🌟 Exclusive Offers For Our Channel Members Of The Tools & Website I Use + 📊You Can Also Analyze And Buy Here: ✅ Get up to 15 FREE stocks + Up to 8,1% APY Cash Sweep with the trading platform Moomoo - Click here 👉🏼 j.moomoo.com/00CKXo ✅ Get $25 OFF and a 7-day free trial on the analysis software Seeking Alpha. Click here 👉🏼 www.seekingalpha.link/3CJJSDR/2QZRGT/ ✅ Get $50 Off Alpha Picks. Click here 👉🏼 www.seekingalpha.link/3CJJSDR/2SCN7G/ 💰If you enjoyed the video, don't forget to subscribe and let me know your thoughts on the topic in the comments! ‼ Please be aware that I will never ask for your personal information. Also, do not follow people who are mentioned in the comments or write people who are recommended in the comments, they are always scam! Stay safe by keeping an eye out for potential scams and reporting any suspicious accounts. I am not a financial advisor or broker; all content shared on this channel is for educational purposes only.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.
@@ThomasChai05How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
"Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determines a lot of things, my parents both spent same number of years in the medical profession, my mom was investing through a financial advisor while my dad through the 401k. On retirement, my mom retired with about $5million, while my dad retired with roughly $3.8million.
You are right. I’m in my mid 50’s now, my wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with profits over the years, but at least I’m earning more. I’m making money even before retiring and my retirement funds has grown way more than it would have been with the 401k.
It’s unfortunate most people don’t have such information, I don’t really blame people who panic cos lack of information can be a big hurdle. I’ve been making more than $25k passively by just investing through an advisor, and I don’t have to do much work. It doesn’t matter if the economy is crashing, great CFA will always make good returns.
Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thanks for the information!! She appears to be well-knowledgeable and accredited. I ran a Google search on her name and came across his website, thanks for sharing.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Catherine Gauthier.
To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Michelle Stewart focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch.
She is my family's personal broker and also a personal broker in many families in United States, she's a licensed broker and a FINRA AGENT in United states.
What impresses me most about Michelle Stewart is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.
I am in the process of transferring 20K into SCHD with automatic drip. I will also be investing an additional $400 per month into SCHD indefinitely until retirement. I plan to retire in approx. 20-25 years.
I love this channel...I drive from Onalaska Wisconsin to Fort McCoy every morning and home every evening. I binge watch these videos to and from work with coffee both ways lol. Well, mainly to work, not on the way home lol.
I’m currently retired, and considering the current rollercoaster nature of the stock market, I decided to stay on the sideline for awhile, now I’m worried with the numerous bank failures as of late, am I better off reinvesting my savings in the stock market or do I wait?
there are numerous intriguing stocks across various industries that might catch your attention, but it's not always advisable to act on every prediction. Therefore, I suggest that you work alongside a financial advisor who can help you determine the best times to buy or sell the shares or ETFs that you are interested in.
I have maintained contact with a financial analyst since the inception of my business. In today's dynamic market, the challenge lies in determining the opportune moment to purchase or sell when investing in trending stocks, a task that may seem straightforward but can prove to be quite challenging. With a portfolio that has increased by over $900k in a relatively short span of one year, I have delegated the responsibility of selecting entry and exit orders to my advisor.
Vivian Carol Gioia is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I’m 34. If I put 25,000$ in this etf, in order to gain the numbers you’re talking about after 30 years would that be based off a 1 time investment or monthly investments?
SCHD is overrated, overpriced, crummy performance, low dividend rate and has expense ratio. There are better higher paying dividend paying ETFs. Just research it.
I believe JEPI and JEPQ could fit well into my portfolio as I approach retirement. How can I maintain a high-risk investment strategy to pursue higher yields until I reach at least 55?
Adding JEPI and JEPQ is smart for nearing retirement. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Maybe consider diversifying your portfolio to spread out the risk.
Working with an asset manager has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Your manager seems competent. Could you share how I can reach out to them? I've recently sold some property and am interested in investing in stocks, and I'm seeking guidance. Thanks
Remember dont try and time it just buy and hold and reinvest the dividend . Don't think short term think long term . It doesnt matter whats going on if markets up or down or sideways or all around keep scooping your shares and compound the dividend . ROTH IRA should be 100% etfs and in indivisual brokerage should be 80-90% in good high quality etfs if not 100%
You should do a video like this for monthly investments because it brings the required amount of money for the initial investment down a lot. Or even a combination of a lump sum with monthly investments. This video just seems to show how to do it the hard way.
