5 things to know before taking any Loan (Hindi)

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  • Опубліковано 22 січ 2025

КОМЕНТАРІ • 3 тис.

  • @BharatSingh-jx3ju
    @BharatSingh-jx3ju 4 роки тому +27

    जो भी व्यक्ति लोन के पीछे भागते हैं,
    उनके लिए बहुत उपयोगी जानकारी है।
    धन्यवाद मित्र।
    🙏🙏🙏

  • @shaileshmeena1496
    @shaileshmeena1496 3 роки тому +7

    muje badiya intrest ke bare me. or saving ka 60% emi vali bat bahut achi lagi,, u r great.. tq sir..

  • @rebekahk8877
    @rebekahk8877 3 роки тому +1

    Great. Maine bohot experience kiya hai sab baate.sabse badi baat foreclosures. Jiske bareme maine kabhi nahi dekha.thankyou somuch .

    • @redpostloan
      @redpostloan  3 роки тому

      Your feedback is really important to us.. Keep Posting.. :)

  • @lalmanigautam64
    @lalmanigautam64 3 роки тому +4

    Sir with the help of your videos i got PMAY subsidy amount.
    Thanks a lots sir...

    • @redpostloan
      @redpostloan  3 роки тому

      This king of messages really encourage us bhai.. most welcome.. :)

  • @bhagwatarts5433
    @bhagwatarts5433 3 роки тому +110

    केवल आपने अच्छा समझाया ही नहीं बल्कि मुझे लगता है कई लोगों के घर उजड़ने से बच जाएंगे🙏🙏🌷🌷

  • @onlyindiann
    @onlyindiann 3 роки тому +9

    Never saw any explanation in such a finest way

  • @udaysuryawanshi8129
    @udaysuryawanshi8129 3 роки тому +14

    This video is very important for me and my generation students
    I requested you sir to make videos on information of about bank services and benefits for our education loan etc, I don't know about this very much , help us to be smart for our life about this type of information it will help us
    Thank you sir for such a nice video 👍

  • @anandkoranga6790
    @anandkoranga6790 4 роки тому +4

    बहुत अच्छी जानकारी सर आपका बहुत-बहुत धन्यवाद।

  • @baburajvanshi7095
    @baburajvanshi7095 3 роки тому

    Bahut hi achhi tarike se aapne samjaya he
    Me abhi loan ke liye dekh raha tha to muje aapka ye video bahut kam aayega thanks

  • @anilbothara5466
    @anilbothara5466 4 роки тому +8

    Thanks, Very Important information while taking home loan from Banks, Good Guidance !

  • @ManavSevaEJDharma
    @ManavSevaEJDharma 4 роки тому +11

    Really, this video is very informative. I liked the point no. 3 of loan tenure and point no. 4.

  • @kamleshboricha7813
    @kamleshboricha7813 3 роки тому +1

    Thank you sir muje for closure charge pata Nahi the Apke vidio Dekha Kar pata chala

  • @shiksharai4417
    @shiksharai4417 4 роки тому +11

    Best thing i came to known about loan is 60% of my salary..nice video

  • @sujatapraharaj3892
    @sujatapraharaj3892 4 роки тому +8

    You are a very good explainer and able presenter. Very nice to listen to you.👌👍

  • @Khantauhid143
    @Khantauhid143 2 роки тому

    Sir Dil se salam hai aapne itne achche tarike se samjhaya aur kitne logon ko ye loan ke bhawar se sahi track pe la diya hoga aapne

  • @mdehsanalam9071
    @mdehsanalam9071 3 роки тому +6

    Very informative video...... points regarding foreclosure ..is very important one because generally people don't know about that👍

  • @myuktiyukti4195
    @myuktiyukti4195 3 роки тому +3

    Closer charges and loan interst very informative

  • @h.devika9687
    @h.devika9687 Рік тому

    Great ho sir aap kash itne intellectual or dil ke achhe Sare financial expert ho🙏🙏🙏🙏🙏🙏

  • @startech7091
    @startech7091 4 роки тому +6

    Thanks, very good information. Helpful for everyone.

  • @redpostloan
    @redpostloan  5 років тому +36

    दोस्तों, चैनल को Subscribe कर के Bell आइकॉन को जरूर click करीयेगा..
    ताकि आपको लोन, सबसिडी और गवर्नमेंट योजनाओं की सारी जानकारी टाइम पर और instantly मिलती रहे..!!

  • @anitacarlo3866
    @anitacarlo3866 4 місяці тому

    carefully everything read agreement letter befor signed .I like your this tip.Thanks for yor Improtent information.

