Credit Card Scam EXPOSED🔥🔥🔥
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- Опубліковано 27 січ 2023
- Namaskaar Dosto, yeh ek bahut hi important video hai jaha pe maine aapse baat ki hai Credit Cards aur inse shopping ke baare mein aur yaha pe abhi example hai no cost EMI pe shopping karne ke baare mein jaha pe aksar Smartphones aur tech products ke kuch offers milte hai. Mujhe umeed hai ki aapko yeh video pasand aayegi.
#CreditCard #TechnicalGuruji #Exposed #Shopping
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Mast
Mere sath bhi ho chuka debit cards se 😥 scam fraud
I worked in credit card department and most importantly thing I learned from there is that never use a credit card.
Then how can we increase CIBIL score I recently join in a multinational firm
@@jashangirdhar1093 pay credit card bills and EMIs on time, don't take too many loans at same time. Avoide penalties.
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Could you please explain it with few examples
Bro in your company have any part time job opportunity?
Only legends know that Guruji owns an American Express Credit Card ending with 5209😂😂
In short, use wisely and pay off your debt regularly. And yes, use it only when you have regular income, otherwise stay away from it.
yeah i mean half of the video just had..."it's a trap".......like exactly smjhaya bhi nhi how it actually works
RANJAN JI I ALSO DO THE SAME THING. PAYING DEBTS REGULARLY. I REGULARLY CHECK MY CREDIT CARD STATEMENT SO THAT NO DEBT IS REMAINING.
Thank you for saving my time.
@@vishusinghania7280 k
True
This is why I haven't applied for Credit card yet + I don't buy unnecessary things and understand the difference between what I want vs what I actually need.
True
Yes
@its-Sonia😂 Exactly
I'm really happy someone speak about this Credit Card with all the truth ( hats off TG ). You just save lots of people money
Dude there are thousands of video on UA-cam saying the same thing
@@abhisheksharma1921 so ?
Bekar hai Bhai jitne log bhi bolte hai credit card bekar hai sare hi 4/5 to use krte hi hai main bhi 3 card use krta hu.
This is serious matter in the current situation...Thanks Guruji For making awareness.
@umaralhaji1897 Bs*k kiski video mei comments kar raha hai 😂
Ghantay ka awareness derha hai yeh,
Proc. Fee lgti hai no cost emi pe
Nt vo fee emi khatm honay pe bank vapis credit krdeta hai
Thank you for the suggestions.
Jab inke k pass kuch nhi hota tho ye sab faltu ka Gyan dete ha
lol...if a finance channel makes this cc traps videos repeatedly...people hail them...but if a tech channel make a video on it...ye kuch nhi bata rha ...hypocrisy
CC isn't a trap. It is perhaps the best thing WHEN USED CORRECTLY. I have 3 CCs and they are an absolute life saver at times. But the ONLY thing that needs to be taken care of, is USE RESPONSIBLY. If we do that, there can be nothing better than a CC. Free airport lounges, free movie tickets, free air-miles, cashbacks, heavy discounts and what not.
I agree with you in verbatim
Exactly what I was gonna say and what I have experienced
Totally agree bro , i have 8 CC and using from last 3 years , Bank Wale 1rs bhi extra charge nhi kar paye 😎. Ye log jinhe t&c smaj nhi aati unke kaam ka nhi h , pata nhi guruji jese log khud use nhi krte to dusre ko na use krne ka gyaan kyu de rhe h
you are totally right. this video is beneficial who are totally careless. CC is for discipline, financial knowledgeable, educated people. Not for fool, uneducated people like technical guruji.
I agree...Jitni lambi chadar hai pair utni failao to.. card best hai..
@@KunalNimbark bro kaunsi achii credit card hai Jisme mai 2 lakh ka product kharid skta hu
Credit cards are for those who can maintain the card. (It doesn't matter which level)
I am using it, but never forget the billing date .
So my credit score is too good. I bought a lot of products on EMI, but on time to time pay.
Right 👍 ,
I have 3 credit card
I used it regularly and pay bill on time.
Same here
@@Technodotcom i have 8
Yes we are same
Yes had 4. Closed flipkart axis.
Using Amazon pay ICICI for Amazon shopping, icici platinum for Flipkart big billion days, SBI simply click for offline and other online shopping.
Looking to get idfc, axis my zone for movie offers but IDFC is offering secured card which is useless and axis always rejecting application
I'm using credit card to pay off my day to day expenses only. And I remember the repayment dates and its been awesome experience of earning extra reward.