Absolutely love it!! The journey is not always easy, embrace persistence, patience and perseverance. Outline your goal and pull your efforts together to attain that goal. I had a fair share of struggles before diving into crypto last year. And let me tell you, it completely changed my life! So don't lose hope
Spot on. The market presents a lot of opportunities to create passive income, with the right skill and proper understanding. Whether you’re not sure about what to invest in, or you don’t have time to manage your assets, just make sure to consult an advisor. I partner with Olivià CharIotte OswaId.
Olivia is truly amazing! Her genuine dedication to helping clients achieve the best results is what sets her apart. When my wife and I met her in 2021 thanks to her, we've made significant progress in just 3 years and couldn't be happier with our choice
I would love a video on how you have your UA-cam Videos made. I would imagine you sub it out to some internet company to build it for you. This seems like a ton work for each video.
Market news dividend calculator , 328 shares dividend growth I put as 10 percent per year . It gets you very close . If they would have calculated it by last years 3 percent dividend growth rate it wouldn’t have happened .
I’m 29 and decided to do a mix of a couple of methods you shared. I do the 50/30/20 method with blue collar, call covered, and REITs. I invest in 10 total stocks using this method, and I invest $50 per pay check into each stock, totaling at $1000 per month, and reinvest all dividends. With no initial investment, I for the life of me can’t figure out how you calculate the 10, 20, and 30 year dividend yield rate. Could you please do a video on a method similar to this so I can plan the estimated payout potential?? Your videos have taught me so much already. Thank you for everything.
@@charliec6318 I’m pretty new to investing, hence why I was asking for advice. I only have 2 REITS in the portfolio and swap them out as the market and dividend rate changes. So did you have any actual advice, or were you just here scrolling through the comment sections of educational videos to talk shit?
What about if you put in 270k today, can you retire in 10 years while funding $26,400 per year? I'm 41 yrs old now but did buy 100k into SCHD yesterday and 100k into VOO yesterday as well. I have an additional 70k in single stocks but now I'm considering putting the entire 270k into SCHD.
Too bad we have to jump through all these hoops to retire when we are in {AMERICA The GREAT.} We should just be given retirement money and resources, but leave it to AMERICA to turn every single facet of life a business.
How is it that for each decade the actual value of each account goes down, but the dividend amount goes up? 10y valued at 1,578,695 div is 64,364 20y valued 1,364,741 div is 75,177 30y valued 1,223,506 div is 90,586 Why does the dividend go up when the actual value is down?
@@tvb4227 Thanks for the childish name calling. Anyways, it’s your choice if you want to underperform in the market and investing in SCHD nowadays will guarantee underperformance whether its used for a retirement fund or not.
🌟 Exclusive Offers For Our Channel Members Of The Tools & Website I Use +
📊You Can Also Analyze And Buy Here:
✅ Get up to 15 FREE stocks + Up to 8,1% APY Cash Sweep with the trading platform Moomoo - Click here 👉🏼 j.moomoo.com/00CKXo
✅ Get $25 OFF and a 7-day free trial on the analysis software Seeking Alpha. Click here 👉🏼 www.seekingalpha.link/3CJJSDR/2QZRGT/
✅ Get $50 Off Alpha Picks. Click here 👉🏼 www.seekingalpha.link/3CJJSDR/2SCN7G/
💰If you enjoyed the video, don't forget to subscribe and let me know your thoughts on the topic in the comments!
‼ Please be aware that I will never ask for your personal information. Also, do not follow people who are mentioned in the comments or write people who are recommended in the comments, they are always scam! Stay safe by keeping an eye out for potential scams and reporting any suspicious accounts. I am not a financial advisor or broker; all content shared on this channel is for educational purposes only.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.
@@ThomasChai05How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
"Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Her website appeared right away, You've saved me several hours of research, I appreciate it.
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determines a lot of things, my parents both spent same number of years in the medical profession, my mom was investing through a financial advisor while my dad through the 401k. On retirement, my mom retired with about $5million, while my dad retired with roughly $3.8million.
You are right. I’m in my mid 50’s now, my wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with profits over the years, but at least I’m earning more. I’m making money even before retiring and my retirement funds has grown way more than it would have been with the 401k.
It’s unfortunate most people don’t have such information, I don’t really blame people who panic cos lack of information can be a big hurdle. I’ve been making more than $25k passively by just investing through an advisor, and I don’t have to do much work. It doesn’t matter if the economy is crashing, great CFA will always make good returns.
Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thanks for the information!! She appears to be well-knowledgeable and accredited. I ran a Google search on her name and came across his website, thanks for sharing.
Scam above ^^
I I
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Catherine Gauthier.
she's mostly on Telegrams, using the user name
GAUTHIER6 💯 ..that's it
To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Michelle Stewart focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch.
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week...
She is my family's personal broker and also a personal broker in many families in United States, she's a licensed broker and a FINRA AGENT in United states.
You trade with Michelle Stewart too? Wow that woman has been a blessing to me and my family.
What impresses me most about Michelle Stewart is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.
As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.
I am in the process of transferring 20K into SCHD with automatic drip. I will also be investing an additional $400 per month into SCHD indefinitely until retirement. I plan to retire in approx. 20-25 years.
Keep us posted ❤️
Damn how old are you?
Pretty old.@@sheluvJP
I love this channel...I drive from Onalaska Wisconsin to Fort McCoy every morning and home every evening. I binge watch these videos to and from work with coffee both ways lol. Well, mainly to work, not on the way home lol.
I’m currently retired, and considering the current rollercoaster nature of the stock market, I decided to stay on the sideline for awhile, now I’m worried with the numerous bank failures as of late, am I better off reinvesting my savings in the stock market or do I wait?
there are numerous intriguing stocks across various industries that might catch your attention, but it's not always advisable to act on every prediction. Therefore, I suggest that you work alongside a financial advisor who can help you determine the best times to buy or sell the shares or ETFs that you are interested in.
I have maintained contact with a financial analyst since the inception of my business. In today's dynamic market, the challenge lies in determining the opportune moment to purchase or sell when investing in trending stocks, a task that may seem straightforward but can prove to be quite challenging. With a portfolio that has increased by over $900k in a relatively short span of one year, I have delegated the responsibility of selecting entry and exit orders to my advisor.
Your experience sounds fascinating. Would you be able to recommend a reliable advisor whom you have consulted with?
Vivian Carol Gioia is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
So how much monthly do I need to put into schd to get to that 500k in 15 years?
Close to 1500 a month
Could u also do some alternate results with monthly investment too?
God Bless You Sir
I’m 34. If I put 25,000$ in this etf, in order to gain the numbers you’re talking about after 30 years would that be based off a 1 time investment or monthly investments?
These are based on one time investment
I can't find your video called The Power of Drip.
It should be live Soon
Joe, what type of service or software do you use to create these type of videos?@@Johnsmoneyadventures
@@NoshHealthyVendingVideoscribe software is used to create whiteboard animated videos, I am providing this service
Why is schd so popular? It yields 3.42%. What am I missing?
Do the same video but with "KO", thx!
Noted
I need 120,000 for dividend income 5034 in the next 20 years.
Can't get schd in the UK its not ucits please give a uk available alternative
Tusd or tdiv
@@fotiosval thank you
SCHD can be purchased through options ;-)
If you're a millionaire then 1 million in SCHD could replace your normal job under Bidenomics.
❤❤❤
❤
SCHD is overrated, overpriced, crummy performance, low dividend rate and has expense ratio. There are better higher paying dividend paying ETFs. Just research it.
Like what? I’ve watched all the videos and SCHD usually comes out on top
FDVV is a strong competitor but the ER .15 compared to SCHD .06
FDVV does have REITS & international though..,
I believe JEPI and JEPQ could fit well into my portfolio as I approach retirement. How can I maintain a high-risk investment strategy to pursue higher yields until I reach at least 55?
Adding JEPI and JEPQ is smart for nearing retirement. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Maybe consider diversifying your portfolio to spread out the risk.
Working with an asset manager has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Your manager seems competent. Could you share how I can reach out to them? I've recently sold some property and am interested in investing in stocks, and I'm seeking guidance. Thanks
Marisa Breton Dollard is the manager I speak with. Just search the name. You’d find necessary details to work with to set up an appointment.
I'm pleased with the advisor's prompt and knowledgeable assistance. Their professionalism instills confidence. Looking forward to further discussions.
Just hit 550 shares of SCHD. Going to keep buying.
Keep us posted
Remember dont try and time it just buy and hold and reinvest the dividend . Don't think short term think long term . It doesnt matter whats going on if markets up or down or sideways or all around keep scooping your shares and compound the dividend . ROTH IRA should be 100% etfs and in indivisual brokerage should be 80-90% in good high quality etfs if not 100%
What's the name of your financial advisor though
You should do a video like this for monthly investments because it brings the required amount of money for the initial investment down a lot. Or even a combination of a lump sum with monthly investments. This video just seems to show how to do it the hard way.
noted
How to turn a 5 minute video into 12.
