Prem !❤ Reasons 1. Diversification 2. Stability of profit 3. International market se profit + Dollar appreciation 4. Indian market is on its rising period
I would say Prakash My reasons are 1. Our domestic equity markets actual potential has not been captured till now 2. With growing awareness DIIs will get strong and the flow of moneyin the market will increase 3. Indias growth story, it is evident thelat woth economic growth, equity market will also grow at an exponential rate This is an high risk high reward scenario But taking into consideration, our current economic position -> IT IS A GREAT BET TO TAKE
Prem 1. Risk Reduction: Spreading investments across asset classes, sectors, and geographies reduces exposure to any one particular market or sector. 2. Potential for Increased Returns: Diversification can help capture growth opportunities across different markets and sectors. 3. Reduced Volatility: A diversified portfolio tends to be less volatile, as losses in one investment can be offset by gains in another. 4. Protection Against Market Fluctuations: Diversification helps mitigate the impact of market downturns and economic uncertainty. 5. Long-Term Success: Diversification is a long-term strategy, helping investors ride out market fluctuations and achieve financial goals.
PREM Debt: ~3-5% per annum (moderate return, low risk) Gold: ~6-8% per annum (gold tends to hedge inflation but has volatility) International Equity: ~7-10% per annum (depending on global markets) Domestic Equity: ~10-12% per annum (based on historical stock market performance in India) Debt (6% return): ₹44,77,119 Gold (7.5% return): ₹51,52,579 International Equity (9% return): ₹59,18,409 Domestic Equity (11% return): ₹70,98,552 Total Portfolio Value after 10 years: ₹2,26,46,660 PRAKASH At 12% annual return: ₹3.11 crore
Prem ❣️ Reason : 1> Diversification 2> Risk management 3> Returns + dollar appreciation (from international equity) 4> Liquidity and stability with good return (for gold investment) 5> Debt minimises risk. 6> Finally Indian equity/domestic equity will grow in 10 years since risk is 0 after 7 years as per past record.
Friend 1 : One can expect Good return of around 8-9% from Debt and gold if the time horizon is long term plus Whenever there's any kind of uncertainty in Market We've seen and know that Investment shifts from equity to debt and gold . In addition to that He also invest in International equity because whenever Any Cyclical shifts happens in any economy He can make handsome return because He's not only dependent upon domestic one. 😊
It's Prem Because ek to usne 1cr ko diversify Kiya among the 4 assets and by privacy sign is wealth in different different assets like gold equity bond and Debt he will be rewarded from all side because of long horizon (10 Years). He didn't follow to invest his money in a same class which was a good decision. 1. Debt gives a 7-9% of compounded return 2. Gold gives a 13-14% of compounded return 3. International Market gives a 14-15% of compounded return 4. Domestic Equity Also gives a 13-15% of compounded return
Friend 1 Because of 1) Stability and diversification. 2) S&P and Nasdaq for the past 10 years return is better than Nifty 50 and dollar appreciation. 3) Gold is best for uncertain situations.
Agar stocks ka selection sahi hai to Prakash ke return Prem se bohot jyada honge. Prem ne funds ko diversify kr ke risk to km kr liya lekin uske sath uske returns bhi km ho gaye. Prakash ne risk jyada liya hai but agar stock selection achha hai to returns bohot handsome rahenge.
PRAKASH- with 100% equity exposure, would likely generate higher returns due to the historically higher performance of equities over other asset classes. Debt: returns range between 5%-8% Gold: gold has provided 5%-7% returns annually. International Equity: On average, international equities give 7%-9% annual returns, Domestic Equity (India): Indian equities have yielded 10%-12% returns annually. But here Prakash has invested complete 1 crore in domestic equity, so let say a moderate annual return estimate of 10 %. So, in this case Prakash will make higher returns than Prem.
Prem Reason 1. Diversification. 2. Markets are unpredictable. 3. Markets crash after A large disastrous event, an economic crisis, or the bursting of a long-term speculative bubble. 4. Diversification reduce your chances of experiencing large losses. 5. Development in GDP and currency appreciation.
Prem is split his investment into 4 parts both equity returns average is (with past data): ~10-12% annual return Gold (with past data) : ~8% annual return Debt (with past data): ~6-7% annual return So Split Karne K Baad Prem Ka portfolio may grow kar sakta hai ~2.30-2.50Cr 10 Years K Baad. Prakash G portfolio (1 Cr fully in equity): Equity Se Hum 10-12%: Ka Return Expect Kar Sakte Hai Yearly (with past data) Prakash G Ka investment may grow to ~2.5-3 Cr .
