Someone please focus: 1. He got into Adobe. 2. He got into Amazon. 3. He is extremely talented to get to US. 4. He was furtunate and couragious enough to leave a job when everyone is fearful to loose. 5. He was extremely inteligent to find his passion and acted upon it from starting. Don't underestimate this indian genius.
Bhai sab kuch thik bola aapne, but vo apne acche income and better returns(may be 20% or more CAGR) ke kaaran jaldi goal achieve kar liya, but jo compounding ki baat kar rahe hai ye vo galat nahi hai, nifty index fund me bhi daal ke rakhte hai tab bhi 13-15% returns milenge over a long period of time, aur iske liye koi rocket science wala dimaag ki jarurat nahi hai bas monthly SIP karni hai index fund me to attain FIRE amount, bas patience rakhna padega thode lambe samay tak depending upon the income and savings of the individuals.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $400,000.
Annette Marie Holt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Doesn't matter how long is the video.!! Matters for me highly focused quality information 💭💯 and here I got the exact things🙏 And I'm thankful for that😎
Know that he joined adobe and amazon which are the best paying companies which proves he has above average intellegence. Even his wife is in the same company so their income was well above average for Indian commom class. also RSUs/stocks given by these companies as part of the salary helped them make their first 5cr easily. Even if he was working in the same company without selling any RSUs, he would still be in ~10 crore. I'm not trying to troll him.But be practical with your life and take decisions based on your ability to take risks
Finally found someone sensible and practical because everyone behaving in comment section like they are earning lakhs of monthly salary, instead of focusing on their lives, their earning which I can bet most of the average Indian earns around 15-20K to max 40-50K and in this range even 10-20K savings/investment is not easy, I am thinking to reach the 3.50cr mark in next 20 years after adjusting the inflation it comes down to 1cr. Life is not easy for you actual middle class fellows, don't blindly get influenced by anyone and make and plan your life according to your needs and goals.
Exactly my thoughts. I was going through comments and everyone was going gaga over the story. Finally found a sensible comment. No doubt, this guy showed dedication and discipline to achieve his goal. But, let's be honest, I don't think he ever had to take responsibility for his family after he started earning. It seemed his parents were doing well for themselves. Usually, in middle-class society, most kids have to start supporting the family after they start earning. And it's not just about supporting parents financially but sometimes supporting siblings too in their studies. For a normal Middle-class person, it's very difficult to achieve financial freedom even in his 40s, forget about his late 20s. There is pressure to support family, support siblings, get married, raise kids, buy a house etc. You cannot save 3-4 cr in just 8-10 years of your job unless you work in Product companies like Amazon/Google and get a chance to work onsite and save loads of money. If I sensibly invest till the age of 60, that is 20 years from now, I would probably be able to save 6-7cr, and that too if I am consistent. This will be a decent amount even after 20 years. But, the reality is you cannot save this much in your 40s unless your family background is good and you have been earning well without any liabilities.
Awesome interview ..Subham career trajectory tells one thing that he has been successful where ever he has gone ..surely he will reach 100cr in next few yrs ..reminds me of ace investor blog ..i follows him since 2014 ..he used to find stocks which no one talk that time and now they are 10-20 times ..unlucky that I didn’t bought those stocks ..lol
By far one of the best content I had seen this year... kudos to your sincere efforts and honesty of guest for telling his success story like a friend to friend talk. Simply inspiring & I loved it 🎉❤
@@GetYourselfALife 1st year i made 25% and this year so far i have made 60%. Which is exactly double money in 2 years. So you can say that i made 41.42% CAGR for 2 years. P.S:- I only invest in midcaps/smallcaps. Rarely do i invest in Large-cap (Only if there is high growth opportunity. Ex:- Like right now i am invested in HDFC Bank, BAJFINANCE,ZOMATO)
The most interesting part 1) Saving while everyone was spending in front of you. 2) Preplan with well understanding wife for the upcoming goal. 3) He followed the passion sincerely as he had planned years ago. 4) obviously, his hard work & honesty made him successful. Congratulations 🎉🎉
Good young man. Lots of qualities- straight forward, non -fake, honestly gave examples from personal life. Good head on stable shoulders. Rare in this world right now. People become fake as soon as they land in US. Lots of love and blessings.👍
I had most fun watching this content. Most valuable content I have seen till date. Thanks so much Subham for being so humble and sharing your experience.
