I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
My CFA, Sophie Lynn Carrabus is a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
In trading, possessing technical analysis skills is not sufficient on its own; discipline and emotional maturity play crucial roles in achieving success. Embracing the mindset of "time in the market vs. timing the market" proves valuable, especially during market fluctuations. I attribute my growing daily earnings to Loraine Souvenir's valuable insights and daily trade signals, coupled with my commitment to continuous learning, I’ve grown my nest egg from $87k to $246k. Kudos to the journey ahead!
Having access to reliable information is crucial for us as investors to succeed both financially and in life. This is valuable, I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
Surprised to see her mentioned here! She tailors trading courses to suit beginners’ needs and really knows her stuff. Her advice has been invaluable to my trading journey-definitely worth it!
Investing has proven to be an incredibly beneficial decision. My cryptocurrency profits continue to play a substantial role in growing my overall wealth, reducing my reliance on my salary
It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Walgreens [WBA] was a dividend aristocrat, a very hard list to get on. Now, they cut all dividends and may go bankrupt. Anything can happen to any company, stop assuming a dividend will remain without a cut. A market draw down affects everyone.
Boeing paid divs since 1970, then the internal problems started leaking out with the Max crashes and it was suspended in 2020 when they got hammered by lockdowns. It's just gotten worse since then and they have only one real competitor worldwide! Retail investors don't have the insight into management and inside issues like bigger players. One reason value investing a la Buffet is a bigger gamble than most realize. Boeing keeps having management problem after problem. Then there's the insanity with politics every investor has to consider.
I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Katherine Grace Maier.
I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
My condolences. My strategy focuses on combining ETFs for both dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, I earned $102K in dividends, but I’m still figuring out how to effectively manage risk for this year.
In my opinion, adding SCHD and JEPQ is a smart move. It’s all about balancing your risk tolerance with your long-term goals. Working with a CFA can help refine and streamline your strategy.
Keep in mind that investing in dividend carries risks, so it’s essential to do your own research and consult with a financial advsor if you’re unsure about your decisions.
I've stuck with ‘’Lauren Christine Campbell” for about 9 years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
That's when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I agree, though some doubt financial advisors. Mine has delivered, growing my portfolio by over $1 million for the past decade through savvy diversification. Financial security is my goal, and I'm pleased with my results.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Brenda Davies Clarke” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon. Thanks for sharing!
Dividends are what got me into investing in the stock market. The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. Have over $600K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further.
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. it's unnerving to see your portfolio go from green to red but as mentioned if you have invested in quality names just have to keep adding to them and stay the course.
the idea of a coach might sound generic or controversial to a few, but a new study found that demand far portfolio coaches skyrocketed by over 41.8% since the pandemic and based on firsthand encounter, I can say for certain their skillsets are topnoich, I've raised over $500k from an inilially stagnant reserve of $140K all within
I am invested in this fund at $8.12, and so the dividend cut will yield a return of about 9.5%, which I can easily live with, esp given that only about 1% of my portfolio is in this fund.
I'm convinced that investing $50k-100k in the right company before it goes big is more important than saving for retirement. However, picking the right company is so hard that saving might be safer, cuz who would've guessed Nvda? I have around $200k in a HYSA and want to invest. What are the best opportunities now?
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
Many people minimise the importance of advisors until their own feelings become intense. A few summers ago, following a protracted divorce, I needed a boost to keep my firm viable. I looked for licensed advisors and found someone with the highest qualifications. Despite inflation, she has helped me increase my reserve from $300k to $1m
Great gains! Can you share your CFP details? I'm gaining more cash flow from my job and want to invest in stocks and alternative assets to build wealth.
Don't be seduced by large dividends. Concentrate on total return. There is no sense in collecting large dividends if your overall investment is going down however I’d say SPYI, JEPQ, QQI and IWMI. But do your research. Personally I put down 250k on few ETFs, still diversifying. Earning season is around the corner, It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter
I remember I was seduced by a high distribution on a CEF back in the 2000s. Things went well until 2008. The CEF I had bought for $21 a share dropped to $14. Oh well, I thought, at least I will still get a nice dividend. Wrong, the CEF's management announced a major cut in the distribution rate and merrilly claimed the new distribution rate was an excellent return based on the new lower share price. This was like lipstick on a pig as far as I was concerned. I have avoided CEFs ever since. They always seem to tank when there is any economic difficulty. ANd the distribution does too.
