Downgrading, Debt-free & Future Proof - Financially | Final Episode

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  • Опубліковано 19 лис 2024

КОМЕНТАРІ • 100

  • @sinazopalaza133
    @sinazopalaza133 Рік тому +36

    Sana I love the spoil with these episodes ❤ 😍
    I had to wait for my husband so that we watch together,

  • @BeingMelony
    @BeingMelony Рік тому +28

    I love looooooove this whole marriage series. I'm a single woman but I learned a lot. Getting ready for when God blesses me with my hubby😂❤🤭 great job Sis Yolz

  • @ofentsemaragelo1248
    @ofentsemaragelo1248 Рік тому +18

    The way finances were never awkward in my relationship. Not so long after we started dating my husband was open to me about how much many he has and what he does with it and all of that. It wasn't even a conversation, the information randomly came up in a conversation and we continued with what we were talking about

  • @siphosethu222
    @siphosethu222 Рік тому +5

    I’m turning 26 this year and I have never given a thought on what my finances look like until this year . Living isi I blew it . I really want to do better .

  • @LinetWanza-M
    @LinetWanza-M Рік тому +6

    Hey 😊. I just discovered this channel days ago. I love how your content is SO INTENTIONAL🙌. Much love from Kenya🤗.

  • @brilliantbhebhe144
    @brilliantbhebhe144 Рік тому +10

    This has been the best episode and I have enjoyed the entire series. Thank you, we don't talk about finances enough. I love your openness and ability to share about the importance to downgrade when things shift and knowing that it's also a passing phase. If you work together you will come out of it stronger.

  • @Davidxpiano
    @Davidxpiano Рік тому +14

    You are brave to discuss this topic. I can see your husband was not fully at ease at the beginning but he gave such beautiful insights as you progressed.
    It’s actually still awkward for us. My husband does his best to avoid it. I hold him to his set expenses then afterwards I mind my own business. In the same breath, I also expect him to not look to me after I pay my set expenses.
    I wonder if it’s awkward when the man earns less than a woman.
    I love how you brought about scenario planning and future proofing. That’s now serious adult talk. Thank you both so much.

  • @mphoramatselela2497
    @mphoramatselela2497 Рік тому +13

    Firstly, thank you for you and your husband for being so open with us regarding finances in marriage. The last bit of the episode has opened my eyes to a fact that I have been running away from for a while since Covid with my partner, we need to future proof our lives and Covid should us flames.. I am also very much interested in your spreadsheets as we have been postponing our wedding due to other things that pop up that we didn't plan for, coming in and the money we are saving being used for those unexpected expenses.

  • @mariamssemakula5474
    @mariamssemakula5474 Рік тому +26

    Hi Yolz, thank you for videos but the volume is always low, kindly improve on that…. Thank you

    • @YolzChannel
      @YolzChannel  Рік тому +10

      Hey hun, so sorry about that. Our mics were fluctuating and we only realised during edit. We tried our best to fix it ❤

  • @snenhlanhlamashile6398
    @snenhlanhlamashile6398 6 місяців тому

    This was sooooooo good fam, and yes manh marriage can be so romantized that we forget it can get REAL real quick and yho as someone who also grew up in Financial lack I am quite strict but Holy Spirit has been helping me with that ey because I can't pour that into my future husband 😂

  • @tsheposydney7426
    @tsheposydney7426 Рік тому +2

    My fav topic as much as its uncomfortable its always a key factor that we discuss our finances with our partner that we can both see if we getting better or we slacking. Phela finances ended up most of the beautiful relationships and marriages. This again shows the importance of creating and building your partner and maintaining or introducing them to our lifestyle.

  • @ntsikikhunju
    @ntsikikhunju Рік тому

    I love what I am getting from this episode and it leaves me both emotional and inspired. I am separated in the process of divorce and finances played a massive role in the breakdown of my marriage (amidst other issues), but mostly what I am getting here is that both parties in this holy union have MUTUAL respect for each other. Mutual respect is the foundation that offers a safe space for such sensitive and intimate issues to be addressed and conquered by couples. Love this to bits. Thank you so much.❤

  • @snenhlanhlamashile6398
    @snenhlanhlamashile6398 6 місяців тому

    And thank you for your vulnerability, you went INNNNNN

  • @MrsT.93
    @MrsT.93 Рік тому

    Lovely, very fruitful information. May you please share the spreadsheet that you guys use to budget. Thanks 🥰.

