00:00 QYLD 15% Dividend Explained 1:02 Is The QYLD Dividend Safe? 1:27 QYLD Dividend Payment History 02:50 QYLD Covered Call Writing Strategy 04:00 QYLD Performance Vs S&P 500 04:39 Who should invest in QYLD? 05:30 QYLD performance Vs QQQ 06:00 How to earn $8,300 in monthly dividends with QYLD 📧 Get my free weekly investing newsletter: austin.substack.com/ 📲 Get my SavvyTrader text/email trade alerts: savvytrader.com/austinl/tgc 🦅 Follow me on Twitter: twitter.com/LiebermanAustin #qyld #dividendinvesting #passiveincome
i spread my $1.1M portfolio into QYLD (12% yld), MO (9% yld) 3 rental properties (net 6% yld) and SPAXX (5% yld). I get net passive income of over $5,000/mo.
Considering a young mid income, short term minded person with constant need for cash, are these still worth investing into? I am new to all of these and have incurred so much losses, I am beginning to think I am not doing what is good for me but just following people blindly.
Following you has been an amazing journey, you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge sylvia nicolas.
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast. I will also suggest investors to get yourselves a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
The thing about QYLD is that the share price closely tracks the NAV of the underlying stocks in the fund. The price has dropped quite a bit since the first of the year but so has the market in general. As the market improves, the price will recover as well.
No it won't - The gains will be clipped by the "At the money" calls it sells. Consider this. QYLD just participated in an 8 year Bull Run since it's existence. The share price never exceeded it's initial price and hovered more/less around $22-23. The underlying index quadrupled in that time frame. $16 is it's new benchmark price and at 1% monthly distribution it will likely require a bullish environment to retain those premiums, until the next crash when the share price crashes again and establishes a new low. QYLD is not built to have any growth or "recovery"
@@ryanmitchell4266 interesting way to look at it. Considering that QYLD went down to 14 dollars a share in March of 2020 and subsequently came back to 22.00 by January of this year, I think it can and will absolutely recover from this bear market. This ETF is not a growth stock nor is it intended to be, but it will benefit from any growth stocks it owns. As I understand it, the calls are only redeemable on the last day when they would otherwise expire. Not all the stocks will go up and some will only go up a small amount so that the call is still profitable. All settlement is done in cash, so no stock changes hands. After settling and paying the dividend, they still have adequate cash on hand. They also do strategic sales throughout the year. I think they will be fine.
DO NOT compare QYLD with Equity QQQ, compare apples to apples ONLY. QYLD is for CURRENT INCOME. It is actually one of the best fixed-income sources. Do not compare apples to oranges. you are misleading the viewers.
You know if you took the $8000 a month in dividends and DCA’d that into QQQ or a basket of growth etfs (assuming avg 8% yearly) you’d have your initial investment back in 8yrs or so. This mitigating the declining value of QYLD. I might test that out on a small scale see how it works out.
The three YLD funds from Global X pay great dividends but your capital and share price goes down over time. So, I don`t know if they are a good investment.
VGT is much better than QQQ. Same thing lower expense ratio means more money for you. I would retire on SVOL. It doesn't go down as bad as QYLD and pays a much higher dividend.
In October you said you’d never own QYLD. A month later you’re now saying you plan to retire using QYLD. What changed in your decision making? How do you plan to transition your holdings to QYLD when you retire?
The per cent is attractive but it's a per cent of a diminishing base thus a diminishing dividend. Original NAV of $25 now reduced to $17. Eventually, the dividend calculation would be 12% of $0.
Not saying this is a scam. I'm saying at 1 minute in poster is saying I'm not making any recommendations. (hence no or limited liability of the poster) disclaimer. What I AM saying is that investing in a single source and not diversifying is stupid and statistically speaking a bad idea for the long term. Two words: Murphys Law.
