Check out the SWP Calculator on Groww (not sponsored): bit.ly/3zRH2CO This video comes with notes. Check them out here: bit.ly/3zDyPBQ Check out my former video on understanding how SIPs work: bit.ly/3QEfwiJ Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT" Get yours NOW: ankurwarikoo.com/doepicshit
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
“Angela Lynn Schilling’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 50 and my wife 44 we are both retired being financial independent, no debts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now we earn monthly through passive income. Thanks to FIRE movement.
@Henry Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Olivia Diane Margaret) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her. She made us financially stable by investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
Having a good financial planner is like having a mentor . I was losing my money trying to invest on my own but it was different from Olivia Diane Margaret . She has played a great role in improving my finances. Long before now, I relied solely on my work and salary. Right now, I have a way of making much money and without stress so I quit working for others . Honestly , investing isn’t a choice anymore but a must for anyone who wish to gain access to a good and an independent life.
Let me make it simple for you... Ankur Warikoo wanna tell you that don't fix deposit your money, go with SWP. And even for security if you choose debt swp plan till it will make more than fix deposit.
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, waiting may not be the best decision for investors. It might sound basic or generic, but getting in touch with a financial adviser was how I was able to outperform the market and raise a profit of $450,000 since Jan 2022. For me, its the most ideal way to jump into the fin-market these days.
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will also suggest investors to get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
@@davidjackson4437 My Financial Advisor is CLAUDIA TRINIDAD RIVAS I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so...
after seeing your videos and investment strategy , I had started my investment in MF as SIP ,NPS and PPF. it's nice video again which enhance my knowledge thank you so much..
Your skill to simplify a difficult concept is really spectacular. Amidst the bombardment of n number of influencers You and Akshat Srivastava( stupendous of connecting the dots) can be one stop solution for personal finance. Being a good student of Economics and a voracious reader I really appreciate it
I really dnt understand why people so ignorant nd I wonder how a professional you tuber frog had the enough confidence while dancing in the same topics of rain.Wake up guy's! He is UA-cam er. 😀
This was really amazing facts about investment, glad to see you are sharing each and every aspect which is really important and helpful for the new beginners 🙏🤩
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
I work with Sonya Lee Mitchell as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
That's the new thing I have learned in stock market. What are the chances of a mutual fund house getting closed suddenly? Then what will happen with our money. I was paying my sip and suddenly this thought bumped into my mind.
Your Video, Articulation skills and knowledge shared is amazing, Easy and very relatable. Only suggestion is take smaller amounts as example as most of these viewers are new or mid level investors. Work around anything that is below 5 Lakhs if possible.
Juat a suggestion of what i am doing with SWP. I have invested money in about 20 different Equity Mutual funds. One can withdraw amount of 1000 from each of these mutual funds and never risking of running out of corpus. You can cover this as well in your next video on SWP
Hi ankur! I hope you're doing well! You're videos are really good and you give off very trustworthy vibes. Just a little request...do make some calculations based on people with low incomes or who want to invest something like 1k-5k a month or who want to start small. Thanks!
Hello Sir , Please make a Vedio On " How Inflation makes impact on your SIP. Investment , when you Withdraw it after 30-40 yrs , How Inflation decreases the amount of returns " Plz Expalin it with a help of Vedio..
Hello Ankur Sir...! Just wanted to let you know that it would be very beneficial for all those investors out there (especially the young ones) if you would be doing a video on how to interpret the weekly equity statements (security and account) from brokers like ZERODHA. Thank You for everything you have been doing for us ❣and Best wishes to you..! 😇
Hi, can you please make one video on 1. Swp vs if we withdraw some fix money from sip corpus per month. 2. What tax and difficulty we can face if we try to move sip corpus after 20 year to move money for swp.
You have given the example of 20lakh, today I was going through the post office monthly interest scheme where you can invest maximum of 15 lakh(in joint account ) and you will get 7.7 percentage (as of today) of return from the next month..why shouldn't I go with post office ..where I still have 5 lakh remaining
Ankur sir is 100% right guys, here is my personal experience. I purchase a car of Rs 8.50 lakh, I pay only 1.30 as dp, did 7.20 lakh of loan at 7.3% (EMI- 11k). Invest 2.5 lakh in SWP with 3500 Rs./month. Total interest in 7 yrs will be around 2 lakh and total withdrawal will be 2.94 lakh (at assuming 8% return only) + 40,000 surplus amount. So my interest will be Nil at the end + surplus amount will be added benefit.
