Retire Early, Die Early
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- Опубліковано 22 вер 2024
- How does early retirement affect your health and life expectancy. I look at general life expectancy and the leading causes of death. I look at studies that give suggestions on the leading factors that allows for a long life. Finally, I give my own input on my experience retiring early, the psychological impacts that I can sense. Hope this helps those looking to retire fully prepare for what is to come.
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Very true. My dad is 65 years old. Yet he barley even looks 50. He doesn't work "full time" but he does freelance carpentry and home improvement stuff. He isn't like a health nut but he keeps himself busy with a mix of work and outdoorsy hobbies. He also cooks his own food. I think this is what keeps him healthy and active. I know people who are 50 that look waay older than my dad @BeatTheBush
@wnc817 and eating too much. especially sugary crap. High carb foods.
How you look literally has no relation to longevity
@@scholaroftheworldalternatehist By looks I meant he is healthy and more physically capable than others his age or younger. I’m not talking about aesthetics more so health. Like when you would say someone looks healthy.
Looks have nothing to do with health
Worrying & stress ages person worst. Not much of either as capenter
My father worked part-time until he was 85 and always said you needed a reason to get out of bed. I go by the axiom of movement is life.
The secret is to keep yourself busy and cultivate social relationships, whether with friend, community or family.
It's true. My father never invested all his energy into his job specifically, but used it to build a huge social network. He also gave himself plenty of hobbies to do at the same time. Now that he's retired, it's like he's gotten younger.
I can't EVER imagine getting bored. There are a million things I want to do... and I spent 3 years living on my savings before and never got tired of it. So think retirement will suit me just fine. But getting there is making me impatient. Especially with inflation moving the goalposts.
Yeah it's not bad at all. I retired early in 2020.
Travel the world,hiking,backpacking,sailing,online gaming,stock trading,organic gardening,kayak fishing,reading/Audible,exercising routine,binging,home projects,etc.,etc,etc,...
For me it's just a continuation of what I was always doing anyway Just more of it without the time clock and work.
Don't understand the lonely part with all the technology. Have a girlfriend as well.
Still communicate with family,former coworkers,friends,and whatnot.
After being in home for many months during Covid I'm fine alone as well.
I think it’s activity more than anything. The healthiest old people I know are still very active the unhealthiest I know just sit at home and watch tv all day.
I'd have to agree. I took a break at 38 and at first it was nice and relaxing... but then after 5 years without working I could feel myself getting "getting old". Even with doing yard work and housework to keep me somewhat active, it just wasn't the same.
@@dumptruckandmewhile you are probably right and the inactivity/reduced involvement was to blame, don’t forget you actually were getting older, at some point you start to feel it no matter what you do
One wonder what is the cause and effect. Are people sitting at home because they are already unhealthy and unable to physically exert themselves much?
I am a good friend with a retired airline pilot.
He told me he spent years traveling the world living out of a suitcase and always watching the time. He told me retirement was a massive stress relief because he no longer had to worry about anything.
Thanks, BTB. I value your opinion a lot since you're hyper logical! Glad you're making vids again
My dad took early retirement from IBM, he is 86 now and said it was the worst decision of his life. He has spent so many years missing out on the social and fulfilling aspects of daily work. He is fine financially but I think he would have enjoyed staying another 5 years or so.
@@RickMartinUA-cam I think people underestimate what some job environments are like. You can't replicate working at IBM with finding substitutes at the local YMCA. When you're around intelligent high performing people and working on innovative products that's impossible to replace. I'd say not being dependent on the current job you have and building a broad skillset that allows you to find new challenges in the work world is better.
@@RickMartinUA-cam It is kind of sad that some people are so tied to a corporation, that they can't find other fulfilling activities outside of it. IMO, most corporations have and unhealthy sort of Competitive environment.
@@RickMartinUA-cam Some sort of physical activity would be good. Even mild calisthenics every morning, a walk in the neighborhood/park is also good.
Ahem....if you are the child you should call dad often. Loneliness is very common in old people
Idleness is overrated.
My health got much better after retiring. Weird.
