There’s $60,000 of Debt My Husband Doesn’t Know About…
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The nerve it takes to rack up 60K in debt and then blame your spouse is truly impressive.
Right
Of course it's what a woman would do.
A woman never takes responsibility
Amen!!
@@briandavis1115you must know very few women then
I'm glad the comments are calling out Dave's hypocrisy.
Is the man safe? Could anyone ask that?
I couldn’t believe Dr Baloney asked if he would “overreact”?
No the man is not safe- he’s got a wildly immature irresponsible wife running his household into the ground.
That's what I'm saying. Like damn
Man calls he's a selfish child. Woman calls are you safe? sit him down and say I'm scared. Those tears are fake. This guy needs a divorce. She tried to blame the husband wow.
I’m glad I’m not the only one to notice. These guys kill me w that, can’t even watch John’s show without blowing a gasket over his hypocrisy.
@@mikemills12 And Delonys comments section. Bunch of women validating their 🐂💩.
@@mikemills12everyone a women beater to John.
i noticed it too. as much as i watched DR's videos for the laugh, sometimes their bias still managed to make me cringe instead of make me laugh...
Yeah this was especially bad. It's fine to address the issue but they immediately skipped passed her issues and went for the husband's throat.
This woman is in the wrong and that poor husband is just collecting his lunch money.. and Baloney is asking if she is "safe"??? What a joke
That's on him, he hasn't taken ANY responsibility for their finances and she already did this once!! He is lazy, now he will pay for it. It's def her fault more so, but he has a good amount of ownership for this mess!
Both their faults really
@@bettysmith4527 no...its completely her fault. None of this is on him.
tradcon can but tradcon
its female worship
@@bettysmith4527shut up Betty!!!! If a man called saying the same thing you’d call him abusive!!!
What bullshit. Just blame the poor husband for your stupid decisions. "He doesnt support me emotionally!!!", guess I should take out 60k in debt and blame him
Forgot that a lot of that was medical???!!!
@@OopThereItIs77777Around 12% was due to medical bills. She caused this problem.
Admittedly Stupid man asking. What does “support me emotionally” actually mean?
@@OopThereItIs77777"medical"? That SHE has neglected to tell HIM about? Sumthin' really messed up on her end.
@@bigbubba4314it means nothing. Anytime the woman is not 100% fully content in a relationship at any time for any reason, it’s obviously the man’s fault
She complains about a lack of support from her husband, but how can he support her if he doesn't know there is a problem? You can't keep your problems a secret and then complain that you aren't being helped with them.
He bailed out of the financial budgeting classes. He could have learned a thing or two about his financial life if he chose to attend.
YUP
@@lisasinervo1633 Back them they didn't need it.
@@lisasinervo1633 He probably bailed out because he didn't understand why it was important because his wife is hiding everything from him. I'm sure he could do a better job as a husband, but the primary responsibility for not dealing with a problem has to rest with the person that knows about the problem, not the person it is being kept from.
@@lisasinervo1633 Doesn't sound like he's the one who needs them.
John almost finished the call without saying “safe.” Maybe next time.
dr doofus always think the man is beating on the woman when it had nothing to do w that 😂😂
Jokes aside, I can understand why the husband is annoyed. She doesn’t see the irony of paying a financial coach, to help you save money? The mere fact of paying him is getting her into more debt lol.
Also, the husband is probably annoyed with her hysterical crying. All of that intense level of emotion is not necessary. What she needs is simply self control.
He’s always bringing in his own rescue complex. Even Drs have their own trauma.
I swear he's in on it at this point
She is running the household budget directly into the ground.
The ground is 0.00$.
It is way past the ground, its under water.
If only the poor husband could do something about it, but oh well.
@@masoquistaeo He should send his wife to work, take away her access to the finances, and give her a $120 a week allowance. That would solve the problem...but I bet that's controlling, or financial abuse, etc.
BS! Husband is working while She is spending his money and blaming him for the debt!
She said he “cashed his check” every week so it sounds like he is blowing his money and she is trying to support the house on her income.