Absolutely love it!! The journey is not always easy, embrace persistence, patience and perseverance. Outline your goal and pull your efforts together to attain that goal. I had a fair share of struggles before diving into crypto last year. And let me tell you, it completely changed my life! So don't lose hope
That’s a great motivation! I thought about ¢rypt0 but unsure of it. I need to do something quick. What can I do?
Spot on. The market presents a lot of opportunities to create passive income, with the right skill and proper understanding. Whether you’re not sure about what to invest in, or you don’t have time to manage your assets, just make sure to consult an advisor.
I partner with Olivià CharIotte OswaId.
You can look her up and get in touch
Cryptos and real estate crowdfunding are awesome lnvestment options! It's great that you're growing with Olivia.
Olivia is truly amazing! Her genuine dedication to helping clients achieve the best results is what sets her apart. When my wife and I met her in 2021 thanks to her, we've made significant progress in just 3 years and couldn't be happier with our choice
I would love a video on how you have your UA-cam Videos made. I would imagine you sub it out to some internet company to build it for you. This seems like a ton work for each video.
If you love it. It aint work.. Right!
Im assuming these numbers were calculated by doing a 1 time investment no monthly investments during that 10,20,30 yrs correct?
Market news dividend calculator , 328 shares dividend growth I put as 10 percent per year . It gets you very close . If they would have calculated it by last years 3 percent dividend growth rate it wouldn’t have happened .
I’m 29 and decided to do a mix of a couple of methods you shared. I do the 50/30/20 method with blue collar, call covered, and REITs. I invest in 10 total stocks using this method, and I invest $50 per pay check into each stock, totaling at $1000 per month, and reinvest all dividends. With no initial investment, I for the life of me can’t figure out how you calculate the 10, 20, and 30 year dividend yield rate. Could you please do a video on a method similar to this so I can plan the estimated payout potential?? Your videos have taught me so much already. Thank you for everything.
THIS IS ONE OF THE DUMBEST THINGS IVE HEARD. REITS🤣🤣🤣🤣🤣🤣🤣 AINT NO WAY YOU RETIRING WITH ENOUGH MONEY
@@charliec6318 I’m pretty new to investing, hence why I was asking for advice. I only have 2 REITS in the portfolio and swap them out as the market and dividend rate changes. So did you have any actual advice, or were you just here scrolling through the comment sections of educational videos to talk shit?
What about if you put in 270k today, can you retire in 10 years while funding $26,400 per year? I'm 41 yrs old now but did buy 100k into SCHD yesterday and 100k into VOO yesterday as well. I have an additional 70k in single stocks but now I'm considering putting the entire 270k into SCHD.
Too bad we have to jump through all these hoops to retire when we are in {AMERICA The GREAT.} We should just be given retirement money and resources, but leave it to AMERICA to turn every single facet of life a business.
How is it that for each decade the actual value of each account goes down, but the dividend amount goes up?
10y valued at 1,578,695 div is 64,364
20y valued 1,364,741 div is 75,177
30y valued 1,223,506 div is 90,586
Why does the dividend go up when the actual value is down?
Is it risky to invest only in this one etf?
The ETF is relatively stable, but the wise decision would be to diversify.
Not
VTI and SCHD are pretty good together.
I dabble in VT as well.
Joe, what type of service or software do you use to create these type of videos?
Hello, I am expert at making such kind of videos
I am providing this whiteboard animation service and you can contact me by reviewing my ID description
well help me out, since Joes not responding to me@@Animator.9888
Since SCHD is now a loser in a bull market, you’ll need a ton. Try SCHG instead it’s a much better ETF.
What are you talking about noob xD.
Schd is a retirement etf fund not growth.
You want growth etf? VGT
Your SCHG is nothing compare to VGT lol
@@tvb4227 Thanks for the childish name calling. Anyways, it’s your choice if you want to underperform in the market and investing in SCHD nowadays will guarantee underperformance whether its used for a retirement fund or not.
33/33/34 VOO, VGT, SCHD
@@tvb4227you are noob your vgt is nothing to XLK u are a joke 😅😅😅
@@tvb4227love VGT. Almost 50% yearly return right now.
Average inflation rate is 20-30% a year not 2.65%.
It's been around 2-3% over the last 10 years in the US.
In what world is average yearly inflation of 20-30%????