcome to America
Stay at home mom IS WORK. Taking care of him and his home. Cooking everyday, cleaning everyday, driving the kids everywhere and being their full time manager, therapist and nurse. If she went to work, society would bash her for working and abandoning her kids.
I doubt she ever took care of him @@Atlas-tp8dw
@@Atlas-tp8dw Yes how hard is to replaces that?
@@Atlas-tp8dw I don't get paid for that.
She enjoyed he ex money for 14 years.
How many men get this type of settlement after a divorce? Zero.
KELLY CLARKSON’S HUSBAND
ADELE’S HUSBAND
MADONNA’S HUSBAND
WENDY WILLIAMS’S HUSBAND
GOT MORE !!!!
That's because it's rare the wife has more money than the husband
My ex boyfriend was married to a doctor and they had five kids he got 8k a month he made 100k a year she made 400k
Women are smart enough to only marry guys who are richer than them. Men on the ither hand... 😂
The ones who beat their women
This woman deserves that money and more!!!
She has been married for 14 years with kids. She took care of the home and kids that allowed him time and to make all the money he needed
He was most likely making 1m+ yearly
It is arrangement he wanted or else he would have married some one who works.
Most likely courts look into your financial history before allowing that kind of money to your spouse
This sounds likely a wealthy family, good for her. The ex husband will be just fine.
Very nice job covering the basics. I am sharing this not to brag but to show what’s possible. I’m retired and I have 2 separate portfolios. One is a long term growth dividend portfolio of stocks where i sell covered calls strategically and my 2nd portfolio is the Crypto trading strategy where its all about income. This year I am on pace to make $120K in realized options profits and around $869K in crypto profit... What is great is that my long-term portfolio is still up significantly as well. As such, it’s possible to generate excellent income but still have a total return perspective. ...Amidst this, the insights of a knowledgeable guide like that of Expert Matthew D Heck can be crucial. His expertise in navigating the nuances of trading has been the key for Me understanding and making the most of these emerging financial trends.
New survey has revealed rising adoption of cryptocurrency among the world billionaires, as they start experimenting in the digital currency, expanding their investments portfolio beyond traditional profitable assets.
I heard his strategies are really good, How do I reach your Coach/mentor.
How would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach him, if you don't mind me asking?
Can't share much here, I take guidance from ‘Matthew D Heck’ a renowned figure in his industry with over two decades of work experience. I'd suggest you research him further on the web
Use his name to quickly conduct an internet search.
Just discovered your channel with this video -- I was able to think about my situation and I'm curious to know best how people split their pay, how much of it goes into savings, spending or investments, I earn around $90K per year but nothing to show for it yet.
It’s important to do your own research and consult with a financial advisor before making any investment decisions.
I think that is a brilliant idea, I tried managing my stock portfolio by myself and I lost 50% of my savings in a very short period. That prompted me to hire a financial advisor. Since then I have made up to $680K in returns.
A colleague at work also suggested market experts, Hearing you say the same thing struck me. I think i should give this a try, but how can reach a decent advisor like the one you use?
I have worked with a few financial advisors before now but i ultimately settled for Celia Kathleen Martel. She is SEC regulated and licensed in US. You can easily look her up.
I just checked up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.
She married well...love that for her
I swear these host don’t listen
She dosent need to work, she’s set for life.
Her ex husband was a blessing.
True she will need a purpose after kids go to college
Men are really funny in this comment. she did build with him. she was a stay at home mum that dedicated 14 years of her life to build their family while he focused on building the finance.
Yes. He obviously has a lot more money if a judge allotted her that much. She took care of his children and his home. What do you want her to do, pay him alimony? Her job was to care for his personal investments (children, home, physical needs) while he earned money. She had no source of income because he/they agreed that she would be a SAHM
"I wonder if she has plans tonight." - Ken Coleman
😂😂😂
LMFAO 😂
😅😂😊
I'm glad Ken pushed her to the point of admitting that the 7 years of 180 grand a year is her babysitting budget.
I ain’t saying she’s a gold digger but…
@@AmericanWears she is a gold digger
But she ain't messin' with no broke -
In fairness… gold diggers know how to handle their money.
@@jadonmesfun6479😂😂😂 correct 😂
She ain't messing with no janitor....
Reminder to all men that marriage is the only contract where one party is rewarded for breaking it. And it won't be you with the reward.
It's all about the cash and prizes. But for only one party. Interestingly, the same one responsible for 80% of divorce filings...
