Getting a Month Ahead and Building Our Emergency Fund! Savings Challenges | Cash Stuffing

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  • Опубліковано 7 лют 2025
  • Hi Friends! You know we love putting money towards these two goals so let's have some fun with savings!
    Welcome to my budgeting channel. I’m a mom of 4, wife, and nurse budgeting our way to becoming debt free! This channel will have videos of our real budget, debt payoffs, cash stuffings, and savings challenges!
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    Connect with me:
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    Stefsonabudget
    PO Box 45242
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    Disclaimer: I’m not a financial advisor. This channel showcases our personal journey to financial peace 💛💜
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КОМЕНТАРІ • 54

  • @DawnsSunriseBudgeting
    @DawnsSunriseBudgeting 23 години тому +2

    Hi Stef! I finally got to my first $100 in my Month Ahead this week and was so excited. If I didn't watch you and your progress I probably wouldn't have started. And I didn't think about my debt month ahead and shifting it to my new minimums. so smart!

  • @kayhutson7577
    @kayhutson7577 2 дні тому +9

    I love the month ahead snowball method. I had never thought of doing that until I watched one of your videos. Now I have 4 fully funded envelopes too. Several years ago, I decided to pay $150 each month on my utilities. I had enough credit on my bill this month that I only had to pay $25 on my $296 bill. I paid my usual $150 and now have a credit for my next bill of $125. (Amounts are just examples.)

    • @joannam.9276
      @joannam.9276 2 дні тому +1

      I do the same for my utility bill! It’s so helpful

    • @rufusjune9163
      @rufusjune9163 День тому

      I thought the same thing! I'm going to try it now. Such a good idea! 🙂☮️❤️

  • @themomlifeco
    @themomlifeco 13 годин тому

    i love how you do you month ahead. never saw this before. i will let everyone know where i learned it. you just rock Stef

  • @brendaproulx3052
    @brendaproulx3052 4 години тому

    Great job stuffing. Last year, I was able to save 3 months ahead on our bills & get $1000 in Emergency Fund. So this year, I will do up to 6 months or further ahead & another $1000. The bacon & egg challenges are adorable.

  • @ozzietux
    @ozzietux День тому

    Great work. Congratulations on reducing the month ahead debt payment. You are doing awesomely with all of these binders.

  • @MarianaSantos-ip2nx
    @MarianaSantos-ip2nx День тому

    Can i just say that I loveee your month ahead and emergency fund videos. My faves 🫶🫶🫶

  • @MakeupJunkie119
    @MakeupJunkie119 Годину тому

    Can you do a video with ALL of your binders and share what they are for and how you fund them?? Your system is awesome and your brain works like mine! I’d love to set mine up similarly. Thanks!

  • @PenniesNotPerfection
    @PenniesNotPerfection 23 години тому

    all these little challenges are so cute! 💖💖

  • @AnnaBananaBudgets
    @AnnaBananaBudgets 2 години тому

    Hi! New subbie here from Valerie’s post. Love the snowball method for the month ahead binder.

  • @PansyBudgets
    @PansyBudgets 2 дні тому

    Hi Steph! Thank you for bringing us along while you adjust your month ahead binder! That was helpful. Yay for adding more to your emergency fund!! 🩷

  • @Bydgetbycamilla
    @Bydgetbycamilla День тому

    My favorite video. Great savings today. I loved how you switched the dice and its still the same number. Hahahaha

  • @misha7427
    @misha7427 2 дні тому

    Loved this video my sweet friend. Hope you’re having a fabulous week.

  • @tinaspencer3509
    @tinaspencer3509 3 години тому

    Great video 💖
    I hope you have a fabulous weekend 😊

  • @kayvandermeer8994
    @kayvandermeer8994 2 дні тому +1

    That was a nice jump in the debt month ahead! I really like it when there are catch all challenges in binders so there are no IOU's. That means there is not less money to play with for the next time, so more to watch.

  • @Lifeoverdebt
    @Lifeoverdebt День тому

    Hey bestie! ❤❤ Listening while running errands and doing all the sucky adult things! Love ya bunches! ❤❤

  • @sandrashomaker8094
    @sandrashomaker8094 2 дні тому

    Hi Stef, love the month ahead videos.

  • @TeeSavesMoore
    @TeeSavesMoore 2 дні тому

    Hi. Great video and I think I need to implement the $3 it’s doable without stretching myself thin. Thank you for this Ah ha moment.

