Dividends from the stock market encouraged me to begin investing. What matters, in my opinion, is that if you invest and make additional money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can provide that benefit for your children, giving them a head start in life. I've invested more than $600,000 in dividend stocks throughout the years; I'm currently buying more today and will continue to do so until the price falls even further.
It's always reassuring to hear from a seasoned investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be terrifying, but if you have invested in great companies, you should just keep adding to them and adhere to your plan.
I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.
I would think that a major benefit of dividend investing is that calculating portfolio size needed is not relevant. We don't care about the value of the portfolio. We care about the sustainable income it pays. As you invest you can gradually see the income rise as you invest more and pull the retirement trigger when it's high enough regardless of the market sentiment.
by calculating how much additional income the contributions produce and estimating how that income rises. the capital value will fluctuate up and down over time so the amount of income new additions give you varies. so capital value being high with a market yielding 2% is no worse for retirement than the same portfolio at a different timepoints where the capital value is half and so the yield is 4%. so long as the yield is sustainable in real terms the capital value being half does not matter. its the same income stream at a different moment of low market sentiment vs high market sentiment.
Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.
The S&P 500 finished down 20% in 2022. This means long term investors have a great starting point in 2023. Here are 4 very popular ETF’s: $VOO- S&P 500 fund $VTI- Total US stock market $QQQ- High growth, tech $SCHD- Growth + Dividends| I just tallied my dividends for the year;$167k Blessed and grateful, disciplined and focused.
My "boring" index funds just paid me over $6,000 in dividends last month. This is money that i can choose to spend without having to sell any of my shares. But for now i have it all set to reinvest to buy me even more index funds.
Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month.
Even if we are not accustomed to such volatile markets with a little carnage, the widespread frenzy and worry are understandable given that the US Stock Market has been on its longest bull run in history. However, there are opportunities everywhere if you know where to look; with the help of an investment advisor whom helped diversify my portfolio I netted over $260k in profits the previous year.
No doubt, the stock market is definitely the most awkward teenager with the wildest mood swings! I began with a pundit by name "Catherine Morrison Evans’’ Her approach is transparent allowing total ownership and control over my position and fees are very reasonable in comparison with my ROI.
At what ratio is the question. Means, if you have 10K how would you split your investment on both? It can be seen that SCHD has equal weight on their top holdings where as VYM has a weighted average on its top holdings.
Roughly £120k in my portfolio are in tech/TSLA stocks, can I get an advice on any other stocks that I can acquire to diversify my reserve across multiple markets while creating a comprehensive portfolio allocation that balances my concerns of risk aversion and returns that meet yearly inflation.
You need to hire a financial advisor to help you diversify your portfolio by including Mutual Funds, Etf's, the 11 GICS groups, inflation-indexed bonds, and stocks of companies with reliable cash flows rather than growth stocks, where prices were based on future prospective earnings.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. This same year, I pulled a net gain of £750k, which is about more times than I average on.
I really don't like making such recommendations, because everyone's situation is unique. But there are plenty of independent financial advisors you could check out. I've been working with “Colleen Janie Towe” for about four years and she's very, very good. If she meets your discretion, then you could go ahead with her. Most likely, her deets can be found on the net, so you can confirm yourself.
Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing.
Like Warren Buffet said, dividends are only good if the business you're investing into can't make good use of that capital. So, if you're trying to invest in businesses with actual growth, looking at dividends is a waste of time. Why are you investing into a company if they're returning capital to you because they think you can make better use if it than they can. It's not much different from bond investing. The way I see it, if you have a $1 million at some point, that'd be enough to create a portfolio that would pay you between 50k - 70k in dividend income.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.
Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
Why own $VTI over $VOO and why own $VOO over $SPLG? $VTI has slightly lower returns than $VOO and is just as expensive to own $VOO has slightly lower returns than $SPLG and is slightly more expensive to own There must be some more factors involved
Are there any concerns about large turnovers? SCHD is 28% while VYM is 6%. Since buying and selling in the ETFs are not dividends but are capital gains, will they be taxed as ordinary income even if you did not sell any shares of the ETFs?
