I’m at a similar point. I’m debt free and now saving for a home down payment which will take me a super long time because I live in New York City and homes are ridiculously expensive. But then I also want to retire early around 50 and not sure how I’ll get there but atleast I’m thinking about it.
Congrats on becoming debt free! I can only imagine the down payment required for NYC...Oof. But I'm sure you'll get there (maybe even earlier than expected) if you focus on growing your income. The house could even become a business for you if you rent out the basement! Whatever path you choose to get there, it's just awesome that you're on a path. Keep on keepin on! And thanks for watching :)
debt freedom and FI has definitely given me a greater sense of agency as well! love how you articulated that.
Thanks! It ironically does feel so freeing to put money into an investment account hahaha
I’m at a similar point. I’m debt free and now saving for a home down payment which will take me a super long time because I live in New York City and homes are ridiculously expensive. But then I also want to retire early around 50 and not sure how I’ll get there but atleast I’m thinking about it.
Congrats on becoming debt free! I can only imagine the down payment required for NYC...Oof. But I'm sure you'll get there (maybe even earlier than expected) if you focus on growing your income. The house could even become a business for you if you rent out the basement! Whatever path you choose to get there, it's just awesome that you're on a path. Keep on keepin on! And thanks for watching :)