Prem's portfolio (split 25L each): Domestic equity and international equity: ~10-12% annual return Gold: ~8% annual return Debt: ~6-7% annual return Averaging the returns, Prem's portfolio may grow to ~2.25-2.4 Cr after 10 years. Prakash's portfolio (1 Cr fully in equity): Equity at 10-12%: Prakash’s investment may grow to ~2.6-3.1 Cr after 10 years.
Prakash depends on the equity he purchased with good growth(25-30%) stocks With limited stock Prems will b calculate risks portfolio with diversified investment
Prem chooses the safer & best way to invest whereas Prakash chooses the way like a bet this may work or maybe not because of several conditions like war, pandemic, govt. rules, company's mismanagement or demand & supply may be affected his all the investment. So I'm going with Prem's investment strategy because it's safe and better than choosing one concentrated & high risk investment instrument... So the Prem's portfolio has a risky but also stable investment, international overview, and well diversified investment.
Comparing relatively low-risk low-return vs high-risk high-return like comparing apple & oranges. Although given a long horizon its less likely, yet not impossible that prakash's self-balancing investments if done properly will give better returns.
Sir your video is very important I think Sir donon ke observation per depend karta hai Agar Prakash mein multibagger stock Ko dhundha hai to vah sabse jyada Paisa kamae ga Or sir Prem ne smart tarike se apne paise ko diversified Kiya hai agar Prakash ka stock multibagger nahin nikala to Prem jyada Paisa kamane ka your video is very very informative sir I am your big fan
25L-debt-8% 25L-gold-10% 25L-international equity-20%(advantage of dollar) 25L-domestic equity-18%(Midcap index) On an average cagr-14%(3.70cr) 1cr-Domestic equity-18%(midcap index)-5.20cr Answer-Prakash win after 10 years..(only because of long-term investment)
Prem will earn higher return on his investment As he has diversified his portfolio ,and He will also get benifits of foreign exchange difference ( like - dollars appreciation ) He is also get safety and security on his investments .
Prem because of diversification.When equity market perform bad...debt will still be give you decent return. Also international equity will provide currency depreciation benefits
In the ten years horizon, in worst case scenario equity/mf will give minimum 12% of return in prakash case. On the other hand, there is diversification and security but less gain. Max risk max profit
No one knows. No one can predict what return the asset group will provide. Prem, Derversification wealth and had made the best decision. If any of the assest group perform bad another can mitigate but on other hand Prakash put his all egg on single basket and if it falls, he is finished.
After 10 years: Akshay's total investment (diversified across government bonds, corporate bonds, gold, international equity, and Indian domestic equity) will grow to approximately ₹2.73 crores. Prakash's total investment (entirely in Indian domestic equity) will grow to approximately ₹3.55 crores. Prakash's decision to invest fully in Indian domestic equity provided him with higher returns, but Akshay's diversified portfolio helped spread risk across different asset classes, though it resulted in slightly lower overall returns Ig
Prem return: Debt : 14% return 92,68,053. ,Gold : 8.8 % annual return 58,10,707 ,Foreign equity :13% percent annual return and value currency 54 2013 current currency value 84 2023 return is 1,32,13,435 ,Domestic equity: 12 % annual return value is 77,64,621 total return is 3,60,56,816 is prem . Prakash: domestic equity : 12% annual return is 3,10,58,482 Difference is 50 lac. Winner is prem
Prakash jayada kamayega... Because Domestic equity now days equities doing very well it's average return 12 to 15 percentage... So that's portfolio is doing well
Prakash will be the winner as the equity market is profitable in long run causes the smoothening the volatility. If you made portfolio based on debt+gold+equity will be less profitable than equity+gold and it is lesser than equity in long run. So prakash will win with only equity in long run.