@@catherinewilke5583really because that’s not how it sounded to me whatsoever
@catherinewilke5583 no if you listened without being bitter and wrong she said she gives him $120 or little more weekly to eat and get smokes god forbid he eats while working you women hear what you wanna hear
Reading between the lines, sounds like she is completely responsible for budgeting and the husband is fine with it. For crying out loud, a pack of cigarrettes is nearly $10, can't believe this guy still smokes. Watch Dave's appearance on Oprah 30 years ago. He addresses this situation with a couple in person. Oprah (the feminist btw) takes your approach and completely blames the wife. Dave says the wife is responsible but that the husband also failed in having her budget all by herself from the beginning.
@@mjj8560 Don't be too hard on catherine. She never found a simp she could dig her harpy claws into.
"I spent 60K behind my husbands back" ...Delaney: "Are you safe?"
He should be divorcing her. $1-2k would be understandable, but $60k is crazy!
I appreciate how she shifts the blame from her accumulating the secret debt to the husband.
"Ive been managing it all by myself"
So, you're an adult? Congrats! Im about to drive to work on my own, someone laud me with praise, too.
So brave.
honestly it is the guys fault. he should know that his girl is useless, incompetent, and a liar. "how should i confront him" this girl doesn't even know how to use this word (confront). he is the one that needs to confront you girl!!!
this is a lesson for all of us.... dont trust your girl for much... seriously... most of you have a girl that has lied about how many partners they have had. most of us with girlfriends/wives here are in an actual worse spot than this guys situation and we don't even know it.
@@ugabuga1361This. Bang on.
Where was their talk of financial infidelity? She seemed to be shifting accountability towards her husband, and they are way to keen to do the same.
These guys are pretty traditionally old school in the sense that they don't always hold women accountable for their actions even though they grill men for the same things
It's the man's responsibility to know what's going on.
@@jimroscoviusshut up Jim
@@chuckplainview4085 As a man, and especially as the primary breadwinner, I would not hand over my paycheck and basically say to my wife, "You're responsible for everything; take care of it." You would?! Doesn't sound very manly to me. She should be held accountable, but this dude absolutely needs to man up.
Dave and John ALWAYS always blame the man 100% of the time
I like when she said she was going to confront her husband about what she did. She isn’t confronting anyone. She needs confronting. She’s coming clean.
Husband runs the household into $60k of debt: Dave: "You need to go out and get another two jobs, you need to sell your truck and drive a beater and you need to eat beans and rice for the next two years. What kind of man are you?"
Wife runs the household into $60k of debt:" You need to see a counsellor with your husband".
🎯🎯🎯
She’s 50 yrs old. So I assume she’s not caring for tiny children. How about she go get 3 jobs and pay off the bleeping mess she has made.
They fucked up this call big time, because she's a "victim"...boo fucking hoo
Crocodile tears. She messed up. 60K is a lot of money. Sounds like her fault. Run, husband, run!
Never get married, most marriages fall apart over money.
@@Omar_Zazzle💯💯💯💯💯
You are 100% right
Near god. I don't even have that much in student loans.
He did run. He ran away from the household finances the first time she screwed up. Why give her the chance to go do it again? He sounds lazy. He just doesn’t want to do it
John asks if she’s safe. Sounds like this woman is financial and emotional abuser. Poor guy gets his lunch money 😢
Mine is so bad with money I wish I had some money for lunch
8 minutes of the wife gaslighting her husband in a subtle way
And they wonder why folks don't want to get married and keep finances separated
This woman is untrustworthy, and her husband should remove her from his bank account, savings account, bank vault, and invest- ment accounts. She should NOT be in charge of the finances. He should dole out a little exact cash for what she needs.
I had to do the same thing. Now I'm in complete control of my money and my finances are in a much better place. No one but me knows how much is in my account.
Still doesn’t prevent her from taking out loans though. It’s ridiculously easy for spouses to take out joint loans and credit cards without the knowledge of the other spouse.
@@yellowcard1933my other half took a credit card out in my name. Women are an absolute car crash when it comes to money. 80% of dept belongs to woman and they earn substantially less money.
