DGRW and SCHD are not comparable funds. SCHD is first an income fund, which is why they have a yield of around 3.7%. Growth is secondary. DGRW is a dividend growth fund, which is why their top two holdings are AAPL and MSFT, which have dividend yields of o.52% and 0.96%. The best option is to hold SCHD and a growth fund such as SCHG.
DGRW is my growth etf. Yes, yes it is less dividend that SCHD but I do not care. It is offset by plenty of high dividend ETFs I also own. Like SPYI which is running at about 12%. It is a balancing act. I am 69 and am interested in MONTHLY dividends. I have 10 positions currently and 9 of them pay monthly. DGRW mirrors the S&P - do an overlay with VOO and you will instantly see it. Low div nice growth. It is still better than VOO or SPY which I both held and pay nothing. The monthly dividend is key for me and a balancing between stuff like NUSI / JEPI and DGRW gives me moderate growth and monthly income..
I'm all in on SCHD. I like it because of its past history, and it's my diversification from tech stocks. I have other index funds that are heavy in tec.
50/50 is the perfect blend of growth and income. DGRW helps investors get tech exposure SCHD is lacking. Also DGRW is a monthly dividend payer. You will get 16 dividend payments every year.
SCHD holds mostly all mature, high yielding blue chip companies that have little room for future growth & will not fare well in a high interest, inflationary environment (which is why it hasn’t moved in the last 2 years). I would not expect it to grow and compound at the same pace it did in the last 10 years because of this, and I think a lot of investors banking their worth on it think it will continue appreciating like it has. To me it and it’s holdings are the type of equities you want to hold in retirement when you care more about mitigating volatility and collecting income rather than building wealth. Personally I’d be buying a lot more SCHG (maybe a 75% vs 25% to SCHD) and start to slowly reverse the two over the course of 20 to 30 years. Treat it like fixed income.
100% agree! I retired in June, and SCHD is the largest part of the dividend portion of my portfolio. It's main goal is not for growth, but for income. I have a separate portion of the portfolio for growth!
Great video, mate! Like #11 and new sub here :) I made a video about SCHD recently and they are my personal favourite, but I can see why people like DGRW, too. Sometimes I wonder if a simple 50/50 split is the best idea?
Thank you for the sub! I can totally understand a simple 50/50 but If I were to make a simple portfolio I'd probably mix VTI in there. Maybe 33/33/33 of those three ETFs.
One bad year (during the restructuring of schd holdings) and you guys cry and second guess yourself. Get out of the stock market. It’s been a awesome producer for year.
I hold both. SCHD and DGRW consist of 70% of my portfolio, 60% to SCHD and 40% to DGRW.
DGRW and SCHD are not comparable funds. SCHD is first an income fund, which is why they have a yield of around 3.7%. Growth is secondary. DGRW is a dividend growth fund, which is why their top two holdings are AAPL and MSFT, which have dividend yields of o.52% and 0.96%. The best option is to hold SCHD and a growth fund such as SCHG.
SCHD is not for everyone’s strategies, in mine it fits perfect💰
Nice video!
DGRW is my growth etf. Yes, yes it is less dividend that SCHD but I do not care. It is offset by plenty of high dividend ETFs I also own. Like SPYI which is running at about 12%. It is a balancing act. I am 69 and am interested in MONTHLY dividends. I have 10 positions currently and 9 of them pay monthly. DGRW mirrors the S&P - do an overlay with VOO and you will instantly see it. Low div nice growth. It is still better than VOO or SPY which I both held and pay nothing. The monthly dividend is key for me and a balancing between stuff like NUSI / JEPI and DGRW gives me moderate growth and monthly income..
I own one already, but I'm considering using both of these until retirement nears and then simplifying later based on what things look like then.
2 of the best. Just buy both
I'm all in on SCHD. I like it because of its past history, and it's my diversification from tech stocks. I have other index funds that are heavy in tec.
Very fair. SCHD is a good counter weight
Good vid, I own neither, but DGRW seems good.
I have SCHD. What about VIG vs DGRO?
Dgro is a solid option to pair with schd, i really like their holdings and i have both. They overlap but not a lot (30%) schd and dgro
50/50 is the perfect blend of growth and income. DGRW helps investors get tech exposure SCHD is lacking. Also DGRW is a monthly dividend payer. You will get 16 dividend payments every year.
16 ? Not 12 ?
SCHD holds mostly all mature, high yielding blue chip companies that have little room for future growth & will not fare well in a high interest, inflationary environment (which is why it hasn’t moved in the last 2 years). I would not expect it to grow and compound at the same pace it did in the last 10 years because of this, and I think a lot of investors banking their worth on it think it will continue appreciating like it has. To me it and it’s holdings are the type of equities you want to hold in retirement when you care more about mitigating volatility and collecting income rather than building wealth. Personally I’d be buying a lot more SCHG (maybe a 75% vs 25% to SCHD) and start to slowly reverse the two over the course of 20 to 30 years. Treat it like fixed income.
100% agree! I retired in June, and SCHD is the largest part of the dividend portion of my portfolio. It's main goal is not for growth, but for income. I have a separate portion of the portfolio for growth!
Ill do the opposite
Great video, mate! Like #11 and new sub here :) I made a video about SCHD recently and they are my personal favourite, but I can see why people like DGRW, too. Sometimes I wonder if a simple 50/50 split is the best idea?
Thank you for the sub! I can totally understand a simple 50/50 but If I were to make a simple portfolio I'd probably mix VTI in there. Maybe 33/33/33 of those three ETFs.
I bought SCHD this year but now I’m 2nd guessing that
I am an SCHD purist.
One bad year (during the restructuring of schd holdings) and you guys cry and second guess yourself. Get out of the stock market. It’s been a awesome producer for year.
DGRW for me. SCHD has underperformed for the last 2 years.
DGRW doing better only because Microsoft and Apple thats all 🫠