How To Build Your Credit Score In Uk | Credit Score Fully Explained | Uk Sinhala | Lankans In Uk

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  • Опубліковано 1 січ 2025

КОМЕНТАРІ • 118

  • @bhanukadissanayake2241
    @bhanukadissanayake2241 2 роки тому +4

    England වල වැඩ කරන එක්කනෙක්ගේ දවසේ ආදායම,මාසික ආදායම නිකන් කියන්නකෝ අදහසක් ගන්න??අහන්න කෙනෙක් මතක් කරනකොට ඔයාලාව මතක් උනේ.vlogs ටික හොදටම කරගන යන්න Good luck akki & aiya❤

    • @LankansInUK
      @LankansInUK  2 роки тому +3

      බොහොම ස්තුතියි මල්ලියා 😍❤🙏🙏 සාමාන්‍යයෙන් පැයට පවුම් 10-11 වගේ ලැබෙන්නේ. නමුත් කරන රැකියාව අනුව පැයට ලැබෙන ගාන වෙනස් වෙනවා. සමහර අය ඉන්නවා පැයට පවුම් 30ක්‌ ගන්න. සාමාන්‍ය මාසික වැටුප පවුම් 2000-2500වගේ වෙන්නේ. මේකත් කලින් කිව්වා වගේම කරන රැකියාව අනුව වෙනස් වෙනවා මල්ලි. සමහර අය ඉන්නවා මාසෙට පවුම් 4000-5000 හොයන

  • @cook0305
    @cook0305 2 місяці тому +1

    Thanks you both

    • @LankansInUK
      @LankansInUK  2 місяці тому

      You're welcome❤️❤️❤️

  • @shanikajoshep8769
    @shanikajoshep8769 Рік тому +1

    Best Of Luck Sanju ❤

  • @nathashajayathunga2048
    @nathashajayathunga2048 2 роки тому +1

    Uk gena kauruwath nokarapu godak watina video ekak akki.first time e gena denagaththe ada oyalage. Thankyou very much for this valuable video .💗💗💗💗

    • @LankansInUK
      @LankansInUK  2 роки тому

      Thank you so much nangi 😍❤️🙏🙏

  • @dammikapa1267
    @dammikapa1267 Рік тому +1

    THANKS A LOT

  • @dreamlife4611
    @dreamlife4611 2 роки тому

    Godaaaak useful video 1k.oyala dennata godaaak pin.

  • @thanujakarunanayaka932
    @thanujakarunanayaka932 7 місяців тому +1

    CCJ credit scores kekata enawa needa, ekiuwe vehicle penalty gewanne nethi unama

    • @LankansInUK
      @LankansInUK  7 місяців тому

      Ow CCJ hari time ekata gevve naththam eka credit score ekata effect venava

  • @apiwenuwenapi3382
    @apiwenuwenapi3382 Рік тому +1

    Credit card ekak ganne kojomada aiye eka ganath vedeo ekak danna puluwanda. Hsbc eke acskak thiyenawa awilla thama masayai wenne uk walata. Ethakota credit card denawada naththam api meh parana wenna oneda

    • @LankansInUK
      @LankansInUK  Рік тому

      Me video eke kivva vidiyta Tesco credit building credit card eka oyata apply karanna puluvan. Naththam HSBC eken poddak ahala balanna oyata credit card ekak apply karanna puluvanda, apply karanna one requirement monada kiyala. Lloyds bank eke nam aluth ayatath credit card ganna puluvan kiyala man ahala thiyenva. Poddak eyala contact karala balanna malli

  • @hnpjayasena
    @hnpjayasena 2 роки тому +1

    Thank you so much 💓 both of you.

  • @sankaviraj5983
    @sankaviraj5983 2 роки тому +1

    🍁🍁🍁🍀🍀🍀🍀Good job..😊😊😊

  • @kaushikamanamendra4498
    @kaushikamanamendra4498 2 роки тому +1

    akke / aiye tesco basic ekak gtot apit ekat repayment krna one api eke credit use krot wtrai ned ehma natnm apen charg wene naned video eke kiyla den wdiyta

    • @LankansInUK
      @LankansInUK  2 роки тому

      Malli credit card ekak gaththama eke minimum credit limit ekavath api anivaryenma use karanna one. Use karala thamai gewanna one

  • @suranga_Rathnayake12
    @suranga_Rathnayake12 2 роки тому

    Onna parakku wela baluwe tharaha na ne.good job!

