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THE REALITY OF HOUSE BUYING & MOVING IN WITH YOUR PARTNER | Q&A
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- Опубліковано 14 сер 2024
- BROKER- Peter from Tyler Mortgage Management www.tylermm.com
SOLICITOR- Josh/Chantelle from Herrington Carmichael www.herrington...
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LOVE YOU GUYS
Another saving tip I use is, when I buy a treat or something I really want, I force myself to buy it and then transfer the same amount to my savings😂😂 If I can't afford to do that then I don't need the treat. So its like a double treat because you get what you want and you're rewarding yourself in the future with money in the bank lol :') Can't wait to move out, fingers crossed this year is the one for us 💞💞💞
Wtf that’s a really good idea!
Wtf you need to be a money advisor
You’ve now changed my life thankyou!
im gonna start doing this
Absolutely love how she speaks about saving, the internet culture nowadays is so focused on having more/expensive things. Really refreshing how she's promoting being more sensible with your money
I was dating a guy for 3 months, he asked me to move in as the distance between us was too big, 5 years later and we’re still together. Everything is possible.
don’t feel awkward on talking about money, you work very hard for the money you earn, don’t feel weird when talking about it!!
“If we cannot fit a kid in a 5 bedroom house.. fuck that shit - do you need a mansion?!” That got me 😂😂
The first time I’ve EVER heard about the process of buying a house and mortgage
Like this shit should be compulsory in schools
@@sarabulanda2363 it’s not smh I live in America and they want us to be dumb
@@prieltheprune1302 don’t worry they don’t teach us this in the UK either they want us to be dumb too
Thank you for being so real and open about having the ups and downs within your relationship due to the move. It would be so misleading to tell people that it's all a bunch of roses - it doesn't mean you don't love each other, it's an adjustment and you will find your rhythm. Unfortunately people will hear the word "bickering" and will assume your relationship is doomed because most influencers wouldn't be so honest about this - the relationship equivalent of the 'beauty standard'. Keep paving the way girlyyy🙌🏻
I love when Jordan was talking about the process and goes “that seems pretty simple but it’s not”. Trust me I was already lost at solicitor, the rest of it I didn’t even process 🤣
Don’t worry about having a small social circle. You just havnt met enough like minded successful women yet. Speaking from experience having a business and being self employed in my 20s can really single you out from your typical friends but you will meet new people eventually and it will be lovely. It’s hard to trust people when your life is public but don’t shut yourself off from meeting new people entirely 😘 especially now you’ve moved, you can start Fresh xx
Give yourselves a break guys, you have moved in with each other at such a difficult time in life With Covid 19 etc. Well done for sticking it out in the new home, good times are coming!
Me and my boyfriend have lived together for nearly 4 years and ITS A LOT OF WORK😂 I love living with him and wouldn’t have it any other way but it is nice to just have our own time and work together but you do get used to it🥰
I’m the same! I love living with my boyfriend but jeezzz I feel like his mother half the time😂 always picking up after him😂😂
@@leahmarchmorris8111 literally!!😂 I love having a clean room and he always leaves his clothes and shoes everywhere and doesn’t clean up after himself it’s so annoying😂
@@annieejonesx so glad I’m not the only one😂😂 theyre literally like children, I’m ready for motherhood because I’ve been babysitting this last for years😂
@@leahmarchmorris8111 U should talk to him and have him clean up ur not his mom
Girrrrrl at least he’s not a gamer 🤣🤣 trust me think yourself lucky! xx
get like an hour today together if lucky🤦🏼♀️🤦🏼♀️
I will play with him 🤷🏻♀️
Calm down bro
This thooooo
Omg yes I agree 😂
I’m 19 and have just moved into my own house with my partner of 4 years, I related to you Jordan so much, it feels good knowing other people are going through the same thing & I feel extremely accomplished yet miss my family & old routine so much x
Yessss I’ve been waiting, I’m currently in the process of buying a flat so really looked forward to this! 🙌🙌
This is so weird because my boyfriend and I just moved into a new house, which is legit like ten mins away from my parents house and even though we have lived with eachother for the past 3 years (we moved in with my parents for 8 months due to covid), the first night in our new house I just burst into tears. It was proper sobbing crying. It was just knowing that my parents and siblings werent just chilling downstairs or that I was going to see them in the morning. Its been 5 days now and im feeling much better but I go over to their house everyday to still be involved hahaha xoxo
I truly get this, I moved out with my best friend in 2019 and the first month I was nipping to my mums as much as I could but now I'm so much more comfortable
We need a makeup and hair tutorial on this look ASAP! 🤩
i definitely felt that relocation depression when i moved away for university... but it gets way better once you you’re used to everything
