Awesome ep gents! Love Harley’s mindset! 💪🏽 kicking massive goals at such a young age. True inspiration for the young investors out there. I recognise those 5 steps too. Knew what they were going to be. Definitely a product of the school of PK.
Thank you so much for these great podcasts, even though I’m only 16 I still glean every scrap of info I can and I’m looking forward to building my own property portfolio
When growing a property portfolio, what LVR against the portfolio is too aggressive and what LVR is too conservative / lazy. I’ve always struggled with what is the right answer and would love some insight into what all the experts think of this topic. Thanks!
Great question mate, it really comes down to your risk appetite, I grew at 90:10 in the early days and know a lot of big investors now that even grew at 95:5 but there's much larger risks with that. One of the best things you can do is stress test your portfolio. I did this before mine grew to the size I could leave my job I worked out I could keep going even if rates got to 8% comfortably 10% doable but sacrificing income. If you are planing on growing with a high LVR but cant survive one rate rise then it's probably not a smart idea. This is just one way to look at it, you've got me interested now if this is a big enough topic to make a whole episode on. let me know what other questions you'd have bro and I'll see if I can make this pop as an ep 🙌🏼
@@pizzaandproperty1246 yeah, I’m just going through #4 at the moment which will bring me back up to 80% LVR and then when it goes back down to 70% I normally pull out some equity and go again. That’s just what works for me, but I’ve never known what others do in this regard and haven’t come across any content on it. Thanks for the response mate.
Like the flying analogy, where are you flying , have you got your PPL… I am intentionally stalling the plane each week, upside down and spinning in a Pitts
Great video, was the blocks of units opposite the old Buck pub that is being developed now. If yes, I could have told you the next door was a halfway house haha
haha mate if I still drank we wouldn't have had a beer together we would have re written the next hangover movie waking 😂 I wish I could but being an all or nothing personality it took more than it gave
For a moment, I thought this was Pk Gupta speaking because Harley repeated his entire course method to a tee. It's important to give credit where it's due and not pretend to be a property expert when you're just repeating someone else's content. If you have your own edge that you offer outside of someones exact course contents then fair, go for your life but this is simply copy paste and trying to own it.
Yeah nah! Anyone with an ounce of common-sense would look at comparable properties (a CMA) to know if pricing was about right. They would realise they need to find out a bit about the suburb. They could get a check list of what makes a good property and what can be flexed. They would realise they would have to borrow to buy and would probably stumble across a broker or use their own bank. The broker could tell them to use a good solicitor. They would realise they need to find out what it might rent for. They would know they would have to have some rapport with an agent esp in a hot market. Let's be real. The real credit belongs with Jeremy Shepherd who studied the linkages of the kpi factors over timeand their levels and learnt a lot by trial and (big) error many years earlier, wrote in investment magazines and created the data feeds and dsr score and charges only a couple of hundred bucks and started years before PK. It is this data that has been critical filter for a location starting point for success in the course (or you could be reviewing reviewing thousands of suburbs sequentially. PK created a course based on this data and these common-sense approaches with the addition of using a PM for inspections and checking supply and packaged it up for $6k and sold it to a hungry community esp migrants and with the benefit of Covid stimulus tailwinds boosting results more than usual. And he, as a handsome young man, did a great job remarketing it all with his smooth friendly humble approach and has done a great service too with helping people avoid a lemon with great free you tube stuff too, but I believe more credit could be given to Jeremy who just didn't market himself like this. No one has a monopoly on investment know how. They both deserve credit in their own way but benefited quite differently from it! Well done to this young man working so hard to study and apply it. Feeling inspired! And Todd, I Iove your warm and curious interview style with clear recaps and little interruption. Am sharing to my young peeps.
Awesome ep gents! Love Harley’s mindset! 💪🏽 kicking massive goals at such a young age. True inspiration for the young investors out there.
I recognise those 5 steps too. Knew what they were going to be. Definitely a product of the school of PK.
Thank you so much for these great podcasts, even though I’m only 16 I still glean every scrap of info I can and I’m looking forward to building my own property portfolio
Todd - recipe for success - interviews with flow, direction n healthy dose of banter. Loving your content😊
Love it thanks bro, Harley was a great guest to have on, this mans going places 🙂
❤ this Kid is Amazing
You go out there spread the words
And preach young man
He’s a bit of a weapon 💪🏼
He sounds like a PK student by the sound of the way doing suburb research...great work
Love the positive attitude. Good to see an old head on young shoulders
When growing a property portfolio, what LVR against the portfolio is too aggressive and what LVR is too conservative / lazy. I’ve always struggled with what is the right answer and would love some insight into what all the experts think of this topic. Thanks!
