How to Build a STRONG & SUCCESSFUL Investment Portfolio?
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- Опубліковано 22 чер 2024
- ► 25,000+ readers have joined my FREE Investing Newsletter at shankarnath.com
► Part 1 of ETF Series : • ETF Investing for Begi...
For retail investors like you & me, a successful investor is essentially someone with a strong and stable investment portfolio. In this video, I take you through the key steps in constructing such an investing portfolio with a focus on using ETFs (exchange traded funds) however the principles shared are very much applicable to actively-managed mutual funds and index funds
The 5 steps in building an investment portfolio are:
1. Define clear investment goals & setup an investing workflow
2. Determine the ideal asset mix using practical approaches like the safety cushion method
3. Structure the portfolio with core and satellite components
4. Use a systematic approach for investment selection including a unique 3x3 grid I discussed
5. Implement a well-thought-out entry and exit strategy
👉 Video Chapters:
00:00 Building a Successful Investment Portfolio with ETFs
02:33 Investment Goals
05:03 Asset Mix
08:12 Portfolio Structure
10:55 Selection of Securities
14:19 Entry & Exit Strategies
#investmentportfolio #successfulinvesting #exchangetradedfunds #etf #etfs #passiveinvesting
Disclaimer: I am not a SEBI registered investment advisor or research analyst. I am not registered with PFRDA or IRDA either. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented. Some of the links I have posted in the video, the description, the comments and other related resources might be affiliate links
Weekend is totally incomplete without your videos 😅. Thanks for another video ji 😇
Thank you so much 🙌
Indeed
Another amazing video Shankar. An absolute gem. I love how you don’t impose your thoughts on what the right strategy could be but instead make us think on what could work for us basis our goal and risk appetite. I feel this video will age very well and it be one that I will be revisiting for sure.
Glad you found this informative! And many thanks for the kind words 🙌
Sir big admirer of your work on YT. You have opened new avenues for people who can't afford financial managers, that too by educating us. Also kudos to your production team, they are doing great work.
"Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime"
💥🔝
So nice of you. Thank you very much for your kind words, Kshitij ji
This one is really awesome , I have mapped my investments for a specific goal and needed to make adjustments, Active fund , mid cap , small cap, sector based funds international market funds , and a small bunch of stocks . All these were possible because of your videos from your ET money days . Not to forget PPF & NPS is also doing good .Thanks 🙏 Shankar
Fantastic! Wishing you the best! 🙌
Hats off to you for your 3X3 grid. Really appreciate. We are getting very good insight from your Channel..🎉
My pleasure. Do share it with others, I must have explained this to dozens of my friends and family members .. it's helped each of them
The information density and hence the ROI of watching your videos is by far the best I've seen. Thank you.
Wow, thank you!
Namaste Shankar- Some of us in 40s, find in ‘sandwich generation’, everything collides- child education, parents getting older need financial support & own retirement coming up. Many competing obligations, life feel overwhelming. How to gracefully navigate challenges & build finances?
Pls share @shankar nath
Namaste to you too, Himanshu ji
I'm in my mid-40s myself. My response to financial & societal responsibilities was to give myself the best chance at improving it. For instance --
1. Family -- My parents live with me; we moved to a better society & I even convinced my sister & her family to take a place close by; I don't have children but have 2 nieces who are a handful
2. Job security -- I moved away from a corporate environment and built upon skills I had acquired (some) in my 20s and 30s. So technically I have a secured job now.
3. Health & lifestyle -- Because of self-employment, I'm able to work when I feel like, avoiding outside food, don't drive in traffic, take vacations when I feel like etc. I feel healthier although there is room to do better
4. Stress - This deserves a separate bucket. Haven't been under any stress for the last 2 years, I think life has become more minimalist for me which works well for me
5. Financials - Again, I believe one should give oneself the best chance of earning more. I didn't save/keep/invest enough in my 20s and 30s which is OK .. but in my 40s, I'm giving myself opportunities and building upside. For instance, UA-cam has almost replaced my ET Money salary. I can double it by creating a Hindi channel (upside 1), I can grow the newsletter and monetize it (upside 2), can create smallcases that many viewers have been asking for (upside 3), am getting myself a small 1% stake in a fast growing business (upside 4). My point is -- wealth grows if one gives it the chance. How to do it, how to overcome one's fears is all upto every individual.
Hope this helps.