It matters if you have something to do after you retire. A hobby that keeps you busy, family, or something to look forward to everyday. The human needs to be producing to feel alive.
@@SergioB-MakingMillionaires A human needs to be active to feel alive. That activity can totally be 100% leisure. That leisure can also be very passive. I live with CFS/ME so the basic stuff normal people don't even consider "work" is more than enough to me and I'd do less if I could afford to pay for some sort of maid service. But, then, I remember that even if I feel pain, I am being forced to exercise, so that's a good thing too, in a weird sense.
A person that is early retired with an active lifestyle tends to live a much healthier and longer life than a sedentary office worker that commutes everyday, eat and sleep poorly and lives with stress and under the constant fear of losing it all.
Now, people who stay home all the time and can't use a computer to be on line might be more depressed. Elderly homes are filled with people who can't entertain themselves or each other.
@@RickMartinUA-cam You know how it is then. I believe retirement is the best thing ever. You own your time. Otherwise you are a slave to the system. Sadly they want to push for CBDCs that might have mechanisms to force people to work even if they accumulate enough. Inflation also works against you.
Many men die within 5 years of retiring.
Women, not so much.
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 47 and my husband is 51, we are both retired, no debts. Currently living smart and frugal with our money and still earning passively even in recession. Saving and investing lifestyle in the financial market made it possible for us this early even till now we earn monthly through passive income.
From my personal observations, retirees who do not keep their mind and body active tend to deteriorate so quickly (usually within first 3 yrs) and died early.
I wonder if candy crush counts? Probably not active enough.
Drive, purpose, goals! enjoy the journey!
Do resistance training and have a proper diet.
I HATE MYSELF FOR RETIRING!!!! I LOVED MY JOB.!!! IT WAS FOOLISH TO FOLLOW OTHERS OUT, AND LISTEN TO THEM.
I HAD IT MADE!! I HAD NO REASON TO RETIRE.!! MY LIFE WAS GREAT!! THE STRUCTURE I HAD...!
( coffee, workout, beach surf, swim, jog, lunch then get ready for work, and drive the city bus).
I have stress, anxiety, insomnia, and depression. I lost all interests in life, activities, hobbies etc... i don't like living!!!! My mental and physical health are declining.... and im just stuck in guilt , regret and depression.
😫☠️😭 my purpose, identity, social interactions, the bus driving, passengers, structure..... all gone.
☠️
Looking forward to retiring, from my Full-time 7-days a week Aged Care work, in a few years at age 50.
I'm not enjoying it anymore like I used to do, back when I first started in 1998 at age 21. I'm not as young and fit anymore, like I was back then, and my health is getting worse. So it makes it hard to do the job. I get told off a lot by others for not being able to do the job right anymore.
Sometimes I think l should quit now, but I keep telling myself to ignore those that are telling me off, and complaining about me, and keep going for just a few more years.
I feel learning the Japanese language in my free time, is my escape from reality for me, to get my mind off the complaints, as well as it gives me something to do in my free time, otherwise I'd just get bored.
Well done BeatTheBush !!
Our health has gotten so much better since "retiring" at 28.
The statistics are bad because those who retire are usually old
And those that aren't are usually younger
Just keep learning things your interested in, exercise, eat good and sleep good
I want to retire early. I can not stand work. I wish some one would pay me to go camping, hiking, reviewing traveling destinations. I am trapped in the bad work.
bored after retirement? not when you have lots of hobbies AND money.
Excellent video! Very interesting and well presented!
TRUE. I retired from the military at age 42, and am financially independent due to my pension and disability. I won't even have to touch my retirement savings. But, I was ready to return to work a few years later. God created us to work. He knows best.
I quit my job for 2 years and developed a lot of health issues. I think my body broke down after I quit. Somehow my body knew to stay intact while I was working.
During the 2 years I traveled for one whole year which was great but it did get boring. Retiring early isn't for me.
I only learned about FIRE movement during the pandemic, and I'm a big fan. It does scare me though when I retire one day, what will I fill those extra 8 hours DAILY with? I'm definitely not in a rush to retire, but eventually having the option to do so will be the ultimate freedom.
Good thoughts.