प्रेम क्योकी उसने पैसे बराबर इकवलं 4 side मै रखे हैं 1 लॉस मै भी रहा तो दुसरा प्रॉफिट देगा, जैसे शेंअर अगर रेड मै राहते हैं तो gold high राहता हैं, हसना मत भाई हिंदी मै लिखा हैं थोडा ज्ञान हैं उसी हिसाब से उत्तर दिया हैं 🙏
Prem - Portfolio diversification, Stability of profit from govt schemes, Balancing our losses by Gold investment, value of dollar increase portfolio also increase and
Prem Because of diversification in international equities with domestic equities also with gold exposure Some amount prem have in debt fund which can help when market correct
Prem or prakash depends on market but safe and consistent return will be by Prem because of diversity of investment where prakash depends against the jio condition
Dekho historicals ke hisaab se it is always going to be prakash. Because asset class that generates money is equities. Keynesian economics dictates the same. Now if he invests badly then obvio prakash would lose money. But if he invests in the same equity type as Prem Invests 25lakh then it is going to be prakash irrespective.
Prakash 1.Indian stock market every 10 years main new life time high banata hai 2. Yaha bat horahi hai 10 years ki to long term main equity market main koi bhi risk nahi
Prakash's equity market investment has a higher potential for long-term returns but also comes with higher risk. It's suitable for those with a higher risk tolerance and a long-term investment horizon.
तो हम एक normal examples के रूप में पेश किया है sir जोड़ घटाने थोड़ा ऊपर नीचे हो जाय तो Sorry sir , लेकिन sir prakash ka return ज्यादा होगा। प्रेम part में किया investment 25L gold, Domestic, international ka 5% to 7% दर से सालाना return देगा तो 10 साल बाद इस हिसाब से 42L से 52L होगा , 1cr 35L होगा वही पर प्रकाश का 1cr invest h 5% सालाना return अगर देगा ऊपर नीचे के बाद तो 10 yr के बाद 1cr 55L
Prem has a good diversion in his portfolio. In 10 year span . If any think happened in future. He secured his portfolio. He secured his fund domestic issues by investing in international market. He secured his fund in investing Gold due international issue. He would received good return in investing in equity market also.
Prakash , assuming things goes possitivly on both side Then higher the risk Higher the reward So prakash will be having a Higher return But this is the +ve case scenario And also as my perspective , we can't predict the market and future So diversifying might give you a stability and balance but if you need high return taking risk is the only way to gain higher return , but still it still veries on each person as per their risk they can take
Although this shouldn't be done ever (like investing everything at one shot, in both cases for Prem and Prakash), however, if such things are done, and Prakash is good at selecting top ten Nifty stocks or even if he invests in Nifty50 Index fund, at 12-15% compounding for 10 years Prakash will be the winner
Mei... Mei sabse zyada paisa kamaunga... Kyu ki... In dono ne mujhse paisa leke invest kiya... Too akhir mei mujhe hi to paisa wapas karega.. Withh total return
Prem All field mai paise ko invest kiya to all field mai fayda zada hoga nahi Prakash Usne 1 field mai dala kuch choch ke dala hoga to uska paisa udenga nahito dubega par jada profit prakash ko honga Winner Prakaash🎉
प्रेम की लुटिया डूब गई, जो सोना खरीदा था सुनार से वोह 15 कैरेट का सोना था और ससुरा सुनारवा सोना 24 कैरेट बता के बेचा रहा....हाय, का हुआ... प्रेमवा लूट्स गाएं... हमार यूपी के भैया रहे ओही दोनो....😂😅😂😅😂
PREM - Diversified investment strategy by PREM is a smart choice, as it balances risk and opportunity. By allocating funds across gold, debt, and both domestic and international equities, you create a resilient portfolio that can weather market fluctuations. This approach not only reduces exposure to volatility but also positions you to capitalize on growth across different sectors and regions. In today’s uncertain economic climate, such diversification ensures your investments are safeguarded while still pursuing attractive returns.
Prem Diversification is best investment one side risk is very high why should we take that much risk diversification reduces the risk we need to understand the risk management.