@@davidcox3076 Ohhh shit 😂😂😂😂😂
I think the silliest thing about this call (and some of the comments) is telling the woman she needs to go find work and a purpose...
Does she really? She has 3.1 million. That is enough to set you and 2 kids up for the rest of your life, living off dividends alone. You literally don't have to lift a finger with that huge or a pile of money working for you in dividend paying companies. The point of building to millions is to not have to do any more work.. WTF?
This call is an advertisement for men to get Prenups before marrying.
As long as the women can charge per hour for all the cleaning, child care and sex services provided….😂
@@lks6248 as long as men can get deductions for most of the home payments they pay for including paying for espouses phone, car, property taxes, medical bills, vacations, etc
The ex-husband in this situation lost millions but like Chris Rock said "he ain't starvin'". Meanwhile the guy making $30,000 and his wife gets half is up the creek. A lot more men who make way less suffer way more from the government during a divorce.
Dear men be safe out there
A stark reminder to not get married, these women will take everything from you despite not earning it and you providing for them for years.
Amen
Sounds like a stark reminder not to get divorced. There’s a thought.
You should rethink the value of a woman. Especially a good one. Who gives you a family, and takes care of that family. For 14 years. In 14 years you probably won't be able to find one because of comments like yours.
@@bethanyboothe4817 Well the number 1 cause of divorce is marriage, and the only way to guarantee that your spouse won't divorce you is to not get one in the first place 🤷
But she gives up her career and pension building to look after his home and children, women need to be compensated too because it's work to build the man's family. If you don't want to take care of woman who becomes your wife and takes care of your home and raises your kids while giving up her career, don't get married.
She needs a good financial advisor.
This is why women are top earners from divorce don't let the media lie to you and say it's from hard work who in they're right mind would get married
She can live on far less than $15k per month. She needs to invest and live off of the proceeds. She can go back to school in order to work and earn more. GREAT advice to learn first so that she has full control of those funds.
The ex got screwed.
You have no idea
Or he us really rich
He probably had to sale some things. Men who get divorced without this amount of money end up in an apartment or someone else’s couch.
Men always get screwed in divorce court. I can't believe men even still get married in the US.
He’s still rich. But damn
Sadly many would think about the money she is getting, However there is a broken family and kids who would live away from their father for the rest of their life
This is why you insist on a prenup fellas
That her lawyer will get tossed.
Don't get married. Mutual living don't get the government involved
Go to Google and put in "top 10 ways to get out of a prenup".
Most prenups get thrown out.
@Yogastrong908 Yeah a lot of people don't know that the judge can throw it out for any number of reasons including that it simply wasn't fair enough to the woman aka it doesn't give her enough of your money
Advertisement for prenuptial agreement.
Prenup wouldn’t work here. The growth of the 401k after marriage goes both ways. Depending on the person, he seems like he wanted out. He wanted her to be okay with the kids
Dave Ramsey is the best unintentional MGTOW channel on UA-cam:)
What is MGTOW?
I looked it up: men going their own way
@@thundersnow93 thanks
Congrats, you’re set for life. Go buy a small house and enjoy your life.
I wanna hear what Dave has to say
Dave would say: he is so sorry to hear about the deadbeat husband and blame everything on him without hearing a single detail.
“You don’t have to eat rice & beans.” 😂
Us marriage law is an absolute disgrace and garbage
No stay home mom deserves 15k a month
try making $1M a year AND have kids without a stay at home spouse and tell us how it works. Almost everyone making that much money has a stay at home spouse or no kids.
@@comment_account2343 'he can have it all'
@@comment_account2343 That’s easy especially since they can hire outside help like a live-in Nanny and cook. Most couples both have work and do all of that without 1M or help.
@@comment_account2343This is a joke right? You could hire a nanny for way less than that.
@@nathang2465 You know what nannies do? Call off at 6am when you had to be at work by 5:50am. Also no childcare center opens before 6am, and no one will come overnight when you get a 3am emergency at work. The only thing that works is au pair, because they stay at your home, but you can only keep them a year, and they do get stressed out by those crazy lifestyle too. Also remember that he probably didn't make that much money his entire career either, and still had to have a 24 hours on call nanny for those years where he was less paid (ie residency if he is a doctor).
Another reason not to get married
But we don't know the details of the divorce. He could have been a great guy or a cheater. A hard worker or an absent father. She could have been a great wife or a nagger and slacker. We don't know.