    • @LankansInUK
      @LankansInUK  2 роки тому

      Na na akke tharaha na😍❤️

  • @suthaprabapraba8973
    @suthaprabapraba8973 4 місяці тому +1

    Hello
    Aiyaa student visa eke awilla apita puluwanda gedra buy karanna.

    • @LankansInUK
      @LankansInUK  4 місяці тому

      Malli man oyata mekata reply ekak damma eka balanna

    • @suthaprabapraba8973
      @suthaprabapraba8973 4 місяці тому +1

      @@LankansInUK ow aiyaa mn Baluwa thank you 😊😊

  • @santhushherath2481
    @santhushherath2481 2 роки тому

    Thank you ayya & Akka...!🖤🙏

    • @LankansInUK
      @LankansInUK  2 роки тому

      You're welcome malli ❤️🙏🙏

  • @achinisubodya9955
    @achinisubodya9955 5 місяців тому +1

    Aiya & akka.. student inna kenekta mehe bank akakin loan akakata apply karana puluwanda

    • @LankansInUK
      @LankansInUK  5 місяців тому

      Student inna ayata loan ganna ba nangi banks valin. But UK born ayata nam Student loan ganna puluvan University payments karanna

    • @achinisubodya9955
      @achinisubodya9955 5 місяців тому +1

      @@LankansInUK ok aiye thank you

    • @LankansInUK
      @LankansInUK  5 місяців тому

      @achinisubodya9955 Nangi samaharaveleta credit score eka oyage hodai nam banks valin personal loan ganna puluvanda kiyala try karala balanna puluvan. Habai e vage velavata interest rate eka godak vadi venna puluvan

  • @gayanithilakarathna5768
    @gayanithilakarathna5768 2 роки тому

    Great video akki & aiya

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Thank you nangiya😍❤️🙏

  • @raveen2722
    @raveen2722 2 роки тому +1

    Lankawe vehicle lesing akakata garranter sing kara a wahanaya lesing company legel dala aka UK wala pennanawada legel kiyala

    • @Dions-familyp5i
      @Dions-familyp5i 2 роки тому

      Uk wala lesing eka ganne khomda?

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      @@Dions-familyp5i e gana me video eke explain karala thiyenva
      ua-cam.com/video/J8LcaYF9AAg/v-deo.html

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Oya ahanne eka Uk vala credit score ekata balapanvada kiyala neda Raveen? Man danna tharamin eka prashnayak venne na. But oya Uk valadi me video eke kiyala dunna vidiyta hamadema karagena credit score eka hodata hada ganna👍👍

    • @raveen2722
      @raveen2722 2 роки тому

      Ow lankawe leasing ekakata gaurenter sign karala dan e facility eka legal. Ithin eka UK waladi gataluwak wei da kiyala thama mata dana ganna ona une. Thank u for your comment.

  • @PriceLanka
    @PriceLanka 2 роки тому

    Thank you very much

  • @shashikaperera299
    @shashikaperera299 2 роки тому

    Well explained. Thank you so much for the sharing information. And always giving motivation to newcomers.
    Love you guys 💚💙🧡💛❤️💜

    • @LankansInUK
      @LankansInUK  2 роки тому

      Thank you so much akka😍❤️🙏

  • @musicislife4351
    @musicislife4351 2 роки тому +1

    ela ela

  • @udayanganivijepala1486
    @udayanganivijepala1486 2 роки тому

    Balana gaman inneeeeee.....
    Balan hitiye video ekak danakam.......🌷🌷🌷🌹🌹🌹

  • @DonJayDS
    @DonJayDS 2 роки тому

    Very helpful video 😇

  • @Dinud1217
    @Dinud1217 2 роки тому

    Very helpful vedio 👍

  • @udayanamal8314
    @udayanamal8314 Рік тому +1

    Dan api uk avilla inne two weeks wage wenne, rent ekata inna thanak thama labune na

    • @LankansInUK
      @LankansInUK  Рік тому +1

      Me dawas vala accommodation hoya ganna nam tikak amarui Udaya. Me video eka poddak balanna. Accommodation hoya ganna vidiya & podi tips tikak kiyanava. Oyta useful vei
      ua-cam.com/video/Q6-Q8K4yxZU/v-deo.html

  • @niroshadarshani9540
    @niroshadarshani9540 2 роки тому

    Thank you both of you 😍sathtin.inna

  • @taniyadealmeida6212
    @taniyadealmeida6212 2 роки тому

    Thanks brother 👍

  • @adeeshadissanayaka6126
    @adeeshadissanayaka6126 2 роки тому +1

    Hi, Nice vedeo and thank you for sharing with us.
    Podi deyak danaganna kamathi. Council eke register wena eke wadagathkama mokakda? Council tax gewana eke wadagathkama mokakda kiyala.
    Thanks 😊