This doesn’t make sense. If you had an average CEF paying say 10% APY and you DRIP you should have more than doubled your money in 8 years. You said you had it from 2000 to 2008 before they cut. Furthermore, most CEFs that are trading at a premium usually will DRIP at 95% market or NAV whichever is higher. That means as the price was going down, you would get more new shares for the distribution you received to be applied to the next distribution. Now assuming you did not DRIP and used all your dividends, then you should have been tracking the distribution history as mentioned above in the video, since investing is an active job. Was the CEF paying from income, long term gains, short term gains, ROC and/or what combination of the four? Assuming the price drop was not due to premium reduction (Price-NAV spread), the NAV would drop accordingly and would show up as ROC. You’re looking at a distribution reduction in the face. I’m sorry you are sour on CEFs. Along with BDCs, CLOs, and MLPs, I find them a nice balance to my portfolio; especially since I deal with very high - ultra high yield (read that as risk) ETFs like MSTY, NVDY, QDTE etc.
@@wildweasel41harcom95 If a CEF share price drops from $21 to $14 (it eventually went down to $8 before recovering a little), you will never recoup your lost principle, especially if the CEF also cuts the distribution rate, recalculating it at 10% of $14 instead of 10% of $21. I had capital losses to net against gains for years and years after that experience! I went back to good old boring balanced mutual funds which provided much lower distributions but also much better capital growth.
My outlook on money changed when I realized someone making $300,000 can retire broke & someone making $80,000 can retire a multi-millionaire. With the current market movement, you have $60k to invest. Where are you investing it?
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023
Dividend cuts drove me out of SPFF a few years ago. I thought a fund comprised of preferreds would be less likely to reduce dividends. After a few years and seeing the dividends shrink 23% or so from my entry point, I bailed. Maybe I broke even or came close, considering the time held versus the degradation in value. Options volume was too thin to reliably write calls to mitigate. There's no point holding a dividend fund that cuts routinely, may as well just hold a cash fund and worry less.
I'm new to investing, and l've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional
I have been through a few bad dividend cuts. Some cuts I have looked at and understood that macro issues were at play and I decided to ride it out and even add. Some cuts have been because the company is having problems specific to it. I usually pull the chord and sell when that’s the case. Not always, but it’s usually a bad sign if it’s company specific.
I had just added to WPC when it cut. Ticked me off and I sold, too. I also have PDI and PDO, but not oversized positions so if any cuts come along, smaller ones won't matter too much.
I'm sticking with O. Dca as long as I can afford it. Plus reinvest all dividend. Sorry to hear about pcm. And my wpc is not performing as well as expected so I use it for option trading.
Your WPC sell-off was more likely an unstable knee-jerk reaction, wasn't it? I'm surprised you didn't do the same thing here with the Pimco's, seeing how WPC is much more promising and less complicated with it's holdings. Anyway, thanks for the review and heads up on things, much appreciated.
@@KO-gj9ug I think it was just a sudden shock to him. He definitely understands CRE and was very much aware that WPC only offsetted it's office space, and even then, those office spaces were performing assets not in default. In fact, the NLOP stock that was created to hold those offices is doing great. They were good properties, just a bad call.
Oh, and holy sh$t, these 2 Pimco funds are selling at a large premium. That's like buying a one dollar bill for $1.43. People just look at the high dividend and ignore all the flashing red signs.
I owned RA at the time of the cut. I took my lumps and I bought more. I averaged down and bought at a discount to NAV and both greatly lowered my cost basis and bought enough shares to restore the dividend payment to its pre cut level. The fund is on much more solid footing now
That's what happens when you focus on something that is both unsustainable and meaningless. For some reason, a lot of people act as if they think that dividends are free money. Actually dividends are meaningless, what count is total return. Also, a high dividend is not sustainable.
I would hold the investment, not sell it. The dividends can fund another opportunity. If Pimco is a great investment, let it set on the sidelines until you have proof that it is or isn't worth holding.
I also experienced a dividend cut recently... B2Gold halved its dividend. Small position but still, a bit of a necessary wakeup call for me to study the fundamentals more thoroughly on what I buy.
@@SimonChao There has been a second allegation made according to Investors Business Daily (Nov '24). ABR is accused to understating its distressed properties. Seeking Alpha (Nov '24) notes declining distributable earnings posing a risk to dividend sustainability, caused by lower revenue generation and higher operating costs. Also this week the job's report put into question whether there will be further rate cuts.
Sorry for you. I know you've been hanging on to those pimco's for quite some time. Sometimes I think we need to take out the trash. If you were to replace that with GOIQ, I believe you would make up for it quickly and start to gain some lost equity back. SPYI is pulling around 12% now and probably has a much better opportunity of moving up now.