1. Hair and makeup tutorial on this look PLEASE.
2. Lots of great info! Thanks for doing this video! 🥰
Lol what epic timing. My boyfriend and I purchased a house back in March, but we've been renovating it ever since. We are officially done and moving in TOMORROW. Perfect video
HOW IS ITTTTTTTT❤️
“Come unlock me” made me laugh so much 😂
It makes me think way too much
why just why does she only have 1.88 mill subs SHE DESERVES SO MUCH M0REE
- I’m not a texter, I’m a a speaker.
Boy, I don’t think you understand how deep that was ☁️
Also the only reason people always say it's more 'complicated' for people that are self-employed to get a mortgage is because (and there is no nicer way of putting this lol I am just being transparent, everyone who is self-employed does this), but they like Jordan said, set up a limited company and pay themselves a salary. This is to avoid being in the highest tax bracket. They will pay themselves a salary that usually puts them in the lowest tax bracket. So then when applying for a mortgage, banks are reluctant to believe that you have as much as you say you do, because you're only legally being paid (by yourself lol) £30k for example. So even though they're earning 6 figures (or more) per year, they 'technically' only earn £30k (for example) because that's how much they pay themselves in order to avoid paying maximum tax on the actual amount earned.
Love this!!! I am manifesting this for myself. Having a house is the top goal on my list. I had savings before I started uni but I’ve disciplined myself that every time I get my student loan and my rent has gone out for my accommodation, I look at how much I need to survive on and then how much I can put in my savings straight away. I also have a part time job and look how much of that I can put away. I’ve more than doubled my savings and have a goal that I want to achieve by the end of the year which I can use for my deposit and furniture. Then in September I’m starting my teacher training and I’m incredibly lucky that my dad is letting me stay at his so I don’t have to pay out on rent and I can continue to save and then hoping to get a teaching job by next September. I want to have a house in the next 2-3 years 🏠
Me and my partner do this. We both have help to buy ISA’s and we both can live of our student loan so anything we earn goes straight into savings. I cannot wait to be able to get a house 😂
@@jessicahover6567 yesss!! I’m also looking into getting some kind of ISA maybe the Lifetime one where you can put up to £4000 in a year and also get up to £1000 from the government. Honestly can’t wait to have a house either just my own space and being able to decorate. You know I’ve got the Pinterest boards created with inspiration 😂
@@aimeeclarke2468 yeah, me and my partner have been together for 3 years and we have two years so we literally cannot wait. Our Pinterest boards look hilarious with decorating ideas
@@jessicahover6567 I’ll be sure to come back on here and update if things work out as I plan. Would love to hear if things work out for you too. Wishing you both the best 🥰
I can’t stop looking at those pampas grass in the background. Literally my current obsession😍
His face when she mentions about adding a kids room.... 😅 awks
omg his expression is so clearly exaggerated as a joke, it's not awkward
@@sophiegriffiths6364 ok
they match each other, they match the house...i cant explain it it’s just wonderful 🖤🤍
When she said “when we are 27,28,29,30 and have a different lifestyle with kids” - I’m here at 29 still living her lifestyle 🤣
I was thinking that haha it’s not that different being late 20s!
I just moved in with my boyfriends parents and him and we relocated to an entire different state (U.S) and i got really depressed and i had no idea why but when you brought up relocation depression it made so much more sense. Also this video helped me so much.
Here i am again handing in my CV to be your friend (because i think you’re the coolest person everrr and we would really get on hehe).. ps you two are couple GOALS!
Ahhh Jordan, I'm about 3 months away from getting a mortgage in principal with my man (or at least that's the goal!), so seeing this before hand was actually so helpful. Would be sick if u did a series on it, or a few more Q/A's as you grow into the house! ♥️ Thanks, x
Let's all pray that 2021 is going to be our year and we will reach all our goals & dreams, mine is to reach 20k!💞Stay positive everyone & have an amazing rest of the week!
i’ve just moved in with my boyfriend and i felt so awful for the first few days and i was panicking because i was like ‘should i move back?’ ‘why am i so sad’ ‘is it him?’ but i’m feeling so much better as the days go on and we unpack! hearing you dealt with this too has made me feel so much better 😭♥️
My partner and I were buying a house at the same time you guys were so kind of felt like I was on the same journey 😅
We moved from renting a flat to being in our first home. Even though we've lived together away from our parents for 3 years already, there's so much about owning your own home thats so new and unexpected. We've definitly learnt a lot. The house buying process is insane and you feel like you have no idea what going on every step of the way.