No, he has a mommy.
Hey Dave, before I stopped dca-ing into my retirement account, it was 220k and has now depleted to 175k in the past year due to rebalancing I did out of fear uncertainty and doubt. What are best alternatives to take in other to secure a financially free retirement and achieve ultimate peace? I don’t want to fail after 42 years of working hard.
If you want to rebuild your retirement by yourself, without the help of a partner, I will tell you it is near impossible. Even NewRetirement and co can’t do the job of an FA with expertise, a large following/client base and experience. Vet and hire one and begin to develop a rapport.
How can one get to interview advisors? And what questions should you ask?
There are a good bunch as well as a bad bunch. You gotta do due diligence and use discretion. I work with Monica Mary Strigle sh’s big timer in New York w/ over 600 m worth assets under management
I have seen advisors and commentary on them but not one that looks this classy yet phenomenal. She experienced as detailed in the report. I set up a call. How soon should one expect feedback?
Looks good. I hope my email doesn’t end up ignored, lady is very young for that experience and looks quite brilliant. Thanks for sharing.
Something I've noticed about the Dave Ramsey show is that Dave always finds a way to blame men for everything, even when the woman is to clearly to blame.
He’s a simp
He believes men should be the leader of the household, so they're responsible for how the house is run..
@@DamianBadalamentiif that’s the case then as a leader the man has the ultimate say.
He’s a holy roller. What do you expect?
She screwed up and focuses on everything he has done wrong.
Typical. The woman is a poor victim. The man is always wrong. 60K in debt...its not just household expenses, I bet.
Wife: "I'm a stay at home mom and spent $100,000 on credit cards"
Dave: "Why isn't your husband picking up a 3rd job to cover your needs? He needs to stop acting like a manchild"
I'm so tired of men complaining on the damn internet: " Oh poor me the world blames me."
STFU. You're a man. You're supposed to be a leader. All the red pilled betas out there annoy me. Some of what you guys say is true but almost all the time the persciption is to ignore it and work and lead and provide. This man is in thw worong. He's a shit leader. It is ALL of his fault.
@@Trewq79I've noticed he blames men a lot for the mistakes of women.
to be honest a women should never be in control.... not even 50% like the ramsey solutions says.
women are all over emotional. the man needs to be in control; of the budget, the house, rasing the kids after 5, pretty much control of everything for it to go right. notice how she says my daughter.... willing to bet the kid in college isn't even his...
@@Trewq79 🤣 I saw an older video recently that was exactly this. The poor husband two jobs or something like that, and he was refusing to get a third to help cover all the debt that the wife (stay at home mom) racked up and Dave went off the guy claiming he should grow up. The part of it was, the poor guy was already working overtime on his main job, plus the hours he was putting in his secondary job.
Calls about her own secret debt- blames husband. That's black-belt blame shifting right there.
When asked if she was safe…. She claims HE is passive aggressive
If a man called in with the same issue, they would have ripped him a new one
This level of financial infidelity should be a DEALBREAKER.
Sounds like she's going on 90 years old .
Exactly !!! And she mentioned she is 50?!?!!! Wow, more like 80 by the sound of her voice 🤷🏻♂️
@@SergioFernandez-cj4mtshe’s trembling. I think that’s why they ask if she’s “safe” but if I was a betting man I’d say she’s trembling because she thinks Dave is going to grill her because deep down she knows it’s entirely her fault
My gosh why'd i click this one. Instantly they treat her like a victim. If it were a man the great dr would be throwing insults at him
This is what a lot of women love to do. Blaming the husband for anything and everything for their bad behavior. No responsibility. No ownership. Just get emotional and point the finger and turn everyone against the husband
Horse pucky! This woman is poison.
Exactly! Such a manipulative lady. Wouldn't be surprised if she was cheating and she's actually more upset that the sneaky link moved after she bought him a few toys.
Super dumpable
Dudes, if she was afraid of him, she would not have run up the credit, not once but twice! I call shenanigans. Maybe he is afraid of her. IJS
She secretly incurred major debt and blames her husband? My advice to her husband: "Sell your wife."