Which stock is best for long term dividend growth to make as much money as possible and not take out for another 20 years in your best opinion? Please and thank you 😊
As an investment enthusiast, I'm intrigued by how top-tier investors manage to become millionaires through their investments. While I have a substantial amount of initial capital, I'm uncertain about the strategies and approaches necessary to achieve returns exceeding $400k, as some have done this season.
I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or, alternatively, seek advice from certified market strategists.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
Both of those will be taxed at the higher rate. ETFs pay out ordinary dividends, because they balance the holding per their strategies. Some etfs do this more often than others. Stocks after you hold the for a while have qualified dividends, ETFs do not enjoy this by definition. In addition to that VYM does not hold REITs per their strategy. These 2 funds follow different bench marks or indexes, they are not overly traded, which lowers costs and both are good investment choices.
Would it be better to sell VYM and buy SCHD if one has $250k in a roll over IRA. Also, why is it good to have these in a non-retirement account if you have to pay taxes on the dividends? Wouldn’t it make more sense to have either in an IRA or Roth IRA?
As far as the tax question goes. 1. It's a personal choice because in a tax deferred account you don't have the ability to take out the money as easily. 2. SCHD and VYM they pay qualified dividends which are only subject to 15% tax at max. Also the general yield is relatively low that you won't even notice it. 3.5% dividend yield won't break your tax bracket.
I've been tempted to go all ETFs to make things easier to keep up with overall. Idk though, it's a tough choice especially since I'm 100% individual holdings atm.
I see a lot of investors on UA-cam slowly selling off individual stocks in favor of ETF’s but I don’t see people that are all in on ETF’s adding individual stocks. I think some people just like being unique and having full control over their holdings and allocations. ETF’s are too boring for some.
It doesn't need to be an either/or decision. I have a good size allocation with SCHD plus several individual stocks for more targeted performance. SCHD gives me more diversity which lets me sleep well at night.
It's doable, but these two have lots of overlapping holdings, so if you're just trying to diversify as much as possible I would do VYM. If you don't mind a more concentrated fund then SCHD is the better choice as it's had better returns overall.
My thoughts; SCHD is for investors in the accumulation phase. While VYM and other high dividend yield ETFs are for income seeking investors. Some would look at VYM as a proxy for Bonds (conservative income generating securities).
@karsinds VYM is the typical index fund that never wins compare to its category in the short term but beats most in the long term. SCHD looks like it had an incredibly good run in the last few years but not sure it will continue going forward.
Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $680k savings vanish after putting in so much effort to accumulate them.
Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
There are a lot of independent advisors you might look into. But i work with KATHRYN ALETHE HALL and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
The June CPI report revealed that inflation has dropped to its lowest level in more than two years, and that's great news for both the economy and the stock market. but I don't know if stocks will quickly rebound for a few weeks, I am under pressure to sell my $250k ETF/Growth Stock portfolio.
It's really hard to beat the market as a mere investor. It's just better if you employ the help of a professional understands the market dynamics better.
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
There are a lot of independent advisors you might look into. But i work with Amy Jean Andersen and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have, making it difficult to find ourselves back to our feet. My biggest advice is to seek the services of a professional just like i did when i ventured into it for the first time. Big thanks to Elaine Vega. I now make huge P rofits by weekly through her services while still learning to stand on my own.
@@davidcarlisle3203 again my opinion..which means nothing on the internet anyway ha.. the amount of holding vym has vs schd. Way more diversified, schd last tweek of the portfolio wasn’t what I wanted to see. I’ve owned schd for years but sold it all recently for vym. And vym has outperformed schd since 2010. Both are great vehicles to drive to retirement. Vym is the upgrade Honda accord that will drive forever 🤷♂️
So, this is a video in which he gives multiple facts, figures, and examples that show differences that essentially say exactly the opposite.. Would you care to explain your claim, or do you just have a "feeling?"
