Best monthly dividend ETFs for long-term Investors
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- Опубліковано 2 жов 2024
- The best monthly dividend ETFs for long-term Investors can be subjective or objective depending on how you break it down. In order to make this an objective analysis, I take a multifaceted approach at how I view what constitutes as the best value ETF.
Methodology for picking the best monthly dividend ETF 0:59
DGRW 4:39
DTD 8:49
DHS 10:33
SPLV 13:35
DIA 15:56
Side by side comparison 22:09
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I'm not a financial advisor and the content discussed today is merely my opinion and intended only for your entertainment. The content expressed in this video should not be considered as professional financial advice. Some of the links above are affiliate links and come at no cost to you.
#DividendGrowthInvesting
Which monthly dividend ETF is your favorite?
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docs.google.com/spreadsheets/d/1W8UvXLZdEpVX-UPTKiHIT1oYIkj7Omvf30FgB3FTKWY/edit?usp=sharing
Hey what about SPYI?
I continue to wait for the day that Jakes portfolio shows a value of $1M
Dividend stocks/ETFs have been underperforming growth in 2023. I also had a cut in my income this year so I haven't been able to invest as much this year. Dividend investing is a grind and the slow path to wealth. Really glad you are here, Jav!
Better yet, everyone who follows too!
I’m waiting for mine to show 1 million
Hmmm I doubt he will hit 1m any time soon , and I would never take advice from a guy that his portfolio it has been flat to negative 😆.
But hey, he is the expert . I still don't get why Jake would leave so much money on the table by mo utilizing options cover calls. I know M1 doesn't offer options.
@@JulioMoscoso39 what you mean bro please explain ?
This list is actually too niche for my taste (ex: I actually want to hear about reits) but Im giving you a thumbs up anyway because you're one of VERY FEW youtubers who don't force you to watch the whole video by hiding the details. Short intro, description of what you're going to talk about, list of topics @2:16 , & straight into the meat. I love it.
I appreciate you saying that! When it comes to monthly REIT etfs, KBWY might be interesting. The dividend growth has been very poor though.
VNQ is the REIT ETF I go with. Not every month for the dividend however.
WSR is my go to for now. And LAND. But definitely up to hearing about more reits myself. Im am interested in DGRW. Thankyou.
I have to catch up to him … I paid debt off now I can invest $1000 a month
nice!!
Just keep hitting it
Interesting video! Not really relevant to me at the moment since I’m still probably 20-30 years from retirement, but I love the content so I watched it all anyway. Good one Jake!
I watch your channel from India, find your content insightful and practical 👌 👍
Thank you for this!
So glad you are here! Thank you for watching Geekdom!
Is this Dragon Ball Geekdom101? If so, then that's f-ing awesome!
We should ask Zuno for his thoughts on best dividend stocks/ETFs.
Great video! I hold DGRW in my Roth IRA after watching your overview of it, I'm 25 so I have about 30 years to let it compound. I hadn't heard of the other selections besides from DJIA, very informative!
DGRW in a Roth IRA for 30 years.... you are going to be a very happy millionaire if you invest each year!
@DividendGrowthInvesting why DGRW VS DGRO?
@@ebaboxing DGRO is not considered in this comparison because it doesn’t pay monthly
I did the math, i think SCHD is a better long term choice
Appreciate your hard work Jake! 👍🏼
Thank you!!
PEY is another good one. 4 star Morningstar rating. Pays monthly. Long track record. Almost 5% yield
Love the mountain pic at the beginning ⛰️ very tranquil
My happy place :)
Luv me DGRW, luv me dividends, 'ate expense ratios. Simple as
Cheers for another quality video
Hey Oscar!! DGRW is the most dividend growth ETF! Thanks for watching!
The S&P price return and total return didn’t change and is just the price return so it actually did a lot better than showed
Weird! Thanks for letting me know. It didn’t refresh with the others. Refreshing the page would have fixed it.
Could you do one for those in their 30s?
VOO & SCHD 📈💰
So I'm in my 20s but I'm looking at moving to the Philippines in like a year so I could potential be "retired" by then. I have picked out a couple others already.
O, JEPI, SRET, QYLD, MAIN,
Thinking of adding SPYI and SPHD possibly even schd as a quartly paying stock.
I'm mainly just targeting monthly stocks but based on what I have here is there one you might suggest I add?
JEPQ is my favorite covered call ETF.
@@DividendGrowthInvesting I have considered adding it for awhile thanks
@Dividend Growth Investing great video! My domestic dividend growth etfs are SCHD , QDPL , QDIV , CDC , DHS , VPU, PEY, VTI, LVHD , AUSF REET, My international dividend etfs are VXUS , UIVM ,FYLD , IDVO. I know that this is a lot of different funds but i like the different strategies , payout dates etc
A lot of great ETFs!! Thanks for watching Andre!
@@DividendGrowthInvesting no problem. thanks for your videos
Great video, could you do one where explain how much of your portfolio is from debt? If, of course, a part is from debt. Thanks!
