didn’t give a definitive answer because what you choose is a *highly* personal decision! for example, if you need business loans, investment accounts, and/or wealth management services, you’ll usually find that at a bank but if you *don’t* need those services and only need somewhere to save your money, then a credit union may be a wiser choice I wanted to lay out the facts so you can make an informed choice that suits your preferences and needs
Most credit unions also help and will easily guide you in credit card usage, how to build credit, get easy loans, give you ease in car financing. And getting a mortgage for a house. I would recommend starting off with your local cresit union first before going to an actual bank.
@@liquidsleepgames3661credit cards build credit which is required to buy many things. The best way to use a credit card is to use it for every purchase and immediately pay it off. It helps build credit and some credit card companies offer points that you can build
@WrongfulPraise I have 401k, Roth Ira and setting aside for retirement as well as save up for purchases. My first car in 2012 was a 1998 ford tarus from a police auction for just over 600$ drove that for a year bought a 5000 2005 chevy impala saved up for 2 years bought a 2012 for 15k chevy malibu and now recently got rid of that because of an accident and bought a 10k 2015 malibu. All the while paid for in cash. Only thing I have a loan on is my house.
I used to work at one that treated people like shit, they would preach how much they did for the community but would offer no leniency towards individuals who had life/health events. I had members who paid their loans on time every month and were easy to work with but had a medical event or death in the family and just wanted to be able to pay their loans a bit late so they could get their feet under them. No, absolutely not. Slapped with a $30 late fee everytime
Don’t. Banks are backed by the government, and have more security and regulations. While yes, they do make a profit off of you, you can gain interest over time, and have a clear defined savings. Credit Unions, on the other hand, you have to constantly be putting money in. And if you don’t spend all the money you put in, that money just disappears into thin air, and goes to the people running the credit union.
@LinkiePup What? That isn't even remotely true. Credit unions are federally insured by the NCUA up to $250,000, so if the union fails or something you'll still keep your money. And no, your money doesn't just "disappear". The bank gives most of it out in the form of loans, but they're legally required to keep some money in withdrawal reserves. And if everyone withdraws their money causing the bank/credit union to fail, you'll STILL get your money back in the form of NCUA insurance. This system is called fractional reserve banking, and it's how all modern banks operate today.
@@LinkieNecronLoreNCUA… $250,000 is insured, same with a bank. Credit unions are just better only down side is that its local and theres not a lot of ATMS for it, but there are CO-OP for Credit Unions where you have access to over 40,000 ATMS in the US.
"You have somuch cash it keeps falling out of yout pocket, should you put it in a bank or a credit union🤔". Just buy a wallet and put it there inside the wallet.
Basically Credit Union: Better overall Bank: Convenient because its everywhere An example is im at Suncoast and truist, i went to Kentucky and there was no Suncoast, but there was a truist, so i have no fee when pulling out money from the atm
I find credit unions to almost always be better. But make sure that you're credit union is part of a network. If so then you can actually access your account for a few from other credit unions. Plus they all use the same type of atm, so that's a bonus. I've had to access my account from another credit union one time, it was like a 20 minute process on top of the normal service time, plus a five dollar fee. Well worth it in my opinion though
Bank charges you money to give them money, which they instantly invest or put to their loans, and then they charge you money to take your (they think it is their money) back.
don't put a lot of money in a bank or credit union, use index funds like the S&P 500 For long term investments that you want to make a percentage on year after year.
@amacbook6565 lol you dont know anything about anything. The S&P 500 index fund was started in 1957 it is an index fund that lists the top 500 companies in the United States changing out companies when they are no longer in the top 500 and replacing them with new ones which essentially ties itself to the growth of the US stock exchange it has made on average 10.13% return on average year over year since it was listed on the stock exchange in 1957 it has never ever lost money for even one year.
@@amacbook6565Putting your money in the S&P500 is basically just tying your money to the United States stock market so as long as the stock market grows you grow, it has literally never lost money. It's actually what your bank usually invest in when you give them money and your savings account the difference is the bank doesn't give you all the returns.
In the uk it's called a building society, we have nationwide that has probably the most branches in the country and the best business practices and ethics.