Don't even ask why men are the one to blame and women are the victims. Accountability is needed here. The man is not the one to blame here.
You rather tell a stranger than a husband of 29 years smh
John is gonna ask if she’s safe..
Horrible call. Horrible advice!
And of course John and Dave cannot hold women accountable
Oh boo hoo, cue the waterworks. She’s such a “victim”. He should divorce her.
If I sound sad they'll blame the husband instead. Weak!!!
Basically, if we trust our wife to budget and she screws up, it’s our fault for trusting her lol.
Doesn’t she have a responsibility to speak up if she can’t handle it?
She did. AND she asked him to go with her to financial coaching and he wouldn’t. If he doesn’t want to deal with the finances and put it all on her, he is just as much at fault.
@@crazeekids9744on second listen, you’re right.
I don’t know how many husbands who know their wives can’t handle money and voluntarily keep them in that position. Either he’s negligent or she’s embellishing something in this story.
@@crazeekids9744 so you ask for help to move a mirror because you know you can’t do it yourself, someone won’t help you, so you decide to just move it anyways and blame them when you shatter it? Sorry love, that’s not how the world works.
If her husband not helping her was the reason she was spending all this money, it’s HER FAULT for being petty and letting it get to the tune of 60,000 (I don’t think you realize how much money that is…). If her husband is so deadbeat that this is all his fault, it’s her also fault for letting herself stay in that situation. Because she would’ve known it was heading nowhere.
Forget about the fact that she admitted she’s spent money behind his back before… that certainly doesn’t show any pattern of behaviour
@@VLS1998t compares managing household finances to moving a mirror, but I’m the one who doesn’t understand how the world works. 😂. Yeah, you really told me. 👏. 👏. 👏
I actually would blame my husband if he refused to help me, and then the mirror broke because his expectations were too high.
Aaaaaand this is why I’m not married
And will never be…
Lucky bastard...🤣🤣🤣🤣
"Begged him to take over the loans"? SHE is responsible for this! She learned nothing the first time and then did it again. He's sick of her shite. And rightfully so.
"Why was he upset?" Seriously?
Because he trusted her dumbass Dave!
Why don't they call the woman out when they are clearly in the WRONG
🙄 This call was infuriating on so many levels. So this husband has completely shut down after the first time she had ruined their lives through financial infidelity and now he's to blame for her doing it again.
This video right here is why The Ramsey Show will never become as big as it could. He will dish out hard truth to men, but the second some crying woman calls in looking for any excuse that will get her out of what she has done... go with her narrative of blame shifting.
"Are you safe?"
More like "Are you kidding me?"
John just green lit any reaction he does have to a threat to her safety. This is why he shut down completely after the first time.
Men have been told they are not allowed to react to being wronged. So she did it again and she will keep doing it because she is an abuser.
I hope he finds the strength to divorce her.
Exactly! and women today wonder why men are avoiding marriage.
@@atomicprince929 I don't wonder at all. I question the minority of men using it as an excuse because they're fearful, but when you are not doing it out of fear, but the objective reality of the options available to you... and this woman is your option... stay single. Holy cow. Stay single.
I'm done with Dave after this call! No more!!!
John “are you safe” delony 😅
It's the man's fault, and it's up to him to fix this for his wife, according to Dave Ramsey. Those tradcons are the worst when it comes to holding women accountable.
Dave didn’t even blame the man, he literally says she did a bad job. They gave fine advice, not great, but see a marriage counselor is true, this isn’t a debt problem it’s a bigger issue. I swear, Dave’s haters are so sensitive…
@@TonyCox1351 He did blame him.
@@jimmymcgill6778they briefly touched on the fact that the man holds some blame as well, which is true. They didn’t put it all on his feet or lean inappropriately hard on the husband. They gave an accurate appraisal of the situation, including that the woman did a bad job. What a nitpick this channel has become!
One of the things that annoys me most besides the evangelical stuff is that they REFUSE to hold women accountable.
It's always the fault of leaders if you end up in the wrong spot. Women are not leaders, or very rarely. So yes it's his fault in the end.
