How To Start Investing For Beginners in Nigeria (Investment Banker Explains)

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  • Опубліковано 7 січ 2025

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  • @financialjennifer
    @financialjennifer  4 місяці тому +201

    Welcome to the financial family❤️ Let me hold your hand and guide you step by step on your investment journey. Join our 3 weeks online wealth program 👇
    thefintribe.com/wealthbuildersacademy/

    • @ibukunanthony8776
      @ibukunanthony8776 4 місяці тому +1

      Downloading Afri invest app requires a Nigeria phone number. How do diaspora Nigerian without a Nigeria phone number navigate that ?

    • @saintmichael3629
      @saintmichael3629 3 місяці тому +9

      I need your direct chat for more directions

    • @jahmanonah-nq2ot
      @jahmanonah-nq2ot 3 місяці тому +3

      Are you advertising Ponzi scheme or not?

    • @SweetretreatBakery
      @SweetretreatBakery 3 місяці тому

      Please sister I put 100k in the Optimus account and the photo kyc is not working, please help me out

    • @ameosayi911
      @ameosayi911 3 місяці тому

      Hhiimm invest in Nigeria? God help us.

  • @Dan_D_Great
    @Dan_D_Great 3 місяці тому +369

    1. FGN Savings Bond
    2. Treasury Bill
    3. Fintech Apps
    4. Money Market Mutual Funds
    5. Investing in ETFs

    • @ashentimjacob1525
      @ashentimjacob1525 3 місяці тому +25

      You're a genius for summarizing the investment platforms she shared ❤️👍

    • @SolemProduction-je9tx
      @SolemProduction-je9tx 3 місяці тому +3

      I'll like to know more about the ETF, I guess you weren't that explanatory on how to start that for beginners

    • @obinnaajuzie5910
      @obinnaajuzie5910 3 місяці тому +7

      Crowdfunding in real estates..

    • @omnipotentwiz5101
      @omnipotentwiz5101 3 місяці тому +33

      I don’t meant to be a kill joy. But all these are not worth it. Why? They Al pay an interest of 20% max. The inflation rate on the Naira is between 35%-45% per annum. In order words the naira devalues at around 35 to 45%
      You’re better off starting a business. Or else buy bitcoin.

    • @AbilityJacob-no2kn
      @AbilityJacob-no2kn 3 місяці тому

      Lol. You lost me when you said invest in Bitcoin. Do you think Bitcoin is the best coin to invest in?😂​@omnipotentwiz5101

  • @Raphaelfiennes
    @Raphaelfiennes 4 дні тому +15

    Your explanations are clear and concise. Despite watching several trading videos, I haven't found practical advice that resonates with me. Can you kindly suggest a reputable trading coach who can effectively guide me through the process?

    • @ElizabethDaniel-
      @ElizabethDaniel- 4 дні тому

      The incompetence and corruption in this are becoming increasingly risky and ridiculous. I sympathize with citizens who aren't getting the help they deserve.

    • @GeorgeJulius-hz4jw
      @GeorgeJulius-hz4jw 3 дні тому

      You're right!! I make a lot of money without relying on the govern- ment. Investing in stocks and digital cur- rencies is beneficial at this moment.

    • @ReginaEric-ts9kw
      @ReginaEric-ts9kw 3 дні тому +1

      There're lot coaches available, but Mrs, Jessica Ellen, stands out as a reputable choice. Her good records is growing daily, and her strategies have been highly effective during this period. She is someone I cannot afford to lose as a guidance

    • @KEULIAN-cx8yj
      @KEULIAN-cx8yj 3 дні тому +2

      ‎IF YOU DON'T MIND; HOW CAN I REACH HER PLEASE??

    • @ReginaEric-ts9kw
      @ReginaEric-ts9kw 3 дні тому +1

      SURE, SHE'S MOSTLY ON TELEGRAM'S APP WITH THE USER-NAM BELOW

  • @bolasalak7360
    @bolasalak7360 3 місяці тому +125

    Good job Jennifer this is the kind of productive posts I expect from and to our youths rather than the worthless gist and gossips that has no values to you. Keep it up.

  • @richardgoose695
    @richardgoose695 2 місяці тому +94

    Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!