Enjoy your new home!
I absolutely love this. My biggest dream is to get a house and this just motivated me even more. You are just amazing.
Being an adult running your own house is a huge leap from when you lived with your parents. You and jake have done amazing, don’t forget to have fun instead of stressing too much, moving can be exhausting x
🤍🤍🤍
If anyone is actually interested in buying a house and wants an in-depth video of All the stages. Demi Donnelly done one on her daily dose of us vlog channel and it is really helpful and goes through every step in great detail 😋
Dont be too hard on yourselves about the readjustment phase in terms of living together - remember you're doing all this in the middle of a pandemic. Couples that have been together and have lived together for years are struggling, spending THIS much time together is a lot for anyone to adjust to xx
Thank you for this Jords, i needed this to motivate me and my bf to get a house together i love you! You're an inspo xoxo
Mmk so I've been out of the loop for a while... are they ok? They just don't seem like themselves on here, Idk maybe its me 🤷♀️ they look tired
I agree!! But may just be down to everything that's happening in the world rn, a lot of people aren't their normal happy selves
I don’t get a good vibe from him
I understand what you mean, i think its bc of all the stuff in the world rn and the whole moving process, theyre not fully done yet and they now also have a dog they need to look after and make sure he's settled. And jords also mentioned in the video and several other times on social media, that she isn't in a great place mentally rn. It's just a lot now and theyre doing the best they can ofc!
moving into a house with your other half let alone buying one is such a big change. they’re defos gonna be tired/a little off. you have other things to worry about and there’s more room for agreements/disagreements x
I greatly appreciate that Jords still makes her videos given all the stress going on 🤗❤❤
So glad Jordan said about getting upset when she moved in first! Me and my fiance moved in together in March when all the lock down stuff happend I'm 24 and have never moved out before and so close to my mum but omggg I couldn't stop crying as well and I kept having melt downs but now we're 10 months in I can say I've never been happier! Definitely trust the process of adapting as it takes time to adjust 😐 x
I just secured a rental, im a single mum so not in a position to buy. I was literally sooooo dumb. I cant believe the things ive never had to think about before 😩 setting up wifi, utilities. My shopping list atm is giving me anxietyyyy. washer & dryer, sofa, lamps, table and chairs, drawers, cutlery, dinnerware, salt and pepper shakers, oven gloves, oven trays, toothbrush holders... not even half of it 😩😩😩😩😩😩😩😩😩😩😩😩😩
Jordon bought this house, wonder if he’s on the paper.. hopefully she’s been smart.
I wasn’t sure but did Jordan solely pay for the house, I assumed they both would have bought/payed for it
You really sound like a scorned woman tbh, not like it's anyone's business but it's not just her house , it's their house.
@@amnesiahaze1914 I would love to know how hoping she is being smart sounds scorned🤔😂. She’s often said ‘she’ bought a house.. and he’s often said ‘she’ makes a huge amount of money. They are clearly on very different tax brackets, they are VERY young. So yes, I hope she is being smart. If that offends you, that’s offends you👀.
Ps it belongs to the person who bought it. Most likely her.
@@leabeauty837 "Jordan bought this house" aka Jordan bought it I hope she's smart and only put her name down on the mortgage so he doesn't take it . If they both put money in they can both be on the mortgage.
Jords, the way you explained the home buying process in a quick & simple way was helpful asf you really soaked up that whole thingg props to u👏👏🥰
“If you leave your wallet upstairs you’ll forget about it”
No baby I’ll run upstairs and get that shi 😂😂😂😂
this hair and makeup is iconic and it literally matches the house issa vibe💘
congratulations on your move, you both seem so genuinely happy and so content. hope you're both well and keeping safe during this difficult period. your content & uploads definitely help see me through! also, i LOOOVE this look! xo
There shouldn’t be a “quiet” stage! They should keep you informed throughout the whole process! Solicitors are busy but the agent should tell you x
Just come from your house tour video! Congratulations Jord! You deserve everything ❤️
Omg i needed to hear this i miss my mum so much and I'm such a family gal that i felt i was maybe not ready or too immature but really its completely normal to feel like that when its a whole new change and surrounding more responsibility! it's nice that you guys are going through it together xxx
I just love how real you guys are...life is not just peaches and cream 100% of the time. Period
Prioritising is really important when she mentioned about savings I was like yeah girl, Loved your look 😍
feel incredibly motivated after this!! bloody love their energy
When we went into a bank they looked at us and assumed we couldn’t buy aswell. Funny how their attitude changed once we said how much deposit we had to put down 🙄
Very rude but just wondering how much lol if you want to keep that private that is your decision 🤔👀
That might aswell have said "im rich too"
@@maryisaac9439 That could not be further from the truth... you don’t have a clue why we had a big deposit so don’t judge other people when you have no clue what your talking about.