Credit cards sharp your mind to remember date and making payment on time , improves cibil score also
but only if we use it wisely
@@sanjay_singh636 Yes you are right. Instead of using Debit Card if we use Credit card then it's good behaviour of spending money.
@@Subham_Gaming_001 But remember do not use in ATM for cashwithdrawl bank will charge interest on withdrawn money from same date till the bill generation date
@@sanjay_singh636 I know very well.
@@sanjay_singh636 shi hai I have 12 credit card and I will pay due timely so no issue
Salute to you Sir Jai Hind, main aapko 6 years se follow kar rha hun but kabhi bhi aapne koi galt jaankari nhi di hamesha hamin aware kiya hai. Thanks Sir🙏
Thank you to spread such kind of awareness.
Very good video on a much needed topic. Keep making such informative and useful videos. Kudos! Best wishes for future. 💐😎🇮🇳🙏
I totally agree with you.. I just want to to leave from this type of headache.. Thanks for your valuable feedback..
I have 7 CC, but I use it as a debit card, if used correctly it can be very beneficial, some of my cards that come with theft insurance, I get free long Jesus discounts on certain brands and a lot more.
The most important thing I keep in my mind is it is a debit card so I spend the amount that is available on my bank account.
And that's how I keep myself safe from these credit card loops.
+1 bro..same here .i alse use Cc, considering it as a debit card
This video was very useful for me. Thank you very much for making me aware about the pros and cons of credit cards. I will use it smartly.
Sirji,I love your exposed series the most🔥🔥🔥❤️
GURU JI PRANAAM.. THANKS FOR MAKING SUCH EYES OPENING VIDEOES..
Yes credit card should be used wisely and keep check on each transaction and dont ever forget cards due date. Then you can definitely earn some benefits while using card
I use credit card regularly, i get lots of discount in sale, but i smartly use it so i have no problem in using it.
Cashback sirf starting mei hi bhar bhar ke milta hai thode time ke baad dekho phir woh bhi nahi denge🤣
Me too Same Using 3 Cards 😍
Kon sa COMPANY ka card use karte hai
I AM IN UA-cam AND TECHNICAL GURUJI IS VIDEO COMING IN 46 SECOND AND 150 LIKER AND QUICK TOUCH THIS IS POWER OFF GOURAV SIR 😊 THANK YOU. ✌️
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*ALL THE BEST ALL UA-camRS* 👍
Now you are looking like the old TG. Happy to be part of TG family.
Really bhai ab tak ka mast video genuinely right.
Credit card leke sab kisi na kisi din fase he.
Good work bro.
He is so hard working and always ready to aware us for new frauds
bro is it just me or this guy at 0:11 looks like a legit scammer, if he works for Gaurav I think he should be more careful of him, with a face like that, I won't trust him at all around my things.
@@aniketmane6232 bro don't judge him by his appearance
@@rajit9561 i don't know but all the scammers and bad people in my state look like him only
Bhai its a not fraud..if you do fraud with credit card company by avoiding timely payment then that your fraud will overwhelmed on you like its a fraud..
Thank you for this type of knowledge sir☺️
This is mind blowing Sir. You are awesome. Keep on sharing this type of idea.
Guruji yeh video hum jaise Garibo ke liye banaaya hai aapne .Thank you
Atleast someone’s actually delivering some responsibile news…Guess the news channels need to learn from Guruji Breaking news
News channels ko Ukraine se fursat mile tab koi dhanki news dikhaye na
khan sir &Dhruv rathi also make video against CC
Thanks guruji for awareness 🔥🔥🙏
I miss the old technical guruji 😢 used to break down complex topics and explain in simple language.
Not every topic can be explained is simple languagd, if he is working hard to explain, you too have to work hard to understand
Amazing Bro 👍🏻👌🏻
Jai Hind Vande Mataram 🇮🇳🇮🇳
Who loved this channel and knows many years and still watch
Hit like button👍
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Bhai apne content ko improve krle thoda Editing kamzor hai Tumhari naye youtuber ki baadh aa rhi..
@TECH KI BAAT welcome dear, stay tuned with us, 👍
Good message... make these kind of videos occasionally... thank you
This is true for most of the people.
Only a very few with strong mindset of how and where to spend money can use Credit card wisely to get rewards.
One thing which worked for me is that I pay off Credit card spend right after I make a big purchase, not wait for bill to generate.