Fellas I don’t know why you’re arguing with these women. I promise they don’t actually believe she “earned” the right to become a multi millionaire by folding clothes and microwaving chicken nuggets until the kids went off to school.
The average construction worker would have to work for 60 years to earn the income she was just given. No logical person would say this woman did the equivalent of 60 years of hard labor, they are just exercising the power the government provides them and talking to make themselves feel good.
If he didn’t get married, this call couldn’t exist. Can only blame yourselves!
Don’t be salty. When a man finds a wife..he finds a good thing 😊
@ That’s what he thought as he was saying his vows, then he learned a $3.1 million dollar lesson 😊
a construction worker clocks out, stay at home mum is 24/7. A millioner husband is barely around, due to the work, so she has to take on tasks the husband ought to do if he clocked out at 6. He gets to know kids are safe that a hired nanny can't do
clearly her husband was not a construction worker .... probably a surgeon or something like that. The top performers in medical schools who will be contenders for the most competitive specialties are the ones with a stay at home spouse who cooks, clean and do laundry for them so they can focus on studying, exercising and sleeping. Having a stay at home spouse is a strategic advantage that is probably worth $10M+ of the course of ones career.
@black_tech_owner why do you men assume her exhusband is now broke? 😊
Susan does Dallas. She hit the jackpot. Living the dream
She could easily be a target now and very vulnerable to men. It will be quite an adjustment.
If you initiate divorce, you should get nothing
Unless divorce is justified abuse/cheating. I will never understand why people are rewarded for breaking thier vows.
They got it all wrong. This call, she already knows what to do. Marry another one, and divorce him for his money too!
Yup.. old girl gonna work it again..😅
Unless she cares about her kids.
@@spencer4258 do women still do that these days? Care for their own kids?
Perhaps rich hubby divorced her for a young flame.
@@alluringbliss4165 We don't have that information. Unfair to assume
The irony could be that in such cases they may have divorced because her husband cared too much about saving money and not splurging/living life.
Now he’s probably not enjoying life because she took it. If he was broke and struggling, she’d still leave. Damed if you do and damed if you don’t.
This woman is financially blessed
And this is what they mean when they say its cheaper to keep her.
Except she's not asking if you can keep her 😂
Wonder what the ex husband done for his work? And what's left for him?
"A pretty good amount of money..."
😅😅
😂
Young men, let this be a lesson to you. Work your guts out, save, invest and watch more than half your work walk out the door and you still have to write a monthly check. Don't do it.
I Love This For Her. Bless you and your children. Smart Call.
You mean you stole 3 million from
Your ex-husband.
she was at home looking after the children, which meant she gave up a career and pension contributions. I'd agree 100 per cent if she was working full time and didn't have kids, but that's not the case.
@@Jess-T This type of thinking is how you're gonna get replaced by AI women
Not everyone has the capacity to earn millions of dollars...she's dumb...she stole it...after she got fat.
She had kids for him and took care of the home while he went out and worked. She earned this
@@Jess-Ti mean, she was living rent free with all her bills being paid
Poor mens bust their asses building an empire and a woman gets to walk away with half their fortunes🤦🏻♂️
more than half, consider legal fees, alimony child support. It's 70 % most of the time.
Y they getting divorced tho
14 years and children is contributing to that income.
@@lionheart93because 80% divorces are initiated by women u dummy
The que should be. "Why marry?"
But she gives up her career and pension building to look after his home and children, women need to be compensated too because it's work to build the man's family. If you don't want to take care of woman who becomes your wife and takes care of your home and raises your kids while giving up her career, don't get married.
Marriage is nothing but a business contract.
Super crazy how the leaders of the country have people believing for generations that you have to marry someone in order to show and prove your love for them.
Legalized robbery. Where’s the highway at?
she's set for life while the man took a huge hit smh
Something tells me, she is going to go through this the same way professional athletes blow through their millions and end up being broke in short order.
This is why less men want to get married. The woman can decide to leave at any moment with HALF!
FEWER men. Not "less" men.
is it just me... or is it batshit crazy to assume any basal rate of "compound interest" when projecting over 30 years? let alone promote advice off of the back of it? (8mill from what rate lmao?!?)
Its like everyone is in an echo chamber assuming the last 10 years performance can just be projected forward...?
I thought the same 750 in 8 years turns into 8 mill, math ain't mathing to me either, that's a crazy return.
I hope the husband wasn't left with just nothing, having to restart.