@@Sophieex931 dont get defensive for no reason lol its just how it came across i.e. Bragging subtly like most ppl do on social media 🤷🏽♀️
Just because it’s clearly a touchy subject for you.. doesn’t mean you have to comment rude things under people’s comments.. it wasn’t meant in that way whatsoever you don’t know me or my situation so why feel the need to even reply to me 😂 when you go into a bank they assume you cannot even buy at all wether it’s a small deposit or big deposit! How do you know I haven’t saved for years to buy a house, how do you know it’s not inheritance from a family member, or I have my own business and worked hard to earn this money.. you do not have a clue!! So your comment is sooo irrelevant 😂 what happened to girls supporting girls Jesus. Buying a house at a young age is a massive achievement and I’m proud of myself so go and be negative on someone else’s post.. it gets you nowhere in life ✌🏼👋🏼
I’m moving house too soon, this helped so much. Also looking beaut as always jords xxx
Omg imagine how iconic their wedding is gonna be 😍 I love your taste and style guys
Loveee this video!❤️ relocation depression is a real thing... I didn’t know what it was until I watched this omg this was me when I moved out🙊xx
Moving in with a partner is great for the first month or so but is such hard work. I live with my boyfriend and love it now but at first you argue a lot more (especially with Covid being with each other 24/7) and you see their habits that you didn’t know they had! Defo a great experience but everyone goes through rough patches!! Anyway loved this video 💗
My boyfriend is leaving the Raf in June and we are getting our first home i’m from Norfolk & im moving to Essex so I’ll definitely have the location depression I’ve watched so many vids about buying a house process & this is the most straight forward one and made me feel more at ease for what’s to come🥰
I think I’m a couple years older than you (24) and me and my fiancé have just bought our first home, new build and it’s a 2 bed, we don’t move in until March/April. Of course you are so lucky to own the house you do at your age, and you’ve worked hard for it! It can be a little frustrating seeing people buying houses like this younger as I’ve worked my arse off since I was 16 and don’t earn a massive amount but that is the industry I work in, at the end of the day it doesn’t matter what size house you have aslong as you’ve worked hard to earn it, so well done to you guys! 😀
Only 2 years she’s 22. UA-cam money is different it’s hard to wrap my head around tbh. But Congrats 🥳
Me and my partner have finally exchanged and paid the deposit on our first house!! I’m so glad somebody went through similar processes with banks and getting the mortgage and stuff. Good luck with everything xx
we all appreciate u so much for giving us long fun videos with all ur stress going on babe i hope your good, love you x
This was super interesting. We are currently starting the moving process, we've just had mortgage in principle agreed.
You're so right, the more you look at, the better. There's things I didn't think would bother me, that I've seen in houses that I ended up hating, and vice versa. We'd like a project house (my partner is a builder) but I think for our first house, we just want to move in and enjoy it straight away. Maybe in around ten years we'll sell our first house and get a dooer upper. You've done SO good to get this house at your age! You're so right you'll save for what you want. A family home (we have two kids) is the most important thing for us, over so many other things. Thanks for this vid 🙂
Seriously needed this! They should deffo teach this at school. I’m 20 and 21 this year and I know nothing about how to finance and begin looking into houses 🏠
Jords I’m your age, a trainee lawyer, got my mans, but lost most friends. I hear you girl. Hmu 🤣
Thanks for this! I am buying my house this year and has taken a long time saving as we decided to get married first before buying a house. 💛💛
I totally get where you guys are coming from in terms of the overall process, it’s a bit stressful but so worth it in the end!
