This Video Will Change Your Life

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  • Опубліковано 1 лип 2024
  • If you watch this video the entire way through, you'll see how I changed my life. The path towards my dream life and hitting all of my goals has been long and sometimes bumpy, but I've come a long way.
    This is my story - thanks for watching. 🙏🏿
    0:00 This is my story guys
    1:29 Part 1: Coming To America
    3:17 Part 2: Shit Sucks Reality Check
    5:16 Part 3: I Want To Be Rich
    6:08 Part 4: My First Jobs
    8:57 Part 5: Life Decisions At 17
    9:52 Part 6: Discovering New Paths
    11:02 Part 7: On My Corporate Grind
    13:07 Part 8: My Real Dream Job
    13:51 Part 9: Where I’m At Now
    15:28 The come up was real
    Check out our ebook 'How To Get The Job You Want' - payhip.com/b/67rwU
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    The links above are affiliate and/or referral links that provide us compensation when you use them to sign up. Thank you for supporting our channel!
    Website - stephandden.com
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    Camera - Sony A6400 - amzn.to/2vsmDqc
    Lens - Sigma 16mm - amzn.to/2vslvCV
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    The links above are affiliate links - Steph & Den are Amazon Associates and we earn from qualifying purchases.
    Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

КОМЕНТАРІ • 128

  • @stephandden
    @stephandden  Рік тому +19

    Before you scroll down to read the comments - please drop us a like ⬆🙏🏿

    • @johnnm3207
      @johnnm3207 Рік тому

      biggups... Kenyan fan here... keep going

  • @shikoh8745
    @shikoh8745 Рік тому +3

    Thanks to algorithm gods…….fellow Kenyan 🇰🇪immigrants with a similar story…but slowly leveling up!

    • @stephandden
      @stephandden  Рік тому

      Love it Shikoh 🇰🇪 That’s great to hear - we’re very resilient people! 🙏🏿

  • @marcjaikaran714
    @marcjaikaran714 Рік тому +23

    Denis this by far was the best video, I'm blown away by your honesty and origin story. I look forward to seeing Stephanie's story as well. You are so right that none of these tools were available to my generation growing up. And unfortunately, decisions were based on family and friends, due to a lack of know-how to achieve things. I remember my father at a young age squashing my dreams to become a pilot by saying " son you should probably aim lower". Not even entertaining looking into what things I would need to achieve this goal. I have been very blessed to be in my late 40"s have a beautiful family, investments, a house, and a great job allowing me quite a bit of freedom. However, what you two are doing is inspiring others at a young age to dream big and don't just accept the 9 to 5. Bravo, I'm a fan for life.

    • @stephandden
      @stephandden  Рік тому +1

      Thanks Marc! 🙏🏿 Damn, it's crazy to think about 'aiming lower', but it's a reality for a lot of people, and a lot of the time it's out of necessity.

    • @marcjaikaran714
      @marcjaikaran714 Рік тому

      @@stephandden It's crazy but we did not have internet back then and my parents were just tired from work and the thought of them doing research ended there. The opportunities are endless now if you want to fly and work hard. Before people would be working hard but blindly without a clear path or people to guide them.

  • @sartajjaved7930
    @sartajjaved7930 Рік тому +11

    Appreciate the intensely personal story. This resonates with a lot of first and second generation millennials and Gen-Zs in their 20s. Living in the shitty apartments, not enough money for field trips or eating out, etc. glad to finally be on the other side of things as an educated, professional able to afford things comfortably that I once took as a luxury. Loved this video - keep it up Den

    • @stephandden
      @stephandden  Рік тому +1

      🙏🏿 Glad to hear you've on the other side of things 👏🏿 and thank you!

  • @mapete24
    @mapete24 Рік тому

    Thanks for sharing Den. You and steph are doing a massive service to society.

  • @stonecoldhitman7662
    @stonecoldhitman7662 Рік тому +1

    I truly enjoy the content you put out. You are both so personable. I enjoyed learning about your struggles and how you set a plan to overcome and succeed. Great job on another great video.

  • @Jess101479
    @Jess101479 Рік тому

    Very encouraging, real talk. Thanks Den!
    And congrats on the success so far.

