Which one of these 4 pieces of advice do you most disagree with? Remember, there are only a few weeks left to pre-order our course/membership at a lifetime discount. Join us: jointheorder.co/
3 роки тому+15
I disagree with the food one. As you said you need to put in the best fuel you can in order to perform at your best. There are many options nowadays and organic food has become a lot more affordable. Here in Italy sometimes you can even go directly to the farmers to buy your organic food and the price is lower.
The 1st one about being frugal with food. Took a personal finance course - twice - last year and this idea was recited to us many-many times that cutting down on food expenses at a cost of its quality is a poor decision. The rationale was different though and I personally was pleasantly surprised to hear your, Sorelle, take on this point. My rationale for not giving in to what people are saying about buying your own matcha and reusable cup in order to avoid places like Starbucks (yes, I use Starbucks and I've my own reasons) is that I want to go out and I want to be motivated to go out and at this point in my life - getting an oat milk matcha at Starbucks - serves the purpose. But if we put the whole - making your own beverage vs buying one - aside, food IS important. I became vegetarian last year and my reasons were related to the energies as opposed to the love for the animals (although I do love them and I spent a lot of time at my granny's farm growing up) and I firmly believe that what you put IN you is what you are able to give OUT in the end, whether it's food, information, energies or other things, we truly are what we eat/consume. Thanks for the video, Sorelle! And get well girl!
I almost despise the hustle culture. Better use of your time to become really good and progress in one thing at a time, by also investing in yourself (health, education) and progress a career until you can start your own business!
@Opressa Era oh, I liked 90% of your comment! "Money corrupts" however, is a view that's just going to hold you back from earning any! _Obsession_ with money is the root of many evils, because of using people and loving money. When instead you love people and use money, it does not matter how much money you have; you're still a decent person!
I love your point about food. I think one of the best rewards in life is eating better, healthier food (if you have the money). Sure, there are ways to cut back like making your own coffee vs going to Starbucks but eating good veggies, fruit, and better quality food all around is really healthy and enjoyable. I'd rather drive an older car, live in a smaller house, and take fewer vacations than *_eat crappy food for the rest of my life_* just to save a few dollars a day. And, I LOVE vacations. But, good food is more important.
Why does everyone say that healty food cost more? I m really confused here! When I make fresh vegetable soup, a meal costs me like 1.5$, vs McDonnalds where a meal would cost me 10$. All my friends who have high food expenses, it s because they either do fancy restaurants of because they spend it on unhealty stuff like drinking energy drinks all day long and ordering fastfood. This makes their average meal +- 7$ vs my average meal 2.5$ while my average meal is more healty then their. You do need at least basic cooking skills tho
I completely agree, plus a lot of the time (at least where I live) it's actually less expensive to eat a healthy whole foods diet. I'm sure that's not the case everywhere, but I think in a lot of cases the 'healthy food costs more' school of thought is a myth.
Stop it, just stop it. I have watched cancer take out some of the most healthy people I have known, I know 3 people with diabetes and all 3 of them are nutritionist and one of them does CrossFit. I had a friend who went vegan and a year later had a heart attack, at 29 do to a sever B12 deficiency (she recovered woundfully) My boss is a 4'11, 89 pound woman who has lived a extremely healthy lifestyle her whole life, so why did her kidneys all of a sudden stop working one day?. When sickness comes for you it does not care how much organic foods you eat, you will either suffer greatly and/or lose your life, it does not matter how you're eating. Bruce Lee was once considered one of the most healthiest man in the world when he was alive, and look at the brutal manner in which he went out, his deduction to health meant nothing, and severed him in no way when he needed it. Should people eat health? Of course ! However, let's stop telling people that doing so will help them fight off sickness and that eating a burger will make them sick.
@@meenajones202 Ok stop being so dramatic! So everyone you know that eats healthy has come down with a terrible illness and everyone you know that eats like crap is living their best lives huh?😒 Hard to believe. Facts if you only eat fast food and crap everyday you will most likely become overweight and down the line come down with a few illnesses also becoming vegan is not the healthiest thing in the world if you don't know what your doing and supplementing like your friend. People can get cancer from other factors too not just eating bad. Also crossfit is not that healthy just like bodybuilding isn't either smh. Those people actually put a lot of stress on their bodies, so again not great examples of the "healthiest" people. Of course don't become obsessed but you will definitely feel better and your body and mind will benefit from better food choices. Wait and you lost me at Bruce lee? What does dying from a bullet have to do with eating healthy? Lol we r all gonna die one day. But from your pov why even shower or take medicine for a headache or do anything for our bodies if we r just gonna die anyways? 🤦♀️🤣😭
@@meenajones202 Medication they were taking? Overtraining? Life streses? Especially Karma? One can be healthy as a bull but if they have had one of the things above, their life was shortened. And you dont know what they did when you werent around, was it prescription drugs, was it diabetes, was it sugars, was it street drugs. W.e. it was, if one has a healthy life style on the surface doesnt mean they are healthy.
I love living in my own house. It is small, has a small apartment downstairs which we rent out and there is no debt on it. I have my own garden where I grow organic food, almost all my furniture are bought second hand, so are totally unique and I can decorate it in a way that makes my heart sing. Every day I am grateful for living here :-)
Hustle culture is so toxic and stressful! I lost my job earlier this year so decided to try smth new with online business, and the grinding has really taken a toll on my body physically, mentally and emotionally. I'm so grateful for your videos. Sorelle - you bring such positivity, inspiration and hope! Thank you!!!
Amy I am in Brooklyn New York I got Laid off last month and I am taking care myself eating well at whole food and trader Joe. If I do reach 60 to 70 I like to walk run and jump and travel! I am not in a hurry to do everything which is all absurdity in these UA-cam videos what if you are a first generation in this country and we’re u documented fro 16 years? How to achieve and get up to speed like graham and andrei purely doltish
Best of luck with your new business! Starting a new business definitely means working hard, BUT it does provide so much freedom in the long run so you can then choose not to take part in the hustle culture. I think sometimes people just get stuck in the hustle mindset once they reach a point where they can slow down a bit.
Hustle culture is so taxing on the mind and body. I find that working less days a week boosts productivity. Deadlines are more imminent and you don't have as much time to lollygag, so more gets done. Plus, the recovery period is long enough to enjoy life and rejuvenate, providing the clarity needed to complete the following week's tasks well.
I agree! I found I was so much more efficient when I didn't let myself work all the time, and instead had to get my tasks done in a set amount of time so I could honour some days off. I'm still practicing, but it's definitely worth focusing on!
So true. I think women care more about health than most men. There are so many things that these guys have been promoting that I totally disagreed with as well. So refreshing to hear you speak out about it. I’ve been hospitalized a couple times from over working and burning out. I had to learn the hard way to prioritize health. We also finally sold our house and moved out of NYC that was sinking our finances. We used to own 4 other properties and sold them all because they were more drains than good investments. So good to hear you talk about debt and that you understand all this at your young age. So many people haven’t figured this out even well into their 40’s, 50’s and beyond, and it just gets more complicated with kids. Thanks for sharing your perspective. Much needed!
Yeah, you could be right on the women vs men thing. I mean, statistically women are likely to outlive their male partners by up to a decade, and I think a lot of that comes down to work ethic, food choices, more rest, etc.
I've worked your videos into my morning routine because you give me and everyone who watches you so much inspiration and energy! Yeah Sorelle!!! Also thanks for keeping up the A+ content while your body is healing
I love how you’re so honest about your thoughts, even when it seems controversial to popular opinion. It’s always so interesting to hear your explanations because you do things quite differently than I do. You challenge me to think differently about my financial thoughts and are helping me to be more creative with how I use my money. Thank you for that!
There is one thing that always annoys me with hustle culture advice : it's when they say "wake up at 5pm, and sleep only 5 or 6 hours". But sleep is so important, just like good food, it's what makes us function. You can't be productive and creative if you don't take care of your body and of your mind.
love this video esp about food. We (my wife and I btw she loves your channel!) place super importance on our foods. Our son is on the ASD spectrum, and if he has a packet of Quavers cheesy crisps.. or a J20 bottle of "juice" its really hard to get him to listen & focus. Conversely if he eats more veggies (he loves raw veggies like cucumber and carrot etc with houmous) his focus and concentration on EVERYTHING is multiplied.. he can read for hours or sit and create for so long or enjoy coding and maths - his energy and focus levels are through the roof. The same happened for me - my wife has been a veggie for a long time now and for about a year through xmas 2019 we ditched all meat and processed foods. I noticed straight away my energy levels went through the roof... i went from struggling to walk through my wifes home town in Vinroma (Barcelona) to 5 days later hiking up two nearside mountains with my son on xmas day morning. it was like nothing i had ever experienced. We had to stop halfway up the 2nd because my 9 year old boy was shattered. I couldn't believe the difference. I then spent the next year doing a mostly meat-free diet and concentrating on veggies more. I felt really good and energy levels went up to a point but found myself snacking on more sugars than i should have. Today i eat meat again, but mainly a bit of chicken and mostly fish (my wife being from spain loves fish!) so thats mostly our diet now. Maybe 2-3 times a week... which is far far less than the 3 times a day i would always do. But i've found a new love for veggies that was dwindling more an more on a meaty diet. And if i keep the bread, cheese and sugars out my diet my strength and focus levels are bonkers. I do still like chocolate tho lol altho 70% choc is awesome stuff for getting a nibble without too much sugar. Just a little anecdote i wanted to share lol Ant
I can only really talk from a UK and Western Europe standpoint but honestly, ive always found eating healthy to be basically just as cost effective as the cheap crap I used to eat as a student. The important part being that you have to learn basics of cooking. Aside from that, you can get a tonne of good veg and protein for not much money here. Eat well y'all
I've always thought the same. Eating in McDonald's is so expensive here in Serbia, it's not affordable to eat that junk every day. Fresh vegetables, dairy products and meat are much cheaper, and you really need to learn basic cooking to eat healthy.
I studied agriculture and statistics for so many years, of course the amount of pesticides used is insane and should be avoided. Organic food is a good alternative ;)
Yeah, the wife and I have been eating relatively healthy because the weeks we had when we ate out all the time or just super cheap crap, we would feel horrible. I was super slow at work, felt bloated all the time, was always sleepy etc. Now that we're eating better I really feel like I'm a machine. I still eat some crap here and there, but always feel nasty afterwards which just reinforces eating better. That's why when we watch your guy's content I pick and choose which information is best for me at my current situation. 👍🏼👍🏼
None of us are perfect. I still have my crap days... but 90% of the time (unless I'm on holiday, or are having a cheat day) I'm very careful about what I put into my body. Even before I was financially successful, this was so important to me. Glad you're changing your eating habits though!
I think Graham's point is more like "be aware of what you spent on anything" so that mindset rolls over to all expenses even big ones. As for the house he has explained that he wanted to buy a smaller one but only houses this size retain or gain value in the Las Vegas area
I don't think he's doing anything malicious, and you could be right that it's his basic message, but he almost glamourises it sometimes. I think without addressing some of the downsides to eating that way long term, people may get the wrong idea.
True but most people don't do the math on all their utility costs when averaging the gains, though I'd hope Graham would being in real estate. With that said he works from home so now that I'm writing this out it's probably a large tax deduction for him.
