2023 SAVINGS CHALLENGES | 100 ENVELOPE CHALLENGE EXPLAINED | BUDGET FRIENDLY SAVINGS | SAVINGS

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  • Опубліковано 21 сер 2024
  • Hey Crafty Budgeters💜! Today, I am sharing with you some fun and easy savings challenges that I will be doing in 2023. I am also explaining how I simplified the 100 envelope challenge. These challenges are perfect for ANY INCOME and doesn't require you to have a lot of money to participate. Let me know what challenges you will be doing in 2023!

    Instructions to Purchase Printable Bundles:
    Etsy Shop: thecraftybudge...
    - Savings Challenge Bundle - $3.50
    - 100 Envelope Challenge - $4.00

    Join The Crafty Budgeter Fam! We have fun over here! Like, comment, and subscribe so that you can keep up-to-date on how we are crafting a budget and a lifestyle to become debt-free!

    Ways to Find Me:
    Instagram: @TheCraftyBudgeter
    The Crafty Budgeter Etsy Shop: www.etsy.com/s...
    The Elevated Life Co.
    www.theelevatedlifeco.com

    Channels Mentioned:
    Rochelle Adamson Budgets: / rochelleadamson

    Items Used:
    A5 Envelopes: amzn.to/3lFdL8V
    A6 Envelopes: amzn.to/3Ai9ImM
    Cash Tray: amzn.to/3fIdpKR
    Tul Gel Ink 0.5 Pens: amzn.to/3s3MAWd
    🚨**NOTE -- the items below are based personal preference. You do not have to purchase these specific items to have a UA-cam channel. I started my channel with a simple tripod, iPhone, and ring light and it worked just fine.** 🚨
    Camera: amzn.to/3xuygHp
    Tripod: amzn.to/3Am12Mn
    Microphone: amzn.to/3fLufIC
    Lighting: amzn.to/3yx1nvj
    ***Affiliate Links are being used for all Amazon items that are listed. If you use these links and make a purchase, I receive a little "something something" but you do not have to do anything on your end.

    #2023SavingsChallenges #100envelopechallenge #SavingsChallenges #BudgetFriendly #EasySavingsChallenges

    For business inquiries or collaboration, contact me at thecraftybudgeter@gmail.com

    Disclaimer: I am not a financial expert! I am not qualified to give financial advice. I do not claim to have all of the answers and truly believe that there are many ways to become debt-free. This channel is to simply share how we are working to pay off our six-figure debt, while having some fun doing

    #cashenvelopestuffing #cashenvelopes #sinkingfunds #debtfree #debt #debtfreejourney #countwithme #cashenvelopesystem #cashenvelopes #emergencyfunds #DebtFreeCommunity #budgetwithme #debtpayoff #debtsnowball #smallbusiness #blacksmallbusiness #blackentrepreneur #studentloandebt #savingschallenges #savings

КОМЕНТАРІ • 145

  • @gracedaniels6172
    @gracedaniels6172 Рік тому +23

    Great challenge! I believe everyone should Live below their means" adjust your lifest, be frugal, budget, save and invest. This helped me out as a 6 figure earner. I've grown over half a million in retirement savings with this method

    • @theresamish1746
      @theresamish1746 Рік тому

      Congratulations so happy for you, I'm trying to get started I know it takes consistency to be successful. It's really so hilarious. Sadly there's actually people still living paycheck to paycheck

    • @eiraantoinette6793
      @eiraantoinette6793 Рік тому

      Great accomplishment keep it going, you said it all right there!

    • @labeebasonia3781
      @labeebasonia3781 Рік тому

      Sonia NJ, 38 . I Just started at my six figure job after being in and out of the poverty line. I really hope I don't end up like this. I'm scared really scared!!!

    • @gracedaniels6172
      @gracedaniels6172 Рік тому

      Don't panic, start out easy, don't buy things you don't need, budget every money, always save a portion of your pay atleast 5%, Invest from your pay check; it grows and helps you accumulate wealth easily.