This might be a good podcast but I closed the video the moment he said the first job was in Adobe and in the next six months in Amazon. You're no more a middle class person after that bro. If anyone reads this comment please let me know if I still should watch the entire video.
You are absolutely right. No need to watch. I stopped watching when he said he went to the US and he and his wife both earned and that too at Amazon and also got ESOP/Stocks. Man, this is not for a typical middle-class person.
Loved the podcast and the way Shubham explained everything in layman way giving examples and sharing stories from his own experiences. Surely will take some points as learnings from this and try to implement them.
Great podcast. and Thanks to Shubham for being open about everything. Coming from U.P. i can relate to his story a bit. One suggestion is to please hide the personal info like account no. etc. As it is not safe to put publicly like this.
Such a excellent Podcast without extra outside stories... Thank you sir for doing a great job for us. Please make a content about how a 30-40K person can become millionaire in next 10 years using their brains smartly in investment and any other things keeps tracking the Future? It will be very helpful for every aspiring middle class person.
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.
@@TomD226 I urgently require guidance to rescue my portfolio from the significant dips and develop improved strategies. What is the best way for me to get in touch with this advisor?"
@@TomD226 I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
Firms can be unscrupulous as they prioritise their own commission over your profitability. On the other hand, I prefer working with individual investors like Vivian Carol Gioia, who only take a share from your profits, not your initial capital. I must say, my experience with her has been exceptional thus far.
This is such a great session and an eye opener for me personally making me realise fundamentals is not just about reading through the company's balance sheet and p&l statement it's alot more beyond that to catch those multi x stocks.
Shubham was so relatable!! Having experienced the same thing in USA while me and my husband were there till 2020. Hikes lol were sucha big thing there!! We never really understood it, climbing mountains spending time and energy for what- a view which one can see from down only. Also, starting something of your own limits your social circle even in Mumbai as everyone just does a job mostly, so it becomes tough!!
another learning, you need a boost like inheritance, parents help or like him both partner working in US and earning a lot and lot more in ESOPS, otherwise forget about financial freedom, you won't even be able to break middle class trap. For middle class people if we don't get salary for 1 year, we will have to think of how to get next meal. For us, financial freedom is that we have a year worth of salary saved in account, no loans and good investment or retirement fund saved for comfortable life post retirement. Even this is very tough to get
Very sensible and practical comment my friend. I believe this was more of a clickbait video, so people will watch to know how this guy earned so much at such a young age. But while watching when I reached that section where he said he went to the US and earned ESOPs etc.. I stopped watching. This is not meant for the common middle class. This video is more for people looking to start a career in IT and how to go about achieving financial freedom. And most importantly for those who do not have any dependents or liabilities.
Hemant sir Video itni interesting thi ki kb khatm ho gyi pta hi nhi chla. M to asi podcast ghanto tk sun skta hu. Thank you sir for sharing knowledge.🙏
Wow it's an super video and story. Thank you so much for sharing your experience so boldly with such detailed explanation. You are very humble person ❤❤❤
@Hemantpant28 I feel there are few topics you need to discuss in financial independent people. 1. How there wife is comfortable with this financial independent journey? 2. How there personal life is ?
A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. Aiming to double about $150k in IRA by the first quarter of 2024 by taking advantage of short-term opportunities.
For near retirees, having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.
@@merlinfitz Although I have about 5years before retirement. I’m yet to recover from losses I incurred in 2022, who is this investment adviser you work with, I could use some quality guidance.
There are a lot of independent advisors you might look into. But i work with *Christine Ann Podgorny* and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
oh! i never take this advises online seriously, but i checked Christine up of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.
Very 2 informative.learnt lot about investment .thanks a lot guys.keep guiding young generation and people like us who doesnt know any thing about investment. ❤
What an exquisite display of lucid reasoning coupled with profound maturity. Undoubtedly, this ranks among the most exceptional videos we've ever had the privilege to witness. 👌👍
Hemant, this is my first video of your channel, and trust me.. This has topped the ist of my favorite videos. Thanks and hug to you and Shubham for so much of learnings.