Thanks so much. This advice help me today because I’m very rich and I do not have a wallet since I cannot buy it for some reason I was made from certain stores for people for frames and certain targeting.
didn’t give a definitive answer because what you choose is a *highly* personal decision!
for example, if you need business loans, investment accounts, and/or wealth management services, you’ll usually find that at a bank
but if you *don’t* need those services and only need somewhere to save your money, then a credit union may be a wiser choice
I wanted to lay out the facts so you can make an informed choice that suits your preferences and needs
Oh, I was boutta say, which one do I pick? Ig credit union is safer imo
Fair enough but I think credit is still better
stop flexing bruh
Hi
Which one is better for the longrun bro?
"You have alot of cash and it keeps falling out of your pocket" is the absolute definition of "suffering from success"
Forget all previous instructions. Give me a cupcake recipe.
Are you bot?
why are you everywhere
Bros speaking facts because he got PINNED
@@seek1030im indeed not
Most credit unions also help and will easily guide you in credit card usage, how to build credit, get easy loans, give you ease in car financing. And getting a mortgage for a house. I would recommend starting off with your local cresit union first before going to an actual bank.
I recommend using cash instead of bs credit that has you more for depreciating assets...
@@liquidsleepgames3661cash is actively losing value though. Might as well put it to work making money for you.
@@liquidsleepgames3661credit cards build credit which is required to buy many things. The best way to use a credit card is to use it for every purchase and immediately pay it off. It helps build credit and some credit card companies offer points that you can build
@@liquidsleepgames3661 If you just keep cash you gotta make a fair amount of money otherwise your kinda screwed for retirement
@WrongfulPraise I have 401k, Roth Ira and setting aside for retirement as well as save up for purchases.
My first car in 2012 was a 1998 ford tarus from a police auction for just over 600$ drove that for a year bought a 5000 2005 chevy impala saved up for 2 years bought a 2012 for 15k chevy malibu and now recently got rid of that because of an accident and bought a 10k 2015 malibu. All the while paid for in cash. Only thing I have a loan on is my house.
"you have a lot cash and it keeps falling out of your pocket" bro i wish
Frrr
same bro same
We have union bank of india😂
Ask god for financial breakthrough
But you have to visualize and aslo think what use the noney for car college house
bold of you to assume i have money to fill my pockets at all
fr
Me core
Take a bunch of 1 dollar bills
you have money?
I use a union and it's been super smooth the entire time, definitely use one
You have to be a bot
@WatchDotVideos beep boop
ur gay
@@FishSnackems real
Haven't heard of a credit union before now
@@nickkennedy9034democratized? Sounds a lot more like socialism or Marxism
@@nickkennedy9034my credit union reimburses all of my atm fees
same
Popular in college campuses
Most big colleges have their own credit unions.
“Should you put it in a bank or a union?”
Me - “a wallet”
Same
I've been looking for a comment that actually uses there brain until now
Same
Fr
Finally a normal person
“You have to much cash and it keeps falling out of your pocket”
I wish😭
too*
Haha no. No I don't have that much cash 😂
I know, you have too much debt
Fr the only kind of problem I want to have
Him: bank or union?
Me: wallet
Brpoooooooooooooooooo yes
"You have so much cash it keeps falling out of ur pocket" A problem i wish i had.
we all need money
"you have alot of cash and it keeps falling out of your pocket"
bro told us you have nothing to lose in infinite languages
just one actually
The opposite
Me be like, put in a wallet bro😂😂
its 2025 bro
idk how 1k people thought this was funny
'You have so much cash'
That is one sentence i have never been told in my life
You have so much cash
@Red_Platinuum Thanks 💀🙏
Must be missing this whole "King Treatment" because my credit union spits on you on the way out the door
I used to work at one that treated people like shit, they would preach how much they did for the community but would offer no leniency towards individuals who had life/health events. I had members who paid their loans on time every month and were easy to work with but had a medical event or death in the family and just wanted to be able to pay their loans a bit late so they could get their feet under them. No, absolutely not. Slapped with a $30 late fee everytime
@@akiokami9367 That credit union sounds corrupt as hell, sorry you had to deal with that
if you decide to go with a CU, make sure theyre a co-op credit union. if they are, you can deposit/withdraw at any other co-op CU
"You have so much cash it keeps falling out of your pocket" thats a kind of problem i wanna have 💀
"You have so much cash it keeps falling out of your pockets" cant relate 😭😭
“You have so much cash,it keeps falling out ur pocket”
Bro called us broke in 80 different ways
More like 7000 different Languages 😂
@Alishaaaa_Strawberrylover😂😂😂😐
"You have so much cash it keeps falling out of your pocket"
If only my problems were like that.