    • @labeebasonia3781
      @labeebasonia3781 Рік тому

      Thanks, I started saving a bit already, how do I go about investing? I want to try all my options

  • @conlaw6318
    @conlaw6318 Рік тому +18

    coin challenge, zero out challenge, instead of 50 envelope challenge I revamped it for me to put $23 a pay period for 2023, these are my 2023 challenges this year. Good luck to all. I love saving challenges

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      I love that idea!!

    • @reneevalery9449
      @reneevalery9449 Рік тому +1

      I am going to join in on your 2023. That is so bomb! Thank you!

  • @jillianbowen7265
    @jillianbowen7265 Рік тому +11

    Your method for the 100 week challenge makes TOTAL sense to me. It's cleaner, more compact and like you, I'd rather pick the amount to stuff based on my budget rather than a random draw that may or may not fit in a given week. You've inspired me and I'm going to give this challenge a try! Now for the fun part: catching up since it's the middle of January 2023. 😁

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      Yess! This is awesome. So glad you found it helpful.

  • @senitastillwell5040
    @senitastillwell5040 Рік тому +6

    Gurl! Thank you so much for your idea NOT to use a 100 separate envelopes!! I just canceled my amazon order and will be using 1 envelope instead that i have already in my savings binder! Keeping it simple is my religion and you helped greatly with that today😂! Much success to you and your family. I’m enjoying your videos and the inspiration they give❤

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      The 100 envelopes were too overwhelming for me for some reason. Simple is my middle name. So glad you are enjoying the videos.

  • @capadiru
    @capadiru Рік тому +9

    Wonderful version of the 100 envelopes ❤❤❤
    Love your ways to simplify things!

  • @heatherhillperez
    @heatherhillperez Рік тому +4

    Brittany! You are amazing, I love your 100 envelope challenge concept. I hear you on all those envelopes. I feel the same way!!! You are a creative problem solver! ❤️ I think your version will be very successful. 😊

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      I am so excited for my 100 envelope challenge this year. I hope it will help me stick to it.

    • @heatherhillperez
      @heatherhillperez Рік тому

      I downloaded it! I'm so excited 😊

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      Aww thanks!

  • @RochelleAdamson
    @RochelleAdamson Рік тому

    The way you adapted the 100 Envelope Challenge!!!! 🤯

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thanks love! Trying to make things easier for myself. I

  • @belovedkd1102
    @belovedkd1102 Рік тому

    This was a great video.💁🏽‍♀️ Thank you!😉👍🏽 Now I’m all excited to start some challenges!🙌🏽🥳

  • @KeelyB2318
    @KeelyB2318 Рік тому

    Thanks for sharing. My biggest issue is not ever having cash on me, so I created a savings challenge with opening multiple savings accounts with my bank.
    Thanks for sharing

  • @Goldenrodbudgets
    @Goldenrodbudgets Рік тому +3

    This set up!! These challenges are so cute and seem very doable. I have been enjoying the smaller challenges. It makes me fell better seeing that they are going to get completed. It makes me excited because I know I get to do a lot of different ones this year instead of just large ones. I am using mine this year to pay my debt first and then upgrades to my house. I have my kids a change chart made and they love finding random coins all and adding it to their sheet and watching it add up.

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      Hey hey! I love how you have your kids helping with the change chart. That’s awesome.

  • @kimmawdsley6249
    @kimmawdsley6249 Рік тому +2

    I Love your 100 envelope challenge binder! What a great idea

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thanks so much! I am excited to see an idea come together.

  • @robyn_southafrica
    @robyn_southafrica 10 місяців тому

    I just came across this video and I really enjoyed it!😃
    When I came across the 100 envelopes challenge a month ago, i decided because I pay once a month, I'm gonna pull 8 envelopes (not sure if 2 envelopes are the usual challenge goal) at the beginning of the month, then budget that savings amount total into my budget for the end of month paycheck, but not gonna put in into envelopes, I'm gonna get a type of piggy bank 😃😃😃
    New subbie here 🤗

  • @grabowskycountry
    @grabowskycountry Рік тому

    Love how you’re doing the 100 week challenge. It’s so nice and compact. Will be using the same. Thank you for sharing Brittany. Cheers from 🇨🇦

  • @tamikajones6970
    @tamikajones6970 Рік тому +1

    I love the savings challenges binders and your twist on the 100 envelope challenge is a great idea! I am doing the coins, $1's, $5's and penny challenges this year. Anytime I use my debit card for purchases I round up to the nearest dollar and the difference goes to my emergency fund.