PCM isn't a very good fund. I just went through their last report (June 24) and they had a Distribution to NAV of 15.5%, Income to NAV of 7.2%. So their Reported Income in excess of distributions was -8%. That's minus 8. Also their Monthly distributions available minus 33. This fund has also had a 5 year decline in NAV of 39.65%. I would stay away from funds which deplete NAV. RCS, PDI and PTY aren't much better
The best vid yet on explaining crypto and associated markets. This from a trading intraday and short-medium or long term point of view. Was impressed that you showed the market cycle.Also the way you explained it. Regardless if it is stocks, currency, precious metals or real estate, crypto, that is being invested in, there is a cycle. As now crypto is a confirmed asset class, You already have taught me so much. Appreciate your time and effort in making the vid. ...I managed to grow a nest egg of around 3Btc’s to a decent 21Btc’s…At the heart of this evolution is Seren Wintersun, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment....
In a field as rapidly evolving as cryptocurrency, staying updated is crucial. Seren’s continual research and adaptation to the latest market changes have been instrumental in helping me make informed decisions.
The same high-yield potential exists in both bullish and bearish situations; what matters is how information and technique are used. Not neglecting professional advice.
I reached $90k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in November 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Veronica Hoy
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
I have sold almost all of my CEFs now (few still remaining) as I have experienced too many dividend cuts over over time. I find the CC ETFs much more stable for dividends.
ROC is absolutely a reduction of NAV. It's a return of assets... there is no magic pot money they can distribute money from. A balance sheet consists of assets = liabilities + shareholders equity. That payment must come from one of those buckets... which is offset on the otherside.
Yup. LEG was a dividend king. I bought in 2022, when it was yielding 5%. Would have thought a recovery from slumping sales after the pandemic would have taken hold by now, but nooooooooo. Dividend cuts are more frequent than we imagine.
Actually I would argue the WP Carey split and dividend cut was somewhat predicable, given what was going on in the market and real estate market at that time. Hance why I held back from investing in WP Carey.
This was more than a great video. As always, it was a mini-course on how to determine whether a CEF's dividends are sustainable and what to look out for. Thank you, as always, Dividend Bull, for what you do for the income investing community.
Until they cut it again. That's the problem with dividend funds (or Master Limited Partnerships). The justification to hold is 95% about the payouts. A cut betrays investors bigtime and they won't look at the offering the same anymore.
I agree. If you want dividends then accept some risk and average in on the dips, so that the accumulation outpaces bonds. If someone settles for 2% and less then you may as well look at growth stocks, because piddly dividends don't do enough to balance out price fluctuations.
a second comment because I appreciate your content, I also have a little of PDI but only when the premium is in the mid single digits...I am the buyer your theory things might be their target!!
Great experience share. This is why I stick to index-based securities that don’t have this type of risk associated with them for the high yield portion of my portfolio. Or funds with a lot of diversification and variable distributions corresponding with income earned. There’s a lot more downside than upside when it comes to marrying yourself to CEFs and other actively managed income funds not centered around an index.
!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good stock recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like SUZANNE GLADYS XANDER, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
That's a basic truth, but it can be put aside during SHTF events. I remember buying preferreds paying 20% yields during the Global Financial Crisis. Once in a lifetime opportunity. Heck, I was margining out to buy them!
Um...PCM - why would you even buy a fund like that? No dividend increase in 14 years and now a cut. Since we are on planet Earth, that flat dividend was a loss of purchasing power every year for a decade and a half even before the dividend cut. Inflation alone cut that 2010 high yield dividend's purchasing power by nearly half! Brookfield RA fund - oy. Non-rising dividend for almost 7 years, falling price, and then a dividend cut. In other words, like PCM - loser fund from every aspect. You could have to reduce your lifestyle every year just due to inflation eroding the value of the income stream and you gave up principal in a big way. Around 60% or larger of a loss of value due to inflation and price depreciation. Looks like the investments that yield chasers look for. I would only use a higher yielder to bridge a small spending / income gap and leave the rest in lower yielders that have a history of growing income AND principal over time. High yields like these in this video are almost always a promise to lose over time. Plus, they are all counter to the name of the channel - Dividend Bull. That implies you want things going in an upward direction yet you use funds like these.
I was waiting to see if it was time to get in!!! Exactly our Thesis...I wouldn't buy it with such a high premium. 11.7% and close to an 8% premium...thats a good entry for a Pimco fund!
