Hello, Thank you for your valuable feedback. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hey! Vidyalaxmi is a website that lets you apply for an educational loan to any bank through it and Jansamarth has education loan subsidy schemes. So, you are asked to apply through Vidyalaxmi. But instead of all that, you can apply on our website by filling a small form using this link: bit.ly/48cTdcR. You can also get our services free of cost and without any hassles that you might face when you go by yourself.
Hello Ritik. We believe our employees do not take any money for the services we provide. The processing fee you mentioned is probably the fee taken by the banks because all banks take a processing fee for your education loan which is around 10,000 rupees. We would like you to confirm with your financial officer about what the processing fees was. And if really something is wrong at our end, please write to us at hello@wemakescholars.com and we will resolve it.
Hello, If the property is on your name then kindly enter you details only in the guarantor section. If you are seeking one-on-one assistance for your education loan, our team can help you with the process. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hello Siva, We suggest you write an email to Vidyalakshmi customer support using this mail ID: vidyalakshmi@proteantech.in they will get back to you. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Saritha, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jansamarth portal, so we recommend speaking with the concerned bank. Hope you have understood.
Mam, my bank manager is telling that you may get subsidy scheme by applying on vidyalaxmi, there is no need for applying on jansamarth, mam please let me know is it correct or manager is not interested to give benefit of subsidy to me..
Hello, I have already applied for ed loan for commercial pilot training programme in South Africa through wemakescholar. I have been already assigned a loan officer to me. SBI, Axis Bank, IDFC Bank, ICICI, HDFC has already rejected my loan application. Bank of Baroda may give me loan but your loan officer said that you dont work with BOB any more becuase they increases the spread afterwards. is there any other option left for me? do you provide assisstance to students who apply through vidhya laxmi portal?
Hi Tushar, Kindly note that study in South-Africa is not accepted by all public banks. But we do case-by-case deviation approval from circle CGM. Unfortunately your chain deed is missing for your collateral. Private Banks and NBFC’s will not consider south-Africa -aviation. These were some of the reasons for your loan not getting approved. I hope you’ve understood. If you’re still having any queries, kindly write an email to hello@wemakescholars.com our team will provide the necessary guidance.
Hello Ankit, As this is a technical issue kindly drop an email to the Vidya Lakshmi customer support using this email ID: vidyalakshmi@proteantech.in they will assist you.
Hi, Please note that as Vidya Laxmi portal is a Government portal and there might be high volumes of applications due to which you might be getting this error. We would suggest you to get in touch with our team who will help you get an education loan by checking your eligibility with 15+ public and private banks so you can get the best education loan which suits your profile. Please request a callback on this link: bit.ly/48cTdcR
Hello, To apply for the CSIS scheme one should through the Jansamarth portal. We provide this information from the official SBI documents. We provide this information from the official SBI circular. Also, the Vidya Lakshmi portal itself says that if one wishes to avail of the CSIS scheme, please go through the Jansamarth portal.
When I try to register myself in the register section , after filling up the form when I tried to submit the notification of jansamarth keeps coming up... Please help me out
Mam maine jab vidya laxmi ke portal pe apply for loan scheme mai gaya tha tab sab bank ka naam dalne ke baad website bol raha haj you are already registered to jan samarth and aage ka process nhi hoo raha hai tho kya karu please reply
Hello, agar aapne pehle se Jansamarth portal par register kar liya hai, toh aap Vidyalakshmi portal par dobara apply nahi kar sakte. Hum aapko suggest karte hain ki sirf Jansamarth portal ke through hi apne education loan ka process karein. Agar aapko education loan process mein one-on-one assistance chahiye, toh hamari team aapki madad kar sakti hai. Hum 15+ banks ke saath partnered hain aur ek dedicated financial officer aapka profile analyze karenga aur suitable banks se connect karenga. Hamari team se contact karne ke liye, is link par callback request karein: bit.ly/48cTdcR ya iss number par call karein 9889882090.
Hello Tarun. In terms loan, Direct liability means when the borrower has personal responsibility to repay the loan, while indirect liability means a third party's obligation to repay, like a guarantor or co-signer. Hope you have understood.
My bank had told all the documents are there and they will send it to main branch approx 1 dec But till now there is no update regarding it that my loan is sanctioned or not . How will i know this can u clarify
Maam। Mein mera ek problem horaha ki. Jab sab document submit kiyaa with double verified. Jab email pe. Message ataa hei ki. Your loan application is not match with any bank product. Iska matlb kay. Meri bank of Maharashtra se apply kiyaa. Huu. Please maam mujhe subsidiary milegaa naa maam. Ye kaaran se. Eligible to nhi hogaa na. Please solve this problem.।।। 😢😢😢.। Ki ye offline bank se baat karu jis branch me apply kiya hu. Waha pe.
Hi, Aap direct bank me jaakar baat karen, wahi aapki issue resolve kar sakte hai, aur solution denge. Kyun yah ek Government website hai hum aapki madad nahi kar sakte. Aap Customer.support@jansamarth.in yahan mail bhi likh sakte hai aapke issue ke liye.
Hello, In the last name section, you can enter your name again. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you.
I have not applied on jansamarth but I have got myself registered there and then I am applying it from Vidya Lakshmi portal but when I am submitting my form it is showing me that you have already registered on jansamarth what should I do now ?
Hello Priyanshi, If you have already registered on the Jansamarth portal, you cannot apply again on the Vidya Lakshmi portal, and vice versa. We recommend using the Jansamarth portal to apply for an education loan. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Dharmveer, The CIBIL score is required for an education loan on the Vidyalakshmi portal. If the CIBIL issue is not very serious, we have a CIBIL rectification team who can help. We are partnered with 15+ public and private banks and our team can help you with your education loan process if your required loan amount is more than 7.5 lakhs. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
In the tution fee section do i have to fill only the tution fee? What about university charges, security n other fees payable to college? Please answer
Hi, Kindly ensure that until you have submitted the final form the bank details are editable. and the process of applying and understanding the terms can be tedious. If you are slightly not assured about it then it is recommended to get in touch with the Financial Officer by simply tapping on the link: bit.ly/48cTdcR. The team will promptly reach out and assist you in the best way possible. They will help you out with the whole process and compare the terms with the leading 14+ lenders in India. All the best!
Hi, You should upload your last academic mark sheet. If you face any issues related to your loan process, feel free to speak with our team. They can provide the necessary guidance and assistance. Request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
Except SBI any other bank offers top-up loan like im doing my 3 years ug then if i take admission in pg bank will reschedule my moratorium period? And increase my loan limit?
Hello. Yes, if one takes an education loan for PG on top of an already existing loan then banks will extend the moratorium period and increase the loan limit. There are some other banks that offer top-up loans by checking the eligibility, course and others for granting the additional loan amount and our team can help you with the process. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, Our organization is funded and supported by the Ministry of IT, the Government of India under the Digital India campaign. Our motive is to assist students with education loan support who are planning for higher studies. As this initiative comes under the Digital India campaign we do not charge any service fees, it's totally free.
Hello is am applying for sisters education loan, our both parents are not alive. Please guide me that in parent's details column whose details will be entered. Whether mine as brother or father/mother details who are not alive.
Hello Himanshu, If you are the natural guardian of the student you can fill in your details. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam, my bank manager is telling that you may get subsidy scheme by applying on vidyalaxmi, there is no need for applying on jansamarth, mam please let me know is it correct or manager is not interested to give benefit of subsidy to me..
Hello Ankit, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jansamarth portal, so we recommend speaking with the concerned bank. Hope you have understood.
