There is no reduction of discount on OD if you don’t claim insurance. You will get discount of 20% to 50% based on your unclaimed duration in years. If you claim insurance only then you will loose the discount of your OD premium in coming years.
Sir meri gaadi Ghar bhar kisi ne front se thoki aur gaadi piche wali dezire se hit kar gyi.front and back damage hua aur insurance company front back k insurance de bhi rhi hai, lekin phele se meri car k side me 2 places par small dent aur scratches the, is insurance me claim nhi de rhe hai vo kehte hai side me koi accident nhi hua hai ye apke pehle k scratches hai . Kya phele k dent aur scratches ek sath cover nhi honge
Thank you for your comment . Insurance ek baar me ek hi accident damage ka cover hota hai. Ek saath 2 accident damages ke insurance cover nahi kar sakte. Abhi wala damage jaise hi theek ho jaye kuch dini baad Dent and scratches wala cover kar lena
Then , is case me after market jana chahiye. Iska reason ye hai ki Next year jab insurance renew karoge toh koi bhi issue nahi hogi and dent chota raha toh kabhi kabhi problem hoti hai NCB ka jo bhi amount milega wo alag.
What about reduction of discount which has been applied on OD premium by the insurance company? Agle saal woh insurance co discount Kam ker degi
There is no reduction of discount on OD if you don’t claim insurance. You will get discount of 20% to 50% based on your unclaimed duration in years.
If you claim insurance only then you will loose the discount of your OD premium in coming years.
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Doing right
Sir meri gaadi Ghar bhar kisi ne front se thoki aur gaadi piche wali dezire se hit kar gyi.front and back damage hua aur insurance company front back k insurance de bhi rhi hai, lekin phele se meri car k side me 2 places par small dent aur scratches the, is insurance me claim nhi de rhe hai vo kehte hai side me koi accident nhi hua hai ye apke pehle k scratches hai . Kya phele k dent aur scratches ek sath cover nhi honge
Thank you for your comment .
Insurance ek baar me ek hi accident damage ka cover hota hai. Ek saath 2 accident damages ke insurance cover nahi kar sakte. Abhi wala damage jaise hi theek ho jaye kuch dini baad Dent and scratches wala cover kar lena
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Boss agar after market ye same dent 3 se 4 hajar me ho jaye to v kya insurance claim service centre k through karwana chaiye ya after market??
Then , is case me after market jana chahiye. Iska reason ye hai ki Next year jab insurance renew karoge toh koi bhi issue nahi hogi and dent chota raha toh kabhi kabhi problem hoti hai
NCB ka jo bhi amount milega wo alag.
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