How to Consistently Be Frugal Every Week
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- Опубліковано 19 чер 2024
- Are you someone who's tried to be frugal in the past, only to find yourself falling off the wagon? Or perhaps you excel in certain areas of frugality but struggle to maintain consistency in others?
You're not alone. Many of us face challenges when it comes to staying committed to our financial goals and adopting sustainable frugal habits. That’s why, in this video, we're going to explore practical strategies and mindset shifts that can help you stay on track week after week.
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We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on UA-cam and visit us at our website and on social media.
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An idea my mother did when we were growing up was to have us 5 kids work with her in the kitchen on one of the weekends days to batch cook the meals for the week. Chopping, peeling, mixing, and putting several meals together for our big family. She was an emergency room nurse who often worked doubles to help raise our family and earn more money. We all worked together for the greater good and strength of our whole family and to help our mother, who worked so hard.
Vitamin D Hope. Did your doctor check your level? If not, get that lab done, then ask if you should be taking a D supplement during the healing process.
@@chrisl418 Not only check the Vitamin D, but if it low have them next check you Parathyroid. i really can not believe more doctors are not requiring this simple, easy blood test.
What a beautiful example!
Moms rock!
Thank you so much for sharing this. How wonderful that you have these special memories. Many hands make light work! I enjoy when my youngest (the only single child) comes home from college in the summer. We are a good team in the kitchen too. I also love when my granddaughter comes - she's a gem in the kitchen and also helps put up the Christmas tree. I really enjoy doing chores as a team - so much more do-able.
The other day I came home late and super tired. I so felt a need for pizza, but February is my no spend month. Suddenly I had an idea: toast, tomato paste, salami and cheese put in the sandwich maker. Voila pizza like dinner in minutes! And so yummy, too! 🎉🎉
I spent my whole life living frugal as I hated my job for 30 years even tho I made a lot of changes within my profession (nursing. Soooo….. my goal was to retire early! I retired at 60! I’m living life now! I have even more time now to spend on frugality and praise the Lord, God continues to provide and it seems even better than when I was actually working honestly. I am single. I was able to reach my goal very easily… looking back Thank you, Lord!
Good to see you back, Hope. Larry did great but missed you.
I noticed that both of you have the opposite arm that needs some therapy. The important thing is both of your strong arms can hold each other's hand to get through it together. ❤
❤that’s beautiful!
❤
Glad to see Hope gracefully healing. Slow and steady😊
I have to listen to frugal living videos as many days a week as possible in order to keep frugality in front of me at all times, because life sometimes gets away from me, as well as time.
I invested in glass leftover containers that stack well in my freezer. As a single person, cooking produces about 5-6 servings of leftovers. Cost $80 on stackable containers, but now I'm super organized and have 4 different recipes (about 20 servings) that I can grab out of my freezer. Works well for me.
I do them in single servings but vacuum seal .
I love the glass! It has been a game changer for me since I can reheat in a microwave AND they never stain or have a smell. My glass containers have lasted me 4 years so far, with nearly daily use.
adapting to widowhood has made cooking for one a very big hurdle... I just use zip bags.
@@rebeccam2565 I like the glass but the glass containers for me would require buying more. I am storing 30 plus meals and cost is an issue. I went to the glass tops with a vacuum seal and used them in the refrigerator but they can be high priced. In the winter I make bulk pulled pork and all my other meats for the year. The heat from cooking in the winter is a positive vs doing it in the summer. In another 2-4 weeks all the bulk food packages for the summer will be ready and the freezer filled. Great to hear how you store things.
I bought new glass containers at GW and a consigment shop. My daughter. bought me some glass,ones too.and some plastic ones for old items. They don't stain if I do t beat in them.
Welcome back Hope. Happy to see you and Larry back together on UA-cam.
I'm ill myself, but I HAD to leave the house to make an ebay shipment. I stopped off for some takeout, which broke my personal eating out rule. I had vowed I would only eat at restaurants with others as a social occasion, and I would follow a strict budget of $75 per month. I have decided to add "illness" as an acceptable reason for OCCASIONALLY eating out.
You might also want to consider when soups are on sale getting a few cans. Beef vegetable with ramen noodles can few 2 hearty meals or stretch to 4 with bread and butter. Sick meal planning is a must to stay on budget.
If you eat out at chain restaurants, lower your cost with discounted gift cards (10-50% off, 20% is normal), join the loyalty program and if the restaurant has oversized meals, I ask for a to go box and put in 50% immediately and then set it aside. If I get strange looks,I just say I’m trying to not overeat, must people get it. I refrain from dieting as people get tired of dieters. I’m usually enjoying the company so much I don’t notice I eaten everything and now feel yucky. Just a thought, hope this helps.
