1) there's (probably) a systemic risk to folks blindly buying. 2) if everyone tries just a little to put their money in areas where they are knowledgeable, there will be less risk
Don't put all your eggs in one basket; instead, diversify into different asset classes to mitigate risk. If you lack extensive knowledge, consult a financial advisor.
Opting for an investment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023
Annette Christine Conte is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
The biggest lesson I learned in the 2023 stock market is that no one can predict what will happen next. It's essential to stay humble and stick to a strategy with a long-term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what’s about to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.
Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $220k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in
I'd suggest you discuss with a proper advisor, particularly if you're new at investing or facing uncertainty. I personally have over 180 companies in my portfolio, so if few companies fail, I still have others that can hold me up.
That's smart. I'm quite lucky exposed to personal finance at an early age, worked full time when I was 19, purchased first home at 28. Going forward, got laid off at 36 amid covid-outbreak, and immediately consulted an advisor to stay afloat. As of today, I'm only 15% short of my $1m goal after subsequent investments.
I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?
Sure you can! Judith Lynn Staufer is the financial advisor I work with. Just search the name. You’ll find necessary details to work with to set up an appointment.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
Sharon Ann Meny is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over. This is for stock holders.
Unfortunately, most people don't get this, the majority is after chasing tops/bottoms where they fail & get out of the game. Therefore, in the current bear market, we should pay more attention to the risk rate of the market. We must control the risk to a minimum and improve earnings. It is best not to blindly enter the market.
You can't really know the full risk rate except you are a professional. Reason I settled for advisory and guide from a stock. Never been the same again with my holdings
Investing in individual stocks can be a lucrative strategy, but it requires careful consideration and research. Different stocks offer various growth potentials and risks. Some may provide steady dividends, while others focus on capital appreciation. It's essential to diversify your stock portfolio to mitigate risk. Consulting a financial advisor can help tailor a strategy based on your risk tolerance, investment goals, and market conditions.
Absolutely, I've been exploring the world of stock investing recently. There's so much information out there, and it can be overwhelming. I'm thinking about tech stocks, given their historical performance, but I'm not sure where to start. Any advice?
I've been investing in stocks for a while now, and it's been a significant part of my retirement portfolio. Diversification is key. I've had success with a mix of growth stocks and dividend-paying stocks. However, staying informed and regularly reviewing your portfolio is crucial. Have you considered consulting a financial advisor to help guide your stock investment strategy?
There are many independent advisors to choose from. But I work with *Izella Annette Anderson* and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
Makes a big deal about interviewing his school econ teacher and then barely shows any of it. This hyperedited video seems far more focused on being a UA-cam video than being an informative one.
so funny. they set up the whole thing, film the b-roll of them walking in and then cut from him speaking after he speaks one sentence. That same sequence could literally be used in a parody youtube video
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
I have Karen Marie Gendron as my financial adviser. She has a solid reputation when it comes to diversifying portfolios and making. Them less vulnerable to market downturns. She may be a name you are already familiar with from Newsweek.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financial future and i'm eager to participate. Who is the driving force behind your success?
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like Judith Lynn Staufer I've worked with her for some years and highly recommend her. Check if she meets your criteria.
This video has a very high potential to mislead people into making really irresponsible investment choices. The idea that the efficient market hypothesis is not true in an absolute sense has nothing to do with what normal people should be doing with their investments. Because for people who aren't math geniuses with subscriptions to Bloomberg terminals and an ability to code trading algorithims, we are so outclassed by actual professionals that active trading is just a fast way to throw away your money. It's like being a fish at a poker table full of sharks. And the level of detail in this video is FAR too low to really provide any guidance in active investing. I hope average people basically ignore the anti-index part of this video because none of us are going to consistently out guess the trading strategies of people who spend nearly every waking moment trying to work out their strategies, nor are we going to have a good idea of what makes a good active manager of our money.
Way to miss the point. No one told people to actively trade but rather consider active funds , of which there are many rather than putting everything into passive index funds. That is if you do your research and believe that the hypothesis is wrong in which case actively managed funds should beat passive ones because of their edge. There is some limit to how much value as a percentage can be held passively. Beyond that it would absolutely make no sense and active funds are needed. But no one knows what that limit it is, some say its 50%, some say much higher. If all funds are held passively then a small number of transactions could cause large swings in value because the free float is so small.
@@thunderb00m I'm not missing the point as you may notice I also talked about how it's unrealistic to expect viewers to know the difference between a well managed active manager and the average bad active manager. because most active managers under-perform indexes. And the point about "what if a lot of people pull their money out at the same time", that happens under active management too! Literally happens every time there is a recession. That is not an argument against passive management! Further, active management includes that done by massive pension funds or closed funds of super geniuses like the Medallion Fund. Those are plenty big institutions that trade so much more than passive funds do that they could be a small fraction of total funds and still a majority of trading decisions, like the video even acknowledges. Finally, even if we did reach a point where indexes were distorting the market's ability to do price discovery, that doesn't mean it would be a good idea to go into active management with your portfolio. Because unless your active management can take advantage of that faster and smarter than massive institutions and smaller but incredibly skilled closed funds, your portfolio is still on the losing end of that competition. And as your results get eaten alive by super-high information, super-high skill, super-fast response time algorithms from the world's best traders, other passive investors will decide to not follow in such a failing strategy. So at that point, if we think it's important to reduce passive investing to keep market price discovery working, the only answer is using an organization that can force coordination across hundreds of millions of people: the government. And the obvious way to do that would be to shift the tax system into pension plans or sovereign wealth funds that both have the resources to actively trade with high knowledge and skill, and can absorb large amounts of starter funds. But just telling people to make decisions that for the average investor are worse for their financial health is a terrible idea.
@@thunderb00m I thought etfs are constantly buying and selling the individual stocks to have the right percentage balance; so how would the price be volatile due to low volume?
If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I'm just starting to invest and keep hearing mixed opinions on asset allocation. Some say ETFs and index funds offer great broad market exposure, but I’ve also heard they include underperforming stocks that could dilute returns from stronger performers. Since my goal is to retire early, I’m not sure if I should be more selective with my choices now, or if I’m just overthinking it
I’m nearing retirement myself, and I had similar concerns. I started investing later than most, and just relying on ETF compounding wasn’t cutting it for me either. After working with a financial advisor, I managed to restructure my investments and am now on track to retire with around $4 million. If I hadn’t sought advice, I doubt I’d be as confident in my plan right now
I usually steer clear of recommending specific people because financial needs are so personal. But I can say that working with Emily Ava Milligan has made a world of difference for me. I noticed her strategies are tailored to fit personal goals and make sense for different needs. It might be worth exploring to see if her approach resonates with you
If you only get the average investment returns, will you have a successful life? Even the best investors can only beat the market for 2 decades, and lots of people have more than 20 years left to live. Do you want to bet on the 99% chance you would be better off with Index funds, or gamble on the 1% chance you can do better? I don't like to gamble. It probably says more about me than about gambling.
I dont even know where the stock market is headed to right now. my portfolio of around 200k is not increasing more than 5% and people are predicting a crash .
Thats when you hire someone to manage your money. You need a financial-advis0r straight up! Even while $200k might seem like much, one bad decision might seriously deplete it.
A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
“Viviana Marisa Coelho” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
10:14 1 to 5 is not a factor of 500, its a factor of 5 ... its 500%, but the way it's said in the video is just plain wrong sir. I'd also be curious what it would mean to "be a little bit less passive of a passive investor"
Earlier in the video he posited that one dollar in has a one cent increase in the market. 5 divided by .01 is 500. That's where he's getting that number.
The stock market's feeling less like a well-oiled machine and more like a ticking time bomb lately. With the re-inverting yield curve and volatility spiking, my $2M portfolio is making me question if the market's really 'broken' or just evolving. Are we witnessing a shift that needs a new strategy, or are we just in for a rough ride? Either way, sitting still doesn’t seem like the answer.
The inversion implies anticipated lower future growth, potentially resulting in decreased lending and investment. Hence, finding the appropriate asset allocation and collaborating with an advisor experienced in bear markets is imperative.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky” for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
Market highs are often followed by corrections but timing them is difficult. Some analysts predict a "massive" correction, making me consider adjusting my $850k portfolio or exploring defensive investments.
Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.
Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
Start to diversify your investment. Buy foreign countries stocks and other assets to mitigate the risk of losing it all in The US. The US moment as the hegemony is disappearing and weakening as time passed by.