Hello, Education loan ke liye PAN card mandatory hota hai. Agar aap minor hain, toh aap minor PAN card ke liye apply kar sakte hain. Hum aapko suggest karte hain ki pehle PAN card banwayein aur jaise hi aapko PAN card mil jaye, aap apna education loan process start kar sakte hain.
Hello Ronit, You can fill in as Intermediate/Higher secondary education. If you are seeking one-on-one assistance with education loan our team can help you. We are partnered with 15+ public and private banks and we can connect you to suitable banks by analyzing your profile. We will assign you a dedicated financial officer who will help through out the education loan process. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Vageesha, the applicant must have a PAN card to apply for an education loan. We suggest you to apply for the PAN card and continue with the application on the Vidyalakshmi portal. If you are seeking one-on-one assistance with your education process our team can help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
18:47 mam i got admission in nit and my family income is less than 1 lakhs so my tuition fee becomes Nil and still I want loan for other expenses then what should I have enter in tution fee section Please mam reply 🙏🏻
Hello Ujjwal, Since you don't need tuition fees you can fill in as zero. However, banks would be reluctant to provide education loan just for living and other expenses. We suggest you talk with your bank regarding your situation and fill out the form accordingly.
Hello, please make sure that there are no spaces between your names. You can also try registering again later. Please write an email to vidyalakshmi@proteantech.in if the problem persists as there may be a technical error.
Hello ma'am Like you mentioned that the gurantor details are shown if the loan amount is high. But what if the amount is below 3 lakhs and the guarantor section isn't showing and the bank still asked me to fill the section for the guarantor . It will be really helpful if you could reply
Hello Tanistha, If the education loan amount is less than 7.5 lakhs, there is no need to provide collateral. You can fill in the guarantor details, but banks will not require collateral for education loan amounts below 7.5 lakhs.
Hi Niddhi, In an education loan, a subsidy means that the government waives off your interest which you pay in your moratorium period (course duration + 6 -12 months) but you will have to pay full EMIs after the moratorium period. You can only be eligible for the CSIS ( Central Sector Interest Subsidy Scheme) if you meet the eligibility criteria. Please contact your financial officer to know more details. They'll assist you in checking your eligibility with 15+ public and private banks and help you get an education. Kindly request a callback using this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get in touch with you shortly.
Hello, There is no problem, yet a lot of people receive notifications indicating they are eligible but never get loans. You can get in touch with our team, and we will help you with your education loan. Our financial officer will assist you in determining your eligibility with the banks we work with and putting you in touch with the ones where your chances of receiving an education loan are higher. A committed financial officer will get in touch with you soon if you call 9889882090 or use this link to get a callback: bit.ly/48cTdcR.
Hello Sara, as this is a technical issue kindly write an email to Vidyalakshmi customer support using the email address: vidyalakshmi@proteantech.in and they will assist you.
Hello Abhinav! Once your education loan is approved, you should visit the bank. If you've taken your education loan through our organization, please speak with your financial officer, or we suggest contacting the concerned bank directly.
Mem kya me 2 year ke liye hi loan apply kr skti hu ...agr mujhe 1st and 2nd year me hi chahiye or 3rd and 4th year me khud se pay kr du to kya meko laon mil jaye
Hi, Aapko loan mil sakta hai lekin aapko baaki ke academic years ke liye proof of funds show karna padhega, kyun ki banks apki overall course ki cost consider karte hai. Aap hamari team se contact kar sakte hai assistance ke liye. Hamari team aapki eligibility 15+ banks me check karne me aur loan sanction me madad karegi. Aap yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090 hamari team se connect karne ke liye.
Mam ky banks Loan dene se pehle koi bhi money demand krti h for anything ...if we apply through csis scheme of vidyalakshmi portal ...and if loan amount is around 4 lakh then what
Hello Riddhi, agar aap CSIS scheme ke liye eligible horahe hai tho, aapko Jansamarth portal se apply karna hai education loan kliye. Jansamarth portal me eligibility check karne aur form-filling process ke liye ek baar ye video check kariye ua-cam.com/video/1qdzHGnoqEs/v-deo.htmlsi=Oa3E0OqwOzfbODwF. Agar aap education loan ke liye assistance maang rahe tho, hamara team aapko help karega. Hamara team ko contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.
Hello Udittayal, If you want to apply for an education loan through the CSIS scheme, you should apply through the Jansamarth portal. Here is a reference video link on checking eligibility for the CSIS scheme and form-filling process on the Jansamarth portal: ua-cam.com/video/1qdzHGnoqEs/v-deo.htmlsi=Oa3E0OqwOzfbODwF. If you are seeking one-on-one assistance with your education loan process, our team can help you. A dedicated financial officer will be assigned to analyze your profile and connect you to a suitable bank. To contact your financial officer request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
CSIS is not for ews category people but to people of all categories whose family's annual income is less than 4.5 lakhs. I'm OBC and I can apply to csis and I'm also taking a loan currently?
Hey! it's not required. If your family income is less than 4.5 LPA then you are eligible for the scheme and proof for the same are required. If you are looking for an education loan, Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Hello, Thank you for your valuable feedback. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
hello please reply can we get disbursed amount of loan in our account because university is asking for fees first so if bank provide the fees direct to university then what about our money which i have submitted to college...
Hi Jatin, we can definitely help you in this situation. If the university is asking you to fulfill a financial condition, we will talk to banks to wire transfer your fees to the university. About the money which you’ve already paid, we can help you with the reimbursement by talking to the bank officials. Speak with our team to get the necessary guidance and assistance in this matter. Request a callback at bit.ly/48cTdcR Our team will get back to you shortly.
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
Hello, Please note that to apply for an education loan PAN card is mandatory. You can apply for a minor PAN card if you are a minor. We suggest you apply for a PAN and once you get the PAN you can start your education loan process. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Hasmita, You can mention your co-applicant's single bank account. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Sanjeev, As you can input only two digits, we suggest entering the maximum number of installments in that section to avoid any complications. Hope you have understood.
In Jansamarth portal, eligibility is checked in starting itself. After that, 10 steps have to be completed to apply for loan in which bank branch has to be selected in the last step. After completing all the steps, you receive an SMS and mail stating that you are not eligible for the loan , please reply mam
Hello Acharya, The banks have different types of education loan products and if the student's profile doesn't meet the criteria then they are considered ineligible. One can reapply on the Jansamarth portal after 1 month of cooling period. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
Hi mam, for applying education loan from 2nd year. What will be the course duration time to give and in fees section from which year we will give the fees structure from 1 year or 2 nd year.
Hello, Since you are applying for an education loan from 2nd year you can write in the remaining years as your course duration and fee structure of the current year. Hope you have understood.
Ma'am i have a doubt In the section where its is asking INCOME FROM ALL SCOURCES, i this section we had to fill my income or my parents. I dont earned bcz i am a 12th passed student. Please tell me ma'am
Hi Daniel, When you specify that your requirement is less than 7.5 lacs, the section asking for a guarantor does not display, hence no collateral details are required. I hope this has answered your question.
Hello Shahid, If you are filling in the applicant's details then the applicant's total income from all the sources. If you are filling in the co-applicant's details then the co-applicant's total income from all the sources has to be filled. Hope you have understood. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello. To avail the CSIS scheme benefit you must apply through the Jansamarth portal, not the Vidyalakshmi portal. Once you are eligible for the CSIS scheme, then you must process your education loan through the Jansamarth portal. Here is a detailed video link on the form-filling process in the Jansamarth portal: ua-cam.com/video/1qdzHGnoqEs/v-deo.htmlsi=PT_NJz1JjfLKFEnV. If you are seeking one-on-one assistance with the education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hello, Diksha. Try writing your first name twice. Please contact our team to receive one-on-one support with your education loan. You can request a callback at bit.ly/48cTdcR or call 9889882090, and a dedicated financial officer will contact you shortly.