He has onsite earning, that itself is a game changing in many ways. Started off with big companies and that too when rents were not soaring. Now at present stage, Pune and Mumbai have worst scenarios reagrding rents and sale prices of flats. Rents take up half the salary, one cannot just make a same plan for every state or income. Every other people in this comment is like lauding him, but as inflation is different here, so is the income expense ratio in IT dominance cities. After deep analysis of 10 years, I have found that most of the people with rental income or multiple homes have a backup. Either the back up was from family or onsite money. If someone does not have family backup of 5-10 lakhs and no onsite income, just forget it ! But one good thing in this video is a proper mindset and planning which does make a change. People with no financial backup, loan wale bacche and jinhe starting se hi top company na mili ho, just do not take this video to the teeth. Bas mindset aur planning samjho, its never late to start. Aur apne spouse ko itna bug karne ki jarurat nahi hai ki tum kaam karo aur tun apne paise save karo, every family is different and every couple has different tunings, do not ruin your relationship just because 'you' have seen a youtube video. planning and all is good..
Ye UA-cam par aapke dwara di gayi sabse lambi free video hai, me dekh kar khush hua ki 10 minutes ki video me itana knowledge milta hai to 10x lambi video me kitana knowledge milega🎉🎉🎉🎉🎉
Some very deep insights and lessons for life. I especially like the part regarding Going Deep into a subject vs Generalist getting into gaining knowledge of a lot of things.
Wow, I have seen so many people holding themselves back ki ye baatein secret rakhenge...He just explained everything in such plain simple words, huge respect for you bro🎉 gonna subscribe to this channel right now. Keep bringing contents like this in future.
Hey Shubham, Thanks you very much for being genuine and not shying away from what you did, while keeping your goal at the center. I appreciate your honesty too. Thank you Hemant thank you very much for bringing quality guest & being the fantastic host. First Time on your channel, Subscribed; for more such discussions!😊
He is still in the middle class range The guy and her wife both started their with a well to do company again he switched in 6 months And later on went to US also It is very easy to achieve what he did And Not letting him down , But bro middle class barrier will be not be breaken by 100 cr as well when he will make it
Gold Content 🔥! Thank you Hemant Sir for Awesome Video! Really Inspiring Video and Keep Inviting Awesome Folks like Shubham Sir in this Channel! Your Questions are Also Very Good to Get the Best out the Person! Got Ton of Value Content! Thank you Again, Hemant Sir! This is Bound to Get Viral! Like 👍🏻👍🏻👍🏻 the Video Folks!
Shubham twitter handle
twitter.com/Shubham_TLI
Shubham UA-cam channel
www.youtube.com/@TheLogicalInvestor
Shubham Investment Course:-
www.greatideasgreatlife.com/watch/full-investment-course-beginner-to-advance/
ChatGPT, UA-cam course, Digital Marketing copywriting course for Premium Members:-
ua-cam.com/channels/urYxozQbvKn-oNUxNJh45Q.htmljoin
___________________________________________________________
Zerodha Account :- zerodha.com/open-account?c=NVS345
Download GIGL app for 180+ FREE Summaries (Android)
play.google.com/store/apps/details?id=com.gigl.app&hl=en_IN&gl=US
Download GIGL app for 180+ FREE Summaries (IoS)
apps.apple.com/us/app/gigl-hindi-audiobook-summaries/id1548413910
Going to start a channel like yours in nepali
What a podcast it's like heaven❤
Good Information 👍
Brilliant Interview.. It's a big deal to hv that amount at 30🎯👏
Do you have any views or video on investment in land or should we buy a house or any commercial property for a salaried person ?
Someone please focus:
1. He got into Adobe.
2. He got into Amazon.
3. He is extremely talented to get to US.
4. He was furtunate and couragious enough to leave a job when everyone is fearful to loose.
5. He was extremely inteligent to find his passion and acted upon it from starting.
Don't underestimate this indian genius.