  • @nolithachabane9747
    @nolithachabane9747 Рік тому +1

    Loved this Yolz, great seeing you and hubby share together , the way he looked at you towards the end ❤❤❤.

  • @sandilenkabinde4580
    @sandilenkabinde4580 Рік тому +2

    Haibo!!!! Last episode 💔 this series should be compulsory

  • @EchoesOfPositiveAffirmations

    Finances are also pillow talk to me😂
    Any time, bhuti let’s plan our lives.

  • @nonie_mono9237
    @nonie_mono9237 Рік тому

    I enjoyed watching this soooo much. Yolz maybe bring I. Your married friends to discuss this topic ❤️

  • @matsheposeletswane7495
    @matsheposeletswane7495 Рік тому

    Oh I loved this so much Yolz...my husband always tells me the same thing that the approach and not when we are about to sleep - so basically put an appointment.🤣

  • @LefenyoEveryday
    @LefenyoEveryday Рік тому

    Sheesh, thank you guys for being courageous enough to open up with the community about your financial journey. This was brave of you and very eye opening for us, it's greatly appreciated❤

  • @xirens
    @xirens Рік тому +2

    Wow I love your openness, vulnerability and honesty. I enjoyed watching this video. When we were still dating with hubby finances used to be an uncomfortable topic and never understood why. But now I understand better. I also come from a finance background, spreadsheets, savings etc 🤣

  • @AndiswaMojapelo
    @AndiswaMojapelo Рік тому +1

    Really excited about this one, this is My hubby's leeeeast favourite topic which is so ironic considering that I talk about Money for a living! 😅

  • @karenmandhlazi4158
    @karenmandhlazi4158 Рік тому +2

    We would definitely appreciate the financial advice and the spreadsheets lol

  • @nomsa06
    @nomsa06 Рік тому +1

    The calmest couple ever 🤣❤️.

  • @africanmimi
    @africanmimi Рік тому

    I'm taking down notes, thanks for sharing

  • @roseGods_glory
    @roseGods_glory Рік тому

    Very beautiful. I love this. Very informative. God is good

  • @LifeWithYolly
    @LifeWithYolly Рік тому +3

    Wow thanks for this vulnerable video. Wow and you are both so calm and respectful towards each other. I love it ❤ happy you are now flourishing financially!

  • @Siithembs
    @Siithembs Рік тому +6

    Thisd was a lovely series. Thanky you Darling x

  • @AndiswaMojapelo
    @AndiswaMojapelo Рік тому +2

    What a beautiful and honest conversation, thank you!! 🌻

  • @mbandazayoyolisa5849
    @mbandazayoyolisa5849 Рік тому

    I enjoyed watching this, loved the authenticity.

  • @lulufierce01
    @lulufierce01 Рік тому +1

    This conversation is so tricky...thank you for this family 🥰

  • @tarirompho6074
    @tarirompho6074 Рік тому

    Finances are tricky esp wen you running a small business. I find myself doing budget almost everyday. In my mind I know I would have over spent but you need to be accountable for that.

  • @tlaly
    @tlaly Рік тому +2

    I have loooved the entire series but this conversation was certainly my favourite. Tlaly and financial conversations 🤝🏽🤝🏽🤝🏽. Thank you for sharing your journey.