  • @shamimshaikh287
    @shamimshaikh287 4 роки тому +5

    good advice i think if we think all these points carefully before taking loans, then people will not fall in unnecessary probelms

  • @somnathlala7708
    @somnathlala7708 4 роки тому +9

    Superb information sir...last was the best one

    • @redpostloan
      @redpostloan  4 роки тому +2

      Thank You

    • @binodrwani9767
      @binodrwani9767 4 роки тому +1

      मेरा नाम विनोद कुमार रवानी है मैं ईस्ट बसुरिया धनबाद झारखंड में रहने वाला हूं 1200000 एलआईसी में उसका क्या उसका कंडीशन जरा बताएं कि क्या करना है नहीं करना

    • @dileepkumarsharma1081
      @dileepkumarsharma1081 4 роки тому

      Bajaj100000%4200000000009

    • @rameshkumarsoni5697
      @rameshkumarsoni5697 3 роки тому

      बहुत सही और उपयोगी जानकारी के लिए धन्यवाद,इस जानकारी में लोन लेने के पहले विभिन्न बैंकों के लोन कोटेशन लेकर तुलनात्मक अध्ययन के बाद लोन लेनेवाली बात ज्यादा अच्छी लगी,आगे जानकारी देते समय फिक्स और फ्लोटिंग ब्याज दर के बारे में विस्तार से बताएं तो अच्छा हो

  • @mohdfaisal4370
    @mohdfaisal4370 3 роки тому +1

    Very nice bhai life me fast bande mile ho aap jisne dil jit liya

    • @redpostloan
      @redpostloan  3 роки тому

      Thanks for the compliment bro...

  • @Roshanhinalove
    @Roshanhinalove 4 роки тому +4

    Very clear knowledge.....thanks sir....

  • @RohitKumar-u3j5z
    @RohitKumar-u3j5z 3 місяці тому

    Bahut hi sundar jankari di sir... EMI lene walo ke liye..🙏

  • @ShekharSuteri
    @ShekharSuteri 4 роки тому +7

    Truely nice information ❤️

  • @SumitSharma-xc6nm
    @SumitSharma-xc6nm 4 роки тому +11

    Very valuable knowledge u provided here ...thanks 😍

  • @SANJAYSHEKHAR55
    @SANJAYSHEKHAR55 2 роки тому +1

    .बहुत-बहुत, धन्यवाद जानकारी के लिए

  • @PankajSingh-bt7ul
    @PankajSingh-bt7ul 4 роки тому +6

    Nice video brother, thanks for the guidance

  • @NeaamatRashool
    @NeaamatRashool 4 роки тому +5

    ThanK siR
    wE loVE yuO
    VErY mUCh
    आप ने बहुत ही अच्छी जानकारी दी
    ThanKs FoR puBliSh VideO

    • @mohdiqbal646
      @mohdiqbal646 4 роки тому

      CC limit कैसे क्लोज कराया जाय।

    • @DheerajVerma-mo9pn
      @DheerajVerma-mo9pn 4 роки тому

      woowwww sir supub solution thnks

    • @redpostloan
      @redpostloan  4 роки тому +1

      you have to pay the entire cc amount for that..

  • @pramod3429
    @pramod3429 Рік тому

    Aapne bahut hi achchi knowledge di hai loan lane walo ko bahut hi saral tarike se samjhaya hai thanks

  • @bhushanpingale4221
    @bhushanpingale4221 3 роки тому +3

    Best knowledge sirji all best information.

  • @rajendrakumaar3394
    @rajendrakumaar3394 4 роки тому +10

    Thanks for giving an important information everything is very nice which I have told.

  • @savitrikumarimmm9740
    @savitrikumarimmm9740 3 роки тому

    Aapne bahot acha information diya h.
    Baaki log to bhatkane ke alawa koi kaam ni kerte .thnks

  • @manekeocha2517
    @manekeocha2517 4 роки тому +4

    Fantastic idea and thank you for your guide line.

  • @antaryamibag7258
    @antaryamibag7258 3 роки тому +18

    Respected sir , Thanks for your 5 words guidence 🙏

  • @BipinKumar-bh3ih
    @BipinKumar-bh3ih Рік тому +1

    Your way of expressing with your sweet smile is so nice. Your smile shows your confidence and knowledge. Thanks to maintain your body language..... I Became very positive about loan.