Women call on these shows, have these types of issues of building up secret destructive debt, and then blames the husbands and the Ramsey team always blames the husband too. Like bro the double standard is real!
Better add on the money she needs to borrow for a divorce lawyer.
Do not get married fellas.
Of course it’s the man’s fault, it’s always the man’s fault never the women
If you are a man and you don't view everything as your fault, you are a weak man and leader of your family. Take accountability.
Man up and get married guys. This could be your future
Dave to 15 year olds: "paint or get off the ladder"
Dave tells everyone to get married 😂
I mean it wouldn’t happen if the man knows what’s going on with his finances.
@@JGSH13 it also wouldnt happen if the woman just didn't do it
I’m mind blown at the fact that this woman called in admitting she messed up and asked for advice, which was retorted with “Why didn’t your husband do X and Y?” ? She’s a 50 year old, grown woman… her husband not taking as much part in organizing finances is not why she spent $60k behind his back.. wow!
If she was in over her head taking it all on herself she should ask him for help… and if he won’t then she has to make grown up decisions for herself. As a woman I’m insulted at how we’re pretending she didn’t do this by her own free will, even after admitting she’s done it before.
She sounds emotionally unstable and most likely has some type of addiction, shopping, gambling etc.
@@Lil-Whiskies could be, also has nothing to do with her husband 😂
They're BOTH to blame. She's to blame for creating the debt. He's to blame for letting her completely handle the household finances. In a marriage, no one person should be completely responsible for the finances.
That's obviously not true on this one. She obviously has a horrific spending problem and the husband needs to cut up all of her cards ASAP. Some people viably cannot be in control of a households full income because they have no concept of consequence to their debt.
I agree with you. I think what most people are missing is that there are some people who want absolutely nothing to do with the finances. They don’t want to participate or know about it at all. His response in the coaching session was a big clue to that. There are so many deeper issues going on. The debt and spending are only the surface.
@@chuckplainview4085 Husband AND wife should sit down together and develop and implement a spending plan. They didn't. He left full control of the finances in her hand. She created the huge debt. So, her fault AND his fault. They're married. Act like it.
@@tamaradebose Yes!!!!!
Agree he should have stood up to her and gotten a divorce long time ago
Way to throw the husband under the bus. Hes out there working hard and she blames him. Lose her, fast.
Amazing these two found some way to relieve some accountability from the woman yet again!
Not holding women accountable is on par for their brand.
Honestly one thing I have learned is people don’t want to take accountability both men and women. I work in mental health field and some people truly do not want to be responsible and many don’t even try to improve. Many people about 70 percent I have came across contantly blame others rather than try to improve from we’re they are. If you don’t start by accepting your mistakes and shortcomings and learn from them and grow then than person will stay at their same situation in life
He better leave her.
She sounds a lot older than 49. More like 79 or even 89.
She probably lied about her age and location to not be caught
*woman gets her family in 60k worth of debt*
dr doofus: are you safe? is he gona hit you?
🤦♂️
No wife happy life men remember that
Is her husband safe?
No
This shouldn’t be allowed to happen. Both people in a marriage should have to sign for any debt. So sick of this sh*t.
How is the Husband at fault here? They should ask is the husband safe
Mr. Doloney was licking his chops to jump on the husband I bet when she deflected her debt on pops
I would absolutely love to hear the husband's side of this. My guess is that he would say his wife spends uncontrollably and spends on their adult child.
Her adult child
I bet she has been spending on another man too!!!
John Baloney and Super Simp Dave Ramsey! What a duo!
We just need Captain Save a Ho Coleman to chime in as well.
I will never take their advice again because of this call…
Woman spends $60K. Man bad! I miss anything?
Nailed it
Nope, I think you summed it up perfectly
I am a woman and I call BS on this. She committed financial infidelity and they're trying to make it like she paid all the household expenses and fell short lol. They should have asked what the household income was and the actual bills to run the house. She's probably buying a bunch of crap online.
