1. There is no age limit for achieving self-reliance. Everyone has their own life path-some lives are shorter, while others are longer. 2. Smiling with your better half is better than crying alone in a Ferrari.
Its not always the money but everything comes with a money The thing is you will get this money at age 50 but now you can't do stuff that we are expecting to do in 20s to 30s You mostly need money in that age but sadly no middle class have Moral - jo bhi app portfolio banaoge ya kuch invest kroge apki aane wale generation use iphone or car me college jayenge Jaise hum bhi office k baar genz ko dekhte hai
Bhai 20 saal baadh that 2.55 crores cost to 42lakhs ( assuming Inflation at 9%,/year , cz 2010 inflation was 9% ) & tax deduction & all will hamper the profit returns more too.
What should people in 30’s should do?. Because just before 2 years these kinda podcasts or any financial knowledge sharing has been started. So what people in 30’s should do to start to reach FIRE?..
For the past few days I have been continuously thinking about investing money it's a really helpful video Thank you so much sir for this valuable knowledge 😊❤
I dont like the people who are disconnected with reality and just talk about sip,long term, numbers etc. Stay away from them. They think everyone is living life like them.
Really informative interview and good guidance from Sanjay. I'm a big fan of Sanjay as he has a very good knowledge of the market, investment strategies and his tips are really helpful for all youths and Sanjay was my ex colleague also.
Sir I think you guys speaking lot of unrealistic rent 15k is nothing Bangalore minimum facility house will comes with 25 to 35k in whitefield.and if go with medium builder 900 to 1000sqft house will come within 60 then 1lac salary person afford this house
bhai ap ka ek podcast dekhta ho to dil karta hai dekhta rohon boht kuch seekhne ko milta hai or hamesha intzaar reheta next kab aye ga ab boht dino se dil kar raha tha podcast dekhe ka wo bhi tech kar or bhai ap ne bna bhi diya boht shukria ajay suneja bhai aise or podcast lekar atey rehana or ap ki marrige life kaise chal rehi hai jab ap ki shadi hui thi to ek song bhi aya tha thora sa bta de❤❤❤❤❤❤🧡💜💜💙💗💓❤❣👩❤👩💕💞
If invest all money without buying house by living on a rent then after 10-15 years, all my money will be use to buy house only after all these years plus i have paid rent for these years. In pune i can buy 2 bhk at 60-70 lakh but if i save all money to same buy same house after 15 years at 3 crore. So what you have achieved. Atleast for safety buy 1bhk if you want to secure your life. Never know what will happen to your family after your sudden demise
Loved it TBH. I am 21 rn. and it was such a insightful podcast for all of us. Especially like us who are in their 20's. A HUMBLE request to you from your subscriber to make a podcast with a CLOUD ENGINEER. Not a Devops one. CLOUD ENGINEER podcast.
Its humble request aap pls chahe jo kare. Lekin aap long term ke liye SIP ka bolte hai vo baat aur aapke samjhane ka tarika kayal jaroor kar deta hai. Main aapka fan hu aur rahunga sir. Bus jo baat apki personality ko aapki thinking suit nhi karti vo mujhe laga aaj keh deta hu.
I’ve had majority of my holdings in tech stocks and irrespective of market changes, I’ve done pretty well especially with apple’s P/E(price to earnings ratio) gaining over 30% this past decade, now my questions is what stocks do you think will be the next apple in terms of growth for the next decade.
It might be difficult finding the next apple within the tech stock sector, apple has performed way better than the others, maybe look outside of tech stocks.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’“Aileen Gertrude Tippy for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I'm in my mid 20s n still don't know sht about investment 😭😭😭i don't have money to invest either😂 but even if I had i really have what's the right way to begin with n who to trust / consult for valuable advice n guidance not all trader give good advice some experiment on their clients' money some of my cousin has lost his money even after following traders advice 🤧😅
after 20 yrs 2.5 cr value is equal 75lakhs only, for after 20yrs - 75 lakhs that is not big number because your child education at least 30 lakhs is required
I didn't like the way he has demotivated others like "At first come under 40 LPA package then come to me." He doesn't know the average salary of Indian. Very much disheartening.
@TechnicalSeneja Sir video achha he aur financial awareness k liye b achha he... lekin social media ne itni awareness failai he ki government bhi aware ho gyi he aur tax badhaye ja rhi he... gov nhi chahti ki koi rich bane... Aur ye video khi Nirmala Tai na dekh le khi scheme pta chal gai to aur tax badh jayega...😢😢
Hello sir, i am from non IT background and currently in service based company with 4-5 LPA package and 1.5 years of exp. Currently my primary skill is PLSQL and projects I have worked is one support project and one project on LABWARE LIMS . Can you please suggest which domain should I choose (like Devops, Data analysis, Data engineering, etc) as I am very confused from many months and can't focus on anything due to this.
