►💰 *LIMITED TIME* : Get up to 15 Free stocks + Earn 8.1% APY on your cash and get free stocks with moomoo! j.moomoo.com/00mF2n ► *FREE E-BOOK MASTERING DIVIDENDS* : bit.ly/MasteringDividendsEbook
I cry every time I think about retiring. I sincerely apologize to everyone who applied for social security at this time after years of hard work and retirement and lost everything as a result of an unforeseen event. It's challenging especially for those who are retired.
True, it has never been easier to learn how to develop your retirement savings than it is now, with inflation, when you may study and experience a completely diverse market passively by hiring a professional portfolio manager. The effects of the US dollar's rise or fall on assets are, in my opinion, complex.
Even if you lack the necessary skills, you can hire one. I was a project manager, and the crash took a significant toll on my own portfolio of around $850,000 from my retirement pension in April. I instantly contacted a financial advisor, who designed a defensive strategy to safeguard and benefit from my assets throughout this red season. I've made more than $250,000 since then.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Leah Foster Alderman for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
After buying SCHD shares for 10 years, I'm struggling to make gains presently. How can I adjust or revamp my million dollar portfolio to make profits steadily and hedge against inflation, or am I better staying off the market
IMO, de-risk your portfolios, shore up your core holdings, and take some profits while rebalancing your portfolio. A few stuffs I learned from my advisor and straight up! I've gained over $700k more within 3 years of financial advice than 8 years of self-directed investing.
Absolutely,Lucia Alicia Cruz is the FA I use. Just google the name. You’d find necessary details to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer..
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
Bought some nvidia, mo, apple,, not really safest bet. Now starting to buy schd and schg. But only just started only 1350.00 invested. Wish myself luck. Not really going to sell.
Cant say its better but I have owned MAIN since late 2022 and its a absolute beast and a great monthly dividend stock. They say we should not love our stocks but I luv this one. I will drop it if it get ugly. The love is not unconditional.
Love the insight of SCHD it it’s part of my portfolio 80% is Schd and 20 % in DGRO both are solid performers and low expense rates hoping to hit 3k shares of SCHD by the end of this year with drip work as well 👍🏻
Imagine if your parents made you put ALL OF YOUR MONEY since your first job in stocks and only spend and love off of dividends.....you would be able to retire super fast. I think that's the way to go. Build your savings and cash flow before you ever move out of the family's house.
@@15andinvestednice man. I started investing at 17 and now 18 and have about $16,800 making about $650 in dividends. Let me know what your invested in? Just be disciplined and keep that money in there and let it compound. Good luck
I'm still rocking MAIN and SPG from when I first started (and was yield chasing) but I'm building out SCHD and VTI now (2 SCHD and 1 VTI per pay day) but thinking about selling out of SPG and just loading up on SCHD. MAIN and SPG have been killers for me, up almost 3k between the two of them, but I feel like SCHD is a more responsible long term move
This was a very informative video as always, thx u. And to those critics/nay sayers,please know that u should ha e more than 1 vehicle of income for retirement purposes and life period. ❤
I still have AGNC in my portfolio but every year I sell a little at a loss to buy SCHD myself but usually toward Nov or Dec so I can hopefully make up some of the loss over the last 5 years
I have been DCA on SCHD for a few years now, in doing so, I get the best average cost over the course months to come. I may up my every other trading day contributions. Great video! 👍
Great video, most people focus on the Yield and when they see 3% a year they get so discouraged and searching for "get rich quick alternatives", they dont know about the Dividend Growth, Also when you show the online simulation it is based on the Price Increasing by 10% each year, BUT and that a HUGE BUT, Price also can drop and some economic panic can pop up which can bring the discount on those dividend paying stocks / ETFs to -10,20.30%~, that gonna shorten the way for your goal by that same % amount :), Good luck!
I'd love to see a video about how to determine whether a stock, ETF, index fund, etc is a good investment. Knowing what to look for and what not to look for would be great so that we as investors can make confident informed decisions when investing.
Please read.... When you often state that dividend stock investing is "the most passive form of income", that is either an opinion or a misspeak. There are numerous other forms of equally easy passive income. High yield savings accounts, bonds, etc. You should mention that it is the best method in your opinion and clearly explain why. "The most passive form of income", however, is simply incorrect.