I work in a conveyancing firm and know how stressful moving can be!! I don’t blame you for crying for 3 weeks straight 🤣
This loook I can't, and then a video with Jake? Treating us 😍😩😩
adore that you say all of the good things outweigh the bad which I completely agree with. Me and the Fiancé bought our first house back in march and it is amazing but yeah living together is working together and you will clash but all of those positives make you forget the negatives 💕
I think it's also good to know what not all mortgage brokers/advisors only take their fee when you get the keys. A lot of them take the fee when your application is submitted (whether it be a full fee or 50% of the fee and then the other 50% when exchanged/completed). Some brokers don't take a fee from the buyer at all and are only get paid by the mortgage provider. So it's also good to 'shop' around the brokers.
Never buy leasehold. Always buy freehold. And if you can afford a little extra each month use it to pay off your mortgage. You must try to be mortgage free by 25. I've been mortgage free 35y. Don't waste your money on shit. Buy another house and rent it out for a income.i have 3. Good luck guys.
100% living in your own place for the first time the first year takes an adjustment but the more you make it feel like home it gets better xx
'when you know you know' is so so true man
Watching this while in my new house we brought in December. I conviced my fiance not to get skysports hahaha so glad!! Who knew owning a house consists of doing chores!! All the time as well! 😩. Deffinatly has its perks!
Congratulations on your new house!! X
Omg can't wait for this ! As you said, this is something that no one teaches you 🤷🏻♀️ Sending love from Montpellier, South of France ❤️
I’m telling you right now boys actually always leave their stuff everywhere I don’t know one lad that doesn’t. Why the hell is this😂😂😩
PLEASE PLEASE PLEASE do a spring time inspired SHEIN haul!!! Need pastels and colour but also your vibe😣💗😩🥰😳😅🧝🏼♀️💜
They look happy ❤️❤️ Jordan and Jake just radiate together
I want to be as successful as you Jordan the part where you were talking about saving up really helped me because I also want to work hard everyday and reach my goals. I want to pass my driving test and own my very first car and then eventually buy a house like yours. Ly Jords and Jake ❤️ you always inspire me to work hard
really curious to know if jake pays rent or helped buy the house?? not tryna be nosy, i’m in a similar situation /same age and live with my boyfriend aswell
Love your energy ❤️ well done for accomplish this at such a young age! Must be very proud, hard work pays off!! You both lovely, all the best on your future x this was very helpful to watch too!
Jords you are a very brave woman and a hard worker. You are a great rolemodel and so sweet. One day you will be a great mother as well, you can already tell!
I also love your honesty♥️. Love you guys as a couple♥️🥂 Cheers to your new home and wishing you a wonderfull 2021 and a wonderful life together. 😍😚
Love your talk about saving. I’m 19 and really want to get an Audi and I want to prove to people I can save and get one because so many people say I can’t or I’m to young
I’m confused, does Jordan own this house on her own or have they got a joint mortgage?
I would assume Jordan brought the house and everything is in her name legally and Jake just contributes to bills. Financially for an unmarried couple its easier for one person to own the house and go through the process. Married couples are seen as a more “stable” investment towards banks/brokers because they’re relationship is more secure than a bf/gf status. When you’re married you’re seen as a pair (everything’s joint) where as a bf & gf are assessed separately and the process is more challenging.
@@meganjames136 you can have what's called a tenancy in common where each person had a share in the property. That could be 50/50 or any other percentage. It doesnt matter about being married or not, your legally bound. A married couple are more likely to have a joint tenancy and the difference is survivorship....if one dies the other inherits the whole house, where as tenancy in common the person who dies..their share goes to their estate.
I’m aware of the process I own my own house lol. And in the UK people that aren’t married still buy houses together jointly.... a lot
@@gracewilson5152 I never said unmarried couples can’t buy a house relax lol for a process that took 7 months during covid I would assume Jordan did everything
@@meganjames136 financially for me it would be stupid to buy a home on my own (mortgaged) because I can’t borrow as much as I’d be able to if I was doing a joint mortgage with my partner? We aren’t assessed separately we are going through the process now and we are being seen as one entity, totally our annual income as one. So not sure where you got the idea in this day and age that being married makes you financially better off?
High key need to see more content with jake, I love the vibe with you two 😻
Love this, worth mentioning that buying a New Build property without a chain is easier than other properties in my opinion x
Jordan: posts
Everyone: RUSHES TO COMMENTS
I post vidz 💛
Love this video!!