  • @vilasbhor7340
    @vilasbhor7340 4 роки тому +4

    Always take 60 %loan of your income very important point

  • @kkmotivationalstoryvideo-_7.
    @kkmotivationalstoryvideo-_7. 4 роки тому +7

    अच्छी जानकारी धन्यवाद,🙏🙏🙏

  • @indabian
    @indabian Рік тому

    Sir was not available to take call but i am really happy he called me back and talk to me very well i am very happy and satisfied my prayers are always with u sir thanks alot

  • @mr.omparkash1103
    @mr.omparkash1103 3 роки тому +11

    Best information , thank you' sir'

  • @omkarshiva9762
    @omkarshiva9762 3 роки тому +11

    Dear sir. Is it necessary that you have to pay some amount to bank...if you want to finish up our loan before time period example
    If I have 5 lakh loan and time period of 20 yrs...but in 2 yrs I have accumulated the 5 lakh so can I directly deducted my loan amount and finish my loan

  • @ayubshah4689
    @ayubshah4689 3 роки тому +2

    भाई आप की सबसे बढ़िया जानकारी कम समय के लिए lonely 30 साल के जगह 20 साल का ले

  • @kumarabhishekvaishnav3108
    @kumarabhishekvaishnav3108 4 роки тому +5

    Thanks sir for this great information

  • @srikanthg3840
    @srikanthg3840 4 роки тому +6

    I learnt a lot.. thank you....

  • @amoldalu1224
    @amoldalu1224 Рік тому

    Thanks sir ऐसेही व्हिडिओ डालते रही भोवती अच्छे तरीके से आपने बताया है

  • @anjumshaikh8067
    @anjumshaikh8067 4 роки тому +7

    VERY IMPORTANT KNOWLEDGE SIR THANKS

  • @LanguageGuruVikramRoy
    @LanguageGuruVikramRoy 4 роки тому +20

    The way you have delivered the information's abt loan, it is phenomenal and outstanding. you speak so nice bro.. Keep it up and god bless you.

  • @pksahu3531
    @pksahu3531 Рік тому

    आपका vedio देखकर मुझे बहुत लाभ हुआ है।

  • @nishithranjanbiswas3990
    @nishithranjanbiswas3990 4 роки тому +6

    I salute you Respected sir.
    Respected sir if get the modgage loan against my recydency home for 20 years 15 lacs
    But I am return within 5 years
    I get any discount from the bank ?
    How much EMI ??????

  • @RajendraSingh-zj6qd
    @RajendraSingh-zj6qd 4 роки тому +7

    Thanks for 5 information on loan matter.pl also intimate regarding reduce of interest by RBI & what action takes by Banks.how adjust interest on loan EMI & how get benifit by loaner

    • @redpostloan
      @redpostloan  4 роки тому

      Hamne iako lekar ke bhi videos banaye he.. aap detail me janane ke liye use jarur dekhe..

    • @jahidsiddiqui1853
      @jahidsiddiqui1853 4 роки тому

      @@redpostloan thanx

    • @md.sayeed5005
      @md.sayeed5005 4 роки тому

      GOOD

    • @shivnarayanmaheshwari9822
      @shivnarayanmaheshwari9822 4 роки тому

      Mene bnana conservative se loan liya he 380000nob 2019 me regular emi de rha hu kya me isko sbi me sift krva skta hu 3percent byaj km ho jayega agr haa to kese pura hindi me btaiye please mera salary khata sbi me he

  • @bhojanemi4270
    @bhojanemi4270 3 роки тому

    Sir ap ne bahuti important information di.sunkr pta chala loan lene se kya dhyan rakhna chahiye.
    Salery se kitna percentage emi karni chahiye ye bat apn bahut achhi batai hai.dhanyavad sir🙏

  • @deenusukheja7102
    @deenusukheja7102 4 роки тому +6

    Vry nce sir...I like to given info abt CIBIL specifically...coz it's a vry important for all loan lenders

  • @shaileshpathak7343
    @shaileshpathak7343 3 роки тому +4

    Thank you sar

  • @aminmemon750
    @aminmemon750 3 роки тому

    Namste sir.
    Section lettar sabsee jaruri delhna hai.
    Ye 100%ki baat boli.

  • @yusufmca07049
    @yusufmca07049 4 роки тому +5

    Sir all the 5 matter are most imp thanks for information

  • @sachinadmane7963
    @sachinadmane7963 Рік тому +1

    Very informative & useful video..
    Who getting such loan offers or buying bigger or smaller loans must read TC carefully.
    If no need of loan, don't fall in love of loan offer . This is technique of bank to catch your pocket.
    +++Best information I which like is that, Always select higher EMI & short tenure..
    Must check deeply, foreclosure charges,prepayment charges, Insurance cost etc.
    Thanks.