Step 1: maximize your income potential (if you haven't already) i.e. what's the highest paying role you can achieve in your career or starting a small business based on proven business model (what ever you can do to bring income into your house for as long as possible) sounds simple and obvious but plenty of people get laxed from 30-50. Go home watch tv all evening, don't learn any new skills, do the minimum at their job etc etc step 2: don't always follow the market (diversification to build wealth at the start is not your friend) concentrate on your circle of competence when investing. If you have a particular skill then look at companies which that skill will give you advantage in knowledge and know how of what makes that business or industry tick. Something that an analyst sitting in wall street wont know. We now have access to plenty of local investments via fractional share apps. step 3: once you have investments and they are growing and only once you are nearing your target retirement amount that's when you focus on diversification. Bonds, cash, property etc. Its not always wish to buy a property early on in your investment journey if that means you are borrowing way too much and at waay to high interest rates. Debt to equity ratios matter to give your investment portfolio the right amount of leverage. The current issue with the investment meta (other than passive stock investing) is borrowing alot and buying property. This second meta is banking on inflation growing and growing year on year end to deflate the debt away. $500k loan wont seem like much in 25 years when the average starting wage goes up (which it does just slowly). The issue for people as been not switching jobs and staying at the same company forever and not getting wage increases marked to market.
diversify! if you can afford it, keep investing and reap the immense benefits 10+ yrs down the line. otherwise just hold back for a bit with bonds or the like, safer investments, till you feel more comfortable to invest in the market again
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.
I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or, alternatively, seek advice from certified market strategists.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advisor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
Wait. The tendency is starting to be the contrary as you say. Inflation is stabilizing and interest rates are going down again. This comment was Ok a few months ago but not anymore
Honestly there really no other or better way. Most of us have a long time horizon of investing. If it does crash 20-50% most of us are ok with waiting 5 year for it to recover. For older folks in retirement i hope they diverfied in low volitility fixed income assets.
Markets at all time highs make me nervous. Heavily backing SCHD right now. But I’m still open to buying more because some brilliant companies seem at good prices. What’s everyone’s thoughts?
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
Amy Desiree Irish is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
I have an Investment portfolio that's worth $1million, I don't think that'll be enough for retirement. I need an average risk investment strategy in stocks that'll give me more yield. Is buying stocks now a goods idea?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Inflation is far more harmful to individuals than a collapsing stock or property market because it directly affects people's cost of living, which they immediately feel. It is not surprising that the current market sentiment is extremely pessimistic. In today's economy, assistance is critical if we are to survive.
It has never been simpler to grasp how to expand your wealth than it is right now, thanks to the availability of competent portfolio advisors that can help you experience and learn about a market with a wide range of assets. I think it's impossible to predict how changing dollar values will affect assets.
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 65% since January. It is, in my opinion, the best way to get started in the industry right now.
Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon. I plan to start the year on a strong financial note.
People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.
Yes! I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.
Most new tra'ders make the mistake of trading in their own without having the required skills to help them benefit from the market. I was once like that but all changed thanks to Brian NelsonStarted with $5,000 and Withdrew profits.$39,400.
My outlook on money changed when I realized that is better to invest on or before retirement, some people are just putting £15k or £20k With the current market movement at the end of the year they are making millions.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
1:05 host discovers what an exponential function looks like. Fun fact, compounding interest is also an exponential function. It shouldn´t be surprising that the market's value also increases exponentially, over long periods.
@nicolasgirard2808 Exactly, growth will definitely slow down drastically as population crisis hits. My strategy is to assume a low rate of return. SP500 is 10%, I estimate 5% for myself
No, technological advamcement far out strips human population in term of productivity. Human population quadrupled I the last 100 years, but technology likely increase productivity at least 100x. Just look at the automation, computing, internet. One man can build more cars with a team of robots than 100 man could.
Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don't know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate. I am under pressure to grow my reserve.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my Fin. Advisor that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilising a financial advisor for more than 15 months now, and I've made over $800,000.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Thanks! Your video calms me down everyday I watch it when the market is pumping! I'm going with your insights. It makes the most sense with where we are at in the cycle. The only thing that would make me think this cycle could be slightly different is the overall increased adoption of crypto since 2019 and all the hype with the BTC/ETH ETF speculation. Could the market stay held up this cycle by the anticipation of ETFs and the overall awareness that a bull run is coming? The surge is speculated to possibly be the beginning of a massive new uptrend, making it a crucial time for investors to pay attention, I've personally benefited from following Harry’s Dent trading tactics, amassing 23 bitcoins in a short four weeks period, which speaks volumes about his expertise...
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience…
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Credits goes to "Lucinda Margaret Crist" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Generally , the stock market provides a platform for buying and selling shares of publicly traded companies, offering potential opportunities for investors to grow their wealth, but it's essential to approach it with knowledge and caution.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of £550k, which is about 10 times more than I average on...
Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2025?
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
I agree. Based on personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
My CFA ’Sophia Maurine Lanting’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
The average stock in my portfolio has been cut in half, and the only way to make money this year has been to either short or to trade long in very short time frames. I'm still at a crossroads deciding if to liquidate my dipping $117k stock portfolio, what’s the best way to take advantage of this market?
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor.
I agree, having a financial - advisor for investing is genius! Not long ago amidst the pandemic crash in March 2020, I was really having investing nightmare prior touching base with advisor. In a nutshell, i've accrued over $550k with the help of my advisor from an initial $120k investment thus far.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Carol Vivian Constable’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Bring Julianne Iwersen Niemann on the show. She changed my life Financially I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Julianne Iwersen Niemann, for her expertise and exposure to different areas of the market.
I know this lady you just mentioned. Julianne Iwersen Niemann is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Julianne Iwersen Niemann has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
The thing is people often doubt the prospects of financial advisors like Julianne Iwersen Niemann in business/markets today. Well it gives me more time to get ahead while they stew in their own pity and doubts as they childishly complain about those spreading the word
I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get
It’s not just 500 biggest companies. There are requirements for a company to be even considered to be a part of sp500, such as four consistent quarters of profitability. Annually approx 25-30 companies are dropped/replaced. It’s the winners club, that’s why it’s going up.
@@Kosaro1234 They don't have the same expected return at all, what? And most definitely not the same degrees of diversification. US Large cap is extremely concentrated in a few companies that all are located in a similar area in a similar field, and have extreme price-to-earnings multiples which predicts lower expected returns. Small caps are less concentrated and cheaper. And if we look historically, over the past decade or so large cap have had higher returns than small caps, and in other periods small caps have systematically outperformed. How can you say something so inaccurate to try to inform someone else?
@@theWebWizrd Fair point on diversification, I probably should have said sufficiently diversified rather than similarly diversified. After all, total market is by definition more diverse than S&P 500, though both are sufficiently diverse in that they'll follow the overall market fairly closely and are fine for long term passive investing I stand by equal expected return though. I subscribe to the efficient market hypothesis and believe that it's not possible to consistently outperform the market (especially as an individual non-institutional investor). Some funds have outperformed others in the past 10 years, but that is no guarantee they'll do so again in the next 10 years. All these diverse funds will follow the overall market plus or minus a few percentage points, and it's not possible to know which will overperform and which will underperform, hence equal expected value. Oh and by equal expected value I don't mean that they'll have identical returns, I'm using expected value as the statistical term.
the exponential growth you're referring to in the beginning of the vid by pointing at the graph should not be the reason to delve into this issue, what you showed was just compounding asset plotted on a graph, that curve always stays the same 😂
Fantastic video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires
The key is diversification. Personally, I delegate my investing to an advisor, cos my job doesn't permit the time to perform market analysis myself. Thankfully, my once ago stagnant portfolio has now 5X in barely 4 years, summing up almost 7 figure as of today.
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
S&P goes up at an average 11% compared to inflation which grows at an average of 2.34% over the last 20 years. I get what you are saying, but it doesnt apply here
That depends on weather the productivity increases are due to experience and talent, or technology. A person with experience and or talent can absolutely receive higher wages for their productivity.@TheOOOOOOOOOOOOOOO
I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
If you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Instant downvote for bad X axis in the thumbnail (all dates were 1950). As a data analyst I get easily triggered by this, and it sits badly with an attempt to be data-driven and objective, sorry, guys ): EDIT: Thank you for fixing this! Now I can watch it, downvote removed :D
It's not a perfect mathematical exponential. There could be a strong exponential trend in the long term, but on short time scales, fluctuations/noise could drown out that overall trend. And yes, looking just at the 1980s or just at the 1990s, exponential-looking trends are visible (whether or not they're actually consistent with the true long-term exponential), but from 2000 to 2010? Absolutely not!
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Note that the fact that more people have the money to invest in stocks is a sign of a growing economy with low unemployment - Which is exactly where we are. (So the stock market should go up...).
Hmmm... at 1:04 Don't you need to adjust those index graphs to GDP and inflation? They have been going up, but it's not so outrageous when you offset against those 2 factors Yes the multiples out there are very high, but it's not the insane exponential rise you are making it seem it is.
I`m new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the opportunities so far. I believe having $450K yearly income would be a good investment so I want to plug all my savings into the market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good coins to buy and losing all the good opportunities.
GREGORY LEO CATTEL is the licensed FA I work with, I can't speak much about him you should make a search with his name, you'd find the necessary details to schedule an appointment.
I started working with Coach Gregory Leo Cattel back in August, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.