Hi mam , Main ne vidya laxmi portal pr registration kr liya h but bank walo ne ye bola h ki aapka institute bank main show nhi ho hora is problem ka kya solution h please help me
Hi Muskan, This is the reason why we suggest students to go via WeMakeScholars rather than going directly to the bank. Humari team aapko koi bhi college/institution ke liye education loan process karwane me help karegi, aapki eligibility 15+ public and private bank me check karkar apko best education loan dilwane ke liye jo aapki profile ko suit kare. Aap humare financial officer se connect kar sakte hai yeh link par callback request karkar: bit.ly/48cTdcR
Hello Sara, Apne course ki completion date ko theek se check kare aur application ko fill karne ki koshish karein. Agar phir bhi problem aa rahi hai, toh aap Vidyalakshmi customer support ko iss mail ID par email likhiye: vidyalakshmi@proteantech.in. Woh aapko help karenge. Agar aap apne education loan process mein one-on-one assistance chahte hain, toh hamari team aapko help kar sakti hai. Hum 15+ public aur private banks ke saath partnered hain aur ek dedicated financial officer aapke profile ko analyze karke aapko suitable banks se connect karenge. Hamari team se contact karne ke liye, aap iss link se callback request kar sakte hain: bit.ly/48cTdcR ya call kare 9889882090.
Ma'am ,When i submit my loan application form it says that i have already submitted and they give an email for login but that email is not related with me. I don't know that email. How do i apply my loan please help me.
Hi Shabnam, Your phone number appears to have been used by someone else. Please try filling out your application with a different phone number. Please reach out to our team for assistance with your education loan. We will assist you with checking your eligibility with 15+ banks and help you with your loan process. You can request a callback using this link: bit.ly/48cTdcR or call 9889882090 to contact our team.
Hi Harshita, You can still apply for an education loan even if your father is an NRI. If he does not file an ITR, other documentation will be required. You can find out the specifics and requirements by speaking with your financial officer. Our team will help you apply for an education loan that meets your needs by assisting you in checking your eligibility with 15+ public and private banks. A dedicated financial officer will contact you shortly if you call 9889882090 or request a callback via this link: bit.ly/48cTdcR.
Hello. Yes, CIBIL score is required for an education loan on the Vidyalakshmi portal. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Deva, Since you don't have a middle name, you can leave that field empty as it is optional. In the last name section, you can enter your name again. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Devraj, Kindly write an email to vidyalakshmi@proteantech.in regarding the issue you’re facing. If you need assistance in your education loan simply request a callback at bit.ly/48cTdcR, one of our financial officers will be in touch with you shortly and provide complete guidance.
Hello ma'am, I am a student with no income, so I entered 0 in the income field. However, it showed me to enter a numeric value with only up to two digits after the decimal point. Could you please assist me with this issue?
Hello, When you are filling out the occupation section in the personal information make sure that you have selected as a student, and try filling out zero. If you are still not able to fill then we suggest you to write an email to the Vidyalakshmi customer using this mail ID: vidyalakshmi@proteantech.in and they will help you. If you are seeking one-on-one assistance with your education loan process then our team is here to help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hello, If you are applying for an MCA, you should upload your BCA mark list as your highest qualification mark list. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam I just wanna ask you I am a student of IIT BHU and I want to take loan up to rupees 10 lakhs but my family income is above 8 lakhs so mam the vidylakshmi portal is asking for security because of loan amount above 4 lakhs but mam in SBI Scholar Loan portal it is mentioned that no mortrage has to be given below 20 lakhs for IITs so what should I do ??
Hello, The Vidyalakshmi portal is a government website that facilitates easy applications to multiple banks. So, for loans exceeding 4 lakhs, the portal will require security. However, the SBI Scholar Loan is a scheme offered by the State Bank of India (SBI). We suggest you to watch this video on SBI scholar loan scheme using this. link: ua-cam.com/video/AHlfECFbMPo/v-deo.htmlsi=v6J0XZCt2cnDJywy&t=177.
Hello ma'am By mistake i have registered on Jansamarth portal and now i have to apply it on vidyalaxmi and now on the last step you have already registered on Jansamarth what to do now
Hello, Please note that once you apply on the Jansamarth portal you cannot apply on the VidyaLakshmi portal. We suggest you go through with the Jansamarth portal only. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Yeah but my loan is below 3 lac and I have no guarantor and jansamarth portal is asking for guarantor who pay ITR And in vidyalaxmi portal they are not asking for guarantor because my loan is below 3 lac What to do please help me
Hi, You can write an email to grievance@jansamarth.in. or Customer.support@jansamarth.in and request the portal support team to cancel your application.
Ma'am can you just tell me that which class marksheet I have to upload and what to upload in proof of admission section, can I upload loan letter provided bye the university??
Hi Aditya, You can upload your graduation marksheet and your admit letter which you have received from the university in the 'proof of admission section'. You can reach out to our team to get assistance with education loans. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get back to you shortly.
Hi Om, Kindly reach out to us, our team can provide assistance on this matter. We can definitely help you secure an education loan for the remaining 3 years of the course. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
Hello, as the banks have the same criteria despite the branches you cannot apply for a different branch. Try choosing another bank for an education loan. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will be assigned to analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Sagar. Yes, you can apply through the Vidyalakshmi portal but getting an education loan for training courses and for such low loan amount requirements is difficult.
Mam in own source/scholarship section i have paid 1lakh already to the college so can I mention that or can i add 0 in this section if i wouldn't have any scholarship/own source or willing that for the rest amount i will go for loan completely?
Hi Ayush, We suggest you add '0' in the own source/scholarship section if you don't have any funds. You can get the amount reimbursed that you have paid to the college after your loan is sanctioned. You can get in touch with our team to receive assistance in your education loan process. We will help assist with checking your eligibility with 15+ private and public banks and help you in getting an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get in touch with your financial officer.
@@WeMakeScholars Thankyou for helping me with this query. Mam the reimbursement amount will be credited to the student account itself only or have to do something else as per what the bank says?
Mam,I have already completed 2 years of my degree programme and I want to apply loan for 3rd and 4th year ,what are the changes that I have do in the application form when comparing to this video.
Hello, If you are applying for an education loan for the remaining two years of your course, you can fill in the remaining duration and update the fees accordingly in the application. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, the bank (Bank of Baroda) asked me to fill out the loan application form under vidyalakshmi scheme and submit it along with a form they provided. I haven't started filling out the form since I wanted to know is it possible to download the loan application form after filling out in pdf format and submit it directly to the bank.
Hello Sidharth, One can download the application from the Vidya Lakshmi portal after submitting the form. You will find the application ID option, and by clicking on it, you can download the PDF format of the form. But there are other banks with better education loan products and our team can help you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi, We suggest you drop an email to vidyalakshmi@proteantech.in for your issue. Could you please let us know, where do you intend to study- in India or abroad?
plz hlp me ...........I have submitted everything but the loan is not yet approved it was the 10th day ...what can I do now ...if I call the manager they addressed we are did b but higher authorities want to approve your and they are saying there are a lot of peoples u have to wait ...is this true
Hello Amith, It is true that higher authorities must also approve the education loan. However, it doesn’t take much time if you go through our organization. We are partnered with 15+ public and private banks and our team can fasten your education loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, Credila is an NBFC, and only specific banks are listed on the Vidyalakshmi portal. However, our team can assist you with an education loan from Credila or any other bank. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hi there. To apply for an education loan, you must have a PAN card. We advise you to apply for a minor PAN card, and once you have one, you can contact our team. We will help you apply for an education loan that best fits your needs by assisting you in checking your eligibility with 15+ public and private banks. A dedicated financial officer will get in touch with you soon if you call 9889882090 or submit a callback request using this link: bit.ly/48cTdcR.