    • @kevinandrew8932
      @kevinandrew8932 2 місяці тому +3

      Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

    • @SmithCollins-xd9ho
      @SmithCollins-xd9ho 2 місяці тому +1

      Do you mind sharing info on the adviser who
      assisted you? I'm 39 now and would love to
      grow my portfolio and plan my retirement

    • @richardgoose695
      @richardgoose695 2 місяці тому

      She's OLIVIA SULLIVAN FINANCIALS

    • @Jayden12934
      @Jayden12934 2 місяці тому

      she's a known advisor. I actually did look her up curiously and went through her credentials on her webbsite... Top-notch! I wrote her an email, hopefully she's accepting new intakes.

    • @DongaiTmorten
      @DongaiTmorten 2 місяці тому

      Olivia Sullivan is a very popular professional trader, I know a lot of people who have worked with her

  • @TemidayoOlayinkatv
    @TemidayoOlayinkatv 3 місяці тому +28

    You really speak intelligently because you know what you are talking about. Thank you

  • @Phyllislovelace
    @Phyllislovelace 5 днів тому +29

    I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Natalie Brunell for helping me achieve this..

    • @Beckietooley
      @Beckietooley 5 днів тому +1

      I'm surprised that you just mentioned and recommended Natalie Brunell, I met her at a conference in 2018 and we have been working together ever since.

    • @GeorgeClifford-x4r
      @GeorgeClifford-x4r 5 днів тому

      The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

    • @BarbaraLSummers
      @BarbaraLSummers 5 днів тому

      You trade with Natalie Brunell too? Wow that woman has been a blessing to me and my family.

    • @Donnaarkle-g2l
      @Donnaarkle-g2l 5 днів тому

      I'm new at this, please how can I reach her?

    • @Kimovyusein
      @Kimovyusein 5 днів тому

      I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much.

  • @handsonlabssoftwareacademy594
    @handsonlabssoftwareacademy594 2 місяці тому +25

    Well done..its refreshing to see a Nigerian investing and encouraging other Nigerians to invest in Nigeria instead of the slavery journey to Japa Kingdoms!, U just earned a subscriber.

  • @jennyblessing6403
    @jennyblessing6403 3 місяці тому +29

    Thank you and God bless you for sharing an hour video in less than 16mins. People complaining, idk what the colour of your problems are 😂
    That's a lot of data saved 😊

  • @funkeaguntasolotv6922
    @funkeaguntasolotv6922 2 місяці тому +9

    Where have been all this while.....thank God for answer prayers. Have been google searching how to invest in Nigeria. I was watching RCCG last Holy Ghost Night and UA-cam just brought you in or should I say God brought you...rightly said though. It's God. Thank you Jenny.

  • @Enyo.Speaks
    @Enyo.Speaks 3 місяці тому +71

    All of you complaining about her speaking 🗣️ speed,😒😒 her speed is what I love the most. I love how lively her mannerisms are too.😊🤑😍
    Some Nigerians talk too slow abeg😢😢. Just watch the video again, slow down the playback speed and carry your notebook.
    😊I love your video Ms Jennifer, more power to your elbow. You really taught a lot in this video.

  • @eunymoonyrants5083
    @eunymoonyrants5083 2 місяці тому +5

    Please, don't kill me with laugh. Have been hearing of financial Jennifer but just started following today. I learned a lot of new things. I am a newbie investor and there's so much I didn't know. Thanks for carrying us along.

  • @NGOZIken-fb9km
    @NGOZIken-fb9km 3 дні тому +2

    Thanks Jennifer this is an eye opener to me, first of its kind.

  • @emechebepatrick7806
    @emechebepatrick7806 3 місяці тому +7

    "We dey talk I dey show you" I love this channel cause of this. Thank you very much ma you have been very helpful

  • @adenikeadedoyin8680
    @adenikeadedoyin8680 2 дні тому +2

    Thank you
    I'm here in January 2025 and you are closer to 70k subscribers

  • @DaskutAaron-u9t
    @DaskutAaron-u9t 2 місяці тому +9

    please thumb up for Jenny,for me to listen to this presentation twice, i must say that she is really making sense.

  • @ddupersuperman
    @ddupersuperman 3 місяці тому +10

    It's a good idea to invest, just ensure you have a detailed information about what you are investing in/on

  • @Mary_Jum
    @Mary_Jum 5 днів тому

    God....Why am I just seeing this, i hope is not too late.
    Thanks for sharing this Jennifer

  • @gbadeboayokunmi7657
    @gbadeboayokunmi7657 2 місяці тому +14

    Fast and straight to the point ❤
    I usually watch my YT videos on 1.5x. But I quickly had to check my playback speed to make sure it wasn't 2x😂

  • @Ajongbolo
    @Ajongbolo 3 місяці тому +2

    you will go higher by telling the truth about what operates in the markets in Nigeria, this gives us confidence in the information that comes from you.