  • @dianejesalva4640
    @dianejesalva4640 Рік тому +2

    Den, this is by far my fav video! Thanks for sharing your story and congrats on all your success. I started following you and Steph since Millennial Money and to see you both grow and achieve your goals, I am a proud Torontonian subscriber! You both deserve all these blessing and more, keep up the great work and content.

    • @stephandden
      @stephandden  Рік тому

      Thanks, Diane! 🙏🏿 we appreciate it!

  • @jovankasmiljanic-jazic5987
    @jovankasmiljanic-jazic5987 Рік тому +2

    Hi Den! I was super inspired by your and Steph's journey! I paid off $43,000 of student loan debt in 20 months. COVID really kicked my ass in full gear- and your videos helped me during those lockdown months. Thanks for the inspiration!

    • @CryptoCapitalVenture759
      @CryptoCapitalVenture759 Рік тому

      ⬆️⤴️Thanks for the review⤴️Do well to reach out to JIM my trusted investment broker, he will bring you to a cost effective strategy. i recommend him☝️☝️💯💯💯💯

  • @stephaniebartello6593
    @stephaniebartello6593 Рік тому +1

    Such an incredible story. Thank you for sharing! Your parents are incredible 💕

  • @charletfoster8917
    @charletfoster8917 Рік тому +1

    Thanks for this video!!! I was at a standstill,career-wise, but now, I’m pumped for change🙏🏿🙂👍🏿

    • @stephandden
      @stephandden  Рік тому

      Amazing! There’s good things ahead 🎉🎉

  • @Ye0wYe0w
    @Ye0wYe0w Рік тому +6

    Talk about building generational wealth here! So inspirational! We need more content like this on UA-cam!

  • @fauziashussein2172
    @fauziashussein2172 Рік тому +3

    Incredibly proud of you, Den, for sharing your story as well as your resilience. I totally agree with you from 9.30 onwards (Life Decisions at 17) especially if you're a first-generation university student. I am, myself one, and I think that it is unfair how an obvious inequality exists between those individuals who have more resources and consequently networks than those who are emerging from unique circumstances like intergenerational poverty, and frankly, do not have the necessary support or resource mechanisms in place to make a decision like which degree they want to pursue. Obviously, this calls for a greater conversation, but this is definitely one of my favourite videos from you and Steph. Keep it up you two, love the videos!

    • @stephandden
      @stephandden  Рік тому +1

      Thanks so much, Fauzia! Appreciate you watching and sharing your thoughts. More to come! 🙏🏿🙌🏻

  • @avatamizifar5017
    @avatamizifar5017 Рік тому +1

    Thank you so much for sharing your story with us! As an immigrant, this resonated with me so much and made me super emotional. So happy to see how far you've come on your journey! Like always it was amazing!

    • @stephandden
      @stephandden  Рік тому

      Thanks so much, Ava! Appreciate you watching 🙏🏿

  • @claireking2291
    @claireking2291 Рік тому +1

    Great video! I'm set to graduate this year and you guys actually make me excited to start this new phase of life!

    • @stephandden
      @stephandden  Рік тому

      We love hearing that! Good luck with the new phase coming soon 🎉

  • @hmzf
    @hmzf Рік тому +4

    From one immigrant to another, I understand how hard you’ve worked and you deserve all your blessings 🙏🏽

  • @eleanorsantos2434
    @eleanorsantos2434 Рік тому +5

    This video was so relatable. Thank you for being vulnerable and sharing your journey (both the challenges and the success you've had so far) Very inspiring because I also was in a position of being in debt, no knowledge of investing and felt that I wasn't making enough in my career. Now, I'm on track to be in a better place with more financial security, but the journey is not easy. Thank you for continuing to spread your knowledge and educate us all!

    • @stephandden
      @stephandden  Рік тому

      Thanks, Eleanor! Happy to hear you're doing well, too 🙏🏿

  • @AduKofs
    @AduKofs Рік тому

    Great vid Den. Thanks for this 🙏🏿

  • @carlosdias9771
    @carlosdias9771 Рік тому

    Congrats Den, amazing story!