That's so interesting that you mentioned ''something'' coming up on our horizon regarding how much money has been printed and the world being in debt.. would love to hear more about that. I too feel that something is coming up, however I know so little about economics&finance that I am not exactly sure how it could possibly play out. Thanks for a great video! 🙏😊
Completely agree about the food. No need to be lavish with it but being too frugal with food is a shackle. Also, the house thing is a tough one. Where I'm at my mortgage is cheaper than renting a house, and at least that money is equity. But I hear you, if you plan to use the house as an asset it definitely can be. Also, I couldn't believe all the new expenses as well. Furniture, paint, yard tools, all that.
Thank you for another great video 🙌🏻 Debt became the norm and it’s so scary! I for example love the tiny house movement and van life style, because it shows you that you don’t need the vilas with 5 bedrooms to be happy. We are so disconnected from what is important in life it’s crazy.
I LOVE that you call out the cliches and bad advise that floats around youtube and society in general. It's astounding the things people will say to more or less tell them what they want to hear, or in the case of youtube finance advice...almost make frugality a competition. It's like a race to the bottom where people are trying to compete on "money saved" vs "happiness and fulfillment". Good on ya Sorelle!
Hi, sorry you're feeling bad. I have these items in my cabinet- echinacea (comes in leaf form and can steep, it can be bought as tea bags at some stores) and pau d'arco (is a bark and needs to cook for at least 10 to 15 min, I have gotten this one at health stores, it too can come in tea bags). I have used the two teas for over 40 years, what I do is add the echinacea at the end when the pau d'arco is done cooking. They are amazing and can rid a cold or flu in a short time. I've even seen it get rid of sickness in one day. Take care.
Super into the part where you commented on the channel of guys who were talking about how little they spend on food. Also really love that you highlighted that one of your biggest expenses is for food and that you cook at home! Very inspirational as I am currently in a finance course and looking for ways to cut back - eating out was my Achilles heel! I'm looking forward to now cooking at home much more often, but buy super good quality food!
Sorelle, I have been a silent follower for years now. But I really wanted to thank you sooooo much for putting so much work into these videos and your new business in general. We can tell that it comes only from a place of generosity and kindness. I also somehow had the French automatic subtitles on and there were no typos, no mistakes at all. So I can imagine that you spend a lot of time with your team putting these together & this is how I can tell that you are doing a selfless and impeccable job. Thank you for the years of inspiration! ❤️
I am sooo glad to have found your channel. I really, really, really appreciate how sensible you are about everything. Hustle culture push was literally driving me nuts because it's something I literally cannot do (health first), but I still want to try and be financially secure and free. Not feel doomed because I can't overwork myself without massively burning out and breaking afterwards (I was pretty much a workaholic from 14 to 24 y/o and that ended up being disastrous for me). So, it's truly great to find you; you're being a true savior! Also, absolutely STUNNING photography by the way. I ♥ your work.
I think your channel is changing my life! I'm so happy I found you. I think the part about the house buying was a really great part for me to hear because we almost just bought a house and it didn't work out but I'm really grateful it didn't because I see how we would be under such a burden. I want to live a free. I think the duplex idea is brilliant! That might be an option for me and we'll see what the future holds. But I really appreciate your channel
Love this video! To bring some inputs on the conversation, two things I’d love to share with you: 1/ local food is sometimes higher quality than organic food grew on the other side of the planet. In France, farmers have to go through a long and complexe process to be able to call their crops “organic” some of them are not willing to do the effort just for the label and a few bucks even though they might grow it organic and don’t advertise it. Abroad, farmers have different regulations and it is sometimes easier to get labeled organic when it’s been grown in green house that never seen a ray of sun. It’s definitely something to keep in mind when buying food! 2/ in France (again) we have access to loan under 2% interests rate including insurance. One strategy to make money is to buy a property, rent it and the rent(s) covers the cost of the loan + bring some money in your pocket to save or put towards another investment. It is obviously a process that must been well structured and studied and you need some money up front so the bank trusts you (cannot get a loan if your debt score is over 33%). The money cost almost nothing if you think that when you’ll sell the house (hopefully the same price or more) the interests may be cheaper than the price of inflation! Bingo :)
I think this is one of the most important videos you made so far, just because there is so much information and financial advice these days that I think people (including me) have become so receptive and lost their filtering system to what is getting into their brains. E.g. I have seen so many times in ig posts advice like take care of your health, exercise daily and then a bit further down in the same post sleep 5 hours and hustle, hustle, hustle, which is of course contradictory. So then good to see that someone is actually saying choose what it works for you but be careful of what is out there, because there might be some bad advice from successful people as well! P.S love the fringe :p
I'm so glad you talked about the "you must buy a house" advise. I've stuck to my guns for years with everyone telling me to buy a house and me not doing it lol
Hey, i really enjoyed this video, i really really did. The aspect about food is so important! I actually had this argument with my boyfriend when we joined households, he was always trying to save money on food by buying just crap. We both work hard and I basically told him:" What are you going to do with your career in like 10, 20 years down the line, if you ate so poorly and never worked out and just have a heart attack, get cancer or are just miserable? Nothing, you will have worked hard for absolutely nothing." Investing in your health should be an obvious priority and it always baffles me when people don't understand that. Like, what are you accumulating that money or following a career for if you'll end up being miserable in the end? Always investing in a good therapy is a big one, by the way. If you're depressed and rich you're also just depressed.
Love the passion about organic! Thank you. It's so important for so many reasons: what we put in our body, what goes into our groundwater, the workers who have to handle the chemicals, etc.
I agree with you about the food thing. So far the vast majority of the time when 'influencers' I follow show the meals they eat in a day, whether it's fitness channels or financial channels, I always find them so cringy and uninspiring. From the countless protein powders, supplements and absolute lack of fresh fruits and veggies (at least not in the amounts they should be consuming them if they cared about their health), to the penny pinching rich people who select food based purely on price regardless of if it's healthy, balanced or ethical (aka: if you're buying the absolute cheapest eggs you can find you can be pretty sure those laying hens have a horrible life). With that said I also don't agree that organic is necessarily as good as people think. I used to think organic meant no chemicals but that is not true, they still spray stuff on that food and that stuff can still be bad for the environment. Buying local, buying weird looking produce to reduce wastage, using farming techniques that don't destroy the soil and promoting biodiversity on the farm (as opposed to large monoculture, even if organic) so that pest control can be achieved in the most natural way possible are all way more important then debating about whether a large monoculture was sprayed with an organic vs. non-organic chemical, IMO.
Very good point. In a world where diet and health is such a problem - The last thing we need is people with seeming authority over finances tell people to diminish their diet and eating in order to save money. If we have to sacrifice our health - it is not true wealth.
13:40 "buy below your means".... The average house in the Netherlands costs 500000 USD. Below that you either have to wait like 50 years or you should be wanting to live in a garage. The maximum that the bank allows your mortgage to be is literally just enough to buy a garage if you are single. Without scalable income sources you will never be able to build wealth at a decent age. With the need to rent, that adds more to the inability to do so.
Second comment here, because so many points were made. The last time I wanted a big mansion was when I was in my early teens, but growing up, my mom always had us do different chores, among those was cleaning the house...cleaning is ROUGH, especially now as an adult with less time. I quickly learned that a mansion was not as glamorous as they make it out to be, imagine taking care of such a big house...also nobody needs that much space unless you're planning to live with a lot of people. People might argue that if you can afford a mansion you can get someone to clean...but in my case, I don't like having people in my house, so I prefer to clean it myself. Also I've realized that I can live in a place that has a decent sized room, a guest room, kitchen, workspace and that's it.
"Sprints!" What a great concept. I'm taking this immediately to heart and plan to teach it to my kids. Candidly, I don't agree with every point you raise in every video. And, that's okay! I continue to find great value and appreciate the way you challenge my thinking. Keep up the amazing work!
Go girl! I really avoid people who tell me how to make money in business...when all they do is sell courses on it (and have not really walked the walk). I have followed you for years...i know that you have struggled, worked your arse off, and had success (and failures) along the way. You walked THAT walk..and this is great new stage in your business career. As an Aussie and a lover of Iceland...you really make s shyte load of sense for me! Power to you! Gaz
Every one should learn how to grow food and staring out with something simple like just 2 tomato plants for a year to get the idea of how to do it and learn more from there ....Peppers like cayenne and habernero are very simple to grow ..My father and mother grew up like their family did just growing a garden every year like people use to do over 60 years ago to the beginning of time when it was a common thing to do until commercials on TV and ready made stuff became very available at a supermarket grocery store that helped to kill self sufficiency
This is so refreshing! One of the reasons why I would listen or take advices from a woman instead of men (not too be sexist but totally am), but generally men do not know how to balance things and make everything so extreme, making it less of a fun experience when it comes to money. It doesn't have to be that way. It can be fun, just have to find the things that fit one's lifestyle AND be aware of how the money is being spent/invested/saved. One rule isn't going to fit everyone, it needs to be modified/cater to one's wants and needs. Thanks, Sorelle!
i love how down to earth you are and the fact that you're not living the infamous lavish lifestyle despite having enough money to do so if you wanted to.
I’m a big fan of Andrei and think he’s a kind dude that has taught me tons, haha so I am slow to think negatively towards the advice he gives. I work full time in health and fitness and I really value eating well, but I also think that can be done on a fairly tight budget. $2 a meal is probably under shooting it, but I eat REALLY well (basically smoothies, eggs, fruit and veggies, meat and protein shakes exclusively) for about $10 a day, or $3 a meal, and I feel great. Eating whole, natural foods is very important, but it can be done on a budget and definitely doesn’t have to be an either or thing! You have incredible teeth btw 😂 Keep on putting out the good advice and good vibes 🙏🏼🤙🏼
Oof I just got to the bit where you criticize Graham for the size of his house. haha I don’t know if you know this but for many years when he started investing in properties he lived in an unbelievably modest duplex (for his net worth at least) that he rented out the other half of, and just recently decided to move to Las Vegas where houses are much cheaper that here in LA, and upgrade to something more extravagant, I’d say because he worked really hard and earned it. I feel that your content is usually so full of love and oriented towards bringing out the good in others, it’s what has really pulled me in to your videos/energy on the past couple months, but this video feels off from that to me. Lots of love for you and your channel still and wishing you the best 🙏🏼
Sorelle I am so happy you put so much emphasis on food. As a teen I used to save on food and I was feeling so heavy, tired and even more exhausted after being up from 5am up until 12pm and sometimes even 3am!!!! That was my hustle lifestyle so I could feel worthy and be able to afford stupid shit. It was so bad and my already chronically ill body was just shutting down. Don’t make my mistake guys. I now eat as healthy as I can and INVEST in my relaxation time - and I love it!
I think we as a society have to sit down and have a conversation about what organic really is. I have been farming since I was 13 and Organic and pesticide free are 2 totally different things. organic produce that your eating could be filled with more pesticides than the non organic due to the fact that organic pesticides are created to biodegrade easier and that is their only benefit to the environment but you have to apply sometimes up to 4 times the amount of product you would with non organic. The amount of waste created and resources used to produce an organic pesticide negates the benefits of using an organic pesticide versus using a low spray Integrated pest management system that directly targets immediate insect pressure Instead of big blanket applications of pesticides that cover all potential insect issues that large commercial farms use. In addition to this organic pesticides are NOT FDA regulated and some could potentially harm you in ways we don't know yet. Organic marketing is deceitful. No matter your opinion, I just think it's really important that we are all aware of the facts. Research the farms you purchase from and look for low spray farmers and PLEASE shop local markets! The average carrot travels 1000 miles, think of the environmental impact of that!! Thank you
I soooo agree with your first point. It's not about food, it's about having a taste, savouring every sense that your body is capable of enjoying. It's a blessing! I think food is also a cultural reflection.