Gregory Leo Cattel success can be attributed to his unwavering dedication to setting realistic goals, expertly navigating clients through complex financial landscapes while avoiding the pitfalls of unrealistic expectations.
I think some people misunderstand. Almost everyone KNOWS its a bubble. However, the stock market isn't based on valuation, its based on sentiment. Human behavior dictates they want the number to go up. So yes, while a massive financial crisis will eventually break the bubble, it will rise up again. Think about it. This isn't the 1800s where you have a gold mine in your backyard to inefficiently mine for gold. Where are people going to put their money? As long as we use made up numbers in a made up spreadsheet to trade made up parts of a company, the eventual end goal will be to make number go up. Its a shared delusion, and over time has become as integral to economics and financial security of humanity as the fiat currency not backed by anything.
I like this comment because it points out that the American dollar being a fiat currency with manipulation from the fed is more active in creating this bubble than funds, which I think is apparent to anyone paying attention.
Yup. I don't care about the technical of "being in a recession" or not and neither does anyone else. I have stocks, therefore I want stocks to go up. Stocks only go down when stocks are sold. Ergo, as long as people don't panic sell (the cause of literally all stock market crashes), stocks will continue to go up. Stockholders magically generate value with this one easy trick (at the expense of non-stockholders). Weird to me how many people completely fail to realize that sentiment is literally the only thing that matters in determining how much a stock is worth. It's just an indicator of what someone will buy it from you for.
fiat currency, absent effective monetary policy, is not backed by anything. As long as the fed is willing to stomp the economy to return to 2% inflation, fiat currency is effectively backed by the productive capacity of the currency's entire sphere of influence, as demand has to scale with supply to maintain the ratio.
It's enticing to consider purchasing some stocks in this bull run. I'm contemplating investing more than $300k for retirement. While the bull run can generate short-term excitement, i also need long-term investment strategy
It seems like there's potential, but caution is warranted. hence I will advice you get yourself a financial advisor that can provide you with entry and exit points
Right, I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments.
once you hit a big milestone, the next comes easier.. would you mind dropping info of your invt-advisor please? i'm in dire need of proper asset allocation in order to achieve an optimal portfolio till year end, thanks in advance ..
The stock market is not broken but it is indeed oversaturated. The problem with this is that many young ambitious people believe that 'beating the stock market' is their path to success, however, they could not be more far from the truth. I have seen this phenomenon with my own eyes. They are literally 'gambling' away the hard earned savings of their parents without fully understanding anything. Very few people were born to beat the stock market. If one has a basic interest in finance however, this does not mean they should not learn and educate themselves. But learning and gambling are 2 totally different entities that should never overlap. Catch ya soon!
Bitcoin has surpassed $90,000 for the first time and is nearing $100,000, signaling a strong upward trend. This momentum is partly due to Trump’s recent election win, as he is considered supportive of cryptocurrency and may introduce favorable policies. I’m considering investing my $250,000 retirement savings but wonder if it’s too late.
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Active management is like throwing away your money unless you can find one of four or five funds that are either closed to new investors or isn’t tied to a 90 year old Omahan
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
@@สมรักษ์อินทร์ตา-ม7ฑ A great recommendation is Sarah Jennine Davis. Her basic information should probably be displayed when you search for her in your browser.
I am a veteran investor, I looked at the S&P and NASDAQ yesterday: 40% up in a year is NOT normal. Then I remembered the Buffet Indicator (GDP / Wilshire 5000) which is almost or even at 2 by now. (Fair value at around 1). I exited the markets in 2016 expecting the every-8-year-correction that stopped occurring. That cost me a LOT of gains I would have made. So many years later, I'm sitting on 50% hard cash (not weak dollars) still waiting for blood in the streets.
Decent video, but I have a few questions, why do you attempt to hide the privacy policy in your website (by making the text color the same as the background color) and does your subscribers know you share their personal information that they trust you with?
The S&P 500 should be in ‘buy-the-dip’ territory, as leading indicators for profits continue to improve. I believe the S&P500 will go over 6000 eventually. Making Investors like me believe that “Santa has come early” to markets to find out the best additions to a $500K portfolio to boost performance.
I think you're just better off with majority investment in S&P500 and uprising equities cos they always outperform. Alternatively speaking to a certified market strategist can help with pointers on which to acquire
A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to stay afloat, hence I engaged the services of a true market strategist to help rejuvenate my $700k portfolio and boost performance and returns by 40% in a little over four years.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her
1) passive funds dont inflate stock prices. Prices are set by trading activity, 85% of which is done by institutional investors. 2) set those charts to a logarithmic scale and find something more important to worry about.
If you look at the Price to Earnings Ratio (PE Ratio) of the overall market, it's a bit on the high side, but not very far from where it usually is. If passive investing arbitrarily increases the price of S&P500 stocks then we'd see the PE ratios steadily increase. But again, it's in the usual range. Company earnings have been rising and that is the main reason why their stock price increases. Disciplined active investors will stick to value investing and pull out of companies that are overvalued. These companies will fall in market cap as a result and then passive investors will buy less of them.
The Shiller PE ratio shows a massive overvaluation rivalling the late 1990s. It is an overvalued market. The problem is that does not tell us when a big crash will come.
1:27 I hate it when people look at stock charts with linear price scale and declare "It's going up too fast". Unless you plot the price on a logarithmic scale it's rather hard to say whether the price increase is getting faster or just is steady.
You're presuming that the natural trend is exponential, constant-rate compounding, etc. A newbie might wonder whether exponential growth itself is "too fast" for the market.
You should have noticed at minute 10:04, the difference between 1 and 5 is not 500x lol its not even a 400% increase its an insane statement backed by terrible maths
One thing that was like a lightbulb going off for me that I'm sure most people understood already... The fact that these indexes actively move companies in and out of their funds. Essentially actively managing but without crazy fees. Also, I've basically avoided them for a decade while losing money on EV related things
My wife is already panicking, so many questions! will the rate cut lead to inflation? I'm very worried about my $200k stock portfolio losing value. Do i move to 100% cash? What strategies should I be employing in my portfolio right now?
Consult a financial advisor for Rebalancing, Risk Assessment, and ensure that your portfolio is well-diversified across different asset classes (stocks, bonds, real estate)...
No doubt, getting proper financial advice is invaluable, my portfolio is well-matched for every season of the market and just yielded a much better % from early last year. I and my advisor are working on a 7 figure ballpark goal, though this could take another year.
I have worked with a few financial advisors before now but i ultimately settled for Amber Michelle Smith. She is SEC regulated and licensed in US. You can easily look her up.
The market goes up because people and funds have realized that if you buy the dip, it will go up and look at every downturn as a dip buying opportunity. Those who bought the dip during COVID proved this is true.
This video misses the most important point: Index funds are especially for uninformed/not expert groups of people - getting the average return without spending one minute to inform yourself (while the price is managed by professionals on both sides) is a huge achievement and makes investing more approachable!
Sure it makes investing more approachable and gives individuals good returns on average. But isn't it dead capital? how is it facilitating a healthy follow of capital to good businesses that need it that aren't in the top 500 (or more so isn't Nvidia AI stock). Its basically the worst centralization of our money we can think of. Just piles of money pouring into a handful of individual fund managers to decide which investments are worthy of a trillion dollar market cap. (because lets face it its not just based on fundamentals like earnings as much as wall street pretends it is).
@@Thebt7 Dead Capital argument would count if it would be the majority of capital in the markets. And even then Shortsellern would act in a hygienic function. Also most index funds are (outside the US) normally MSCI World Indexes with around 5-6k biggest Companies of the world. And it’s not individual managers making the decision, just algorithms. Which makes in less emotional. Again, for the average Joe it’s the best choice to play “dead capital”.
@@alex_187 fair points also forgot about the algorithms driving a lot of price action these days. Though with short selling in theory they are suppose to be the good guys getting rid of bad companies but now days there are so many zombie companies living on cheap debt (see if interest rates come down quick enough to save them) and let's not forget the game stop saga of being short squeezed. Which by the way, why is that company still alive considering how long and how much it's been shorted?
@@Thebt7 totally get your concerns.. the stock market is in parts a dark place. But isnt it than better to invest in an index which might have under 1% "bad" companies than letting someone directly invest in a bad company because of tiktok/pump&dump schemas? In the best case an index always has the "best of class" approach - there might be an 10x in one Week Stock in or a fraudulent total loss. in the end it is balanced without you spending a minute. :)
"For every $1 entering the market, the overall value of the market goes up $5... So the market is moving 500 times faster" Eh? How did 5x become 500x in the same sentence? And what does "moving faster" even mean?? This video is all hat and no cattle.
My Econ teacher also spoke well of investing into index funds. She was an awesome teacher who actually fostered an incredible energy in her class that kept everyone smiling while learning. She passed a few years after I graduated and I feel so terrible for all the students in my area who won’t get to have her.
I think one thing this analysis is missing is how we actually measure the current cost of a stock. How are stocks actually sold? Are there continuous auctions taking place? And if so, what is the auction mechanism?