Thanks for letting me skip this video
Thank you
Bhai sab kuch thik bola aapne, but vo apne acche income and better returns(may be 20% or more CAGR) ke kaaran jaldi goal achieve kar liya, but jo compounding ki baat kar rahe hai ye vo galat nahi hai, nifty index fund me bhi daal ke rakhte hai tab bhi 13-15% returns milenge over a long period of time, aur iske liye koi rocket science wala dimaag ki jarurat nahi hai bas monthly SIP karni hai index fund me to attain FIRE amount, bas patience rakhna padega thode lambe samay tak depending upon the income and savings of the individuals.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $400,000.
@@hasede-lg9hj Mind if I ask you to recommend this particular coach you using their service?
Mind if I ask you to recommend this particular coach you using their service?
Annette Marie Holt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Let’s take a moment to appreciate his honesty while explaining his journey
Really
1 hour and 30 minutes of pure knowledge
Real freedom now a days is skipping lot's of people's crowd and living alone with peace 😌
Doesn't matter
how long is the video.!!
Matters for me highly focused quality information 💭💯 and here I got the exact things🙏
And I'm thankful for that😎
Thank u for this podcast, he is too honest. Real n geniune content
Shubham Sethi ne East India Company ka badla le liye...Brought Capital back to India... Luv it...
Finally pura video dekh liye ❤
Knowledge full hai 😅😍🤩🤩🤩
WHAT AN HONEST EFFORT FROM BOTH SIDE THE HOST AND THE GUEST.
मैंने पहले भी कहा था आज भी कहता हूँ कि अगर भारत में शेयर मार्केट में जो भागीदारी आम आदमी की बढ़ी है तो बो भाई की बजह से बस आप ऐसे ही सिखाते रहे 🙏🙏
Know that he joined adobe and amazon which are the best paying companies which proves he has above average intellegence. Even his wife is in the same company so their income was well above average for Indian commom class. also RSUs/stocks given by these companies as part of the salary helped them make their first 5cr easily. Even if he was working in the same company without selling any RSUs, he would still be in ~10 crore.
I'm not trying to troll him.But be practical with your life and take decisions based on your ability to take risks
Finally found someone sensible and practical because everyone behaving in comment section like they are earning lakhs of monthly salary, instead of focusing on their lives, their earning which I can bet most of the average Indian earns around 15-20K to max 40-50K and in this range even 10-20K savings/investment is not easy, I am thinking to reach the 3.50cr mark in next 20 years after adjusting the inflation it comes down to 1cr.
Life is not easy for you actual middle class fellows, don't blindly get influenced by anyone and make and plan your life according to your needs and goals.
This both comments totally relate to every middle class folks who watching this video ground reality guys🙏🏻
Exactly my thoughts. I was going through comments and everyone was going gaga over the story. Finally found a sensible comment. No doubt, this guy showed dedication and discipline to achieve his goal. But, let's be honest, I don't think he ever had to take responsibility for his family after he started earning. It seemed his parents were doing well for themselves. Usually, in middle-class society, most kids have to start supporting the family after they start earning. And it's not just about supporting parents financially but sometimes supporting siblings too in their studies. For a normal Middle-class person, it's very difficult to achieve financial freedom even in his 40s, forget about his late 20s. There is pressure to support family, support siblings, get married, raise kids, buy a house etc. You cannot save 3-4 cr in just 8-10 years of your job unless you work in Product companies like Amazon/Google and get a chance to work onsite and save loads of money. If I sensibly invest till the age of 60, that is 20 years from now, I would probably be able to save 6-7cr, and that too if I am consistent. This will be a decent amount even after 20 years. But, the reality is you cannot save this much in your 40s unless your family background is good and you have been earning well without any liabilities.
This is the reason we need Critical Thinking Skill as one of the subjects at School / College.
Long video but...really wonderful... Appreciate the honesty by both of you... Thanks a lot
Awesome interview ..Subham career trajectory tells one thing that he has been successful where ever he has gone ..surely he will reach 100cr in next few yrs ..reminds me of ace investor blog ..i follows him since 2014 ..he used to find stocks which no one talk that time and now they are 10-20 times ..unlucky that I didn’t bought those stocks ..lol
Finally I found someone with same mindset and luckily his name is Shubham as well.
Really need more of this type of podcast. Thanks for sharing knowledge 😊
We need this type of more videos, sir.