Thank you so so much for this video and pointing out that spending money on food is absolutely worthwhile when you are buying organic food. I work in the organic food industry and supply most supermarkets in the world with food and it is absolutely heart breaking that people budget on their health - one of the pillars of having a happy life. The amount of pesticides and chemicals including heavy metals in conventional food is absolutely insane and most of the time completely void of any nutrients at all. 🧡🙏
I loved this! I’d also add that even though paying on a mortgage isn’t owning, it’s locked in rent control for the life of your loan. That has a massive value. Anyone that has rented for 10+ years can attest that rental prices soar. Before you know it, it’s 300 500 more a month.
Thank you so much for talking about of this topic and for the advice. I love producing most of my nutrients in my sustainable garden. Cheers from the top of the mountain
I hope you'll never stop doing these AMAZING videos! You have no idea how much your videos help me see things differently! And oh, your personality it's just the cherry on top! You're the most real and honest person that I have ever heard speak this way about financial stuff. Absolutely adore you!! Much love from Romania!
Sorelle, I want to thank you for this brilliant video. The honesty you brought forth was refreshing and I was able to relate a lot. Especially the point about food was spot on! I have watched many financial advice videos about saving money and I was always so stunned at how bad people were eating and how poor their food choices really are. I couldn‘t believe they were actually showing this to hundreds if not thousands of others. Prioritizing your health is so important and what you put into your body is one of the biggest contributors to good health and in turn helps you with succeeding at what you wish to achieve and actually enjoy that longer. All the other points were great as well, I enjoy your content very much! :)
As a Nutrition and Dietetics student, organic food, from a nutritional standpoint, it's not any better that conventional food. There is plenty of studies in pubmed (a database where all medical related studies are published, that people in the health field use) that show that organic food is not more nutritious than non organic food. It's also more difficult to feed a growing global population and people in underdeveloped countries with organic food because it's harder and more fragile to produce. Organic food isn't also "pesticide free", it can use organic chemicals (molecules with carbon atoms in them, which also doesn't matter, because everything is a chemical, vitamins are chemicals, minerals, are chemicals, water is a chemical, etc and we shouldn't be swayed by buzz words like "chemicals" and "poisons"). We also shouldn't put pesticides into a bag and label them as "poison" because every substance on this earth is a poison in a certain dosage and frequency, even water. All pesticides are used in a very controlled amount and studied extensively before being used and approved, at least, in modern times they are. But, organic food maybe more sustainable and better for the earth and the environment than some agricultural practices done by industrial agriculture. So, no, organic food is not a health priority (and that is why it isn't pushed and talked more by governments, a bigger priority is simply to get food on the table of families in need and to change bad lifestyle habits into healthier ones), it's not a good way to feed people in need, but other ways of producing food in a more sustainable way should be studied and applied because some conventional agricultural practices are absolutely destroying the earth. We don't need organic food to be healthy, we just need good and healthy food, whole foods, in a proper amount for our needs, because organic food is not more nutritious or even safer than conventional food. That's another thing, organic food it's not only harder to produce, it's also not any safer than the non organic version. The only good argument for organic food is the sustainability of the practices applied
All such valuable points! The point about being frugal with food is such a pet peeve of mine... Winds me up that 'millennials' are told that we need to work full time dead end jobs for the rest of our lives only to NOT afford the privilege of eating avocados and drinking coffee!!
I completely agree. It's drives me nuts that millennials are shamed for eating good food, choosing organic, things like that. Also because in my experience eating a healthy veggie based diet is LESS expensive than what we're told to eat to be frugal.
Love your advice. I was raised the same way, no never have debt. I did buy a house at one point and just like you said I poured tons more money and love into that place only to have to sell it at a loss in the end. It was definitely an emotional purchase but I saw it as an investment.
It's hard not to get tied up in emotion with house purchases. My first three were emotional. Thankfully, I've managed to get away from that and 4 and 5 were purely business.
i grew up in a 2 story house and it was cool but when i moved into a studio appartment i was in love with the fact that "i left it downstairs" was never a thing. also it was a luxury suite with free breakfast daily, free coffee daily, a free to use gym with good equipment. and mostly beautiful neighbors and employees
Couldn't agree more with the whole 'bigger is better' mentality. I am on my way to be mortgage free in the next 4 years and my partner and I will then own outright a modest house in Devon, UK. We don't have plans to then get another mortgage and go for a bigger and more expensive house (which sooooo many people keep telling us we should do btw! - nuts!!) - why? Because we don't need it. It's less to clean, less to maintain, less to worry about, and overall it's the perfect size for just the two of us anyway. I'm now really against the idea of "keeping up with the jones'" and making yourself poorer for outward appearances. So that point you made resonated with me to my absolute core! Then when we're mortgage free instead of worrying about a huge debt, me and my partner can travel more, work part-time if we choose, the possibilities increase exponentially. Love your channel, it's ethos, and what you stand for Sorelle xxx
*At **2:47** Andrei is right- the alternative to organic food isn't necessarily bad food. You are WAY better off eating a healthy meal that's not organic than paying twice as much for organic and letting it ruin your budget and letting it keep you from getting ahead. Eating healthy is already expensive, when you make it priority #1 to make it organic too, especially when you don't have funds to spare, it's like buying designer clothes to feel good at your minimum wage job- it's enough to keep you trapped on a certain level. I live in a farming community, and I see first hand how much of a difference cage free, organic, free range, etc... is first hand. It's better, but not 40% better. You're paying a lot for the hairs you're splitting. Once you're financially set, THEN you can spend big to fine tune your food. Just eat healthy- mostly veggies, steamed chicken, etc... as healthy as you can afford. "wouldn't take nutritional advice from either of these dudes for obvious reasons..." Why the attitude? Kinda obnoxious if you ask me.*
Honestly the idea of a mortgage and debt has always terrified me since I was a kid. I was like why would I put myself in such a dangerous/binding situation? I felt kind of alone because EVERYONE around me was doing that, but I definitely didn't want to do it and I still think it like that. I am that kind of person that hates being in debt to someone and I don't allow that even in small ways such with friends, I just have to pay back as fast as I can. It just doesn't feel good to me. Glad I've found someone that agrees with me, we are similar in multiple ways
Well, it's unfortunately the way the system is rigged now. I know I'm part of the 1% that owns property and has never had to worry about a mortgage... I'm so thankful for what I've been able to achieve in this regard. But I can see how it's almost impossible for the average person.
@@Abundantiaco Yes, I totally understand that. I just wish we all could find different ways and not feel pressured to do that. It is very heavy on us all.
„Life is a series of sprints” ❤️👏🏻 for me best highlight of this video. These days it’s so confusing on which side it’s better to stay on- the one that will lead you to an successful career or the one that will provide you with joyful beauty of the life with healthy mindset and lifestyle. So these words sum it up best that sprints is the best approach to life to keep joyful balance! Thank you for another inspiring video! ❣️
I love that channels like yours exist to create balance in this space. There's definitely value in the hustle culture, but tomorrow is also not promised to anyone. Even the hustle needs to be done with moderation. Do live a little today, because if tomorrow were to be the end, you would want to look back and still be happy with the experiences you've had in life. Oh, and yes, the house is not always an asset. In fact, when it's all said and done, most ppl pay more for their houses in the form of interest payments than they make out of it. Take the average house for $300k, over 30 years, with a 3.5 - 4.0 APR, that's $500k in total payments. So you have to sell that house at at $500k for it to have made you money. Otherwise, you're simply recouping part of your costs. And that's before the taxes, maintenance, HOAs, and the plethora of costs associated with owning a home. That may not necessarily be a bad thing if you have a strategy to divest at some point and use that "saved money" to invest in something else, but those are considerations most ppl who simply tell you to buy a house don't advise for.
One important thing to realize regarding the trend towards owning lavishly big houses, is that while the people living there might rationalize living in a massive property by themselves or with their small families by saying “But in the past the aristocracy owned palaces too!”, they forget that in those ‘ancient’ times, you had dozens of not hundreds (if you’re of royal descent) of *live-in* servants to tend to the ‘house’ and the needs of all those who lived in it. To occupy such a massive space with just ten people (in the case of a big family, but often way less) is a ridiculously modern concept, and it’s sad to see how these spaces that could be used to host dozens of people end up being just a show-off piece for some extremely rich person.
Keep working sorelle, keep grinding, your information is so valuable. You come from such a unique perspective, living a life that so many want to live but there isn't any information on. Thank you!
Sometimes buying bulk can save money, there are times it's a waste. Also, GRAINS!!! They are healthy, you need them and as long you store them properly they are basically nonperishable! Get some beans, lentils, rice, barley, etc. And learn how to cook them. You can reduce the cooking time of beans by soaking. But lentils cook fast so need no soaking. About fruits and veggies, go to farmers' markets as Sorelle said. Check the frozen section of the grocery store and find out which gives you more for your money. And if you have a big fridge, learn how to freeze food properly so when bulk is worth it, you can do it WITHOUT spoiling food! ALWAYS make sure to not spoil food. It's not only a waste of food. It's also a waste of money.
Food has been the hardest thing for me to cut back my spending on because I truly value eating well. This video brought me a wonderful perspective that I will adopt moving forward. Thank you, Sorelle!
2:55 Seriously. I argue this point all the time. If I don't eat well, I can't feel well. And if I don't feel well all aspects of my life suffer. Either pay now or pay later. Health is WEALTH!
Second to last point is why I intentionally bought a house that I would be able to pay off within 5 years. I calculated ahead of time that the mortgage payments would be $300 less per month than the rent I was paying, so by getting the mortgage and continuing to be careful to pay it off within 5 years I definitely think I made the right call there, even though I didn't buy it outright at the start. It is the house I live in, but I've been improving it and I'll wait to sell it until it seems like a good time. I 100% agree that actually taking 30-40 years to pay off is a total scam. The only way to do a mortgage is to pay it off in 5-8 years so you don't pay all the interest.
Glad you’re feeling better Sorelle!! Was really looking forward to your super helpful information coming out, It’s been really beneficial. Thankss you’re awesome!!!
I really love this video. I've subscribed from the beginning. I'm old enough to be your father, and I love seeing someone so young demonstrating so much wisdom. Thank you. I agreed with every word!!!
Agree. I love all the finance talk, but you know what's expensive? - Medical Bills - The opportunity cost of everything you lose out on being sick or sub-optimal Don't entirely defer your present for a future you won't be able to enjoy fully enjoy because you leveraged your health for financial success.
The colour co-ordination on the video is amazing. Everything in the main shot is black, white, or a shade of brown/beige. Even your two-tone hair matches your eyes, and the pictures on the wall ... aesthetically very pleasing ... well done :)
I just listened to the audiobook of The Richest Man in Babylon, based on your recommendation. According to that book the only appropriate debt is for investments that will hopefully make a return. I live in New Zealand and work for a charity which supports people in financial hardship. The amount of debt people go into in order to pull themselves out of a sticky money situation is shocking! And it almost always results in them being in worse hardship than before.