There is now high yield savings accounts that will match growth + dividends. Hell even some of these apps have 8% APY now. But stocks has been doing this for years. Bonds been on the decline I believe.
rookie mistake to chase the high dividend yields....usually comes from underperforming stocks...those types of stocks usually reduce or completely cut the dividends so good on you getting rid of them....only go for dividend paying companies with solid fundamentals people
You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
I should have never sold this stock. This was one of my first purchases. Got rid of it to get into Apple so it wasn’t a bad trade off cause Apple is one of the largest in my portfolio. But I will get back into SCHD. I have 115 Apple shares to date. Also have some good dividend stocks as well. I just let the dividend reinvest themselves back into the stock.
Great video as always. Curious as to why you ditched SVOL. It’s been trading sideways since it’s initial drop and before adjustments, and it yields ~16%. I’m also a big believer in SCHD but am eyeing SVOL as my break-glass investment if I need to quickly increase passive income (excluding options and other active trading strategies). Thanks!
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Wesley.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
@The Dream Green Show - What about doing the math for buying PSEC or something similar?????...to throw dividends to cash (money machine)....then use that cash to purchase SCHD....don't even know the name of what the process (method?) would be....at some point you should have x dollars consistently being pushed into your account monthly/quarterly to buy schd...instead of you putting money into the brokerage account from your bank account....maybe you would have to do it in roth or something for the taxes not to negate any profits
15% is high. My advice to you would be don’t chase the high yields because most of them have less than 10 years of dividend growth because they are paying out more than they got.
Never heard of most of those stocks that you dumped. You made a big new investor mistake. Chasing high dividend yields. There are generally reasons why the yield is so high, and generally, none of those reasons are good!
@@FLking727 Most people don't have millions $$$ laying around to invest for income. And at SCHD's anemic growth rate, $100k will be $300k in about 35 to 50 years.
►💰 *LIMITED TIME* : Get up to 15 Free stocks + Earn 8.1% APY on your cash and get free stocks with moomoo! j.moomoo.com/00mF2n
► *FREE E-BOOK MASTERING DIVIDENDS* : bit.ly/MasteringDividendsEbook
I cry every time I think about retiring. I sincerely apologize to everyone who applied for social security at this time after years of hard work and retirement and lost everything as a result of an unforeseen event. It's challenging especially for those who are retired.
True, it has never been easier to learn how to develop your retirement savings than it is now, with inflation, when you may study and experience a completely diverse market passively by hiring a professional portfolio manager. The effects of the US dollar's rise or fall on assets are, in my opinion, complex.
Even if you lack the necessary skills, you can hire one. I was a project manager, and the crash took a significant toll on my own portfolio of around $850,000 from my retirement pension in April. I instantly contacted a financial advisor, who designed a defensive strategy to safeguard and benefit from my assets throughout this red season. I've made more than $250,000 since then.
This is great! Do you believe your adviser would get on the phone with an unknown? I'm in desperate need of correct portfolio allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Leah Foster Alderman for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Found her, I wrote her an email and scheduled a call, hopefully she responds, I plan to start the year on a woodnote financially.
I just did the same thing. Sold about 4 stocks and put it all in SCHD. I have 300 shares. The goal is 500 shares.
the BIG right there, I love to hear it
And then?
@@CZaspeC hold
After buying SCHD shares for 10 years, I'm struggling to make gains presently. How can I adjust or revamp my million dollar portfolio to make profits steadily and hedge against inflation, or am I better staying off the market
everyone needs a margin of safety in their portfolios and just remember, it's time in the market not timing the market
IMO, de-risk your portfolios, shore up your core holdings, and take some profits while rebalancing your portfolio. A few stuffs I learned from my advisor and straight up! I've gained over $700k more within 3 years of financial advice than 8 years of self-directed investing.
Absolutely,Lucia Alicia Cruz is the FA I use. Just google the name. You’d find necessary details to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
SCAM
220 shares of SCHD, and the dividends and dividend reinvestment is sweet. Hopefully when they start cutting the interest rates it will start shining.
just keep reinvesting and let that snowball grow
I have 5.05 shares in my Roth IRA. I’m reinvesting my dividends into it to help grow my shares
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer..