I do disagree about one thing. Everyone is built differently. For me, leaving corporate did NOT cause any identity crises for me. I have a natural travel bug, so work was always trying to get in the way of travel plans. Once work was no longer there, it just unleashed a whole new sense of freedom. It was all positive, no sense of regret whatsoever. Maybe one thing is I am an introvert somewhat, that may be part of it. I also had so many jobs since I was 6 years old, work was just a means to earn money, no more no less. That could be another factor. Anyways, nice perspective/video
* Don't get me wrong, whenever I was paid for work, I gave it 100% most of the time because I believe in hard work and honestly do take pride knowing I do my best for my customers Lol this meant I didn't play politics or play well with my co-workers, however, but it was totally acceptable to me because lots of them were just two-faced.
I miss nothing about the job I left. Nothing.
Same here. The only thing that stops me from go around the world is time. Working towards that now, the freedom to leave corprate world to travel around the world and contribute something positive to society.
So hopefully being BeatTheBush helps Francis live longer.
Yeah it's amazing to me that HK/Macau has taken over Japan as the country with the highest life expectancy. There are many factors that seem to
go against this...with their poor air quality , population density, limited living space, the stress of work to cover their high cost of living. I saw a video on this...And
yes having a good social life in a close nit community when you're advanced in age helps...Also they have free public healthcare .., The elderly in Hong Kong for this
generation are tough people and appreciate what they have ..cause most of them were refugees from China that swam to Hong Kong. Hongkongers are also very
knowledgeable regarding eating things that are good for them and dieting ..and are generally enthusiastic about exercising ....by taking hikes, participating in group dances in parks,
ballroom dancing ...play table tennis, do tai chi , and etc....
Best Retirement: Hobby, Exercise, Travel, Healthy Diet & Volunteer for Community.
lack of purpose = death
I have the choice to quit my job now at the age of 44. But no personal problem is solved by that. And the possility of choice doesn't help in making the decision.
Francis it's like we are damned if we do and damned if we don't. Some jobs put huge stress on the mind and body, leading to to unhealthy or destructive lifestyles. And, as you say, too much time on your hands can result in the same thing. Where to find some balance ? I think it's a question of human existence for many thousands of years. The eternal question.
I know 2 guys who retired and they died within a year of retireing ...
Therefore men should not retire.
No sense of purpose.
If you retire early and stop serving others and spend time with others the devil got people where he wants them to be… Salvation is forever!!!
Thank you! You just opened my eyes and my heart to what I believe in already. Aloha!
Pretty sure that my chance of dying due to a stress induced heart attack is going to plummet as soon as I retire.
The additional time will also allow me to get out hiking and exercising far more often.
I think so too but other health risks increases. Probably the happier you are the longer you will live.
Most heart attacks are due to irregular beating not stress
I think my health will get better when/if I can ever retire and I am sure much better sleep. Gives me time to go to the gym and work on my hobbies and go for my daily walks whenever I feel like it.
wisdom
It’s true keep working or volunteer
Healthy mind, body, soul.
i think the best way to live healthy is to do many things a little bit. go runnning or ride a bike once or twice a week for 30-40 minutes, stretch for 10 minutes every day, eat normally and just add broccoli, spinach etc 3 times a week, play some chess or do sudoku a few times a week, learn an instrument maybe once with a teacher and once alone every week...if you are a little busy most days and take decent care of your health (without it feeling like effort) you will most likely stay healthy and happy during retirement
Retirement is over rated, work is good for us.
nice Video... on a related note, Night Owls also die sooner than Morning Larks...
Must be cold in your house. You're wearing a coat. 😂
Maybe if you sign up for moo moo, I could finally turn the heat on.
@@BeatTheBush MooMooo 🤣
Men...be there for your male friends...don't lose touch with your best college buddies, military friends, or others you went through struggles with. Don't expect your job and career to provide all of your social needs. And don't let society tell you it's necessary to play golf or join a bowling league in order to be with other men. What's wrong with just being together? Why do men need "permission" from women or society at large?
The only thing less healthy than retiring early is not retiring early. People who work office jobs tend to be more stressed out, get less exercise, and eat much more poorly.