Hello Lokesh, Please note that you have to upload the details of your co-applicant only. You cannot upload your mother's PAN card if she is not your co-applicant. If the CIBIL issue is not that serious, you can contact us we have a CIBIL rectification team who can help you. We are partnered with 15+ public and private banks and a dedicated financial officer can connect you to suitable banks by analyzing your profile. You can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam, Is it necessary to apply for those banks and the respective branch in which one alreeady has an account or can we apply in any bank and branch irrespective of having an account in that branch or not?
Hi Arpan, You can choose any bank for your education loan. Please note that, you need to open a new loan account with the bank you’ve taken the loan from. Speak with our team as they can suggest you the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hello, If the education loan requirement is low, banks will be reluctant to give education loans. Therefore, the Vidyaloans team helps students with low education loan requirements. Vidyaloans is a trusted organization we are partnered with to help students with education loan requirements of less than 7.5 lakhs. The processing fee is charged by Vidyaloans for the education loan process and not by the bank. However, it is up to the student to pay the processing fees. If you are willing to continue with your education loan process, then we suggest you stay in touch with the Vidyaloans team. Hope you have understood.
Hi, As the Vidyalaxmi portal is a Government portal, kindly write a mail to vidyalakshmi@proteantech.in for any issues. Our team will assist with your loan process by checking your eligibility with more than 15 public and private banks, and increase your chances of getting an education loan that suits your profile. You can connect with your financial officer by requesting a callback using this link: bit.ly/48cTdcR or give a call on this number: 9889882090
Ma'am pls answer...that's the last problem i'm facing while filling mg form, in the expenses section, i'm confused whether i should fill the whole fees that i pay to my university (including tution fees+user charges+university development & faculties charges+ other charges) in the tution fees section or just my tution fees. I'm asking this because all these charges are mentioned in the fee structure that i'm submitting to the bank. Wouldn't there be any problems? Or else should i fill these other charges in the books and equipments section...if i do so, won't there be any problem in amount disbursement to my university ?? Please answer Ma'am i'm so confused😢 😢😢
Hello, You can enter the college fees under the 'Tuition Fees' section, and the charges for books and equipment under the 'Other Expenses' section. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Syed, If you are not earning anything, leave the income section blank on your side and fill in the co-applicant's income only. Hope you have understood.
Hello Shyam, It is mandatory to have a PAN card to apply for an education loan. We suggest applying for a PAN card and start with your education loan process. We are partnered with 15+ public and private banks and our team can help you throughout your education loan process. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam i am taking loan in last year so what i should write in duration of course my course was of 5 year and i amm taking loan in this last year kindly tell
Hello, If you are applying for an education loan for the remaining years of your course, you can fill in the remaining duration and update the fees accordingly in the application.
May God Bless you. You are doing so good to us, students.
With in how many days should we submit the application form to Bank..????
Yes
It was so helpful, Dear. Thank you❤🙏 from Assam. 😊
Hello, Thank you for your valuable feedback. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Thank you so much !! Very helpful ❤️
Why my bank representatives insists me to upload application on vidyalakshmi portal & not jansamarth
Hey! Vidyalaxmi is a website that lets you apply for an educational loan to any bank through it and Jansamarth has education loan subsidy schemes. So, you are asked to apply through Vidyalaxmi.
But instead of all that, you can apply on our website by filling a small form using this link: bit.ly/48cTdcR. You can also get our services free of cost and without any hassles that you might face when you go by yourself.
Did you get the education loan through we make scholars team
What if college don't provide hostels can we show them PG as a hostel expenses? Please reply important
महोदया आपकी टीम के द्वारा प्रोसेसिंग फीस के नाम पर 10,000 की मांग की जा रही है जबकि आपके द्वारा बोला जाता है की आपकी टीम निशुल्क सहायता करेगी।।
Hello Ritik. We believe our employees do not take any money for the services we provide. The processing fee you mentioned is probably the fee taken by the banks because all banks take a processing fee for your education loan which is around 10,000 rupees.
We would like you to confirm with your financial officer about what the processing fees was. And if really something is wrong at our end, please write to us at hello@wemakescholars.com and we will resolve it.
We care ullu banata h free free we care walo ne commission Lene ke liye dusri agency hier ki h wah kya business h wo bhi process se pahle
Thanks Akka ..Helped in critical sìtuation.....❤
can you help me ?? in this to know more about this
@@Nikhil-u8o Ha tell me
Whose details to fill in co-obligant/guarantor, if the property is on student's self name
Hello, Could you please let us know where you intend to study- India or abroad?
@WeMakeScholars abroad
Hello, If the property is on your name then kindly enter you details only in the guarantor section. If you are seeking one-on-one assistance for your education loan, our team can help you with the process. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Should I provide the indirect liability in case of being a gauranter in past with a bank account different from current?
Hello Aditya! Yes, you should also include the details of the guarantor's indirect liabilities and proceed with your application.
@WeMakeScholars In the bank details section, when I entered the ifsc code of bank for Co-applicant, no result was found. What should I do for it?
Hello Aditya, We suggest cross-checking the entered IFSC code to prevent errors.
sir we are wongly apply jansamardh there is show No Mach found your profile doese not match with contactless bank products your processed offline
Hello, It seems like your profile for an education loan did not match with any of the bank's loan products.
THANKYOU SO MUCH ❤VERY HELPFULL VEDIO FOR ME 🎉
For the past 23 days the status is only showing " In Progress " what to do ? I also sent my grievances but no reply
Hello Siva, We suggest you write an email to Vidyalakshmi customer support using this mail ID: vidyalakshmi@proteantech.in they will get back to you. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hlo mam some banks are not taking the application in jansamrth. They are asking in vidhya Lakshmi portal
Hello Saritha, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jansamarth portal, so we recommend speaking with the concerned bank. Hope you have understood.
Mam, my bank manager is telling that you may get subsidy scheme by applying on vidyalaxmi, there is no need for applying on jansamarth, mam please let me know is it correct or manager is not interested to give benefit of subsidy to me..
Hello,
I have already applied for ed loan for commercial pilot training programme in South Africa through wemakescholar. I have been already assigned a loan officer to me.
SBI, Axis Bank, IDFC Bank, ICICI, HDFC has already rejected my loan application.
Bank of Baroda may give me loan but your loan officer said that you dont work with BOB any more becuase they increases the spread afterwards.
is there any other option left for me?
do you provide assisstance to students who apply through vidhya laxmi portal?
I think you should mail your query to "WeMakeScholars".
@@jaineeverma9992 I will surely do. Thanks.
Hi Tushar, Kindly note that study in South-Africa is not accepted by all public banks. But we do case-by-case deviation approval from circle CGM. Unfortunately your chain deed is missing for your collateral. Private Banks and NBFC’s will not consider south-Africa -aviation. These were some of the reasons for your loan not getting approved. I hope you’ve understood. If you’re still having any queries, kindly write an email to hello@wemakescholars.com our team will provide the necessary guidance.
Hello mam in personal details section whenever i write father name in father section it shows input alphabet characters only how to solve it
Hello Ankit, As this is a technical issue kindly drop an email to the Vidya Lakshmi customer support using this email ID: vidyalakshmi@proteantech.in they will assist you.