@@shankarnath yes, this is helpful! Truly simple, but impactful and inspirational work. Makes me think that (it’s high time now) I should do some course correction and take actions with a plan. Thanks a ton for giving an honest and detailed response. Regards
Most welcome. Wishing you the best!
This is the absolute gold standard. Thanks, Sir for your insightful and knowledgeable sharing.
You are most welcome. I'm glad you found it useful .. you might some of the techniques really useful. Even if you don't find it right now, over time you're likely to do some variation of it. Wishing you the best!
Another fentastic video... Thank you sir.. 😍
So nice of you. Always welcome!
You speak with simplicity and sharing your experience unlike the fintech who use jargon to confuse rather than simplify.
Thank you
Most productive thing done in the weekend is watching your content 👍
Love that! Appreciate it 🙌
Wow ! Really Wonderful Video with holistic understanding of Successful Investment Portfolio,
Cherry on the cake was knowing your personal experiences and improvements made was top notch 😊
Thanks a ton Shankar sir, always great researched video with practical structures, systems and approach👍
You are most welcome 🙌 Glad you liked it!
Thanks for the research. Really educative...
Most welcome! 🙌
Amazing content, thanks for sharing such valuable information
My pleasure. I'm happy you found it helpful
very comprehensive... crossed 6 th year of investment...happy travelling with ur videos..TKS shankar brother
Thank you. All the best
Thanks! I just asked for this yesterday!
Happy to help!
Fantastic video. As usual, goldmine of information. Thanks Shankar.❤
Thank you very much 🙌
Another insightful video. Thanks.
Welcome, glad you liked it
Your video is very very deep knowledgable and helpful
Love you
Thank you! I'm glad you like my work 🙌
Very good video. This video covers the core principles of portfolio building. Kudos to the video editor, he has done a good job. Content was very well presented, crisp yet exhaustive 👏
Glad you liked it!
After watching many of your videos the first thing I do when I start watching is liking the video with a default expectation that i would definitely learn something and there would definitely be an aha moment. Thanks a ton for all the knowledge shared It is quite helpful and really adds a lot of clarity when choosing the assets to invest
Thank you 🙌 Yes pls, not everything will be golden but I try to put 2-3 nuggets of information that can help the viewer. I myself learn that way .. even something like the 8 hour training programs I attended during my employment .. while 7.8 hours was a filler, often there was a 15 minute of good advice which I used to carry back and it has helped me for many years in the future. Appreciate you taking these videos in the spirit in which these have been created
Sir,
Wonderful Insights with lot of research and Hardwork is highly appreciated.
Regarding Debt portion of an individual, I feel following could help to some extent.
1) Aggressive investors can keep 1 year lasting of house hold funds in safe instrument.
2) Moderate can keep 3 years of funds
3) Conservatives can keep 5 years of house hold funds in safe kitty.
Rest all invested in high yield products.
I keep 3 years funds in distributed in cash, FD and Debt funds and rest all in very aggressive micro, small and midcap direct stocks only.
Thanks 🙏
Most welcome, glad you found it useful. Thx for sharing your strategy
Wonderful video and great knowledge shared sir! I really loved this video!
Thank you very much!
Always love it when you make a video on ETFs 😊
Glad you like them!
Very comprehensive video.🎉 Amazing 🤩
Thank you! Glad you liked it
Thank you so much !!!
Most welcome 🙌
One of the best I have seen. Thanks for this explanation.
Wow, thanks! Glad you like it 🙌
Your presentation and content are amazing.
Glad you think so!
Thanks a lot for this type of knowledgeable videos
It's my pleasure. I'm glad you like my work! 🙌
Excellent content. Thanks.
Most welcome
Thank you for the video sir
Most welcome
Insightful as always, for the grid value part I had shortlisted UTI 500 value 50 index fund which covers Large Mid and small cap.. I glad on the right path as I had created quite a similar portfolio.. Your channel influence probably 😊
Glad you are finding my work useful
I feel blessed to watch your video and the content you share with people. Your videos are goldmine. All we need is to adjust and apply learning in our investment journey.. Make mistakes and improve as you mentioned in long term journey. This ETF series is eye opener for me. Thanks for all the efforts you and your team puts to make these videos. Jay Hind!!