I bought my very first house this year, outright - a van!! And then I put in all the hard work to build it into a tiny house on wheels. I own the van completely and will most likely be able to sell it with profit, even after some years of living in it and using it myself as my home. I have been diving deeper into the FIRE movement lately and this really resonnates. I’m about to start a podcast and am also trying to remove pressure that I put on myself to perform in my 9-5 job. Have fun with the job and take it as a learning experience, but know that you are fully replaceable to the company, and that there are other jobs out there if you’re not working for yourself.
I am amazed by you lady! I was waiting for this video seriously! I have a huge respect for Graham and Andrei BUT what you discussed in this video ALWAYS was bothering me about their channels! I felt so sad that so many people consuming that information and you know learn from that. I am also prioritizing my family health over everything else in this world! I am trying to run youtube channel about sustainability and minimalism and of course great organic food is a HUGE part of sustainable living so it was hurting me every time what they were saying about food to so many people. I just want to say a HUGE thank you for sharing this wisdom.
There was a study in the US that said basically organic fruits and veg are no more healthy than non organic. The point was, just eat fruit and veg. BUT I try and buy organic because or how it’s produced. I want farmers to be able to save seeds and not worry about getting sued by Monsanto. Whether you think it’s healthier or not, there’s other reason to buy organic.
G’day! Thanks heaps for the perspective. It empowers my wife’s and my choices to live below means, house wise. We live in the Netherlands and getting a neck clenching mortgage is so common that people always ask about how we can doe all the things we do. Keep it up!
I love Graham and Andrei, food is all about balance (just like other areas of health). You need the budget, that's the key. From early on you need to save and invest money consistently, but stick to a food budget. That's the weakness many people face, not setting limits. You shouldn't skimp on food to where you damage your health, but you should control the cost to where it won't damage your wallet and future investments. I believe the tip about coffee and saving $5 a day for a 40 - 50 year period. That doesn't mean you couldn't get yourself a treat a few times a week, just don't do it every day imo. The ways to increase wealth are to cut expenses and increase income, but definitely don't decrease your health. The fuel for your body is extremely important and you want to make sure you get lean protein, vibrant mixture of fruits/veggies/wholegrains/seafood/etc. Drink plenty of water too! I never resort to eating crap food like Burger King or similar places. I cook most of my meals and buy out on the weekend sometimes. Always eat lots of fruits, drink a lot of water, recently started hitting the gym again, and I mix in plenty of leaner protein and vegetables. I just make sure I keep my balanced diet no matter how rich it is at the time.
My bus home cost me $3k. Building an apartment inside cost 4k. Annual insurance cost 1k. Cost of renting forest land $100 per month. I love my home. She's so affordable and I can now spend my money and time on other things & I can sell my bus home for up to 20k I'm also against homes bc your stuck for 40 yrs. What if you're job ends? What if there is no more work where your home is? What if the crime rate soars? Your literally stuck. I've seen it happen over and over.
@@yellowdressbookstore6602 It makes sense to buy a house when you have a big downpayment already, when you find a good deal and to try and pay off the mortgage as son as possible, ideally in 10-15 years. My husband and I bought an apartment for a great price in a big European city. I obviously can't predict the future, but even during the 2010 (In Europe the effects of the 2008 crisis were felt a little bit later)recession prices did not go down almost at all in Milan and they started rising in 2015. I guess I just hope the crime rates will not increase in my neighbourhood. Paying overpriced rent forever and living in a crappy studio is not a life I want to have past my 20s so buying a house and living in a nice environment also brings mental comfort to me, personally.
I can't believe how much you look like Winona Oak (swedish singer). This is what caught my eye when I first saw your video. And boy, I'm so happy I clicked your video 😊 Thank you for all you do in order to teach us about finance and freedom.
THANK YOU!! Happy I’ve finally found a sensible finance UA-camr. I’ve never understood why people eat garbage as millionaires. I always buy organic produce and will splurge on things like nice olive oil, organic dairy etc. Food is one of my favorite simple pleasures and I’m not going to skimp on it if I don’t have to.
Hey Sorelle - love your channel and my body is 100% a temple in my mind. That being said, “organic” is a rather nebulous term, and can mean very different things depending on what country you are in. For example, The US voted in the 1960s on the definition of an organic label and it absolutely does NOT mean no pesticides, herbicides, fungicides or other poisons… it simply means that what is used on a crop must be of an “organic” (ie from a natural) source. Many things that are from the earth are just as toxic (some are even more toxic in fact, and have to be used in greater quantities because they biodegrade more easily) than the toxins used in “conventional” crops. Also when we are talking about “organic” in terms of packaged foods, they are cleaner mostly because of the absence of dyes, certain preservatives and other harmful additives “organic” or “health food” companies don’t use. Most studies agree that eating a wealth of fruits and vegetables is far more important than eating organic ones… and I have noticed myself (when I ate exclusively organic) being stingy with the amount of produce I bought and consumed -especially with children (they eat a ton of produce!). Toxins accumulate significantly as they travel up the food chain, so buying “organic” (but more than that: local, wild-caught, or grass-fed etc…) dairy, eggs, and especially meats and fish is where I tend to put my attention… again, especially for my kids. (As in, the toxic load for a piece of treated broccoli, especially when you consider most of the treatment has occurred weeks before harvest), is insignificant compared to that piece of beef, where the cow has consumed load after load of treated grains/corn/soy in its life. My main point here: “organic” doesn’t mean much. And you can be healthy without using that as your ultimate guideline for what is healthy and what is not. 🙏🏼❤️🌎
about the food point , it's definitely right to know what's healthy and put it in your body but it's also important to know what healthy you're spending your money on , is it expensive cause it's overrated or branded or is it healthy cause it's healthy , ya know ? and that's a life lessons and it's to understand the difference between actual quality and their price or just branded or overrated stuff . i myself don't like being a fool away from spending my money and all i would live to use my money in a way that makes it work for me not into just being a fool with it . not saying you're saying that tho that's just a a valid reason to be more careful with your spending in food or whatever , you're amazing tho i rly enjoy your channel n I'm grateful for it
Housing situation is not easy to figure out. In some areas there are simply no cheap houses. Renting is basically paying someone else’s/ investor’s mortgage, and that sucks.
I so agree that a house is a liability, not an asset! And the cost is not only the money, it is also our time spent on maintaining it, which is to me the most precious and underestimated thing of our lifetime! Thank you so much for your honest opinion and advice, I am loving your channel!
I've had a thought: buying stuff (that you don't need) is a form of charity. I know from a certain perspective that's rude to say - since charity ought to be given from the heart and have absolutely no expectation of anything in return. But what I mean is, when we buy stuff for our house -- some of it we do need (we need chairs, etc), some of it we don't really need (like a sauna, perhaps), either way we're promoting the craftmanship that goes into those items, handing our money over to those other families (the workers of companies producing whatever we bought for our house). Or viewed another way: just "buying stuff" promotes Consumer Goods ETFs. It's not exactly that simple, of course. But my point is that "buying stuff" isn't exactly just flushing it down the toilet -- the money we spent is distributed to many hands (companies and ultimately individuals) who in turn may invest in things we're also invested in. Since you're big into following the money: say you buy a $100 shirt. That may not directly goes into a workers hand, but it may go into a business that hires/maintains a worker to motivate them to make the next shirt. And if that worker is on a retirement plan, say 10% of that portion goes into their investment fund. I've had dreams where if we could "colorize money" and follow the different colors that our spending goes to (in terms of all the hands involved in making it, packaging it, having it available, and whatever advertised means was necessary to bring its existence to your attention {even if just a 'open sign' to some store} -- part of that goes into tax, shipping, some box company that makes padding and carboard, labeling/logo company, the company that bought the machines to make shirts or kept them in working order, powered them, and hired the worker to make it). Kind of like a color-dye of each component of that spending. Then if we could see how much of that "money dye" comes back to us in the future, in the form of our spending getting re-invested back into the market (largely automatically, because individually it is such small percentages there is no practical way to track it). Just food for thought. The broader point was is a house an asset or a liability - and I do like your advise of: taking what loan a bank is willing to give you, then cut that in half. But I wonder if there is another point here: if you happen to be sitting on a bunch of a cash, that in itself is a (possibly) damaging thing. Yes, you want a cash reserve, but cash that isn't moving (no velocity) can partially be what seizes up an economy. Spend it (on prudent things) and let the money flow.
With you on this Sorelle! Nutrition is important for mind and body! Period. And, its in bad taste to influence people toward unhealthy food choices! I am from India, and we eat a lot of veggies day-to-day. We have a minimum 2 different kind each day, every day. I really didn't know how important this was and what a blessed life I had until I entered states for my Masters. I had nutritious food until then but, had no knowledge of it, and I fell severly sick, severely to the point it affected my mental health, just grabbing anything, and anthing at college. It was more for more than 3 years I had terrible food and It ruined me. Now, I am properly educated (I need to learn more), on how important eating organic food everyday is. Back to India, it helps. But, thats not the point. People, health first!
Everyone can eat healthy within their budget, even if not organic. Unless a person is sadly in very extreme circumstances, we can all control how we spend our money on food. When people talk down on organic food, I just think they really don’t understand the big picture and how food works and is processed in our body. Just to add, “organic” can be regulated differently depending where you live, but with a little research, one can know how to shop and what is quality food bars on where you live. There are parts of the world where “organic” labeling really isn’t a big leap from the rest that’s offered because food is already very much controlled to a higher standard of quality.
Thank you for your channel. I had the opportunity to choose to go into debt to purchase my first home. This allowed me to climb the property ladder and move to a larger home that suited my needs and my families needs. I was able to use the equity to re finance. Now I am completely debt free and have been for 15 years. I think the attitude of buying a home is very different than purchasing properties. We all need somewhere to live and the money I put into my home benefited me directly and immediately. This doesn’t mean I was reckless or manically tight with money, I simply lived within my means. This allowed me to live a warm comfortable life and provide a safe secure place to raise my children and experience community. I am very grateful for the ability to own my home . I was not just paying rent into some guys property portfolio so he can get stinking rich, which unfortunately is the experience my children are dealing with. They may never be able to get into the property market because of the ruthless actions of a few greedy people. To have shelter is a basic human need that is becoming impossible for more and more people . I am an Australian and I believe this is shameful for a so called developed nation.
This video is SOOOO good and necessary. I realli don't understand this debt culture. In Argentina people more commonly buy their houses outright, and we are POOR! Actually people my generation are struggling more that the previous ones, but mortgage here is not a thing. There are programs that are not quite like mortgages but do work with monthly payments but they are better than mortgages because there is no room for that here, cause we don't have the culture for it. I highly reccomend a Netflix series that I loved, even if I don't ever plan on getting a mortgage I think it's really cool it's called "How to live mortgage free" and it shows cases of different people in the UK who managed to pay their mortgage fast or buy their home without mortgage. So interesting and useful tips and ideas.
You are such an inspiration, whenever I need to get my head back in the game (as you've mentioned before it can be difficult to break away from our culture of spending) I just come to your channel. Thank you for the great content!