At 22.28 See considering the inflation rate at 5% , that 2.5 crore returns on 50 lakh invested , reduces to 95 lakh after 20 years/ Formula = (Money value)/ (1.05)^years So just 45 lakh profit is not that big enough with respect to 2.5 crore. So its better to do SWP after 20 years on this accumulated corpus and stop these SIPs and continue Mutual Funds till retirement. In this way the active income will also increase and future will also be secured since you will also get EPF money after retirement.
Isn't it not accurately 2.5 crores when you take consider into the dicount price of the money and taking the 2.5 crores to present value which would be less thatn 50lakhs under 8-10% discount price ?
Wariko sir i have purchased your how to take charge of your money. But kabi oska price 299 batata hai kabhi 659 aur mere se 959 charge kiya gya. Please ek price site pr de. Clarification de
Aaj ek baat Sanjay sir ki out of coverage hogai. Maine Sanjay sir ko bahut suna lekin aaj pata chala FnO heavily karte hai. Ye baat digest nhi hui. FnO bhi to speculation hi hai sir. Aap gamble hi to karte hai. Agar aaj aapko pata chal jaye ki put upar ya call upar. To aaj ji aap aapna crore rupees laga ke Arabpati ban jaoge na. Lekin aisa nhi hota na. Kitani bhi study kar ko. Speculation to speculation hi rahega na. Isako kya samjhna hai aur samjhana hai.
Bhai more than 10% not possible in service based companies, that’s means sab ko resign kar Dena chahiye?? Podcast is good, can you please also cover the financial background? I’m waiting for such kind of podcast, jiska family financial background 0 ho 😊
Hello Bhai, Main 2023 graduate hu in bachelor's of arts. Currently I'm learning Web development. Is there any chance that I will get a job cause I'm from non-tech background. Please Reply.
I have seen many many podcasts but nobody display their portfolio I don’t know why. How should we believe something just by saying or talking. Also they don’t even tell their mutual funds too. Don’t say we have verified bcoz that doesn’t shows audience to trust you. Try something new let’s stop making fools … may be let’s begin with you show us the proof, only then your talks have some value.
Aap ek taraf kehte hai ki mere pas ek company ka bhi share nhi hai aur FnO kar rahe hai. Lekin kon sa logic hai aapka. FnO se to share lena jyada achha hai na long term ke liye.
I am starting new in IT, so what do you recommend should I go for data engineer or software development? Please shed some light on salary and scope as well. I really appreciate your guidance.
Aur 80 lakh mai accha ghar mai dilwa dunga delhi mai ab agar kisi ko rehna hi sharuk khan bnke hai to there is no option Remember in long run we are all dead so live a peaceful and happy life 😊
This guy scares ppl more rather than educating PPL in India only 5% PPL only earn abv 8500rs.. he is speaking abt. Urban and metro regarding difficult to survive in 1lac
It was an honor to be at the podcast
Sanjay Bhaiya - U are simply great
Half an hour well spent I must say. It made my day thankyou
Peace of mind and happiness is more important than SIP and mutual funds.
Bhai paisa bhi jaruri hai
@uu_kelelee How much money you need is based on what your needs and wants are
@@rickymahakul3871 Maine kab bola ki nahi chahiye. Par SIP ke chakkar mei Aaj ka life enjoy karna math bhul jaao
Without money there is not peaceful life
To get a peaceful life you don't required 10Cr portfolio as well...!!!
1. There is no age limit for achieving self-reliance. Everyone has their own life path-some lives are shorter, while others are longer.
2. Smiling with your better half is better than crying alone in a Ferrari.
Wow 5 crore + portfolio at age of 48 is really good while doing job sir....(Calculated using crash of 4 June tip ) great work 👍😊
4th June vala koi crash nhi vo to recover hogya tha crash to ab aarha h 1 month se upr hogya h downfall dekhte hue
Absolutely delighted to listen to Sanjay sir ❤
Thanks for watching! I'm glad you enjoyed it.
Keep happy with low salary and low work pressure keep investment and grow.