So nice of you. Thank you very much, I am glad you are finding my work informative and useful
This was really very informative and interesting.. Though I have done some amount of asset allocation in the past your video has given me next level of thought to yrs k down and refine my portfolio.. thank you so much
Glad it was helpful! 🙌
Excellent sum up Shankar ji❤👌👍
Thanks a lot 😊
Indeed Shankar your videos are knowledge book which we can use. I have started watching your videos with Pen and paper :)
Glad to hear that! Appreciate the support and encouragement
Very useful and informative
Thanks a lot
Fabulous 👌 nothing less, nothing more.
Many thanks!
As always awesome video sirji! 🎉 Lot of takeaways and loved the last pointer around the exit and entry based on returns using nifty 50 PE ratio over different time horizons .
Thanks a ton. I'm happy you found this informative 🙌
Another amazing top notch quality video sir . Lately , I had started ETF investment on dips and your video gives immense validation in my approach . Big admirer sir .
Glad you found this useful! 🙌
very interesting and simplifying talk
Glad you think so!
Great video, Shankar! Please make a video on equity savings mutual funds. Thanks.
Thanks for the suggestion
Thank you for bringing these videos to the uninitiated like me
Most welcome!
This video was gold Shankar....absoluteky love the ckarity in which you present tge strategies at once making them accessible and executable. I have a question - what is considered the fairly valued PE ratio for midcap and smallcap, and what ratios for these would be considered good entry or exit points.
Thank you! Glad you liked it.
For midcap 150 index PE ratio: pls use -- www.screener.in/company/id/1275143/ (avg is 28)
For smallcap 250 index, pls use -- www.screener.in/company/id/1275142/ (avg is 29)
Very helpful video
Glad to hear that
Thanks
Thank you Sandip for this kind gesture and your appreciation!
I just enjoy watching your videos so much, I have no connection to finance or accounting stuff, since I’m in stem but you make it seem so interesting that I’m feeling so inspired to learn about investing 😊
You are so welcome! 🙌
This is a brilliant video. Thank you for the excellent overview on portfolio construction. As someone who is gradually shifting to ETFs, this was quite validating.
One question, though: Given that equity investing is a long term game, how long should you test one investing style before shifting to another (e.g., soft cushion vs debt:equity split)? Or should you experiment with pockets of your portfolio with different styles for x amount of time before settling on something? Curious to know your thoughts on this.
Most welcome! With re: your question, anything long-term will require tweaks, changes and improvements from time to time. This applies to one's career, lifestyle, business etc. -- we all do it differently but generally we test out scenarios, talk to others, read up more, continue multiple paths until we get comfortable with one etc. My point is -- there is no generic rule/playbook to this
Great Video as always Mr. Shankar Nath.
I am currently in the process of constructing an ETF only portfolio for long term wealth creation, because I feel the direct stocks are not for me, except for the very few familiar handpicked large cap stocks.
I have used the combination of Growth + Momentum + Value + Alpha + International ETFs. I am also planning to review the portfolio every 6 months/1 year and book some profits and move it to Liquid and Gold ETFs. I am also using Liquid and Gold ETFs to park some money for investing during future crashes/opportunities.
My only concern is the ETF liquidity, but I am very confident that the ETF market will gain more traction in the next 5-8 years and liquidity problem will be solved.
Thanks, your videos are very knowledgeable and useful. 👍
Most welcome. Glad you found this useful
Great Video, Thanks for sharing. I have a question on portfolio construct suggestion of having a momentum, value and growth across 3 different sizes. How this fares up with another great video - Nifty 50 fund along with Momentum is sufficient when we have a choose only 2 funds. Many funds suggested is going to overlap each other? Wanted to know your thoughts
Most welcome!
1. I really don't look at overlaps because practically, it's unavoidable. I'd rather prefer to have the stocks that give me the best chance of making money rather than worrying so much about spreading it thin.
2. Now, its a matter of comfort. I am comfortable working with 7-8 primary funds divided around the styles and mcap sizes I referred to in this video. For others, it might not be that convenient. Pls do as you please.
3. Kindly watch my upcoming video on Index Fund performance. I'm certain many Nifty 50 loyalists will be a bit disappointed
Really helpful video.. i have shared your link with my family members too. I had a question, is it possible to automate SIPs to ETFs. Thankyou.pls continue your good work.
Most welcome & thx for paying it forward. Yes, SIP automation is very common nowadays and most platforms offer it. Just try it on your trading platform & if you're facing an issue, write a note to the customer service team. Sometimes, designers hide it in the UI if there isnt much traction for this feature.