Would he still have half
im thinking he kept the house, and thats part reason why so much more Is paid out to her. I cant see ex husband having nothing if he has to pay 15k a month. She said she didnt have a house anymore, im thinking part of settlement he kept house
@@vqinred9689 This is true.
She's got half his retirement so he has at least 750k
@@mhodge0890more like 30% at best
Protect your assets gentlemen 🤝
Plot twist is now she’s going to support another man with ex husband’s money💰
Thats sad
This is definitely a low key flex call😂
Shes set for life ❤
@kristamonae yep it's still a low key flex 🤙
Don’t get married guys 😂
If you have money 😂 none of yall have money anyway saying “ don’t get married guys” 😂😂😂😂
@@kristamonaeprobably been married and divorced and got screwed over already..
Wised up to the greedy ladies that are supported by the government
@@kristamonae Not true. As a retired accountant and financial advisor don't get married guys. Just ended a 16 year relationship (I'm 57 and we were not married) and none of my finances/net worth [$4.1M] were affected. I was widowed 18 years ago and vowed to never marry again. I just have to deal with the emotional fallout but not the financial evisceration.
Only poor dudes are scared of gold diggers. I’ve never seen a wealthy man being so afraid as poor dudes tbh
You clearly don’t know many wealthy guys. I know many. Each and every one, petrified.
She doesn’t need to work. She’s got a bigger monthly income than most married couples 😂
The state of humanity is screwed based on th comments. Everyone attackiing this lady wothout having any details other than the diivorce settlement. Just because your wife is SAH doesn't mean she isnt contrinuting to the marriage. Maybe he was abusing her? Maybe he was cheating? Maybe it just didn't work out? She got whatever she was entitled to based on the laws of the state they live in. If you fear getting divorced, then don't get married. The hate in the comments is unwaranted.
The hate is not for her, the hate is for the system, which is wholly justified.
@ read the comments. They hate is clearly directed at her and since not one person who wrote a comment has any idea how much money this person makes her any other facts beyond what her settlement was literally no one knows if the settlement was fair or not
@@mtbokor1969 Reason for divorce doesn’t matter to the state. Maybe she was a cheater and abuser and still divorced him? You don’t know but regardless 3.1M is still robbery. 15k a mo is way more than necessary. Divorce system fails men and favors women that’s a fact.
How do you know 3.1 m is robbery or 15k a month is more than needed? What if he makes 50k a month and has a net worth of 10 mm. What is her fair share after 15 years of marriage? You have zero context for the comment@@mothegoat6865
Simp
Get married again asap...dont lose the momentum.
😂
😂
Some lucky chap will have a cougar wife!
@Blittsplitt5 she's not going to marry a dude who's making/owns less.
Ken: grieve
Caller: 😅 I can fake that part.
I saw the title and immediately said I bet it’s a woman that received that money and not a man. I was spot on!
Where this man at? The ex husband….asking for myself
15k a month is just excessive. No, she shouldn’t have excess from alimony or child support money to be able to invest 1/2 of it a month. Wtf.
Don't forget the $1.8 million payout 😂
@ lol yea; but even that is more acceptable (although taking out of his retirement is questionable on merit) given that it’s splitting joint asset. The 15k ongoing payment is insane. Wth are the kids eating that they require that much for support.
Ken: Susan are you down for Lunch…
I'm thinking a nice ham Subway sandwich...
@ lol
@@Blittsplitt5 I think she'll be expecting a lobster tail with the highest grade of filet mignon.
@@JustinCase780fine she picks up the tab
@@beerkegaard She'll be picking up the air spray freshener out of her purse after Ken starts dropping some SBD's.
I think the biggest thing is to surround yourself with people you trust. Since she's not savvy on investing and money she'll fall victim to scams maybe. Don't just splurge on an expensive house either - be smart! All that money, you can live wherever you want (within the divorce agreement parameters).
She does NOT have a guaranteed income, if the ex husband dies or becomes disabled she can kiss that support good bye! She needs to get herself an education and a job that will pay the bills if needed! It's hard to believe a freaking 40 year old has no clue about finances, be an adult and take some adult responsibility!
@@bettysmith4527 she's taken the first step by calling in
If the ex husband dies she collects from the estate along with her kids. She is set either way
Why worry about getting a career now. If it’s invested wisely she can live very comfortably. She could spend her time by offering her time to charity, takes classes in something she is interested in, etc. She can live her best life.