Can a Public Adjuster Be a Contractor? | Answered by Long Island Public Adjusters, LLC

Need a Public Adjuster near you? Click Here: www.longislandpublicadjusters...
In this ongoing "Ask a Public Adjuster" series, Kevin Godfrey, Founder & CEO of Long Island Public Adjusters, LLC, sits down and answers the question: "Can a Public Adjuster Be a Contractor?"
The answer is yes, and no.
A Public Adjuster can be a contractor as long as they are licensed and bonded per their state and local municipality laws. This could be a side hustle or primary source of income, with the PA license acting as the side hustle.
However, a Public Adjuster should not act as a contractor on any claim that they are hired to adjust. This is a conflict of interest and could potentially lead to issues, including possible claim denial for the insured. In many states, it is actually illegal, while other states may be okay with it - as long as the PA, in writing, discloses their multiple roles to the insured.
Hopefully, this video answered the question: "Can a Public Adjuster Be a Contractor?"
Thanks for watching!
Need a Public Adjuster? Click Here: www.longislandpublicadjusters...
Learn more about how a Public Adjuster can help you expedite the claims process and maximize your settlement in this short video.
ABOUT THE SPEAKER: (Kevin Godfrey)
Top Public Insurance Adjuster on Long Island
Kevin has settled over 10,000 insurance claims throughout the country and personally handled over $100M in claim settlement disbursement. He specializes in: Large Losses, such as house fires, frozen pipe breaks, hurricane, flood, and other natural catastrophes.
Kevin is ranked as one of the Best Public Adjusters on Long Island, with an A+ rating
CHANNEL:
Hi there! New to our channel? If so, here is what you need to know -- I talk about all things related to insurance claims, specifically Public Adjusters a LOT (I know super boring stuff unless of course, you need one - then I can assure you, it's entirely riveting) so I use this channel to explore how to hack residential and commercial claims to help you maximize your claim settlement.
What is a PUBLIC ADJUSTER:
A public adjuster is a professional claims handler/ claims adjuster who advocates for the policyholder in appraising and negotiating a claimant's insurance claim - both residential and commercial.
PUBLIC ADJUSTER VS. INSURANCE ADJUSTER:
A Public Adjuster is an adjuster that works directly for you and protects your interests. The Insurance Adjuster is hired by the Insurance company to protect their interests and keep the claim payout as low as possible.
Insurance companies will hire a team of adjusters, experts, and mediators to provide you the lowest possible payout. In contrast, Public Adjusters assemble their own team to expedite the claims process, maximize the settlement, and get you back into your home or business.
PUBLIC ADJUSTER PROS AND CONS:
Like any industry, there are pros and cons to hiring a Public Adjuster, but if utilized, a Public Adjuster correctly with experience can be critical in helping homeowners and business owners get the money they deserve and are owed.
Pros:
Don't get paid until you do
No out of pocket expenses
Know all 72+ pages of your insurance policy by heart
Relationships with local insurance adjusters
Can expedite the claims process
Has vendor list of preferred vendors to facilitate remediation, repairs, and restoration
On your side and can build your team
Does not work for the insurance company
Can reopen denied claims
Uses same insurance software, such as Xactimate, for apples to apple comparison
Cons:
You could get a Public Adjuster with little to no experience
Your Public Adjuster may dodge you after the 3 day cancellation period has ended
Your Public Adjuster could have an ulterior motive
Make sure you trust the Public Adjuster before signing with them!
WHERE WE SERVICE:
We have licensed Public Adjusters in Long Island New York, including Nassau County Public Adjusters, Suffolk County Public Adjusters, Public Adjuster Staten Island NY, Public Adjuster Albany NY, Public Adjuster Queens NY, Public Adjuster Brooklyn NY.
OUR SPECIALITY:
House Fire Long Island, Flood Claims in Long Island, Hurricane Claims in Long Island, Frozen Pipe Breaks in Long Island, Water Damage in Long Island
HOW CAN I FIND A PUBLIC ADJUSTER?
You can call me at 516-410-0164, email me at [e-mail] or visit us below:
WEBSITE: www.longislandpublicadjusters
FACEBOOK: / adjusters
BUSINESS INQUIRIES:
Please contact Kevin Godfrey at [e-mail]
Subscribe to our channel to be notified when the next episode is live and to see more videos like these.