12:02 sir how is this concept different from buying a flat & renting it out. Though Property tax and Repairs are involved, there will be a guaranteed yearly rental increment of 5% & there’s an option to declare rental income within slab & if one wants to sell the property at the end of 20 years, 3x is very much possible. On 1Cr investment, I have calculated 2.4% withdrawal (less than 4% rule) at 5% hike every year, its generating 79L for 20 years, minus all expenses & flat being vacant for few months lets take it as 60L with relatively negligible risk than MFs. Even if I sell the property at govt rate, with indexation the tax paid would be much less on the lumpsum. (And everyone knows that saledeed value is actually not the sale value) Please advise if I’m missing something. Thank you for the video.
What about inflation? If someone is retiring and we are talking about 10-20-40 years. So the expense will be increased, so as the withdrawal amount. Can you make the video while considering inflation as well.
Thank you for the SWP information sir But still could you plss explain more about that with the vedio and About the better mutual fund for little lower budget sir
Annuity seems a better option especially considering one is retiring, they are consistent unlike stock market and one gets 6% on investment per year. If you dont need regular withdrawals go for NPS , invest regularly for 30 years On maturity, convert half to annuity and rest you can withdraw lumpsum and do SWP with. 🥂
Hello sir i am ur fan ...SWP kaise nikale ...ofline ya online ...kya koi app se swp nikal sakte hai ? Kya koi aap aap recomnd karna chahenge? I am waiting for ans ...😊😊😊...aapko possible ho i request ek video banayiye please " live SWP invest "
Check out the SWP Calculator on Groww (not sponsored): bit.ly/3zRH2CO
This video comes with notes. Check them out here: bit.ly/3zDyPBQ
Check out my former video on understanding how SIPs work: bit.ly/3QEfwiJ
Subscribe to my all new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
My first book is out now! The title of the book is also my life motto: "DO EPIC SHIT"
Get yours NOW: ankurwarikoo.com/doepicshit
By chance , It's the best suggestions for me because I got much amount from my ancestors and was thinking to invest.
Long term capital gain is not just this withdrawal but your overall withdrawals or gains beyond 1 lac
Ankur Sir in the video by mistake you have mentioned 5.5lakhs instead of 5.5years at 7:50
Do you recommend it for senior citizens as well
@@aveshesh ⬆️⬆️Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?
“Angela Lynn Schilling’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Aaj Tak ka pehla investment video dekha jisme maturity ke sath tax and other deduction ki bhi baat ki gayi ho, explained very well👌
Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 50 and my wife 44 we are both retired being financial independent, no debts. Currently living smart and frugal with our money. Saving and investing lifestyle in the financial market made it possible for us this early even till now we earn monthly through passive income.
Thanks to FIRE movement.
@Henry Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Olivia Diane Margaret) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her.
She made us financially stable by investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
@Henry Thanks:) Okay, I work with *OLIVIA DIANE MARGARET.* You can browse about her for more info. She is U.S based.
Having a good financial planner is like having a mentor . I was losing my money trying to invest on my own but it was different from Olivia Diane Margaret . She has played a great role in improving my finances. Long before now, I relied solely on my work and salary. Right now, I have a way of making much money and without stress so I quit working for others . Honestly , investing isn’t a choice anymore but a must for anyone who wish to gain access to a good and an independent life.
Let me make it simple for you...
Ankur Warikoo wanna tell you that don't fix deposit your money, go with SWP.
And even for security if you choose debt swp plan till it will make more than fix deposit.
Kindly do a SWP calculation with an annual increase to at least match inflation. It will be more practical.
god! this is the first time I have understood finance and every single word in this video! Thank you so much Sir!
Ab usko गुरुदक्षिणा mein apni izzat de 😂
EXCELLENT AND ELABORATELY SUGGESTIONS FOR SWP. I WAS NOT SO CLEAR ABOUT THIS. THANKS A TON
GOD BLESS YOU AND YOUR FAMILY TOO
At last thanks sir you made the video on SWP which I was asking for a long time
Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, waiting may not be the best decision for investors. It might sound basic or generic, but getting in touch with a financial adviser was how I was able to outperform the market and raise a profit of $450,000 since Jan 2022. For me, its the most ideal way to jump into the fin-market these days.
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will also suggest investors to get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
@@davidjackson4437 My Financial Advisor is CLAUDIA TRINIDAD RIVAS I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so...
@@kollykolly Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
after seeing your videos and investment strategy , I had started my investment in MF as SIP ,NPS and PPF. it's nice video again which enhance my knowledge thank you so much..