To keep it short, it seems like this video was made just for the views. However, if you genuinely are interested in these ideas, consider the following: 1. The market would not exist if everything didn't *always* go up in the long-term, esp things like the S&P. 2. Look into inflation; the unit of the dollar doesn't change, but inflation still occurs, so what is the only way to make up the change: an increase in the number of dollars used. Try looking at the S&P on a linear scale, then look at it on a logarithmic scale. I think you'll see that there is nothing amiss after reviewing the above and then I suggest you turn to researching the mechanics of inflation.
you did not mention something which your video does show.... dollar cost averaging. The person putting in money every week will receive the advantage of the market going up and down over time as they will be investing over time.
This video is a must-watch for anyone serious about navigating the stock market's ups and downs! The insights on upcoming earnings reports, the potential impact of unexpected events, and the strategic moves by big tech companies like Google's acquisition are invaluable. Now more than ever, it's crucial to invest in resilient assets that can withstand market volatility. Don't miss the opportunity to position yourself wisely in these uncertain times. Invest smart, stay informed, and secure your financial future! I've managed to grow a nest egg of around 2.3B'tc to a decent 11B'tc in the space of a few months... I'm especially grateful to Donna Mikalonis, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.
Nice info, i appreciate your concern this will help a lot especially to the young bitcoin investors who have no or lesser knowledge on how bitcoin market works.
A major motivation for investing in index funds and ETFs was saving management fees, which previously could eat up a third of returns for actively managed funds. The reason for so many more individual investors in stocks was the switch from defined benefit pensions to defined contribution permissions. Want to reduce that? Reintroduce defined benefit pensions, at least for a good part of people's retirement savings.
When you ask: "can the stock market can go up forever?" You are either asking if there can be more people seeking to invest than there are people looking to divest forever. or alternatively: can money inflate perpetually. To both of which I say: maybe?
If you're talking about developed economies like north america or Europe, then yes, you are right to be a bit sceptical about the index funds invested in the stock markets of those countries. But as far as developing economies are concerned, index funds are a no brainer. Atleast for the next 50 years
I think the Buffett index is a great litmus test against this. That takes the Russell 2000 / GNP. When that ratio >190, the market is overvalued, which is where we're around now. But! This by tying equities to GNP, you're anchoring valuation
The S&P 500 IS actively managed. Nearly 180 stocks have been replaced since 2015! It's chock full of some of the most profitable companies in the world. Stock prices always have been and always will be based on supply and demand alone. Let's not complicate it! There's a limited SUPPLY of shares of each of the companies in the index, and an increasing DEMAND to own a share of these incredibly profitable companies. If you don't know what's in the box, do a little research (It's easier than ever thanks to the Internet) OR... Let the pros do the research for you at a very cheap expense ratio and BUY THE INDEX!
take those charts, instead of price, replace data with earnings. And you'll see the same charts. It's the most powerful, curated list of public equities. Competitive advantage grows over time. It has nothing to do with EMH.
Considering the current market uncertainty, it seems prudent to invest in gold or a gold ETF. I'm thinking of allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is appealing, I recognize the importance of maintaining a long-term investment strategy.
Gold is seen as a safe bet during economic ups and downs. But investing in it can be tricky. Some people lose money because they don't understand how it works. So, it's wise to be careful. I suggest talking to a financial advisor who can help you figure out when to buy and sell.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
I require suggestions on how to restore my portfolio and create more effective strategies in light of the huge declines. Where can I locate this instructor?
Finding financial advisors like Marisa Michelle Litwinsky who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
You need to put your charts on a log scale. Absolute numbers are misleading over such a long time line… and P/E ratios over time is telling the real story of price/value and thus if the markets could be overvalued or not.
Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don't know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate. I am under pressure to grow my reserve.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my Fin. Advisor that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilising a financial advisor for more than 15 months now, and I've made over $800,000.
The decision on when to pick an Adviser is a very personal one. I take guidance from Vivian Jean Wilhelm to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
I believe the issue with index funds is that they relinquish shareholder rights, including the ability to participate in company decision-making through general meetings. While this may not seem like a significant loss at an individual level, I wonder if the collective impact is greater. Specifically, I question whether a larger portion of the money ends up in the financial services industry and contributes to increasing CEO compensation within the companies.
The stock market will go up for the foreseeable future. Why? We have no other choice. With non-governmental pensions virtually exstinct, everyone is forced to buy stocks to retire, and since not everyone has time or expertise to properly research individual stocks, then index investing will be the way to go for the foreseeable future.
So, in summary.....be skeptical of index investing, but you should invest your money in index funds. Thanks, that clears things up.
😂😂😂 This comment got me!
Trust but verify
I know, what's the takeaway here?
The takeaway is to understand what you're putting your money into.
1) there's (probably) a systemic risk to folks blindly buying.
2) if everyone tries just a little to put their money in areas where they are knowledgeable, there will be less risk
I got 160k now and I got no where to dump bro, everything is jacked up in the stock market.
Don't put all your eggs in one basket; instead, diversify into different asset classes to mitigate risk. If you lack extensive knowledge, consult a financial advisor.
Opting for an investment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023
This sounds great. Is there a way I could connect with an advisor you recommend? I would really appreciate it.
Annette Christine Conte is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@@Olsontim21 She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
The biggest lesson I learned in the 2023 stock market is that no one can predict what will happen next. It's essential to stay humble and stick to a strategy with a long-term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what’s about to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.
Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $220k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in
I'd suggest you discuss with a proper advisor, particularly if you're new at investing or facing uncertainty. I personally have over 180 companies in my portfolio, so if few companies fail, I still have others that can hold me up.
That's smart. I'm quite lucky exposed to personal finance at an early age, worked full time when I was 19, purchased first home at 28. Going forward, got laid off at 36 amid covid-outbreak, and immediately consulted an advisor to stay afloat. As of today, I'm only 15% short of my $1m goal after subsequent investments.
I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?
Sure you can! Judith Lynn Staufer is the financial advisor I work with. Just search the name. You’ll find necessary details to work with to set up an appointment.
excellent share, Just looked up her name and spotted her consulting page ranked top. after reviewing her credentials i reached out to her.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
Sharon Ann Meny is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over. This is for stock holders.
Unfortunately, most people don't get this, the majority is after chasing tops/bottoms where they fail & get out of the game. Therefore, in the current bear market, we should pay more attention to the risk rate of the market. We must control the risk to a minimum and improve earnings. It is best not to blindly enter the market.
You can't really know the full risk rate except you are a professional. Reason I settled for advisory and guide from a stock. Never been the same again with my holdings
Mind if I ask you to recommend this particular coach you using their service?
Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Absolutely, if you lose 50% of you Capital, then you need a 100% just to go break even
Investing in individual stocks can be a lucrative strategy, but it requires careful consideration and research. Different stocks offer various growth potentials and risks. Some may provide steady dividends, while others focus on capital appreciation. It's essential to diversify your stock portfolio to mitigate risk. Consulting a financial advisor can help tailor a strategy based on your risk tolerance, investment goals, and market conditions.
Absolutely, I've been exploring the world of stock investing recently. There's so much information out there, and it can be overwhelming. I'm thinking about tech stocks, given their historical performance, but I'm not sure where to start. Any advice?
I've been investing in stocks for a while now, and it's been a significant part of my retirement portfolio. Diversification is key. I've had success with a mix of growth stocks and dividend-paying stocks. However, staying informed and regularly reviewing your portfolio is crucial. Have you considered consulting a financial advisor to help guide your stock investment strategy?
@@mariaguerrero08Could you possibly recommend a CFA you've consulted with?
There are many independent advisors to choose from. But I work with *Izella Annette Anderson* and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
Thank you for this. I'll send her an email to reach her, and I hope I'm able to reach her.
Makes a big deal about interviewing his school econ teacher and then barely shows any of it. This hyperedited video seems far more focused on being a UA-cam video than being an informative one.
If you want more informative videos on the topic, I recommend looking up Ben Felix. He covers the topic of index funds quite well.
so funny. they set up the whole thing, film the b-roll of them walking in and then cut from him speaking after he speaks one sentence. That same sequence could literally be used in a parody youtube video
That's what most of UA-cam is now.
nailed it - hipsters...
exactly. what a waste. and it is the same for other people he "interviewed"
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
VWINX and FSPGX are all still good buy, but what do I know I’m not a financial advisor lol
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
I’ve been worried sick about the current state of my portfolio, who is your advisor?
I have Karen Marie Gendron as my financial adviser. She has a solid reputation when it comes to diversifying portfolios and making. Them less vulnerable to market downturns. She may be a name you are already familiar with from Newsweek.
Just ran an online search on her name and came across her website, pretty well educated. thank you for sharing.
That’s 14 inconclusive minutes I’m never getting back
But during those 14 minutes, the stock market has risen, so we're all better off.
thanks for this! didnt waste my time
Welcome to economics!
glad i wasn't the only one thinking that
The love for easy fast answers will be the death of this species I swear.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financial future and i'm eager to participate. Who is the driving force behind your success?