    • @LankansInUK
      @LankansInUK  2 роки тому

      My pleasure Adeesha❤️🙏 Council tax api gewanne Council eken apita provide karana service ekata. Example ekak vidiyta ( maintain roads, street lighting, street cleaning and rubbish collection )

  • @chenukabomira4535
    @chenukabomira4535 2 роки тому

    Very helpful ♥️

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Thank you malli❤️🙏

    • @chenukabomira4535
      @chenukabomira4535 2 роки тому +1

      @@LankansInUK I just arrived to UK

    • @LankansInUK
      @LankansInUK  2 роки тому

      @@chenukabomira4535 oh malli that's great😍😍😍 Welcome to Uk🥰 wish you all the best malli❤️🙏🙏

  • @sameerafernando7786
    @sameerafernando7786 Рік тому +1

    Can we apply for voting just after coming to UK?

  • @YohanLakshitha
    @YohanLakshitha 2 роки тому +1

    Please help me to apply visa as caregiver.....

    • @LankansInUK
      @LankansInUK  2 роки тому

      Please watch SL TO UK and Harsha and Sophia you tube channels. Sorry we are not doing that type of videos 😔

  • @dammikapa1267
    @dammikapa1267 Рік тому +1

    UK AWILLAMASA3KIN WITHARA CRETIT SCORE HADAGENA LOAN GANNA PULUWANDA

    • @LankansInUK
      @LankansInUK  Рік тому +1

      Eka oyage credit score, eligibility eka anuva depend vena deyak. Credit history eka vadi vena tharamta credit score eka honda vena tharamata loan eka appove venna thiyena chance eka vadi

  • @MsHabi14
    @MsHabi14 2 роки тому +1

    Hi, very useful video. Thank you!! I am a student and came to UK in september 2022. I am currently doing a part time job. I tried to apply for the TESCO foundation card but got declined. When I use the eligibility checker too it comes as 0%. Can you think of a reason why and any other option I have?

    • @LankansInUK
      @LankansInUK  2 роки тому

      There are several factors that could result in your application being declined. In some cases, it could be as simple as the application form not being filled out correctly. Other reasons might be that you haven't held your current job for long enough, or there isn't enough information on your credit history. Your credit history is built up from past borrowing, such as other credit cards, mortgages, mobile phone contracts, and so on. If you haven't had a credit card before, your credit history might be limited, in which case you may need to build your credit profile. It is important to be aware that if your application is declined, a number of credit card applications conducted over a short period of time could affect your credit rating.

  • @teshansilva6438
    @teshansilva6438 2 роки тому

    Thanks

  • @exceltips2921
    @exceltips2921 2 роки тому +1

    Thank you so much for this video. Do you know if having two bank accounts will negatively affect your credit score? Eg: If you have a HSBC account already and open up a Revolut account. Is it better only to have the HSBC account? Your opinion on this is very much appreciated.

    • @LankansInUK
      @LankansInUK  2 роки тому

      If you maintain both of them well, there will be no problem👍

  • @akilanagahawatta7476
    @akilanagahawatta7476 2 роки тому +1

    University for the Creative Arts epsom walata master ekakata man february intake ekata enna inne.eka hodayda jeewath wenna puluwanda e area eke.out of london neda? Mulinma mama enawa.etapasse wife and babala masa 6kin wage man ganna inne.global marketing and commiunication tamay master eka.mata poddak wisatara kiyalla plssssss.attatama oyalage hama ekakma man balanawa godak asawen

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Sorry reply karanna late unata. Godak comments ena nisa vela yanava reply karanna🥺 mata ehe gana loku idea ekak nam na. But man danna vidiyta ehe rent eka tikak vadi. Oya mulin ena eka hondai. Ethakota tikak settle velane oya. Enna kalinma accommodation hoyan enna balanna temporary hari. Mehe ena studentsla accommodation hoya ganna baruva struggle karanva. Masa deka thunakavath living expenses aragena enna. Samahara ayata apu gaman job labenava. Samahara ayata ehema na. Thank you so much & wish you all the very best❤️🙏

  • @thusharikalakmini7294
    @thusharikalakmini7294 2 роки тому +1

    Mata capital one ekak tyenwa. But gatta first month ekema mage tibba credit score adu wela tyenwa. First payment krn tyenne October. E nisa da e

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Sometimes eka vennath puluvan. Me video eke kivva vidiytama oya tika kalayak karan yanna. Credit score eka hadenna tika dawasak yanva. Oya me video eke kivva varadi karanne naththam avulak venna vidiyak na. Oyata one nam api kivva vage Experian eke one month free trial eka aran credit report eka aran check karanna puluvan koheda prashne thiyenne kiyla

  • @kaushikamanamendra4498
    @kaushikamanamendra4498 2 роки тому +1

    (Be able to afford to pay back at least £25 per month) mehma tynwa akke tesco credit build card eke ethkot api meka evry month pay krna oned api eyla den credit limit eka used krath ntath gewna oned ntnm use krot wtraid?