Great question mate, it really comes down to your risk appetite, I grew at 90:10 in the early days and know a lot of big investors now that even grew at 95:5 but there's much larger risks with that.
One of the best things you can do is stress test your portfolio. I did this before mine grew to the size I could leave my job I worked out I could keep going even if rates got to 8% comfortably 10% doable but sacrificing income.
If you are planing on growing with a high LVR but cant survive one rate rise then it's probably not a smart idea.
This is just one way to look at it, you've got me interested now if this is a big enough topic to make a whole episode on. let me know what other questions you'd have bro and I'll see if I can make this pop as an ep 🙌🏼
@@pizzaandproperty1246 yeah, I’m just going through #4 at the moment which will bring me back up to 80% LVR and then when it goes back down to 70% I normally pull out some equity and go again. That’s just what works for me, but I’ve never known what others do in this regard and haven’t come across any content on it. Thanks for the response mate.
Great ep lads. Solid advice and have no doubt that goal you’ve set will be smashed 🤙
Thanks mate! totally agree 🙌🏼
Like the flying analogy, where are you flying , have you got your PPL…
I am intentionally stalling the plane each week, upside down and spinning in a Pitts
Toddy dropping the wisdom bomb 💣 here, take heed viewers 🙏
haha thanks Jef 🙂
Great video, was the blocks of units opposite the old Buck pub that is being developed now. If yes, I could have told you the next door was a halfway house haha
Haha no it’s not that one but good to know that too 😊
One of the best Property podcasts on the internet!! Thanks for another great session Todd!
Thanks mate! love hearing you're enjoying it 🙌🏼
Great mindset gents 💪🥳
Quality videos, every time :D
Thanks mate 🙌🏼
Very positive person. Nice video.
You are so kind 👍🏼
I got to the end and Todd said he doesnt drink....damn....I was hoping to have a beer with him one day!
haha mate if I still drank we wouldn't have had a beer together we would have re written the next hangover movie waking 😂 I wish I could but being an all or nothing personality it took more than it gave
@@pizzaandproperty1246
Guess I'll have to start a rival podcast called "Beer and Property" :D
I kid. Keep producing this quality content man!
🤣
For a moment, I thought this was Pk Gupta speaking because Harley repeated his entire course method to a tee. It's important to give credit where it's due and not pretend to be a property expert when you're just repeating someone else's content. If you have your own edge that you offer outside of someones exact course contents then fair, go for your life but this is simply copy paste and trying to own it.
The little man didn’t create property investing, it’s all the same stuff.
@@Harry-ov5gp Not really sure what you are trying to say.
Pk guopta is an asshole
Gupta didn't invent a thing. He just interprets data
Yeah nah! Anyone with an ounce of common-sense would look at comparable properties (a CMA) to know if pricing was about right. They would realise they need to find out a bit about the suburb. They could get a check list of what makes a good property and what can be flexed. They would realise they would have to borrow to buy and would probably stumble across a broker or use their own bank. The broker could tell them to use a good solicitor. They would realise they need to find out what it might rent for. They would know they would have to have some rapport with an agent esp in a hot market. Let's be real. The real credit belongs with Jeremy Shepherd who studied the linkages of the kpi factors over timeand their levels and learnt a lot by trial and (big) error many years earlier, wrote in investment magazines and created the data feeds and dsr score and charges only a couple of hundred bucks and started years before PK. It is this data that has been critical filter for a location starting point for success in the course (or you could be reviewing reviewing thousands of suburbs sequentially. PK created a course based on this data and these common-sense approaches with the addition of using a PM for inspections and checking supply and packaged it up for $6k and sold it to a hungry community esp migrants and with the benefit of Covid stimulus tailwinds boosting results more than usual. And he, as a handsome young man, did a great job remarketing it all with his smooth friendly humble approach and has done a great service too with helping people avoid a lemon with great free you tube stuff too, but I believe more credit could be given to Jeremy who just didn't market himself like this.
No one has a monopoly on investment know how. They both deserve credit in their own way but benefited quite differently from it!
Well done to this young man working so hard to study and apply it. Feeling inspired!
And Todd, I Iove your warm and curious interview style with clear recaps and little interruption. Am sharing to my young peeps.
Nice ep team ❤
There's profit in boring I reckon 😅
He's "not" the cause of the housing crisis 😅❤