So would it be a good idea to buy a good chunk of QYLD now when it's cheap and put it into a Roth IRA?.... Or buy a good amount of shares and put it in my dividend portfolio and not add anymore into it over time and let the money get reinvested every month and keep growing on its own? Side note: (I am 37 and would just like to build as much residual income as I can and let it sit and grow until I retire in about 20 years)
So QYLD dropped 34% over 10 years (roughly 3.4% a year) but has a dividend of 12% a year…. Couldn’t you say it’s roughly making 9% (12-3) a year and couldn’t you say it’s actually more since it’s tax free??
Great video once again mate… if I could buy shares in your UA-cam channel - I’d be v long, such great content. Keep up the good work and keep ‘em coming!
Is he recommending an ETF based on options for retirees? Another investment guru with no skin in the game showing linear returns in an ergodic system. Translation: your retirement nest egg will break, and the guru will be touting another risky fund or strategy. Oh that's right this honorable man is not giving investment advice, SMH
QYLD will also be taxed at the ordinary dividend rate vs. the qualified dividend rate: 37% vs. 20%. As a retiree seeking income in retirement, there are many nuances to consider when constructing a portfolio. Esoteric option methods should be used sparingly, if at all.
00:00 QYLD 15% Dividend Explained
1:02 Is The QYLD Dividend Safe?
1:27 QYLD Dividend Payment History
02:50 QYLD Covered Call Writing Strategy
04:00 QYLD Performance Vs S&P 500
04:39 Who should invest in QYLD?
05:30 QYLD performance Vs QQQ
06:00 How to earn $8,300 in monthly dividends with QYLD
📧 Get my free weekly investing newsletter: austin.substack.com/
📲 Get my SavvyTrader text/email trade alerts: savvytrader.com/austinl/tgc
🦅 Follow me on Twitter: twitter.com/LiebermanAustin
#qyld #dividendinvesting #passiveincome
You would be better off investing into spyi. The dividend has been consistent as well as the stock price has not depreciated
i spread my $1.1M portfolio into QYLD (12% yld), MO (9% yld) 3 rental properties (net 6% yld) and SPAXX (5% yld). I get net passive income of over $5,000/mo.
Considering a young mid income, short term minded person with constant need for cash, are these still worth investing into? I am new to all of these and have incurred so much losses, I am beginning to think I am not doing what is good for me but just following people blindly.
Following you has been an amazing journey, you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge sylvia nicolas.
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast. I will also suggest investors to get yourselves a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Great to see you guys talking of sylvia, Trading on your own can be very dangerous i can testify to that. This woman changed the game for me
Any info on how i can liaise with her, i'm new at this
she often interacts on Telegrams
The thing about QYLD is that the share price closely tracks the NAV of the underlying stocks in the fund. The price has dropped quite a bit since the first of the year but so has the market in general. As the market improves, the price will recover as well.
No it won't - The gains will be clipped by the "At the money" calls it sells. Consider this. QYLD just participated in an 8 year Bull Run since it's existence. The share price never exceeded it's initial price and hovered more/less around $22-23. The underlying index quadrupled in that time frame. $16 is it's new benchmark price and at 1% monthly distribution it will likely require a bullish environment to retain those premiums, until the next crash when the share price crashes again and establishes a new low. QYLD is not built to have any growth or "recovery"
@@ryanmitchell4266 interesting way to look at it. Considering that QYLD went down to 14 dollars a share in March of 2020 and subsequently came back to 22.00 by January of this year, I think it can and will absolutely recover from this bear market. This ETF is not a growth stock nor is it intended to be, but it will benefit from any growth stocks it owns. As I understand it, the calls are only redeemable on the last day when they would otherwise expire. Not all the stocks will go up and some will only go up a small amount so that the call is still profitable. All settlement is done in cash, so no stock changes hands. After settling and paying the dividend, they still have adequate cash on hand. They also do strategic sales throughout the year. I think they will be fine.
SVOL pays more. CLM pays more. Both pay monthly.
DO NOT compare QYLD with Equity QQQ, compare apples to apples ONLY. QYLD is for CURRENT INCOME. It is actually one of the best fixed-income sources. Do not compare apples to oranges. you are misleading the viewers.