Sab kismet pe depend hai u can never forecast 100% , but if it is assumtion then I think Prakash, Q k sabhi sahi jawab dege to price kisiko bhi nae millega 😅
Prem because of well diversification which can help him in survive market variations Gold helps in hedging International helps in edge against rupees + market growth Domestic helps in steady growth
Prem Bcz ek box mai ek kharab mango niklegi to woh sabhi ko dhire dhire bigad degi is se accha divide kr dena chaiye to agar ek bigde lekin baki 3 to safe hai ❤
प्रकाश का निवेश: - पूरा 1 करोड़ इक्विटी में (उच्च रिटर्न, लेकिन जोखिम अधिक) दस साल के बाद: - प्रेम के पास लगभग 2.5 करोड़ से 3 करोड़ होंगे (अनुमानित) - प्रकाश के पास लगभग 5 करोड़ से 6 करोड़ होंगे (अनुमानित) कारण: - इक्विटी निवेश में लंबी अवधि में उच्च रिटर्न मिलता है, लेकिन जोखिम भी अधिक होता है। - गोल्ड और अन्य निवेशों में कम रिटर्न मिलता है, लेकिन जोखिम कम होता है। - प्रकाश के पूरे निवेश को इक्विटी में डालने से उन्हें अधिक रिटर्न मिलेगा, लेकिन जोखिम भी अधिक होगी।
Prem! Reasons 1. Diversification 2. Stability of profit 3. International market se profit + Dollar appreciation 4. Indian market is on its rising period 5. Gold Appreciation
It might be prem as well as it can be Prakash but Prakash is in totally risk....As he is selecting equity where the prem will definitely earn some amount of money due to diversification Overall it is difficult to say who will earn a lot....Both have the equal opportunities...
Koi bhi ho sakta hai. mai hota to shrif equity leta 15 se 20 company mai invest karta mid to small cap pe sub pe equal money invest kardeta 10 saal mai koi ek bhi company chal gai to next level profit de sakti hai.☺️
Prem !❤
Reasons
1. Diversification
2. Stability of profit
3. International market se profit + Dollar appreciation
4. Indian market is on its rising period
Prakash's Investment
Investment: 1 Crore in Indian markets (12% return)
Future Value: Approximately 3.12 Crores.
Prem's Investment
Allocation: 25 Lakhs each in:
Debt (7%): ~0.5 Crores
Gold (8%): ~0.55 Crores
International Equity (10%): ~0.70 Crores
Domestic Equity (12%): ~0.80 Crores
Total Future Value: Approximately 2.55Crores.
Finally
Prakash's strategy outperforms Prem's, yielding higher returns after 10 years.
Prakash is the answer because concentrated bets always wins
Diversification is for fools
~ Warren Buffett
Agar crash hua to lose bhi sabse jyada wahi karega.. 😂
Bhai historically kahanse gir gya??stock market.
😂😂
Prem bcoz. Diversification
PREM :
1 BECAUSE DIVERSIFIED PORTFOLIO IS IMPORTANT
2 RULE WHICH APPLIES TO STOCKS WILL APPLY HERE ( DONT KEEP ALL EGGS IN ONE BASKET)
Sir depend krta h equity walai ny stock kon sa liya h yes bank liya h kya fir to kaam tamam dosra jo h us ny diversify kiya h her segment m woh acha h
I would say Prakash
My reasons are
1. Our domestic equity markets actual potential has not been captured till now
2. With growing awareness DIIs will get strong and the flow of moneyin the market will increase
3. Indias growth story, it is evident thelat woth economic growth, equity market will also grow at an exponential rate
This is an high risk high reward scenario
But taking into consideration, our current economic position -> IT IS A GREAT BET TO TAKE
Prem
1. Risk Reduction: Spreading investments across asset classes, sectors, and geographies reduces exposure to any one particular market or sector.
2. Potential for Increased Returns: Diversification can help capture growth opportunities across different markets and sectors.
3. Reduced Volatility: A diversified portfolio tends to be less volatile, as losses in one investment can be offset by gains in another.
4. Protection Against Market Fluctuations: Diversification helps mitigate the impact of market downturns and economic uncertainty.
5. Long-Term Success: Diversification is a long-term strategy, helping investors ride out market fluctuations and achieve financial goals.
PREM
Debt: ~3-5% per annum (moderate return, low risk)
Gold: ~6-8% per annum (gold tends
to hedge inflation but has volatility)
International Equity: ~7-10% per annum (depending on global markets)
Domestic Equity: ~10-12% per annum (based on historical stock market performance in India)
Debt (6% return): ₹44,77,119
Gold (7.5% return): ₹51,52,579
International Equity (9% return): ₹59,18,409
Domestic Equity (11% return): ₹70,98,552
Total Portfolio Value after 10 years: ₹2,26,46,660
PRAKASH
At 12% annual return: ₹3.11 crore
Prem ❣️
Reason :
1> Diversification
2> Risk management
3> Returns + dollar appreciation (from international equity)
4> Liquidity and stability with good return (for gold investment)
5> Debt minimises risk.