  • @hamzastudentbusinesscoach6746
    @hamzastudentbusinesscoach6746 Рік тому +2

    Wow, What a journey! Can’t believe our little tremblant adventure actually ended up in one of videos years later 😂
    Amazing video and story telling 🙌🏽

    • @stephandden
      @stephandden  Рік тому +1

      Who would've thought 👀🙌🏿

  • @delijs
    @delijs Рік тому

    Love this story! Only great things from here 🙌🌌✨️

  • @dinagalall
    @dinagalall Рік тому +1

    One of my favorite videos. I always drop a like for the algorithm. Thank you for sharing your story with us. 😊

    • @stephandden
      @stephandden  Рік тому

      🙌🏿👏🏿 thank you for helping the algorithm!

    • @dinagalall
      @dinagalall Рік тому

      @@stephandden My pleasure!

  • @DRJUDE
    @DRJUDE Рік тому

    Great video Denis! Love this 👌🏾

  • @nelsongee2025
    @nelsongee2025 Рік тому

    I really like your corporate stories video. I can related and get a good laugh based on your optimism and forward thinking.

  • @vitract6711
    @vitract6711 Рік тому

    LOVE THIS

  • @mr.financial
    @mr.financial Рік тому +2

    Everyone has a story. thank you so much for sharing yours. Truely inspiring 💪

  • @marvinsulzer8258
    @marvinsulzer8258 Рік тому +2

    This story resonates with me so much. I was born in Canada but my parents were struggling immigrants. Our origins are different but our story is very similar. Den's family probably experienced more hardship than my parents... My school to work route was also the exact opposite (attended school in Toronto but found the career in Ottawa...lol)

    • @stephandden
      @stephandden  Рік тому

      Hey Marvin! Glad you could resonate with this 😊

  • @willowchen9146
    @willowchen9146 Рік тому +1

    Pick this up UA-cameee!! Old sub & so happy for you two

    • @stephandden
      @stephandden  Рік тому

      🙏🏿🤞🏿 thank you so much!

  • @mk905
    @mk905 Рік тому

    Loved this video! Thank you for being transparent and I can only hope to make it to having financial freedom one day

  • @alexmwendwa8822
    @alexmwendwa8822 Рік тому +1

    Wow👏👏what a journey it has been..
    Great inspiration

  • @SusannaJ
    @SusannaJ Рік тому +1

    I appreciated this back story!

  • @ExistentialismEnjoyer
    @ExistentialismEnjoyer Рік тому +1

    Still waiting for that Neo Financial review video lol, but honestly this is such an inspiring story. Thanks for sharing!

    • @stephandden
      @stephandden  Рік тому

      Ha, we can do that soon! Thanks for watching 😊

  • @Genzmillenial
    @Genzmillenial Рік тому +4

    Would love to see those OG video from 2016 😂But jokes aside, this was a great video to watch. This channel is one of my favourites because I feel like in your 20s it is so difficult to find people that are interested in finance.
    Also, going from -40k to 30k in 3 years is amazing. Not many people can say they have saved 70k in 3 years.

    • @stephandden
      @stephandden  Рік тому +1

      HA, they're great to look back on! Thanks so much Cindy 🙏🏿 we love seeing your comments!

  • @edwincheung7880
    @edwincheung7880 Рік тому

    Dude your channel is going though amazing growth in style and identity !!! Love the story telling perspective 🎉

    • @stephandden
      @stephandden  Рік тому

      Thanks Edwin! That's what we want to hear 🎉

  • @hamiltonmayers5510
    @hamiltonmayers5510 Рік тому +1

    You inspire me . Great Canadian hope.

  • @autobotdiva9268
    @autobotdiva9268 Рік тому

    kinda figured your background....asante sana for sharing your story (ah-ya)

  • @paulvitella9655
    @paulvitella9655 Рік тому +1

    incredible video here man - appreciate you sharing this

  • @iramscreativespace
    @iramscreativespace Рік тому +1

    A walking legend. Respect to you sir.

  • @CanadianFinanceSimplified
    @CanadianFinanceSimplified Рік тому +1

    Past "you" would have been VERY proud. Thanks for sharing your story, Den!