Lots of love from Nepal ❤ , Shankar 🙏❤️
Thank you very much, Mickchung 🙌
Thank you for sharing much awaiting topic, Please update your Description with websites helped you to Shortlist ETFs shown in your video
Thanks for the suggestion
@@shankarnath Please Share websites that give complete picture on All Indian ETFs
@@NannaChappava I use valuaresearchonline.com, moneycontrol.com and NSE website
You are a great guru 🙏🙏
Glad you like my work
Hi Shankar, Loved your style of investing and thanks for sharing. I am in my 20's and fairly new to investing. Especially the way you have diversified your portfolio is quite good. It would be great if you could make a video about how young people can diversify their portfolio and what all options they can choose and how much weightage they can give.
Thanks for the suggestion. Two points --
1) What do you see in this video that won't be befitting for a person in their 20s? (I tried critiquing but figure that I'm just running the blade for the heck of it; this construct works across age groups .. ofcourse with minor tweaks and personalizations)
2) Unlike people in their 30s & early 40s who are likely to have responsibilities -- the 20s person can be a) very less responsibility (parents working, unmarried) or b) very high responsibility (parents not working, maybe married). I'm not sure how to generalize something like this when I'm not a fan of one-size-fits-all approach. If you have any suggestions for me that doesn't involve making video segments for multiple scenarios, pls do let me know. I'll probably again go back to the point that this construct works across age groups with personalizations :)
Loved this video Shankar ❤❤! ETFs are totally the instruments for future wealth creation. Be it long term or trading in ETFs , I have personally found them very useful. I just hope that there will be more sectoral ETFs especially covering Real estate/ Manufacturing/ Defence/ Oil and gas and most importantly we need actively managed ETFs as well as Nifty 50 reverse ETF... Financial product creation is simply too slow in our country..dunno why? These are already there in US ...
Thank you very much 🙌
Sir, your videos are very unique and informative. Can you please share your thoughts on future themes and stocks will be the beneficiaries.
Thank you! I have a video on future themes, pls have a look: ua-cam.com/video/o0xjYem2aJ0/v-deo.html
Great knowledge 😃 Sir we want atleast 2 video in every week
Thank you! Nope, I can't do 2 videos a week .. and honestly, its really not needed. Overstuffing oneself with content is quite detrimental
@@shankarnathI agree with you sir.
Amazing 👏
Thanks
@shankarnath Sir, please make a video on "How to handle Portfolio when it gets big". There is a lot of content for how to start investing but we need guidance on how to deal with a portfolio that becomes big eventually. We get stuck once our portfolio gets big.
Thanks for the suggestion. I'm deducing the setup/ideas shared in this video should work for upto 20 crores. If anything bigger, please use the services of a financial planners if wealth managers aren't already calling you for an appointment.
this gives a lot of clarity sir . I have 5 diversified mutual funds . confused abt what to add to a satellite portfolio . should i add a thematic fund or a momentum fund or just stick to my plain vanilla diversified portfolio ?
Most welcome. One doesn't need to force-fit anything in the satellite portfolio. As your knowledge of investing increases, you'll start identifying opportunities and have it there. This isnt far away, so give yourself time.
Hello sir, thanks for this detailed video on building a portfolio!! Can you please make a video ( or share some resources) on investing in Bonds directly vs Bond ETF discussing their liquidity, returns, and taxations, not able to find much information on this.
Glad you liked it. Thanks for the suggestion, there is a video I made on investing in government bonds during my ET Money days. Pls have a look at ua-cam.com/video/BFjj2NkIf9o/v-deo.html
@Sankar Nath: Excellent video content! I'm becoming a fan of your presentations. You simplify complex topics, making them easy for common people to understand. Do you offer a subscription service for tips or financial advice? I suggest creating a three-tier subscription model where you provide advice based on portfolio size: 1-5 cr, 5-25 cr, and over 25 cr. This way, people can feel more comfortable with investment advice tailored to their needs. Best of luck!