  • @19elizabeth90.
    @19elizabeth90. Рік тому

    I love your 100 envelope binder!!!!

  • @jy8984
    @jy8984 Рік тому +1

    Great to see you back! I've decided this year that I'm going to save all of the rollover money from my grocery envelope and at the end of the year I'll count it up to put towards a larger purchase (maybe a new mattress?)

  • @RochelleAdamson
    @RochelleAdamson Рік тому

    These coin challenges are BUTTER 🧈 😆 they add up and I'm still not over how much I was able to save! 🙌 These challenges are beautiful Britt!!!!

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thanks so much for the inspiration

  • @KrisBudgets
    @KrisBudgets Рік тому +1

    Yes so smart to do the penny challenge for the week! Love it! 😍

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      Yeah that everyday stuff wasn’t happening.

    • @KrisBudgets
      @KrisBudgets Рік тому +1

      @@BeaFindsJoy right! Lol

  • @LadyMekah
    @LadyMekah Рік тому

    Hey there. First time watching ur channel and I’m loving the simple challenges as well as ur concept for the 100 envelopes challenge. I’ve done the penny challenge in the past and while currently not doing any challenges this gives me hope that I can start now. In addition, I plan to start with a 20 envelope challenge and then work my way up to 100 envelope at the start of 2024. Thank u for sharing ur trackers as well.

  • @CathysCashCoin
    @CathysCashCoin Рік тому +2

    LOVE the challenges Brittany!! Definitely do what works for you💪🏼 I haven’t posted my debt update yet but girl it’s my #1 goal this year! Almost all my challenges are going to debt😩 Very neat version of the 100 envelope challenge!! 💚😊

  • @sisibee8532
    @sisibee8532 Рік тому +1

    I'll be doing the penny challenge this way. It'll be easier to complete. I'm going to try and do the weather challenge as well. The money will add up very quickly on that one.

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      I am really excited for those two challenges.

  • @BrianaLifeNBudgets
    @BrianaLifeNBudgets Рік тому

    Here watching!

  • @GreenTea4Me
    @GreenTea4Me Рік тому +1

    So, the 100 envelope challenge you put the first week of daily savings in the boxes? I think I will have to dumb that down. I can't imagine having 20, 21,22,23 etc to put in every DAY. I guess I will have to go with weekly. I love how simple you have made these. :) Amazing!

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +2

      You pick any 2 numbers you want to put in the envelopes each week. It doesn’t have to be on the same row. You could pick the number 1 and the number 78 one week. It’s up to you.

  • @sharonbell4010
    @sharonbell4010 Рік тому +1

    100 challenge is 🔥.. love ur take on it.

  • @real28heather
    @real28heather Рік тому

    Smart way to do the envelope ✉️ challenge

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thank you! I think it will help me.

  • @SimplyMarquise
    @SimplyMarquise Рік тому

    I love the 100 Envelope Binder! Such a great idea!

  • @TheChristianBudgeter
    @TheChristianBudgeter Рік тому

    I enjoyed! I'm doing the penny challenge as well. I love the way you have it setup in your binder! Thanks for sharing!

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Aww thanks so much! I had to think of the easiest ways I can do things.

  • @barbaralynnbudgets8801
    @barbaralynnbudgets8801 Рік тому

    New subscriber here. Your 100 envelope challenge version is such a good idea!! And I love how you double sided the tracker. Great video! 😊💖

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      Welcome to the Crafty Budgeter Fam!! 💜

  • @reneevalery9449
    @reneevalery9449 Рік тому

    Thanks for making my life easy with the tracker for 100 envelope challenge. I was not having fun trying to find a box that accommodates envelopes. I mean the challenge is about saving money! Your system is so much easier and effective.. And you rollover challenge is similar to what Bank of America does with keep the change transfers. I definitely will add your challenges to my arsenal.

