OCTOBER BUDGET WITH ME 💰 no spend, mortgage free update, business expenses + travel 💸

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  • Опубліковано 19 лис 2024

КОМЕНТАРІ • 81

  • @yrbzl
    @yrbzl Місяць тому +16

    I looove the chatty content, i understand why you might be anxious about it, but it’s my favourite content of yours!!! xx

    • @smileycitrus
      @smileycitrus  Місяць тому

      thank you 🥹 this is the reassurance I needed haha xx

  • @micheller2696
    @micheller2696 Місяць тому +5

    I love chatty videos when I know that’s what they are. Those are the videos I watch while doing chores. The only time I don’t like them is when I’m not expecting it. I like to be active when I’m really only listening. Video titles make such a difference here.

  • @adriennb
    @adriennb Місяць тому +4

    I swear the second half of the year always goes faster the the first half - crazy it is October already. Can't wait for the travel vlogs! ❤

    • @smileycitrus
      @smileycitrus  Місяць тому +1

      right?! idk what it is but Jan-Mar feels like 6 months 😅

    • @allee541
      @allee541 Місяць тому +1

      Agreed

  • @tara__mon
    @tara__mon Місяць тому +3

    You’re one of my favourite people on UA-cam and I just love seeing you succeed. Really look up to you👏

    • @smileycitrus
      @smileycitrus  Місяць тому

      you're so kind 🥹 thank you so much 🤍

  • @haylou6707
    @haylou6707 Місяць тому +6

    Love seeing the graphs on your spreadsheet! 🤓

  • @kateaustin1357
    @kateaustin1357 Місяць тому +2

    I love your chatty videos!!! And the speed of which you chat lol 🤣 congrats on hitting your extra mortgage goal this month too - that’s so exciting. Can’t wait to see vlogs from your trip to Europe 🫶🏼

    • @smileycitrus
      @smileycitrus  Місяць тому +1

      haha thank you!! I hope you have a fab month ❤️❤️

  • @emmawright200
    @emmawright200 Місяць тому +1

    About the screen time, there is a way you can see your screen time from other weeks, you can go into settings on your phone, and then search for screen time. Then switch the tab to week and then to see the screentime from other weeks, you can go back and forth by scrolling the weekly graphs, but it only does it for the last month (I think), at least that is how you find that out on my iPhone 11.

  • @TaylahLouiseBudgets
    @TaylahLouiseBudgets Місяць тому +1

    I’m so excited to see your upcoming travels and to live vicariously through you while I’m back at work x

    • @smileycitrus
      @smileycitrus  Місяць тому +1

      I actually can't wait 😭 hope you had the best time away!!

  • @emmaododd
    @emmaododd Місяць тому

    I love all of your videos! I may not get around to watching them all but, you inspire me to do no spend weeks and to sort through my income and expenses! you are so wonderful :)

  • @hanskii88
    @hanskii88 Місяць тому

    Ella your channel is so addicting I love these videos and finally understand how to budget monthly!!!

  • @antoniak7455
    @antoniak7455 Місяць тому

    Love the chatty content.
    I'm recovering from a gastric bypass (which cost a pretty penny), so Oct is hopefully going to be a no spend month. I am saving for new clothes in a few months 😊

    • @smileycitrus
      @smileycitrus  Місяць тому

      sending all the love & healing your way!

  • @yollipop1993
    @yollipop1993 Місяць тому +1

    Do you have a video on how you first combined finances? My partner and I have made that step and setting it up has been so hard. We're basically starting fresh and any savings we have stays with us but from now we're putting all our income into one account but the logistics with using our credit card (which we've already been using but seperately) is a logistical nightmare.

  • @emmawright200
    @emmawright200 Місяць тому +5

    Notification squad, where u at? Here from UA-cam notifications! Already liked the vid EVEN b4 watching as I know I will ❤ it!