Thank you! No, I don't offer any paid service currently .. the one thing in my mind is to resume my newsletter & charge a nominal fee per month. I did a POC and the posts were well-received by most readers. I made decent money -- not on subscription (the newsletter is free for now) but on acting on the stories I wrote in the newsletter :)
I've tried 1:1 paid consultations and specific to me, it's a last resort. Here's why?
a) There are limits to the number of clients one can take under an individual RIA -- just 150. As a content creator, I reach 1000x more people and improve their financial lives. It gives me a lot more satisfaction to do this.
b) Compliances for intermediaries is on the rise & getting costlier. I don't want to complicate my life always wondering which rule/sub-rule will apply here or always being on the phone with some lawyer/compliance guy who charge quite a bit
c) Content creation is more rewarding and offers a lot more upside. I make money with UA-cam, I'll monetize the newsletter once I feel I'm offering excellent value, there are calls for me to start a smallcase (that requires a SEBI license .. sad!), I have not dabbled with some course etc. There is operating leverage in all these activities i.e. 1 YT video reaches 100k people but 1 advice call can reach only 1 person. Similarly 1 newsletter reaches 25k people now. Likewise 1 smallcase can be potentially used by 5k investors. The same applies to courses aswell
My point is -- I'm always comparing myself to the first 20 years of my worklife. As a salaried individual, there were limits to what I can do, what I can earn and my upside. With me conducting an advice business, it seems pretty much back to a quasi-salaried status. As someone who has experienced these models, advice just doesn't seem to making sense to me
Another Masterpiece Crafted by maverick Shankar Sir❤ Keep Posting These Gems Hatts off to your Research & insights Sir You are a life safer for retail Investors Like us 😊🙏🙏🤗
Thanks a ton 🙌
Good content 👌
Appreciate it 🙌
Excellent
Thanks
Thank you for the insightful video. Given that the current PE ratio is around 23-25, do you suggest this is the right time to exit mutual funds and wait for the PE ratio to drop to around 18-19 before re-entering? Alternatively, if we are in SIP mode, should we continue with the SIPs and consider increasing them if the PE ratio drops to the 18-19 range?
I would appreciate your guidance on this matter.
I have a video on SIP & Lumpsums here: ua-cam.com/video/1Br5EKbAQL0/v-deo.html .. personally, I am continuing with my SIPs
@@shankarnath Thanks , can you please suggest me any large, mid and small cap for the long term,
@@ramu222049 Sorry, I don't advice on specific schemes. That's the area of expertise of a financial advisor, may I request you to consult one in case of doubts.
hello Shankar
what are your thoughts on
1. maintaining SIPs and investing leftover savings at the end of the month
2. having different debt funds for different short term goals (getting a bike/expensive phone etc)
Hi,
1. I'm a fan of SIP. Investing leftovers seems like a great strategy & should be rewarding over the long run
2. My suggestion is -- reduce dependence on debt funds for short term. Instead block that amount in a fixed deposit. Your maturity is fixed and safety is high that way.
@@shankarnath understood, thankyou for your inputs 🫡
me too, as Warren Buffet said, "Do Not Save What Is Left After Spending, Spend What Is Left After Saving."
all my SIPs/investments/savings are in the beginning of the month, a few days after the salary :)
@@karthik681 hey Karthik, I meant continuing with the SIP, and investing the extra savings left at the end of the month
Great content Worth the 18 minutes ❤
Thank you! 🙌
Great content as always.
Much appreciated!
Taking que from momentum video, can we consider quant funds also under the category of Momentum funds.
@@Vinkalm I dont think so. Quant funds generally works on different factors while momentum is just the momentum factor.
Thanks shankarji, really appreciate
What is your opinion on timing the ETF SIPs? Is blindly choosing some dates good or is it good to do manual SIPs when the price dips below a certain SMA? Say 9 day or 20 day?
Apologies, I haven't analysed a moving average based scenario. If you some data-backed insights, please share -- keen to understand more on this.
Loved the video. How do you decide the percetage allocated to each grid block ?
Also, if you assign ETF to each grid block isnt it too diversified and can become like nifty500?
Shouldn't you take some and leave some for better portfolio returns?
Thank you!
1. Over time, I've found a comfort level. So for size, I use 50:25:25 between large, mid and small. For style, it's 70:15:15 between growth, value and momentum. This is for every investor to decide for oneself
2. That's the point, it's not Nifty 500 like because the ratio of large/mid/small is different there and styles are like all over the place. The problem with over-simplifying one's thought process is to negate everything. For instance, once one might look at Nifty 500, the mind might say "ye to Nifty 200 jaisa hi hai na? but with more companies". Then with Nifty 50, one might say "ye to Nifty 200 jaisa hi hai na, bas thode midcaps bhi hain". But if one looks carefully there are atleast 5 major differences between Nifty 50, Nifty 200 & Nifty 500. To put this together -- the idea here is to create a portfolio that has different sized-companies and styles of investing counteracting with each other. This balance offers stability to the portfolio and improves returns.