@@strixt VYM always beat SCHD until the pandemic. SCHD took on more tech holdings a few years ago which goosed their returns over VYM. More tech is more risk. I prefer the safety of VYM, it is safer and more diversified fund.
SCHD makes more sense as it should be dividend etf. If want higher return should invest in VOO , SCHG. VYM is kinda in the middle between growth and dividend etf same as DGRO.
SCHD has 41% in its top 10 holding vs VYM 25%. It makes it much more sensitive to a few stocks underperforming severely impacting its performance. The turnover of SCHD is also higher, which could make its future performance less predictable. SCHD looks like a typical fund/ETF that had a very good run in the past due to some specific market condition but could deliver mediocre performances in the future. VYM is the typical index fund that is never the winner in its category on the short term, but delivers on the long term.
Well, it just depends. Someone that is able to put $1000 on stocks every two weeks would much rather buy many shares of $20 each. Someone who makes like $10,000 a month would not flinch at buying many shares at $100 each.
“Time in the market beats timing the market” greatest quote I’ve heard today.
Dividends from the stock market encouraged me to begin investing. What matters, in my opinion, is that if you invest and make additional money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can provide that benefit for your children, giving them a head start in life. I've invested more than $600,000 in dividend stocks throughout the years; I'm currently buying more today and will continue to do so until the price falls even further.
It's always reassuring to hear from a seasoned investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be terrifying, but if you have invested in great companies, you should just keep adding to them and adhere to your plan.
I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.
@@danieljackson87 Wow, that sounds great, but how can I contact your investment coach?
Her name is Stacey Laura Alviani can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I would think that a major benefit of dividend investing is that calculating portfolio size needed is not relevant. We don't care about the value of the portfolio. We care about the sustainable income it pays. As you invest you can gradually see the income rise as you invest more and pull the retirement trigger when it's high enough regardless of the market sentiment.
Calculating the portfolio size needed is very relevant. - How else do you know how much to contribute?
by calculating how much additional income the contributions produce and estimating how that income rises. the capital value will fluctuate up and down over time so the amount of income new additions give you varies. so capital value being high with a market yielding 2% is no worse for retirement than the same portfolio at a different timepoints where the capital value is half and so the yield is 4%. so long as the yield is sustainable in real terms the capital value being half does not matter. its the same income stream at a different moment of low market sentiment vs high market sentiment.
Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website… thank you for sharing.
The S&P 500 finished down 20% in 2022. This means long term investors have a great starting point in 2023. Here are 4 very popular ETF’s: $VOO- S&P 500 fund $VTI- Total US stock market $QQQ- High growth, tech $SCHD- Growth + Dividends| I just tallied my dividends for the year;$167k Blessed and grateful, disciplined and focused.
My "boring" index funds just paid me over $6,000 in dividends last month. This is money that i can choose to spend without having to sell any of my shares. But for now i have it all set to reinvest to buy me even more index funds.
Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month.
Even if we are not accustomed to such volatile markets with a little carnage, the widespread frenzy and worry are understandable given that the US Stock Market has been on its longest bull run in history. However, there are opportunities everywhere if you know where to look; with the help of an investment advisor whom helped diversify my portfolio I netted over $260k in profits the previous year.
Please can you leave the info of your investment advisor here? I’m in dire need for one.
No doubt, the stock market is definitely the most awkward teenager with the wildest mood swings! I began with a pundit by name "Catherine Morrison Evans’’ Her approach is transparent allowing total ownership and control over my position and fees are very reasonable in comparison with my ROI.
The real play: owning both
Excellent
At what ratio is the question.
Means, if you have 10K how would you split your investment on both?