Your skill to simplify a difficult concept is really spectacular. Amidst the bombardment of n number of influencers You and Akshat Srivastava( stupendous of connecting the dots) can be one stop solution for personal finance. Being a good student of Economics and a voracious reader I really appreciate it
This man is making money out of our financial insecurities and fear..
How
No affiliation not suggestion no ads?
How no ads affiliation suggests
Bro he is not forcing you to watch him.
Bro you shall do it..all the best
Nice content, as always. By watching your videos one by one, I am turning to be a big fan of yours. God bless you all...
I really dnt understand why people so ignorant nd I wonder how a professional you tuber frog had the enough confidence while dancing in the same topics of rain.Wake up guy's! He is UA-cam er. 😀
This was really amazing facts about investment, glad to see you are sharing each and every aspect which is really important and helpful for the new beginners 🙏🤩
Never heard of it.
Awesome Info !!!
Finally a vdo on swp... Need more on debt and bonds and fixed income instruments
please make a seperate video on "how to make personal financial statement on excel" and how many things we should add in it
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
Could you possibly recommend a CFA you've consulted with?
I work with Sonya Lee Mitchell as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
That's the new thing I have learned in stock market. What are the chances of a mutual fund house getting closed suddenly? Then what will happen with our money. I was paying my sip and suddenly this thought bumped into my mind.
I like it when you make a knowledge video and not an advertisement in the form of knowledge
This is my first youtube which i have shared to someone great knowledge
Your Video, Articulation skills and knowledge shared is amazing, Easy and very relatable.
Only suggestion is take smaller amounts as example as most of these viewers are new or mid level investors.
Work around anything that is below 5 Lakhs if possible.
Sir thank you for enlightening us with such an ease. It came like a breeze for sure.
I was waiting for swp video from u. Super !!
Background in ur videos r always very well kept, simple & decent.
I always learn from your videos and make a note of it .. Many of your videos are eye opener for me. You explain it in very simple way.
First time i am looking this point of view, thanks for sharing the content
Ankur it was very informative as well as it guided me how to plan my after retirement income 👍👍👍
Very well explained as always.
Juat a suggestion of what i am doing with SWP. I have invested money in about 20 different Equity Mutual funds. One can withdraw amount of 1000 from each of these mutual funds and never risking of running out of corpus. You can cover this as well in your next video on SWP
could you please explain in more detail
How much in each investment?
very good explanation, i was thinking of going for Pension plan, but this SWP will be better plan than pension , i believe, 😀
Which mutual fund are using
Thanks Ankur for explaining this amazing concept of SWP
Very useful info - Ankur..!Thank you...!
Hi ankur! I hope you're doing well! You're videos are really good and you give off very trustworthy vibes. Just a little request...do make some calculations based on people with low incomes or who want to invest something like 1k-5k a month or who want to start small. Thanks!
You can also manually redeem from same invested mutual fund as when required, it serves same purpose.
Then you will draw only when needed and market is bullish. This is the only way of sustaining.
SWP very well explained. Thank you!
Wow superb information sir 👍
Innumerable thanks for your very very valuable suggestions.
Keep it up Sir 🙏
Learnt something new today. Thanx.
Thanks for valuable information sir
Thank you for your comment.👆Contact the Whatsapp Line above for more info and advice, I've something new to introduce you to,
Excellent Video Made My Day Sir
wow ,wow ,wow what maths what xplanation warikoo.thanks a ton.
Very interesting calculation on excel Ankur ji.... I planning for this with SBI small cap fund
Hello Sir ,
Please make a Vedio On
" How Inflation makes impact on your SIP. Investment , when you Withdraw it after 30-40 yrs ,
How Inflation decreases the amount of returns "
Plz Expalin it with a help of Vedio..
Very very good information Sir. New idea great 👍.
Most required thing i got from you... Thanks 🙏❤️
warikoo sir you are like John Cena in the field of investing. Thanks for sharing so much valuable information.
This video was really very helpful
Very good & informative video 👍👍👍
Thank you for amazing explanation!!
Very informative video...thank u bro
Love your videos the way you break it down
Thank you for this much detailed guidance.
Thank you for the great video, can one pause an swp? What is IDCW? Is it related to swp?
Awesome explaining technic . Thanks
Bhai Bina “poori shiddat” ke bhi SIP ki jaati hai, jaroori nhi hai itna passion aka shiddat Lagane ki. Peace ✌🏻
Informational Sir! 😊
Hybrid fund is best for SWP or IDCW Plan. I am invested in HDFC Balance advantage fund, which accumulative return superb.