Never invest into single stock anything. Literally the worst thing you can do. Always invest into ETFs or some kind of index fund. If income is what you’re after, always go for high dividend income ETFs instead of single dividend stocks. ETFs workout way better than stocks. Especially in the long run
Making decisions based on emotion and stress is the worst thing. Nothing in the market only goes up, which goes for any ETF or index as well. However, this is a strategy that would work for many people.
I lost interest years ago in picking stocks. You buy a dividend stock shortly before the ex-date to collect a 30 cent dividend, then it drops a couple of bucks... as weak hands who were hoping for "just one more dividend" scatter out of it. I stick with ETFs, CEFs, and holding bonds to maturity now. And I'm no fan of MLPs... they make filing taxes more complex, and obtaining loans more complex, because the lender will want to see your exposure of ownership interest in the MLP with the loan application.
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
I agree, though some doubt financial advisors. Mine has delivered, growing my portfolio by over $1 million for the past decade through savvy diversification. Financial security is my goal, and I'm pleased with my results.
I have worked with a few financial advisors before now but i ultimately settled for 'Annette Marie Holt'. She is SEC regulated and licensed in US. You can easily look her up
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
@@PatrickLloyd- Could you kindly elaborate on the advisor's background and qualifications?
My CFA, Sophie Lynn Carrabus is a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
In trading, possessing technical analysis skills is not sufficient on its own; discipline and emotional maturity play crucial roles in achieving success. Embracing the mindset of "time in the market vs. timing the market" proves valuable, especially during market fluctuations. I attribute my growing daily earnings to Loraine Souvenir's valuable insights and daily trade signals, coupled with my commitment to continuous learning, I’ve grown my nest egg from $87k to $246k. Kudos to the journey ahead!
Having access to reliable information is crucial for us as investors to succeed both financially and in life. This is valuable, I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
Surprised to see her mentioned here! She tailors trading courses to suit beginners’ needs and really knows her stuff. Her advice has been invaluable to my trading journey-definitely worth it!
Investing has proven to be an incredibly beneficial decision. My cryptocurrency profits continue to play a substantial role in growing my overall wealth, reducing my reliance on my salary
It's truly refreshing to see a comment about Loraine Souvenir. I've also had the pleasure of working with her for several months after discovering more about her online. She has a knack for simplifying complex issues, whether it's a market surge or decline. Her approach consistently keeps you ahead of the curve. I'd call her a guru, for sure
I gained more knowledge and a better understanding of trading with her strategy. I increased my portfolio from 1.7 BTC to 4.35 BTC.
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thanks for sharing, I just liquidated some of my funds to invest in the stock market, I will need every help I can get.
Walgreens [WBA] was a dividend aristocrat, a very hard list to get on. Now, they cut all dividends and may go bankrupt. Anything can happen to any company, stop assuming a dividend will remain without a cut. A market draw down affects everyone.
this is why i always buy etf like schd and voo. don't want to deal with this shit..
Boeing paid divs since 1970, then the internal problems started leaking out with the Max crashes and it was suspended in 2020 when they got hammered by lockdowns. It's just gotten worse since then and they have only one real competitor worldwide! Retail investors don't have the insight into management and inside issues like bigger players. One reason value investing a la Buffet is a bigger gamble than most realize. Boeing keeps having management problem after problem.
Then there's the insanity with politics every investor has to consider.
@@jijiipetti1433true, any company can screw up. Nobody says the dividend should be the only metric you look at.
I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Katherine Grace Maier.
I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
Impressive can you share more info?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
My condolences. My strategy focuses on combining ETFs for both dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, I earned $102K in dividends, but I’m still figuring out how to effectively manage risk for this year.
In my opinion, adding SCHD and JEPQ is a smart move. It’s all about balancing your risk tolerance with your long-term goals. Working with a CFA can help refine and streamline your strategy.
Keep in mind that investing in dividend carries risks, so it’s essential to do your own research and consult with a financial advsor if you’re unsure about your decisions.
Well it seems like a lot of your interest is riding on your source, I could really get well accustomed to your viewpoint, get me involved.
I've stuck with ‘’Lauren Christine Campbell” for about 9 years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
That's when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I agree, though some doubt financial advisors. Mine has delivered, growing my portfolio by over $1 million for the past decade through savvy diversification. Financial security is my goal, and I'm pleased with my results.
Mind if I ask you to recommend this particular coach you using their service?
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Brenda Davies Clarke” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon. Thanks for sharing!
Condolences... I had the same experience with WPC. Sold out and I'm doing much better now. Cheers
Dividends are what got me into investing in the stock market. The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. Have over $600K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further.