Usme se space remove kr do aap ho jayega fir
I am getting error after completed my application form i want to apply for scheme but i am getting error nonstop
Hi, Please note that as Vidya Laxmi portal is a Government portal and there might be high volumes of applications due to which you might be getting this error. We would suggest you to get in touch with our team who will help you get an education loan by checking your eligibility with 15+ public and private banks so you can get the best education loan which suits your profile. Please request a callback on this link: bit.ly/48cTdcR
Bank is saying that we can only aply through vidya lakshmi portal for subsidy.. Never aply through jan samarth. And I aplyed through vlp for subsidy.
Hello, To apply for the CSIS scheme one should through the Jansamarth portal. We provide this information from the official SBI documents. We provide this information from the official SBI circular. Also, the Vidya Lakshmi portal itself says that if one wishes to avail of the CSIS scheme, please go through the Jansamarth portal.
When I try to register myself in the register section , after filling up the form when I tried to submit the notification of jansamarth keeps coming up... Please help me out
Hello Meenakshi, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?
Can we get sanctioned letter online through vidyalakshmi portal …we currently outside of India
Hello, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?
Mam maine jab vidya laxmi ke portal pe apply for loan scheme mai gaya tha tab sab bank ka naam dalne ke baad website bol raha haj you are already registered to jan samarth and aage ka process nhi hoo raha hai tho kya karu please reply
Hello, agar aapne pehle se Jansamarth portal par register kar liya hai, toh aap Vidyalakshmi portal par dobara apply nahi kar sakte. Hum aapko suggest karte hain ki sirf Jansamarth portal ke through hi apne education loan ka process karein. Agar aapko education loan process mein one-on-one assistance chahiye, toh hamari team aapki madad kar sakti hai. Hum 15+ banks ke saath partnered hain aur ek dedicated financial officer aapka profile analyze karenga aur suitable banks se connect karenga. Hamari team se contact karne ke liye, is link par callback request karein: bit.ly/48cTdcR ya iss number par call karein 9889882090.
Madam what is mean by direct and indirect liability
Hello Tarun. In terms loan, Direct liability means when the borrower has personal responsibility to repay the loan, while indirect liability means a third party's obligation to repay, like a guarantor or co-signer. Hope you have understood.
5.Details of the security offered
Is this compulsory to fill?
Please tell me mam
Hello Sanjai, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?
My bank had told all the documents are there and they will send it to main branch approx 1 dec
But till now there is no update regarding it that my loan is sanctioned or not . How will i know this can u clarify
Hello Raj, We recommend contacting the concerned bank to get clarity on the status of your education loan application.
Maam। Mein mera ek problem horaha ki. Jab sab document submit kiyaa with double verified. Jab email pe. Message ataa hei ki. Your loan application is not match with any bank product. Iska matlb kay. Meri bank of Maharashtra se apply kiyaa. Huu. Please maam mujhe subsidiary milegaa naa maam. Ye kaaran se. Eligible to nhi hogaa na. Please solve this problem.।।। 😢😢😢.। Ki ye offline bank se baat karu jis branch me apply kiya hu. Waha pe.
Hi, Aap direct bank me jaakar baat karen, wahi aapki issue resolve kar sakte hai, aur solution denge. Kyun yah ek Government website hai hum aapki madad nahi kar sakte. Aap Customer.support@jansamarth.in yahan mail bhi likh sakte hai aapke issue ke liye.
Mam,There is no last name in my name what can I do...
Hello, In the last name section, you can enter your name again. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you.
I have not applied on jansamarth but I have got myself registered there and then I am applying it from Vidya Lakshmi portal but when I am submitting my form it is showing me that you have already registered on jansamarth what should I do now ?
Hello Priyanshi, If you have already registered on the Jansamarth portal, you cannot apply again on the Vidya Lakshmi portal, and vice versa. We recommend using the Jansamarth portal to apply for an education loan. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hey @175priyanshisingh8 ! I am having the same issue here
What did you do to resolve this?
My fathers civil is not good didi i get loan and also his kcc money didn't able to pay right now
Hello Dharmveer, The CIBIL score is required for an education loan on the Vidyalakshmi portal. If the CIBIL issue is not very serious, we have a CIBIL rectification team who can help. We are partnered with 15+ public and private banks and our team can help you with your education loan process if your required loan amount is more than 7.5 lakhs. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Very helpful thankyou so much
In the tution fee section do i have to fill only the tution fee?
What about university charges, security n other fees payable to college?
Please answer
Hi, you can include your university charges and the other fees payable to the university in the tuition fees itself.
Thank you mam for giving such a good information for us❤
how to edit 2nd bank details in application form
Hi, Kindly ensure that until you have submitted the final form the bank details are editable. and the process of applying and understanding the terms can be tedious. If you are slightly not assured about it then it is recommended to get in touch with the Financial Officer by simply tapping on the link: bit.ly/48cTdcR. The team will promptly reach out and assist you in the best way possible. They will help you out with the whole process and compare the terms with the leading 14+ lenders in India. All the best!
In marksheet what exactly do we have to upload?
Hi, You should upload your last academic mark sheet. If you face any issues related to your loan process, feel free to speak with our team. They can provide the necessary guidance and assistance. Request a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.
@@WeMakeScholars thnku so much
Except SBI any other bank offers top-up loan like im doing my 3 years ug then if i take admission in pg bank will reschedule my moratorium period? And increase my loan limit?
Hello. Yes, if one takes an education loan for PG on top of an already existing loan then banks will extend the moratorium period and increase the loan limit. There are some other banks that offer top-up loans by checking the eligibility, course and others for granting the additional loan amount and our team can help you with the process. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars free?
Because I won't pay any kind of fee's
Except Bank fee's
Hi, Our organization is funded and supported by the Ministry of IT, the Government of India under the Digital India campaign. Our motive is to assist students with education loan support who are planning for higher studies. As this initiative comes under the Digital India campaign we do not charge any service fees, it's totally free.
Hello is am applying for sisters education loan, our both parents are not alive. Please guide me that in parent's details column whose details will be entered. Whether mine as brother or father/mother details who are not alive.
Hello Himanshu, If you are the natural guardian of the student you can fill in your details. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam
Can I get interests subsidy through CSIS scheme and state government scholarship both
please reply mam
Hello Aditya. Yes, if you are eligible you can get both the CSIS scheme and state government scholarship.
Mam, my bank manager is telling that you may get subsidy scheme by applying on vidyalaxmi, there is no need for applying on jansamarth, mam please let me know is it correct or manager is not interested to give benefit of subsidy to me..
Hello Ankit, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jansamarth portal, so we recommend speaking with the concerned bank. Hope you have understood.
Mam, but what about subsidy. Can I get CSIS subsidy after applying on vidyalaxmi portal??
I'm a student and unemployed, and it is still asking to fill the income for all sources option... what to do?
Hi, You can just mention '0' as your income.
Mam student ka pan card na ho to form nhi bhar sakte kya??? Plzz btao
Hello, Education loan ke liye PAN card mandatory hota hai. Agar aap minor hain, toh aap minor PAN card ke liye apply kar sakte hain. Hum aapko suggest karte hain ki pehle PAN card banwayein aur jaise hi aapko PAN card mil jaye, aap apna education loan process start kar sakte hain.
What to type in education if we have just passed out +2
Hello Ronit, You can fill in as Intermediate/Higher secondary education. If you are seeking one-on-one assistance with education loan our team can help you. We are partnered with 15+ public and private banks and we can connect you to suitable banks by analyzing your profile. We will assign you a dedicated financial officer who will help through out the education loan process. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello mam
Which are the banks that can give me bank loan to do ACCA course? (PROFESSIONAL COURSE)
Hello, Please note that banks do not provide education loans for professional courses.
@@WeMakeScholars thank you mam
In the pan card number section, can i fill my father's pan card number if i don't have one ?
