If I had $360k, I would allocate $100k to tech stocks and $260k to dividend stocks with a proven track record-focusing on capital appreciation and year-over-year dividend growth.
In my opinion, adding JEPI and JEPQ is a smart move. When it comes to higher-risk investments, the key is balancing risk tolerance with long-term goals.
The market isn’t necessarily a rollercoaster if you understand how to navigate it. There are numerous opportunities right now to generate good profits. If you’re not deeply familiar with the market, consider buying and holding strong companies with solid earnings, or consulting advisors for insights on ETFs and actively managed funds. That’s the strategy my spouse and I follow, and we've seen over 30% capital growth, not counting dividends.
I consistently recommend Rebecca Lynne Buie as my top choice. She is well-known for her expertise in financial markets and has an impressive track record. I highly endorse her services.
Would say long term VTSAX/SCHD would be great. If you want dividends monthly JEPI/JEPQ are nice to have in a IRA. Every $1000 I invest in JEPQ is $10 a month. 15K in Jepi making 100 a month. 5.5K in JEPQ making $50 a month.
6 місяців тому
Jm smuckers is at a great price..take a look at it
I assume you're on the younger side since you just started and a long time away from retirement. Are you sure you want to be invested in an income play and pay all those taxes along the way??
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@YinusaSaheed The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to over $750k.
Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.
*Julianne Iwersen Niemann* a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
_Julianne_ sure knows her onions in this industry, from her intimidating profile which I went through, on her web home page. I started off last year tailoring a colleague's tradin strategies but it didn't pan out well. Hopeful that she will attend to my message.
I’ve tried investing in various things that didn't work out as I hoped. Now, I'm looking at ETFs as a more reliable option. What are the best 5 ETFs for a rookie looking to invest a lump sum? let's say 90k?
JEPQ is my favorite so far. It pays monthly with over a 9% yield and also has stayed fairly level. The down side is that it was incepted in 2022 which means there is not a lot of history. I also like FEPI and SPYT.
An ETF with more risk and payout is QDTE. It pays weekly but is higher risk because it just came out this year. The fund is based on covered calls which make money in any market, up or down.
"DCA DCA" is the golden term but the key. My dollar portfolio i DCA with is made up of 30% SCHG, 25% SCHD, 15% VOO and over 30% in digital assets, thanks to my CFA. This strategy is what works for my spouse and I. We've made over 80% capital growth minus dividends. Q3 taxable divs this year was $18,388.
Well done. My portfolio’s up ~$553k YTD! I hold most of my money in ETFs and I have a few individual stocks that I collect dividends and sell covered calls on.
How do you do it? I put in a fair amount in some dividend stocks for a year and a half and not much changed in that time period. Personally I would like the next big thing in terms of sectors to focus on.
If one is in their early 40s and just started investing (have 401k from work). Should they just focus on growth etf since it will be too late for them to see real benefits with dividends?
I wouldn’t say early 40s is ‘too late’ for anything related to investing. If you have at least 20 years left to put money into the market then I think growth is a nice way to lean. I would still have a balance of the two. I think value/dividends is good to have at any age in any market (with at least a portion of the portfolio) Having professional guidance is really what helps me understand what to do in terms of strategy for my portfolio
Well done on profits. I think we’re really heading into a recession. I don’t know what that means for stocks, which I’ll admit are on a tear that I’m missing out on
Appreciate the response. I’ve been trying to find a good advisor but these people are not easy to come by. Especially the transparent and honest ones. Some are just after their fees, and cuts. Not actually putting the best interests of their clients first. Okay if I ask for a referral?
For income I'm focused on MAIN, SPYI, and QQQI. MAIN had beaten the S&P recently which is nice but a current lower yield compared to the other two. I have dividend growth with SCHD and DGRO. The rest of my portfolio is growth but it's a power percentage.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Vivian Jean Wilhelm" I've worked with her for 9 years and highly recommend her. Check if she meets your criteria.
My CFA Vivian Jean Wilhelm, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Hello. @0.57 on line 13 you have MPW listed with 22.17% in the Dividend yield column. Is that accurate? Where did you get that figure from ? On line it says it's more like 12.xx%
My understanding is that most of the dividends are not qualified dividends and therefore are taxed as ordinary income. If so, then this has to be factored in to your decisions, depending on your overall tax bracket situation, etc.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Catherine Gauthier.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
You say you really like this fund and you only have 25k in it? You say you have 1 million invested so JEPQ is only 4 percent of your portfolio. Why do you even bother?
4% position weight is for stable diversification. It's even more stable if you have 30 positions because each investment only represents 3.33% of the portfolio. Bottom line, If one asset tanks, it's only 3.33% - 4% of your entire portfolio and won't really hurt you drastically.
I own a few shares and want to buy more when i see a the qqq dip so i can get in at a better price. I should probably buy anyway because if the fed cuts rates this year it might just get more expensive.
I'm looking to start a position in JEPQ with dividends of existing stocks. It's going into an IRA and I'm really looking for growth over time. I will be reinvesting dividends, so my position size will grow over time.