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. it's unnerving to see your portfolio go from green to red but as mentioned if you have invested in quality names just have to keep adding to them and stay the course.
the idea of a coach might sound generic or controversial to a few, but a new study found that demand far portfolio coaches skyrocketed by over 41.8% since the pandemic and based on firsthand encounter, I can say for certain their skillsets are topnoich, I've raised over $500k from an inilially stagnant reserve of $140K all within
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I am invested in this fund at $8.12, and so the dividend cut will yield a return of about 9.5%, which I can easily live with, esp given that only about 1% of my portfolio is in this fund.
ALLOCATION is key, good job being diversified enough to ignore 1% of the portfolio and keep you head down
Time (has) healed all in the past
I'm convinced that investing $50k-100k in the right company before it goes big is more important than saving for retirement. However, picking the right company is so hard that saving might be safer, cuz who would've guessed Nvda? I have around $200k in a HYSA and want to invest. What are the best opportunities now?
I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
Many people minimise the importance of advisors until their own feelings become intense. A few summers ago, following a protracted divorce, I needed a boost to keep my firm viable. I looked for licensed advisors and found someone with the highest qualifications. Despite inflation, she has helped me increase my reserve from $300k to $1m
Great gains! Can you share your CFP details? I'm gaining more cash flow from my job and want to invest in stocks and alternative assets to build wealth.
Her name Aileen Gertrude Tippy is can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
This is why one stays highly diversified.
3% of portfolio max in anything
Regular rebalancing
Don't be seduced by large dividends. Concentrate on total return. There is no sense in collecting large dividends if your overall investment is going down however I’d say SPYI, JEPQ, QQI and IWMI. But do your research. Personally I put down 250k on few ETFs, still diversifying. Earning season is around the corner, It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter
Please this firm, can I look them up?
Yes, June Renae Matthysse use her name to look her up
SPY, QQQ, IWM, and currently TLT. I only have 4. June’s firm grows a good portion of my diversification, I live in Connecticut
I hand my money to random people in the UA-cam comments and it makes me so happy 🤡
@@RichardGeorge-uj9iu are you shorting the TLT at least?
Do you think PDI is next? I like that one but if they cut their dividend I won’t be happy
I remember I was seduced by a high distribution on a CEF back in the 2000s. Things went well until 2008. The CEF I had bought for $21 a share dropped to $14. Oh well, I thought, at least I will still get a nice dividend. Wrong, the CEF's management announced a major cut in the distribution rate and merrilly claimed the new distribution rate was an excellent return based on the new lower share price. This was like lipstick on a pig as far as I was concerned. I have avoided CEFs ever since. They always seem to tank when there is any economic difficulty. ANd the distribution does too.
This doesn’t make sense. If you had an average CEF paying say 10% APY and you DRIP you should have more than doubled your money in 8 years. You said you had it from 2000 to 2008 before they cut. Furthermore, most CEFs that are trading at a premium usually will DRIP at 95% market or NAV whichever is higher. That means as the price was going down, you would get more new shares for the distribution you received to be applied to the next distribution.
Now assuming you did not DRIP and used all your dividends, then you should have been tracking the distribution history as mentioned above in the video, since investing is an active job. Was the CEF paying from income, long term gains, short term gains, ROC and/or what combination of the four? Assuming the price drop was not due to premium reduction (Price-NAV spread), the NAV would drop accordingly and would show up as ROC. You’re looking at a distribution reduction in the face.
I’m sorry you are sour on CEFs. Along with BDCs, CLOs, and MLPs, I find them a nice balance to my portfolio; especially since I deal with very high - ultra high yield (read that as risk) ETFs like MSTY, NVDY, QDTE etc.
@@wildweasel41harcom95 If a CEF share price drops from $21 to $14 (it eventually went down to $8 before recovering a little), you will never recoup your lost principle, especially if the CEF also cuts the distribution rate, recalculating it at 10% of $14 instead of 10% of $21. I had capital losses to net against gains for years and years after that experience! I went back to good old boring balanced mutual funds which provided much lower distributions but also much better capital growth.
My outlook on money changed when I realized someone making $300,000 can retire broke & someone making $80,000 can retire a multi-millionaire. With the current market movement, you have $60k to invest. Where are you investing it?
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023
I find your situation fascinating. Would you be willing to suggest a trusted advisr you've worked with?