  • @SavingsandSunshine
    @SavingsandSunshine 6 годин тому

    Hi, Great job saving! 💰☀️

  • @AEBudgetz
    @AEBudgetz 2 дні тому

    Hi Stef, them dices were really telling you were they wanted to go😂. Fun video, Blessings

  • @TracyBirds
    @TracyBirds 2 дні тому

    Great progress!

  • @paulasimperfectplans
    @paulasimperfectplans День тому

    I started doing y holiday binder with the same kind of snowball inspired by you!

  • @yolandareese923
    @yolandareese923 День тому

    Great job!!❤❤

  • @latishawarren8841
    @latishawarren8841 День тому

    Great savings ❤

  • @lolethawoods786
    @lolethawoods786 День тому

    Happy Thursday Stef 😊

  • @MissKSaves
    @MissKSaves 2 дні тому

    I do my month ahead like that as well. Grwat video

  • @susanpacheco8318
    @susanpacheco8318 2 дні тому

    Great video! I have a catch all in each binder! It’s a big help.

  • @simplylivingsaves
    @simplylivingsaves День тому

    Het Stef! Great savings❤

  • @lisaalmonte3880
    @lisaalmonte3880 День тому

    Favourite video.

  • @DenaMenard
    @DenaMenard День тому

    Great video ❤

  • @budgetingbydeenaus
    @budgetingbydeenaus День тому

    I also save my month ahead for emergencies 😊❤

  • @mindysbudgeting
    @mindysbudgeting День тому

    Hi my friend I really love this but I don't feel I'd get anywhere in a while but I guess that's the point just start😊❤

  • @mrsf5608
    @mrsf5608 День тому +1

    Your method for saving an extra month ahead has been a real help to me. I was stuck trying to think how to put away 3-6 months of expenses and now I know! Thank you thank you thank you!!! Would you share who you have your high yield savings account with. Im about ready to do that but so much choice and a lot online (I'm older and used to bricks and mortar banks). I imagine there are a few of us that this advice would help! Thank you Stef for another great video🤩🤩

    • @johnstouchpad6437
      @johnstouchpad6437 День тому

      Check your local credit unions

    • @mrsf5608
      @mrsf5608 День тому

      @@johnstouchpad6437 Thank you!

    • @stefsonabudget
      @stefsonabudget  День тому

      Thank you so much for watching. I’m so glad you found something that’s working for you. Slow and steady, we got this!! I use Ally for my HYSA. I like them, especially the buckets system so you can break out your money into little categories you want. I think Ally is at 3.8% right now which compares to the others. 🩷 I have a referral code if you like them but of course no pressure. I know some other creators that use capital one and like them as well.

    • @mrsf5608
      @mrsf5608 День тому

      @@stefsonabudget 😘 thank you and yes please to the code.

  • @KansasMomSaves
    @KansasMomSaves 2 дні тому

    Yay This is my fav video 🎉 Stef where is your HP placeholder from?

  • @LifeWithMeEileen
    @LifeWithMeEileen День тому

    Hey stef!!! I’m on the new channel 🥰

  • @joannam.9276
    @joannam.9276 2 дні тому +1

    💚

  • @sylviasaldivar8652
    @sylviasaldivar8652 День тому

    😊😊😊

  • @sofiakarim2978
    @sofiakarim2978 2 дні тому

    ❤❤❤

  • @bargainCocobudgets
    @bargainCocobudgets 2 дні тому

    Hi Steph big hugs from Coco

  • @tammyburkey9811
    @tammyburkey9811 День тому

    Looking to find a high yield savings Account . Any suggestions?

  • @CashBudgetRetiree
    @CashBudgetRetiree 2 дні тому

    ❤ Hi Stef! ❤ I like how you do your Month Ahead Binder. From Valerie @CashBudgetRetiree
    22:41 Great, great job, Stef! I watched your video all the way through. ❤❤❤

  • @adrienneadelsperger897
    @adrienneadelsperger897 День тому

    🩷🩷

  • @jessesmith4196
    @jessesmith4196 2 дні тому

    💜💙🩵 you should have some happy mail waiting for you

  • @WillBudgetForCoffee
    @WillBudgetForCoffee 2 години тому

    ❤❤

  • @marienunuvyerbiznez697
    @marienunuvyerbiznez697 2 дні тому

  • @Sjohnson324
    @Sjohnson324 День тому