  • @maheshkumarpowar3575
    @maheshkumarpowar3575 3 роки тому +4

    Good

  • @srikanth-be6ru
    @srikanth-be6ru 3 роки тому +3

    Super Sir, for your valuable information.. it is useful for everyone 👍

  • @akmalali5966
    @akmalali5966 3 роки тому +1

    Bahut bahut shukriya information ke liye thanks brother

  • @simapanik7749
    @simapanik7749 4 роки тому +5

    Thank you so much

  • @sweetmona100
    @sweetmona100 3 роки тому +9

    sir which bank is better for loan. If choosing between govt and private bank which one is better ?

  • @swapnilsarkate1992
    @swapnilsarkate1992 Рік тому

    Bohot bada bohot bada thanks sirji itni badi information koi bhi nhi deta chahe ushe payment bhi qu na dena pade ?thanks you so much sirji for this videos❤🎉

  • @nithagopisony970
    @nithagopisony970 4 роки тому +4

    Very very informative. Thank you for the valuable information

  • @haroonipathan1315
    @haroonipathan1315 3 роки тому +7

    AAP samjate Radhey aap Dil me Rahoge

  • @nabakumar5328
    @nabakumar5328 Рік тому

    Sir very good morning n thank you. App ka har points bahut important hai is men sabse jaruri 5 no point .

  • @AnkitSingh-nn8gx
    @AnkitSingh-nn8gx 3 роки тому +4

    Sir if female applicant name not appearing in sales deed of pmay home loan does we get subsidy benefits or not so how can we correct it

  • @nadeemsaifi8291
    @nadeemsaifi8291 3 роки тому +4

    Sir if I take small personal loan at the month end ...so when will I have to pay my first emi

  • @rajendranathparida3512
    @rajendranathparida3512 2 роки тому

    Video sunkar hamen bahut achcha Laga hai ham fir se aapse gujarish kar rahe hain ki loan lene ke liye क्या-क्या document ki jarurat padati hai aur condition

  • @kiritbhalodia6370
    @kiritbhalodia6370 6 років тому +7

    Wah Kevinbaba, congratulations. Great going...👍

  • @balajivenkatraman7598
    @balajivenkatraman7598 4 роки тому +21

    Sir, pls enlight the key points in Loan agreement ,specially with HDFC Bank.

    • @veerbhanahuja715
      @veerbhanahuja715 Рік тому

      सर बहुत बढ़िया और अच्छा लगा जो आपने समझाया मैं लोन अप्लाई कर चुका हूं उसके बाद ही यूट्यूब चालू किया हूं मुझे जान हैं यह सब फॉर्मेलिटी कर चुका हूं सैंक्शन लेटर नहीं आया है सैंक्शन लेटर को अब सही ढंग से पढ़ लूंगा समझ लूंगा उसके बाद ही साइन कर लूंगा और लोन लूंगा बहुत-बहुत धन्यवाद

  • @jainiddinpathan3340
    @jainiddinpathan3340 2 роки тому

    Thanks 👍 bahut ache se samjaya apani septy dekh kar lone lena chahiye

  • @roshanhayer2481
    @roshanhayer2481 4 роки тому +8

    Thanks Brthr

  • @aarohigiri5873
    @aarohigiri5873 4 роки тому +4

    Thank for this information

  • @hemantgajre9298
    @hemantgajre9298 3 роки тому

    Bahut hi acchi Jankari aapane video ke Madhyam se De thank you sir

  • @thrillyatra8181
    @thrillyatra8181 4 роки тому +10

    Mai loan le raha hu 10lakh...
    2% brocker le raha h.
    16000₹bank wale bond k naam pr.
    40000₹ insurance...
    Dear sir fast reply plz kya ye legal h???

  • @SaddamHussain-gy3ec
    @SaddamHussain-gy3ec 4 роки тому +5

    What is meaning by fourcloser sir ? Give me details sir please?

  • @SantoshSingh-sv1zb
    @SantoshSingh-sv1zb 3 роки тому

    Halpfull video, my first like nd subscribe thanks

  • @PSClasses
    @PSClasses 4 роки тому +9

    Good info sir!

  • @manojvarma6939
    @manojvarma6939 4 роки тому +14

    In home loan,which type of interest rate(fixed rate or floating rate)is
    good for home loan taker?

  • @JituKumar-fs1dp
    @JituKumar-fs1dp 3 роки тому

    आपकी हर पांच बातें अच्छा लगा सर

  • @dv9396
    @dv9396 5 років тому +9

    Good information, more appreciate with you

  • @nishatali1565
    @nishatali1565 4 роки тому +5

    Sir I had taken loan in 2017 nov.now I have seen different types of penalties imposed and charges in the name maintenance account penalty.though it is three times I deposited latter because late salary.is there any court where I could go for justice.moreover they have not given me any agreement letter.the person who in my touch were transferred and there mobile numbers were changed too.sir pl tell me what I can do.pl help me.