It can be seen that SCHD has equal weight on their top holdings where as VYM has a weighted average on its top holdings.
Roughly £120k in my portfolio are in tech/TSLA stocks, can I get an advice on any other stocks that I can acquire to diversify my reserve across multiple markets while creating a comprehensive portfolio allocation that balances my concerns of risk aversion and returns that meet yearly inflation.
You need to hire a financial advisor to help you diversify your portfolio by including Mutual Funds, Etf's, the 11 GICS groups, inflation-indexed bonds, and stocks of companies with reliable cash flows rather than growth stocks, where prices were based on future prospective earnings.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. This same year, I pulled a net gain of £750k, which is about more times than I average on.
This is exactly how i wish to get my finances coordinated ahead or retirement. Can you recommend the financial advisor you used to get ahead?
I really don't like making such recommendations, because everyone's situation is unique. But there are plenty of independent financial advisors you could check out. I've been working with “Colleen Janie Towe” for about four years and she's very, very good. If she meets your discretion, then you could go ahead with her. Most likely, her deets can be found on the net, so you can confirm yourself.
Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing.
I realized that the secret to making a million is making better investment. ||
What I think everyone need is a Financial Adviser, who can help you get in and out of any investment at any time and you'd sure be in Profit
is ROCHELLE DUNGCA-SCHREIBER on youtube? please how do i reach her!
Like Warren Buffet said, dividends are only good if the business you're investing into can't make good use of that capital. So, if you're trying to invest in businesses with actual growth, looking at dividends is a waste of time. Why are you investing into a company if they're returning capital to you because they think you can make better use if it than they can. It's not much different from bond investing. The way I see it, if you have a $1 million at some point, that'd be enough to create a portfolio that would pay you between 50k - 70k in dividend income.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.
Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
Impressive can you share more info?
Credits to 'Carol Vivian Constable' she has a web presence, so you can simply
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Awesome comparison video, really helpful as well, appreciate you my man! 👍🏾
Have you looked at FDVV? Looking at it compared to SCHD it seems to be on track to out pace it by a good margin.
I own both in my Roth IRA, with VOO, VGT, BRK.B, Tesla, MAIN, and CSWC.
ChaaaAAAAaaaaching!
You make things so clear.
Thanks much
Thanks for making this informative video. This was a real comparison between the 2 etf’s. I feel more confident investing in either one now.
Love these comparison videos, VTI above all!
Yeah even I got into vti can't beat those returns without doing anything
Would love to see VTI vs SCHD video.
Why own $VTI over $VOO and why own $VOO over $SPLG?
$VTI has slightly lower returns than $VOO and is just as expensive to own
$VOO has slightly lower returns than $SPLG and is slightly more expensive to own
There must be some more factors involved
@@PizzaKing96it's better diversified
Wow there are a lot bots and scammers here, but i do enjoy your videos.
I have QQQM, SCHD, and SPLG...do you also recommend a Small Cap ETF to combine with this investment strategy? Ed Texas
Great review of these two important ETF’s! I think what really separates SCHD is the dividend growth.
Finding that VYM’s diversification is its worst enemy as a lot of the companies in it drag it down.
Just invest in schd , VYM and VIG plus 10 percent jepq😊
Are there any concerns about large turnovers? SCHD is 28% while VYM is 6%. Since buying and selling in the ETFs are not dividends but are capital gains, will they be taxed as ordinary income even if you did not sell any shares of the ETFs?
Which stock is best for long term dividend growth to make as much money as possible and not take out for another 20 years in your best opinion?
Please and thank you 😊
As an investment enthusiast, I'm intrigued by how top-tier investors manage to become millionaires through their investments. While I have a substantial amount of initial capital, I'm uncertain about the strategies and approaches necessary to achieve returns exceeding $400k, as some have done this season.
I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or, alternatively, seek advice from certified market strategists.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
That’s great, please can I Get your advisor’s details?