I agree with you about the advice some of these financial “experts” on UA-cam (e.g. Graham) give. Watching them makes me feel disappointed hence I unsubscribed. Recently Graham did an interview / sit down session with Kelly Stamps who was actively pursuing her expensive dream of piloting. It was what made her really happy, and I was just surprised at how much he struggled to understand the concept of simply: passion & interests, and even put her down for it (in the comments section she did express how disappointed she was w him too). It seems to me that some of these experts are so obsessed with every cent in their life, hence they also recommend that others do the same. While they get happiness from saving every cent, I do think it is okay for anyone to find and spend money on things that bring them happiness and health. Personally, I’m glad your channel has such a good balance of both - and that really is why I respect what u say a lot more than theirs (personal preference). Keep up ur work and stay happy, healthy & rich! All 3, none less! :)
In order to actually be effective at the center of your life, you must have quality food and rest. As I get older I realize the importance of this as a fundamental value ❤️
the problem with the "house is an asset" thing is that you compare buying a too big house vs renting a smaller one, so of course buying is more expensive. Think of it, if a house is profitable as investment, it means the mortgage interests paid by the owner as well as the maintenance costs (incl Tax) are lower than the rents received. That is the definition of "profitable". in other words, the rent you pay has a part that pays the house running cost + tax + mortgage interest, the rest pays part of the mortgage principal. The only difference is where you park your equity? in the house you live in or in another one. A good example, take 2 identical houses. What is best? you buy one, pay 2000$ a month to pay back mortgage and live in it or you buy one, pay 2000$ a month mortgage, rent it out for 1500$ a month, then rent for yourself the second one for 1500$ a month. As for the furniture... you need it no matter what so, no point here. You somewhat made the point in the latest point about debt, just do not buy too big of a house.
Im new to your channel and enjoy your content. Your advise about getting in debt and buying a home is spot on! BUT unfortunately many people (including yourself ) have to experience it for themselves to finally realize how much a home costs. Many want the feeling of owning a home before they take any advise from someone who has already gone thru the challenges. They don’t believe until they do it. Congrats on owning your own home and making it happen, but most importantly congrats on eating well and taking care of your body. A nice fancy home is nothing if you can’t live that long to enjoy it. 🤗
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
Which one of these 4 pieces of advice do you most disagree with?
Remember, there are only a few weeks left to pre-order our course/membership at a lifetime discount. Join us: jointheorder.co/
I disagree with the food one. As you said you need to put in the best fuel you can in order to perform at your best. There are many options nowadays and organic food has become a lot more affordable. Here in Italy sometimes you can even go directly to the farmers to buy your organic food and the price is lower.
Omg did you say by the way " How you doing" in Albanian , wow thank you 🥰🥰🥰
The 1st one about being frugal with food. Took a personal finance course - twice - last year and this idea was recited to us many-many times that cutting down on food expenses at a cost of its quality is a poor decision. The rationale was different though and I personally was pleasantly surprised to hear your, Sorelle, take on this point. My rationale for not giving in to what people are saying about buying your own matcha and reusable cup in order to avoid places like Starbucks (yes, I use Starbucks and I've my own reasons) is that I want to go out and I want to be motivated to go out and at this point in my life - getting an oat milk matcha at Starbucks - serves the purpose. But if we put the whole - making your own beverage vs buying one - aside, food IS important. I became vegetarian last year and my reasons were related to the energies as opposed to the love for the animals (although I do love them and I spent a lot of time at my granny's farm growing up) and I firmly believe that what you put IN you is what you are able to give OUT in the end, whether it's food, information, energies or other things, we truly are what we eat/consume. Thanks for the video, Sorelle! And get well girl!
I almost despise the hustle culture. Better use of your time to become really good and progress in one thing at a time, by also investing in yourself (health, education) and progress a career until you can start your own business!
@Opressa Era oh, I liked 90% of your comment! "Money corrupts" however, is a view that's just going to hold you back from earning any! _Obsession_ with money is the root of many evils, because of using people and loving money. When instead you love people and use money, it does not matter how much money you have; you're still a decent person!
I love your point about food. I think one of the best rewards in life is eating better, healthier food (if you have the money). Sure, there are ways to cut back like making your own coffee vs going to Starbucks but eating good veggies, fruit, and better quality food all around is really healthy and enjoyable. I'd rather drive an older car, live in a smaller house, and take fewer vacations than *_eat crappy food for the rest of my life_* just to save a few dollars a day. And, I LOVE vacations. But, good food is more important.
Damn straight! Also surely the biggest contributor to a wealthy life is a healthy mind and therefore a healthy body?
Absolutely. 👍
Why does everyone say that healty food cost more? I m really confused here! When I make fresh vegetable soup, a meal costs me like 1.5$, vs McDonnalds where a meal would cost me 10$. All my friends who have high food expenses, it s because they either do fancy restaurants of because they spend it on unhealty stuff like drinking energy drinks all day long and ordering fastfood. This makes their average meal +- 7$ vs my average meal 2.5$ while my average meal is more healty then their. You do need at least basic cooking skills tho
I completely agree, plus a lot of the time (at least where I live) it's actually less expensive to eat a healthy whole foods diet. I'm sure that's not the case everywhere, but I think in a lot of cases the 'healthy food costs more' school of thought is a myth.
Thank you!!
"Eat your food as your medicine otherwise you have to eat medicine as your food"
2,500 year-old advice that's still just as valid today as it was then!
Great advice - love that
Stop it, just stop it. I have watched cancer take out some of the most healthy people I have known, I know 3 people with diabetes and all 3 of them are nutritionist and one of them does CrossFit. I had a friend who went vegan and a year later had a heart attack, at 29 do to a sever B12 deficiency (she recovered woundfully) My boss is a 4'11, 89 pound woman who has lived a extremely healthy lifestyle her whole life, so why did her kidneys all of a sudden stop working one day?. When sickness comes for you it does not care how much organic foods you eat, you will either suffer greatly and/or lose your life, it does not matter how you're eating. Bruce Lee was once considered one of the most healthiest man in the world when he was alive, and look at the brutal manner in which he went out, his deduction to health meant nothing, and severed him in no way when he needed it. Should people eat health? Of course ! However, let's stop telling people that doing so will help them fight off sickness and that eating a burger will make them sick.
@@meenajones202
Ok stop being so dramatic! So everyone you know that eats healthy has come down with a terrible illness and everyone you know that eats like crap is living their best lives huh?😒 Hard to believe. Facts if you only eat fast food and crap everyday you will most likely become overweight and down the line come down with a few illnesses also becoming vegan is not the healthiest thing in the world if you don't know what your doing and supplementing like your friend. People can get cancer from other factors too not just eating bad. Also crossfit is not that healthy just like bodybuilding isn't either smh. Those people actually put a lot of stress on their bodies, so again not great examples of the "healthiest" people. Of course don't become obsessed but you will definitely feel better and your body and mind will benefit from better food choices. Wait and you lost me at Bruce lee? What does dying from a bullet have to do with eating healthy? Lol we r all gonna die one day. But from your pov why even shower or take medicine for a headache or do anything for our bodies if we r just gonna die anyways? 🤦♀️🤣😭
@@meenajones202 Medication they were taking? Overtraining? Life streses? Especially Karma? One can be healthy as a bull but if they have had one of the things above, their life was shortened. And you dont know what they did when you werent around, was it prescription drugs, was it diabetes, was it sugars, was it street drugs. W.e. it was, if one has a healthy life style on the surface doesnt mean they are healthy.
I love living in my own house. It is small, has a small apartment downstairs which we rent out and there is no debt on it. I have my own garden where I grow organic food, almost all my furniture are bought second hand, so are totally unique and I can decorate it in a way that makes my heart sing. Every day I am grateful for living here :-)
Hustle culture is so toxic and stressful! I lost my job earlier this year so decided to try smth new with online business, and the grinding has really taken a toll on my body physically, mentally and emotionally. I'm so grateful for your videos. Sorelle - you bring such positivity, inspiration and hope! Thank you!!!
THANK YOU SO MUCH! And I very much wish you success with your new business!
100% agreed 👍
Amy I am in Brooklyn New York I got
Laid off last month and I am taking care myself eating well at whole food and trader Joe. If I do reach 60 to 70 I like to walk run and jump and travel! I am not in a hurry to do everything which is all absurdity in these UA-cam videos what if you are a first generation in this country and we’re u documented fro 16 years? How to achieve and get up to speed like graham and andrei purely doltish
I've been saying this forever. People like Gary Vee really promoted this even in their offices in LA and I was just like "this isn't healthy'
Best of luck with your new business! Starting a new business definitely means working hard, BUT it does provide so much freedom in the long run so you can then choose not to take part in the hustle culture. I think sometimes people just get stuck in the hustle mindset once they reach a point where they can slow down a bit.
I think health should be number one priority. They say a happy/healthy person wants 10,000 things and a sick person wants only one thing.
SO MUCH AGREED!
.... i don't think wanting 10000 things is an advantage ...
@@AkelasanAKThe point is that a sick person only wants one thing - to not be sick anymore.
Hustle culture is so taxing on the mind and body. I find that working less days a week boosts productivity. Deadlines are more imminent and you don't have as much time to lollygag, so more gets done. Plus, the recovery period is long enough to enjoy life and rejuvenate, providing the clarity needed to complete the following week's tasks well.
Well said!
I agree! I found I was so much more efficient when I didn't let myself work all the time, and instead had to get my tasks done in a set amount of time so I could honour some days off. I'm still practicing, but it's definitely worth focusing on!
So true. I think women care more about health than most men. There are so many things that these guys have been promoting that I totally disagreed with as well. So refreshing to hear you speak out about it. I’ve been hospitalized a couple times from over working and burning out. I had to learn the hard way to prioritize health. We also finally sold our house and moved out of NYC that was sinking our finances. We used to own 4 other properties and sold them all because they were more drains than good investments. So good to hear you talk about debt and that you understand all this at your young age. So many people haven’t figured this out even well into their 40’s, 50’s and beyond, and it just gets more complicated with kids. Thanks for sharing your perspective. Much needed!
Yeah, you could be right on the women vs men thing. I mean, statistically women are likely to outlive their male partners by up to a decade, and I think a lot of that comes down to work ethic, food choices, more rest, etc.
I've worked your videos into my morning routine because you give me and everyone who watches you so much inspiration and energy! Yeah Sorelle!!! Also thanks for keeping up the A+ content while your body is healing
That is AMAZING! I love that I'm part of your morning routine.
I love how you’re so honest about your thoughts, even when it seems controversial to popular opinion. It’s always so interesting to hear your explanations because you do things quite differently than I do. You challenge me to think differently about my financial thoughts and are helping me to be more creative with how I use my money. Thank you for that!
Thank you for watching, and for your kind words!
There is one thing that always annoys me with hustle culture advice : it's when they say "wake up at 5pm, and sleep only 5 or 6 hours". But sleep is so important, just like good food, it's what makes us function. You can't be productive and creative if you don't take care of your body and of your mind.
love this video esp about food. We (my wife and I btw she loves your channel!) place super importance on our foods. Our son is on the ASD spectrum, and if he has a packet of Quavers cheesy crisps.. or a J20 bottle of "juice" its really hard to get him to listen & focus. Conversely if he eats more veggies (he loves raw veggies like cucumber and carrot etc with houmous) his focus and concentration on EVERYTHING is multiplied.. he can read for hours or sit and create for so long or enjoy coding and maths - his energy and focus levels are through the roof.