Do you typically reinvest your dividends directly back into same stock right away, immediately ? Otherwise , it would sit in your money market type account like $SPAXX right ?
Of all this explosion of covered call ETFs, JEPQ seemed the most legit. I dipped my toe in and lost money before I decided against this covered call approach entirely. For one thing, income is not as important as growth at this stage of my investing. But I'm also concerned about how these funds will do during a crash. Got a little taste of this in 2022, but that was a baby crash. I'm talking about massive downturn. Will JEPQ ever recover from it, and will it be able to maintain consistent yields over time? Or will this just prove to be a sophisticated and expensive way to burn through my capital as I age?
I've been researching these extensively plus covered calls. I have a good grasp on these but I'm not quite sure if it fits my long term growth investment styles as I have a higher risk tolerance. Despite that it could be a good play if the market underperforms with lower volitility in the next decade.
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
Her good reputation already speaks for her .I’m also one of the beneficiary of Natalie Strayer. So happy I gave it a trial after being skeptic of the process.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Angela Lynn Schilling is who i work with and she is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.
If I had $360k, I would allocate $100k to tech stocks and $260k to dividend stocks with a proven track record-focusing on capital appreciation and year-over-year dividend growth.
In my opinion, adding JEPI and JEPQ is a smart move. When it comes to higher-risk investments, the key is balancing risk tolerance with long-term goals.
The market isn’t necessarily a rollercoaster if you understand how to navigate it. There are numerous opportunities right now to generate good profits. If you’re not deeply familiar with the market, consider buying and holding strong companies with solid earnings, or consulting advisors for insights on ETFs and actively managed funds. That’s the strategy my spouse and I follow, and we've seen over 30% capital growth, not counting dividends.
How can I find a trusted financial planner like yours?
I consistently recommend Rebecca Lynne Buie as my top choice. She is well-known for her expertise in financial markets and has an impressive track record. I highly endorse her services.
I just researched her online, and she has a really impressive background in investing. I’ll be sending her an email shortly.
I just bought 6 shares, also to be noted i just started investing this month, and JEPQ is my first ever investment.
Would say long term VTSAX/SCHD would be great. If you want dividends monthly JEPI/JEPQ are nice to have in a IRA. Every $1000 I invest in JEPQ is $10 a month. 15K in Jepi making 100 a month. 5.5K in JEPQ making $50 a month.
Jm smuckers is at a great price..take a look at it
Good job. Keep learning and investing. Never too young to open a Roth IRA.
I assume you're on the younger side since you just started and a long time away from retirement. Are you sure you want to be invested in an income play and pay all those taxes along the way??
Buy SCHD instead. Build a large position in this ETF…
Then buy JEPQ or ISPY or SVOL
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@YinusaSaheed That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@JulianaBondtsG My advisor is *MARGARET MOLLI ALVEY*
You can look her up online
@@YinusaSaheed The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to over $750k.
Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.
*Julianne Iwersen Niemann* a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
_Julianne_ sure knows her onions in this industry, from her intimidating profile which I went through, on her web home page. I started off last year tailoring a colleague's tradin strategies but it didn't pan out well. Hopeful that she will attend to my message.
I’ve tried investing in various things that didn't work out as I hoped. Now, I'm looking at ETFs as a more reliable option. What are the best 5 ETFs for a rookie looking to invest a lump sum? let's say 90k?
JEPQ is my favorite so far. It pays monthly with over a 9% yield and also has stayed fairly level. The down side is that it was incepted in 2022 which means there is not a lot of history. I also like FEPI and SPYT.
An ETF with more risk and payout is QDTE. It pays weekly but is higher risk because it just came out this year. The fund is based on covered calls which make money in any market, up or down.
"DCA DCA" is the golden term but the key. My dollar portfolio i DCA with is made up of 30% SCHG, 25% SCHD, 15% VOO and over 30% in digital assets, thanks to my CFA. This strategy is what works for my spouse and I. We've made over 80% capital growth minus dividends. Q3 taxable divs this year was $18,388.
@@AddilynTuffin I find your situation fascinating. Would you be willing to suggest a trusted advisor you've worked with?
Jennifer Leigh Hickman is the Texas-based advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Well done. My portfolio’s up ~$553k YTD! I hold most of my money in ETFs and I have a few individual stocks that I collect dividends and sell covered calls on.
How do you do it? I put in a fair amount in some dividend stocks for a year and a half and not much changed in that time period. Personally I would like the next big thing in terms of sectors to focus on.
If one is in their early 40s and just started investing (have 401k from work). Should they just focus on growth etf since it will be too late for them to see real benefits with dividends?
I wouldn’t say early 40s is ‘too late’ for anything related to investing. If you have at least 20 years left to put money into the market then I think growth is a nice way to lean. I would still have a balance of the two. I think value/dividends is good to have at any age in any market (with at least a portion of the portfolio) Having professional guidance is really what helps me understand what to do in terms of strategy for my portfolio
Well done on profits. I think we’re really heading into a recession. I don’t know what that means for stocks, which I’ll admit are on a tear that I’m missing out on
Appreciate the response. I’ve been trying to find a good advisor but these people are not easy to come by. Especially the transparent and honest ones. Some are just after their fees, and cuts. Not actually putting the best interests of their clients first. Okay if I ask for a referral?