Her name is 'BONITA JEANETTE RODRIGUEZ’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
What do you think of dividend ETFs as an alternative to bonds?
Can you compare VIG to DGRW? 😊
Both of those will be taxed at the higher rate. ETFs pay out ordinary dividends, because they balance the holding per their strategies. Some etfs do this more often than others. Stocks after you hold the for a while have qualified dividends, ETFs do not enjoy this by definition. In addition to that VYM does not hold REITs per their strategy. These 2 funds follow different bench marks or indexes, they are not overly traded, which lowers costs and both are good investment choices.
Would it be better to sell VYM and buy SCHD if one has $250k in a roll over IRA.
Also, why is it good to have these in a non-retirement account if you have to pay taxes on the dividends? Wouldn’t it make more sense to have either in an IRA or Roth IRA?
You need to diversify into many(e.g. 5) index/mutual funds in order to reduce risk.
This is for after you max your other options, I max my roth and SEP IRA, so now I have to invest in a taxable account
As far as the tax question goes. 1. It's a personal choice because in a tax deferred account you don't have the ability to take out the money as easily. 2. SCHD and VYM they pay qualified dividends which are only subject to 15% tax at max. Also the general yield is relatively low that you won't even notice it. 3.5% dividend yield won't break your tax bracket.
Great video as usual. I keep looking for another ETF to add to my portfolio, in addition to SCHD.
I've been tempted to go all ETFs to make things easier to keep up with overall. Idk though, it's a tough choice especially since I'm 100% individual holdings atm.
I see a lot of investors on UA-cam slowly selling off individual stocks in favor of ETF’s but I don’t see people that are all in on ETF’s adding individual stocks. I think some people just like being unique and having full control over their holdings and allocations. ETF’s are too boring for some.
It doesn't need to be an either/or decision. I have a good size allocation with SCHD plus several individual stocks for more targeted performance. SCHD gives me more diversity which lets me sleep well at night.
VGT/FTEC/QQQM/SCHG/SCHD is what I have in my ROTH IRA and I'm not complaining
Have both !
Why not buy both that’s what i did 😁
If you know what you're doing, one basket is all you need 😅
Great video DB, keep em coming
Thanks
I pick SCHD
Why?
@@majorgear1021 SCHD has outperformed VYM since its inception in 2011.
❤thanks
Another banger of a video. My opinion is just get both lol half and half
Good analysis!
Hernandez Sarah Perez Eric Anderson Donna
How about divo ?
Lewis Eric Gonzalez Brenda Johnson Mark
Joanny Roads
General Freeway
Would it be good to invest in both or should I just pick just 1? I'm new to the ETF thing so sorry if its a dumb question.
You really can't miss between these two. Don't overthink it and ignore all the noise.
I have both and plan on holding both for life
I was thinking of buying both since I don't have an ETF but wanted to know if that was a good idea.
ETFs are the best way to invest. Companies will go to zero but an etf won’t
It's doable, but these two have lots of overlapping holdings, so if you're just trying to diversify as much as possible I would do VYM. If you don't mind a more concentrated fund then SCHD is the better choice as it's had better returns overall.
Now this gonna be a good video
Is this AI or something? Cadence and speech patterns are very odd
My thoughts;
SCHD is for investors in the accumulation phase. While VYM and other high dividend yield ETFs are for income seeking investors. Some would look at VYM as a proxy for Bonds (conservative income generating securities).
Doesn't make sense, since SCHD pays higher yield anyway.
@@biggstile It does make sense, because SCHD is a riskier fund with less diversification and holds more risky tech stocks.
Great video
Jermaine Estates
Anderson Kenneth Moore Amy Garcia Mark
Nice review on 2 high quality ETFs. DIVO should stack up with them pretty well.
Lopez Eric Lee Margaret Harris Eric
Audio is tin canny. May need some foam on the walls fyi.