  • @nthabisengmthimkulu3996
    @nthabisengmthimkulu3996 Рік тому

    This was deep thank you for sharing Dam🙏😍

  • @beryldube870
    @beryldube870 Рік тому

    Thank you for the vulnerability....Wishing you the very best

  • @keitumetsemangole5168
    @keitumetsemangole5168 Рік тому +1

    Hey sis Yolz would you please make a video explainig that whole saving spreadsheet idea/concept you implimented . I really feel like I need something of that sort for myself

  • @lezaanuithaler
    @lezaanuithaler Рік тому +7

    I love y'all conversations 💕

  • @yayahlongwane5392
    @yayahlongwane5392 Рік тому

    Thank you for this ministry 😢

  • @finance-talk
    @finance-talk Рік тому

    Wow! This video was REAL. Truly enjoyed it

  • @kindragkindra3642
    @kindragkindra3642 Рік тому

    Yolz I'm watching you with my sister and she is loving this because you teaching us

  • @khanyisile23
    @khanyisile23 Рік тому

    10 years later still haven’t had this conversation . It is important. Thanks Yolz maybe I have to face this conversation soon.

  • @carolmhl
    @carolmhl Рік тому

    Thank you for sharing this yolz ❤

  • @sephiwemangundu854
    @sephiwemangundu854 Рік тому

    I am Yolz😂😂😂 learning to find the balance 😂

  • @mbalie869
    @mbalie869 Рік тому +1

    Hey Yolz.. So this installment 😍😍
    Thank you for opening up

  • @tarirompho6074
    @tarirompho6074 Рік тому

    Honestly sis I understand you. I think my biggest fights between me and mum are def cause of money. I am a planner as much as I understand small things here and there zisovela but at least be a planner. Finances are def important. How do u see money, wat kind of a spender are you.

  • @zanelezan2178
    @zanelezan2178 Рік тому +2

    Yolz I love how you respect your hubby, cel'anje ukutsho kqala 😊
    Yhooo le topic ibalulekile kakhulu, can't believe ba le episode yeyokugqibela. I enjoyed zonke mna shame kwaye ndifundile kakhulu. Enkosini maan ♥️♥️

    • @YolzChannel
      @YolzChannel  Рік тому

      Aaw, thank you❤️
      I’m so glad you enjoyed it babe.

  • @lesedisekhu3192
    @lesedisekhu3192 Рік тому +4

    i havent watched this but i think it was uploaded at the right time for me. i literally just got off an intense money conversation with my partner and hey we need advices

  • @baloyicharmaine8447
    @baloyicharmaine8447 Рік тому +2

    ❤️❤️Loved all the episodes of this series
    Educational and full of honesty 😭😭

  • @ByfaithproductionsNews
    @ByfaithproductionsNews Рік тому

    Thank you for this. I can relate kakhulu on everything you touched on. Marriage is indeed shown as glitz and glamour and no one prepares you for hardships.
    But more than anything marriage is beautiful, but you gotta work it out.

  • @MillenialKay
    @MillenialKay Рік тому

    Thank you for the vulnerability, always insightful and interesting

  • @sarahletsoalo9668
    @sarahletsoalo9668 Рік тому +1

    Soo beautiful and beneficial conversations, thank you.

  • @amakana5873
    @amakana5873 Рік тому

    Thank you so much for being transparent. woow! love it

  • @mandisadlamini3565
    @mandisadlamini3565 Рік тому

    I've learnt so much, thank you. I really need that spreadsheet😅

  • @happym3585
    @happym3585 Рік тому +2

    Thank you for this segment it was beautiful 🙏🏻

  • @mvuzombatha242
    @mvuzombatha242 Рік тому

    Am i the one who feels as if this Couple's series ended way too soon 😭
    Please kindly consider atleast last 2 videos for us on these topics .
    1. Keeping things Godly (whilst in a rlationship) prior marriage (Celibacy etc)
    2. Should one consider pre-marital counseling (more especially gents) even though they're not on plans of getting married soon , this is because i feel like as gents we're often left ukuthi sizibonele cause " Singamadoda " so we'll figure everything out on our own , yet the reality of marriage doesn't go that way .