Jepi 71 and a bit jepq 78 and a bit. Both set on drip. I'm new to investing. Had my portfolio for 4 months.
Have over 20 shares! Also 10 of Spyi. Both have really steady monthly dividends
You say you bought your shares of JEPQ "several years ago" but its inception date was May 3 , 2022. SMH
Have JEPQ and QQQY. Will be selling out of QQQY after next dividend payment and loading it into JEPQ.
2033 shares ... so far
3000 shares schd 2000 shares dgro... thats my core... just retired at 53... kinda
Several years ago?
It’s only been around since May 2022.
This is either an AI driven account or you’re full of it.
Maybe it was just slip up. 🤔
😂
Do you have a lot of free time?
Is there an ETF that does cover put options for a bearish market?
Last month, I bought 100 shares of JEPQ.
If I like it, I will buy more.
For income I'm focused on MAIN, SPYI, and QQQI. MAIN had beaten the S&P recently which is nice but a current lower yield compared to the other two. I have dividend growth with SCHD and DGRO. The rest of my portfolio is growth but it's a power percentage.
Meant to get JEPQ, but got JEPI, will get equal amount of JEPQ on Monday
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
Your advisor must be really good, how I can get in touch with them as my porfolio isn't doing well.
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Vivian Jean Wilhelm" I've worked with her for 9 years and highly recommend her. Check if she meets your criteria.
My CFA Vivian Jean Wilhelm, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Hello.
@0.57 on line 13 you have MPW listed with 22.17% in the Dividend yield column.
Is that accurate?
Where did you get that figure from ?
On line it says it's more like 12.xx%
Currently holding 150 shares of JEPQ
No i dont have any of these shares, but now i will keep an eye on it. Thanks
My understanding is that most of the dividends are not qualified dividends and therefore are taxed as ordinary income. If so, then this has to be factored in to your decisions, depending on your overall tax bracket situation, etc.
Great information on this video thanks
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Catherine Gauthier.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
You trade with Catherine Gauthier too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
You say you really like this fund and you only have 25k in it? You say you have 1 million invested so JEPQ is only 4 percent of your portfolio. Why do you even bother?
4% position weight is for stable diversification. It's even more stable if you have 30 positions because each investment only represents 3.33% of the portfolio. Bottom line, If one asset tanks, it's only 3.33% - 4% of your entire portfolio and won't really hurt you drastically.
Is the expense ratio something that is baked into the cost or will this be something charged to the cash (haha) in my account?
I own a few shares and want to buy more when i see a the qqq dip so i can get in at a better price. I should probably buy anyway because if the fed cuts rates this year it might just get more expensive.
I'm looking to start a position in JEPQ with dividends of existing stocks. It's going into an IRA and I'm really looking for growth over time. I will be reinvesting dividends, so my position size will grow over time.
The number of BOTS that are in every one of these videos comments are so damn annoying.
Good episode, good review of a interesting ETF for income and growth !
Do you typically reinvest your dividends directly back into same stock right away, immediately ? Otherwise , it would sit in your money market type account like $SPAXX right ?
Is it still good buy at this price?
I have 300 shares of JEPQ- argetting 3000 by next year,
I invested $50,000 into JEPQ recently 910 shares.
Of all this explosion of covered call ETFs, JEPQ seemed the most legit. I dipped my toe in and lost money before I decided against this covered call approach entirely. For one thing, income is not as important as growth at this stage of my investing. But I'm also concerned about how these funds will do during a crash. Got a little taste of this in 2022, but that was a baby crash. I'm talking about massive downturn. Will JEPQ ever recover from it, and will it be able to maintain consistent yields over time? Or will this just prove to be a sophisticated and expensive way to burn through my capital as I age?
did they just stop paying dividend s ??
no, they have not stopped the dividend...there are a few companies on seekingalpha not showing dividend payments. Not sure what is going on though.
you invest $25k in JEPQ and get $208 in every month ? after taxed?
I have 1500 hundred shares in JEPQ
Wow keep going bro
Why JEPQ over QQQI
I've been researching these extensively plus covered calls. I have a good grasp on these but I'm not quite sure if it fits my long term growth investment styles as I have a higher risk tolerance. Despite that it could be a good play if the market underperforms with lower volitility in the next decade.
You only need 3 funds
SCHD
VOO
QQQM
Answer: 508 shares avg price 41 ish and returns 208 a month
I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
I'm new at this, please how can I reach her?
Her good reputation already speaks for her .I’m also one of the beneficiary of Natalie Strayer. So happy I gave it a trial after being skeptic of the process.
she's mostly on Telegrams, using the user name
$JEPQ is legit
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Angela Lynn Schilling is who i work with and she is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.
Thank you for this amazing tip. I just looked the name up and wrote her.
I have 372 shares, my current goal is to get 1000 shares.
i got the gp ones
115 shares
Got 50 shares, but buying GPIQ now, a better return.
Terrible DGR.
GIPQ is better
500