We want bgmi a lite version 🔥💪💪 not a light 😂❤️❤️ from Punjab ❤️
Bgmi se aage bad jaa bhai
Very Informational Video Sir Ji 👍👍🏻👍🔥🔥👌
Very informative Bro! This should learn to our younger brother ❤
"Wow, great video by Technical Guruji! The explanation was clear and concise, and the content was very informative. Keep up the good work!"
Yes sir ur absolutely right its a trap and these days everyone has been in trapped, big Credit Card Scam 🙏
It's only a trap when one falls into it but wise people don't. The tool is not wrong, some people's idea of using it is.
Honestly abhi aap jo video bana rahe ho Sob Video Dil chhu jata hai
Reality ekdam sahi sahi batate ho🙏🇮🇳🇮🇳
Haan😊😊
Smll video but,,,sirf knowledge hi knowledge
#Thankyou guruji
I believe it's all about discipline.. 1st proper knowledge is important n 2nd if u use it in a correct way it's of great benefits..i regularly receive cashbacks on my cc ..flight vouchers, lounge access, better CIBIL score, which majority of debit cards lack. But it's true tht don't get trap in the vicious cycle.
which credit card is best?
The most important thing is everyone want to look cool 😎and they fall in trap become a fool.😭
Nice video bhai❤❤
jai hind bhai ❤❤❤
Vandemataram
we are Indian🇮🇳🇮🇳🇮🇳🇮🇳
Thnku so much guruji for this very important informative video...😊🙏🏻❣️
Nice video technical guruji ji they should exposed chahe voh bank ho ya koi group ho, sarkar ko bhi action leke aise trappers ko saja deni chaiye, mai aisi hi video chahta tha aur aapne yeah video banayi I appreciate you and thanks you.
Scams Everywhere 😱
The real truth... Thanks 👍
Credit card accha hai bas ye do option yaad rakho :-
1. card ko auto pay par laga do toh aisi late payment wali situation nhi aayegi
2. uska use utna he karo jitna account main balance ho.
Great work TG.... (Very useful information for young generation)...
Thanku Very Much Gaurav Bhai ... You Are Making Great Videos.
Scam exposed series is best ❤️
It's all about will power, mindset and money management.
I think it's not a scam, it's a business and totally depends upon customer's demand and their financial management. because every customer usually knows all the terms and conditions... I am using 3 banks credit card and personally I found it profitable...
Gurujii rockk ✨❤️💯 punter shocked 😲
If you pay the minimum due amount, the bank will not charge late fee payment for the bill in the next billing cycle, however, they will charge you interest for the balance amount other than the minimum due amount. So, it's always recommended to pay the full outstanding amount .
Use it wisely, I've been using it for the past 10 years and it's awesome. Little knowledge is a dangerous thing and this also applies with credit cards
I totally agreed!! I have 4 CCS and using Amazon pay icici I have earned ₹41,000 within an year.
Whats your cibil score?
@@MrSpan20 789
@@Goldenk496 kese earn krte bhai mere pss bhi hai 4 card koi tips deo
Thanks you very much for aware us about the lattest frauds Bhai
Sahi kah rahe ho guruji....aap mahan ho...param gyani ho....sat sat namam hai hamare guruji ko ❤️❤️❤️❤️
I have a very simple theory of using a credit card. Use only when you are getting a discount or cashback point. Pay it back completely (no minimum payment bs) on the same day. That's it.
right
Bhai cashback sirf initial stage pe hi milta hai baadmei woh bhi nahi milta🤣 so its better ki CC ke chakkar mei pado hi mat. Because yeh 150 ya 500 jo amount hai itne ka toh humei sirf pocket money hi aata hai woh bhi har 2 weeks mei
👏👏👏👏👏 Jai ho guru ji ki🤗
Thank You Sir........For great Awareness.....
Thank you for this kind information ℹ️🤠
Credit card are great when income matches ur expectations
Awesome update Guruji 🙂
I own credit cards but I don't have any over-priced item in my house. I use it for fuel, grocery and travel (ticket and lounge). Everything is up to you.
Sir after watching many of your promoted videos i had dumped you channel's video.
But today I am happy that after having 2.88 crore of your subscribers you only talked about for the benefit of this society.
Hats off Sir
Legend is Back 💥💥
Good work good luck ❤️
I am working in a credit card company and yes interest rates are the reason people are unable to pay and use it at weird places! Huge transactions. And cash advance charges, annual fees etc etc! Don’t get it if you cannot pay off every balance in full!