  • @loukmanelmi2733
    @loukmanelmi2733 Рік тому +2

    Very interesting. Loved it every minutes of it.

  • @raymond9893
    @raymond9893 Рік тому

    It's been months since I subcribed to this channel because of how genuine and valuable your content is🔥. I am Kenyan and I had no idea you have a Kenyan descent. Asante sana for your amazing content. Love from KE!

    • @stephandden
      @stephandden  Рік тому

      🙌🏿🙏🏿 we appreciate that! Thanks man!

  • @leyley9762
    @leyley9762 Рік тому +1

    Proud of you Den! As a child of African immigrants, I know how hard our parents worked! They are so proud of you, keep killing it!

  • @freshfreshfreshfresh
    @freshfreshfreshfresh Рік тому +3

    I saw y’all on Front St going to grocery store lol

    • @stephandden
      @stephandden  Рік тому

      Sounds like that was us 😊 yell hi next time!

  • @CreateTech
    @CreateTech Рік тому +1

    Ayy Kenya! I'm from TZ!

  • @Blessedkevin
    @Blessedkevin Рік тому +2

    Hey fellow Millionaires 🥲. Glory to God 😭 beautiful story Dennis! Waiting for more content😉 #InchargeofourDestiny

  • @youraveragegirl6668
    @youraveragegirl6668 Рік тому

    Love the video! What do you use to edit?

    • @stephandden
      @stephandden  Рік тому

      Thank you! We edit with Adobe Premiere Pro 😊

  • @christophercortes2914
    @christophercortes2914 Рік тому +2

    Ah the snapback reselling era. Had a classmate sell some Fugazzi sports team snap backs. Anybody else have this back then? Grade 8 and 9’s couldn’t tell the difference bought them
    Really appreciate 14:03 thanks for that segment. Planning to do this strategy too saving for a cushion like Steve.

    • @stephandden
      @stephandden  Рік тому

      HA, classic 😂 you gotta do what you've gotta do.
      And love to hear that 👏🏿

  • @noriem4244
    @noriem4244 Рік тому

    Fellow Kenyan here!!

  • @BlayNes
    @BlayNes Рік тому +1

    Amazing story thus far Den! Steph's turn next!!!

    • @stephandden
      @stephandden  Рік тому

      🙌🏿 yes, we've got to get her's on here too!

  • @jhonwaltergarces7338
    @jhonwaltergarces7338 Рік тому +6

    Great video Den. your journey is really inspiring. I just going over my first month here in Canada coming from Colombia as recent engineer graduate. And sometimes I started thinking is the only path to become successful at early age is following one of the path that are currently trading right now. and I feel that fo me that's is something I wouldn't be passionate about and we just see the successful stories. I'm truly honor to be in this country and what I ve accomplished so far. And as right now I'm truly focus on learning as much as possible because I truly believe that success can be found in any row if you put your mind and soul to it. Great to be in this channel from the beginning and please keep sharing and inspiring us!

    • @stephandden
      @stephandden  Рік тому +1

      Thanks so much for this comment - we appreciate it! So glad you found our channel and love to hear that you’re on your own grind 🙏🏿👏🏿

  • @michaelssali
    @michaelssali Рік тому +2

    Wow, Dennis, this is a great video. You took the time to tell us about your journey from Kenya to Canada and how you've made a lot of money along the way. I hope you continue doing well. I also hope that this video will be seen by a lot of people who have never heard of or seen your channel. That is a great way to title the video; the algorithm with probably put it in the results of when someone searches: "how to change my life". I hope you and Stephanie continue succeeding in these UA-cam streets. I, myself, started watching this channel last year when I was scrolling my Facebook feed and your CNBC video came up as an ad. I'm glad I found this channel. I love watching your videos so much that I even get sad when there's no upload on a Wednesday or Sunday. Keep up the great work and continue staying strong and proud of who you are and continue motivating all of us to be financially sound in our money and investment goals.
    Also, have you guys thought about doing a livestream or doing the quick-takes again? That would be exciting to watch. #IKNOWTHEVIBES

    • @stephandden
      @stephandden  Рік тому +1

      Thanks man, I really appreciate it 🙏🏿 we love seeing your comments every week #youdoknowthevibes
      And we definitely want to do something where we just talk it out more in the future! We're focusing on ramping up our usual long form videos right now, but a live stream is a good idea for the future 😊

  • @karan_karan_karan
    @karan_karan_karan Рік тому +3

    AYOOOO who else remembers that $65/month newspaper job hahaha it was crazyyy! and i did Mcdonalds too!