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
I'm new at this, please how can I reach her?
She's always active on Whats~App....
202 sh/ in SCHD! Investing for life. Love dividend reinvesting and yes, the power of compound interest is real!!!!!!!.
Thanks for the vid 💪🏾
Any friend of SCHD is my friend.🎉
Bought some nvidia, mo, apple,, not really safest bet. Now starting to buy schd and schg. But only just started only 1350.00 invested. Wish myself luck. Not really going to sell.
good luck
yeah i’ve got about $2300 in the tech like you said, my page has all info about my portfolio
100 shares in my ROTH IRA. Gunna max out each year.
Cant say its better but I have owned MAIN since late 2022 and its a absolute beast and a great monthly dividend stock. They say we should not love our stocks but I luv this one. I will drop it if it get ugly. The love is not unconditional.
lol MAIN is not bad, I like that one too
Just opened my moomoo account I’ve watched you for a couple of years and I finally did it. Thanks.
lets get started!
Got me 100 shares of schd after watching this🎉
Make money be wealthy
lets gooooooo
Love the insight of SCHD it it’s part of my portfolio 80% is Schd and 20 % in DGRO both are solid performers and low expense rates hoping to hit 3k shares of SCHD by the end of this year with drip work as well 👍🏻
3700+ here.
It just snowballs every quarter.
Gotta love it!
Imagine if your parents made you put ALL OF YOUR MONEY since your first job in stocks and only spend and love off of dividends.....you would be able to retire super fast. I think that's the way to go. Build your savings and cash flow before you ever move out of the family's house.
Currently have 25 shares 💪🏽💪🏽
lets gooooo!!!!
that’s the goal… my portfolio is only $2300 though 😅
@@15andinvestednice man. I started investing at 17 and now 18 and have about $16,800 making about $650 in dividends. Let me know what your invested in? Just be disciplined and keep that money in there and let it compound. Good luck
I'm still rocking MAIN and SPG from when I first started (and was yield chasing) but I'm building out SCHD and VTI now (2 SCHD and 1 VTI per pay day) but thinking about selling out of SPG and just loading up on SCHD. MAIN and SPG have been killers for me, up almost 3k between the two of them, but I feel like SCHD is a more responsible long term move
This was a very informative video as always, thx u. And to those critics/nay sayers,please know that u should ha e more than 1 vehicle of income for retirement purposes and life period. ❤
Put that $6000 (7k max) annual contribution in Roth IRA to get rid of the 15% dividend tax rate and turn into 0!! That makes all the difference.
so get the SCHD in a Roth IRA?
@@jneauxgrafix Correct, the gains and dividends will be 100% tax free. Then leave it and don't touch it. Let it DRIP!
I still have AGNC in my portfolio but every year I sell a little at a loss to buy SCHD myself but usually toward Nov or Dec so I can hopefully make up some of the loss over the last 5 years
I have been DCA on SCHD for a few years now, in doing so, I get the best average cost over the course months to come. I may up my every other trading day contributions. Great video! 👍
Thank you brotha man.
Thanks! Always great info. Ima be watching this one and spyi. Do you have this stock in an roth ira or a reg account?
I have a few etfs that I invest in, but most of my money is in SCHD
Wow! Great minds think alike! Funny that I just sold some of these too. Looking to sell some more but will lose so much though
Great video, most people focus on the Yield and when they see 3% a year they get so discouraged and searching for "get rich quick alternatives",
they dont know about the Dividend Growth,
Also when you show the online simulation it is based on the Price Increasing by 10% each year, BUT and that a HUGE BUT, Price also can drop and some economic panic can pop up which can bring the discount on those dividend paying stocks / ETFs to -10,20.30%~, that gonna shorten the way for your goal by that same % amount :), Good luck!
Is it smart to buy voo, schd, qqq for roth ira and should i buy schd for the normal investing acc my bad im new to this 😂
I'd love to see a video about how to determine whether a stock, ETF, index fund, etc is a good investment. Knowing what to look for and what not to look for would be great so that we as investors can make confident informed decisions when investing.
What do you think about the YieldMax ETF’s?
