Systematic Withdrawal Plan EXPLAINED! | EARN and MAKE MONEY while INVESTING! | Warikoo Hindi
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- Опубліковано 29 чер 2024
- Is it possible to earn an income through your investments?
How can you keep making money yet never run out of your corpus?
Who is it suitable for and what plan should you pick for this Systematic Withdrawal Plan, let’s get to know all in today’s video!
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00:00 Introduction
01:30 What is systematic withdrawal plan?
02:50 Where do SWP Mutual Funds invest?
04:25 Your initial investment
06:00 Your monthly withdrawals
07:15 End of investment cycle
08:30 SWP calculator
10:30 Long term returns
11:25 What is the right SWP investment amount?
13:20 Costs associated with SWP
15:35 Risks and Advantages
17:05 Conclusion
#warikoo #investing #earnmoneyonline
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Check out the SWP Calculator on Groww (not sponsored): bit.ly/3zRH2CO
This video comes with notes. Check them out here: bit.ly/3zDyPBQ
Check out my former video on understanding how SIPs work: bit.ly/3QEfwiJ
Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT"
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By chance , It's the best suggestions for me because I got much amount from my ancestors and was thinking to invest.
Long term capital gain is not just this withdrawal but your overall withdrawals or gains beyond 1 lac
Ankur Sir in the video by mistake you have mentioned 5.5lakhs instead of 5.5years at 7:50
Do you recommend it for senior citizens as well
@@aveshesh ⬆️⬆️Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, waiting may not be the best decision for investors. It might sound basic or generic, but getting in touch with a financial adviser was how I was able to outperform the market and raise a profit of $450,000 since Jan 2022. For me, its the most ideal way to jump into the fin-market these days.
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will also suggest investors to get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
@@davidjackson4437 My Financial Advisor is CLAUDIA TRINIDAD RIVAS I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so...
@@kollykolly Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Kindly do a SWP calculation with an annual increase to at least match inflation. It will be more practical.
Let me make it simple for you...
Ankur Warikoo wanna tell you that don't fix deposit your money, go with SWP.
And even for security if you choose debt swp plan till it will make more than fix deposit.
Aaj Tak ka pehla investment video dekha jisme maturity ke sath tax and other deduction ki bhi baat ki gayi ho, explained very well👌
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 50 and my wife 44 we are both retired being financial independent, no debts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now we earn monthly through passive income.
Thanks to FIRE movement.
@Henry Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Olivia Diane Margaret) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her.
She made us financially stable by investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
@Henry Thanks:) Okay, I work with *OLIVIA DIANE MARGARET.* You can browse about her for more info. She is U.S based.
Having a good financial planner is like having a mentor . I was losing my money trying to invest on my own but it was different from Olivia Diane Margaret . She has played a great role in improving my finances. Long before now, I relied solely on my work and salary. Right now, I have a way of making much money and without stress so I quit working for others . Honestly , investing isn’t a choice anymore but a must for anyone who wish to gain access to a good and an independent life.
Personally, I’m blessed and realizing I’m not the only one working with Olivia Diane Margaret. I will consider myself lucky. I’ve been able to feed and make a living through his advice and great work. For such a person as Olivia, we owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn’t just wise but has all it takes to handle an investment and is good at what she does.
This man is making money out of our financial insecurities and fear..
How
No affiliation not suggestion no ads?
How no ads affiliation suggests
Bro he is not forcing you to watch him.
Bro you shall do it..all the best
EXCELLENT AND ELABORATELY SUGGESTIONS FOR SWP. I WAS NOT SO CLEAR ABOUT THIS. THANKS A TON
GOD BLESS YOU AND YOUR FAMILY TOO
At last thanks sir you made the video on SWP which I was asking for a long time
Thanks Ankur for explaining this amazing concept of SWP
Finally a vdo on swp... Need more on debt and bonds and fixed income instruments
I always learn from your videos and make a note of it .. Many of your videos are eye opener for me. You explain it in very simple way.
I was waiting for swp video from u. Super !!
Your skill to simplify a difficult concept is really spectacular. Amidst the bombardment of n number of influencers You and Akshat Srivastava( stupendous of connecting the dots) can be one stop solution for personal finance. Being a good student of Economics and a voracious reader I really appreciate it
Nice content, as always. By watching your videos one by one, I am turning to be a big fan of yours. God bless you all...
Sir thank you for enlightening us with such an ease. It came like a breeze for sure.
after seeing your videos and investment strategy , I had started my investment in MF as SIP ,NPS and PPF. it's nice video again which enhance my knowledge thank you so much..
Background in ur videos r always very well kept, simple & decent.
Most required thing i got from you... Thanks 🙏❤️
Hi ankur! I hope you're doing well! You're videos are really good and you give off very trustworthy vibes. Just a little request...do make some calculations based on people with low incomes or who want to invest something like 1k-5k a month or who want to start small. Thanks!
This was really amazing facts about investment, glad to see you are sharing each and every aspect which is really important and helpful for the new beginners 🙏🤩
Innumerable thanks for your very very valuable suggestions.
Keep it up Sir 🙏
please make a seperate video on "how to make personal financial statement on excel" and how many things we should add in it
This is the video I was waiting
First time i am looking this point of view, thanks for sharing the content
This is my first youtube which i have shared to someone great knowledge
Never heard of it.
Awesome Info !!!
I like it when you make a knowledge video and not an advertisement in the form of knowledge
Thank you for amazing explanation!!
god! this is the first time I have understood finance and every single word in this video! Thank you so much Sir!