PS or aswer this comment will be fine as well!
God you are such a blessing for me and my family I love your channel so much!
Thank you so much!
The other day I was hoping, but I couldn't find this video topic for long-term investors. I was wondering if you had made this topic before. Now here it is!
Lol intuition I guess :)
Awesome video! Could do a series on the best sector ETF?
Nice video - thanks!
Thanks for watching!
Excellent video, best of breed monthly dividend paying stocks, etfs, reits, royalty trusts, bdcs, etc is helpful, thanks.
I'm glad to see someone else talking about Wisdomtree, I find their ETFs to be a great option if someone wants that monthly check to maybe stay motivated to keep investing.
100%!!! Not a lot of people talk about them because they are not Vangaurd or Schwab... They have some really high quality ETFs priced pretty competitively.
All of these ETFs' % div's are below inflation, so unless their prices give a larger % in appreciation...you're losing money.
any recommendation for non-us? I dont want to pay 30% withholding tax.
I’d check other options that don’t require the extra tax. Not sure what options are in your area.
@@DividendGrowthInvesting I think UK, HK, SG no withholding tax on dividends.
Hi Jake, are these ETFs best held in a taxable account to maximize share size and growth?
What's the difference between DGRO and DGRW?
Thanks for the exceptional video. It was very informative.
Hey Lloyd! For most people, it would be better to hold dividend ETFs in a Roth IRA or a tax sheltered account. It ultimately comes down to when you plan to use the dividends to pay for your living expenses. If you plan to live off your dividend portfolio before the age of 59.5, then you may want to consider holding them in a taxable account. These ETFs are very tax efficient with over 95% of the dividend considered a "qualified dividend" which is taxed at the lowest rate here in the US.
@@DividendGrowthInvesting Thanks Jake, I'm considering building accumulating in a taxable account being that they're tax efficient and considering I'm way behind in my retirement preparation.
Forget the High Dividend ETF's. Buy VGT, it beats them all!
People think that you should be investing in growth in your twenties and switching to dividends when your closer to retirement. If one finds dividend growth where emphasis is companies growing thier dividend, it might be wise to focus on that and not growth until later since growth and pop at any moment or go way down super fast and you would have less new capital to put in it.
by focusing on growth later, you could give your dividends more time to reinvest into them selves and when you start putting your new capital to growth, if they do very well, you can flip it over to more divs or ride the wave and wait for the ultimate crash. Riding a crash with reinvesting divs is a different feeling than riding the wave and putting more money into crashing growth stocks that don't pay a dividend, and could take years to pay itself off.
100% I feel like you have more control over your income by focusing on dividend growth than just on the share price.
Lewis Jeffrey Hernandez Barbara Taylor Patricia
May not be the most popular broad market ETF but DIA can be used as a core position 💸
Did you sell some jepi/q? Your "jepi/q pays my mortgage" video made it sound substantially large enough to be "core" 🤷♀️
I have not sold any. JEPQ is one of my best performers in 2023. They make up a large % of my portfolio and I kinda consider them as a core part of my portfolio.
Monthly is irrelevant. Quarterly works just as well. More good choices, less cosr.
What are good quarterly’s tay cover every month?
I've found you now, I'm also a dividend-growth investor and also love DGRW the best❤
I invest in DGRW and VYM every month😊
So glad you found the channel!!!
How about PEY
I like Dhs more :)
Dgro vs dgrw for long term?
that is a really close one!! I personally prefer DGRO/SCHD as my core and DGRW would make a great satellite position.
@Dividend Growth Investing yeah I agree as well. Was curious though. Great video as usual.
😂😂😂😂so true
lol :D
what about quarterly paying dividend ETFs?
Check out some of my other videos on dividend ETFs, I talk about growth, value and much more
If you were already retired, what percentage of your portfolio would allocate as your "Core" vs your "Satellites"?
No right or wrong answer to this question. Me personally, I would say between 70-80% is in your Core.
At minute 3:12 . you mentioned to invest SCHD and DGRO? or u meant DGRW. im sorry incant get it on the audio
DGRO and SCHD are what I talk about the most on the channel. Dgrw pays monthly and I talk about Dgrw in this video
@@DividendGrowthInvesting so does DGRO pays as well a month?. im looking to start investing after paying off my house. i dont if i should invest in CDS or dividends ETFS.
Yay! Another video 😁
Yes!!!!
As far as I look at it. A slightly higher expense ratio is just the cost of having "payroll" run more often. That's acceptable.
I see it the same way! Monthly dividend ETFs are not all created equal though. I think still keeping the ER below 0.50% is important.
! Nice video. But I must say, at around 13:00 you are stressing don't exactly invest into mo. paying etf's if your young if they have energy in them, and watch your time horizon and, this is for old people blah blah blee. I think you have been listening to too many talking heads and pundits. If I were 20 and I had my money tied up into what you are suggesting, it would give me five pay days every month. What is wrong with that if I DCA into diversified ETF's such as these? nothing I like your selection only did you notice that with the exception of SPLV, the other etf's have dividends that are all over the place? Up down, up down, hard to pay down monthly debt if you're not entirely sure what you will be getting for a div.