I have been investing weekly into ARCC, O and FEPI.
Please read.... When you often state that dividend stock investing is "the most passive form of income", that is either an opinion or a misspeak. There are numerous other forms of equally easy passive income. High yield savings accounts, bonds, etc. You should mention that it is the best method in your opinion and clearly explain why. "The most passive form of income", however, is simply incorrect.
There is now high yield savings accounts that will match growth + dividends. Hell even some of these apps have 8% APY now. But stocks has been doing this for years. Bonds been on the decline I believe.
rookie mistake to chase the high dividend yields....usually comes from underperforming stocks...those types of stocks usually reduce or completely cut the dividends so good on you getting rid of them....only go for dividend paying companies with solid fundamentals people
You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
she's mostly on Instagrams, using the user name
What do you think about the stock paypal? Fair price or is this stock very undervalued?
I should have never sold this stock. This was one of my first purchases. Got rid of it to get into Apple so it wasn’t a bad trade off cause Apple is one of the largest in my portfolio. But I will get back into SCHD. I have 115 Apple shares to date. Also have some good dividend stocks as well. I just let the dividend reinvest themselves back into the stock.
naw, you won with Apple lol
@@TheDreamGreenShow thanks bro.
Is there an alternative to SCHD that is on the London Stock Exchange LSE?
Great video as always. Curious as to why you ditched SVOL. It’s been trading sideways since it’s initial drop and before adjustments, and it yields ~16%. I’m also a big believer in SCHD but am eyeing SVOL as my break-glass investment if I need to quickly increase passive income (excluding options and other active trading strategies). Thanks!
They have not been having enough growth for me.
Should of held on to Ritm imo they have a lot of potential with the new acquisitions also only cut their div during Covid as a precaution
Can you buy SCHD on any other platform other than Charles Schwab? I opened a vanguard account.
Yes you can invest on vanguard
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Wesley.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
You trade with Elizabeth Wesley too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
All the stocks you sold I think are garbage anyways. You did right putting it all in SCHD. VYM and VYMI are also sweet divvy growers
schd 70%+ qqq 30% best!
should have some great income right there!
same i’ve got about 40% in QQQ, we need to hit $500 soon!
Do you also consider the expenses most ETF’s charge for managing that portfolio?
Yes I also consider that.
SCHD VYM AND SPLG for the remainder of the year for me.
thats a good look right there
Nice video sir
@The Dream Green Show - What about doing the math for buying PSEC or something similar?????...to throw dividends to cash (money machine)....then use that cash to purchase SCHD....don't even know the name of what the process (method?) would be....at some point you should have x dollars consistently being pushed into your account monthly/quarterly to buy schd...instead of you putting money into the brokerage account from your bank account....maybe you would have to do it in roth or something for the taxes not to negate any profits
doing it with a ROTH would be cool, Doing it with PSEC, probably not as cool. if I understander the question correctly.
Can you please 🙏 do the same math with PFLT
What the website used in video
Naw BTC is my savings account since 2021
The bots in this comment section are insane
Anyone using Robinhood for SCHD?
15% isnt even high yield I would say NVDY would be high yield.
15% is high. My advice to you would be don’t chase the high yields because most of them have less than 10 years of dividend growth because they are paying out more than they got.
@4:33 I am proud of you. *Daps fellow SCHD shareholder
lmao we in the club now
what website is this
moomoo
Never heard of most of those stocks that you dumped. You made a big new investor mistake. Chasing high dividend yields. There are generally reasons why the yield is so high, and generally, none of those reasons are good!
Awesome video!!!
Need thumbnail designer?
Voo
Why all the hype with SCHD when VTI outperforms SCHD by a longshot?
That’s the right question. What does the $70 billion dollars in SCHD know that you don’t know?
✍🏾
Very, very little passive income for life.
Depends on the shares and growth
@@FLking727 Most people don't have millions $$$ laying around to invest for income. And at SCHD's anemic growth rate, $100k will be $300k in about 35 to 50 years.
yea.... thats all wrong
also dont need millions, you can do with with $400 per month, people spend more than that on a car note
@@TheDreamGreenShow Invest for less. Bold strategy. Also telling people to survive with less, very communistic of you.