3. Sorry, I didn't understand the meaning of this take-it-or-leave-it line. Can you pls elaborate?
@@shankarnath Thanks for taking time to reply.
1. Understood your percentage allocation. I want to clarify, these percentages you got comfortable with over time on your gut feeling and there is no formula on deciding these exact percentages.
2. While I understand the fact that since the ratio of allocation in different caps and style is different and it will give returns on that basis. But I am uncertain on how to draw a boundary and where to a draw a boundary?
Why would one decide to invest in Nifty 50 (say 84%) AND Nifty Next 50 (16%) when the same person can invest directly in Nifty100 ?
Or on what parameters a person should decide to buy large,mid and small cap on his/her own OR buy Flexi cap directly ?
3. Shouldn't you take some and leave some for better portfolio returns? -> What I meant is why not take a little concentrated bets?
Like not investing in say Nifty Next 50 . So that when these particular companies dont work, you're unaffected. Shouldn't we get better returns when we put money on some assets and leave other assets untouched.
If we put money in all assets , wouldn't the whole portfolio get some average returns ?
@@nishujain9876 1. No formula, lots of experimentation & looking at data. Afterall, historical data is available over the last 18-19 years in the form of indices on niftyindices.com
2. Again, run the numbers and see for oneself. E.g. let's take the 2017 to 2021 period. How would a 100% smallcap fund have done versus 100% largecap fund versus 50%+50%. Which is more comfortable? The returns and risk are different
3. I take concentrated bets in stocks. That's what the satellite portfolio is for. The core portfolio is the diversified one that I keep untouched.
4. Difficult for me to answer on the multiple assets part. Different people might have differing views.
@@shankarnath Thank you for replying and taking your time to answer my queries.
Really appreciate them. My takeaways are that investing is completely personal , and one can / should run the numbers to find the comfortability in their method.
Everyone will have their opinions on asset allocation and how much diversification is required for them.
But goal is to invest something and stay invested. Find a method that works for yourself and one you're comfortable with.
❤ very very nice contents always ❤
Thank you so much! 🙌
very nice.
Pls make a video on 'How to Build a Quant based investing & Portfolio' including selection of stocks criteria to performance in next one year.
Thanks for the suggestion
Great video as always Shankar. I need some help regarding how can I invest some amount in my portfolio as direct equity in US stocks. Let's say Tesla. If you or anyone else reading this comment could point me in the right direction. Thanks.
Thank you. Sorry, I'll pass .. am not tracking US domiciled listed companies presently.
Great video dont worry about the time of the video if content is great then it doesn't matter. Also if u cud share all the funds in ir portfolio without numbers wud be great help to us
Thank you! I have too many funds (10 year old legacy, unable to prune it down) but the overall structure is exactly what you see in this video -- the 3x3 grid. Specifically, I follow 50:25:25 with re: mcap (large, mid and small) and 70:15:15 with re: style i.e. growth, value & momentum. This works for me.
@shankarnath thanks for your insightful comments your value plus momentum strategy is a great discovery.
How do you tackle the liquidity issue with ETFs? What if there are no buyers for the ETFs that you hold in the future?
Kindly watch the video on ETF for beginners for these insights: ua-cam.com/video/t86OsSL7Opk/v-deo.html
Thank you Shankar for sharing your knowledge as SME. Requesting you to guide on how to invest 1 cr lumpsum at current market levels as the valuation are not comfortable. Thanks
Most welcome! If you aren't comfortable with current valuations, look at equity savings fund category. I explained this in a previous video (ua-cam.com/video/6QKVRaNDvgc/v-deo.html); so you can explore having the money there at a low level of volatility (& still you wont be out of equity & receive equity taxation) and do an SWP into an equity scheme of your choice. This is what I'll do but since the amount is high, please feel free to consult a financial advisor
Thank you for your response. I really follow your content regularly and make required changes based on your suggestions. If I can get consultation from your side for lumpsum investment, kindly do let me know. Thank you once again for the awesome info you share with all of us
@@gauravpaliwal8384 Most welcome. Unfortunately, I don't do 1:1 paid consultations due to paucity of time on my part. If this changes in the future, I'll circle back
Thank you so much Shankar for all the great support you are providing to all individuals😊
Whenever you plan any additional services, I look forward to joining those.