Yeah. I have visited a few of those cubicle offices where I work. They must have walked a few feet per day just to bathroom and coffee maker when I was averaging 2-3 miles a day.
My job was low stress inspecting aircraft and doing engine runs from cockpit mostly..
We have a 24/7 cafeteria with healthy selection,break rooms,gym and walking trail I used and did some online gaming when on standby. Knew my job well.
Also flexible hours and days working 3-4 days a week and extra time off without pay.
It really pays to be debt free and a saver/investor since high school and money working for you later.
i like your videos francis.......keep it up
Who the hell would get bored simply because they now get to choose how to spend their time?
The Japanese have a high iodine intake. Americans have a very low iodine intake.
Who else is willing to take on the risk and consequences of retiring early???? No more commute and meetings???? Hell ya.....
Depend on your lifestyle. I am very active person. Now I am on early retirement. I love my life and joy my active life style
Yup.
According to my fitness app I was averaging 3 miles a day at work walking and I was using the company gym as well.
Nothing has change since retired other than morning routine(2-3 miles a day) and more hiking,backpacking,sailing,biking,etc..
I must have walked,hiked,and backpacked around 3k miles last year.
Let me thing not to retire at all and to work until the rest of my life. But of course on my terms if I can.
Thank you
I do agree with this I notice that the people that work in my life are healthier then the people that have retired at the same age. It’s like when you retire from work you also retire your mind and no stimulation of the mind leads to poor health and death.
Very true! Almost like we were meant to work and toil lol
I had a job that was literally killing me. Had I stayed, I was at high risk for Heart Attack and/or Stroke.
I took retirement at 62. My physical and mental health hasn't been better. I now get to do the activities that I love without the stress of working.
I used to get depressed after going on vacation, because I knew that I was going to return to a toxic enviorment. Now, I look forward to getting up each day.
@@churchofpos2279 yes, some jobs are actually harmful to a person's health.
As they say idle time is devils workshop. Brain is meant to be challenged each day not be fat and lazy
There is more intellectual stimulation available now than ever before. You just have to want it. You Tube is full of free discussions on finance, religion, history, art, science, relationships, meditation, fitness, languages, investing...you name it. A friend of mine is meeting two people in Europe next week that he met on a gardening site. If you were a reader and an interesting person before you retired, you will be fine in retirement. But if you watch a lot of TV and expect the world to just fall in your lap without any effort or curiosity on your part, you will stagnate.
What about people that have never worked in their life?
Lots of millionaires kids out there.
If death unites us why does life divide us
-sumguy
Build up your heavenly treasures where neither rust or decay or theft can touch it. First seek the kingdom of heaven and His righteousness and all these things will follow.
Amen 🙏🏾 Jesus Christ is the ONLY way to salvation ❤️
Hi. I'm Italian coming from very close by that town you mentioned. This old people there firstly are a self sufficient community, they grow most of their fruit and veg, they have their own chicken, pigs, cow, they bake their own bread, etc. All raised naturally with out chemicals, all grain, very low pollution, active life, Mediterranean weather, community network etc. Etc. All the opposite of modern life style!......
The perfect hobby for a retired person is investing :D
Curious how to develop an identity outside or work
Pretend you have 2 jobs and work 80 hrs a week. The second job is to develop your identity.
@@RickMartinUA-camyou might have helped me more than more than ..... you know thak you
Financial samurai has a chart that show retiring early extends life expectancy
I would agree with that, if you truly have enough assets to live a modest but comfortable life. We all end up dying alone (in a warm bed if lucky) anyway. Even if someone holds your hand and sings to you, you will be mostly unaware of it. But the mental and physical repetitive stresses involved in work take a toll on our longevity, no doubt. Queen Elizabeth had one of the best gigs in the world and popped off at 86, so depends on what your position and role is, I suppose.