Thanks for watching! I'm glad you enjoyed it. :-)
Very informative podcast Ajay Bhai.! पैसा कमाना और बचा कर इन्वेस्ट करना सही ज्ञान मिला हैं।
Thanks for watching! I'm glad you enjoyed it. :-)
Absolutely right 👍 mr Sanjay sir I started Sip today small amount 100
Good job, watch it grow like a plant! Water regularly and plant more trees
Superb podcast & very very realistic advice & no exaggeration. Keep inviting him
Thanks for watching! I'm glad you enjoyed it. :-)
Its not always the money but everything comes with a money
The thing is you will get this money at age 50 but now you can't do stuff that we are expecting to do in 20s to 30s
You mostly need money in that age but sadly no middle class have
Moral - jo bhi app portfolio banaoge ya kuch invest kroge apki aane wale generation use iphone or car me college jayenge
Jaise hum bhi office k baar genz ko dekhte hai
2 lakh ka portfolio bna rakha h sir apki video dekh kar meri age 22 h abhi mere ko pootfoliyo 50 lakh ka Karna next 10-15 year me 😍
Aaram se hojayega aaka 15 saal Mai to aur jada hojayega
Portfolio ki spelling ni ati or tune 2 lakh kr lye?😂
Haanji, sabka kya haal hai? Is podcast ko end tak zaroor dekhna-bohot kuch seekhne kko milega. :-) last me thank you bolke Jaoge.
Bahut badiya sir
Bahut kuch sikhne ko mila
Mai regularly follow krta hu aapko
Aaj Mera portfolio 7 lakh ka hai
1 cr ka target hai
Sach mai thank u bro
tatti mileage ...faltu video h
Bhai 20 saal baadh that 2.55 crores cost to 42lakhs ( assuming Inflation at 9%,/year , cz 2010 inflation was 9% ) & tax deduction & all will hamper the profit returns more too.
video is already at 1.25x
😂😂
N I'm watching it at 2x😂
Same 😂 @@WebDevAnjali
😂😂😂😂
Awesome insights from podcast 😊
What should people in 30’s should do?. Because just before 2 years these kinda podcasts or any financial knowledge sharing has been started. So what people in 30’s should do to start to reach FIRE?..
For the past few days I have been continuously thinking about investing money it's a really helpful video Thank you so much sir for this valuable knowledge 😊❤
Thanks for watching! I'm glad you enjoyed it. :-)
Mam only sip in mf
@@nandinisingh9364 Hi
I dont like the people who are disconnected with reality and just talk about sip,long term, numbers etc. Stay away from them. They think everyone is living life like them.
Bhai it works.. Dont just say “stay away” and ignore it..
kya disconnected, tum karo options.
They are telling you to aim for 1 lakh per month first. They are extremely clear here.
Beautifully explained sir thank you ❤
Really informative interview and good guidance from Sanjay. I'm a big fan of Sanjay as he has a very good knowledge of the market, investment strategies and his tips are really helpful for all youths and Sanjay was my ex colleague also.
Hi, I’m facing some financial challenges at the moment. Any support would be greatly appreciated. Thank you so much for considering 🥺
Sir I think you guys speaking lot of unrealistic rent 15k is nothing Bangalore minimum facility house will comes with 25 to 35k in whitefield.and if go with medium builder 900 to 1000sqft house will come within 60 then 1lac salary person afford this house
If your parents have taken loan for engineering. Who would pay back.
Job losses etc
Great think Sanjay sir this type think are unique now this time and you have great mindset and future plane and thanks t suneja.
bhai ap ka ek podcast dekhta ho to dil karta hai dekhta rohon boht kuch seekhne ko milta hai or hamesha intzaar reheta next kab aye ga ab boht dino se dil kar raha tha podcast dekhe ka wo bhi tech kar or bhai ap ne bna bhi diya boht shukria ajay suneja bhai aise or podcast lekar atey rehana or ap ki marrige life kaise chal rehi hai jab ap ki shadi hui thi to ek song bhi aya tha thora sa bta de❤❤❤❤❤❤🧡💜💜💙💗💓❤❣👩❤👩💕💞
Thanks for watching! I'm glad you enjoyed it. :-)
Nirmala aur modiji se is paise ko kaise chipaye ?😂
India se bahar jake 😂
Wawooo thank you sir....its reallly great❤❤❤ guidelines
hum bhot humble background se hai hmare father "ONGC" me kaam krte the..these guys dont even know the meaning of humble backgrnd
Exactly
If invest all money without buying house by living on a rent then after 10-15 years, all my money will be use to buy house only after all these years plus i have paid rent for these years. In pune i can buy 2 bhk at 60-70 lakh but if i save all money to same buy same house after 15 years at 3 crore. So what you have achieved.
Atleast for safety buy 1bhk if you want to secure your life. Never know what will happen to your family after your sudden demise
Loved it TBH. I am 21 rn. and it was such a insightful podcast for all of us. Especially like us who are in their 20's.
