How To Pay Off Debt | 8 Ways

Поділитися
Вставка
  • Опубліковано 22 лис 2024

КОМЕНТАРІ • 127

  • @TheOrganizedMoney
    @TheOrganizedMoney  4 роки тому +10

    Hey Guys! Today's video is a reading plan with me while we discuss 8 ways to pay off debt. These are the different strategies that you can take in order to pay down debt. I did an entire Money Monday class on this topic. If you want to watch the class, here is the link: ua-cam.com/video/xpePz0AblrQ/v-deo.html
    See you guys on Friday! :)

    • @lanessiacarrington8283
      @lanessiacarrington8283 4 роки тому

      I currently using the snowball thanks to Ramsay but I may incorporate the emotional and largest payment. Love this!

    • @JustJoia
      @JustJoia 4 роки тому

      Thanks for sharing. Definitely some ways I never heard of before.

    • @liufox4394
      @liufox4394 4 роки тому

      Cheers for this, I've been looking for "lower your debt" for a while now, and I think this has helped. You ever tried - Konabriel Denarper Blueprint - (do a google search ) ? Ive heard some pretty good things about it and my co-worker got excellent success with it.

    • @izabellaadriana4548
      @izabellaadriana4548 4 роки тому

      Most successful people started from nothing. They didn’t wait for the opportunity to knock but created the opportunity on their own by working hard. Thankgoodness i found Mr carlos kingston a pro forex trader, now I have been trading with him for about 7 mounths now and I earn up to $15,000 weekly. i guess this is the epic start to a new chapter in my life. I just feel like more evevryone should be made aware of this opportunity, feel free to contact him @carlos_1uptrades on Instergram his indeed a genius.

    • @izabellaadriana4548
      @izabellaadriana4548 4 роки тому

      Most successful people started from nothing. They didn’t wait for the opportunity to knock but created the opportunity on their own by working hard. Thankgoodness i found Mr carlos kingston a pro forex trader, now I have been trading with him for about 7 mounths now and I earn up to $15,000 weekly. i guess this is the epic start to a new chapter in my life. I just feel like more evevryone should be made aware of this opportunity, feel free to contact him @carlos_1uptrades on Instergram his indeed a genius.

  • @mschrisfrank2420
    @mschrisfrank2420 4 роки тому +68

    1. Debt Avalanche-highest interest first
    2. Debt Snowball-lowest balance first
    3. Emotional Method-highest emotional stress first
    4. Balance Transfer-use introductory offers
    5. Highest Minimum Payment
    6. Personal Loan-consolidate into low interest loan
    7. Debt Settlement-negotiated one time payment
    8. Bankruptcy-last ditch option

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому +1

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

    • @wurdnurd1
      @wurdnurd1 4 роки тому +2

      @@cameronfousvlogs686 You really don't need to pay anyone to do this. You just need to get your credit reports, then contact the credit bureaus (email is fine) and negotiate with the credit cards. There isn't an "insider knowledge" to pay for, and it's a good idea to run through your credit report annually and clean up any messiness, anyway.

    • @liufox4394
      @liufox4394 4 роки тому +1

      Cheers for this, I've been looking for "lower your debt" for a while now, and I think this has helped. You ever tried - Konabriel Denarper Blueprint - (do a google search ) ? Ive heard some pretty good things about it and my co-worker got excellent success with it.

    • @jimdandy8996
      @jimdandy8996 4 роки тому

      Why were the options of embezzlement or bank robbery left out?

  • @mikalareads
    @mikalareads 4 роки тому +7

    I love your emotional method and I've never heard of that before but that's what I've been thinking about doing. I just got a car loan at a higher interest rate but my student loans have been hanging over my head for 6 years and I want them gone. Great content!!

  • @Yannieboo
    @Yannieboo 4 роки тому +2

    Your nails and penmanship are really nice, which makes this video more enjoyable to watch. Also, great information. Definitely already shared it with my friends.

  • @hounddoglynch
    @hounddoglynch 4 роки тому +18

    We’ve used all methods except for the transfer and personal loan bc our credit was so bad no one would let us open a line of credit with them. We pay off one debt and then re-evaluate our situation that would fit our needs. Sometimes it was an emotional debt payoff, other times it would be the highest monthly payment. We’re down to two credit cards left! 👍🏻 And then the next tackle will be auto loans.

