American Express SmartEarn Credit Card Review - Is it a Good Entry Level Credit Card? Eligibility?

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  • Опубліковано 2 лис 2024

КОМЕНТАРІ • 70

  • @rejikrejik
    @rejikrejik 2 роки тому +36

    Everyone is concerned with earlier host but you're just as talented, pretty and confident as her❤️

    • @sudhirgupta5842
      @sudhirgupta5842 2 роки тому +7

      But I still liked the old one better

    • @brucebatmanwayne8514
      @brucebatmanwayne8514 2 роки тому

      @@sudhirgupta5842 simp

    • @arpitkumar4525
      @arpitkumar4525 2 роки тому

      But the previous one's husky voice was so relaxing

    • @chungamunga9898
      @chungamunga9898 Рік тому +1

      @@sudhirgupta5842 tu chup kar. kuch nahi janta tu.

    • @visgp
      @visgp 2 місяці тому

      @@sudhirgupta5842chup bc

  • @amitabhmaheshwari
    @amitabhmaheshwari 2 роки тому +14

    I have this card LTF as a companion card to MRCC. The points from both cards are clubbed. Both these cards help me get 40,000 RPs a year

    • @kushkotecha
      @kushkotecha 2 роки тому

      Can you help with merchants where AMEX is accepted?

    • @hiteshshahs
      @hiteshshahs 2 роки тому

      True! The real benefit from AmEx cards can be availed with companion cards and targeted offers

    • @CardAcademy
      @CardAcademy  2 роки тому +3

      This card should be used in conjunction with MRCC to maximise the Reward Points.

    • @amitabhmaheshwari
      @amitabhmaheshwari 2 роки тому +1

      @@kushkotecha All branded shops, malls and many restaurants. But my usage is mostly online

    • @deepeshchetwani6250
      @deepeshchetwani6250 Рік тому

      Now paytm charges fees in their wallet so how do load it.

  • @sachinhj9910
    @sachinhj9910 2 роки тому +1

    I will be getting this card just for the offers that amex might give in future. Will spend 40,000 per year and get annual fee waiver. I already have other cards for better, direct and simpler returns

  • @amitabhmaheshwari
    @amitabhmaheshwari 2 роки тому +8

    The problem with Amex cards, especially the gold level cards like gold charge, MRCC and smart earn card is that you have to spend in a particular pattern if you want maximum benefits. You need to spend ₹ 20k per month with 4 transactions of 1.5K each in case of MRCC, 6 transactions of 1k in gold, 2.5K each per month on Amazon/ Flipkart and Uber and another 2.5K per month on their 5X partners in case of smart earn.They have made things very complicated. With this approach they cannot be successful in India. On top of that, most merchants don’t even accept their cards.

    • @insaafkaro009
      @insaafkaro009 7 місяців тому

      @amitabhmaheshwari sir Have you closed there card sir, which card are you still using?

  • @AmitSharma-kd7rj
    @AmitSharma-kd7rj 4 місяці тому +1

    The reason Amex has mentioned " A person should have other bank's card" is because they themselves are aware that Amex has very low acceptance in India....

  • @chethanreddy5859
    @chethanreddy5859 4 дні тому

    Can u please share link of American express smart earn credit card

  • @lalsahibsingh9237
    @lalsahibsingh9237 9 місяців тому

    प्राथमिक रूप से यह कार्ड अच्छा है🙏

  • @arpitkumar4525
    @arpitkumar4525 Рік тому +1

    Mam will I get 5X rewards when loading Paytm wallet through Uber or only 1x?

  • @gauravsharma-be4mq
    @gauravsharma-be4mq Рік тому

    I dont give a shit about CC but i still watch this channel for hours .

    • @insaafkaro009
      @insaafkaro009 7 місяців тому

      Itna khali baitho ho kya bhai

  • @PNM2007
    @PNM2007 2 роки тому +2

    Sare Amex card HDFC infinia / DCB se piche hai...

  • @DileepM
    @DileepM 2 роки тому +11

    Old girl ka marriage fix hua hai suna!

  • @cred_entho
    @cred_entho Рік тому

    Can't these points be used on miles like in plat travel and gold charge?

  • @redpandavibes3327
    @redpandavibes3327 2 роки тому +2

    Kindly provide numbers in English also. Thank you

  • @deepkaur7828
    @deepkaur7828 Рік тому +1

    Madam Can I Apply Card To Card Basic To Get This Card

  • @muneerfaizal7997
    @muneerfaizal7997 Рік тому +1

    Get both the amazon pay icici card and Flipkart Axis bank card. instead of this Amex crap card

  • @EFAEducationforAll
    @EFAEducationforAll 2 роки тому +1

    Where is our old host Sanjana?