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like Judith Lynn Staufer I've worked with her for some years and highly recommend her. Check if she meets your criteria.
Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.
This video has a very high potential to mislead people into making really irresponsible investment choices. The idea that the efficient market hypothesis is not true in an absolute sense has nothing to do with what normal people should be doing with their investments. Because for people who aren't math geniuses with subscriptions to Bloomberg terminals and an ability to code trading algorithims, we are so outclassed by actual professionals that active trading is just a fast way to throw away your money. It's like being a fish at a poker table full of sharks. And the level of detail in this video is FAR too low to really provide any guidance in active investing.
I hope average people basically ignore the anti-index part of this video because none of us are going to consistently out guess the trading strategies of people who spend nearly every waking moment trying to work out their strategies, nor are we going to have a good idea of what makes a good active manager of our money.
You're expecting too much from Morning Brew
Way to miss the point. No one told people to actively trade but rather consider active funds , of which there are many rather than putting everything into passive index funds. That is if you do your research and believe that the hypothesis is wrong in which case actively managed funds should beat passive ones because of their edge.
There is some limit to how much value as a percentage can be held passively. Beyond that it would absolutely make no sense and active funds are needed. But no one knows what that limit it is, some say its 50%, some say much higher.
If all funds are held passively then a small number of transactions could cause large swings in value because the free float is so small.
@@thunderb00m I'm not missing the point as you may notice I also talked about how it's unrealistic to expect viewers to know the difference between a well managed active manager and the average bad active manager. because most active managers under-perform indexes.
And the point about "what if a lot of people pull their money out at the same time", that happens under active management too! Literally happens every time there is a recession. That is not an argument against passive management!
Further, active management includes that done by massive pension funds or closed funds of super geniuses like the Medallion Fund. Those are plenty big institutions that trade so much more than passive funds do that they could be a small fraction of total funds and still a majority of trading decisions, like the video even acknowledges.
Finally, even if we did reach a point where indexes were distorting the market's ability to do price discovery, that doesn't mean it would be a good idea to go into active management with your portfolio. Because unless your active management can take advantage of that faster and smarter than massive institutions and smaller but incredibly skilled closed funds, your portfolio is still on the losing end of that competition. And as your results get eaten alive by super-high information, super-high skill, super-fast response time algorithms from the world's best traders, other passive investors will decide to not follow in such a failing strategy. So at that point, if we think it's important to reduce passive investing to keep market price discovery working, the only answer is using an organization that can force coordination across hundreds of millions of people: the government.
And the obvious way to do that would be to shift the tax system into pension plans or sovereign wealth funds that both have the resources to actively trade with high knowledge and skill, and can absorb large amounts of starter funds. But just telling people to make decisions that for the average investor are worse for their financial health is a terrible idea.
These professionals you speak of often underperform the market themselves, only special hedge funds and family offices consistently outperform .
@@thunderb00m I thought etfs are constantly buying and selling the individual stocks to have the right percentage balance; so how would the price be volatile due to low volume?
If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.
impressive gains! how can I get your advisor please, if you don't mind me asking? I could really use a help as of now
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Like Nokia? It had a proven proven record too or Kodak back in the day?
I'm just starting to invest and keep hearing mixed opinions on asset allocation. Some say ETFs and index funds offer great broad market exposure, but I’ve also heard they include underperforming stocks that could dilute returns from stronger performers. Since my goal is to retire early, I’m not sure if I should be more selective with my choices now, or if I’m just overthinking it
I’m nearing retirement myself, and I had similar concerns. I started investing later than most, and just relying on ETF compounding wasn’t cutting it for me either. After working with a financial advisor, I managed to restructure my investments and am now on track to retire with around $4 million. If I hadn’t sought advice, I doubt I’d be as confident in my plan right now
I’m trying to figure out the best approach for my portfolio. How did you find your advisor? I feel like I need that kind of guidance
I usually steer clear of recommending specific people because financial needs are so personal. But I can say that working with Emily Ava Milligan has made a world of difference for me. I noticed her strategies are tailored to fit personal goals and make sense for different needs. It might be worth exploring to see if her approach resonates with you
Thanks for that. I did a quick search and found her page. I was able to email so I sent over a few questions to get more info. Appreciate you sharing
If you only get the average investment returns, will you have a successful life? Even the best investors can only beat the market for 2 decades, and lots of people have more than 20 years left to live. Do you want to bet on the 99% chance you would be better off with Index funds, or gamble on the 1% chance you can do better? I don't like to gamble. It probably says more about me than about gambling.
I dont even know where the stock market is headed to right now. my portfolio of around 200k is not increasing more than 5% and people are predicting a crash .
Thats when you hire someone to manage your money. You need a financial-advis0r straight up! Even while $200k might seem like much, one bad decision might seriously deplete it.
A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure.
How can I reach this advisers of yours? because I'm seeking for a more effective investment approach on my savings?
Her name is. TRUDY ELIZABETH STOUFFER . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
“Viviana Marisa Coelho” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
10:14 1 to 5 is not a factor of 500, its a factor of 5 ... its 500%, but the way it's said in the video is just plain wrong sir. I'd also be curious what it would mean to "be a little bit less passive of a passive investor"
Earlier in the video he posited that one dollar in has a one cent increase in the market. 5 divided by .01 is 500. That's where he's getting that number.
actually its just a 400 percent gain.
Thanks bro! I was losing my mind that nobody seemed to have noticed that.....
@@williamofdallas no he clearly stated that 1 dollar change is a 5 dollar change, you are confusing 2 different examples :)
The stock market's feeling less like a well-oiled machine and more like a ticking time bomb lately. With the re-inverting yield curve and volatility spiking, my $2M portfolio is making me question if the market's really 'broken' or just evolving. Are we witnessing a shift that needs a new strategy, or are we just in for a rough ride? Either way, sitting still doesn’t seem like the answer.
The inversion implies anticipated lower future growth, potentially resulting in decreased lending and investment. Hence, finding the appropriate asset allocation and collaborating with an advisor experienced in bear markets is imperative.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?
Ulric Bruce is the licensed advisor I use.
He's a licensed broker and a FlNRA AGENT in US..
*@UlricBruce...* , that his user name
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky” for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
Market highs are often followed by corrections but timing them is difficult. Some analysts predict a "massive" correction, making me consider adjusting my $850k portfolio or exploring defensive investments.
Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.
Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
Pls how can I reach this expert, I need someone to help me manage my portfolio
*Marissa Lynn Babula* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Ok. Do we have other choices? How do we prep for retirement?
Real estate presents one alternative, though it's also volatile and potentially in a bubble for the very same reasons
Buy things that actually contribute to your retirement like housing, insurance or healthcare. Or high interest savings.
Start to diversify your investment. Buy foreign countries stocks and other assets to mitigate the risk of losing it all in The US. The US moment as the hegemony is disappearing and weakening as time passed by.
Step 1: maximize your income potential (if you haven't already) i.e. what's the highest paying role you can achieve in your career or starting a small business based on proven business model (what ever you can do to bring income into your house for as long as possible) sounds simple and obvious but plenty of people get laxed from 30-50. Go home watch tv all evening, don't learn any new skills, do the minimum at their job etc etc
step 2: don't always follow the market (diversification to build wealth at the start is not your friend) concentrate on your circle of competence when investing. If you have a particular skill then look at companies which that skill will give you advantage in knowledge and know how of what makes that business or industry tick. Something that an analyst sitting in wall street wont know. We now have access to plenty of local investments via fractional share apps.
step 3: once you have investments and they are growing and only once you are nearing your target retirement amount that's when you focus on diversification. Bonds, cash, property etc. Its not always wish to buy a property early on in your investment journey if that means you are borrowing way too much and at waay to high interest rates. Debt to equity ratios matter to give your investment portfolio the right amount of leverage.
The current issue with the investment meta (other than passive stock investing) is borrowing alot and buying property. This second meta is banking on inflation growing and growing year on year end to deflate the debt away. $500k loan wont seem like much in 25 years when the average starting wage goes up (which it does just slowly). The issue for people as been not switching jobs and staying at the same company forever and not getting wage increases marked to market.
diversify! if you can afford it, keep investing and reap the immense benefits 10+ yrs down the line. otherwise just hold back for a bit with bonds or the like, safer investments, till you feel more comfortable to invest in the market again
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.
I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or, alternatively, seek advice from certified market strategists.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advisor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
how can I get your advisor please, if you don't mind me asking? I could really use a help as of now.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
Wait. The tendency is starting to be the contrary as you say. Inflation is stabilizing and interest rates are going down again. This comment was Ok a few months ago but not anymore
Honestly there really no other or better way. Most of us have a long time horizon of investing. If it does crash 20-50% most of us are ok with waiting 5 year for it to recover. For older folks in retirement i hope they diverfied in low volitility fixed income assets.