There are also rate change fees too as rates only last a set amount of time ! (depending on the rate you are on) xx
This video came at exactly the right time, moving to my first house with my boyfriend on Tuesday..😅
How exciting! Good luck 😊
Congratulations you guys thanks for the new vid both of you looking gorgeous!! Wish you al the best for this new year and that you guys have a great time love you guys so much 💕
Your last question/answer is 100% true!!! I’ve been living with my boyf for 6years now and it’s soooooooo much better than living separately!
I can’t wait for the house videos coming up from both of u guys !! ☺️👏🏽
Everytime you say you don't have friends, my mind blows... But I get, I just got lucky to me meet real friends in 2019 and it really is the best part of life! I would love to be friends with someone so inspirational and funny as you! I'm Portuguese but we can be online friends! 😂 If you ever come here, I'd love to show you around! Never feel lonely, I'm sure lots of other people in this comments feel this way, we are your friends! ❤️
love u so much Jord. so happy for you!! I'd loveeeee an old school grwm or makeup tutorial soon! xo
Very informative like you said we aren't thought this yet we're expected to get it covered yk? Can you do a makeup tutorial on this look cuz 😍😍
I find listening to your story so strange! I’m 20 and live with my partner. First time buyers, he had rented a few places for a few years before hand but had moved each year after his rent was up!
I was a manager at a local store working for benefit cosmetics. And when we went to a mortgage broker she instantly turned a blind eye, throwing excuses as ‘I was too young’ ‘not in my job long enough’ ‘he had moved around to much’ all baring in mind that my sister brought her house via the same company, when she was 19.
I came out literally a wreck crying, and she told me to come back in 3 years, which wasn’t going to happen. We had our deposit for the house we wanted, and all the money saved.
We pretty much gave up and after 3 months of milking around being fed up we went to nationwide, honestly the best people ever helped me and we brought our first home with no help to buy, with a 25% deposit and moved in within 3 months of finding out dream home.
We moved in the first week of lockdown 1, so found it incredibly hard. With him still working but me being out on furlough, I’m the youngest of 4 and moving from a household full of people to living alone pretty much hit me like a brick! I struggled so much!
I’m so scared of going to anyone and ask for money 😩 like because I’m 24, average house price in my area is about 400/450k and it’s just becoming ridiculous at this point when all I can borrow on my salary is about 100k 😑😩
I honestly had no thought about buying a house, I met my partner & we literally lived together from the get home! Don’t get me wrong my wage was awful! I was bringing in about £15k a year. And he had a great wage, if it was just me going to get a mortgage they would of laughed in my face with no savings etc etc.
But I hammered down and got a part time job & did everything for money. And after 6 months I got my savings. I got our deposit we went 50/50 with everything.
We opened a joint account and worked out that bills including mortgage would be £1k a month so every month we both put in £500. Even before we brought. It was our ‘comfort’ blanket. And I’m glad we did because the house we brought well in short terms fell apart on us!
Do all the research you can and if at first someone says no, go look elsewhere for someone.
Like jord says; the bank turned her down but brokers took her. It was the other way round.
People that don’t earn a lot, find banks easier, nationwide, NatWest etc etc because we are safer for them. But I do say, buy smaller. We have a two bed, and don’t get me wrong I would of loved a three bed minimum but we couldn’t be comfortable in the long run. We now pay £399 on a mortgage alone and still have funds to go away on holidays when we can, get takeaways and spend money. That was our biggest thing, we still wanted our own lives spending money without being tight and not being able to do the things we wanted before buying a house xx
@@emilyboycott8075 thank you for such an adult and helpful response!!
Yeah we’ve given ourselves until September to sort a deposit and get out, especially not being together through these national lockdowns is just horrible ☹️ we have been together 5 years in September so 🤞🏼 we can be out by then!
That’s what I am doing, looking at 3 beds but realistically a 2 bed and still cacking myself at the 400k price tag 😂 darn South East of England!
Are you married? If not how easy is it to get a joint account and again do they belittle you etc for doing it?
I just don’t want to be looked down on and made to feel small just because I want to become and adult 🙄
But from what I recall we could loan up to £250k with both wages.
We need more makeup videos! I love ur makeup tutorials/videos!👏🏻
Jordan is absolutely right - when you have life goals, you work towards them. I managed to achieve my three life goals within a year of 2019 and I feel so blessed but its also because that was where I made sure my money was going to. Sure treat yourself every now and then, live life, but in the back of your mind remember - "oh, do I need that bag or can I save this money for my house deposit?"
Need a hair and makeup tutorial ASAP! Love you guys