6> Finally Indian equity/domestic equity will grow in 10 years since risk is 0 after 7 years as per past record.
Prakash win ❤
Friend 1 :
One can expect Good return of around 8-9% from Debt and gold if the time horizon is long term plus Whenever there's any kind of uncertainty in Market We've seen and know that Investment shifts from equity to debt and gold .
In addition to that He also invest in International equity because whenever Any Cyclical shifts happens in any economy He can make handsome return because He's not only dependent upon domestic one. 😊
Equity
It's Prem
Because ek to usne 1cr ko diversify Kiya among the 4 assets and by privacy sign is wealth in different different assets like gold equity bond and Debt he will be rewarded from all side because of long horizon (10 Years). He didn't follow to invest his money in a same class which was a good decision.
1. Debt gives a 7-9% of compounded return
2. Gold gives a 13-14% of compounded return
3. International Market gives a 14-15% of compounded return
4. Domestic Equity Also gives a 13-15% of compounded return
Gold kab dena shuru kiya 13-14%
@@sanjaysonu2018 @sanjaysonu2018 ans ka wait kro video ljd he aayegi Anant bhaiya ki
Friend 1
Because of
1) Stability and diversification.
2) S&P and Nasdaq for the past 10 years return is better than Nifty 50 and dollar appreciation.
3) Gold is best for uncertain situations.
Agar stocks ka selection sahi hai to Prakash ke return Prem se bohot jyada honge. Prem ne funds ko diversify kr ke risk to km kr liya lekin uske sath uske returns bhi km ho gaye.
Prakash ne risk jyada liya hai but agar stock selection achha hai to returns bohot handsome rahenge.
I think Prem will get it, due to asset allocation of funds. The balance of equity is set of by debt and gold. While the risk is also balanced
PRAKASH-
with 100% equity exposure, would likely generate higher returns due to the historically higher performance of equities over other asset classes.
Debt: returns range between 5%-8%
Gold: gold has provided 5%-7% returns
annually.
International Equity: On average, international
equities give 7%-9% annual returns,
Domestic Equity (India): Indian equities have yielded 10%-12% returns annually.
But here Prakash has invested complete 1 crore in domestic equity, so let say a moderate annual return estimate of 10 %.
So, in this case Prakash will make higher returns than Prem.
Prem
Reason
1. Diversification.
2. Markets are unpredictable.
3. Markets crash after A large disastrous event, an economic crisis, or the bursting of a long-term speculative bubble.
4. Diversification reduce your chances of experiencing large losses.
5. Development in GDP and currency appreciation.
Prakash
Prakash !
Because he invested completely in equities, which has higher returns than debt and gold.
Prem is split his investment into 4 parts
both
equity returns average is (with past data): ~10-12% annual return
Gold (with past data) : ~8% annual return
Debt (with past data): ~6-7% annual return
So Split Karne K Baad Prem Ka portfolio may grow kar sakta hai ~2.30-2.50Cr 10 Years K Baad.
Prakash G portfolio (1 Cr fully in equity):
Equity Se Hum 10-12%: Ka Return Expect Kar Sakte Hai Yearly (with past data) Prakash G Ka investment may grow to ~2.5-3 Cr .
Prem's portfolio (split 25L each):
Domestic equity and international equity: ~10-12% annual return
Gold: ~8% annual return
Debt: ~6-7% annual return
Averaging the returns, Prem's portfolio may grow to ~2.25-2.4 Cr after 10 years.
Prakash's portfolio (1 Cr fully in equity):
Equity at 10-12%: Prakash’s investment may grow to ~2.6-3.1 Cr after 10 years.
Prakash depends on the equity he purchased with good growth(25-30%) stocks
With limited stock
Prems will b calculate risks portfolio with diversified investment
Prakash, because it’s long term as you mentioned 10years. So compounding will work on his favour.
Prakash as:-
For a time period of 10 years equity will give best return
Prem chooses the safer & best way to invest whereas Prakash chooses the way like a bet this may work or maybe not because of several conditions like war, pandemic, govt. rules, company's mismanagement or demand & supply may be affected his all the investment. So I'm going with Prem's investment strategy because it's safe and better than choosing one concentrated & high risk investment instrument...
So the Prem's portfolio has a risky but also stable investment, international overview, and well diversified investment.
Comparing relatively low-risk low-return vs high-risk high-return like comparing apple & oranges.