You know if you took the $8000 a month in dividends and DCA’d that into QQQ or a basket of growth etfs (assuming avg 8% yearly) you’d have your initial investment back in 8yrs or so. This mitigating the declining value of QYLD. I might test that out on a small scale see how it works out.
The three YLD funds from Global X pay great dividends but your capital and share price goes down over time. So, I don`t know if they are a good investment.
The dividend changes every month man,we need something that pay the same thing and grow with time.
schd
@@DrBluefox true
Um, no any of these ETFs that have high dividends lose their money overtime. I like SCHD, JEPI, DIVO, DGRO, DIVO and others
VGT is much better than QQQ. Same thing lower expense ratio means more money for you. I would retire on SVOL. It doesn't go down as bad as QYLD and pays a much higher dividend.
Looks like QYLD dividend is eating QYLD share price overtime. XYLD looks a little better.
In October you said you’d never own QYLD. A month later you’re now saying you plan to retire using QYLD.
What changed in your decision making? How do you plan to transition your holdings to QYLD when you retire?
The per cent is attractive but it's a per cent of a diminishing base thus a diminishing dividend. Original NAV of $25 now reduced to $17. Eventually, the dividend calculation would be 12% of $0.
What was the initial investment?
What is the minimum capital to invest to earn $8k?
You don't wanna know... probably half million.
More like 1 million after taxes you should get around 8-9k a month
How’s this working for you?
Not saying this is a scam. I'm saying at 1 minute in poster is saying I'm not making any recommendations. (hence no or limited liability of the poster) disclaimer.
What I AM saying is that investing in a single source and not diversifying is stupid and statistically speaking a bad idea for the long term. Two words: Murphys Law.
Watch the actual video
Were is your portfolio example not just using program to just show it ? Just curious
Qyld stock price.....keeps going down, down, down. You will get a positive TAXED return only. While losing growth.
When u sell QYLD at a loss u get a capital tax loss u can use to offset taxable gains else where.
That’s like getting an O4 retirement without having to go to college
I don’t have WhatsApp. Can you give me your home address and I can mail you and we become pen pals?
How the stock history keeps going down
I wish I've seen this video before I invested into QYLD...I would have got QQQ first
So would it be a good idea to buy a good chunk of QYLD now when it's cheap and put it into a Roth IRA?....
Or buy a good amount of shares and put it in my dividend portfolio and not add anymore into it over time and let the money get reinvested every month and keep growing on its own?
Side note: (I am 37 and would just like to build as much residual income as I can and let it sit and grow until I retire in about 20 years)
So QYLD dropped 34% over 10 years (roughly 3.4% a year) but has a dividend of 12% a year…. Couldn’t you say it’s roughly making 9% (12-3) a year and couldn’t you say it’s actually more since it’s tax free??
I don't know if I would put all my eggs in one basket..
Wait, on Nov 12, 2022 - five days before this video - you said you’re putting your money in SCHD. What changed?
I prefer Jepi and Jepq over this dog lol
Yeah watch the video. QYLD is horrible
Great video once again mate… if I could buy shares in your UA-cam channel - I’d be v long, such great content. Keep up the good work and keep ‘em coming!
So, why do you spend time on doing this video?
qyld is down big time from 2014
Folks the only way is to buy shares with hundredz of thousands maybe millions of dollars. You have to be realistic dont fall for this placebo effect
Ur not using that term correctly at all 😂😂😂
Is he recommending an ETF based on options for retirees? Another investment guru with no skin in the game showing linear returns in an ergodic system. Translation: your retirement nest egg will break, and the guru will be touting another risky fund or strategy. Oh that's right this honorable man is not giving investment advice, SMH
QYLD will also be taxed at the ordinary dividend rate vs. the qualified dividend rate: 37% vs. 20%. As a retiree seeking income in retirement, there are many nuances to consider when constructing a portfolio. Esoteric option methods should be used sparingly, if at all.
boring!