  • @adamurahmatullah1462
    @adamurahmatullah1462 3 місяці тому +8

    God bless u, this is the best thing on UA-cam today, you just gained a follower, thank you🤩

  • @KathyEnas
    @KathyEnas День тому

    Thank you Jenny for this amazing video. My eyes are open now to investments opportunities.

  • @loiskolo3793
    @loiskolo3793 3 місяці тому +5

    You are very detailed. It shows you know your onions.

  • @Prudent_Consult
    @Prudent_Consult День тому

    Damn!! You leaked it all! This is one video you need not tell people to like and subscribe. Thank you for this.

  • @hirsechamun
    @hirsechamun 3 місяці тому +19

    You are one financial coach that is not complicated and a very good teacher. Your videos are very clear and informative❤️

  • @big.pearll
    @big.pearll 5 днів тому

    I’m happy I found this channel 😩, this year’s financial growth will be massive

  • @MagarethWoods
    @MagarethWoods Місяць тому +41

    Everyone needs more than their salary to be financial stable. The best thing to do with your money is to invest it rightly, because money left for saving always end up used with no returns.

    • @NatalieDormer-or4jj
      @NatalieDormer-or4jj Місяць тому +3

      You are absolutely right, Investing in alternate income streams should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

    • @ArshbyJushua
      @ArshbyJushua Місяць тому +3

      Am looking for something to venture into on a short term basis, I really need to create an alternate source of income, what do you think I should be buying?

    • @MagarethWoods
      @MagarethWoods Місяць тому +4

      Cryptocurrency/stock investment, but you will need a professional guide on that.

    • @MagarethWoods
      @MagarethWoods Місяць тому +3

      Facebook 👇

    • @MagarethWoods
      @MagarethWoods Місяць тому +3

      Amelia C. Sanders

  • @TessyPaul-t5t
    @TessyPaul-t5t 8 днів тому

    I love this, this is the video I have been searching for since

  • @AnwoOluwaseyi
    @AnwoOluwaseyi 3 місяці тому +19

    I have carried chair and mat to this channel

  • @AustinIC
    @AustinIC 2 місяці тому +1

    Thanks to you Ms Jennifer, this is quite educative

  • @oyewumicollinsikuejawa9488
    @oyewumicollinsikuejawa9488 3 місяці тому +9

    Great content. Fast and clear presenter. Good job but try to slow down a little bit

  • @jaynetasie3755
    @jaynetasie3755 Місяць тому +1

    I glad I met u ma u are a treasure to be discovered

  • @AmadiRobotics
    @AmadiRobotics 2 місяці тому +4

    Okay smart daughter, I am going to be in Nigeria come December and I will try to invest following your advice. Hope Nigeria corrupt system will allow this to function?

  • @joyelefan4
    @joyelefan4 3 дні тому

    Thank God i found you at the right time

  • @estherolubunmi1198
    @estherolubunmi1198 3 місяці тому +3

    I have always loved to invest but fear of wrong investment and losing money won't let me . I am new to investment and I believe your channel will provide the necessary guidance I need.

    • @loveRitaOra2468
      @loveRitaOra2468 3 місяці тому

      Hello beautiful Are you a beneficiary of the Reliance Industries ongoing investment project?

  • @Supermachoo1
    @Supermachoo1 4 дні тому

    Thanks for impacting knowledge - simple and straightforward explanations
    ❤ It's time to take investing seriously. . .I heard this yesterday evening and am listening to a repeat early this morning

  • @reginanjoku830
    @reginanjoku830 3 місяці тому +291

    Where have you been all my adult life 💖Thank you. Please someone should hit on my comment so that I'll always come back.