Same as "working rom home". First 3 years are great then you lose all you friends and acquaintances.. then you wished you were employed again just to meet new people 😅
Ort should be FI-just get to financial independence. Keep working but do something you really want to do. Many estimates of how much you will need are way too low especially with safety margin or with desired standard of living
1:55 those statistics for heart disease and cancers, I've looked at them during 2017 -2018 and they don't seem to change much. Plus, another 600,000 people are diagnosed with Cancer each year. So about 1.2 million Americans are either living or dying of cancer each year, and I don't think that has changed much year after year. Ever since I was a child, I've seen television Ads talking about finding a cure for cancer and eliminating Cancer. And yet, 30 some years later, Cancer in this country is probably as bad if not worse than it was before.
Some are way more treatable than before. But we all do die someday
BTB: All so true. People have to figure out what they are retiring to not just from. I've had the challenge of finding other FIRE people already RE to spend time with during the daytime. Would be great to have a neighbor like BTB. I believe we in the USA have so many people with a low standard of living and poor health outcomes and that probably brings down the average? Running through the drive-through everyday at Popeye's, Wendy's, etc. and too much dependency on the car? Hmm?
How old when you retired?
A bit too anecdotal. The studies actually show that a person retiring at age 65 has a 75% chance of making it to his/her 75th birthday without a drastic change in lifestyle. My own father made it to 90, and never did a lick of exercise in his entire life!
My father was the same . Never exercised. He never drank or smoked , and outlived my mom by 20 yrs. No religion. Did he ever appear happy ? No, never . Drew his last breath at 100. Go figure. It's a mystery.
Making it these days doesn't mean in good health though. I'll provide more data next time.
Great analysis
❤
Moo
Good thing you have this UA-cam channel
Francis will live to 108
I’m not sure if I hope so, that’s really old!
I'm planning to retire by 30.
Worst case scenario just go back to work doing something enjoyable, be a park ranger or some shit. Lol
Hey BTB. I was curious if you have read any Ayn Rand?
Fountain head long ago, it was really good.
@@BeatTheBush atlas shrugged?
Hey I just watched your CNBC make it video today, a lot of the things you said in there. A question occurred to me. Would you ever consider working part time and remotely?
The reason I ask is because I am thinking to work part time and remotely it still do my travels.
Your ideas are appreciated.
No. I would take a 50% pay cut to not have to answer to a boss. It’s worth that much and more.
I would never retire early.
Is working on hobbies but it happens to make you money retiring early?
@@BeatTheBush your question doesn't make sense.
What are your hobbies?
Cooking, solar, coffee nut, Milktea nut, UA-cam, anywhere I can do things I’ve never done before.
Lol. Title says it all
I know people who retire early and live longer. I know far more people who retire late and die months later.I retired at 49 from working for others. I now farm and study alternatives to Petro. I also travel. I fathered a child at 56. I disagree heartily with this stance Beat the Bush.
As they say, the two highest mortality times in your life is 1 year after being born and 1 year after retiring. Of course not everyone will die early, the risks are higher, that's all,.
James Morton that is NOT normal.
The people you know are doing something to shorten lifespan.
What is your purpose @beatthebush?
Use my skill to simplify complex topics so as to improve everyone's lives. Or at the very least, to entertain and bring a few lols. =D
I would guess HK ppl also have more money :P
Hong Kong crushes
First!
Yay!
If you have a family, you won't have a dull moment in your life. No need for hobbies.
With kids, I hear all your hobbies disappear.
Strong sense of purpose? Is that why you’ve been posting more frequently lately? 😂
Honestly, I got bored of vacationing.
I think if a person retires early, they have more time to spend at Santana Row
Why the emphasis at Santana Row? I go there once or twice a year.
@@BeatTheBush It's just something for me to say- like my gimmick
Bold of you to assume I have a will to live before retiring.
Even after for me.
😋Taste the buffet of things to do in the world 🌎 and find what drives you to be fulfilled the most and purpose may be achieved for a time but keep tasting because you are always evolving thru time so may your purpose or by now purposes. (Side note)- Personal Development is key 🔑 to increasing the enjoyment of a life’s journey A.K.A. The increases are in the bush so "BEAT THE BUSH" and get the Betterment of you Everyday.😃🔥🔥🚀
Life expectancy is just a survey asking people how long they think they will live. It's not a very scientific method, more of a people's opinion.