Yes sir, big crash is when I will take up a second job to buy buy buy more... wait it out, and meet you on the other side :)
@@CL-yp1bs Be glad if you get to keep your main job if a big crash actually happens
Markets at all time highs make me nervous. Heavily backing SCHD right now. But I’m still open to buying more because some brilliant companies seem at good prices. What’s everyone’s thoughts?
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I reach this advisor of yours? because I'm seeking for a more effective investment approach on my savings
Amy Desiree Irish is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I have an Investment portfolio that's worth $1million, I don't think that'll be enough for retirement. I need an average risk investment strategy in stocks that'll give me more yield. Is buying stocks now a goods idea?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
That makes perfect sense; you seem to have a better understanding of the market than we do. The coach is who?
look at the PE of the NASDAQ. If you then still don't know the answer, read a few books on value investing.
Inflation is far more harmful to individuals than a collapsing stock or property market because it directly affects people's cost of living, which they immediately feel. It is not surprising that the current market sentiment is extremely pessimistic. In today's economy, assistance is critical if we are to survive.
It has never been simpler to grasp how to expand your wealth than it is right now, thanks to the availability of competent portfolio advisors that can help you experience and learn about a market with a wide range of assets. I think it's impossible to predict how changing dollar values will affect assets.
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 65% since January. It is, in my opinion, the best way to get started in the industry right now.
That's quite impressive! Can you share more information about your financial advisor?
Melissa Terri Swayne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon. I plan to start the year on a strong financial note.
People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
Yes! I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.
??Any means to communicate with him?
Most new tra'ders make the mistake of trading in their own without having the required skills to help them benefit from the market. I was once like that but all changed thanks to Brian NelsonStarted with $5,000 and Withdrew profits.$39,400.
My outlook on money changed when I realized that is better to invest on or before retirement, some people are just putting £15k or £20k With the current market movement at the end of the year they are making millions.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@BrandonIvan-c6e Oh please I’d love that. Thanks!.
@@lennoxmutterick6434 Clementina Abate Russo is her name.
Lookup with her name on the webpage.
1:05 host discovers what an exponential function looks like.
Fun fact, compounding interest is also an exponential function. It shouldn´t be surprising that the market's value also increases exponentially, over long periods.
@nicolasgirard2808 population isn't the only factor for increase/decrease of productivity
@nicolasgirard2808 Exactly, growth will definitely slow down drastically as population crisis hits. My strategy is to assume a low rate of return. SP500 is 10%, I estimate 5% for myself
@@yeetboi268The stock market is not a measure of productivity.
@nicolasgirard2808 The global population will not fall
No, technological advamcement far out strips human population in term of productivity. Human population quadrupled I the last 100 years, but technology likely increase productivity at least 100x. Just look at the automation, computing, internet. One man can build more cars with a team of robots than 100 man could.
Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don't know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate. I am under pressure to grow my reserve.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my Fin. Advisor that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilising a financial advisor for more than 15 months now, and I've made over $800,000.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Thanks! Your video calms me down everyday I watch it when the market is pumping! I'm going with your insights. It makes the most sense with where we are at in the cycle. The only thing that would make me think this cycle could be slightly different is the overall increased adoption of crypto since 2019 and all the hype with the BTC/ETH ETF speculation. Could the market stay held up this cycle by the anticipation of ETFs and the overall awareness that a bull run is coming? The surge is speculated to possibly be the beginning of a massive new uptrend, making it a crucial time for investors to pay attention, I've personally benefited from following Harry’s Dent trading tactics, amassing 23 bitcoins in a short four weeks period, which speaks volumes about his expertise...
HE IS ON TELE GRAM.
HarrysDent.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience…
Well this is not my first time of seeing his name on social platform. I think he's extremely brilliant and lucrative at the same time.
Wow. I'm a bit perplexed seeing Harry’s Dent been mentioned here also. Didn’t know they has been good to so many people
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now
Credits goes to "Lucinda Margaret Crist" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Generally , the stock market provides a platform for buying and selling shares of publicly traded companies, offering potential opportunities for investors to grow their wealth, but it's essential to approach it with knowledge and caution.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of £550k, which is about 10 times more than I average on...
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2025?
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
I agree. Based on personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
Glad to have stumbled on this conversation. Please can you leave the info of your investment advisor here? I'm in dire need for one.
My CFA ’Sophia Maurine Lanting’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
The average stock in my portfolio has been cut in half, and the only way to make money this year has been to either short or to trade long in very short time frames. I'm still at a crossroads deciding if to liquidate my dipping $117k stock portfolio, what’s the best way to take advantage of this market?
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor.
I agree, having a financial - advisor for investing is genius! Not long ago amidst the pandemic crash in March 2020, I was really having investing nightmare prior touching base with advisor. In a nutshell, i've accrued over $550k with the help of my advisor from an initial $120k investment thus far.
That's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Carol Vivian Constable’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
If "a whole lot of nothing" was a video
what an annoying video
Especially the little skits.
It attracted plenty of bots in the comments, though.
@@Avo7bProject hundreds! This was the first real comment I see
Bring Julianne Iwersen Niemann on the show. She changed my life Financially I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Julianne Iwersen Niemann, for her expertise and exposure to different areas of the market.
I know this lady you just mentioned. Julianne Iwersen Niemann is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Julianne Iwersen Niemann has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
I’ve heard of her
How can i reach her, if you don't mind me asking?
The thing is people often doubt the prospects of financial advisors like Julianne Iwersen Niemann in business/markets today.
Well it gives me more time to get ahead while they stew in their own pity and doubts as they childishly complain about those spreading the word
her name is 'JULIANNE IWERSEN NIEMANN'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get
It’s not just 500 biggest companies. There are requirements for a company to be even considered to be a part of sp500, such as four consistent quarters of profitability. Annually approx 25-30 companies are dropped/replaced. It’s the winners club, that’s why it’s going up.
To a certain degree, yes. But VTI which follows the entire US stock market has very similar performance. Standard&Poors are not doing much work.
Large cap, small cap, total market, it doesn't matter which you pick. They all have the same expected return and similar degrees of diversification.
@@Kosaro1234 They don't have the same expected return at all, what? And most definitely not the same degrees of diversification. US Large cap is extremely concentrated in a few companies that all are located in a similar area in a similar field, and have extreme price-to-earnings multiples which predicts lower expected returns. Small caps are less concentrated and cheaper. And if we look historically, over the past decade or so large cap have had higher returns than small caps, and in other periods small caps have systematically outperformed.
How can you say something so inaccurate to try to inform someone else?
@@theWebWizrd Fair point on diversification, I probably should have said sufficiently diversified rather than similarly diversified. After all, total market is by definition more diverse than S&P 500, though both are sufficiently diverse in that they'll follow the overall market fairly closely and are fine for long term passive investing
I stand by equal expected return though. I subscribe to the efficient market hypothesis and believe that it's not possible to consistently outperform the market (especially as an individual non-institutional investor). Some funds have outperformed others in the past 10 years, but that is no guarantee they'll do so again in the next 10 years. All these diverse funds will follow the overall market plus or minus a few percentage points, and it's not possible to know which will overperform and which will underperform, hence equal expected value.
Oh and by equal expected value I don't mean that they'll have identical returns, I'm using expected value as the statistical term.
the exponential growth you're referring to in the beginning of the vid by pointing at the graph should not be the reason to delve into this issue, what you showed was just compounding asset plotted on a graph, that curve always stays the same 😂
Fantastic video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires
bitcoin does not pay any yield but will reward you with growth that you can't find in any other asset class
The key is diversification. Personally, I delegate my investing to an advisor, cos my job doesn't permit the time to perform market analysis myself. Thankfully, my once ago stagnant portfolio has now 5X in barely 4 years, summing up almost 7 figure as of today.
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
She's definitely a top player in the trading world. Her ability to make successful trades is really impressive
This is interesting. I heard a lot about the same person not long ago, please how can I contact her?
A 14 minute video to explain that index funds don't mean the stock market might be broken. Sweet
Yes, but we should look at it in constant dollar ie against inflation.
Overall productivity can go up, with innovative companies and technological advances.
Also at logarithmic scale. Increase from 10$ to 20$ is much more than 1000$ to 1500$, but at the scale 10->20 will look completely flat.
@@realharo do real wages go up with increases in productivity?
S&P goes up at an average 11% compared to inflation which grows at an average of 2.34% over the last 20 years.
I get what you are saying, but it doesnt apply here
That depends on weather the productivity increases are due to experience and talent, or technology. A person with experience and or talent can absolutely receive higher wages for their productivity.@TheOOOOOOOOOOOOOOO
This [parabolic graph up and to the right] is happening because you selected absolutes on a data set that requires logarithmic scaling.
Any reason you're saying parabolic rather than exponential there?
@@alikazerani No.
I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
If you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.
My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.
Instant downvote for bad X axis in the thumbnail (all dates were 1950). As a data analyst I get easily triggered by this, and it sits badly with an attempt to be data-driven and objective, sorry, guys ):
EDIT: Thank you for fixing this! Now I can watch it, downvote removed :D
Hahaha well spotted
@pan_salceson i think they fixed it.