  • @Talkinglife
    @Talkinglife 4 роки тому +32

    Here are 10 easy ways to pay off debt:
    Create a budget.
    Pay off the most expensive debt first.
    Pay more than the minimum balance.
    Take advantage of balance transfers.
    Halt your credit card spending.
    Put work bonuses toward debt.
    Delete credit card information from online stores.
    Sell unwanted gifts and household items.

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому +1

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

    • @batirtzeurkiaga102
      @batirtzeurkiaga102 4 роки тому +1

      Right on!!!!!!🤑🤑🤑🤑🤑🤑

    • @batirtzeurkiaga102
      @batirtzeurkiaga102 4 роки тому

      @@cameronfousvlogs686 Awesome. I hope you have great peace of mind. All the best!!!!!🥰🥰🥰🥰🥰

  • @bruce5895
    @bruce5895 4 роки тому +25

    Tip # 1 for saving your money, start paying cash for your purchases, if you don't have the cash don't buy it.

  • @DavidDangNguyen
    @DavidDangNguyen 4 роки тому +8

    Had my fiancé watch this and it helped her understand the different strategies. Thanks!

  • @AmbitiousHarley
    @AmbitiousHarley 4 роки тому +3

    I’m just binge watching on this 12 hr shift. Trying to grow in my little corner of the internet.

  • @jjholl00
    @jjholl00 4 роки тому +2

    this was a very good video... Also, your penmanship was excellent!

  • @ireneissomewhere
    @ireneissomewhere 4 роки тому +3

    Great video! when I set up my debt payments system I realized that I was doing both the debt snowball and the debt and the avalanche since my lowest debt was also the highest interest. It's good to see these different ways off paying debt visually.

    • @tiyang44
      @tiyang44 4 роки тому

      Just watched this video and i realised my lowest balance has the highest interest rate. So i'm paying that one first.

  • @desertrat5543
    @desertrat5543 4 роки тому +1

    I was doing the emotional method and didn't even know it! Great video- wish I had seen this years ago! Learned new methods.

  • @leathelandlady
    @leathelandlady 4 роки тому +1

    You have great penmanship!

  • @aaronhartmann7658
    @aaronhartmann7658 4 роки тому

    Work your butt off. I paid my new mortgage off in 3.5 years. I was working 70 hours an week.

  • @stonebanksm
    @stonebanksm 4 роки тому +12

    Lovely as usual. I did attended the money Monday class for this but is nice to have a short video to refer to 😊

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому +2

      Thank you so much for attending the class!! :)

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @renaesutton3145
    @renaesutton3145 3 роки тому

    You can also reaffirm a debt in a chapter 7 as well as a chapter 13 (provided the lender will do it).

  • @InPursuitOfCuriosity
    @InPursuitOfCuriosity 4 роки тому

    Nice video. I am sure you have helped people make an informed decision on how they will tackle paying off their debts.

  • @nataliemichelle1107
    @nataliemichelle1107 4 роки тому

    I never even considered the emotional stress. I have been doing something similar but now it makes a lot more sense.

  • @nchan1026
    @nchan1026 4 роки тому

    You have nice hand writing ✍ and thanks for the debt pay off tips 😀

  • @jysikahill5803
    @jysikahill5803 4 роки тому +1

    Wow I really needed this! I only heard of the snowball and avalanche method and avalanche sounded best to me but I may end up doing highest minimum payment.

  • @chakrakhan8624
    @chakrakhan8624 4 роки тому +1

    Didn’t even know I was using an established method but #5 is also my favorite

  • @merciamisigaro5911
    @merciamisigaro5911 4 роки тому

    ❤️❤️ I love your journal .

  • @怡娟-e9w
    @怡娟-e9w 4 роки тому

    Awsome way to fill those blank pages in our bujo. Loving it!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @adrianem9943
    @adrianem9943 4 роки тому +4

    Really enjoyed the class last week! Nice to have it here, and I'm so inspired!! I got some overtime and was able to pay off 1 revolving card already. Excited to get the rest of it GONE! On a side note, can I just say your manicure is ON POINT, girl!!!! I'm a nurse, so I have to keep my nails short, but if I wasn't, I would wear my nails exactly like yours. Always classy looking.

    • @janirak.255
      @janirak.255 4 роки тому +1

      Every time I watch one of her videos I think the same!! 💅🏽

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому +1

      Congrats girl! And Thank you so much!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @checkinwithchinajessegonza7759
    @checkinwithchinajessegonza7759 4 роки тому

    Loved this!!