    • @miriamakpan
      @miriamakpan 2 місяці тому

      Hey 😅

    • @baddest_dave
      @baddest_dave 2 місяці тому +2

      Them dey give you advice, you dey find comment likes. Wetin u wan come use the advice do 😂😂 ennn Mpa

    • @BE-BOLDTV
      @BE-BOLDTV 2 місяці тому

      Funny Nigerian

    • @Selectibles-m6v
      @Selectibles-m6v 2 місяці тому

      Honestly 😢 am interested already

    • @Selectibles-m6v
      @Selectibles-m6v 2 місяці тому

      Am interested already, wished I saw this early 😢

  • @redbunnyclassic
    @redbunnyclassic 3 місяці тому

    Keep going, I love your presentations! 🤩

  • @MariaAdegboyega-jz5hz
    @MariaAdegboyega-jz5hz 4 місяці тому +3

    Good to hear from you once again. Every day i keep checking your channel for your new video. Thanks for all you do.

    • @financialjennifer
      @financialjennifer  4 місяці тому +2

      Financial woman! Thank you Maria. Hope the video was helpful

  • @EzePhilomina
    @EzePhilomina 27 днів тому

    I have come to stay thanks Jenny,pls mor updates on the investment

  • @Enyo.Speaks
    @Enyo.Speaks 3 місяці тому +24

    All of you complaining about her speaking 🗣️ speed,😒😒 Just watch the video again, slow down the playback speed and carry your notebook.
    Her speed is what I love the most. I love how lively her mannerisms are too.😊🤑😍
    Some Nigerians talk too slow abeg😢😢.
    😊I love your video Ms Jennifer, more power to your elbow. You really taught a lot in this video.

  • @blessingamedu1289
    @blessingamedu1289 Місяць тому

    Thank you for the insightful knowledge, I have always been interested in investments but I just didn't know how to go about it. This is really helpful

  • @max_muzic
    @max_muzic 4 місяці тому +13

    You've gotten a new subscriber because of this video

  • @yinkaolokun-ola
    @yinkaolokun-ola 15 годин тому

    Well done madam. Great video.

  • @olaade1555
    @olaade1555 3 місяці тому +5

    Great content
    You got a new subscriber from uk
    Can you do a video to explain more on how to invest in ETF on the American market

  • @Commy-s2y
    @Commy-s2y Місяць тому

    Thank you, thank you, thank you financial Jennifer

  • @toluwanimiodufeko4158
    @toluwanimiodufeko4158 4 дні тому +8

    not me watching in 1.5x 😂 and some are complaining she's too fast😂

  • @samiuelB
    @samiuelB 3 місяці тому +2

    I subscribed in less than 5 minutes. You are all money and vibes

  • @BennettInyang
    @BennettInyang 2 місяці тому +4

    Ah! Dollar and naira no be mate o!!!

  • @OghaleMagbegor
    @OghaleMagbegor 2 місяці тому

    I love you financial Jennifer, I have registered for d November 2nd Academy,
    I know I will get the best from that program.

  • @shefiuolatidoye7672
    @shefiuolatidoye7672 4 місяці тому +3

    This is my first time here i have just subscribe to your channel, am so happy❤

  • @somaansa939
    @somaansa939 2 місяці тому +1

    Awesome Jennifer!
    Very useful and helpful information.
    Thanks for sharing.

  • @victorianze1006
    @victorianze1006 3 місяці тому +6

    Aunty jenny plz slow down.
    I had to watch this video over again to get somethings. Great video

    • @financialjennifer
      @financialjennifer  3 місяці тому +4

      No vex sis, well noted 🙌

    • @GWEALTHFOREX
      @GWEALTHFOREX 3 місяці тому +2

      You can likewise slow the speed while watching it.

    • @chideraugochidera8713
      @chideraugochidera8713 3 місяці тому

      I didn’t understand anything I have start again like 4x

    • @ikechukwuozigbu559
      @ikechukwuozigbu559 3 місяці тому

      ​@@financialjenniferbia J, anybody talking too much, you give dem Brain 🧠 Blast Tablet. 1 in d morning 1 in d evening.
      🫠

  • @Spartanplanet23
    @Spartanplanet23 5 днів тому

    See as e smooth and easy to understand no too much big Grammer..❤

  • @johnsonmusa708
    @johnsonmusa708 3 місяці тому +9

    When you're investing in mutual funds, pls do well to ascertain their management fee. Personally, I don't do above 1% as fee . Cowrywise mutual fund is cool. Management fee is 0.00%

    • @JosephAdebambo247
      @JosephAdebambo247 2 місяці тому

      Please, how does cowrywise compare with piggyvest?