By far one of the best content I had seen this year... kudos to your sincere efforts and honesty of guest for telling his success story like a friend to friend talk. Simply inspiring & I loved it 🎉❤
By far most awesome video of this year. ❤. While Shubham was explaining his entire journey, I could relate myself in many moments. Thanks a lot.
24 percent CAGR is very difficult..
I think he was lucky for covid..
I will follow him definitely if he makes same percentage in next 5 years..
Difficult but doable.
Exactly it's mostly due to covid
Not at all difficult if you are focused.
@@naveenparuuthi1868How many years have you consistently made 24%?
@@GetYourselfALife 1st year i made 25% and this year so far i have made 60%. Which is exactly double money in 2 years. So you can say that i made 41.42% CAGR for 2 years.
P.S:- I only invest in midcaps/smallcaps. Rarely do i invest in Large-cap (Only if there is high growth opportunity. Ex:- Like right now i am invested in HDFC Bank, BAJFINANCE,ZOMATO)
He achieved what he wanted. Kudos to his determination!
The most interesting part
1) Saving while everyone was spending in front of you.
2) Preplan with well understanding wife for the upcoming goal.
3) He followed the passion sincerely as he had planned years ago.
4) obviously, his hard work & honesty made him successful. Congratulations 🎉🎉
Good young man. Lots of qualities- straight forward, non -fake, honestly gave examples from personal life. Good head on stable shoulders. Rare in this world right now. People become fake as soon as they land in US. Lots of love and blessings.👍
I had most fun watching this content. Most valuable content I have seen till date. Thanks so much Subham for being so humble and sharing your experience.
Even Steve jobs was also not a software engineer..but his marketing and communication skills made him what he became
This might be a good podcast but I closed the video the moment he said the first job was in Adobe and in the next six months in Amazon. You're no more a middle class person after that bro. If anyone reads this comment please let me know if I still should watch the entire video.
You are absolutely right. No need to watch. I stopped watching when he said he went to the US and he and his wife both earned and that too at Amazon and also got ESOP/Stocks. Man, this is not for a typical middle-class person.
Exactly😂
Loved the podcast and the way Shubham explained everything in layman way giving examples and sharing stories from his own experiences. Surely will take some points as learnings from this and try to implement them.
Great podcast. and Thanks to Shubham for being open about everything. Coming from U.P. i can relate to his story a bit.
One suggestion is to please hide the personal info like account no. etc. As it is not safe to put publicly like this.
Such a excellent Podcast without extra outside stories...
Thank you sir for doing a great job for us.
Please make a content about how a 30-40K person can become millionaire in next 10 years using their brains smartly in investment and any other things keeps tracking the Future?
It will be very helpful for every aspiring middle class person.
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.
@@TomD226 I urgently require guidance to rescue my portfolio from the significant dips and develop improved strategies. What is the best way for me to get in touch with this advisor?"
@@TomD226 I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
Firms can be unscrupulous as they prioritise their own commission over your profitability. On the other hand, I prefer working with individual investors like Vivian Carol Gioia, who only take a share from your profits, not your initial capital. I must say, my experience with her has been exceptional thus far.
@@TomD226 Thank you for sharing; I will need all the help I can get because I recently sold some of my assets in order to invest in the stock market.
This is such a great session and an eye opener for me personally making me realise fundamentals is not just about reading through the company's balance sheet and p&l statement it's alot more beyond that to catch those multi x stocks.
Well appreciated and hats off for your work.
One of the best podcast I have ever heard.
Sir bohot informative podcast tha aise hi aur podcast layie plz
Thanks 👍
The single practical podcast on life and investing... Learned a lot really!
Shubham was so relatable!! Having experienced the same thing in USA while me and my husband were there till 2020. Hikes lol were sucha big thing there!! We never really understood it, climbing mountains spending time and energy for what- a view which one can see from down only. Also, starting something of your own limits your social circle even in Mumbai as everyone just does a job mostly, so it becomes tough!!
another learning, you need a boost like inheritance, parents help or like him both partner working in US and earning a lot and lot more in ESOPS, otherwise forget about financial freedom, you won't even be able to break middle class trap. For middle class people if we don't get salary for 1 year, we will have to think of how to get next meal. For us, financial freedom is that we have a year worth of salary saved in account, no loans and good investment or retirement fund saved for comfortable life post retirement.