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Malli credit card eka gaththama man kalin kivva vage anivaryenma use karanna one. Credit history eka build venneth oya eka use karala hariyata velavata payment karanakota thamai. Credit card eka aran use karanne nathuva inna eke therumak na. Eken oyage podi podi viyadam karala hariyata velavala gewala danna👍👍

    • @kaushikamanamendra4498
      @kaushikamanamendra4498 2 роки тому

      @@LankansInUK hari akke thank you akke

  • @MihiriThanthirige
    @MihiriThanthirige Рік тому +1

    Lloyd bank eke credit cards ganna puluwanda

  • @manojvipula4810
    @manojvipula4810 2 роки тому

    Valuable video 👍👍👍 skilled worker visa aran awoth, Credit cards natiwa expenses manage karaganna puluwanda?

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Thank you❤️🙏 ehema manage kara ganna venva. Credit card thibunoth eka mathama depend vela viyadam karanna epa.

  • @darshikahemantha9219
    @darshikahemantha9219 2 роки тому

    Very useful video and both of you done vlog very well. 😀😃👍

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Thank you so much Darshika😍❤️🙏

  • @lakminisandaruwani6748
    @lakminisandaruwani6748 2 роки тому

    Student loans kiyanne Monada akka & aiya? E kiyanne UK studies karanna awith inna studentslata loans ganna puluwan da banks walin? E mona wage awastha walada?

    • @LankansInUK
      @LankansInUK  2 роки тому +2

      Nangi student loan ganna puluvan UK vala 3 years jeewath unu studentslata. Aluthen apu gaman e loan valata apply karanna ba nangi

    • @lakminisandaruwani6748
      @lakminisandaruwani6748 2 роки тому

      @@LankansInUK Thanks akka ❤️

  • @madushichandrasena2483
    @madushichandrasena2483 Рік тому +1

    Akke ayye, Tesco foundation credit card eka apply karanna ona online da? Kohomada karanne

    • @LankansInUK
      @LankansInUK  Рік тому +1

      Ow nangi online puluvan. Me thiyenne link eka
      www.tescobank.com/credit-cards/credit-builder-credit-cards/?cmpid=ppc/acq/cc/na/g/bp/[tesco-bank-foundation-credit-card]&doubleclick=1&&&gclid=Cj0KCQjw98ujBhCgARIsAD7QeAjVUNuBhg5e6qrassb7f6ohFGE1vArB6uKLMaE4ZzzcIcNnDkusVOEaAmKpEALw_wcB&gclsrc=aw.ds

    • @madushichandrasena2483
      @madushichandrasena2483 Рік тому

      @@LankansInUK Akke mama student kenek, part time wada karana nisa puluwan weida

    • @LankansInUK
      @LankansInUK  Рік тому +1

      Man evva link eken oyata credit card eka apply karanna eligible da kiyala balanna puluvan nangi. Me credit cards thiyennema credit score hada ganna nisa oyata puluvan vei try karala balanna. Hari giye nathi unoth eyalage customer care contact karala oyata credit card eka ganna puluvanda balanna nangi

    • @madushichandrasena2483
      @madushichandrasena2483 Рік тому

      @@LankansInUK thank you so much akke

  • @hnpjayasena
    @hnpjayasena 2 роки тому

    Skilled worker කෙනෙක් හැටියට එන ෆැමිලි එකකට, එයාලගෙ වයස 18ට වැඩි දරුවෙක්ව student visa වලින් ගෙන්නන්න පුලුවන් ද? සල්ලි කොච්චර පෙන්නන්න ඕන ද?

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      Ow genvanna puluvan.
      ua-cam.com/video/Lb84ndXB1kE/v-deo.html
      Me video eke 9.47min vala indan balanna. Api kiyanava ape malli kenekta enna giya viyadama gana. Oyata podi idea ekak ganna puluvan

    • @hnpjayasena
      @hnpjayasena 2 роки тому

      @@LankansInUK Thank you very much. Good information.