Hello Vageesha, the applicant must have a PAN card to apply for an education loan. We suggest you to apply for the PAN card and continue with the application on the Vidyalakshmi portal. If you are seeking one-on-one assistance with your education process our team can help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
18:47 mam i got admission in nit and my family income is less than 1 lakhs so my tuition fee becomes Nil and still I want loan for other expenses then what should I have enter in tution fee section
Please mam reply 🙏🏻
Hello Ujjwal, Since you don't need tuition fees you can fill in as zero. However, banks would be reluctant to provide education loan just for living and other expenses. We suggest you talk with your bank regarding your situation and fill out the form accordingly.
Thank you mam@@WeMakeScholars
mam by putting my father's name in the information section it is telling to write alphabet characters only what should i do to fill it properly?????
Don't give space
Hello, please make sure that there are no spaces between your names. You can also try registering again later. Please write an email to vidyalakshmi@proteantech.in if the problem persists as there may be a technical error.
Hello ma'am
Like you mentioned that the gurantor details are shown if the loan amount is high. But what if the amount is below 3 lakhs and the guarantor section isn't showing and the bank still asked me to fill the section for the guarantor .
It will be really helpful if you could reply
Hello Tanistha, If the education loan amount is less than 7.5 lakhs, there is no need to provide collateral. You can fill in the guarantor details, but banks will not require collateral for education loan amounts below 7.5 lakhs.
Mam what does subsidy mean??? Literally I'm not getting it...
Hi Niddhi, In an education loan, a subsidy means that the government waives off your interest which you pay in your moratorium period (course duration + 6 -12 months) but you will have to pay full EMIs after the moratorium period. You can only be eligible for the CSIS ( Central Sector Interest Subsidy Scheme) if you meet the eligibility criteria. Please contact your financial officer to know more details. They'll assist you in checking your eligibility with 15+ public and private banks and help you get an education. Kindly request a callback using this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get in touch with you shortly.
Hi mam in a vidhya Lakshmi portal my status show prima facie eligible what is the next step mam . Mam is there any problem mam please reply mam😢
Hello, There is no problem, yet a lot of people receive notifications indicating they are eligible but never get loans. You can get in touch with our team, and we will help you with your education loan. Our financial officer will assist you in determining your eligibility with the banks we work with and putting you in touch with the ones where your chances of receiving an education loan are higher. A committed financial officer will get in touch with you soon if you call 9889882090 or use this link to get a callback: bit.ly/48cTdcR.
Ma'am mere father k DOB change he ni horra ..wht to do?
Hello Sara, as this is a technical issue kindly write an email to Vidyalakshmi customer support using the email address: vidyalakshmi@proteantech.in and they will assist you.
Ma'am my documents is not uploaded
It's write file with multiple extensions is not allowed ....
So please 🙏 help me ..
Hello, Ritick. The size of all documents should be 2 MB, and your files should only be in the following formats: .jpeg, .png, .pdf, and.tiff.
What happens after our loan application gets approved, do we have to go to bank? or amount gets credited in our bank account?
Hello Abhinav! Once your education loan is approved, you should visit the bank. If you've taken your education loan through our organization, please speak with your financial officer, or we suggest contacting the concerned bank directly.
Mem kya me 2 year ke liye hi loan apply kr skti hu ...agr mujhe 1st and 2nd year me hi chahiye or 3rd and 4th year me khud se pay kr du to kya meko laon mil jaye
Hi, Aapko loan mil sakta hai lekin aapko baaki ke academic years ke liye proof of funds show karna padhega, kyun ki banks apki overall course ki cost consider karte hai. Aap hamari team se contact kar sakte hai assistance ke liye. Hamari team aapki eligibility 15+ banks me check karne me aur loan sanction me madad karegi. Aap yah link par callback request kijiye: bit.ly/48cTdcR ya yeh number par call kijiye: 9889882090 hamari team se connect karne ke liye.
Mam ky banks Loan dene se pehle koi bhi money demand krti h for anything ...if we apply through csis scheme of vidyalakshmi portal ...and if loan amount is around 4 lakh then what
Hlo didi I have just passed class 12, like. You how you proceed the education loan through csis scheme
@@udittayal90 first of all fill the application form at vidyalakshmi portal.... Then proceed further
@@riddhigiri2401 but didi I want to take education loan through csis scheme
Hello Riddhi, agar aap CSIS scheme ke liye eligible horahe hai tho, aapko Jansamarth portal se apply karna hai education loan kliye. Jansamarth portal me eligibility check karne aur form-filling process ke liye ek baar ye video check kariye ua-cam.com/video/1qdzHGnoqEs/v-deo.htmlsi=Oa3E0OqwOzfbODwF. Agar aap education loan ke liye assistance maang rahe tho, hamara team aapko help karega. Hamara team ko contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.
Hello Udittayal, If you want to apply for an education loan through the CSIS scheme, you should apply through the Jansamarth portal. Here is a reference video link on checking eligibility for the CSIS scheme and form-filling process on the Jansamarth portal: ua-cam.com/video/1qdzHGnoqEs/v-deo.htmlsi=Oa3E0OqwOzfbODwF. If you are seeking one-on-one assistance with your education loan process, our team can help you. A dedicated financial officer will be assigned to analyze your profile and connect you to a suitable bank. To contact your financial officer request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
In case if we have applied for CSIS scheme , do we need to provide the EWS certificate as well?
CSIS is not for ews category people but to people of all categories whose family's annual income is less than 4.5 lakhs.
I'm OBC and I can apply to csis and I'm also taking a loan currently?
Hey! it's not required. If your family income is less than 4.5 LPA then you are eligible for the scheme and proof for the same are required. If you are looking for an education loan, Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR
Thank you very much mam,❤❤❤❤❤❤❤
Hello, Thank you for your valuable feedback. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
hello please reply can we get disbursed amount of loan in our account because university is asking for fees first so if bank provide the fees direct to university then what about our money which i have submitted to college...
Hi Jatin, we can definitely help you in this situation. If the university is asking you to fulfill a financial condition, we will talk to banks to wire transfer your fees to the university. About the money which you’ve already paid, we can help you with the reimbursement by talking to the bank officials. Speak with our team to get the necessary guidance and assistance in this matter. Request a callback at bit.ly/48cTdcR Our team will get back to you shortly.
most banks offer 7.5 lakh loan without collateral and on Vidya laxhmi theyre asking about securities for any loan above 4 lakh. Do I put in about a LIC in the box so I can move forward?
Please help me on this 🥺
Hi, Please keep in mind that loans of up to 7.5 lacs do not require any collateral. However, if it asks for security, you can mention your LIC and include it as security while filling out the form.
@@WeMakeScholars thank you very much 💙
Mam I'm 17 years old and I don't have a pan card, so what should i enter over there?
Hello, Please note that to apply for an education loan PAN card is mandatory. You can apply for a minor PAN card if you are a minor. We suggest you apply for a PAN and once you get the PAN you can start your education loan process. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
We have to mention joint account details or parents single account
Hello Hasmita, You can mention your co-applicant's single bank account. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Maam is it compulsory to put number of installments .?
Hello Sanjeev, As you can input only two digits, we suggest entering the maximum number of installments in that section to avoid any complications. Hope you have understood.
In Jansamarth portal, eligibility is checked in starting itself. After that, 10 steps have to be completed to apply for loan in which bank branch has to be selected in the last step. After completing all the steps, you receive an SMS and mail stating that you are not eligible for the loan , please reply mam
Hello Acharya, The banks have different types of education loan products and if the student's profile doesn't meet the criteria then they are considered ineligible. One can reapply on the Jansamarth portal after 1 month of cooling period. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
Ma'am when I enter my university name it shows invalid what should I do?