Even this is very tough to get
Very sensible and practical comment my friend. I believe this was more of a clickbait video, so people will watch to know how this guy earned so much at such a young age. But while watching when I reached that section where he said he went to the US and earned ESOPs etc.. I stopped watching. This is not meant for the common middle class. This video is more for people looking to start a career in IT and how to go about achieving financial freedom. And most importantly for those who do not have any dependents or liabilities.
Excellent podcast Hemant. Kudos to you for asking brilliant questions and Shubam did an amazing job is giving honest and in-depth answers!
Hemant sir Video itni interesting thi ki kb khatm ho gyi pta hi nhi chla. M to asi podcast ghanto tk sun skta hu. Thank you sir for sharing knowledge.🙏
Wow it's an super video and story. Thank you so much for sharing your experience so boldly with such detailed explanation. You are very humble person ❤❤❤
Such a genuine and humble discussion. Rare on media these days.
First time watched 1:30 hours video on this topic 😑😑
Worth it
Thank you for explaining everything. So basically entire wealth is earned from ESOPs and American trip. Thank you. Closing tbe video at 11.30
Aise podcast or hote rhne chiye thnku Hemant sir Jai hind
Financial freedom means sacrifice for short term but enjoy rest of life
@Hemantpant28
I feel there are few topics you need to discuss in financial independent people.
1. How there wife is comfortable with this financial independent journey?
2. How there personal life is ?
will ask these questions from now on..
Thanks
A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. Aiming to double about $150k in IRA by the first quarter of 2024 by taking advantage of short-term opportunities.
Such decisions are better guided by professionals who have good market experience.
For near retirees, having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.
@@merlinfitz Although I have about 5years before retirement. I’m yet to recover from losses I incurred in 2022, who is this investment adviser you work with, I could use some quality guidance.
There are a lot of independent advisors you might look into. But i work with *Christine Ann Podgorny* and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
oh! i never take this advises online seriously, but i checked Christine up of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.
Great podcast, such a down to earth guy and honest.
This video is is evidence
Why UA-cam is so addictive
Sir aap isi type ke podcast late rhiye ye kafi aacha hai experience knowledge lene ke liye😊😊😊 thank you
Very 2 informative.learnt lot about investment .thanks a lot guys.keep guiding young generation and people like us who doesnt know any thing about investment. ❤
After 5 minutes, addicted for 1 hr 30 min. Knowledgeable 💯
This is what we call a quality content.
What an exquisite display of lucid reasoning coupled with profound maturity. Undoubtedly, this ranks among the most exceptional videos we've ever had the privilege to witness. 👌👍
Hemant, this is my first video of your channel, and trust me.. This has topped the ist of my favorite videos. Thanks and hug to you and Shubham for so much of learnings.
Quality content of 1 and half hour 👍👍
Always love your content❤
He has onsite earning, that itself is a game changing in many ways. Started off with big companies and that too when rents were not soaring. Now at present stage, Pune and Mumbai have worst scenarios reagrding rents and sale prices of flats. Rents take up half the salary, one cannot just make a same plan for every state or income. Every other people in this comment is like lauding him, but as inflation is different here, so is the income expense ratio in IT dominance cities. After deep analysis of 10 years, I have found that most of the people with rental income or multiple homes have a backup. Either the back up was from family or onsite money. If someone does not have family backup of 5-10 lakhs and no onsite income, just forget it ! But one good thing in this video is a proper mindset and planning which does make a change.
People with no financial backup, loan wale bacche and jinhe starting se hi top company na mili ho, just do not take this video to the teeth. Bas mindset aur planning samjho, its never late to start. Aur apne spouse ko itna bug karne ki jarurat nahi hai ki tum kaam karo aur tun apne paise save karo, every family is different and every couple has different tunings, do not ruin your relationship just because 'you' have seen a youtube video.
planning and all is good..
Ye UA-cam par aapke dwara di gayi sabse lambi free video hai, me dekh kar khush hua ki 10 minutes ki video me itana knowledge milta hai to 10x lambi video me kitana knowledge milega🎉🎉🎉🎉🎉
highly valuable podcast! 💯
Thanks for this Hemant sir ✅
More video like that sir, it's eye opening video for middle class family.