  • @indarkumarsain2139
    @indarkumarsain2139 Рік тому

    Very good jankari me abhi lon lene ke liye soch rha hu

  • @vivianfrancis6263
    @vivianfrancis6263 2 роки тому +7

    Good thanks. I learnt the 60% and 40% is the international ratio for loan and saving. My Loan is around 40% and i am able to pay comfortably. 2 days back i went to enquire about buying Activa. The rate of interest is 10.75%. i found out that if i tale loan of 53000 only for the minimum period of 1 year. I am paying around 10,660 rs. Extra. I find it's too much. Can u pl guide what kind of vehicle loan i should take to pay minimum interest and from where to take loan. Thanks

  • @nareshrana1
    @nareshrana1 4 роки тому +4

    Shoul we go for fixed or floating rate of interest?

  • @pankajvlog1568
    @pankajvlog1568 Рік тому

    Bilkul Sab Sahi Baat Sar ji aap bahut hi Achcha Laga aapane bataya Sabhi Kuchh kahavat hai jitni Chadar Ho itne hi pair pasar Ne chahie love you from Chhattisgarh❤

  • @prafullajoshi
    @prafullajoshi 4 роки тому +10

    क्या मुझे होम लोन को जल्दी-जल्दी भरकर खत्म करना चाहिए? या फिर इनकम टैक्स का बेनिफिट
    लेना चाहिए?

  • @munvarray7555
    @munvarray7555 4 роки тому +6

    2:57 jese Shaadi karleni 😂 good sense of humour thank u for great information sir

  • @shrikantjadhav6036
    @shrikantjadhav6036 Рік тому

    Very important इन्फॉर्मेशन

  • @anupamjana6456
    @anupamjana6456 3 роки тому +5

    Can you make a video on PROFESSIONAL LOANS - and what type of professions are eligible for PROFESSIONAL LOANS

  • @lalaramnag6797
    @lalaramnag6797 4 роки тому +9

    Thank you sir

  • @AnilSingh-zl6vm
    @AnilSingh-zl6vm 2 роки тому

    Thank you sir, aapke chalte mujhe kafi fayda hua...

    • @RahulSingh-ep2of
      @RahulSingh-ep2of 2 роки тому

      Kisi v Parkar ki Loan Lene Ke Liye Sampark Kare 89%02%02%53%56,,

  • @rashmisoni3402
    @rashmisoni3402 4 роки тому +4

    Foreclosure charges jo hota h vo 1% ya 2% hota h vo pending loan amount
    Me lagta hai ?

  • @ankurswami5929
    @ankurswami5929 4 роки тому +14

    Can you plz suggest me that how can I migrate my home loan from hdfc to sbi. My present period of getting loan is 1.5 years and now I want to migrate my home due high interest rate of hdfc. Plz reply
    Thanks

  • @ramdassawale1598
    @ramdassawale1598 Рік тому

    Excellent 🙏easy language me समझा या all points क्लिअर केले.👍

  • @mikkuasrajiv
    @mikkuasrajiv 4 роки тому +14

    Hey can u guide me:-
    Is it possible to take loan by one of the spouse (say wife ) but property in the name of husband??. or it's mandatory to have person name in property who is loan applicant?? Means like is it mandatory that loan applcant must be owner of property even if she want the same in her husband name?

    • @vankateshkumar8157
      @vankateshkumar8157 4 роки тому

      Very nice bhai.

    • @vankateshkumar8157
      @vankateshkumar8157 4 роки тому

      Mughe bhi 5lacks ka lone chahiye.bina property ko girbi rakhe . please iske bare me jankari de comment kar de.

    • @ranaasofficial1941
      @ranaasofficial1941 4 роки тому +1

      @@vankateshkumar8157 कहां से हो आप,
      हम आपकी हेल्प कर सकते हैं

    • @jawedakhter2346
      @jawedakhter2346 4 роки тому

      ०२००ग८६७९

  • @rinkukarmali7484
    @rinkukarmali7484 4 місяці тому

    Last wali updated achi lagi jo bonus thi 👍

  • @vijaynarola105
    @vijaynarola105 4 роки тому +5

    Sar mene 5 sal pehle 10.25 % pe Lon liya tha.or abhi 7 % tak a gya he to meri emi ki amaunt km hogi ya total emi me se katoti hogi