  • @ranukadivakara3820
    @ranukadivakara3820 2 роки тому

    Can you share us how to buy a car under car finance or personal loan? what is the best way to buy a car?

    • @LankansInUK
      @LankansInUK  2 роки тому

      ua-cam.com/video/J8LcaYF9AAg/v-deo.html
      Please watch this video. We have explained the finance process. As per my knowledge personal bank loan is the best method ( but please compare the interest rate first)

  • @hashanmadushanka632
    @hashanmadushanka632 2 роки тому

    මෙහෙ ඉන්න අයටද මේ credit history ගැන කියන්නෙ...
    අපි CRIB එක බලලලා.. customer ගෙන් ඇහුවාම ගෙවන්න වාරික වගයක් තීන නේද mis paymet වෙලා කියලා... නෑ එහෙම වෙන්න නෑනෙ කියනවා....
    අපි කිව්වාම මෙන්න මෙහෙම ගානක් ගෙවිලා නෑ කියල මාස ගානක ඉදන්, කියලා...ආ දැන් CRIB එකේ කව්ද නැත්තෙ සර්.. බැරිනම් කමක් නෑ අපි වෙන තැනකින් කරගන්න බලන්නම්කො කියලා විලි ලැජ්ජ නැතුවම කියනවා...
    එහෙව් රටක ඉන්න අයට තමයි අයියලා මේ credit history maintain ගැන උගන්නන්න හදන්නෙ....
    ඔය දෙන්නට ගොඩක් ස්තූතී....
    මෙහෙම දේවල් බලාපොරොත්තුවෙන් ඉන්න අපිවගේ අයට...

    • @LankansInUK
      @LankansInUK  2 роки тому

      ඒවා මේ රටවල කරන්න බෑ මල්ලි. ලංකාවේ වගේ ඕනේ වැඩක් සල්ලි දීලා කරව ගන්නත්‍ බෑ මෙහේ. හරියට තමන්ගේ සුදුසුකම් තියෙන්න ඕනේ දේවල් කර ගන්න. නොදැනුවත්කම නිසා හැමදේම shortcut වලින් හොරාට කරන්න යන අයට ඒ වැරදි හදා ගන්න අවුරුදු ගණන් යනවා. සමහර අයට ඒ ගිහිල්ලත් බෑ. අපි මේවා ඕනේ තරම් දැකලා තියෙනවා. ඒකයි මෙච්චර වචනෙන් වචනේ පැහැදිලි කර කර කියන්නේ. ඒත් ඒවා තේරෙන්නේ නැති සමහර පිරිසක් ඉන්නවා🙄😟 ඒ කොහොමඋනත් ඔයාලා වගේ හැමදේම හොයන්න උනන්දු වෙන ජීවිතේ හදා ගන්න හදන පිරිසකුත් ඉන්නවා. අපි videos කරන්නේ ඒ වගේ අයට ප්‍රයෝජනයක් ගන්න. බොහොම ස්තුතියි මල්ලි❤🙏

    • @hashanmadushanka632
      @hashanmadushanka632 2 роки тому

      @@LankansInUK දැනුවත් උනා මේ වීඩියෝ එකෙන්... දැනුවත් උනඑක පට්ට වටිනවා... හොරකරන්න ඉස්සෙල්ලා..🤙💝💐

    • @LankansInUK
      @LankansInUK  2 роки тому

      @@hashanmadushanka632 🤣🤣😅🤦‍♀️❤️❤️

  • @asheindilhara7417
    @asheindilhara7417 2 роки тому

    💌💌💌

    • @LankansInUK
      @LankansInUK  2 роки тому

      ❤️❤️🙏

    • @asheindilhara7417
      @asheindilhara7417 2 роки тому +1

      @@LankansInUK akka aiya man UK awa , oyalage motivation ane informative videos godak udaw una , oyala kiyana katha dan aththa kiyala herenaw, hope to meet u two im in Croydon

    • @LankansInUK
      @LankansInUK  2 роки тому +1

      @@asheindilhara7417 Ane Thank you malli❤️🙏🙏 api apema experience valin videos karana nisa api dakina de thamai malli videos vala kiyanne. Mokada man rata aveth thiyena boru okkoma ahala. Man dannva man kochchra struggle kalada kiyala. Eka nisa api kamathi na kisima kenek information nodana hariyata lasthi nathuva me rata valata avilla amaruve vatenvata. Hamadema kalpanaven hodin kara ganna malli. Monahari danne nathi deyak thibunoth ahanna. Api oyage city eka paththe enavanam kiyannam. Good luck malli❤️🙏🙏