Odd choice of words for her to say “I don’t know how to confront him about it”. And this is her second time with getting in debt. What a crock regarding the reason she is in debt is because her husband is not “emotionally supportive”. I would love to know what type of “$7,000 medical debt” she accrued for the daughter without him knowing about it. What about health insurance?
I’ve managed household money on my own with very, very little emotional support so no excuse to go into debt like that.
First to watch this lady grift on her husband.
I hope Ramsey Inc. reads these comments.
I smell so much bs. She got caught spending recklessly a decade ago and now she’s deciding to multiply that behavior by 5… and she’s scared because she is about to get caught.
Ok. Yeah she may be actually scared but she's scared of having to take accountability. This needed to be disclosed to the husband like years ago.
She needs to grow up and tell the husband about the mess.
$11k credit cards, $27k personal loans. $5.2k 401k loan, $7k in medical. The heck did she spend $50,000 on that her husband never noticed? She screwed up their finances and now that she's in a deep hole its the husband's fault because she's done it before? I guess it is his fault for letter her do any of the finances and screwing up repeatedly and not just taking over.
Then he takes over, tells her no, she throws a fit and beats him down until she can spend recklessly all over again.
Anyone: Hi what’s your name?
John: are you safe?
If a man did this John would say “and I’d bet there are other things you don’t want her knowing?”
Anyone else notice at around 5:30 that she says "my daughter," not "our daughter?" It may be nothing. It may also point to some important data we need to analyze this properly.
Glad I wasn't the only one who notcied that!
Why would she hide medical bills?
Maybe cuz the daughter is a young adult and momma didn't want her husband to know she had volunteered to pay it instead of the daughter.
She says ‘I racked up 60K in debt and I’m trying to figure out how to “confront” my husband about it’. WTF? This woman is psycho.
Trust not a woman when she weeps, for it is her nature to weep when she wants her will. - Socrates
Exactly
She was totally playing the poor little "victim".
My mother was just the opposite. She handled all the finances and one day my father got mad because she had a bunch of money saved that he didn't know about.
He doesn't deserve a woman like that then.
Did i miss it.?? What’s her employment status? This lady is playing a victim, I hope her husband finds someone better.
Her next step? Duck. Unforgivable. 50 and sounds 75. Ya she takes out personal loans and doesn't tell him and it's his fault? Time for a job lady.
Caller: "So my husband" John "lemme stop you right there, R U sAyiF?"
😂😂whenever I feel bad about my financial situation I come here and I feel better. My dude he better signed a prenup.
Blame the guy. That didn't take long..
The double standard when it comes to men and women is mind-blowing.
His only fault was letting her run the finances. She already showed before she can't be trusted that was a dumb move on his part.
His mistake was getting with her in the first place.
Let me guess. She's a stay at home wife and was given two responsibilities.
1) Manage the finances.
2) Keep the house clean.
How much do you want to bet the house is a mess too.
Definitely. Us men expect so little and we get even less than that. Mine is a stay at home doesn't work. And just sits on the computer all day. If I'm lucky she will have washed up the cups and plates she created from breakfast and dinner before I get home on a bad day not even that. I'm stuck between looking after another human being after doing my full time job. Or just living on my own being lonely.
@@chrishart8548 They say if you want to get something done, assign it to a busy person. When people aren't in a position to get things done they just get in the habit of not doing anything. A simple task that would take a regular person a few minutes might just never get done.
Her husband is passive-aggressive? Sounds like she is too.
Passive aggressive is often the insult people use against someone who is justifiably angry but contains it. If they don’t contain it, it’s called abusive.
What i dont understand is how you can make 60k household expenses. Unless you are married for 50 years or something like that, how even??!?
Wow she is blaming her husband for all that debt!? 🤯
So dude keeps120$ a week for spending money thats nothing so this is her fault 100% guess whose getting a part time job….she is
She aint afraid of him if shes spending money like that lol
Her position is she secretly built up 60k in debt because her husband wasn't emotionally involved with the bills?
Maybe if he cried over them more they wouldn't be in debt.
That said, bet he cries when he finds out about the 60k.
Thank god the comments aren't as insufferable as these two!