Ab usko गुरुदक्षिणा mein apni izzat de 😂
Excellent Video Made My Day Sir
warikoo sir you are like John Cena in the field of investing. Thanks for sharing so much valuable information.
Very useful info - Ankur..!Thank you...!
Very interesting calculation on excel Ankur ji.... I planning for this with SBI small cap fund
I really dnt understand why people so ignorant nd I wonder how a professional you tuber frog had the enough confidence while dancing in the same topics of rain.Wake up guy's! He is UA-cam er. 😀
Learnt something new today. Thanx.
Your Video, Articulation skills and knowledge shared is amazing, Easy and very relatable.
Only suggestion is take smaller amounts as example as most of these viewers are new or mid level investors.
Work around anything that is below 5 Lakhs if possible.
You can also manually redeem from same invested mutual fund as when required, it serves same purpose.
Very informative videos thanks for sharing👍
Hello Ankur Sir...!
Just wanted to let you know that it would be very beneficial for all those investors out there (especially the young ones) if you would be doing a video on how to interpret the weekly equity statements (security and account) from brokers like ZERODHA.
Thank You for everything you have been doing for us ❣and Best wishes to you..! 😇
SWP very well explained. Thank you!
Thx ankur SIR giving this valuable tips.
Annuity seems a better option especially considering one is retiring, they are consistent unlike stock market and one gets 6% on investment per year. If you dont need regular withdrawals go for NPS , invest regularly for 30 years On maturity, convert half to annuity and rest you can withdraw lumpsum and do SWP with. 🥂
Wow superb information sir 👍
Very informative video...thank u bro
That's the new thing I have learned in stock market. What are the chances of a mutual fund house getting closed suddenly? Then what will happen with our money. I was paying my sip and suddenly this thought bumped into my mind.
Very very good information Sir. New idea great 👍.
Thank u so much ...was looking for this
Informational Sir! 😊
The entire concept is negated unless inflation is factored in for ascertaining the actual outflow of funds especially for immediate retirees with a substantial corpus.
This video was really very helpful
Ankur it was very informative as well as it guided me how to plan my after retirement income 👍👍👍
Thank you for this much detailed guidance.
wow ,wow ,wow what maths what xplanation warikoo.thanks a ton.
Just Brilliant!
Thank you sir for detailed information
Thankuu sir advance knowledge ke liye☺️😁
Loved it sir...!❤️
Bhai video 17 min ki tu 3 min me reply
very well explained about SWP
Sir you explain so nicely..
Really very Superb!!!!
Best as ever
👏 tnx for good knowledge.
Thanks for this video :)
Beautifully explained
Very informative video Sir ji
Your ideas really help
Lovely one 👍🏻.
Hello Sir ,
Please make a Vedio On
" How Inflation makes impact on your SIP. Investment , when you Withdraw it after 30-40 yrs ,
How Inflation decreases the amount of returns "
Plz Expalin it with a help of Vedio..
Awesome explanation
This is the man🎉🎉🎉
Thanks for the super informative video! Can you please advise 1-2 good SWP mutual funds?
Good one!
Hybrid fund is best for SWP or IDCW Plan. I am invested in HDFC Balance advantage fund, which accumulative return superb.
Thanks a lot sir !
Awesome Sir
Very informative sir but it will great help if you show with demo.
Thanks a lot sir ❤
Thanks for valuable information sir
Thank you for your comment.👆Contact the Whatsapp Line above for more info and advice, I've something new to introduce you to,
Great explanation sir ji
My brother, it's safer to deposit the lumpsum in a post office Senior Citizen Scheme for a much better interest rate. 😃
Ankur sir is 100% right guys, here is my personal experience.
I purchase a car of Rs 8.50 lakh, I pay only 1.30 as dp, did 7.20 lakh of loan at 7.3% (EMI- 11k).
Invest 2.5 lakh in SWP with 3500 Rs./month.
Total interest in 7 yrs will be around 2 lakh and total withdrawal will be 2.94 lakh (at assuming 8% return only) + 40,000 surplus amount. So my interest will be Nil at the end + surplus amount will be added benefit.
thank you sir got to know a lot
Best alternative to this is invest in high dividend paying companies like HCL tech(5%), Infy(2%), ITC(4%) and many more
Thanks a lot Sir
Good information
Thankyou so much for your time and education.If possible can you show the SWP PRACTICAL DEMO 🙂🙂🙂🙂🙂
I think one can go for swp and also govt Security for calculated risk. Retirement stage employees
Thankyou so much sir 🙏🙏🙏🙏🙏🙏🙏🙏❤❤❤❤❤❤❤
Superb style
Very useful information
Thanks buddy 👍
Thank you. 🙏
Bhai Bina “poori shiddat” ke bhi SIP ki jaati hai, jaroori nhi hai itna passion aka shiddat Lagane ki. Peace ✌🏻
Thank you for the great video, can one pause an swp? What is IDCW? Is it related to swp?
Sir awesome video, thanks for doing it. I have one question is there a way to decide manually which month I want to withdraw and which I don't want to also while withdrawing it shows how much units will be sold for this withdrawal ?
Great 👍 sir ji
Very well explained .. If you are withdrawing 4%, you will never run out of money then why to invest equity
Vry energetic I like it
very good explanation, i was thinking of going for Pension plan, but this SWP will be better plan than pension , i believe, 😀
Which mutual fund are using