  • @shamelesskay2737
    @shamelesskay2737 Рік тому +1

    Thank you for your honesty and relatable content❤️

  • @phodisomodirwa6965
    @phodisomodirwa6965 Рік тому

    Thank you for sharing

  • @eunicem8283
    @eunicem8283 Рік тому

    Great series. Thank you

  • @yolz555
    @yolz555 Рік тому +1

    🔥💯 wisdom and vulnerability

  • @AndiswaMojapelo
    @AndiswaMojapelo Рік тому

    Yaaay to Debt Free Weddings!! 💃

  • @ziimmii-m
    @ziimmii-m Рік тому +2

    Jawes on life 🧡

  • @Carolrocs
    @Carolrocs Рік тому +3

    Shuuu Yolz, I am going through it with hubby. We seem to be missing one another when it comes to communication and I think I fail to articulate well my true intentions to understanding and how we can work together. So right now...😔

  • @thalithadyantyi5361
    @thalithadyantyi5361 Рік тому

    Thank you for this video ❤

  • @veeisaacs
    @veeisaacs Рік тому

    I needed to hear this ,thanks

  • @sithabisomthethwa7383
    @sithabisomthethwa7383 Рік тому +3

    Eeeey yabona le 😩😩🤔🤔

  • @FinanceEnthusiast12
    @FinanceEnthusiast12 Рік тому

    Oh my …I learnt so much from this episode ❤

  • @Imperfectly-blended
    @Imperfectly-blended 4 місяці тому

    mmm am thinking of downgrading my lifestyle. i pay rent, utilities and rates and taxes. my partner gives me like R1800 a month and i spend like R8000 just on the roof on our heads, all he does is buy expensive clothes and post on social media, am also responsible for private school fees for my two girls and expenses like food, school activities and other expenses to keep the house run, his excuse i earn more, i earn double his salary and he is not interested in getting a job or getting a qualification. i am now drowning in debt and always short tempered.

  • @thembinxitywa9754
    @thembinxitywa9754 Рік тому

    ❤️❤️❤️

  • @khodani_h
    @khodani_h Рік тому

    This was a great video ❤❤❤.

  • @TheShongwez
    @TheShongwez Рік тому +1

    I love you guys🥰🥰🥰🥰🥰🥰

  • @asihairbeauty261
    @asihairbeauty261 Рік тому

    ❤❤

  • @drtandokazigaqana6897
    @drtandokazigaqana6897 Рік тому

    It wasn't awkward. I think I was a bit aggressive in my approach. I've eased up a bit.

  • @toxicteezy8310
    @toxicteezy8310 Рік тому

    I needed this vandag

  • @Kelentshole07
    @Kelentshole07 Рік тому

    Yolz Yolz yoh such an intense conversation ..I just keep on learn more and more ..
    I took notes for myself I'm definitely gonna talk discuss this with my husband 😉 so mouth full ..the approach "eish

  • @lucricia_mokgolo
    @lucricia_mokgolo Рік тому

    An uncomfortable but necessary conversation.

  • @lemitsiri2662
    @lemitsiri2662 Рік тому +2

    Yoh our financial situation is tekateking, hubby and I have different views. I like to plan and he is spontaneous. Don't know what to do🤦‍♀️

    • @YolzChannel
      @YolzChannel  Рік тому +1

      Slowly introduce the idea of planning ahead love

    • @prudoschannel5038
      @prudoschannel5038 Рік тому

      Hey @Lemi Tsiri, watch this video with him, it might help :)

  • @sina4628
    @sina4628 Рік тому +3

    Mhhhhhhh it is such an awkward conversation which I'm still trying to get a better approach with my partner also with me I'm still traumatized by the debit I had when I started working which it has delayed my progress so much but I'm in better space now but very scared of debt even important debt I'm so glad that now I can talk myself out of the things I can't afford and be okay that for now I can't do this will get there one step at a time, Thank you for this I really enjoyed it 🫶🫶🫶🫶🫶

  • @AndiswaMojapelo
    @AndiswaMojapelo Рік тому

    I started with asking for the grand reveal politely but I was told it's not the right time, every single time 😂

  • @nontokozodlamini8189
    @nontokozodlamini8189 Рік тому

    Thank you guys. Similar experience as you guys. I am also mrs spreadshit, you name it I have it lol.

  • @biancaneumbo
    @biancaneumbo Рік тому

    Love the authenticity in this segments 🤞🏼🤎