Very nice👍
U both r amazing.. good question with genuine answers with a smile on his face. I loved this podcast.
Awesome conversation, feeling satisfied by knowing my journey is on the right path. Thank you Shubham.
What a wonderful podcast ❤ learnt a lot thanks to this channel and shubham sir for bringing such exceptional content and experience 🙏
Great unique success story to know ,thanks for the content Hemant!
jo cheez mujhe sabse zyada pasand aayki aapne editing inbuilt kardi ussi me , jisse humme visual picture nahi banaani pad rahi apne brain me
Thanks
Right
Explore middle class guy who have achieved financial freedom. Good work bro
very nice effort buddy, thanks Subham to share views, in all you need to identify yourself, make your own road with learning.
Hemant brother... We all love you. Thanks alot for such beautiful podcast with lots of knowledge
Very nice podcast. Investing is a journey.such videos create possibilities and confidence to achieve.Great job done🎉
Some very deep insights and lessons for life. I especially like the part regarding Going Deep into a subject vs Generalist getting into gaining knowledge of a lot of things.
Clear goal
Kanjusi
Invest in yourself before investing
Only honest interview on u tube
Salute to both of u
We want more like this valuable content from you sir👍🏿👍🏿👍🏿
the podcast we needed and we wanted also
good one! both persons are honest, so it was enjoyable also.
Wow, I have seen so many people holding themselves back ki ye baatein secret rakhenge...He just explained everything in such plain simple words, huge respect for you bro🎉 gonna subscribe to this channel right now.
Keep bringing contents like this in future.
Wonderful podcast. Thank you for sharing. I think subham is my role model.
One of the best interaction I have seen. Really nice one for practical motivation.
This bhaiya is an Investor wow 😲😲😲
This video is not for immature people .
कमजोर दिल वाले भी ना देखे.
जो सोच नहीं सकते उन्हे bad luck ही नोच लेगा ।
Shubham Sethi bhai mst bnda hai... Great knowledge and luck. Also
Excellent Podcast really motivating, Shubham I wish you all the very best for 100 Cr.
Learn so much from this...he is so intelligent and he has the patience to live his life in his own way .
thank you so much both of you..I learnt a lot from your discussion
hemantbhai muje laga gigl me koi voice computer se kiya huwa he.😀😀 btw I love ur voice
hahaha
Hemant Pant sir your voice is gifted from GOD :)
Such a great conversation loved it completely and learned a lot of things
AAP ka video lockdown main bahut dekha maine, bahut achhha lagta hain mujhe, aur ek baat aap ka summary style extra achchha hain, thank you bhai
Hey Shubham, Thanks you very much for being genuine and not shying away from what you did, while keeping your goal at the center. I appreciate your honesty too.
Thank you Hemant thank you very much for bringing quality guest & being the fantastic host. First Time on your channel, Subscribed; for more such discussions!😊
Most valuable 🎉
He is still in the middle class range
The guy and her wife both started their with a well to do company again he switched in 6 months
And later on went to US also
It is very easy to achieve what he did
And
Not letting him down ,
But bro middle class barrier will be not be breaken by 100 cr as well when he will make it
what is your definition of middle class ?
What a dummy comment. 13Cr is upper class not only in India but in the US as well.
Gold Content 🔥! Thank you Hemant Sir for Awesome Video! Really Inspiring Video and Keep Inviting Awesome Folks like Shubham Sir in this Channel! Your Questions are Also Very Good to Get the Best out the Person! Got Ton of Value Content! Thank you Again, Hemant Sir! This is Bound to Get Viral! Like 👍🏻👍🏻👍🏻 the Video Folks!
Good to see you subham bhaiya🎉 I always watch subham bhaiya videos on investing n learn alot things ❤❤🎉🎉
The learning was insane but also need classes on investment from shubham with such deep analysis that was really great
Amazing interview and also credit to the interviewer for asking Good questions. Shubham is now the inspiration for many other inspiring persons 👏👏👏👏
You are my inspiration brother,
Aajkal ka yug dekho. Paisa safalta ka paimana hai. Gyan nhi !! Wo gyan jisse aadmi param shaant hota hai. Sahi hai. Congratulations you are in kaliyug
I have gained many valuable knowledge in my life.