The same happened for me - my wife has been a veggie for a long time now and for about a year through xmas 2019 we ditched all meat and processed foods. I noticed straight away my energy levels went through the roof... i went from struggling to walk through my wifes home town in Vinroma (Barcelona) to 5 days later hiking up two nearside mountains with my son on xmas day morning. it was like nothing i had ever experienced. We had to stop halfway up the 2nd because my 9 year old boy was shattered. I couldn't believe the difference.
I then spent the next year doing a mostly meat-free diet and concentrating on veggies more. I felt really good and energy levels went up to a point but found myself snacking on more sugars than i should have.
Today i eat meat again, but mainly a bit of chicken and mostly fish (my wife being from spain loves fish!) so thats mostly our diet now. Maybe 2-3 times a week... which is far far less than the 3 times a day i would always do. But i've found a new love for veggies that was dwindling more an more on a meaty diet. And if i keep the bread, cheese and sugars out my diet my strength and focus levels are bonkers. I do still like chocolate tho lol altho 70% choc is awesome stuff for getting a nibble without too much sugar.
Just a little anecdote i wanted to share lol
Ant
I can only really talk from a UK and Western Europe standpoint but honestly, ive always found eating healthy to be basically just as cost effective as the cheap crap I used to eat as a student. The important part being that you have to learn basics of cooking. Aside from that, you can get a tonne of good veg and protein for not much money here. Eat well y'all
I've always thought the same. Eating in McDonald's is so expensive here in Serbia, it's not affordable to eat that junk every day. Fresh vegetables, dairy products and meat are much cheaper, and you really need to learn basic cooking to eat healthy.
I studied agriculture and statistics for so many years, of course the amount of pesticides used is insane and should be avoided. Organic food is a good alternative ;)
Agreed.
Also going vegan for health, environment and ethics. It makes total sense.
Yeah, the wife and I have been eating relatively healthy because the weeks we had when we ate out all the time or just super cheap crap, we would feel horrible. I was super slow at work, felt bloated all the time, was always sleepy etc. Now that we're eating better I really feel like I'm a machine. I still eat some crap here and there, but always feel nasty afterwards which just reinforces eating better. That's why when we watch your guy's content I pick and choose which information is best for me at my current situation. 👍🏼👍🏼
None of us are perfect. I still have my crap days... but 90% of the time (unless I'm on holiday, or are having a cheat day) I'm very careful about what I put into my body. Even before I was financially successful, this was so important to me. Glad you're changing your eating habits though!
I think Graham's point is more like "be aware of what you spent on anything" so that mindset rolls over to all expenses even big ones. As for the house he has explained that he wanted to buy a smaller one but only houses this size retain or gain value in the Las Vegas area
I don't think he's doing anything malicious, and you could be right that it's his basic message, but he almost glamourises it sometimes. I think without addressing some of the downsides to eating that way long term, people may get the wrong idea.
True but most people don't do the math on all their utility costs when averaging the gains, though I'd hope Graham would being in real estate. With that said he works from home so now that I'm writing this out it's probably a large tax deduction for him.
That's so interesting that you mentioned ''something'' coming up on our horizon regarding how much money has been printed and the world being in debt.. would love to hear more about that. I too feel that something is coming up, however I know so little about economics&finance that I am not exactly sure how it could possibly play out.
Thanks for a great video! 🙏😊
I'll probably cover it in a future video, or if not, our new podcast which is coming soon!
@@Abundantiaco noo, please cover that, I'm super interested.
Learn about bitcoin, it'll change how much you know about economics, finance, etc
Completely agree about the food. No need to be lavish with it but being too frugal with food is a shackle. Also, the house thing is a tough one. Where I'm at my mortgage is cheaper than renting a house, and at least that money is equity. But I hear you, if you plan to use the house as an asset it definitely can be. Also, I couldn't believe all the new expenses as well. Furniture, paint, yard tools, all that.
Food is such a big one. I'll skimp on pretty much everything else, but not on what I put into my body.
Wouldn't you require furniture anyway??
SORELLE!!! This is probably the BEST financial advice video ever! So practical and REALISTIC! Thanks for the advice and encouragement!
Thank you for another great video 🙌🏻 Debt became the norm and it’s so scary! I for example love the tiny house movement and van life style, because it shows you that you don’t need the vilas with 5 bedrooms to be happy. We are so disconnected from what is important in life it’s crazy.
Yes, we are. I don't regret buying our big house, mostly because of the lesson it's taught me. A lesson I definitely aim NOT to repeat.
I LOVE that you call out the cliches and bad advise that floats around youtube and society in general. It's astounding the things people will say to more or less tell them what they want to hear, or in the case of youtube finance advice...almost make frugality a competition. It's like a race to the bottom where people are trying to compete on "money saved" vs "happiness and fulfillment". Good on ya Sorelle!
Hi, sorry you're feeling bad. I have these items in my cabinet- echinacea (comes in leaf form and can steep, it can be bought as tea bags at some stores) and pau d'arco (is a bark and needs to cook for at least 10 to 15 min, I have gotten this one at health stores, it too can come in tea bags). I have used the two teas for over 40 years, what I do is add the echinacea at the end when the pau d'arco is done cooking. They are amazing and can rid a cold or flu in a short time. I've even seen it get rid of sickness in one day. Take care.
Super into the part where you commented on the channel of guys who were talking about how little they spend on food. Also really love that you highlighted that one of your biggest expenses is for food and that you cook at home! Very inspirational as I am currently in a finance course and looking for ways to cut back - eating out was my Achilles heel! I'm looking forward to now cooking at home much more often, but buy super good quality food!
Sorelle, I have been a silent follower for years now. But I really wanted to thank you sooooo much for putting so much work into these videos and your new business in general. We can tell that it comes only from a place of generosity and kindness.
I also somehow had the French automatic subtitles on and there were no typos, no mistakes at all. So I can imagine that you spend a lot of time with your team putting these together & this is how I can tell that you are doing a selfless and impeccable job.
Thank you for the years of inspiration! ❤️
I am sooo glad to have found your channel. I really, really, really appreciate how sensible you are about everything. Hustle culture push was literally driving me nuts because it's something I literally cannot do (health first), but I still want to try and be financially secure and free. Not feel doomed because I can't overwork myself without massively burning out and breaking afterwards (I was pretty much a workaholic from 14 to 24 y/o and that ended up being disastrous for me). So, it's truly great to find you; you're being a true savior! Also, absolutely STUNNING photography by the way. I ♥ your work.
Why is it that everytime I see a big house, i get overwhelmed only because i can't imagine cleaning it?
I think your channel is changing my life! I'm so happy I found you. I think the part about the house buying was a really great part for me to hear because we almost just bought a house and it didn't work out but I'm really grateful it didn't because I see how we would be under such a burden. I want to live a free. I think the duplex idea is brilliant! That might be an option for me and we'll see what the future holds. But I really appreciate your channel
Welcome aboard! So glad you're getting value.
Love this video!
To bring some inputs on the conversation, two things I’d love to share with you:
1/ local food is sometimes higher quality than organic food grew on the other side of the planet. In France, farmers have to go through a long and complexe process to be able to call their crops “organic” some of them are not willing to do the effort just for the label and a few bucks even though they might grow it organic and don’t advertise it. Abroad, farmers have different regulations and it is sometimes easier to get labeled organic when it’s been grown in green house that never seen a ray of sun. It’s definitely something to keep in mind when buying food!
2/ in France (again) we have access to loan under 2% interests rate including insurance. One strategy to make money is to buy a property, rent it and the rent(s) covers the cost of the loan + bring some money in your pocket to save or put towards another investment. It is obviously a process that must been well structured and studied and you need some money up front so the bank trusts you (cannot get a loan if your debt score is over 33%). The money cost almost nothing if you think that when you’ll sell the house (hopefully the same price or more) the interests may be cheaper than the price of inflation! Bingo :)
I think this is one of the most important videos you made so far, just because there is so much information and financial advice these days that I think people (including me) have become so receptive and lost their filtering system to what is getting into their brains. E.g. I have seen so many times in ig posts advice like take care of your health, exercise daily and then a bit further down in the same post sleep 5 hours and hustle, hustle, hustle, which is of course contradictory. So then good to see that someone is actually saying choose what it works for you but be careful of what is out there, because there might be some bad advice from successful people as well! P.S love the fringe :p
This summer I have grown my own food, it was cheap, easy , organic. Taste better than the supermarket too. I still have a lot to harvest
I'm so glad you talked about the "you must buy a house" advise. I've stuck to my guns for years with everyone telling me to buy a house and me not doing it lol
Hey, i really enjoyed this video, i really really did. The aspect about food is so important! I actually had this argument with my boyfriend when we joined households, he was always trying to save money on food by buying just crap. We both work hard and I basically told him:" What are you going to do with your career in like 10, 20 years down the line, if you ate so poorly and never worked out and just have a heart attack, get cancer or are just miserable? Nothing, you will have worked hard for absolutely nothing." Investing in your health should be an obvious priority and it always baffles me when people don't understand that. Like, what are you accumulating that money or following a career for if you'll end up being miserable in the end? Always investing in a good therapy is a big one, by the way. If you're depressed and rich you're also just depressed.
Love the passion about organic! Thank you. It's so important for so many reasons: what we put in our body, what goes into our groundwater, the workers who have to handle the chemicals, etc.
I agree with you about the food thing. So far the vast majority of the time when 'influencers' I follow show the meals they eat in a day, whether it's fitness channels or financial channels, I always find them so cringy and uninspiring. From the countless protein powders, supplements and absolute lack of fresh fruits and veggies (at least not in the amounts they should be consuming them if they cared about their health), to the penny pinching rich people who select food based purely on price regardless of if it's healthy, balanced or ethical (aka: if you're buying the absolute cheapest eggs you can find you can be pretty sure those laying hens have a horrible life). With that said I also don't agree that organic is necessarily as good as people think. I used to think organic meant no chemicals but that is not true, they still spray stuff on that food and that stuff can still be bad for the environment. Buying local, buying weird looking produce to reduce wastage, using farming techniques that don't destroy the soil and promoting biodiversity on the farm (as opposed to large monoculture, even if organic) so that pest control can be achieved in the most natural way possible are all way more important then debating about whether a large monoculture was sprayed with an organic vs. non-organic chemical, IMO.
Yeah, food matters. Not only for yourself, but for everyone in the chain that caused that food to be produced.
Very good point. In a world where diet and health is such a problem - The last thing we need is people with seeming authority over finances tell people to diminish their diet and eating in order to save money. If we have to sacrifice our health - it is not true wealth.
Health is much more important than money!
13:40 "buy below your means".... The average house in the Netherlands costs 500000 USD. Below that you either have to wait like 50 years or you should be wanting to live in a garage. The maximum that the bank allows your mortgage to be is literally just enough to buy a garage if you are single. Without scalable income sources you will never be able to build wealth at a decent age. With the need to rent, that adds more to the inability to do so.
Second comment here, because so many points were made. The last time I wanted a big mansion was when I was in my early teens, but growing up, my mom always had us do different chores, among those was cleaning the house...cleaning is ROUGH, especially now as an adult with less time. I quickly learned that a mansion was not as glamorous as they make it out to be, imagine taking care of such a big house...also nobody needs that much space unless you're planning to live with a lot of people. People might argue that if you can afford a mansion you can get someone to clean...but in my case, I don't like having people in my house, so I prefer to clean it myself. Also I've realized that I can live in a place that has a decent sized room, a guest room, kitchen, workspace and that's it.