Aaj aap ko pahle jaisa bolta dekha kafi sukun milaa
I wish to disagree as i bought the Amazon ICICI credit card without any account with them till 2028. I got a 60k limit. I bought an iPhone 12 64 for 53,999 in Jan 2022 with 24 month EMI of 2600 pm. The iPhone cost back then was 61,000. I have got it for same amount with interest on the card. I am able to buy stuff on this and pay off keeping my actual bank account safe. It’s a win win situation for me.
Yes credit card beneficial if used judiciously. Otherwise it’s a Debt Trap.
Thanks❤ for spreading awareness.
Jab kabhi emergency aa jaye tho bank me paise na ho or ye pta ha next month salary aa jayegi tab v credit card kaam ata ha thik se used karoge tho logo k gyan ki jarurat nhi hogi
बहुत ही अच्छी वीडियो है सर यह वाली पता नही लोगो को बैंक की यह चालाकी कब समझ आएगी❤️ 😞
You r right 👍
I have 9 credit card and i use it regularly but i do payment regularly tooo from last 3 years i havent missed any payment 😆😂
cradit card ka agar use na kare to kya koi charge bhi lagega
Nahi lagega lekin use nahi karoge toh limit kam hoti jayegi 😆 aur unko pata chal jayega ki inko credit card ki jaroorat nahi hai 😆
Thanks for your replay
Thanku so much sir, for informing about credit card
My suggestion is to use auto debit set the due date in the bank application and keep balance as well 😂😂😂
बिल्कुल सही है..
ट्रैप है
You should rather talk about financial discipline than scaring people away from Credit Cards. It's like saying people shouldn't use net banking because of frauds.
Your point is good. But in India a large group of people understand in this way only. And the people who will understand in the disciplined way they too got the point from this way also. 👍
@@myselfbrajesh I know, but for a UA-camr with such a large following, a better video would have been on how to use Credit Cards responsibly. A 30 second piece at the end of this one would have been enough, but sadly FEAR sells more
He is big youtuber so he talk nonsense in every video we are not rich so we use credit card
I really wanted this type of video
Guruji aap ka knowledge bahut bahut achha hai or aap hum jese ke liye bahut achha knowledge dete ho
Guruji♥️You deserve so many more subscribers your videos are allways a banger ! Honestly, one of the best content creators ever on UA-cam
I got a credit card of limit 40k, it was first time so I shopped a lot around 35k from the limit. I didnt knew the system of minimum payment due and ended up paying above 1 lakh in next 2 years for late payment and penalties. however, I ended all dues and broke credit card and promised myself to stay away from any type of debts or loans in future.
Yeh thik nhi kiye isse economy badhegi desh ki😜koi chij krne se pehle usko pehle jaanna jaruri hai... Jo v ho Credit card mast hai😄
Maine Flipkart ka 20k ajtk nhi dia
@@SantoshKumar-vj1lu itr hai kya itr copy send krdo limit increase ho jayega 100% main haal hi me 15k se 104000 ho gya limit
@@SantoshKumar-vj1lu 😂😂.wahh
@@SantoshKumar-vj1lu So you are admitting to being a financial fraud... Sasta Mallya..
Thank you so much Guruji for teaching us
Thank you Guruji for the awareness.
I am using it since 2017, and never defaulted. It is one of the best things if you use wisely. Also, It is no cost emi is half way there. They will charge you interest. But Amazon/Flipkart whoever you are dealing with will reduce the price of the product appropriately considering the interest you will be paying for 3/6/9 months.
1. Always pay your credit cards bill on time.
2. Always pay your full bill bill amount
3. Never do minimum payments on your credit card.
By remembering these things you will get cashback and your credit score or cibil score will definitely improve. And last thing, if you are paying your credit cards bill on time, then there is no cons. of credit card. Like if you agree.
Thankyou for giving us this information.
Example achha diya Guruji "gaao wale sahukar" 😂😂👍🏻
Reality of credit card 🙏
Bro paying 199 processing fee for 6 months will be affordable rather than paying full amount at the time of purchase right, if you use your credit card smartly then that will be a lot helpful for anyone
You forget interest bro
@@akashrastogiofficial 199+38 interest right
@@akashtayde5098 No bro it's gst not interest. Here I'm talking about interest which is applicable on no cost emi
Quality of information in this video is below average we expect more from you
Helpful video for credit card user.
कौन कौन मानता है की माता-पिता के चरणों में स्वर्ग है 🤩🥳🥳🥳
Bhai itna bhi bhakti mat karoo ..Swarg kahi nhi hota
This is just amazing
Thank you sir for your kind information 😊😊😊😊
Love you Sir Bohot Bohot dhanyvad is topic PR video banane ke liye Love U sirr❤