Good idea adding "illness" to the reasons. It keeps in mind that feeling unwell is a reason/trigger for eating out. If getting a little takeout then really helps you physically and emotionally, perhaps you could allocate a few dollars a month to saving for "medicinal food". So you can let build up to say $30 and use it for takeout or juice or something else you need/want when you're unwell.
Glad to see the "Team of Hope and Larry"" back together again ! I took a tip from my Depression Era Mom. She would always have snacks in her purse and a big water bottle if we were going anywhere in the car. At home she made sure that if we kids were home alone, we knew how to fix "Mac and Cheese" or some other simple meal until she got home from working over time. And if she was sick , we knew there was extra cans of soups/frozen pre-made dinners she made extra on Sundays to get us through for a couple of days.
When my 2 boys were at home, they were responsible for planning and preparing dinner one night a week. This helped them learn to plan and cook, and it was nice to come home from work and have dinner ready! We did go through a stage where we ate a lot of hot dogs and mac and cheese...lol
Things were so tight at our house though we knew how to cook and clean up afterwards, we still had to ask to be sure we weren’t using some ingredient she had planned for another meal. There was almost always apples or cheese slices for a cheese sandwich. But usually we asked the night before what was available the next day.
Welcome BACK HOPE! Praying for a quicker recovery!!
Nice to see that Hope is back. Larry was great but we missed Hope.
ALSO need both partners/spouses on board. One sided frugality just makes more money for the spendthrift.
Absolutely true. 😢
Yes, my husband hurt his right shoulder as well and he wanted to buy a hot tub yesterday. I was furious. Lol
Great to see Hope back! Larry has done awesome, but you two compliment each other.
I batch cook and because of that it led to meal planning which led to eating leftovers more and wasting less
I'm putting "I'm winning!" on my bill paying notebook. I am so stressed about money but I actually love when I can pay a bill off. I find it relaxing doing my monthly bills but that's when I have money. What I need to find excitement in now is making more money so I can do a happy song and dance more often 😂
Back in the day, when everything was a paper check, I wrote on the top of my checkbook on the margin where the staples are, “I’m on a mission.“ to help me stick to my plans so we could afford putting the kids through parochial schools, K-12.
quick story ... I am 75 yr old great granma... on Sundays I carry 3 yr od and 5 yr old to Bible class worship...getting out at 11:30 they are usually hungry not having eaten breakfast so we stop at McDonalds for small smoothies and share. I absolutely do not put that kind of thing on credit card! One Sunday I said I don't have money (cash) for 3 smoothies so we'll share 2. Then we usually go by local Mom/Pop bakers for apple fritter (shared). Oldest says "do we have enough money for apple fritter?' I said yes because we only got two smoothies. Her mama later jumped all over me saying 5 yr old was worried about me not having any money for food! Parents beware talking about money when littles are around because they hear more than you give them credit for. Always explain!!!
I wish my parents had been more open about money and how it works. I learned the hard way as an adult and had to dig myself out of a mountain of debt. Expensive financial education!
If you budget for McDonalds, you might want to consider discounted gift cards to save 10%, 20% or more. The loyalty phone app is helpful also.
Larrys face absolutely lit up to be back on camera with you Hope! Glad to see you back 🌻
Good for you both to do this together and laugh. Hang in there!🎉
Who is surprised with hope gone..channel held up well by larry..what I'm one of 5 people happy hope and her guidance has saved me so much on groceries..and because of him got a multimeter on amazon yo help save on electric..wake up and join..watching video costs nothing but still support...hoping more join soon..grabbing a cuppa and will be there! Smiles
Glad to see Hope back. And I have to admire how both of you have kept going in the face of significant injury and pain. I do hope you both can bounce back even though it will be a long process.
Have been quite frugal for 15 years with the mistake of not making fun money a regular thing, even if modest. Recent bills all up 5, 14, 24, 30, 50, 100% etc. on a super lean budget is a true challenge. Love the habit stacking idea, to pare an easy habit with one that needs establishing. Gotta go do something!
So great to see you both! I have been so frugal I can’t stop! 47 years!🎉
Some things I do are so deeply ingrained I don’t even think of them as frugal, just how I do things.
This weekend I had a splurge. I ordered pizza to be delivered. I'm still so tired from COVID. As I was feeling bad about having it delivered, I realized that this pizza is going to feed me for at least 7 meals. :) Even with the delivery it isn't quite the splurge I was upset about. I need to plan for the next time, so it doesn't come out of my grocery budget. Thank you for the encouragement.
Welcome back! Hope:)
You both have been through IT!!!:( I’m sorry:(
You should make a list of how you both are getting through ALL of this!!!
I love watching both of you! You BOTH are SO helpful!!!
HOPE has such a great name for ALL of this! For ALL of US!