  • @AshleyJade18
    @AshleyJade18 Місяць тому +11

    **Whispers** Hey Nick, buy Ella an espresso cup with a spout for Christmas **Whispers** 0:17 🤭

    • @smileycitrus
      @smileycitrus  Місяць тому +3

      HAHAHA it's a necessity at this point

  • @lisakleeman
    @lisakleeman Місяць тому +1

    A budget is just a spending plan 👌🏻

  • @RuebenNomura
    @RuebenNomura Місяць тому +1

    Morning from Hawaii that was a good October budget on this video

  • @Coralie_Anne
    @Coralie_Anne Місяць тому +1

    Oh how I love a good budget video!

  • @meganhallier
    @meganhallier Місяць тому

    So helpful! P.s. this blue shirt looks so pretty on you ☺

  • @rebekahalderson6270
    @rebekahalderson6270 Місяць тому

    Loving your videos, i budgeted for an outdoor setting and got one from barbecues galore and bonus saved $500.

    • @smileycitrus
      @smileycitrus  Місяць тому

      thanks lovely! that's an amazing deal 😍

  • @livefreediepretty
    @livefreediepretty Місяць тому

    I've been told leave loading is meant to help even out those who taking leave instead of getting plenty rates. Eg taking annual leave on a Saturday you don't get the plenty rates you usually get

    • @smileycitrus
      @smileycitrus  Місяць тому +1

      that makes sense! Nick just doesn't get any penalty rates nor works the weekends so it doesn't make sense in that instance 😅 no complaints though 🤑

    • @isabellagiffardphotography
      @isabellagiffardphotography Місяць тому

      @@smileycitrus i wondered about leave loading myself as I never understood why we get paid more going on holidays so I looked it up and it's because we might have more expenses / spend more in general when we go on holidays so it's supposed to cover that.

    • @smileycitrus
      @smileycitrus  Місяць тому

      @isabellagiffardphotography haha so fascinating!!

  • @GeorgeiaIN
    @GeorgeiaIN Місяць тому

    Don’t make the mistake of going through all the effort of mounting your TV just to realise it’s too small and that you want to upgrade/ upsize!! We made this mistake 🤦‍♀️
    Make sure you invest in a mount that caters for your current tv AND up to much larger one! also one that has a tilting function to reduce glare from the beautiful sun you guys get ❤

    • @smileycitrus
      @smileycitrus  Місяць тому

      haha don't worry! my dad is onto it 🫡

  • @suzanyahsi7687
    @suzanyahsi7687 Місяць тому

    Your videos got my attention and I really like them. Thank you for that. As I really like the templates you're using, I bought them immediately. BUT.... as I,m an oldy (not in my eyes, but compared to your age 😅) I,m not very familiair with how it works. I used to work with Excel, but just the basic stuff. So here's my question: How do you insert the small images next to your descriptions?
    Keep up the good works, and I wish my kids were budgeting their money as you do.

  • @edenhaylee3575
    @edenhaylee3575 Місяць тому

    Love these! How do you put something you saved for in your spread sheet? Example- when you saved for vacation over 3 months, and spend that money in October, how does that go on the spreadsheet so it doesn’t look like you spent a ton of THAT months income Since it was already saved? If that makes sense lol

    • @smileycitrus
      @smileycitrus  Місяць тому

      Hi! you just do a minus e.g. you've saved $5000 in your holiday savings category across the year, then this month you want to take from the savings so in the spending tracker you go -5000 from holiday fund and it will appear in the "left to spend" and you can track as you normally would. Hope that makes sense!

  • @milkberri
    @milkberri Місяць тому

    Hi Ella, I was wondering how you go about budgeting for your business expenses like all the software ect. Do you use the same google sheet? Thanks 😊

    • @smileycitrus
      @smileycitrus  Місяць тому +1

      Hi! I track on google sheets in a seperate spreadsheet and then my account takes care of the rest 😅

    • @milkberri
      @milkberri Місяць тому

      Ah okay!! 😊 Thanks for the reply ❤

  • @JimillaHoughton
    @JimillaHoughton 25 днів тому

    Do you have an online ETF that you would recommend? I was looking at Vanguard but not sure. I just want something easy that I can contribute like $50 a week too. Also what online surveys do you do? any websites that you recommend? I love your content. Thanks so much for sharing.