"Sprints!" What a great concept. I'm taking this immediately to heart and plan to teach it to my kids. Candidly, I don't agree with every point you raise in every video. And, that's okay! I continue to find great value and appreciate the way you challenge my thinking. Keep up the amazing work!
Go girl! I really avoid people who tell me how to make money in business...when all they do is sell courses on it (and have not really walked the walk). I have followed you for years...i know that you have struggled, worked your arse off, and had success (and failures) along the way. You walked THAT walk..and this is great new stage in your business career. As an Aussie and a lover of Iceland...you really make s shyte load of sense for me! Power to you! Gaz
Every one should learn how to grow food and staring out with something simple like just 2 tomato plants for a year to get the idea of how to do it and learn more from there ....Peppers like cayenne and habernero are very simple to grow ..My father and mother grew up like their family did just growing a garden every year like people use to do over 60 years ago to the beginning of time when it was a common thing to do until commercials on TV and ready made stuff became very available at a supermarket grocery store that helped to kill self sufficiency
Great point and tomatoes are super easy to grow in pots, as are a lot of things. So you don't even have to dig up or prepare a special area.
This is so refreshing! One of the reasons why I would listen or take advices from a woman instead of men (not too be sexist but totally am), but generally men do not know how to balance things and make everything so extreme, making it less of a fun experience when it comes to money. It doesn't have to be that way. It can be fun, just have to find the things that fit one's lifestyle AND be aware of how the money is being spent/invested/saved. One rule isn't going to fit everyone, it needs to be modified/cater to one's wants and needs. Thanks, Sorelle!
i love how down to earth you are and the fact that you're not living the infamous lavish lifestyle despite having enough money to do so if you wanted to.
I’m a big fan of Andrei and think he’s a kind dude that has taught me tons, haha so I am slow to think negatively towards the advice he gives. I work full time in health and fitness and I really value eating well, but I also think that can be done on a fairly tight budget. $2 a meal is probably under shooting it, but I eat REALLY well (basically smoothies, eggs, fruit and veggies, meat and protein shakes exclusively) for about $10 a day, or $3 a meal, and I feel great. Eating whole, natural foods is very important, but it can be done on a budget and definitely doesn’t have to be an either or thing!
You have incredible teeth btw 😂 Keep on putting out the good advice and good vibes 🙏🏼🤙🏼
Oof I just got to the bit where you criticize Graham for the size of his house. haha I don’t know if you know this but for many years when he started investing in properties he lived in an unbelievably modest duplex (for his net worth at least) that he rented out the other half of, and just recently decided to move to Las Vegas where houses are much cheaper that here in LA, and upgrade to something more extravagant, I’d say because he worked really hard and earned it.
I feel that your content is usually so full of love and oriented towards bringing out the good in others, it’s what has really pulled me in to your videos/energy on the past couple months, but this video feels off from that to me. Lots of love for you and your channel still and wishing you the best 🙏🏼
Sorelle I am so happy you put so much emphasis on food. As a teen I used to save on food and I was feeling so heavy, tired and even more exhausted after being up from 5am up until 12pm and sometimes even 3am!!!! That was my hustle lifestyle so I could feel worthy and be able to afford stupid shit. It was so bad and my already chronically ill body was just shutting down. Don’t make my mistake guys. I now eat as healthy as I can and INVEST in my relaxation time - and I love it!
YES! Thats so good to hear.
I think we as a society have to sit down and have a conversation about what organic really is. I have been farming since I was 13 and Organic and pesticide free are 2 totally different things. organic produce that your eating could be filled with more pesticides than the non organic due to the fact that organic pesticides are created to biodegrade easier and that is their only benefit to the environment but you have to apply sometimes up to 4 times the amount of product you would with non organic. The amount of waste created and resources used to produce an organic pesticide negates the benefits of using an organic pesticide versus using a low spray Integrated pest management system that directly targets immediate insect pressure Instead of big blanket applications of pesticides that cover all potential insect issues that large commercial farms use. In addition to this organic pesticides are NOT FDA regulated and some could potentially harm you in ways we don't know yet. Organic marketing is deceitful. No matter your opinion, I just think it's really important that we are all aware of the facts. Research the farms you purchase from and look for low spray farmers and PLEASE shop local markets! The average carrot travels 1000 miles, think of the environmental impact of that!! Thank you
I soooo agree with your first point. It's not about food, it's about having a taste, savouring every sense that your body is capable of enjoying. It's a blessing! I think food is also a cultural reflection.
Thank you so so much for this video and pointing out that spending money on food is absolutely worthwhile when you are buying organic food. I work in the organic food industry and supply most supermarkets in the world with food and it is absolutely heart breaking that people budget on their health - one of the pillars of having a happy life. The amount of pesticides and chemicals including heavy metals in conventional food is absolutely insane and most of the time completely void of any nutrients at all. 🧡🙏
I loved this! I’d also add that even though paying on a mortgage isn’t owning, it’s locked in rent control for the life of your loan. That has a massive value. Anyone that has rented for 10+ years can attest that rental prices soar. Before you know it, it’s 300 500 more a month.
Thank you so much for talking about of this topic and for the advice. I love producing most of my nutrients in my sustainable garden. Cheers from the top of the mountain
I hope you'll never stop doing these AMAZING videos! You have no idea how much your videos help me see things differently! And oh, your personality it's just the cherry on top! You're the most real and honest person that I have ever heard speak this way about financial stuff. Absolutely adore you!! Much love from Romania!
Sorelle, I want to thank you for this brilliant video. The honesty you brought forth was refreshing and I was able to relate a lot. Especially the point about food was spot on! I have watched many financial advice videos about saving money and I was always so stunned at how bad people were eating and how poor their food choices really are. I couldn‘t believe they were actually showing this to hundreds if not thousands of others. Prioritizing your health is so important and what you put into your body is one of the biggest contributors to good health and in turn helps you with succeeding at what you wish to achieve and actually enjoy that longer. All the other points were great as well, I enjoy your content very much! :)
As a Nutrition and Dietetics student, organic food, from a nutritional standpoint, it's not any better that conventional food. There is plenty of studies in pubmed (a database where all medical related studies are published, that people in the health field use) that show that organic food is not more nutritious than non organic food. It's also more difficult to feed a growing global population and people in underdeveloped countries with organic food because it's harder and more fragile to produce. Organic food isn't also "pesticide free", it can use organic chemicals (molecules with carbon atoms in them, which also doesn't matter, because everything is a chemical, vitamins are chemicals, minerals, are chemicals, water is a chemical, etc and we shouldn't be swayed by buzz words like "chemicals" and "poisons"). We also shouldn't put pesticides into a bag and label them as "poison" because every substance on this earth is a poison in a certain dosage and frequency, even water. All pesticides are used in a very controlled amount and studied extensively before being used and approved, at least, in modern times they are. But, organic food maybe more sustainable and better for the earth and the environment than some agricultural practices done by industrial agriculture. So, no, organic food is not a health priority (and that is why it isn't pushed and talked more by governments, a bigger priority is simply to get food on the table of families in need and to change bad lifestyle habits into healthier ones), it's not a good way to feed people in need, but other ways of producing food in a more sustainable way should be studied and applied because some conventional agricultural practices are absolutely destroying the earth. We don't need organic food to be healthy, we just need good and healthy food, whole foods, in a proper amount for our needs, because organic food is not more nutritious or even safer than conventional food. That's another thing, organic food it's not only harder to produce, it's also not any safer than the non organic version. The only good argument for organic food is the sustainability of the practices applied
All such valuable points! The point about being frugal with food is such a pet peeve of mine... Winds me up that 'millennials' are told that we need to work full time dead end jobs for the rest of our lives only to NOT afford the privilege of eating avocados and drinking coffee!!
I completely agree. It's drives me nuts that millennials are shamed for eating good food, choosing organic, things like that. Also because in my experience eating a healthy veggie based diet is LESS expensive than what we're told to eat to be frugal.
Love your advice. I was raised the same way, no never have debt. I did buy a house at one point and just like you said I poured tons more money and love into that place only to have to sell it at a loss in the end. It was definitely an emotional purchase but I saw it as an investment.
It's hard not to get tied up in emotion with house purchases. My first three were emotional. Thankfully, I've managed to get away from that and 4 and 5 were purely business.
i grew up in a 2 story house and it was cool but when i moved into a studio appartment i was in love with the fact that "i left it downstairs" was never a thing. also it was a luxury suite with free breakfast daily, free coffee daily, a free to use gym with good equipment. and mostly beautiful neighbors and employees
Couldn't agree more with the whole 'bigger is better' mentality. I am on my way to be mortgage free in the next 4 years and my partner and I will then own outright a modest house in Devon, UK. We don't have plans to then get another mortgage and go for a bigger and more expensive house (which sooooo many people keep telling us we should do btw! - nuts!!) - why? Because we don't need it. It's less to clean, less to maintain, less to worry about, and overall it's the perfect size for just the two of us anyway. I'm now really against the idea of "keeping up with the jones'" and making yourself poorer for outward appearances. So that point you made resonated with me to my absolute core! Then when we're mortgage free instead of worrying about a huge debt, me and my partner can travel more, work part-time if we choose, the possibilities increase exponentially. Love your channel, it's ethos, and what you stand for Sorelle xxx
I really enjoy your alternative perspective on this, you're almost going against the current "Common financial advice" so refreshing to hear!
*At **2:47** Andrei is right- the alternative to organic food isn't necessarily bad food. You are WAY better off eating a healthy meal that's not organic than paying twice as much for organic and letting it ruin your budget and letting it keep you from getting ahead. Eating healthy is already expensive, when you make it priority #1 to make it organic too, especially when you don't have funds to spare, it's like buying designer clothes to feel good at your minimum wage job- it's enough to keep you trapped on a certain level. I live in a farming community, and I see first hand how much of a difference cage free, organic, free range, etc... is first hand. It's better, but not 40% better. You're paying a lot for the hairs you're splitting. Once you're financially set, THEN you can spend big to fine tune your food. Just eat healthy- mostly veggies, steamed chicken, etc... as healthy as you can afford. "wouldn't take nutritional advice from either of these dudes for obvious reasons..." Why the attitude? Kinda obnoxious if you ask me.*
Honestly the idea of a mortgage and debt has always terrified me since I was a kid. I was like why would I put myself in such a dangerous/binding situation? I felt kind of alone because EVERYONE around me was doing that, but I definitely didn't want to do it and I still think it like that. I am that kind of person that hates being in debt to someone and I don't allow that even in small ways such with friends, I just have to pay back as fast as I can. It just doesn't feel good to me. Glad I've found someone that agrees with me, we are similar in multiple ways
Well, it's unfortunately the way the system is rigged now. I know I'm part of the 1% that owns property and has never had to worry about a mortgage... I'm so thankful for what I've been able to achieve in this regard. But I can see how it's almost impossible for the average person.
@@Abundantiaco Yes, I totally understand that. I just wish we all could find different ways and not feel pressured to do that. It is very heavy on us all.