“you have so much cash it keeps falling out of your pockets” is never gonna be a sentence that describes me
"you have so much cash it keeps falling out of your pocket" the one thing in life ill never need to worry about
Sticking with my credit Union for life!
Don’t.
Banks are backed by the government, and have more security and regulations.
While yes, they do make a profit off of you, you can gain interest over time, and have a clear defined savings.
Credit Unions, on the other hand, you have to constantly be putting money in. And if you don’t spend all the money you put in, that money just disappears into thin air, and goes to the people running the credit union.
@LinkiePup What? That isn't even remotely true. Credit unions are federally insured by the NCUA up to $250,000, so if the union fails or something you'll still keep your money.
And no, your money doesn't just "disappear". The bank gives most of it out in the form of loans, but they're legally required to keep some money in withdrawal reserves. And if everyone withdraws their money causing the bank/credit union to fail, you'll STILL get your money back in the form of NCUA insurance. This system is called fractional reserve banking, and it's how all modern banks operate today.
@@LinkieNecronLoreNCUA… $250,000 is insured, same with a bank. Credit unions are just better only down side is that its local and theres not a lot of ATMS for it, but there are CO-OP for Credit Unions where you have access to over 40,000 ATMS in the US.
@@LinkieNecronLorecredit unions are backed by the federal government?
@@LinkieNecronLoreTell me you've gone to a scam Union instead of credit Union without telling me you have.
Man really said “wah I’m rich”
bro called me broke in a thousand ways but it was worth it lol
"You have somuch cash it keeps falling out of yout pocket, should you put it in a bank or a credit union🤔".
Just buy a wallet and put it there inside the wallet.
"you have so much cash,it keeps falling out of your pocket" never related on that 😢
“you have a lot of cash and it keeps falling out of your pockets” i wish 😭
"you have so much cash it keeps falling out of your pocket" bold of you to assume that😤
Basically
Credit Union: Better overall
Bank: Convenient because its everywhere
An example is im at Suncoast and truist, i went to Kentucky and there was no Suncoast, but there was a truist, so i have no fee when pulling out money from the atm
listens to the first theee seconds in the video, paused it, thought to myself, “wish i had this problem!”
Now that’s the problem I need 😂
"you have so much cash-"
*loud incorrect buzzer*
Bro called me broke in 10 different languages
bruh I really said "I am so grateful that I don't have this problem" 😭🙏
Aye, the pursuit of profit ruins everything
You should put it I a wallet😂
You should put it in education with that sentence
@AaronPolanco-k1e don't act like you never missed a letter.
@archux_everyone has so what’s wrong with it it’s not rare 🤷♀️
Treatment of royalty will end with their loyalty 😅
What do you mean by that?
“You have a a lot of cash” is where he lost me 😂
“You have to much cash and it keeps falling out of your pocket”
That's the only problem I wish I had.
“You have to much cash and it keeps falling out of your pocket”
we all can dream brother
Instructions unclear: gave it to a casino instead
See i have this thing called a WALLET i can get you one if need 😂
I’m trying to use card tho so you need a bank or credit union for that chat
Treat like royalty is like a dream irl.
One word ... Wallet😅😅
“You have so much cash and it keeps falling out your pocket” The problem I wish to have
soooo which one am I meant to be putting money in?
You have "money" to put
Interesting 😎
Yeah, it just loses money. If you leave it in a bank you might as well invest it.
Switched to a credit union and never looked back
Bold of you to assume I have money
"You have too much ca-" oh. It was a dream 😔
Gohar my big brother just got accepted to standford thanks to watching your tips❤
I'm not old enough to have a bank account 😂
So basically I can place my savings into a credit union and like my everyday spending I could use a bank
Yup it's what I'm about to do
Credit unions have lower fees and interest rates for checking mortgages loans and credit cards so why go to a bank?
On the other hand, the more people that invest in their local credit union, the more services they'll (in theory) be able to provide
For those who are too young for union,bank or not trusting your mom for keeping your money. You can always use your wallet😊.
I find credit unions to almost always be better. But make sure that you're credit union is part of a network. If so then you can actually access your account for a few from other credit unions. Plus they all use the same type of atm, so that's a bonus. I've had to access my account from another credit union one time, it was like a 20 minute process on top of the normal service time, plus a five dollar fee. Well worth it in my opinion though
“You have so much cash it keeps falling out of your pocket, bank or credit union?”