Her name is ZAREEN GRACE CHURCH. I can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Dividend cuts drove me out of SPFF a few years ago. I thought a fund comprised of preferreds would be less likely to reduce dividends. After a few years and seeing the dividends shrink 23% or so from my entry point, I bailed. Maybe I broke even or came close, considering the time held versus the degradation in value. Options volume was too thin to reliably write calls to mitigate. There's no point holding a dividend fund that cuts routinely, may as well just hold a cash fund and worry less.
I'm new to investing, and l've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.
As a beginner, it's essential for you to have a pro or a very good trader to keep you accountable.
If you can, then get a professional to trade for you I think that way your assets are more secure.
Try Scarlett Hansley
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional
This is correct, Scarlett's strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started.
Robinhood didn't offer this stock for some reason.
Some platforms like Merrill can be picky about what they allow. But if an issue can't even be offered on Robinhood, something shady has gotta be up!!
Thanks for being Honest and not trying to hide your losses . 👍
I have been through a few bad dividend cuts. Some cuts I have looked at and understood that macro issues were at play and I decided to ride it out and even add. Some cuts have been because the company is having problems specific to it. I usually pull the chord and sell when that’s the case. Not always, but it’s usually a bad sign if it’s company specific.
Amen, I had a large position in WPC too and sold it after the cut in dividend. I own PDI and PDO. By the chart PDO seems in better shape then PDI.
I had just added to WPC when it cut. Ticked me off and I sold, too. I also have PDI and PDO, but not oversized positions so if any cuts come along, smaller ones won't matter too much.
What website did you use for the income long gain, short gain, and ROC?
I'm sticking with O. Dca as long as I can afford it. Plus reinvest all dividend. Sorry to hear about pcm. And my wpc is not performing as well as expected so I use it for option trading.
Your WPC sell-off was more likely an unstable knee-jerk reaction, wasn't it? I'm surprised you didn't do the same thing here with the Pimco's, seeing how WPC is much more promising and less complicated with it's holdings. Anyway, thanks for the review and heads up on things, much appreciated.
He felt personally wronged because he doesn't understand the severity of the CRE crisis.
@@KO-gj9ug I think it was just a sudden shock to him. He definitely understands CRE and was very much aware that WPC only offsetted it's office space, and even then, those office spaces were performing assets not in default.
In fact, the NLOP stock that was created to hold those offices is doing great. They were good properties, just a bad call.
How about $ACRE?
I had PCM also . switched out to WDI
Oh, and holy sh$t, these 2 Pimco funds are selling at a large premium. That's like buying a one dollar bill for $1.43. People just look at the high dividend and ignore all the flashing red signs.
invest into OXLC
I owned RA at the time of the cut. I took my lumps and I bought more. I averaged down and bought at a discount to NAV and both greatly lowered my cost basis and bought enough shares to restore the dividend payment to its pre cut level. The fund is on much more solid footing now
Similar thing happened with PSEC and a div cut. I use the div distribution to DCA. Once I breakeven, ill sell most of my Holdings
It's OK to fall out of love with a holding. If it's not performing, consider averaging out on rises and redeploy capital.
That's what happens when you focus on something that is both unsustainable and meaningless.
For some reason, a lot of people act as if they think that dividends are free money. Actually dividends are meaningless, what count is total return.
Also, a high dividend is not sustainable.
What do you guys think about YMAX and their ETFS
I just got into it. So far I’m down net but I kind of want to see it through
Which website do you use to see the percentage of ROC from a distribution ?
I would hold the investment, not sell it. The dividends can fund another opportunity. If Pimco is a great investment, let it set on the sidelines until you have proof that it is or isn't worth holding.
The monthly chunk of change that I get from PCM is OK now. It was great before, ok now.
So far, I really like PDI, and I plan to keep it.
I also experienced a dividend cut recently... B2Gold halved its dividend. Small position but still, a bit of a necessary wakeup call for me to study the fundamentals more thoroughly on what I buy.
Are you in ABR? What are your thoughts on it?
A few months back, their management was accused of financial games.
@ yeah, but I thought those reports were from known unreliable sources that had a history of shorting the stock.
@@alankcpaABR’s CEO just bought a boatload of their stock so I think it’s safe.
@@SimonChao There has been a second allegation made according to Investors Business Daily (Nov '24). ABR is accused to understating its distressed properties. Seeking Alpha (Nov '24) notes declining distributable earnings posing a risk to dividend sustainability, caused by lower revenue generation and higher operating costs. Also this week the job's report put into question whether there will be further rate cuts.
Will you do a video if O gets into the $30s?
You think O will go that low
@haggyhag no I don't think so but I do think it'll go to the 40s
Sorry for you. I know you've been hanging on to those pimco's for quite some time. Sometimes I think we need to take out the trash. If you were to replace that with GOIQ, I believe you would make up for it quickly and start to gain some lost equity back.