  • @surajkhanna8957
    @surajkhanna8957 Рік тому

    Maine aaz yeh card aaply Kiya tha .lekin adress Maine Delhi ka Diya hai jaha mere relative rehte hai.mai av current location patna bihar hai.muche video kyc krne ke liye bola ja raha hai.kya mai kr sakta hu

  • @mdnawabraza2904
    @mdnawabraza2904 2 роки тому

    Madam PNB, BOB and HSBC Bank credit cards par ek detail video banaye

  • @juliusnair4336
    @juliusnair4336 Рік тому

    Nice info.....i m salaried but without proof I hv Regalia card still can i get it

  • @Manoj_8844
    @Manoj_8844 2 роки тому +1

    Good information..and u beautiful !

  • @raghunathkarati408
    @raghunathkarati408 Рік тому

    Will i get reward for Wallet loading

  • @raajiray
    @raajiray 2 роки тому

    Mem sugest me i m confuse for sbi ka kon card lena sahi rhega simply clic, simply save, octane,cashback plz update for online n offline both i have before hdfc regaila so plz update.

    • @CardAcademy
      @CardAcademy  2 роки тому

      For online - Cashback no doubt; offline - Simplysave is better than others.

    • @raajiray
      @raajiray 2 роки тому

      Ok ,Thanks for update . Now sir fuel k liye best card kon sa lena h , plz update.
      Aur kya ye sab card lene k bad regalia ka koi fayada h ya nhi.ye koi khas cashback nhi de rha .plz update.sir

    • @raajiray
      @raajiray 2 роки тому

      Sir online ki liye cashback ho gya
      But offline k liye regalia h fir simply save lu ya nhi plz update

  • @hashmifaiz
    @hashmifaiz 4 місяці тому

    Mujhe video pasand aayi aur aap bhi pasand aaye!! 😃

  • @sudevkumardalui7271
    @sudevkumardalui7271 6 місяців тому

    How Excellent ❤🎉❤

  • @Trading_liquidity
    @Trading_liquidity Рік тому +1

    Do I have to open bank account in amex to get it's credit cards or I can apply directly? Please reply anyone I'm so confused about it

    • @CardAcademy
      @CardAcademy  Рік тому +1

      Amex only issues credit cards. No bank accounts. You have to apply directly for a credit card. But you should have at least one credit card of some other bank to get an Amex card.

  • @mayuraglawe4600
    @mayuraglawe4600 2 роки тому

    How to get this card

  • @Abhisheksingh-Z9
    @Abhisheksingh-Z9 10 місяців тому

    Isss card ka bhaukaaal hi alag h, I owned 13 credit cards but Rejected 3 times but still exited for Amex 😅😅😅😅😅

    • @insaafkaro009
      @insaafkaro009 7 місяців тому

      Do you have HSBC, it's the hardest bank card to get in India without salary slips

    • @Abhisheksingh-Z9
      @Abhisheksingh-Z9 7 місяців тому +1

      @@insaafkaro009 No bro HSBC services is Not available in my Town 'Visakhapatnam'

    • @insaafkaro009
      @insaafkaro009 7 місяців тому

      @@Abhisheksingh-Z9 ok did you get amex?

    • @Abhisheksingh-Z9
      @Abhisheksingh-Z9 7 місяців тому

      @@insaafkaro009No bro My mother is housewife she gets amex, i am in Job with 5LPA and they declined my application 😂😂😂😂😂Illogical from amex

  • @morningstar7845
    @morningstar7845 2 роки тому

    Do they require income proof and don't they offer LTF cards?

    • @CardAcademy
      @CardAcademy  2 роки тому

      Yes income proof is required. And Amex doesn't offer LTF cards.

  • @mohitmanchanda74
    @mohitmanchanda74 2 роки тому

    This girl don't need any clickbait 🤪🤪

  • @jazzsidhu7012
    @jazzsidhu7012 2 роки тому

    Mam students apply kar skte hai kya ?

    • @fitness_with_duane
      @fitness_with_duane 2 роки тому

      Yes! Students 18 years and above 😉

    • @amitabhmaheshwari
      @amitabhmaheshwari 2 роки тому

      @@fitness_with_duane But only if you have income of ₹ 4.50 L as salaried or ₹ 6 L as a professional

    • @morningstar7845
      @morningstar7845 2 роки тому

      @@amitabhmaheshwari do they ask income proof?

  • @yashwantbhagore8901
    @yashwantbhagore8901 9 місяців тому

    Me aap very qute ho ❤

  • @MegaRamesh1982
    @MegaRamesh1982 2 роки тому

    Darling, I have Amex Membership reward card but due to its high annual fee of ₹5500 I want to downgrade it to a smart earn credit card….So how much difference of reward points in between these card?

    • @CardAcademy
      @CardAcademy  2 роки тому +1

      If your spends are less than Rs. 20,000 per month on Amex card, you can downgrade it to Smart Earn.

    • @MegaRamesh1982
      @MegaRamesh1982 2 роки тому

      @@CardAcademy Yeah...due to having multiple bank cards i only managed to spent 1.05 lakh in 10 months Still 45K left for get waived off its annual fee so in touch with amex agent to flipp/downgrade this card!

  • @yedula1538
    @yedula1538 2 роки тому

    If interested in applying message to me.

  • @yedula1538
    @yedula1538 2 роки тому

    If interested in applying message to me.