HOPE!:)
This too will pass!!!
God bless you BOTH🙏🏼
💐 Welcome back Hope! 💐
If you to eat dairy, I came up with a really quick way to make macaroni and cheese and it's very cheap! I buy a large bag of elbow pasta from Trader Joe's and the the elbows are very large and the package is only $99. I cook the pasta and put it on a plate add a couple pats of butter and a slice or two of Swiss cheese or cheddar cheese, whichever one you like and I microwave it for a couple of minutes to melt the cheese! Then I add a vegetable and my mother likes to have applesauce or yogurt and it's very filling it's delicious and easier than macaroni and cheese that you put in the oven in a casserole dish. The other thing I would suggest to you is what my coworker used to call 'something on toast', and that is made with toast, one or two pieces with butter and topped with cream of celery soup. The other thing that is very good but the same idea is to take buttered toast and put scrambled eggs on top of the toast and then cover that with pea soup. It sounds ridiculous but it is actually quite delicious. I like the Amy's brand of pea soup because it's flavorful and doesn't have a lot of preservatives and things in it that I don't want to eat. I think even Larry could manage these😂
Does Trader Joe’s really sell $99 bags of pasta or is that a typo?
I have fallen off a few times. Glad you are better Hope!
Unbelievable you both have damage to your dominant arms! Affects so much in life, cooking, housekeeping, driving, self-care, biking. Prayers for healing ❤️🩹 🙏
What helps me is making an inventory of my freezer once a month. I can be realistic about how often I need to stock up.
And you both have one arm each to hug each other with!!!❤
Monotonous exactly why I dumpster diving. Tonight found squash and bell peppers , tonic water in glass bottle and dry ice a nice size box . I couldn't get my 2 liter bottles to go boop.
It’s like an adventurer going treasure hunting. I love flea markets and yard sales for that reason.
Welcome Hope........Larry is smiling again
Sometimes you may say I will never be able to afford this hobby at my income. Many times deals come around that makes it affordable Today's example: I like to play around with leather working and sometimes like today I had to pull the trigger on some supplies and tools. I figure it was bought at under 10 cents on the dollar. I don't consider it a splurge because my hobbies have an amount I spend on it each year. I was also given two 1/2 sheets of 3/4 inch plywood. The price for the wood is around $40 a full sheet. The types of deals listed are giving me the ability to live what some people consider a 60K year lifestyle for under 20k a year.
Glad to see Hope is back on your videos! Larry you did a great job filling in!
It sounds like you're getting a new food preparation plan in place. Interested in a video on what you did for food planning! Larry with a chef hat? :)
Glad to see you back. Get well soon!
So this is a lesson to all of us that life can change in an instant! Be aware, be grateful, be well.
Welcome back Hope! It’s good to see you both back together. ❤
Great to see you together on screen once more! Larry looks so delighted to have you back by his side, Hope.
Wishing you a speedy recovery and looking forward to Spring with the help of your practical advice.❤
Welcome back Hope!! Glad to hear you are healing so well!!❤
Yay Hope! ( no offense, Larry)
Hope is back..hope you are doing well.
I am a Medieval Re-enactor, and I have learned so many more ways to make and repair the arrows, armor and garb that I want. When you have a free sewing machine, and friends that will help with the patterns and can get free cloth, garb is easy to get.
With Hope being out of commisssion it is possible the freezer contents were depleted. So always batch cook and freeze portions. Due to the influence of Hope and Larry I have given up splurges as far as eating out is concerned. Thank you Hope and Larry for your influence on me.
Welcome back! I missed "and I'm Hope!" at the start of each video. 😊
Welcome back
I was suddenly and unexpectedly placed on bedrest for 2.5 months during my last pregnancy. I couldn’t stand, cook, or grocery shop at all. My husband had to do everything for the our family (clean, cook, and take care of 3 year old). We had no margin to organize meals and unfortunately spent so much money on take out. I regret it now but at least my son was born healthy and now we are getting back on track financially.
Glad to see you're feeling well enough to be on the video Hope! I can tell you're still a little tired but you look pretty well considering what a bad break you had! Still praying for your healing and for your recovery to go very quickly.
You look amazing Hope! Glad to see you back
I wanted to let you know, that I somehow got unsubscribed from your channel and Frugal Money Saver. I watch you both faithfully. I am not sure what happened, but others have complained too. Thank you for making this video and I am so happy to see Hope back!
Glad to see you back Hope and that you're doing better. Larry done a great job while you were out. Together you make an awesome team.
I like to have my own premade frozen dinners in the freezer for times when I don't feel like cooking.
So good to see you both together again.🙏
You look great Hope. So glad you are back!!
Glad Hope is doing better. ❤
Hi! Good to see you Hope!
