Cheers Chez, appreciate that! Yeah getting prepared is the key with a mortgage, glad you found some value and thanks for watching! Any questions le me know. Alex
Your videos have been absolutely amazing over the last couple weeks. I wish they taught this information schools :) Your videos explained things in a really easy way to understand without making people feel like they haven't got a clue. Thank you and keep it up
Watching a few of your videos and sadly feeling overwhelmed. There is so much to think about and im over thinking, thinking its going to be alot harder than I initially thought. I am a first time buyer with my boyfriend and I cant wait to have our first home together, we were planing on buying this year but im now having second thoughts :(
Hi Melanie, there is a lot to it, you sound like you could benefit from the services of a mortgage broker! We can always help you through and feel free to book a free chat with us to discuss the options and process and let us take away some of that worry! Alex
Hi Alex, I am not a UK citizen and been in the country for just over an year. If all other conditions are satisfied would I be legally eligible to get a mortgage and buy a new home? Thanks in advance.
There is a lender currently offering a 90% deal once you have been in the UK for 2 years. However this changes a lot. In your current status you would likely need a higher deposit. When you are ready to look for properties, get in touch for a free chat and we can check options. Alex
Hi, I am not an expert on builders warranties I am afraid, but I would certainly check through the terms of the warranty to see what it covers. I doubt Japanese weed...
Hi Ekenna, we have just launched a new channel called "Mortgages for Bosses" which will specialise in this sort of area. Videos will start coming frm next week. Subscibe here! - ua-cam.com/channels/j2w5VFkqXgrIGG1yHYc49A.html?view_as=subscriber
gurvinder singh hi, you can gift money for a deposit to family members. In regards to the permit, I would need to see it. Please email alex@mortgagechain.co.uk and I will take a look. 👍🏻
@@alexkerrmortgage one thing on the EPCs: a full certificate also has the square metres in the property, which is a nice way to know what you are actually buying. I'm not sure if the full cert is publicly available or if you can just get the truncated version though.
Spent the day watching all your videos. You’ve smashed it. So much I didn’t know. I feel so much more prepared going in to it now!
Cheers Chez, appreciate that! Yeah getting prepared is the key with a mortgage, glad you found some value and thanks for watching! Any questions le me know. Alex
Your videos have been absolutely amazing over the last couple weeks. I wish they taught this information schools :) Your videos explained things in a really easy way to understand without making people feel like they haven't got a clue. Thank you and keep it up
OhSoUnique100 thank you for your kind words, glad you are getting value! 🙏
⚡ Question Of The Day: Have you ever run into problems when trying to buy a home ? LMK! 👇👇👇
Watching a few of your videos and sadly feeling overwhelmed. There is so much to think about and im over thinking, thinking its going to be alot harder than I initially thought. I am a first time buyer with my boyfriend and I cant wait to have our first home together, we were planing on buying this year but im now having second thoughts :(
Hi Melanie, there is a lot to it, you sound like you could benefit from the services of a mortgage broker! We can always help you through and feel free to book a free chat with us to discuss the options and process and let us take away some of that worry! Alex
Thank you for your advise Alex
Excellent video - really informative. Broken everything down.
Brilliant vides, thank you.
Great videos! You explain everything so well!
Mkay
Why you are not mentioning that “share ownership” is not so great due to property value increases?
Hi there, thank you for watching, what do you mean by this ?
Hi Alex, I am not a UK citizen and been in the country for just over an year. If all other conditions are satisfied would I be legally eligible to get a mortgage and buy a new home? Thanks in advance.
There is a lender currently offering a 90% deal once you have been in the UK for 2 years. However this changes a lot. In your current status you would likely need a higher deposit. When you are ready to look for properties, get in touch for a free chat and we can check options. Alex
That's great to know. Thanks Alex.
If a property has 2 or 10 year warranty as advertised,, does that include damp ceiling japanese weed repairs too?
Hi, I am not an expert on builders warranties I am afraid, but I would certainly check through the terms of the warranty to see what it covers. I doubt Japanese weed...
@@alexkerrmortgage thanks for the reply. Appreciate it. Been watching your videos since I started the process. Keep up the good work
I want to learn more about renting a freehold... are there rules? How to I be the best landlord?
Hi Ekenna, we have just launched a new channel called "Mortgages for Bosses" which will specialise in this sort of area. Videos will start coming frm next week. Subscibe here! - ua-cam.com/channels/j2w5VFkqXgrIGG1yHYc49A.html?view_as=subscriber
From indian can i send money for my son who is living halifax open work permit to buy home.
gurvinder singh hi, you can gift money for a deposit to family members. In regards to the permit, I would need to see it. Please email alex@mortgagechain.co.uk and I will take a look. 👍🏻
Thanks for reply
excellent video
Very informative. Thank you
No worries Fola!
Thank you once again, very useful
Thank you very much for your explanation. It was pretty much straightforward.
You're welcome!
Good tips. Cheers dude
Any time!
Amaizing video 10/10 thank you
You are just superb ! Very useful video 👍🏻👍🏻👍🏻
Thanks very much :-)
Great!
Thanks!
There's massive amount to cover in your videos but you do it well. Slow and steady, good stuff.
thanks very much Lawrence :-)
@@alexkerrmortgage one thing on the EPCs: a full certificate also has the square metres in the property, which is a nice way to know what you are actually buying. I'm not sure if the full cert is publicly available or if you can just get the truncated version though.
You're a STAR