Hi Abhi, Please send an email to vidyalakshmi@proteantech.in regarding your issue.
Hi mam, for applying education loan from 2nd year. What will be the course duration time to give and in fees section from which year we will give the fees structure from 1 year or 2 nd year.
Hello, Since you are applying for an education loan from 2nd year you can write in the remaining years as your course duration and fee structure of the current year. Hope you have understood.
Ma'am i have a doubt
In the section where its is asking INCOME FROM ALL SCOURCES, i this section we had to fill my income or my parents.
I dont earned bcz i am a 12th passed student.
Please tell me ma'am
Hi Chaitanya, you can fill your income as '0' if you are not working.
@@WeMakeScholarsit's not working... we have to put something there which is not zero and not alphabet
Maam, plz reply 😢😢
In liability what should i enter whethee i should leave empty
@@AmithKumar-w9o if you/co- applicant have availed loans then you must fill in the loan amt there it's in the video
Hi, If you or your parent have any type of liability, such as a loan, you can specify the amount; if there is no liability, you can enter '0'.
What if my loan amount is below 7.5 lakhs and is it necessary to put any securitys if not how will I skip that option while filling the form
Hi Daniel, When you specify that your requirement is less than 7.5 lacs, the section asking for a guarantor does not display, hence no collateral details are required. I hope this has answered your question.
Hi Ma'am, who's income from all the sources we have to mention in Loan Application form Tab.
Hello Shahid, If you are filling in the applicant's details then the applicant's total income from all the sources. If you are filling in the co-applicant's details then the co-applicant's total income from all the sources has to be filled. Hope you have understood. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
mam will we get CSIS scheme benefit if we apply in Vidya Lakshmi portal ??
Hello. To avail the CSIS scheme benefit you must apply through the Jansamarth portal, not the Vidyalakshmi portal. Once you are eligible for the CSIS scheme, then you must process your education loan through the Jansamarth portal. Here is a detailed video link on the form-filling process in the Jansamarth portal: ua-cam.com/video/1qdzHGnoqEs/v-deo.htmlsi=PT_NJz1JjfLKFEnV. If you are seeking one-on-one assistance with the education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
i don't have my last name on my documents and the portal is not accepting what to do? mam
Hello, Diksha. Try writing your first name twice. Please contact our team to receive one-on-one support with your education loan. You can request a callback at bit.ly/48cTdcR or call 9889882090, and a dedicated financial officer will contact you shortly.
Hi mam ,
Main ne vidya laxmi portal pr registration kr liya h but bank walo ne ye bola h ki aapka institute bank main show nhi ho hora is problem ka kya solution h please help me
Hi Muskan, This is the reason why we suggest students to go via WeMakeScholars rather than going directly to the bank. Humari team aapko koi bhi college/institution ke liye education loan process karwane me help karegi, aapki eligibility 15+ public and private bank me check karkar apko best education loan dilwane ke liye jo aapki profile ko suit kare. Aap humare financial officer se connect kar sakte hai yeh link par callback request karkar: bit.ly/48cTdcR
Ma'am Mera date of completion hoga 2028 mgr show ni horra wht to do?
Hello Sara, Apne course ki completion date ko theek se check kare aur application ko fill karne ki koshish karein. Agar phir bhi problem aa rahi hai, toh aap Vidyalakshmi customer support ko iss mail ID par email likhiye: vidyalakshmi@proteantech.in. Woh aapko help karenge. Agar aap apne education loan process mein one-on-one assistance chahte hain, toh hamari team aapko help kar sakti hai. Hum 15+ public aur private banks ke saath partnered hain aur ek dedicated financial officer aapke profile ko analyze karke aapko suitable banks se connect karenge. Hamari team se contact karne ke liye, aap iss link se callback request kar sakte hain: bit.ly/48cTdcR ya call kare 9889882090.
Ma'am ,When i submit my loan application form it says that i have already submitted and they give an email for login but that email is not related with me. I don't know that email. How do i apply my loan please help me.
Hi Shabnam, Your phone number appears to have been used by someone else. Please try filling out your application with a different phone number. Please reach out to our team for assistance with your education loan. We will assist you with checking your eligibility with 15+ banks and help you with your loan process. You can request a callback using this link: bit.ly/48cTdcR or call 9889882090 to contact our team.
@@WeMakeScholars Thank you Maam
But what if my father is NRI and he doesn't fill the ITR ?
Hi Harshita, You can still apply for an education loan even if your father is an NRI. If he does not file an ITR, other documentation will be required. You can find out the specifics and requirements by speaking with your financial officer. Our team will help you apply for an education loan that meets your needs by assisting you in checking your eligibility with 15+ public and private banks. A dedicated financial officer will contact you shortly if you call 9889882090 or request a callback via this link: bit.ly/48cTdcR.
Is require students father cibil score for vidhya lakshmi education loan
Hello. Yes, CIBIL score is required for an education loan on the Vidyalakshmi portal. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
My name is only DEVA no middle aur last name then what should i do please help
Hello Deva, Since you don't have a middle name, you can leave that field empty as it is optional. In the last name section, you can enter your name again. If you face any issues with the portal, you can contact Vidyalakshmi customer support at vidyalakshmi@proteantech.in and they will assist you. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
My SBI IFSC code is not showing in vidya laxmi portal what to do?
Hi Devraj, Kindly write an email to vidyalakshmi@proteantech.in regarding the issue you’re facing. If you need assistance in your education loan simply request a callback at bit.ly/48cTdcR, one of our financial officers will be in touch with you shortly and provide complete guidance.
Hello ma'am,
I am a student with no income, so I entered 0 in the income field. However, it showed me to enter a numeric value with only up to two digits after the decimal point. Could you please assist me with this issue?
Hello, When you are filling out the occupation section in the personal information make sure that you have selected as a student, and try filling out zero. If you are still not able to fill then we suggest you to write an email to the Vidyalakshmi customer using this mail ID: vidyalakshmi@proteantech.in and they will help you. If you are seeking one-on-one assistance with your education loan process then our team is here to help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
If I need loan for my MCA education which mark list should i add? Entrance mark list or BCA mark list?
Hello, If you are applying for an MCA, you should upload your BCA mark list as your highest qualification mark list. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Mam I just wanna ask you I am a student of IIT BHU and I want to take loan up to rupees 10 lakhs but my family income is above 8 lakhs so mam the vidylakshmi portal is asking for security because of loan amount above 4 lakhs but mam in SBI Scholar Loan portal it is mentioned that no mortrage has to be given below 20 lakhs for IITs so what should I do ??
Hello, The Vidyalakshmi portal is a government website that facilitates easy applications to multiple banks. So, for loans exceeding 4 lakhs, the portal will require security. However, the SBI Scholar Loan is a scheme offered by the State Bank of India (SBI). We suggest you to watch this video on SBI scholar loan scheme using this. link: ua-cam.com/video/AHlfECFbMPo/v-deo.htmlsi=v6J0XZCt2cnDJywy&t=177.
Hello ma'am
By mistake i have registered on Jansamarth portal and now i have to apply it on vidyalaxmi and now on the last step you have already registered on Jansamarth what to do now
Hello, Please note that once you apply on the Jansamarth portal you cannot apply on the VidyaLakshmi portal. We suggest you go through with the Jansamarth portal only. If you are seeking one-on-one assistance with your education loan process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Yeah but my loan is below 3 lac and I have no guarantor and jansamarth portal is asking for guarantor who pay ITR
And in vidyalaxmi portal they are not asking for guarantor because my loan is below 3 lac
What to do please help me
How to unregistered or cancel registration on Jansamarth portal
Hi, You can write an email to grievance@jansamarth.in. or Customer.support@jansamarth.in and request the portal support team to cancel your application.