SPYI is pulling around 12% now and probably has a much better opportunity of moving up now.
Could never understand why you would invest in PCM but not GOF?
most dividends dont even keep up with currency debasement.
PCM isn't a very good fund. I just went through their last report (June 24) and they had a Distribution to NAV of 15.5%, Income to NAV of 7.2%. So their Reported Income in excess of distributions was -8%. That's minus 8. Also their Monthly distributions available minus 33. This fund has also had a 5 year decline in NAV of 39.65%. I would stay away from funds which deplete NAV. RCS, PDI and PTY aren't much better
The best vid yet on explaining crypto and associated markets. This from a trading intraday and short-medium or long term point of view. Was impressed that you showed the market cycle.Also the way you explained it. Regardless if it is stocks, currency, precious metals or real estate, crypto, that is being invested in, there is a cycle. As now crypto is a confirmed asset class, You already have taught me so much. Appreciate your time and effort in making the vid. ...I managed to grow a nest egg of around 3Btc’s to a decent 21Btc’s…At the heart of this evolution is Seren Wintersun, whose deep understanding of both cryptocurrency and traditional trading has been instrumental. Her holistic approach to investment and commitment to staying abreast of market trends make her an invaluable ally in navigating this new era in cryptocurrency investment....
SHE IS ON TELE GRAM.
@Serenwintersun
In a field as rapidly evolving as cryptocurrency, staying updated is crucial. Seren’s continual research and adaptation to the latest market changes have been instrumental in helping me make informed decisions.
The same high-yield potential exists in both bullish and bearish situations; what matters is how information and technique are used. Not neglecting professional advice.
It doesn't matter if you are a current holder or a newbie, you can capitalize on the fluctuation of bitcoin by trading with good strategy/signals.
I held onto NYCB a day too long.
Could you do an update on ABR? They've taken a bit of a beating and shorts are up again, although not by much.
I got burned by Vodafone.
My top 2 winners are Main and BITO. My bottom 2 losers are ACP and PSEC.
You should buy $PCN fund 🚀📈
I reached $90k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in November 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area.
Thanks so much Veronica Hoy
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
You trade with Veronica Hoy too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
I have sold almost all of my CEFs now (few still remaining) as I have experienced too many dividend cuts over over time. I find the CC ETFs much more stable for dividends.
Hey man love your channel and I'm sorry this happened. Screw pimco, aberdeen, nuveen & blackrock. They do not care. Avoid.
ROC is absolutely a reduction of NAV. It's a return of assets... there is no magic pot money they can distribute money from. A balance sheet consists of assets = liabilities + shareholders equity. That payment must come from one of those buckets... which is offset on the otherside.
That's what happened to me with LEG. It got crushed.
I'm sory-I started buying shares and that obviously destroyed the company.
Yup. LEG was a dividend king. I bought in 2022, when it was yielding 5%. Would have thought a recovery from slumping sales after the pandemic would have taken hold by now, but nooooooooo.
Dividend cuts are more frequent than we imagine.
Own pcm and several pimpco funds. Still paying a bunch. Will watch for now. Lost my shirt in wpc. Learned a lesson on that one.
Actually I would argue the WP Carey split and dividend cut was somewhat predicable, given what was going on in the market and real estate market at that time. Hance why I held back from investing in WP Carey.
Since I'm here - shoutout to whoever assigned my $20 calls on KBWY a few months ago. Ouch, ouch. Hope you won't hold those shares as long as I did.
Would love for you to revisit $SACH and $RC
This was more than a great video. As always, it was a mini-course on how to determine whether a CEF's dividends are sustainable and what to look out for. Thank you, as always, Dividend Bull, for what you do for the income investing community.
Perhaps now would be a good time to open a position in PCM. Yield is over 11%.
Until they cut it again. That's the problem with dividend funds (or Master Limited Partnerships). The justification to hold is 95% about the payouts. A cut betrays investors bigtime and they won't look at the offering the same anymore.
Stop depending on low yield dividend companies....they are not dependable anyway.
I agree. If you want dividends then accept some risk and average in on the dips, so that the accumulation outpaces bonds. If someone settles for 2% and less then you may as well look at growth stocks, because piddly dividends don't do enough to balance out price fluctuations.
SCHD with patience for the wind
They are preparing for hard times.
a second comment because I appreciate your content, I also have a little of PDI but only when the premium is in the mid single digits...I am the buyer your theory things might be their target!!