  • @gigicleanup
    @gigicleanup 4 роки тому

    Excellent video, excellent explanation! I have learned a lot from our videos. Thank you for sharing your knowledge. 💞

  • @Flooofster
    @Flooofster 3 роки тому

    I love your handwriting! 😌👌

  • @devraga9612
    @devraga9612 4 роки тому

    Great summary. Subscribed

  • @C.Dupree
    @C.Dupree 4 роки тому +1

    Thanks for sharing! i haven't heard anyone talk about the emotional method but it is nice to know it is a thing since I am doing that for one of my debts. Much love~

  • @SweetGaBrownin
    @SweetGaBrownin 4 роки тому +1

    The snowball is the best for me at this time. I heard it first from Dave Ramsey, but i definitely appreciated the others you explained in this video that hadn't heard before. TFS 💙 🙏🏽

  • @spiritualcosmeticss
    @spiritualcosmeticss 4 роки тому

    Thank you so much for this video! I heard of most of these but thanks for putting all 8 methods together. Truly a blessing!

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому +1

      You are so welcome!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @tpayton9715
    @tpayton9715 4 роки тому +1

    I recently discovered your channel and am so happy that I did! Taking control of my finances is one of my New Year's resolutions. Now that the new year is approaching, I want to accomplish this before then. Which videos do you recommend that I start with and in what order to get my financial life together? Thank you for sharing your passion with us

    • @kit7647
      @kit7647 4 роки тому

      I'm obviously not the wonderful Alaina but I began watching her videos for the same reason you are! Any of her monthly budget videos are great. You get real numbers and her thoughts along the way. There's one about doing a yearly budget which would be a good starting point. She also has a two-part reading plan series about the differences between the rich and middle class that was eye-opening for me. Poke around her Adulting playlist too. It covers budgeting, effective to do lists, and other aspects of life that need regular maintenance. Good luck!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @deluxecoco2789
    @deluxecoco2789 4 роки тому

    I have never heard of the emotional method and I like it. I am currently doing the debt snowball but I know there are debts that bother me more. Great video!

  • @kerissavillegas3047
    @kerissavillegas3047 4 роки тому

    Thank u for helping me learn ways to change my life I did #1 and it works

  • @veronicafarfan4384
    @veronicafarfan4384 4 роки тому

    Omg this video was soooooo calming - love!!!

  • @kingstonstreet3726
    @kingstonstreet3726 4 роки тому

    Just here to support

  • @emmaf798
    @emmaf798 4 роки тому

    Wow!! Great to see these all laid out, thank you!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @MandyM_81
    @MandyM_81 4 роки тому

    Thanks, Alaina! Great presentation of really useful information. Really enjoyed the video!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @angelicascorner8780
    @angelicascorner8780 4 роки тому +1

    Great video! I never heard of so many ways to pay debt ! Awesome 🤗

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @carolyndalton7775
    @carolyndalton7775 4 роки тому

    A great video. There were a couple of ways I had never heard of.

  • @tbeshers
    @tbeshers 4 роки тому +1

    This was a fantastic video. Thank you for the eight tips. And your handwriting is beautiful.

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @GETYOBAGMONIQUE
    @GETYOBAGMONIQUE 4 роки тому

    You have great penmanship ❤

  • @kendra25horton
    @kendra25horton 4 роки тому

    Wow, thank you so much for sharing and making it so simple to follow.... Have a blessed evening😊

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @donnaterry85
    @donnaterry85 4 роки тому

    Where did you get that planner??? 😍😍😍

  • @EricaLucasLoves
    @EricaLucasLoves 4 роки тому

    This was AMAZING!!! Great summary.

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @tonyaholman7055
    @tonyaholman7055 4 роки тому

    Awesome! Thx!!

  • @donnabryant9757
    @donnabryant9757 4 роки тому

    Thank you! This was awesome and a refresher for me. It's good to hear information over again and again. What kind of pen are you using? Thank you again ❤️

    • @muddygoat
      @muddygoat 4 роки тому

      I want to know what type of pen it is, too!!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @hollyelizabeth6508
    @hollyelizabeth6508 4 роки тому

    Love these ideas. Thanks for sharing! Also, can I just say you are relaxing to listen to. Beautiful voice :)

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому +1

      Thank you so much 🙂

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @lisakrushinski9436
    @lisakrushinski9436 4 роки тому

    Very informative. Thank you!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @pamelacastro32
    @pamelacastro32 4 роки тому

    Your stickers are so cute..

  • @leviticusgillis9850
    @leviticusgillis9850 4 роки тому

    How do you go about purchasing stickers that is used in this video and the book alone with the pages .