A HUMBLE request to you from your subscriber to make a podcast with a CLOUD ENGINEER. Not a Devops one. CLOUD ENGINEER podcast.
Thanks for watching! I'm glad you enjoyed it. :-) CLOUD ENGINEER podcast is coming soon.
Supp man great pure knowledge 👌
Very informative and amazing video...
its very helpful for me sir thanks for this
Its humble request aap pls chahe jo kare. Lekin aap long term ke liye SIP ka bolte hai vo baat aur aapke samjhane ka tarika kayal jaroor kar deta hai. Main aapka fan hu aur rahunga sir. Bus jo baat apki personality ko aapki thinking suit nhi karti vo mujhe laga aaj keh deta hu.
Thanks Sanjay sir and thanks too you
Nice one most important ❤
I’ve had majority of my holdings in tech stocks and irrespective of market changes, I’ve done pretty well especially with apple’s P/E(price to earnings ratio) gaining over 30% this past decade, now my questions is what stocks do you think will be the next apple in terms of growth for the next decade.
It might be difficult finding the next apple within the tech stock sector, apple has performed way better than the others, maybe look outside of tech stocks.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’“Aileen Gertrude Tippy for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
Thank you so much for this info.
Financial advice invest krne k liye kha se mil skti h please tell me 🙏😊
Superr video
Thank for make this video
Superb video sir
Value Addition.. Keep it up.. 👍
Thanks for watching! I'm glad you enjoyed it. :-)
next podcast with shubham sethi sir has also achieved financial freedom in 5 years and made portfolio of 20 crores he is a retired software enginner
Interesting session 🙂😁
I'm in my mid 20s n still don't know sht about investment 😭😭😭i don't have money to invest either😂 but even if I had i really have what's the right way to begin with n who to trust / consult for valuable advice n guidance not all trader give good advice some experiment on their clients' money some of my cousin has lost his money even after following traders advice 🤧😅
Dont trade, Invest in SIP, you are too young, you can start investing after 5 years
Sir nifty 50 mid cap and small cap me kaise invest kare iss ke upar ek detail video dijiye jisse begineers ki help ho jaye
after 20 yrs 2.5 cr value is equal 75lakhs only, for after 20yrs - 75 lakhs that is not big number because your child education at least 30 lakhs is required
Why child required high premium school and tuition? Just put low fees school
I didn't like the way he has demotivated others like "At first come under 40 LPA package then come to me." He doesn't know the average salary of Indian. Very much disheartening.
I appreciate his POV
An excellent 🎉.
Which company in IT giving 10% increment every year???
Also you can't switch every year for 10% 😅😅 it affects in long term if we switch frequently
Bas calculation k liye badhiya hai..... Calculate kar k khush raho😅
Hamara bhi ak din hm yese ban jaye ki ap hm bhi podcasts pe bulaye❤😅
Nice episode
Good video
Amazing podcast
Thanks for watching! I'm glad you enjoyed it. :-)
A man have son daughter wife a marriage an old parents… where is all those expenditures??
@TechnicalSeneja Sir video achha he aur financial awareness k liye b achha he... lekin social media ne itni awareness failai he ki government bhi aware ho gyi he aur tax badhaye ja rhi he... gov nhi chahti ki koi rich bane...
Aur ye video khi Nirmala Tai na dekh le khi scheme pta chal gai to aur tax badh jayega...😢😢
Hahaha... Arey, nothing's happening, but focus on learning and moving forward in life. Government matters are beyond our control.
Sir.mujhe to 5yrs ma 7lac mf se kese mile ga.5k se invest karna he.reply karo kisi ne bhi
Jitna ka ye SIP btate hain utna to 90% viewers ka monthly income hai 🥲
Great information 👍👍
Thanks for watching! I'm glad you enjoyed it. :-)
Paisa sabse zaroori cheez hai..but mujhe nahi lagta k is bande ne zindagi me kisi ki help ki hogi
Sanjay sir,What about govt.taxs ,gst,and expense ratios..etc.35 mint.ke video me aap kuch nahi bataya.investment risk kya hai ye bhi nahi bola
Hello sir, i am from non IT background and currently in service based company with 4-5 LPA package and 1.5 years of exp. Currently my primary skill is PLSQL and projects I have worked is one support project and one project on LABWARE LIMS . Can you please suggest which domain should I choose (like Devops, Data analysis, Data engineering, etc) as I am very confused from many months and can't focus on anything due to this.
Try for support first where SQL , Linux and few monitoring tools knowledge would be enough to get a job then upgrade your skills and go for devops.
Bro go for masters abroad....
Earn in dollars invest in rupees...🤑🤣
Koi bhi kaam karo but usme master ban jao bro
Main govt employee hu mujhe samajh nhi aa raha main apni salery ko active manu ya passive income baithe baithe aa jati hai.