Although given a long horizon its less likely, yet not impossible that prakash's self-balancing investments if done properly will give better returns.
Sir your video is very important
I think
Sir donon ke observation per depend karta hai
Agar Prakash mein multibagger stock Ko dhundha hai to vah sabse jyada Paisa kamae ga
Or sir Prem ne smart tarike se apne paise ko diversified Kiya hai agar Prakash ka stock multibagger nahin nikala to Prem jyada Paisa kamane ka your video is very very informative sir I am your big fan
I agree 💯
Prem
Because
It diversified it’s market risk, liquidity risk, stability in price appreciation
Standard deviation decrease
25L-debt-8%
25L-gold-10%
25L-international equity-20%(advantage of dollar)
25L-domestic equity-18%(Midcap index)
On an average cagr-14%(3.70cr)
1cr-Domestic equity-18%(midcap index)-5.20cr
Answer-Prakash win after 10 years..(only because of long-term investment)
Prem will earn higher return on his investment
As he has diversified his portfolio ,and
He will also get benifits of foreign exchange difference ( like - dollars appreciation )
He is also get safety and security on his investments .
Prem
Because situation kaisa bhi prem ka portfolio ho ya pnl dono hi well balanced rhega
Prem because of diversification.When equity market perform bad...debt will still be give you decent return. Also international equity will provide currency depreciation benefits
In the ten years horizon, in worst case scenario equity/mf will give minimum 12% of return in prakash case. On the other hand, there is diversification and security but less gain. Max risk max profit
No one knows. No one can predict what return the asset group will provide. Prem, Derversification wealth and had made the best decision. If any of the assest group perform bad another can mitigate but on other hand Prakash put his all egg on single basket and if it falls, he is finished.
Prakash, if prakash selected fundamental strong share ,with future oriented business then confirmed prakash
After 10 years:
Akshay's total investment (diversified across government bonds, corporate bonds, gold, international equity, and Indian domestic equity) will grow to approximately ₹2.73 crores.
Prakash's total investment (entirely in Indian domestic equity) will grow to approximately ₹3.55 crores.
Prakash's decision to invest fully in Indian domestic equity provided him with higher returns, but Akshay's diversified portfolio helped spread risk across different asset classes, though it resulted in slightly lower overall returns
Ig
Prem return: Debt : 14% return 92,68,053. ,Gold : 8.8 % annual return 58,10,707 ,Foreign equity :13% percent annual return and value currency 54 2013 current currency value 84 2023 return is 1,32,13,435 ,Domestic equity: 12 % annual return value is 77,64,621 total return is 3,60,56,816 is prem . Prakash: domestic equity : 12% annual return is 3,10,58,482
Difference is 50 lac. Winner is prem
Prakash jayada kamayega...
Because Domestic equity
now days equities doing very well it's average return 12 to 15 percentage...
So that's portfolio is doing well
Prakash will be the winner as the equity market is profitable in long run causes the smoothening the volatility. If you made portfolio based on debt+gold+equity will be less profitable than equity+gold and it is lesser than equity in long run. So prakash will win with only equity in long run.
Prakash
No tention bro
Hame bharosa hai apane India pe😅😂😂
Prem has diversified his asset classes
Foreign exchange application
and stability of debt
Prem coz of diversification of portfolio....in Prakash's case of equity market falls or crashes he has nowhere to go....
प्रेम
क्योकी उसने पैसे बराबर इकवलं 4 side मै रखे हैं 1 लॉस मै भी रहा तो दुसरा प्रॉफिट देगा, जैसे शेंअर अगर रेड मै राहते हैं तो gold high राहता हैं,
हसना मत भाई हिंदी मै लिखा हैं थोडा ज्ञान हैं उसी हिसाब से उत्तर दिया हैं 🙏
Prem -
Portfolio diversification, Stability of profit from govt schemes,
Balancing our losses by Gold investment, value of dollar increase portfolio also increase
and
Prem
Because of diversification in international equities with domestic equities also with gold exposure
Some amount prem have in debt fund which can help when market correct
Prem or prakash depends on market but safe and consistent return will be by Prem because of diversity of investment where prakash depends against the jio condition
Prem. Bcoz 1. Diversified portfolio. 2. Appreciation from all bucket
Prem might get higher returns....
1 diversification of instruments
2 25 percent debt...so something is safe..