  • @imreallllyboreddd4607
    @imreallllyboreddd4607 4 роки тому

    hi i am a young person ( dont worry i am not 7 or 10 ) and i dont have debt but i like watching yout vids anyways since you have such a nice voice keep doing what you are doing. stay safe people :D

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @natalee6654
    @natalee6654 4 роки тому +1

    I only have one debt at 4.7%, tackling that now

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

    • @Chloeeezyyy
      @Chloeeezyyy 4 роки тому

      Congrats

  • @kendrakimber9575
    @kendrakimber9575 4 роки тому +4

    I just wanted to add, with option 7 the debt settlement, please please please be sure to confirm that this is a Pay to Delete settlement. Once it hits the point of collections, majority of the collection agencies are willing to request the Credit Bureau delete the debt entirely from your credit report. They do require the settled amount be paid in full first, but this is a simple yet crucial step that can improve your score for something you were already planning to do!

  • @PrincessDiamondCut
    @PrincessDiamondCut 4 роки тому

    I’m a new subscriber and these were some helpful tips. Some I already knew about but others I didn’t.
    🤎🤎🤎🤎🤎

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @carmenburgos9003
    @carmenburgos9003 4 роки тому

    🕊✨ Good Morning. I Enjoyed Your Video Very Much. I Do Have A question! We Do Have Excellent Credit Scores. We Will Like To Know If We Can Take The advantage of the Lower Current Interest Rates Refinancing our Home. We Have Two Sources of Income Disability and Unemployment ( My Husband’s due To COVID-19 ) We are Not under Forbearance.
    Thank You! in Advance for Your Great Strategies and And Answer. Have a Blessed Day. 🌹✨

  • @pamelacastro32
    @pamelacastro32 4 роки тому

    How does your mortgage loan fit into this? Any special circumstances regarding a home loan? Or it still fits in these methods?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому

      Hey. You can still use these methods to pay off your mortgage loan as well.

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому

      Hey. You can still use these methods to pay off your mortgage loan as well.

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому

      Hey. You can still use these methods to pay off your mortgage loan as well.

  • @MusicGurlDez
    @MusicGurlDez 3 роки тому

    What type of pen? Thank you.

  • @rochellequijano1153
    @rochellequijano1153 4 роки тому

    How do you keep your paper wrinkle free!? My pages always have wrinkles ..i love all your videos!

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому

      I don't. I get wrinkles from time to time. 😩Drives me nuts!

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @gabrielamartinez_1
    @gabrielamartinez_1 4 роки тому

    do you have your budget planner in classic size instead of the big?

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @lindawoodfill503
    @lindawoodfill503 4 роки тому

    Great video dear I do have a question if you do a transfer to pay off a credit card to a low interest one like you said do you close out the original when you have?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 роки тому +2

      Hey! No. I don’t close the cards cause that can hurt your credit. Just keeping them at a zero balance.

    • @lindawoodfill503
      @lindawoodfill503 4 роки тому

      The Organized Money Thank you .

    • @kit7647
      @kit7647 4 роки тому +1

      @@TheOrganizedMoney I want to point out here that in some cases you will be charged a fee if you don't use the card. Not all do this, but if you're going to keep a card open just for the purpose of keeping your score up, put a small recurring charge on it.
      Another point I want to bring up is don't keep the card open if you have many. I'd rather manage 1-2 cards than 5-6. Pick cards that suit your lifestyle and increase the limits every 6 months (assuming you handle them well on a monthly basis). Over time you'll build up that history and rapport.

    • @cameronfousvlogs686
      @cameronfousvlogs686 4 роки тому

      When I thought I had lost it all , I'm 35yrs with student loan debt of 83k , there's was no way I could meet up my bills, debts and two disabled son but a credit specialist with the name Royson proved me wrong by fixing my credit. He deleted all my hard inquiries and paid my debts, I really can't thank him enough, look up their website or contact him directly ‘Royson@creditmasterfixllc.com' for any credit help or advice.

  • @jakaylam.1890
    @jakaylam.1890 4 роки тому

    About the settlement. When I tried to do that. They said they couldn’t send me anything until I paid the settlement amount. Is that legal?

  • @morningmorgan6341
    @morningmorgan6341 4 роки тому

    Just pay off the smallest ones first

    • @akapam57
      @akapam57 4 роки тому

      Then you didn't get the point of this well put together video. Which explains all you're options. 🙄