    • @johnsonmusa708
      @johnsonmusa708 2 місяці тому

      @@JosephAdebambo247 they are both reliable for me. Cowrywise has more investment options. PiggyVest has more savings options

  • @DaskutAaron-u9t
    @DaskutAaron-u9t 2 місяці тому

    the investment advice is really interesting , with a proper guide ,i will love to key in

  • @ikeigiebor8666
    @ikeigiebor8666 2 місяці тому +44

    She’s not talking too fast, you are listening too slow.

  • @olashileobasanya2837
    @olashileobasanya2837 Місяць тому

    Piggy is similar to optimus. So sweet. Intrest every month. but I'm trying the 1 option mama. Thank u

  • @MasonJacobo2w
    @MasonJacobo2w 3 місяці тому +128

    I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. i'm gonna just incest with my 200K cash savings

    • @SophiaChloé6f
      @SophiaChloé6f 3 місяці тому +1

      there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist.

    • @AidenLiamf7q
      @AidenLiamf7q 3 місяці тому

      Working with an asset manager has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

    • @NatalieHannahq3g
      @NatalieHannahq3g 3 місяці тому

      Working with an asset manager has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

    • @AidenLiamf7q
      @AidenLiamf7q 3 місяці тому +7

      Agreed, investing with the help of an advisor did the trick for me in barely 5 years. I worked hard everyday as a teacher for 32 years and my salary was over 100k, enough to get me fully invested. I'm semi-retired today with about $1m, and only work 7.5 hours weekly.

    • @IsabellaAriau2m
      @IsabellaAriau2m 3 місяці тому +2

      sounds good! mind sharing info of the professional guiding you please? how to put my money to work has been my daily thought, did my research and most suggestions pointed at the stock market, the thing is i'm an absolute newb.

  • @OlalekanShoderu-xe6ej
    @OlalekanShoderu-xe6ej 2 місяці тому

    Your information makes sense...I commend you...perhaps I need to listen to your narration over again

  • @BD_ALACRITY
    @BD_ALACRITY 3 місяці тому +6

    Please try as much as you can to limit the speed we have some no brainers in the community... Thanks!

  • @samuelmargaret7112
    @samuelmargaret7112 Місяць тому

    I love this video, very realistic and practical

  • @RasfordGabriel
    @RasfordGabriel Місяць тому +86

    I have watched some videos on UA-cam and also done personal research but am still unsure, I have $5k to invest I was doing well with my demo account with the little knowledge I gathered on UA-cam, immediately I funded my account with $1k I lost everything with a twinkle of an eye, it's really painful losing your had earn money trying to look for money. Any advice or recommendations please

    • @FranklinLawrence-k3r
      @FranklinLawrence-k3r Місяць тому

      I really advise people not to go into cryptocurrency without a good knowledge and dynamics of trading, you must always seek the help of a professional trader to help out with trades or provide signals in order to mitigate potential losses. Talking to an expert like Maren Hilda Authurs to reshape your portfolio is a very smart move.

    • @RasfordGabriel
      @RasfordGabriel Місяць тому

      Who's she please​@@FranklinLawrence-k3r

    • @FranklinLawrence-k3r
      @FranklinLawrence-k3r Місяць тому

      Maren Hilda Authurs is a highly sought out advisor who I found on a CNBC interview where she was featured, she understands the job perfectly. I recommend her

    • @AlphonsoSmith-e6q
      @AlphonsoSmith-e6q Місяць тому +1

      Maren Hilda Authurs is actually the one that guides me. I think the wisest thing that should be on every individual's list is to invest in different stream of income. I'm earning more this year because I have been investing while working at the same time.

    • @KristyBlanton-l9q
      @KristyBlanton-l9q Місяць тому

      I do see it that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.

  • @AdeOshineye-ll9bn
    @AdeOshineye-ll9bn 2 місяці тому

    Fascinating tutorial Sister very informative

  • @timothyobasi6269
    @timothyobasi6269 3 місяці тому +4

    Hi Jennifer. I have subscribed and given you a thumb up.
    I want to connect and sign up with you, but make sure I don't lose my money.

  • @cisca_techdiva9454
    @cisca_techdiva9454 Місяць тому

    I learned a lot , I just started my investment journey and I am so happy seeing your post 💃🏻💃🏻💃🏻

    • @deborahonwunali
      @deborahonwunali Місяць тому

      Please how do I get started in investment???

  • @raadprism7078
    @raadprism7078 4 місяці тому +3

    Have you considered the devaluation and time value of the money.

    • @abokoeguale9783
      @abokoeguale9783 4 місяці тому

      No.. inflation NOT devaluation.