    • @stephandden
      @stephandden  Рік тому

      HA, seriously - realizing how many hours went into making $65/month was crazy 👀

  • @SuperDanny1016
    @SuperDanny1016 Рік тому +1

    Commenting for the algo... Also, nice video!

    • @stephandden
      @stephandden  Рік тому

      🙏🏿🙏🏻 we appreciate you!

  • @mdte5421
    @mdte5421 Рік тому

    You guys are awesome . I’m a GenX who just transitioned from one of the four banks to EQ fir HISA. I’m now looking into your investments options since I no longer have debts 😝👍🙌🏾.

    • @stephandden
      @stephandden  Рік тому

      Amazing, we love hearing that!! That's awesome, and a huge congrats on both of those big wins 🙌🏿🙌🏻

  • @phaldaz
    @phaldaz Рік тому +13

    I got into your channel I think around the time the millennial money video dropped and it's been a journey my guy. Heck check the comfort levels you have with the camera from then till now, the identity of the channel slowly but surely took shape and I'm mad proud being able to cheer you guys on. Hongera sana, let's keep at it!!!

    • @stephandden
      @stephandden  Рік тому +1

      Thanks man, love that you've stuck around since then! 🙏🏿 We appreciate it!

  •  Рік тому +2

    Congrats for your achievements from nothing and keep it going

    • @stephandden
      @stephandden  Рік тому

      Thank you 🙌🏿 much appreciated!

  • @hanzysjourney8436
    @hanzysjourney8436 Рік тому +2

    Hiii Den thanks for a great video definitely can related I'm on my own grind here in the UK . By the way we are neighbours lol 😆 I'm Somalia 🇸🇴.

    • @stephandden
      @stephandden  Рік тому +1

      Hey! That's awesome, I love to hear that - keep pushing 👏🏿

  • @lillyaswad5028
    @lillyaswad5028 Рік тому +1

    I lived 4 hours away in Windsor and was an immigrant as well. I would deliver the newspapers for 25$ a week too! it was brutal, the packaging the walking for hours, was SO much work. So grateful to be where I am at now. Ik corporate has a bad rep, but started from the bottom now we here!

    • @lillyaswad5028
      @lillyaswad5028 Рік тому

      loved this video, I am in the same place of trying to aggressively grow and im sure those who have the mindset can do it

    • @stephandden
      @stephandden  Рік тому

      It's crazy to realize how much went into it looking back! The money felt so good at the time 😅

    • @stephandden
      @stephandden  Рік тому

      Thank you! 🙏🏿

  • @144chosen
    @144chosen Рік тому

    im your cousin from UK

    • @stephandden
      @stephandden  Рік тому

      Hey cousin! 👋🏿

    • @144chosen
      @144chosen Рік тому

      @@stephandden you were born in kenya right? Yeah, im your first cousin. Heard about channel from a family member. Anyway, great content

  • @steveplays5408
    @steveplays5408 Рік тому

    I was born in Kenya my life's so much harder then yours. Really

  • @iannjari6833
    @iannjari6833 Рік тому

    It's funny how your journey similar to how poor Kenya was back in '01 and experienced a lot of economic change in those two decades

    • @stephandden
      @stephandden  Рік тому +1

      Ya, I was there in 2019 and it looks so different - I'm sure even seeing it now 3 years later there'd be even more crazy differences! Do you live in Kenya? 😊

    • @iannjari6833
      @iannjari6833 Рік тому

      @@stephandden Yeah, live in Nairobi, just finishing my bachelors degree in CS

  • @ib516
    @ib516 Рік тому

    Kanye West? Dude. Calling that guy a "philosopher" is a *bit* of a stretch LOL.

    • @stephandden
      @stephandden  Рік тому +1

      that was the whole point…it’s a joke lol