PREM
DIVERSITY IS IMPORTANT FOR RISK MANAGEMENT BUT NOT FOR FAST GROWING. YOUR QUESTION WAS RELATED TO PROFIT AMOUNT AFTER 10 YRS.
Dekho historicals ke hisaab se it is always going to be prakash. Because asset class that generates money is equities. Keynesian economics dictates the same. Now if he invests badly then obvio prakash would lose money. But if he invests in the same equity type as Prem Invests 25lakh then it is going to be prakash irrespective.
Prakash
1.Indian stock market every 10 years main new life time high banata hai
2. Yaha bat horahi hai 10 years ki to long term main equity market main koi bhi risk nahi
Prakash's equity market investment has a higher potential for long-term returns but also comes with higher risk. It's suitable for those with a higher risk tolerance and a long-term investment horizon.
तो हम एक normal examples के रूप में पेश किया है sir जोड़ घटाने थोड़ा ऊपर नीचे हो जाय तो Sorry sir , लेकिन sir prakash ka return ज्यादा होगा।
प्रेम part में किया investment
25L gold, Domestic, international ka 5% to 7% दर से सालाना return देगा तो 10 साल बाद इस हिसाब से 42L से 52L होगा , 1cr 35L होगा
वही पर प्रकाश का
1cr invest h 5% सालाना return अगर देगा ऊपर नीचे के बाद तो 10 yr के बाद 1cr 55L
Sir Prakash...🙏🙏🙏bcz long term investment in equity gives high return..🙏🙏🙏🙏🙏
Prem has a good diversion in his portfolio.
In 10 year span . If any think happened in future. He secured his portfolio. He secured his fund domestic issues by investing in international market. He secured his fund in investing Gold due international issue.
He would received good return in investing in equity market also.
Prakash all funds are in equity where as other has In debt 25% and 25% in Gold these two asset class give inflation beaten return
Prem ne sahi investment ki par pese jada parkash hi kamayega kyunki usne jada risk liya par long term investing ka fyda use milega
Prem
Rule is "Always diversify portfolio to minimize risk and maximise ROI".
Prakash ,
assuming things goes possitivly on both side
Then
higher the risk Higher the reward
So prakash will be having a Higher return
But this is the +ve case scenario
And also as my perspective , we can't predict the market and future
So diversifying might give you a stability and balance but if you need high return taking risk is the only way to gain higher return
, but still it still veries on each person as per their risk they can take
I would say prem..
Because diversification Dilliutes Risk.. And increase return..
Because it is logically not possible to time market
Although this shouldn't be done ever (like investing everything at one shot, in both cases for Prem and Prakash), however, if such things are done, and Prakash is good at selecting top ten Nifty stocks or even if he invests in Nifty50 Index fund, at 12-15% compounding for 10 years Prakash will be the winner
Prem jayada kamayega
Reason
1.Stability of assets
2. Diversified assets
Mei... Mei sabse zyada paisa kamaunga... Kyu ki... In dono ne mujhse paisa leke invest kiya... Too akhir mei mujhe hi to paisa wapas karega.. Withh total return
If prakash choose right stock then he wiil get higher return .But in prem there is also possibilities to get higher return .It all depends on market 😅
Prem
All field mai paise ko invest kiya to all field mai fayda zada hoga nahi
Prakash
Usne 1 field mai dala kuch choch ke dala hoga to uska paisa udenga nahito dubega par jada profit prakash ko honga
Winner Prakaash🎉
Prakash. Kyoki diversification naam ki koi cheez nahi hoti. Yeh sab sirf retail investors ko bewakoof banane ke liye hoti hai.
Prem, he made his investment to diversify 4 part, and average between 10 to 15% CAGR also. Prem will make hugely in 10 years
10 saal baad bhi sabse jaada paise Mukesh hi kamaega!!
प्रेम की लुटिया डूब गई, जो सोना खरीदा था सुनार से वोह 15 कैरेट का सोना था और ससुरा सुनारवा सोना 24 कैरेट बता के बेचा रहा....हाय, का हुआ... प्रेमवा लूट्स गाएं... हमार यूपी के भैया रहे ओही दोनो....😂😅😂😅😂
Pream 100% reason apko bhi pata hai Sir😂
PREM - Diversified investment strategy by PREM is a smart choice, as it balances risk and opportunity. By allocating funds across gold, debt, and both domestic and international equities, you create a resilient portfolio that can weather market fluctuations. This approach not only reduces exposure to volatility but also positions you to capitalize on growth across different sectors and regions. In today’s uncertain economic climate, such diversification ensures your investments are safeguarded while still pursuing attractive returns.