    • @financialjennifer
      @financialjennifer  4 місяці тому +5

      I get you, but Which is better, leaving the money in the bank at 0% or investing it to help offset the effect of inflation?

  • @Augustatiana
    @Augustatiana 2 дні тому

    God bless you daughter of light💯💯

  • @AnietieEkanem-x2l
    @AnietieEkanem-x2l 2 місяці тому

    I'm happy knowing you, thanks for the lectures

  • @kayadetola6123
    @kayadetola6123 25 днів тому +14

    Let's assume you invested N898,000 in the Nigerian stock market on January 1, 2024. Based on the exchange rate on that date, this would amount to $1000. According to your post, the US market would have yielded 16% at the time of recording and the Nigerian stock market 30%. So my $ investment would be $1,160 in value and Nigerian investment N,1,167,400.. Let's assume a conservative N,1500/$1 FX rate, the Nigerian investment would be worth $778. So, while the market is returning 30%, the profit is completely wiped out by FX, dropping 22.2% (on US dollar basis). That's the challenge foreign investors face and I think until we have a stable Naira, many foreign investors will be skeptical. This wouldn't matter much if we weren't an importing nation!

  • @Paul-oc7uf
    @Paul-oc7uf 2 місяці тому

    Interesting, double likes for you. I'm sharing with my friends also!

  • @olaludesumbo5725
    @olaludesumbo5725 3 місяці тому +9

    Great content as always, God bless you for it. Minimize the body-hand gesticulations a bit and make your presentation calmer. Remain favourec

    • @ibukunajiboye4756
      @ibukunajiboye4756 3 місяці тому +1

      I like the animated presentation. It kept me glued. Everyone cannot be the same.

  • @aliceolajiga
    @aliceolajiga 2 місяці тому

    Thank Ms Financial Jennifer.
    You just earned a new subscriber.

  • @abeyhenzo1876
    @abeyhenzo1876 3 місяці тому +4

    Talk about dollar investment in nigeria, naira is a nono

  • @aofiyebiolufemi
    @aofiyebiolufemi 3 місяці тому

    Wow! This is very educative shedding light on Nigerian stock market investment

  • @daraateniola
    @daraateniola Місяць тому +6

    You said you were at 9k subscribers back then. Girl, its November, and youre at 45k!

  • @chinonsomaryjane59
    @chinonsomaryjane59 2 місяці тому +2

    Thank you for this Ma, i have been looking for videos on investment, you just got a follower ❤

  • @babatolafadahunsi964
    @babatolafadahunsi964 3 місяці тому +7

    Listening to this at 0.75x speed. This is not what you listen in a rush. Get your pen and paper and jot down carefully

    • @OloladeIdogbe
      @OloladeIdogbe 3 місяці тому +1

      I just did that. Thanks so much 👍

  • @PáseDigital
    @PáseDigital 3 місяці тому

    I'm new here, all this information is free, you are the best

  • @oluyemi
    @oluyemi 3 місяці тому +5

    Your video is enlightened but you're too fast please slow down so that, some of us here can grab the message you trying to pass, furthermore do you have a private class for this where you teach those who want to invest and needs a mentor/guidance?

    • @mimiokoi
      @mimiokoi 3 місяці тому

      Slow down the video. UA-cam has a Playback speed changer.

  • @abacusfoods
    @abacusfoods 3 місяці тому

    I'm glad algorithm brought your page up. I'll keep your content in mind

  • @yahayaomar9440
    @yahayaomar9440 4 місяці тому +90

    Investment really go a long way. People complain about devaluation and inflation but the question i ask is, is it not better to atleast have your money working for you than doing nothing with it. I actually invested 4 million into the money market and a monthly contribution of just 20k. I'm 4 years in and have doubled that money within 3years and some months through my dividends. Imagine what it will be in 10years. Smart Investment will always pay no matter the condition of the Naira

    • @financialjennifer
      @financialjennifer  4 місяці тому +18

      Can we call you Financial Yahaya!!!☺️ This is exactly what I try to tell people. To leave it in the bank at 0% or to invest and help offset inflation. Glad to know your money is working for you. Welldone boss. Happy to have you in this our community