Shankar ji have a suggestion
Requesting u to throw some light on the quant based investment theme
Thanks for the suggestion
#Question
Hi Shankar ,
To much confused about investing in index fund( lot of them are in the market) i am planning to do sip horizon is 30+ years which index fund would be good nifty 50 ,nifty next 50 ,nifty 500 ,nifty 750
Which will have better returns
I'll be covering this in next week's video (Saturday release). I've examined dozens of indices with trailing returns going back to 15 years. Where possible, I've looked at rolling returns and SIP returns aswell.
@@shankarnath That's great but you also mentiones that we shouldn't look at the past returns... when should we look for past returns and when should we not ! What are some advantage and disadvantages of them
@@Sri_Krish1555 May I know where I said that one should not look at past returns. Kindly share the video and the timestamp
Hi sir -- ur video was very informative. But sir i hv 2 doubts
1. In 03:28, u hd mentioned about the list of ETFs, if say i dont hv demat account and if i buy such ETF MF without demat, is it possible ? Such as FoF options
2. In 09:33, if i make such a grid for investing in ETFs, what should be the proportionate amount one should keep for investing in such grid like format ? Sir, u might hv thought well before putting it in video?
Right now i hd started an active large cap MF and willing to invest more in many easy MFs with less tension.
Hello. 1. Sure, you can do that aswell. It might be a bit expensive though but sure.
2. I can't advice for you but I use 50:25:25 for large, mid and small .. and 70:15:15 for growth, value and momentum
@@shankarnath in what way it would be expensive sir ? Usual ETFs r costing us 0.2% with demat account.
@@PraneshSR3 ua-cam.com/video/t86OsSL7Opk/v-deo.html ..pls watch this video
@@shankarnath ok sir. .... need to revise the basics. Thanks
A dedicated video on exit strategies please?
Already there a few on my channel. Pls watch --
ua-cam.com/video/9GZtVsg9HC8/v-deo.html
ua-cam.com/video/72IoOGEwHoQ/v-deo.html
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Sir, can you please make a video explaining about basics of crypto.
Sorry, I don't understand crypotcurrencies. If I gather some interest in this asset class in the future, will certainly create a video on it.
Absolute Gold
Thanks
How can I add to position in a stock for longterm holding, where stock's price has run up too high from my "buy price" (initially I was skeptical -- now upset) ?.. Should I SIP or wait for a bear market (simple correction won't be sufficient).. Please enlighten us.. Thx..
Whats done is done. An analysis need not have a baggage of a "cheaper buy price" to it. Your focus should be on reviewing the stock based on present information. For example - a company was at an EPS of 10 in 2018 and you bought it then at 200 rupees a share .. so a PE of 20 and let's say that's the average historical PE for such a stock. Let's say today in 2024, the EPS is 80 and the stock is available for 1000 rupees a share. Hopefully you won't reject the stock because the price is up 5 times from when you bought it. You are negating the fact that the EPS is up 8 times during the same period.
If you have some structure like this in place, then whenever you sense/see the opportunity you can swoop in with some lumpsum money and average up. You don't have to do an SIP per se as there will always be some or the other opportunity in the market
Thx Sir.. Now it's clear what to do.. Actually, whenever my entry price has been high, I've suffered since I'm mostly a buy & hold kind.. So kind of you, Sir..
@@parthasarathibasu9670 I struggled with it too for many years :) .. happy to help!
Well I’ve started a new portfolio for my kid wherein I’m investing in smallcap momentum quality 250 a portion in nifty 200 momentum 30 , nasdaq and gold etfs I don’t really have to buy individual stocks this allocation looks good to me, please do make more video on the new instruments by mirae like momentum quality smallcap midcap 400 and momentum quality small smallcap 250!
Thanks for the suggestion
I have a qn- If our ultimate aim is to build a long term corpus Do we really need to exit when markets are high? I believe that will have a psychological impact, we may not become comfortable in keeping in our money in market ; portfolio churn or switching will be more frequent. Correct me if I am wrong.
"Markets are high" or "valuations are high" -- big difference! Can you clarify this?