Thx ankur SIR giving this valuable tips.
Hello Ankur Sir...!
Just wanted to let you know that it would be very beneficial for all those investors out there (especially the young ones) if you would be doing a video on how to interpret the weekly equity statements (security and account) from brokers like ZERODHA.
Thank You for everything you have been doing for us ❣and Best wishes to you..! 😇
Sir you explain so nicely..
very well explained about SWP
Very informative videos thanks for sharing👍
Hi, can you please make one video on
1. Swp vs if we withdraw some fix money from sip corpus per month.
2. What tax and difficulty we can face if we try to move sip corpus after 20 year to move money for swp.
How beautifully u say 🎉🎉🎉love love❤
Very informative sir but it will great help if you show with demo.
Your way of saying mota-mota is too cute.. Thanks for this information
Excellent explanation, sir
You have given the example of 20lakh, today I was going through the post office monthly interest scheme where you can invest maximum of 15 lakh(in joint account ) and you will get 7.7 percentage (as of today) of return from the next month..why shouldn't I go with post office ..where I still have 5 lakh remaining
Thank you for not showing advertisement 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Very well explained .. If you are withdrawing 4%, you will never run out of money then why to invest equity
My brother, it's safer to deposit the lumpsum in a post office Senior Citizen Scheme for a much better interest rate. 😃
This is the video I was waiting
Thank u so much ...was looking for this
Really very Superb!!!!
Very informative video Sir ji
Lovely one 👍🏻.
Beautifully explained
Ankur sir is 100% right guys, here is my personal experience.
I purchase a car of Rs 8.50 lakh, I pay only 1.30 as dp, did 7.20 lakh of loan at 7.3% (EMI- 11k).
Invest 2.5 lakh in SWP with 3500 Rs./month.
Total interest in 7 yrs will be around 2 lakh and total withdrawal will be 2.94 lakh (at assuming 8% return only) + 40,000 surplus amount. So my interest will be Nil at the end + surplus amount will be added benefit.
Loved it sir...!❤️
Bhai video 17 min ki tu 3 min me reply
👏 tnx for good knowledge.
Your ideas really help
Awesome explanation
12:02 sir how is this concept different from buying a flat & renting it out. Though Property tax and Repairs are involved, there will be a guaranteed yearly rental increment of 5% & there’s an option to declare rental income within slab & if one wants to sell the property at the end of 20 years, 3x is very much possible. On 1Cr investment, I have calculated 2.4% withdrawal (less than 4% rule) at 5% hike every year, its generating 79L for 20 years, minus all expenses & flat being vacant for few months lets take it as 60L with relatively negligible risk than MFs. Even if I sell the property at govt rate, with indexation the tax paid would be much less on the lumpsum. (And everyone knows that saledeed value is actually not the sale value) Please advise if I’m missing something. Thank you for the video.
Gems in Indian stock market:
1)Bajaj finance
2)Dmart
3)Lti
4) Titan
5)Asian paints
6)Astral
7)Pidilite
8)Affle
9)Vbl
Thankuu sir advance knowledge ke liye☺️😁
What about inflation? If someone is retiring and we are talking about 10-20-40 years. So the expense will be increased, so as the withdrawal amount. Can you make the video while considering inflation as well.
Which is advisable - Monthly Income Scheme (Post Office) or the SWP?
Thank you for the SWP information sir
But still could you plss explain more about that with the vedio and
About the better mutual fund for little lower budget sir
I think one can go for swp and also govt Security for calculated risk. Retirement stage employees
Thanks for this video :)
Annuity seems a better option especially considering one is retiring, they are consistent unlike stock market and one gets 6% on investment per year. If you dont need regular withdrawals go for NPS , invest regularly for 30 years On maturity, convert half to annuity and rest you can withdraw lumpsum and do SWP with. 🥂
Only one warikoo ❤
One video on SWP or Debt Mutual Fund please.
I always thought that SIP doesn't make sense due to inflation but SWP does make sense in inflation.
SWP also affect by inflation, you can by nothing in 7000/month after 20 years. It will be like 700/month.
You didn't mention how is this for early Retirement
Hello sir i am ur fan ...SWP kaise nikale ...ofline ya online ...kya koi app se swp nikal sakte hai ? Kya koi aap aap recomnd karna chahenge? I am waiting for ans ...😊😊😊...aapko possible ho i request ek video banayiye please " live SWP invest "
This is the man🎉🎉🎉