@@sudo_garrett YEAH!
1:28 "why is this happening"
Exponential curves are exponential everywhere. If you zoom into the 1980s or 1990s, would we find a similar curve shape?
It's not a perfect mathematical exponential. There could be a strong exponential trend in the long term, but on short time scales, fluctuations/noise could drown out that overall trend. And yes, looking just at the 1980s or just at the 1990s, exponential-looking trends are visible (whether or not they're actually consistent with the true long-term exponential), but from 2000 to 2010? Absolutely not!
Money supply goes up, global liquidity goes up, money printer go brrr, assets inflate. Assets will keep going up
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Note that the fact that more people have the money to invest in stocks is a sign of a growing economy with low unemployment - Which is exactly where we are. (So the stock market should go up...).
Hmmm... at 1:04 Don't you need to adjust those index graphs to GDP and inflation? They have been going up, but it's not so outrageous when you offset against those 2 factors Yes the multiples out there are very high, but it's not the insane exponential rise you are making it seem it is.
I`m new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the opportunities so far. I believe having $450K yearly income would be a good investment so I want to plug all my savings into the market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good coins to buy and losing all the good opportunities.
GREGORY LEO CATTEL is the licensed FA I work with, I can't speak much about him you should make a search with his name, you'd find the necessary details to schedule an appointment.
I started working with Coach Gregory Leo Cattel back in August, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.
Gregory Leo Cattel success can be attributed to his unwavering dedication to setting realistic goals, expertly navigating clients through complex financial landscapes while avoiding the pitfalls of unrealistic expectations.
I just Googled his name and his website came up right away. It looks interesting so far. I sent him an email and i hope he responds soon.
By not presenting the inflation adjusted SP500 graph here you are creating a completely wrong impression. The lie lies in the inflation.
I think some people misunderstand. Almost everyone KNOWS its a bubble. However, the stock market isn't based on valuation, its based on sentiment. Human behavior dictates they want the number to go up. So yes, while a massive financial crisis will eventually break the bubble, it will rise up again. Think about it. This isn't the 1800s where you have a gold mine in your backyard to inefficiently mine for gold. Where are people going to put their money? As long as we use made up numbers in a made up spreadsheet to trade made up parts of a company, the eventual end goal will be to make number go up. Its a shared delusion, and over time has become as integral to economics and financial security of humanity as the fiat currency not backed by anything.
The fiat currency is backed by jets and drones.
I like this comment because it points out that the American dollar being a fiat currency with manipulation from the fed is more active in creating this bubble than funds, which I think is apparent to anyone paying attention.
Yup. I don't care about the technical of "being in a recession" or not and neither does anyone else. I have stocks, therefore I want stocks to go up. Stocks only go down when stocks are sold. Ergo, as long as people don't panic sell (the cause of literally all stock market crashes), stocks will continue to go up. Stockholders magically generate value with this one easy trick (at the expense of non-stockholders). Weird to me how many people completely fail to realize that sentiment is literally the only thing that matters in determining how much a stock is worth. It's just an indicator of what someone will buy it from you for.
fiat currency, absent effective monetary policy, is not backed by anything. As long as the fed is willing to stomp the economy to return to 2% inflation, fiat currency is effectively backed by the productive capacity of the currency's entire sphere of influence, as demand has to scale with supply to maintain the ratio.
I can't believe they skipped over the actual reason why the market might be inflated by 500x
What’s the actual reason? I didn’t get what this guy was trying to say at all. I think he dumbed it down so much that it lost all merit and meaning.
@@sao5060 Ridiculously high P/Es
My goodness, quite the production. Wonderful storytelling
It's enticing to consider purchasing some stocks in this bull run. I'm contemplating investing more than $300k for retirement. While the bull run can generate short-term excitement, i also need long-term investment strategy
It seems like there's potential, but caution is warranted. hence I will advice you get yourself a financial advisor that can provide you with entry and exit points
Right, I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments.
once you hit a big milestone, the next comes easier.. would you mind dropping info of your invt-advisor please? i'm in dire need of proper asset allocation in order to achieve an optimal portfolio till year end, thanks in advance ..
Her name is. 'Stacy Lynn Staples’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Interesting. I am on her site doing my due diligence. She seems proficient. I wrote her an email and scheduled a phone call.
The stock market is not broken but it is indeed oversaturated. The problem with this is that many young ambitious people believe that 'beating the stock market' is their path to success, however, they could not be more far from the truth. I have seen this phenomenon with my own eyes. They are literally 'gambling' away the hard earned savings of their parents without fully understanding anything. Very few people were born to beat the stock market. If one has a basic interest in finance however, this does not mean they should not learn and educate themselves. But learning and gambling are 2 totally different entities that should never overlap. Catch ya soon!
Bitcoin has surpassed $90,000 for the first time and is nearing $100,000, signaling a strong upward trend. This momentum is partly due to Trump’s recent election win, as he is considered supportive of cryptocurrency and may introduce favorable policies. I’m considering investing my $250,000 retirement savings but wonder if it’s too late.
It may be a good idea to speak with a financial advisor who can help you develop a portfolio based on your individual goals and risk tolerance.
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success
Actually it’s a Lady. Yes my go to person is a ‘Diana Casteel Lynch’ So easy and compassionate Lady. You should take a look at her work.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Can we just appreciate how well this video was edited? Well done MB.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
Your advisor must be really good, how I can get in touch with them as my porfolio isn't doing well.
‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
Active management is like throwing away your money unless you can find one of four or five funds that are either closed to new investors or isn’t tied to a 90 year old Omahan
If the stock market collapses in the United States permanently, we'd have a lot more to worry about than just the stock market going down.
Everything dies eventually.
“I’m French” yeah bro we can tell 🙄
Thank you for recommending Sarah Jennine Davis on one of your videos. I reached out to her and investing with her has been amazing.
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
Do you mind sharing info on the adviser who
assisted you? I'm 39 now and would love to
grow my portfolio and plan my retirement
@@สมรักษ์อินทร์ตา-ม7ฑ A great recommendation is Sarah Jennine Davis. Her basic information should probably be displayed when you search for her in your browser.
@@Elijah-e6vHow do I access her ? I really need this
+156
I am a veteran investor, I looked at the S&P and NASDAQ yesterday: 40% up in a year is NOT normal. Then I remembered the Buffet Indicator (GDP / Wilshire 5000) which is almost or even at 2 by now. (Fair value at around 1). I exited the markets in 2016 expecting the every-8-year-correction that stopped occurring. That cost me a LOT of gains I would have made. So many years later, I'm sitting on 50% hard cash (not weak dollars) still waiting for blood in the streets.
This is basically a facsimile of every single one of the 1 million+ "is there an ETF bubble?" articles
Decent video, but I have a few questions, why do you attempt to hide the privacy policy in your website (by making the text color the same as the background color) and does your subscribers know you share their personal information that they trust you with?
The S&P 500 should be in ‘buy-the-dip’ territory, as leading indicators for profits continue to improve. I believe the S&P500 will go over 6000 eventually. Making Investors like me believe that “Santa has come early” to markets to find out the best additions to a $500K portfolio to boost performance.
I think you're just better off with majority investment in S&P500 and uprising equities cos they always outperform. Alternatively speaking to a certified market strategist can help with pointers on which to acquire
A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to stay afloat, hence I engaged the services of a true market strategist to help rejuvenate my $700k portfolio and boost performance and returns by 40% in a little over four years.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her
@@phillogan1 thats just lower than the avg interest rates of s%p 500
1) passive funds dont inflate stock prices. Prices are set by trading activity, 85% of which is done by institutional investors.
2) set those charts to a logarithmic scale and find something more important to worry about.
If you look at the Price to Earnings Ratio (PE Ratio) of the overall market, it's a bit on the high side, but not very far from where it usually is. If passive investing arbitrarily increases the price of S&P500 stocks then we'd see the PE ratios steadily increase. But again, it's in the usual range. Company earnings have been rising and that is the main reason why their stock price increases. Disciplined active investors will stick to value investing and pull out of companies that are overvalued. These companies will fall in market cap as a result and then passive investors will buy less of them.
The Shiller PE ratio shows a massive overvaluation rivalling the late 1990s. It is an overvalued market. The problem is that does not tell us when a big crash will come.
1:27 I hate it when people look at stock charts with linear price scale and declare "It's going up too fast". Unless you plot the price on a logarithmic scale it's rather hard to say whether the price increase is getting faster or just is steady.
You're presuming that the natural trend is exponential, constant-rate compounding, etc. A newbie might wonder whether exponential growth itself is "too fast" for the market.
So… 14:30 of video to say nothing.
You should have noticed at minute 10:04, the difference between 1 and 5 is not 500x lol its not even a 400% increase its an insane statement backed by terrible maths
One thing that was like a lightbulb going off for me that I'm sure most people understood already...