I prefer VYM: more diversified, more stable.
@karsinds VYM is the typical index fund that never wins compare to its category in the short term but beats most in the long term. SCHD looks like it had an incredibly good run in the last few years but not sure it will continue going forward.
Hello everyone 👍
Great video. STWD would be interesting to have your opinion on this one. Thank you.
Another good video!
Walker Scott Wilson Anna Lee Timothy
Love them both! have one in a Roth one in a taxable
????
Miller Sarah Young Dorothy Garcia Charles
Johnson Richard Jackson Michael Hall Elizabeth
Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $680k savings vanish after putting in so much effort to accumulate them.
Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals
Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
There are a lot of independent advisors you might look into. But i work with KATHRYN ALETHE HALL and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible.
1st 😊
The June CPI report revealed that inflation has dropped to its lowest level in more than two years, and that's great news for both the economy and the stock market. but I don't know if stocks will quickly rebound for a few weeks, I am under pressure to sell my $250k ETF/Growth Stock portfolio.
It's really hard to beat the market as a mere investor. It's just better if you employ the help of a professional understands the market dynamics better.
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
There are a lot of independent advisors you might look into. But i work with Amy Jean Andersen and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds and it all goes well.
White Angela White Lisa Davis Jeffrey
Is this AI talking?
I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have, making it difficult to find ourselves back to our feet. My biggest advice is to seek the services of a professional just like i did when i ventured into it for the first time. Big thanks to Elaine Vega. I now make huge P rofits by weekly through her services while still learning to stand on my own.
Shes definitely the best. She keeps surprising me with results. We are planning on surprising her too. You must have heard about that
Y’all are a bunch of lying scammers, don’t fall for this crap folks
I'm a newbie, please how do I reach out
I was skeptical with her at first till I decided to try. It's huge returns is awesome. I can't say much to
what platform..?
I’m not a fan of the company vanguard at all ( personal reasons) but vym IMO is far superior over schd
^^^^^^^^^^^^^^^^^^^^^^^^
@@davidcarlisle3203 again my opinion..which means nothing on the internet anyway ha.. the amount of holding vym has vs schd. Way more diversified, schd last tweek of the portfolio wasn’t what I wanted to see. I’ve owned schd for years but sold it all recently for vym. And vym has outperformed schd since 2010. Both are great vehicles to drive to retirement. Vym is the upgrade Honda accord that will drive forever 🤷♂️
So, this is a video in which he gives multiple facts, figures, and examples that show differences that essentially say exactly the opposite..
Would you care to explain your claim, or do you just have a "feeling?"
@@strixt VYM always beat SCHD until the pandemic. SCHD took on more tech holdings a few years ago which goosed their returns over VYM. More tech is more risk. I prefer the safety of VYM, it is safer and more diversified fund.
SCHD makes more sense as it should be dividend etf. If want higher return should invest in VOO , SCHG. VYM is kinda in the middle between growth and dividend etf same as DGRO.
I agree with your analysis except for the diversification. Owning 100 well researched stocks is worth much more than owning an index of 500, imho.
SCHD has 41% in its top 10 holding vs VYM 25%. It makes it much more sensitive to a few stocks underperforming severely impacting its performance. The turnover of SCHD is also higher, which could make its future performance less predictable. SCHD looks like a typical fund/ETF that had a very good run in the past due to some specific market condition but could deliver mediocre performances in the future. VYM is the typical index fund that is never the winner in its category on the short term, but delivers on the long term.
I don't buy any stock over 50 bucks because it eats up your principal
Well, it just depends. Someone that is able to put $1000 on stocks every two weeks would much rather buy many shares of $20 each. Someone who makes like $10,000 a month would not flinch at buying many shares at $100 each.
that's why you are poor
Where will SCHD be when Schwab goes bankrupt?
do you know something no one else knows?
Bankrupt my ass
Walker Carol Lewis Frank Thomas Ronald