At 22.28
See considering the inflation rate at 5% , that 2.5 crore returns on 50 lakh invested , reduces to 95 lakh after 20 years/
Formula = (Money value)/ (1.05)^years
So just 45 lakh profit is not that big enough with respect to 2.5 crore.
So its better to do SWP after 20 years on this accumulated corpus and stop these SIPs and continue Mutual Funds till retirement.
In this way the active income will also increase and future will also be secured since you will also get EPF money after retirement.
nicee
He is real option seller in stock trading ❤❤️
Thanks for watching! I'm glad you enjoyed it. :-)
Isn't it not accurately 2.5 crores when you take consider into the dicount price of the money and taking the 2.5 crores to present value which would be less thatn 50lakhs under 8-10% discount price ?
Pls launch a book on personal finance Sanjay sir I will wait
Good idea
Wariko sir i have purchased your how to take charge of your money. But kabi oska price 299 batata hai kabhi 659 aur mere se 959 charge kiya gya. Please ek price site pr de. Clarification de
Sir 7 percent to infatuation bhad jati h har saal approx 12 to 15 percent chaiye
How can a government employees get 10% incremental yearly ?
Podcasts are spreading Faster than COVID 😅
Aaj ek baat Sanjay sir ki out of coverage hogai. Maine Sanjay sir ko bahut suna lekin aaj pata chala FnO heavily karte hai. Ye baat digest nhi hui. FnO bhi to speculation hi hai sir. Aap gamble hi to karte hai. Agar aaj aapko pata chal jaye ki put upar ya call upar. To aaj ji aap aapna crore rupees laga ke Arabpati ban jaoge na. Lekin aisa nhi hota na. Kitani bhi study kar ko. Speculation to speculation hi rahega na. Isako kya samjhna hai aur samjhana hai.
bhai ye kaha se developer hai jisko 5 times double 2 times lagta hai 😄
Bhai more than 10% not possible in service based companies, that’s means sab ko resign kar Dena chahiye??
Podcast is good, can you please also cover the financial background?
I’m waiting for such kind of podcast, jiska family financial background 0 ho 😊
If possible can you share the excel sheet which was shown as an example during video at 20:00
Sir skills vs degree ke upar video banye please sir berojgari ke upar
Hello Bhai, Main 2023 graduate hu in bachelor's of arts. Currently I'm learning Web development. Is there any chance that I will get a job cause I'm from non-tech background. Please Reply.
I have seen many many podcasts but nobody display their portfolio I don’t know why. How should we believe something just by saying or talking. Also they don’t even tell their mutual funds too. Don’t say we have verified bcoz that doesn’t shows audience to trust you. Try something new let’s stop making fools … may be let’s begin with you show us the proof, only then your talks have some value.
I am 14 years old
Nice podcast that I have seen.. ❤
Aap ek taraf kehte hai ki mere pas ek company ka bhi share nhi hai aur FnO kar rahe hai. Lekin kon sa logic hai aapka. FnO se to share lena jyada achha hai na long term ke liye.
Best Platform For SIP ?
Why no one calculating inflation rate, Today 50k for expenses may seem to be enough, After 20 -25 years even 2-3 lacs per month may not be enough
Sanjay ji salary 15k , 20k, 25k, then ,1L
15k kiraye ka ghar 4cr ki cost vaala hume bhi dilwa dijiye 😅
आज दिखा पाओगे अपना पोर्टफोलियो
I am starting new in IT, so what do you recommend should I go for data engineer or software development? Please shed some light on salary and scope as well. I really appreciate your guidance.
Data engineer less competition
Which sip is best to invest
Main bilkul real earning app batata ho Phir Bhi Koi video nahi dekhta😢🎉😢😢🎉
Bhai 10% increment IITians ko v nhi milti hogi
Aur 80 lakh mai accha ghar mai dilwa dunga delhi mai ab agar kisi ko rehna hi sharuk khan bnke hai to there is no option
Remember in long run we are all dead so live a peaceful and happy life 😊
Kitne jagah video banata hai yeh Sanjay 😂😂😂 pahle isko baat karne ka dhang sekkhao koi😂
29:55
❤❤
Abhi to truck bhi nahi h or to or 25k os Jamane mtlb 2.5 lakh
Sab to theek hai permission phone ka naam bhi nahin bataya 😅😅
Aisa hone ke chance keval 10% hai
good
This guy scares ppl more rather than educating PPL in India only 5% PPL only earn abv 8500rs.. he is speaking abt. Urban and metro regarding difficult to survive in 1lac