The fact that these indexes actively move companies in and out of their funds. Essentially actively managing but without crazy fees. Also, I've basically avoided them for a decade while losing money on EV related things
My wife is already panicking, so many questions! will the rate cut lead to inflation? I'm very worried about my $200k stock portfolio losing value. Do i move to 100% cash? What strategies should I be employing in my portfolio right now?
Consult a financial advisor for Rebalancing, Risk Assessment, and ensure that your portfolio is well-diversified across different asset classes (stocks, bonds, real estate)...
No doubt, getting proper financial advice is invaluable, my portfolio is well-matched for every season of the market and just yielded a much better % from early last year. I and my advisor are working on a 7 figure ballpark goal, though this could take another year.
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings.
I have worked with a few financial advisors before now but i ultimately settled for Amber Michelle Smith. She is SEC regulated and licensed in US. You can easily look her up.
The market goes up because people and funds have realized that if you buy the dip, it will go up and look at every downturn as a dip buying opportunity. Those who bought the dip during COVID proved this is true.
This video misses the most important point: Index funds are especially for uninformed/not expert groups of people - getting the average return without spending one minute to inform yourself (while the price is managed by professionals on both sides) is a huge achievement and makes investing more approachable!
Sure it makes investing more approachable and gives individuals good returns on average. But isn't it dead capital? how is it facilitating a healthy follow of capital to good businesses that need it that aren't in the top 500 (or more so isn't Nvidia AI stock). Its basically the worst centralization of our money we can think of. Just piles of money pouring into a handful of individual fund managers to decide which investments are worthy of a trillion dollar market cap. (because lets face it its not just based on fundamentals like earnings as much as wall street pretends it is).
@@Thebt7 Dead Capital argument would count if it would be the majority of capital in the markets. And even then Shortsellern would act in a hygienic function. Also most index funds are (outside the US) normally MSCI World Indexes with around 5-6k biggest Companies of the world. And it’s not individual managers making the decision, just algorithms. Which makes in less emotional. Again, for the average Joe it’s the best choice to play “dead capital”.
@@alex_187 fair points also forgot about the algorithms driving a lot of price action these days. Though with short selling in theory they are suppose to be the good guys getting rid of bad companies but now days there are so many zombie companies living on cheap debt (see if interest rates come down quick enough to save them) and let's not forget the game stop saga of being short squeezed. Which by the way, why is that company still alive considering how long and how much it's been shorted?
@@Thebt7 totally get your concerns.. the stock market is in parts a dark place. But isnt it than better to invest in an index which might have under 1% "bad" companies than letting someone directly invest in a bad company because of tiktok/pump&dump schemas? In the best case an index always has the "best of class" approach - there might be an 10x in one Week Stock in or a fraudulent total loss. in the end it is balanced without you spending a minute. :)
The only ones concerned about index funds are the active managers who are afraid the public has caught on to the fact that they can't beat the market.
"For every $1 entering the market, the overall value of the market goes up $5... So the market is moving 500 times faster" Eh? How did 5x become 500x in the same sentence? And what does "moving faster" even mean?? This video is all hat and no cattle.
Its carzzy how little people caught that, have only read like 3 messages about this and one defended the statement xD
My Econ teacher also spoke well of investing into index funds. She was an awesome teacher who actually fostered an incredible energy in her class that kept everyone smiling while learning. She passed a few years after I graduated and I feel so terrible for all the students in my area who won’t get to have her.
PE ratios are probably a way to verify whether the S&P500 is overvalued by several orders of magnitude... or not.
I think one thing this analysis is missing is how we actually measure the current cost of a stock. How are stocks actually sold? Are there continuous auctions taking place? And if so, what is the auction mechanism?
Quality based indexes are nice too. MOAT, COWZ, QUAL, VIGI, VIG
To keep it short, it seems like this video was made just for the views. However, if you genuinely are interested in these ideas, consider the following:
1. The market would not exist if everything didn't *always* go up in the long-term, esp things like the S&P.
2. Look into inflation; the unit of the dollar doesn't change, but inflation still occurs, so what is the only way to make up the change: an increase in the number of dollars used. Try looking at the S&P on a linear scale, then look at it on a logarithmic scale.
I think you'll see that there is nothing amiss after reviewing the above and then I suggest you turn to researching the mechanics of inflation.
you did not mention something which your video does show.... dollar cost averaging. The person putting in money every week will receive the advantage of the market going up and down over time as they will be investing over time.
Assets that can make one successful in life
I. Forex
2.Stocks
3.Shares
This video is a must-watch for anyone serious about navigating the stock market's ups and downs! The insights on upcoming earnings reports, the potential impact of unexpected events, and the strategic moves by big tech companies like Google's acquisition are invaluable. Now more than ever, it's crucial to invest in resilient assets that can withstand market volatility. Don't miss the opportunity to position yourself wisely in these uncertain times. Invest smart, stay informed, and secure your financial future! I've managed to grow a nest egg of around 2.3B'tc to a decent 11B'tc in the space of a few months... I'm especially grateful to Donna Mikalonis, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
she's mostly on Telegrams, using the user name
@DonnaMikalonis.
Donna Mikalonis Crypto knowledge is like a secret recipe for success…
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.
Nice info, i appreciate your concern this will help a lot especially to the young bitcoin investors who have no or lesser knowledge on how bitcoin market works.
I love this new wave of young journalists producing high quality content using new(ish) mediums. Great video!
Why is he showing graphs of the market with a linear scale?
Because logarithmic scales are for people who don't have enough paper to make their point a lot more obvious.
If the video is for neophytes, the only appropriate way to illustrate exponential growth is on a linear scale.
A major motivation for investing in index funds and ETFs was saving management fees, which previously could eat up a third of returns for actively managed funds.
The reason for so many more individual investors in stocks was the switch from defined benefit pensions to defined contribution permissions.
Want to reduce that? Reintroduce defined benefit pensions, at least for a good part of people's retirement savings.
When you ask: "can the stock market can go up forever?" You are either asking if there can be more people seeking to invest than there are people looking to divest forever. or alternatively: can money inflate perpetually. To both of which I say: maybe?
If you're talking about developed economies like north america or Europe, then yes, you are right to be a bit sceptical about the index funds invested in the stock markets of those countries.
But as far as developing economies are concerned, index funds are a no brainer. Atleast for the next 50 years
I think the Buffett index is a great litmus test against this. That takes the Russell 2000 / GNP. When that ratio >190, the market is overvalued, which is where we're around now. But! This by tying equities to GNP, you're anchoring valuation
The S&P 500 IS actively managed. Nearly 180 stocks have been replaced since 2015! It's chock full of some of the most profitable companies in the world. Stock prices always have been and always will be based on supply and demand alone. Let's not complicate it! There's a limited SUPPLY of shares of each of the companies in the index, and an increasing DEMAND to own a share of these incredibly profitable companies. If you don't know what's in the box, do a little research (It's easier than ever thanks to the Internet) OR... Let the pros do the research for you at a very cheap expense ratio and BUY THE INDEX!
take those charts, instead of price, replace data with earnings. And you'll see the same charts. It's the most powerful, curated list of public equities. Competitive advantage grows over time. It has nothing to do with EMH.
Considering the current market uncertainty, it seems prudent to invest in gold or a gold ETF. I'm thinking of allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is appealing, I recognize the importance of maintaining a long-term investment strategy.
Gold is seen as a safe bet during economic ups and downs. But investing in it can be tricky. Some people lose money because they don't understand how it works. So, it's wise to be careful. I suggest talking to a financial advisor who can help you figure out when to buy and sell.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
I require suggestions on how to restore my portfolio and create more effective strategies in light of the huge declines. Where can I locate this instructor?
Finding financial advisors like Marisa Michelle Litwinsky who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
You need to put your charts on a log scale. Absolute numbers are misleading over such a long time line… and P/E ratios over time is telling the real story of price/value and thus if the markets could be overvalued or not.
Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don't know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate. I am under pressure to grow my reserve.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my Fin. Advisor that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilising a financial advisor for more than 15 months now, and I've made over $800,000.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
The decision on when to pick an Adviser is a very personal one. I take guidance from Vivian Jean Wilhelm to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
@10:00 shouldn't it be 5 times instead of 500 times? Did you mean 500%?
This was my thought as well. Huge difference between 5x and 500x
8:16 Investing $1 changes the market by $0.01
9:47 Investing $1 changes the market by $5.00
That's 500X
I believe the issue with index funds is that they relinquish shareholder rights, including the ability to participate in company decision-making through general meetings. While this may not seem like a significant loss at an individual level, I wonder if the collective impact is greater. Specifically, I question whether a larger portion of the money ends up in the financial services industry and contributes to increasing CEO compensation within the companies.
The stock market will go up for the foreseeable future. Why? We have no other choice. With non-governmental pensions virtually exstinct, everyone is forced to buy stocks to retire, and since not everyone has time or expertise to properly research individual stocks, then index investing will be the way to go for the foreseeable future.