  • @largedoubleshotlatte
    @largedoubleshotlatte Місяць тому

    Have you got links to the surveys you do? I can see any on your socials x

  • @kymcoote6769
    @kymcoote6769 Місяць тому

    Do you wear a smart watch to manage your fitness and activity, what do you recommend? Apple or generic not expensive?
    Also I really want to travel to the Kimberley’s next year this looks so expensive especially as a single, thoughts and strategies?

    • @smileycitrus
      @smileycitrus  Місяць тому

      I have an apple watch and I love it!
      For the Kimberley's a group tour is definitely the move - they sometimes have specials on single spots left + there are special sales throughout the year, you just have to keep your eye out

  • @michellebakic4202
    @michellebakic4202 Місяць тому

    Within your bank acc you can make other folders..ive got ..pension./bills..then gas and electricity..car matinance..spending..emergency..that's my folders..as for no spending ...that's me never spend on nothing.sad..

  • @edwardleecaliforniausa
    @edwardleecaliforniausa Місяць тому +1

    Hi Ella how are you happy Tuesday night to you and I enjoy your channel and you are amazing supporter

  • @allee541
    @allee541 Місяць тому

    Hi Ella I am planning a UK trip next year and the currency difference was surprising. Will be great to see your vlogs for your travel. I am looking at London and surrounds and then Scotland. Do you know does it cost less to when we are there to outweigh the conversion a bit. My Aussie dollars won't go far if I am still paying similar to Aussie prices.

    • @smileycitrus
      @smileycitrus  Місяць тому

      Hi! how exciting! Having a look online, I've noticed that most things are about 50% cheaper than here which helps with the exchange rate. I've heard London can be quite $$$ but I'll do a full budget breakdown when I get back 💰

  • @ellamorrison2408
    @ellamorrison2408 Місяць тому

    Have been looking your videos! You may have answered this before but where are your prints from behind your dinning table?

    • @smileycitrus
      @smileycitrus  Місяць тому

      thank you!! the prints are from Etsy 🫶🏼

  • @mahalialovell9123
    @mahalialovell9123 Місяць тому

    I’m sure you’ve already answered this somewhere but, do you have a recipe for the syrup you add to your coffee at the start?

    • @smileycitrus
      @smileycitrus  Місяць тому +1

      I do! it's in my spring days vlog 🥰

  • @BriBri0218
    @BriBri0218 Місяць тому

    How are you spending so little on groceries/household 😭 my partner and I in QLD spend $800-$1050 a month

    • @smileycitrus
      @smileycitrus  Місяць тому +1

      we do eat out at least once a week! but otherwise, we always shop the sale sections, meal plan, do a weekly food shop rather than going several times a week and eat a lot of veggie meals bc meat gets expensive

  • @Bornraisedfloridian
    @Bornraisedfloridian Місяць тому +1

    Florida ❤

  • @christinebourlioufas1336
    @christinebourlioufas1336 Місяць тому

    That is a very cheap electricity bill may ask who you are with?

  • @moonmother.
    @moonmother. Місяць тому

    💖

  • @jy8985
    @jy8985 Місяць тому

    ❤❤❤❤

  • @jairohernandez7957
    @jairohernandez7957 Місяць тому

    Cute af

  • @christinebourlioufas1336
    @christinebourlioufas1336 Місяць тому

    Geez why do you talk so fast

    • @smileycitrus
      @smileycitrus  Місяць тому +25

      sorry Christine, I guess I was just born this way

    • @christinebourlioufas1336
      @christinebourlioufas1336 Місяць тому

      @@smileycitrusthen why do UA-cam if people cannot understand what your saying . Smart arse answer by the way

    • @smileycitrus
      @smileycitrus  Місяць тому +3

      there's a playback speed function on UA-cam for this reason Christine

    • @tareegibson9351
      @tareegibson9351 Місяць тому +2

      I would argue your comment was rude and warrants the proportionate response Christine.

    • @christinebourlioufas1336
      @christinebourlioufas1336 Місяць тому

      @@tareegibson9351 I wouldn’t say it was rude everyone can voice their opinion lovely

  • @kirrilyjackson7111
    @kirrilyjackson7111 Місяць тому

    ❤❤❤