Ma'am can you just tell me that which class marksheet I have to upload and what to upload in proof of admission section, can I upload loan letter provided bye the university??
Hi Aditya, You can upload your graduation marksheet and your admit letter which you have received from the university in the 'proof of admission section'. You can reach out to our team to get assistance with education loans. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 and a dedicated financial officer will get back to you shortly.
Maam I doing btech, i want laon only for 2-4 th year (3years) as i have already submitted 1 st year fees . What should i do while filling
Hi Om, Kindly reach out to us, our team can provide assistance on this matter. We can definitely help you secure an education loan for the remaining 3 years of the course. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
What did u do?
Can we apply to the same bank but to a different branch if we get rejected?
Hello, as the banks have the same criteria despite the branches you cannot apply for a different branch. Try choosing another bank for an education loan. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will be assigned to analyze your profile and connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
mam, i want a education loan for fitness trainer course which is 80k only, is it possible to apply through this?
Hello Sagar. Yes, you can apply through the Vidyalakshmi portal but getting an education loan for training courses and for such low loan amount requirements is difficult.
Mam in own source/scholarship section i have paid 1lakh already to the college so can I mention that or can i add 0 in this section if i wouldn't have any scholarship/own source or willing that for the rest amount i will go for loan completely?
Hi Ayush, We suggest you add '0' in the own source/scholarship section if you don't have any funds. You can get the amount reimbursed that you have paid to the college after your loan is sanctioned. You can get in touch with our team to receive assistance in your education loan process. We will help assist with checking your eligibility with 15+ private and public banks and help you in getting an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call this number: 9889882090 to get in touch with your financial officer.
@@WeMakeScholars Thankyou for helping me with this query. Mam the reimbursement amount will be credited to the student account itself only or have to do something else as per what the bank says?
Hi Ayush, The reimbursement is generally made to the loan account.
@@WeMakeScholars Ok mam Thank you
Mam,I have already completed 2 years of my degree programme and I want to apply loan for 3rd and 4th year ,what are the changes that I have do in the application form when comparing to this video.
Hello, If you are applying for an education loan for the remaining two years of your course, you can fill in the remaining duration and update the fees accordingly in the application. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, the bank (Bank of Baroda) asked me to fill out the loan application form under vidyalakshmi scheme and submit it along with a form they provided. I haven't started filling out the form since I wanted to know is it possible to download the loan application form after filling out in pdf format and submit it directly to the bank.
Hello Sidharth, One can download the application from the Vidya Lakshmi portal after submitting the form. You will find the application ID option, and by clicking on it, you can download the PDF format of the form. But there are other banks with better education loan products and our team can help you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
My status is closed and remarks shows untraceable can you explain this mam
Hi, We suggest you drop an email to vidyalakshmi@proteantech.in for your issue. Could you please let us know, where do you intend to study- in India or abroad?
plz hlp me ...........I have submitted everything but the loan is not yet approved it was the 10th day ...what can I do now ...if I call the manager they addressed we are did b but higher authorities want to approve your and they are saying there are a lot of peoples u have to wait ...is this true
Hello Amith, It is true that higher authorities must also approve the education loan. However, it doesn’t take much time if you go through our organization. We are partnered with 15+ public and private banks and our team can fasten your education loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
is hdfc credila is applicable for vidyalaxmi
Hello, Credila is an NBFC, and only specific banks are listed on the Vidyalakshmi portal. However, our team can assist you with an education loan from Credila or any other bank. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Does not have pan card due to below 18what to do
Hi there. To apply for an education loan, you must have a PAN card. We advise you to apply for a minor PAN card, and once you have one, you can contact our team. We will help you apply for an education loan that best fits your needs by assisting you in checking your eligibility with 15+ public and private banks. A dedicated financial officer will get in touch with you soon if you call 9889882090 or submit a callback request using this link: bit.ly/48cTdcR.
Can I apply my mother's pan card as my father civil score is not good ??
Hello Lokesh, Please note that you have to upload the details of your co-applicant only. You cannot upload your mother's PAN card if she is not your co-applicant. If the CIBIL issue is not that serious, you can contact us we have a CIBIL rectification team who can help you. We are partnered with 15+ public and private banks and a dedicated financial officer can connect you to suitable banks by analyzing your profile. You can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
If your father's civil score is not good then please make the co applicant as your mother. And enter her pan card details
The direct/ indirect liability part, my father has a shared loan with his brothers should I include it? The amount of the loan or should I not?
Hello. Yes, you should include the liability on your father.
Hello Mam,
Is it necessary to apply for those banks and the respective branch in which one alreeady has an account or can we apply in any bank and branch irrespective of having an account in that branch or not?
Hi Arpan, You can choose any bank for your education loan. Please note that, you need to open a new loan account with the bank you’ve taken the loan from. Speak with our team as they can suggest you the best bank suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
I want to apply education loan for rs 4lakh but at Vidyaloan site I have to pay 10000rs as processing fees which is too much for students like me
Hello, If the education loan requirement is low, banks will be reluctant to give education loans. Therefore, the Vidyaloans team helps students with low education loan requirements. Vidyaloans is a trusted organization we are partnered with to help students with education loan requirements of less than 7.5 lakhs. The processing fee is charged by Vidyaloans for the education loan process and not by the bank. However, it is up to the student to pay the processing fees. If you are willing to continue with your education loan process, then we suggest you stay in touch with the Vidyaloans team. Hope you have understood.
Mam university name is shown but course is not shown on search bar
What to do now ?
Hi, As the Vidyalaxmi portal is a Government portal, kindly write a mail to vidyalakshmi@proteantech.in for any issues. Our team will assist with your loan process by checking your eligibility with more than 15 public and private banks, and increase your chances of getting an education loan that suits your profile. You can connect with your financial officer by requesting a callback using this link: bit.ly/48cTdcR or give a call on this number: 9889882090
Ma'am pls answer...that's the last problem i'm facing while filling mg form, in the expenses section, i'm confused whether i should fill the whole fees that i pay to my university (including tution fees+user charges+university development & faculties charges+ other charges) in the tution fees section or just my tution fees. I'm asking this because all these charges are mentioned in the fee structure that i'm submitting to the bank. Wouldn't there be any problems? Or else should i fill these other charges in the books and equipments section...if i do so, won't there be any problem in amount disbursement to my university ?? Please answer Ma'am i'm so confused😢 😢😢
Hello, You can enter the college fees under the 'Tuition Fees' section, and the charges for books and equipment under the 'Other Expenses' section. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Maam i am graduate but unemployed what should i mention about my income
Hello Syed, If you are not earning anything, leave the income section blank on your side and fill in the co-applicant's income only. Hope you have understood.
If student does not have oan card what to do?
Hello Shyam, It is mandatory to have a PAN card to apply for an education loan. We suggest applying for a PAN card and start with your education loan process. We are partnered with 15+ public and private banks and our team can help you throughout your education loan process. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars k thank you mam
Mam i am taking loan in last year so what i should write in duration of course my course was of 5 year and i amm taking loan in this last year kindly tell
Hello, If you are applying for an education loan for the remaining years of your course, you can fill in the remaining duration and update the fees accordingly in the application.
Mam... How to apply for students quata instand of employee
Hi Mohanalakshmi, We didn’t get your question. Could you please elaborate?
Mam ,I can't submit the details by mobile .is there any solution for that .plz reply mam
Hello, Please login your file on a laptop or pc and try to submit your application.
Thank u for the information.@@WeMakeScholars