Prem obviously being reason of multi asset allocation for proper risk management
Parkash hi hai jo zara kamayega but ham ko kiya milega 😂
Wo log kamayenge unka paisa hai 😂😂😂
Prem...obviously. ..once large cap has become small cap like Yesbank PNB but diversification rules. ...
Prakash becouse equity ko koi beat nhi kar skta ❤
Prem
Diversification is best investment one side risk is very high why should we take that much risk diversification reduces the risk we need to understand the risk management.
Any one can be the answer..
It depends on market, global order, geopolitics, etc etc..
Sab kismet pe depend hai u can never forecast 100% , but if it is assumtion then I think Prakash,
Q k sabhi sahi jawab dege to price kisiko bhi nae millega 😅
Prakash, reason because in long run equity market keep growing
Prem because of well diversification which can help him in survive market variations
Gold helps in hedging
International helps in edge against rupees + market growth
Domestic helps in steady growth
10 साल बाद प्रकाश ज्यादा पैसा कमाएगा। (लॉन्ग टर्म इन्वेस्टमेंट में इक्विटी मार्केट ज्यादा रिटर्न देती है।)🎉🎉🎉
Prakash will win because diversification means sailing in multiple boats while concentration means sailing in one boat
Prem
Prem
Bcz ek box mai ek kharab mango niklegi to woh sabhi ko dhire dhire bigad degi is se accha divide kr dena chaiye to agar ek bigde lekin baki 3 to safe hai ❤
Can't say...... If prkash invest 1cr at market low ... Prakash will be emperor.... If he invest at top he will earn about fd intrest ....
प्रकाश का निवेश:
- पूरा 1 करोड़ इक्विटी में (उच्च रिटर्न, लेकिन जोखिम अधिक)
दस साल के बाद:
- प्रेम के पास लगभग 2.5 करोड़ से 3 करोड़ होंगे (अनुमानित)
- प्रकाश के पास लगभग 5 करोड़ से 6 करोड़ होंगे (अनुमानित)
कारण:
- इक्विटी निवेश में लंबी अवधि में उच्च रिटर्न मिलता है, लेकिन जोखिम भी अधिक होता है।
- गोल्ड और अन्य निवेशों में कम रिटर्न मिलता है, लेकिन जोखिम कम होता है।
- प्रकाश के पूरे निवेश को इक्विटी में डालने से उन्हें अधिक रिटर्न मिलेगा, लेकिन जोखिम भी अधिक होगी।
10 saal baad mere paas jyada paise honge. Kyoki prakash Mera naam hain.
Prakash
Because Indian equity market Beats prem's investment in all Market..
Prem.
As Prem Diversifies his portfolio.
If equity market falls, he has gold investments for return.
Prakash wins because of concentration of money if he will get constant return then also on money will be 20x
Prem!
Reasons
1. Diversification
2. Stability of profit
3. International market se profit + Dollar appreciation
4. Indian market is on its rising period
5. Gold Appreciation
It might be prem as well as it can be Prakash but Prakash is in totally risk....As he is selecting equity where the prem will definitely earn some amount of money due to diversification
Overall it is difficult to say who will earn a lot....Both have the equal opportunities...
It's Prem as he understands what smart investor do and that is diversifying your portfolio..😅
This shorts shows the unemployment of India to earn free gifts 😂 BTW it's about knowledge 👍
प्रकाश, क्योंकि भारतीय अर्थव्यवस्था दुनिया की सबसे तेजी से बढ़ती अर्थव्यवस्थाओं में से एक है😊
Prakash.. as high risk high returns and equity considered as high risk asset class.
Koi bhi ho sakta hai. mai hota to shrif equity leta 15 se 20 company mai invest karta mid to small cap pe sub pe equal money invest kardeta 10 saal mai koi ek bhi company chal gai to next level profit de sakti hai.☺️
Prakash-- 10 year is long term and long term equity is best
Prakash reason is agar gdp grow ho rhi ho toh profut sirf stocks aur business se ayega
Prem jyada kamayega kyoki uska asset allocation achcha hai.
Prakash because of equity average return approx 12℅
Prem - because Warren buffet always win. Prakash is doing gambling in satta bazar