Great to see you back Hope! You did a great job while she was out Larry :)
First live attendance. Enjoy you both and the savings tips!
I have bipolar disorder so when I get into a manic cycle I have a hard time with frugality. But over the years I've gotten better at prioritizing my illness and staying on track. Your videos have helped a lot over the past couple years. Simple meals have been a lifesaver, so has grocery curbside in keeping me out of the stores.
God bless you ! You are amazing !😊
You were missed but Larry held the fort. As a team you're great together. Continued prayers for your steady improvement.
Glad to see you again, hope your recovery continues to go well and you have a complete recovery.
Hope is looking good. Larry did a great job. Is good to see you both together.
Looks like Hope is back for this one ! …Please God make it so… Larry has done a great job on his own , but this is a team is it not?…
Hello, Hope! We are glad you are on the mend and back on the channel. More than five years ago, I had what sounds like the same fracture. Apparently it is one of the most common. Weirdly, it was my left shoulder and I am also left-handed. It was a very challenging time! PT was very helpful and I still do the exercises I learned then. Hang in there and you will get better.
Welcome back Hope!
To avoid going out to eat when I'm tired, I buy a few convenience foods at Aldi. Maybe some egg rolls, a pizza or anything I can throw into the air fryer. It's not really that expensive and it's way better for me. Aldi has some nice inexpensive selections.
Glad you're back. You are irreplaceable.
welcome back, Hope!
Glad you're on the mend, Hope! Great to see you two back on the screen once again!
Hope, Larry said he will do your hair for you! 😂❤
Instead of spending extra for easy food making chicken noodle soup and making a crockpot of chili.
Crockpot meals are great
And there are great vegan and vegetarian options for chili.
you're my cheerleaders. thanks Hope and Larry
Hope, you look great. congratulations on being able to get back on the videos
I'm glad you're both doing better.❤ We buy fun easy food at the grocery store. It's cheaper to buy the stuff for subs, pizza etc at the grocery store. It feels like a splurge for half or less of the price of going out.
Wow! Hope and Larry you’re amazing!!
yup:priority 1) food 2)transport 3)fun ; good to see you back another win here
Hope and Larry, my husband and I have made it. We are a debt free, mortgage free couple with a substantial retirement account. We love your channel. We are living on our social security and a small pension amount monthly. We have a monthly budget and pay ourselves first thing. That is a mistake many retired people make is to not continue saving. We have lived frugal our whole married life, no need to change now. We are going to travel to see our kids in AZ and NY and that will be our spluges for the year.
I hope you're felling better, Hope!!!
Larry, you manned the public side of your channel wonderfully in Hope's absence, but Hope, it's good to see you back! You two really are pretty amazing.
glad hope is back ... yea
Glad to see Hope back! Well, now that you both have injured arms you can do your physical therapy exercises together, and encourage each other along!
Welcome back Hope happy to see you and Larry back working together
I missed the live. Nice to see you Hope.
Glad to see you back, missed you hope you continue to heal quickly
I'm happy to see you back Hope. I'm praying for you a speedy recovery.
Larry has done a great job but we are so glad you’re back
GREAT TO SEE YOU HOPE!
So glad to see you back again Hope! Larry sure did a great job. Continue to rest up and heal❤
Yay! Hope returns!
“We did this. We had an unplanned sub sandwich “…I swear, you 2 are the MOST wholesome people on the entire World Wide Web. I love the inner joy you both possess ❤
Other people are confessing to a new car, all new furniture for the home, L&H confess to a sandwich, gotta love it ❤️.
Yay! It's SO great to see you both back together, the dynamic duo!
Welcome back. Glad you are doing better.
So glad to see Mrs. Ware again.
One thing that is helping my family is we got a solar array and an electric car. The solar array provides all of the electricity for our house and completely charges the car for free. I never buy electricity or gasoline any more. Works great!
Welcome back, Hope!
Hope glad to see you back prayers are sent
So good to see your face and hear your ideas Hope. I an see from your face that you have experienced much pain, and are still in pain. (Your lips are pursed slightly and your forehead lines more visible). I’m sending you a very gentle air hug. God bless your ongoing recovery. I’m certain you’ll prioritize and win physical therapy. ❤🙏🏻
Glad to see Hope is back❤❤
Hope you look WONDERFUL given your sustained injuries!!! Awesome job Larry in holding down the fort! Love& nurturing energy from Central Alberta Canada 🌸
Have you tried a big pan of veggie lasagna with help from the family? It will feed you for days.
It is so nice to see you again Hope. You have been in our prayers. ❤
Oh Hope, it’s so good to see you 😊. You guys are the best. Wonderful to see you together
Larry, you did great solo.
You guys are a dynamic duo though! Better together ❤️