Is anyone else running into Seeking Alpha’s free version no longer allowing you to link a brokerage?
Anyone able to answer this? I have premium so I cant test it. It would be good to know.
Do you know if DIA monthly dividend is taxed as qualified dividends or ordinary income?
Should be 100% qualified dividend right now. It will stay qualified until a REIT joins the Dow index which I have no clue if or when that will happen. Even if a REIT were to join the Dow, it would probably be less than 5%.
@@DividendGrowthInvesting ok i thought a monthly dividend may have made it ordinary income but yeah qualified dividend makes sense because of all the blue chip stocks and no REIT but I’ll double check with my accountant, thanks
I noticed this a few weeks ago, but why does SA always show the same price/total return for the S&P500? Which is right? I hope SA fixes/explains this.
It updates on my end. I see different percentages for total vs price.
@@DividendGrowthInvesting in this video though, it shows 156.37% for both of price/total. I've seen that before when doing my own research on funds. Sometimes they've also noticed oddities if I compare it to voo or spy, where shows much different returns. But maybe that has to do with expense ratios.
I just bought IHDG. for my kid 25 shares each. What do you think about this fund ? Hoping when they are in there 40s and 50s they have growth but also a nice income.
AI is the future, how do we feel about SCHG Etf?
I talked about SCHG in the best growth ETF video I made a few weeks ago.
U r pushing a specific one
Can you do a video on QQQ I vs JEPQ, since these appear to be very popular at the moment
Best ending ever
Lol :D
as long as you are doing 5% and above you are already beating the property market.
if you want to be paying off your rent and beating the inflation , you need an est. 8.5% annual dividend to breakeven. assuming you are living a nominal lifestyle.
I started listening to you a few days ago while carrying mail, just learning and researching as I go.
Hey Samo! I’m so glad you found the channel!
How do you understand the intent of an ETF? Is it written somewhere in the profile?
You will want to research the fund methodology. Google the fund ticker and look for "fund overview" or "fund methodology" or sometimes "index methodology". Hope that helps!
@@DividendGrowthInvesting thank you!
SCHD , VOO , QQQ
SPHD!
SPHD is a good alternative. I didn't include SPHD because it has almost 20% in real estate which would make the ETF less tax efficient.
i may not be the first to suggest DTD but i apricate you looking in to DTD and the other wisdom tree investments. you named you charnel as divided growth investor. i use DTD as my VTI. my other core is DGRO do you think i should sell it and buy DGRW. my biggest hooding is OTTR and more than 100% but i do think etf are they way to go. i apricate your input i am 27
oh sorry i just skip the intro and wanted to look at DTD i know now
i love that etf research center site. great info, thanks
Same! Thanks for watching!
Perfect for mixing up in a taxable account which is exactly what I’m looking for!
Exactly!!! They are all at least a 95% qualified dividend which is taxed at the best rate!
Taxable investor mostly here as well. Good luck
Yes, I love dividend etf but want to stay away from bonds and covered call etfs.
Algorithm
🙌
Great video bud 👍
Thanks for watching! 🙌
What is the charting tool you are using in this video?
I love DIA , tgis etf never disappointed me.
Great video Jake! 👍
Thank you!!
Tsly hold forever
:D
DGRW is legit.
Hey Ethan! What stands out to me is it is focused on future growth vs previous growth like all other ETFs which makes me believe it will be able to sustain a higher than average dividend growth rate.
I barely look at etfs but interesting
Four of these is really a waste. But great information supplied.
How are they waste?
I prefer buying direct in companies like ABR with an 11% dividend quarterly
What about $PEY, SPHD?
I like PEY over SPHD. I didn't include PEY because it has an ER over 0.50%.
@@DividendGrowthInvesting great video by the way. I always feel that these goals of living with dividends is possible when I see Jake's videos. Thank you Jake. I assume that SPHD was not included due to higher percentage of income from REITS?
@@harsharao3555 yup!
My main concern about DGRW is the fund turnover of 30% which increases the fees for an investor (which are not included in the expose ratio). Personally I try to stay from funds with turnover of 20% or more.
Very true. I’d be curious to see what the % has been each year. Even SCHD has pretty high fund turnover.
@@DividendGrowthInvesting yea, I think the latest turnover as of now is about 14% on seeking alpha. But in the Schwab website it says something like 33%. Though I think that is for the yearly rebalancing. I’m keeping an eye on this. Hopefully the turnover will go down in the near future, if not, I’d probably just put the money in VTI.
Oh ! Phew ! what a relief. I was really afraid there would be Shenanigans ! LOL
lol!!
SVOL, JEPI, NVDY, TSLY, USOI, CLM, HYGW