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      You are welcome. So glad these challenges are working for you!!

  • @angeldoesitall
    @angeldoesitall Рік тому

    I love the challenges and how organized they look!

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thank you!! I’m excited to use them.

  • @AlexSOAMAZiiNG
    @AlexSOAMAZiiNG Рік тому

    I have missed you!!!! I’m so excited to see you back 🎉🎉🎉

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      I have missed y’all too! Feels good to be back.

  • @laurasperry6825
    @laurasperry6825 Рік тому

    Great ideas. Like the 100 envelope challenge like that. 👍

  • @tracyg4660
    @tracyg4660 Рік тому

    I just stumbled across your channel. I bought the penny challenge package. I pick up any coin I find laying in a store or a parking lot. I started the 100 envelope challenge this year and debt pay off.

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thanks so much for the support. That change adds up!

  • @Lifewithmrsvee
    @Lifewithmrsvee Рік тому

    I love your version of 100 envelope challenge

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thank you. I’m quite proud of it.

  • @amberdawn8128
    @amberdawn8128 Рік тому

    I’m just starting my first 100 envelope challenge but I knew I didn’t want to deal with 100 envelopes. I designed mine monthly as well and made monthly envelopes.

  • @PolinaWhiskeyshots
    @PolinaWhiskeyshots Рік тому

    Thanks so much for the idea of The Weather Challenge! But due to Celcius in my country I just do it every morning. It's SO funny.
    My own challenge this year is I Do Sport challenge: every time I have a training session (which is pretty often as I'm exercising at home) I check my weight after and put in my envelope the ammount equal the number on the scale (in kilos is not very impressive, but still). It saves money, it motivates me doing sport, plus if I gain a couple of kilos it's not so frustrating 'cause it means I just can save a bit more this time.

  • @stephaniesawney495
    @stephaniesawney495 Рік тому

    Love your version of the $100 envelope simple

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thank you. I’m excited to see how it turns out.

  • @MomWhoSaves
    @MomWhoSaves Рік тому

    Love what you did! I can’t wait to purchase them! I need simple and this will get me to my financial goals! Thank you! ❤

  • @moneywithjustliving5258
    @moneywithjustliving5258 Рік тому

    Good Morning and Happy January! Love the challenges.

  • @luckylib
    @luckylib Рік тому

    I'm here. Ready to build up the savings

  • @verosheccid
    @verosheccid Рік тому

    I just ordered your challenges. Thank you!!🎉

  • @trinawilliams8022
    @trinawilliams8022 Рік тому

    Love it yes it is very simple less stress newbie to your channel and I’m loving what I see

  • @rayesbudget
    @rayesbudget Рік тому

    I love you 100 envelope concept!

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Thank you! I’m really excited about it.

  • @BrianaLifeNBudgets
    @BrianaLifeNBudgets Рік тому

    I will try the 100 envelope challenge in the ELC book! I’m going to try that recurring payment like you mentioned. I’ll have it go to my capital one account instead of my every day navy fed 🎉

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      The reoccurring one I am really excited about because I don’t have to do anything lol

  • @karenellis2511
    @karenellis2511 Рік тому

    Love the 100 savings challenge.

  • @tbrt0912
    @tbrt0912 Рік тому

    Was really inspired by how u do things to manage and save. There's a php50k (1k usd) challenge here in the Phil's wherein you have a certain allocation per peso denomination. I started off with that based on your suggestions, and also sort of like a penny challenge wherein I'll start to segregate the coins into a piggy bank 1 each per coin denomination as well. Plus the spend allocation envelopes

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      That is awesome. I can’t wait to hear how much you save this year. Let’s do this!!

  • @yvetteminor8142
    @yvetteminor8142 Рік тому

    Love the new challenges. Thanks for sharing.

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Yay!! I’m so glad you like them. You are welcome.