I do partial exits when the valuations are high (markets are high is not that relevant) and add more when valuations are low. Valuations can be high even when the markets are low and likewise, valuations can be low even when the market is at all-time highs.
What is I ETF? Please explain, which fund house has it?
Pls watch this video for specifics on ETFs -- ua-cam.com/video/t86OsSL7Opk/v-deo.html
Please elaborate on "reducing at accelerated pace" in your portfolio.
Hello, can you share the time stamp pls?
@@shankarnath : 10:29 here "reducing at accelerated pace" Satellite, core portfolio, safety cushion.
@@user-fg1bz4di2c Some mistake during editing. The "reducing at accelarated pace" applies to the safety cushion only. That's because the safety cushion is not a % but an absolute amount and as my portfolio grows, I am dedicating more money towards my core and satellite portfolio which means consequently the % of safety cushion keeps going down. This is the stage of my investment journey that I am currently
Please make a video on "How to value of a stock" or " How to judge valuation of a company"?
Thanks for the suggestion
@@shankarnath actually I have read lot of book , article, share market course, pdf , technical analysis, fundamental analysis. But one thing I missing is to judge valuation of a company. DCF method is not practical for retail investor. There is many assumptions. PEG ratio , evebita ratio, I can use. But some good future company like Zomato,,,good growth company is missing in screener, when I use this valuation metric. I want to know details about this topic, how you are valuaing company. Please consider my request if possible. Thank you
@@vivekanandasantra887 I never use one way of evaluating a company. Some places, I look at relative valuation, sometimes I use EV/EBITDA, in turnarounds I look at different metrics etc. etc. For a better idea on this, please watch my sector/industry analysis videos. On every sector (hospital, hotels, banks, life insurance, real estate, cement, sugar, specialty chemicals etc.), I have spent 18-20 mins each which I can never summarize in a single video. Pls watch them all and you'll have a much better idea on how to evaluate those companies. Those were gigantic exercises for me and I'm happy to report, a lot of money was made from those videos once I had the knowledge of what to look for. Hope this works for you too. Link : ua-cam.com/video/AX6BDecnwRQ/v-deo.html
Sir I Have Invested in Momentum 30 and MidSmall Cap 400 .......
I also find to invest in Value Factor.....
But I am confused whether to Choose Nifty 50 Value 20 ..Or... Motilal Oswal Enhanced Value ETF...
PLEASE Guide me
Hello. Pls consult a financial advisor for such specifics. Your choice of funds should fit with your strategy
Do we have to time exits in ETF? Aren't they actively managed?
ETFs are generally passively managed. I think in India, all ETFs are passively managed ones that ascribe to a documented methodology and track a relatable index
Respected sir,
FD or debt funds better for long term safe investments say for more than 3 years
I park my money in money market funds and in bit portion of overnight fund
Somehow I try to avoid FD because of tax part when it matures
Also I learnt money market fund is safer than FD, is it true
I am allocating to equity as well but this particular question only related to safe investments alone
Hello - as there are no generic rules to your questions, I'll suggest you consult a financial advisor for the same.
@@shankarnaththanks ji for the reply
You are my number 1 financial educator
Shankar sir it would be really good if you made a video on pharma sector, 😅 just my humble request
Thanks for the suggestion
Sir please make video on ramdeo Agarwal portfolio please
Thanks for the suggestion
Sir if we have only few lakhs portfolio then also we should follow this technique?
Hello. The principles are pretty solid. You can make tweaks based on your requirements & comfort level though. Pls note -- your investment portfolio is an evolution .. you'll improve it over time so start with what you are comfortable with and build on it.
Hello Sir, i have just started Investment around Feb 2024, just a small question should i be Investmenting in MF or ETFs 🙄
Hello. For a better understanding of ETFs, please watch: ua-cam.com/video/t86OsSL7Opk/v-deo.html .. and with re: mutual funds, there are tons of videos on the Internet. Pls watch a couple of such videos to have a better idea of these instruments
What is iETF?
IETF is an ETF branding that ICICI Prudential has done. You'll notice a lot of their ETFs having this suffix IETF in them. This is similar to what Nippon India does with BEES
Missing your newsletter since long 😊
I'll restart it soon. Thx for your patience
Sir why can’t you create smallcase on the strategies you explain in videos and we are ready to pay for service?
Thanks for the suggestion