Better off with PDO
2024 was a banner year for stocks.
Pimco failed big time!!!
Great experience share. This is why I stick to index-based securities that don’t have this type of risk associated with them for the high yield portion of my portfolio. Or funds with a lot of diversification and variable distributions corresponding with income earned.
There’s a lot more downside than upside when it comes to marrying yourself to CEFs and other actively managed income funds not centered around an index.
!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good stock recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??
look up her name on the web for her website.
If its sounds too good to be true, it generally is.
2008 to 2025 is a really good run, though.
@@tonycrabtree3416 True that
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like SUZANNE GLADYS XANDER, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@BrandonIvan-c6e Oh I would love that. thank you.
@@lennoxmutterick6434 SUZANNE GLADYS XANDER.
Lookup with her name on the webpage.
Pimco is preparing for a recession.
I would wager stagflation. Pimco aren't stupid and didn't do it for no reason.
Everything goes to zero against bitcoin
If you're investing into anything just for the yields, you're playing a losing game.
That’s kind of like the whole point of this channel, that’s why he won’t invest in yield Max, etc.
That's a basic truth, but it can be put aside during SHTF events. I remember buying preferreds paying 20% yields during the Global Financial Crisis. Once in a lifetime opportunity. Heck, I was margining out to buy them!
Don't they always say "Past performance doesn't guarantee future performance" when it comes to stocks and investing?
Hey, it’s Captain Obvious!
Yeah, that's been said before, yep
Sounds like a new AI voice.
*The world 9th largest economy is on FIRE!* Not in a good way, (CA).
Ca is the 4th largest economy in the world correct?
Um...PCM - why would you even buy a fund like that? No dividend increase in 14 years and now a cut. Since we are on planet Earth, that flat dividend was a loss of purchasing power every year for a decade and a half even before the dividend cut.
Inflation alone cut that 2010 high yield dividend's purchasing power by nearly half!
Brookfield RA fund - oy. Non-rising dividend for almost 7 years, falling price, and then a dividend cut. In other words, like PCM - loser fund from every aspect. You could have to reduce your lifestyle every year just due to inflation eroding the value of the income stream and you gave up principal in a big way. Around 60% or larger of a loss of value due to inflation and price depreciation.
Looks like the investments that yield chasers look for.
I would only use a higher yielder to bridge a small spending / income gap and leave the rest in lower yielders that have a history of growing income AND principal over time. High yields like these in this video are almost always a promise to lose over time.
Plus, they are all counter to the name of the channel - Dividend Bull. That implies you want things going in an upward direction yet you use funds like these.
I was waiting to see if it was time to get in!!! Exactly our Thesis...I wouldn't buy it with such a high premium. 11.7% and close to an 8% premium...thats a good entry for a Pimco fund!
Just buy coca-cola stop investing in all these risky investments with no dividend growth
But yield! /s
Never invest into single stock anything. Literally the worst thing you can do. Always invest into ETFs or some kind of index fund. If income is what you’re after, always go for high dividend income ETFs instead of single dividend stocks. ETFs workout way better than stocks. Especially in the long run
Making decisions based on emotion and stress is the worst thing. Nothing in the market only goes up, which goes for any ETF or index as well. However, this is a strategy that would work for many people.
I lost interest years ago in picking stocks. You buy a dividend stock shortly before the ex-date to collect a 30 cent dividend, then it drops a couple of bucks... as weak hands who were hoping for "just one more dividend" scatter out of it. I stick with ETFs, CEFs, and holding bonds to maturity now. And I'm no fan of MLPs... they make filing taxes more complex, and obtaining loans more complex, because the lender will want to see your exposure of ownership interest in the MLP with the loan application.
Well, you picked it, low dividend or not. Now lower.
So stunning, so brave…
SCHD is a solid choice for dividend investors, especially in uncertain markets. With its consistent dividend growth and solid track record, it feels like a reliable long-term hold. I’m focusing on ETFs like SCHD to balance growth with stability, especially as we navigate the impacts of rising interest rates.
I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
I agree, though some doubt financial advisors. Mine has delivered, growing my portfolio by over $1 million for the past decade through savvy diversification. Financial security is my goal, and I'm pleased with my results.
Could you kindly elaborate on the advisor's background and qualifications?
I have worked with a few financial advisors before now but i ultimately settled for 'Annette Marie Holt'. She is SEC regulated and licensed in US. You can easily look her up
Thanks a lot for this recommendation. I just looked her up, and I have sent her an email. I hope she gets back to me soon.
You should buy $PCN fund 🚀📈