  • @Ashshaka1
    @Ashshaka1 Рік тому

    New subscriber here 🎉
    Great video! I love your voice and personality! And I love a good savings challenge ❤

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      Aww thanks so much! Welcome to the Crafty Budgeter Fam 💜

  • @jillianbowen7265
    @jillianbowen7265 Рік тому

    Oh, and I'm going to subscribe... to stay motivated! Meant to say that in my other comment. 🥳

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      So happy to have you join the Crafty Budgeter Fam!

  • @dailycami
    @dailycami Рік тому

    Excited for the savings challengesss❤

  • @ZadoraDoll
    @ZadoraDoll Рік тому

    Love the savings binders!

  • @RochelleAdamson
    @RochelleAdamson Рік тому

    Thank you so much for the shoutout 🥹

  • @tamzig
    @tamzig Рік тому

    Hey Brittany! This vid was my 1st time watching your YT channel & I LOVE it!! I went to your Etsy shop & saw all your great offerings but I didn't see the 100 envelope challenge....did I miss some info somewhere? I'm really hoping to purchase all your downloads & will be using your Amazon Affiliate link to get envelopes, etc!
    Thank you for making something so easy to incorporate into my life/budget!!

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      So glad you enjoy my channel. They actually sold out today but I just added additional to the listing. You should be good to go now.

  • @wandasworldhaircarejourney5788
    @wandasworldhaircarejourney5788 6 місяців тому

    New Subscriber Great Content

  • @Netta0677
    @Netta0677 Рік тому

    Hey sis! Love the challenges.

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      Thank! I’m really excited to use them.

  • @karenellis2511
    @karenellis2511 Рік тому

    The coin counting machine you do have to be careful with the accuracy. I put a shiny new dime in and it counted it as a penny.

  • @tiffanymcrae9451
    @tiffanymcrae9451 Рік тому

    Alright Now ❤❤❤❤I see you back with the savings challenge, please tell me where I can them from please thank you ❤❤❤❤❤

  • @budgetingwithkrztofr
    @budgetingwithkrztofr Рік тому

    Great video

  • @Sammy52550
    @Sammy52550 Рік тому

    ❤❤❤❤❤❤

  • @beesweetjurneez
    @beesweetjurneez Рік тому

    These are all wonderful!! I am wondering though how did you hole punch the laminated trackers for that specific binder? Is it a special hole punch? I’d like to do this. It’s so sleek and organized.

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +1

      I did order a special hole punch from Amazon for a variety of sizes including A6.

    • @beesweetjurneez
      @beesweetjurneez Рік тому

      Do you have a link for it? I’d could search but I want you to get affiliate stuff if possible. I didn’t see it in the description box.

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      I don’t have it in the description unfortunately but any will work. Thanks for the thought though.

  • @bztc2017
    @bztc2017 Рік тому

    love the 100 envelope challenge done this way how do you find these to purchase thank you very much God Bless👋👋❤❤

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      I’m glad you like it. Instructions are in the description.

  • @howsheeseesit2084
    @howsheeseesit2084 Рік тому

    Hi. New to channel. I went on your esty account and I do not see your printable for the simple saving binder. Do you still sell them?

  • @talksfromtheheart
    @talksfromtheheart Рік тому

    On the 100 envelope challenge how do yo know the amount for each?

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому

      You pick the amount you want for each week and mark it on the tracker. The amount changes each week so that by the end of 52 weeks, you have stuffed envelopes with $1 all the way to $100.

  • @stephaniewheaton4323
    @stephaniewheaton4323 Рік тому

    I don't see the savings challenges in your store?

  • @MommasNextChapter
    @MommasNextChapter Рік тому

    1st comment 😁😁

  • @mwansachishimba185
    @mwansachishimba185 Рік тому

    You talk to much .. I love your content but summaries your work

    • @BeaFindsJoy
      @BeaFindsJoy  Рік тому +2

      While I appreciate your feedback, I won’t change how I choose to run my channel. I hope you find other channels that fit your viewing needs.