    • @Tolulope_Eniola
      @Tolulope_Eniola 4 місяці тому +3

      This makes too much sense!❤

    • @ibiminaabiye257
      @ibiminaabiye257 3 місяці тому +5

      Contributions of 20k into what exactly, pls explain, id like to learn more

    • @TheAdeJohn
      @TheAdeJohn 3 місяці тому

      My brother, money matters is more complicated than you just stated. What you can buy with N4 million four years ago, you'll need N16 million to buy it today, while you only have N4,960,000 from the four year money market, making only N960,000 profit. You have actually lost the value of that money. Let me put it in another perspective for you. The exchange rate of dollars to Naira four years ago was N380 per dollar. If you converted the N4 million to dollars at that time, you'll be having $10,526 today. The rate of dollars to Naira today is N1670 per dollar. Now, convert your $10,526 to Naira, you'll be having N17,578,420 today. Compare this value with the N4,960,000 you have now. What I'm trying to say is that Naira is not the type of money to keep for long-term use. It's a worthless money that you can never invest, because its value depreciates astronomically from day to day.
      Let me share my experience with you. I spent $300,000 to build a house in the useless country in 2010. The rate was N118 to a dollar back then. When I sold the house for N75 million two months ago, I only got $39,000 back from it, after deducting agents' commission. The worse of it is that Naira was N1200 to a dollar two months ago when I was selling it. Now that I was changing the money to a dollar, the rate is now N1670 to a dollar today. I have N100 million trapped in the useless country and what I will get from converting it to dollars is peanuts. For example, I converted N750,000 from my naira account to my dollar account at the rate of N375 to a dollar in 2017, giving me $2,000 in the account. If I want to change the $2,000 to a Naira now, I will be getting N3,330,000 at the rate of N1665. You can see how useless the Naira is. So, no investment strategy works in a useless country with a useless currency. The only reasonable strategy is to keep your money in hard currency. What you can buy with the money you put in any of the investments today, you won't be able to buy it with the same money plus interest three months later. Naira is only good for immediate spending, not for keeping for future use.

    • @ashentimjacob1525
      @ashentimjacob1525 3 місяці тому +3

      Yes let's have a breakdown about the 20k he mentioned for more light😊...

  • @emmyzeez8272
    @emmyzeez8272 15 годин тому

    Wonderful i love your videos ❤

  • @omnipotentwiz5101
    @omnipotentwiz5101 3 місяці тому +52

    I don’t mean to be a kill joy. But all these Nigeria portfolio investments are not worth it in the current economic landscape. Why? They all pay an interest of 20% maximum. The inflation rate on the Naira is between 35%-45% per annum. In other words the naira devalues at around 35 to 45%, so you still losing purchasing power.
    You’re better off starting a business. Or else buy bitcoin.

    • @idomagirlabahi7786
      @idomagirlabahi7786 3 місяці тому

      💯💯💯💯💯💯💯

    • @OluwapelumiSoyemi
      @OluwapelumiSoyemi 3 місяці тому +13

      There's something called diversification of portfolio. Even businesses are risky investments too.

    • @diamondfrancis2896
      @diamondfrancis2896 3 місяці тому +9

      The problem is... If u get 20 percent and inflation is above 30 percent.. Your loosing.. Talking about investing without inflation is not complete

    • @olaideturawa2393
      @olaideturawa2393 2 місяці тому

      100

    • @Airdropfisher
      @Airdropfisher 2 місяці тому +4

      Alternatively, buy USDT and stake it for a good return.

  • @damilo7404
    @damilo7404 3 місяці тому +1

    Subscribed without listening. Just love your energy and smile

  • @estherhenry8579
    @estherhenry8579 3 місяці тому +4

    Nice one.
    But, you're too fast.

  • @glorytogloryglobal
    @glorytogloryglobal 3 місяці тому

    Thank you so much for these eye opening ideas, madam.

  • @emmanuelokoli7977
    @emmanuelokoli7977 8 днів тому +3

    Any investment that isn't double digits is a no go area for me.

  • @ibrahimarsenaltoure3460
    @ibrahimarsenaltoure3460 3 місяці тому

    I am from Guinea Conakry and i love you already.

  • @user-Whiteshadow
    @user-Whiteshadow 3 місяці тому

    You’re really knowledgeable on this topic and the practical touch is top notch. You earned my subscription. ✅

  • @Eric44620
    @Eric44620 2 місяці тому +12

    I always look up your videos when it comes to financial lessons. You are such a blessing to this community. People are financially struggling to put food on the table, yet no change is made. I appreciate Isabella Mason alots, you've helped my family with your advice! Imagine investing $1,500 and receiving $9,300 in 3days

    • @CONFI_rh
      @CONFI_rh 2 місяці тому

      Wow! Nice meeting people who also work with Isabella Mason, she's the only one I trust, she got me proflts of 11,000 with a little start up of 2,500 and ever since she's been good.

