Ajinkya Kulkarni on his Wint Wealth Journey | Shashank Udupa

Ajinkya Kulkarni comes with rich experience of working in lending and Financial services for 6+ years. Before starting Wint Wealth, Ajinkya was Vice President and Head of the Merchant lending business at Mswipe. Through Mswipe merchant lending, he enabled credit access to thousands of merchants who otherwise won't get the credit facilities. In a short span of six months from launching, he built a profitable portfolio of ₹ 25 Cr+. Before Mswipe, he was at CreditVidya, leading its marketplace business which enabled low-interest-rate loans for first-time borrowers. Before working at CreditVidya, in 2014, Ajinkya started CreditPeriod.com- an invoice bill discounting platform.
Here are the topics we had a conversation on-
00:23 - Intro
02:20 - Ajinkya CONNECTING THE DOTS for Wint Wealth.
09:22 - How Gen-Z will have a different approach towards market returns?
11:34 - How covid changed the mindset of looking at returns.
12:06 - Why not look at the return amount?
12:46 - What exactly is Wint-Wealth?
14:30 - How are covered bonds different from MBS?
17:51 - Who is the target audience for Wint-Wealth?
22:03 - Ajinkya’s saving strategy with his first 1L rupees?
24:23 - Opinion on the current mindset in the market
28:13 - How did Ajinkya fall into this mindset?
29:32 - Problem with India’s obsession with Passive income
31:18 - His top-2 tips to someone who’s starting up
36:33 - Ajinkya’s predictions for Wint-Wealth and Indian markets.
The following two statements from Ajinkya gives the gist of the value-packed podcast -
“Our job is not to convince people that 10% is great, but it is to build great products for people who feel 10% is great.”
“Great entrepreneurs are not great risk-takers, they are great risk mitigators.”
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#ConnectingTheDots #AjinkyaKulkarni #Finance
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[@mdhamad7157]

please add time stamp it will be helpful and youtube also pushes the content
BTW great content keep uploading

[@pratikmandhare1645]

Thank you for such a premium podcast 🔥

[@TanishqMishra_IIT-R]

I think Shashank..you should interview yourself..I mean I wanna hear your story!
How you met Varun..(in Bangkok?)
Full Avalon journey

[@anunaykumar9736]

Most people still don't get that stock market isn't all that liquid, if a stock stock starts hitting LC they won't be able to get out

[@arshnarula3772]

I have opened demat account in lockdown, and have read and researched a lot, but I have invested in covered bonds from wint wealth, maybe I am an exception 😅😅😅