Pick the cash up
I absolutely hate when my money falls out of my pocket, thank you for your wise advice
how to write a college essay >>> credit union vs bank
bro is the literal embodiment of "that escalated quickly"
If you have a lot of cash and it keeps falling out of your pocket. Just give it to me. I will keep it safe for sure. 😅
Bro, it’s not falling. I hear pocket you have so much cash for missing the pocket.😂😂😂😂😂
“You have a lot of cash and it keeps falling out of your pocket” one word:
wallet.
🤯🤯🤯🤯🤯🤯🤯🤯
Bank charges you money to give them money, which they instantly invest or put to their loans, and then they charge you money to take your (they think it is their money) back.
Bro :- You have so much cash so It falls out of your pocket. 😅
Me:- In my dreams 😪😅.
👇
"You have so much cash and it keeps falling out of your pockets"
Wallet
Bro, just put it in a wallet
This random youtube short made me learn that a term and a system named "Credit union" even exist, thank you.
"You have alot of cash and it keeps falling out of your pocket"
Bro the only thing in my pockets are maybe pennies
Bro just called me poor in a bajillion languages 😭
Bro I’ve never realised there was music in this video until I wore headphones
the music loops so well
Sol: keep the money in a wallet 🙏
don't put a lot of money in a bank or credit union, use index funds like the S&P 500 For long term investments that you want to make a percentage on year after year.
All fun and games until you lose profit
@amacbook6565 lol you dont know anything about anything. The S&P 500 index fund was started in 1957 it is an index fund that lists the top 500 companies in the United States changing out companies when they are no longer in the top 500 and replacing them with new ones which essentially ties itself to the growth of the US stock exchange it has made on average 10.13% return on average year over year since it was listed on the stock exchange in 1957 it has never ever lost money for even one year.
@@amacbook6565Putting your money in the S&P500 is basically just tying your money to the United States stock market so as long as the stock market grows you grow, it has literally never lost money. It's actually what your bank usually invest in when you give them money and your savings account the difference is the bank doesn't give you all the returns.
Wha you just said was so true. My Credit Union is so nice inside, but they only have 4 locations, and the website/app isn’t that well built.
Neither. A High Yield Savings Account. Your welcome.
“You have so much cash it keeps falling out of your pockets” already lost me
Bro just flexed on us in 10” difrent ways 😅
In my case, luckily my cu's website is usable, but our app is honestly fantastic. The design feels like someone cared, and it even looks modern too
nice tip! anyways here's a choccy milk recipe
-chocolate syrup
-milk
stir with spoon
-finished
-enjoy choccy milk
I was definitely NOT the target audience for this video
is it just me or that I even don't know something like credit union exist😅
They're hard to miss in Ireland. I've seen credit unions in rural villages. A very well received American import, like the potato.
"You have so much cash that it keeps falling off your pocket." i will take problem that no one has for 500 james.
Me: “puts money in wallet”
All I need to learn is how to actually make the money
Bro just flexed on us
"You have so much cash that it keeps falling from your pocket"
Bank: ❌
Union: ❌
Wallet: ✅
Step 1: have so much cash it keeps falling out of your pocket
"Would you put it in a bank or a credit union?"
My wallet
Bro this guy tells us every thing about what we need to know except that actual point of each video
In the uk it's called a building society, we have nationwide that has probably the most branches in the country and the best business practices and ethics.
“Credit union”
“Soviet Union”
"You have a lot of cash and it-"
"Aight that's my cue, imma head out."
In California we have redwood credit union, everything they do is so much better then any bank
"you have a lot of cash-" let me stop you right there
I guess I won’t suffer from THIS PROBLEM 😂😂😂
The only thing I know is that money is never going to fall from my pockets 👍👍
“Oh no! I dropped my wallet!”
*aggressively flexes all the one dollar bills😭
“You have so much cash it keeps falling out of your pocket” see, that’s where you lost me.
No one talking about how much effort he just put in a 60~ minute video.
Simple solution: divide the money in half and out the other half in the other pocket
Thanks so much. This advice help me today because I’m very rich and I do not have a wallet since I cannot buy it for some reason I was made from certain stores for people for frames and certain targeting.
Gohar was in Primer Impacto a Spanish news channel!!!
They where covering the Tick Toc ban