    • @Favourbbe
      @Favourbbe 2 місяці тому

      I'm so happy I made a productive decision about my finances that changed my life forever, hoping to retire next year... Investment should always be on any creative man's heart for success in life.

    • @willieahnassay
      @willieahnassay 2 місяці тому

      I think Isabella Mason strategy is the best at the moment, I recommend it for beginners because it is perfect for now and it is known.

    • @Debbie3950
      @Debbie3950 2 місяці тому

      I am grateful to her. though I started with as low as $1,000 actually because it was my first time and it was successful she's a great personality

    • @Margaret-g8s
      @Margaret-g8s 2 місяці тому

      Wow please is there any way to reach there services, I work 3 jobs and trying to pay off my students loan for a while now!! Please help me

  • @femimusic247
    @femimusic247 3 місяці тому +1

    Awesome one. This is informative and very detailed. Thank you

  • @egedegbedorcas5120
    @egedegbedorcas5120 3 місяці тому +37

    Please calm down and talk so people can understand you very well.

    • @rejoicekefas8192
      @rejoicekefas8192 3 місяці тому +11

      Reduce your playback speed

    • @ikechukwuozigbu559
      @ikechukwuozigbu559 3 місяці тому

      Get her Brain 🧠 Blast.
      D Head is down​@@rejoicekefas8192

    • @nkwellegeraldine1658
      @nkwellegeraldine1658 3 місяці тому

      She's just too fast😢

    • @Idokson
      @Idokson 27 днів тому

      😂😂😂😂
      That is how she talks naturally

  • @samuelibrahim8650
    @samuelibrahim8650 2 місяці тому

    Jennifer Wonder! I love your energy.

  • @NOBtheBuzz
    @NOBtheBuzz 3 місяці тому +24

    Take a breath for Christ's sake... Why the rush?

  • @yetundemacaulay6768
    @yetundemacaulay6768 3 місяці тому

    Thank you. I just watched and downloaded the apps.

  • @abokoeguale9783
    @abokoeguale9783 4 місяці тому +21

    Take it easy ,you are too fast😢😢

    • @financialjennifer
      @financialjennifer  4 місяці тому +3

      Noted. No vex 🙂

    • @keepupwithchinel
      @keepupwithchinel 3 місяці тому +2

      She doesn't want us to waist our data much😢😂

    • @007wole
      @007wole 3 місяці тому

      @@financialjenniferu did well! You as a listener have a choice when you playback! Great content 🎉

    • @tolulopeadetunji8904
      @tolulopeadetunji8904 3 місяці тому

      You may want to slow down the playback speed in your settings.

    • @Surudeen_
      @Surudeen_ 3 місяці тому +1

      She just don't want us too commot from her video

  • @anniemariengatelier
    @anniemariengatelier 3 місяці тому +1

    The first two are what i have always known about and seem the safest. Doing it with your commercial bank or directly with FG looks like the safest option to avoid stories that touch the spine.

    • @nadiajannette2966
      @nadiajannette2966 3 місяці тому +1

      Are u doing any if it and how? Pls

    • @anniemariengatelier
      @anniemariengatelier 3 місяці тому

      @@nadiajannette2966 My dear if your budget is above 100k or up to 1 million. Go to your bank and request for your account officer or ask the customer service to direct you to any of their investment banking officers. Tell him or her what you want to do.

  • @ighayinosayi
    @ighayinosayi 3 місяці тому +8

    Make 30% but ur money gets devalued by 80%.
    No thanks, I'll pass

    • @Chris_Fx_Fi
      @Chris_Fx_Fi 3 місяці тому +1

      Same thing i said 😂

    • @ighayinosayi
      @ighayinosayi 3 місяці тому

      @@Chris_Fx_Fi it's crazy

    • @daves_wellz
      @daves_wellz 3 місяці тому

      Exactly a year ago(27/09/23), $1 was N780.

    • @amakajahaziel
      @amakajahaziel 2 місяці тому

      It'll get devalued anyways

  • @Davianna-k6f
    @Davianna-k6f 3 місяці тому

    This is beautiful thank you for this information is really thoughtful I learnt very well