„Life is a series of sprints” ❤️👏🏻 for me best highlight of this video. These days it’s so confusing on which side it’s better to stay on- the one that will lead you to an successful career or the one that will provide you with joyful beauty of the life with healthy mindset and lifestyle. So these words sum it up best that sprints is the best approach to life to keep joyful balance! Thank you for another inspiring video! ❣️
I love that channels like yours exist to create balance in this space. There's definitely value in the hustle culture, but tomorrow is also not promised to anyone. Even the hustle needs to be done with moderation. Do live a little today, because if tomorrow were to be the end, you would want to look back and still be happy with the experiences you've had in life.
Oh, and yes, the house is not always an asset. In fact, when it's all said and done, most ppl pay more for their houses in the form of interest payments than they make out of it. Take the average house for $300k, over 30 years, with a 3.5 - 4.0 APR, that's $500k in total payments. So you have to sell that house at at $500k for it to have made you money. Otherwise, you're simply recouping part of your costs. And that's before the taxes, maintenance, HOAs, and the plethora of costs associated with owning a home. That may not necessarily be a bad thing if you have a strategy to divest at some point and use that "saved money" to invest in something else, but those are considerations most ppl who simply tell you to buy a house don't advise for.
One important thing to realize regarding the trend towards owning lavishly big houses, is that while the people living there might rationalize living in a massive property by themselves or with their small families by saying “But in the past the aristocracy owned palaces too!”, they forget that in those ‘ancient’ times, you had dozens of not hundreds (if you’re of royal descent) of *live-in* servants to tend to the ‘house’ and the needs of all those who lived in it. To occupy such a massive space with just ten people (in the case of a big family, but often way less) is a ridiculously modern concept, and it’s sad to see how these spaces that could be used to host dozens of people end up being just a show-off piece for some extremely rich person.
Keep working sorelle, keep grinding, your information is so valuable. You come from such a unique perspective, living a life that so many want to live but there isn't any information on. Thank you!
Thank you for watching!
Sometimes buying bulk can save money, there are times it's a waste. Also, GRAINS!!! They are healthy, you need them and as long you store them properly they are basically nonperishable! Get some beans, lentils, rice, barley, etc. And learn how to cook them. You can reduce the cooking time of beans by soaking. But lentils cook fast so need no soaking. About fruits and veggies, go to farmers' markets as Sorelle said. Check the frozen section of the grocery store and find out which gives you more for your money. And if you have a big fridge, learn how to freeze food properly so when bulk is worth it, you can do it WITHOUT spoiling food! ALWAYS make sure to not spoil food. It's not only a waste of food. It's also a waste of money.
Food has been the hardest thing for me to cut back my spending on because I truly value eating well. This video brought me a wonderful perspective that I will adopt moving forward. Thank you, Sorelle!
2:55 Seriously. I argue this point all the time. If I don't eat well, I can't feel well. And if I don't feel well all aspects of my life suffer. Either pay now or pay later. Health is WEALTH!
Second to last point is why I intentionally bought a house that I would be able to pay off within 5 years. I calculated ahead of time that the mortgage payments would be $300 less per month than the rent I was paying, so by getting the mortgage and continuing to be careful to pay it off within 5 years I definitely think I made the right call there, even though I didn't buy it outright at the start. It is the house I live in, but I've been improving it and I'll wait to sell it until it seems like a good time. I 100% agree that actually taking 30-40 years to pay off is a total scam. The only way to do a mortgage is to pay it off in 5-8 years so you don't pay all the interest.
Glad you’re feeling better Sorelle!! Was really looking forward to your super helpful information coming out, It’s been really beneficial. Thankss you’re awesome!!!
I really love this video. I've subscribed from the beginning. I'm old enough to be your father, and I love seeing someone so young demonstrating so much wisdom. Thank you. I agreed with every word!!!
Thank you so much!
Agree. I love all the finance talk, but you know what's expensive?
- Medical Bills
- The opportunity cost of everything you lose out on being sick or sub-optimal
Don't entirely defer your present for a future you won't be able to enjoy fully enjoy because you leveraged your health for financial success.
The colour co-ordination on the video is amazing. Everything in the main shot is black, white, or a shade of brown/beige. Even your two-tone hair matches your eyes, and the pictures on the wall ... aesthetically very pleasing ... well done :)
I just listened to the audiobook of The Richest Man in Babylon, based on your recommendation. According to that book the only appropriate debt is for investments that will hopefully make a return.
I live in New Zealand and work for a charity which supports people in financial hardship. The amount of debt people go into in order to pull themselves out of a sticky money situation is shocking! And it almost always results in them being in worse hardship than before.
I bought my very first house this year, outright - a van!! And then I put in all the hard work to build it into a tiny house on wheels. I own the van completely and will most likely be able to sell it with profit, even after some years of living in it and using it myself as my home. I have been diving deeper into the FIRE movement lately and this really resonnates. I’m about to start a podcast and am also trying to remove pressure that I put on myself to perform in my 9-5 job. Have fun with the job and take it as a learning experience, but know that you are fully replaceable to the company, and that there are other jobs out there if you’re not working for yourself.
I am amazed by you lady! I was waiting for this video seriously! I have a huge respect for Graham and Andrei BUT what you discussed in this video ALWAYS was bothering me about their channels! I felt so sad that so many people consuming that information and you know learn from that. I am also prioritizing my family health over everything else in this world! I am trying to run youtube channel about sustainability and minimalism and of course great organic food is a HUGE part of sustainable living so it was hurting me every time what they were saying about food to so many people.
I just want to say a HUGE thank you for sharing this wisdom.
There was a study in the US that said basically organic fruits and veg are no more healthy than non organic. The point was, just eat fruit and veg. BUT I try and buy organic because or how it’s produced. I want farmers to be able to save seeds and not worry about getting sued by Monsanto. Whether you think it’s healthier or not, there’s other reason to buy organic.
G’day! Thanks heaps for the perspective. It empowers my wife’s and my choices to live below means, house wise. We live in the Netherlands and getting a neck clenching mortgage is so common that people always ask about how we can doe all the things we do. Keep it up!
I love Graham and Andrei, food is all about balance (just like other areas of health). You need the budget, that's the key. From early on you need to save and invest money consistently, but stick to a food budget. That's the weakness many people face, not setting limits. You shouldn't skimp on food to where you damage your health, but you should control the cost to where it won't damage your wallet and future investments. I believe the tip about coffee and saving $5 a day for a 40 - 50 year period. That doesn't mean you couldn't get yourself a treat a few times a week, just don't do it every day imo.
The ways to increase wealth are to cut expenses and increase income, but definitely don't decrease your health. The fuel for your body is extremely important and you want to make sure you get lean protein, vibrant mixture of fruits/veggies/wholegrains/seafood/etc. Drink plenty of water too! I never resort to eating crap food like Burger King or similar places. I cook most of my meals and buy out on the weekend sometimes. Always eat lots of fruits, drink a lot of water, recently started hitting the gym again, and I mix in plenty of leaner protein and vegetables. I just make sure I keep my balanced diet no matter how rich it is at the time.
"The house owns you, you don't own the house "
Thank you sorelle❤
Thank YOU for watching!
My bus home cost me $3k. Building an apartment inside cost 4k. Annual insurance cost 1k. Cost of renting forest land $100 per month. I love my home. She's so affordable and I can now spend my money and time on other things
& I can sell my bus home for up to 20k
I'm also against homes bc your stuck for 40 yrs. What if you're job ends? What if there is no more work where your home is? What if the crime rate soars? Your literally stuck. I've seen it happen over and over.
@@yellowdressbookstore6602 It makes sense to buy a house when you have a big downpayment already, when you find a good deal and to try and pay off the mortgage as son as possible, ideally in 10-15 years.
My husband and I bought an apartment for a great price in a big European city. I obviously can't predict the future, but even during the 2010 (In Europe the effects of the 2008 crisis were felt a little bit later)recession prices did not go down almost at all in Milan and they started rising in 2015. I guess I just hope the crime rates will not increase in my neighbourhood.
Paying overpriced rent forever and living in a crappy studio is not a life I want to have past my 20s so buying a house and living in a nice environment also brings mental comfort to me, personally.
I can't believe how much you look like Winona Oak (swedish singer). This is what caught my eye when I first saw your video. And boy, I'm so happy I clicked your video 😊
Thank you for all you do in order to teach us about finance and freedom.
'Frugal' does not mean miserable, stingy or mean. Frugal means making the best use of.
THANK YOU!! Happy I’ve finally found a sensible finance UA-camr. I’ve never understood why people eat garbage as millionaires. I always buy organic produce and will splurge on things like nice olive oil, organic dairy etc. Food is one of my favorite simple pleasures and I’m not going to skimp on it if I don’t have to.
Exactly!!
Really so happy that I found your channel!! Lots of sound advice!! Thank you!!!
Hey Sorelle - love your channel and my body is 100% a temple in my mind.
That being said, “organic” is a rather nebulous term, and can mean very different things depending on what country you are in. For example, The US voted in the 1960s on the definition of an organic label and it absolutely does NOT mean no pesticides, herbicides, fungicides or other poisons… it simply means that what is used on a crop must be of an “organic” (ie from a natural) source. Many things that are from the earth are just as toxic (some are even more toxic in fact, and have to be used in greater quantities because they biodegrade more easily) than the toxins used in “conventional” crops.
Also when we are talking about “organic” in terms of packaged foods, they are cleaner mostly because of the absence of dyes, certain preservatives and other harmful additives “organic” or “health food” companies don’t use.
Most studies agree that eating a wealth of fruits and vegetables is far more important than eating organic ones… and I have noticed myself (when I ate exclusively organic) being stingy with the amount of produce I bought and consumed -especially with children (they eat a ton of produce!). Toxins accumulate significantly as they travel up the food chain, so buying “organic” (but more than that: local, wild-caught, or grass-fed etc…) dairy, eggs, and especially meats and fish is where I tend to put my attention… again, especially for my kids. (As in, the toxic load for a piece of treated broccoli, especially when you consider most of the treatment has occurred weeks before harvest), is insignificant compared to that piece of beef, where the cow has consumed load after load of treated grains/corn/soy in its life.
My main point here: “organic” doesn’t mean much. And you can be healthy without using that as your ultimate guideline for what is healthy and what is not. 🙏🏼❤️🌎
P.s I have never written that long of a UA-cam comment before! 🤣
The food thing is absolutely bizarre to me. How can one not spend enough on something so essential as clean, healthy food?
about the food point , it's definitely right to know what's healthy and put it in your body but it's also important to know what healthy you're spending your money on , is it expensive cause it's overrated or branded or is it healthy cause it's healthy , ya know ? and that's a life lessons and it's to understand the difference between actual quality and their price or just branded or overrated stuff . i myself don't like being a fool away from spending my money and all i would live to use my money in a way that makes it work for me not into just being a fool with it . not saying you're saying that tho that's just a a valid reason to be more careful with your spending in food or whatever , you're amazing tho i rly enjoy your channel n I'm grateful for it
Housing situation is not easy to figure out. In some areas there are simply no cheap houses. Renting is basically paying someone else’s/ investor’s mortgage, and that sucks.
I grow enough food in my backyard for my street... no crazy chemical fertilizer or pesticides.
Simple stuff anyone can do.
I really appreciate that you have a pure perspective.. it’s all we have to balance the toxicities of trend..
Solid advice. Thank you.♥️
You are so welcome!
@@Abundantiaco ❤️
I so agree that a house is a liability, not an asset! And the cost is not only the money, it is also our time spent on maintaining it, which is to me the most precious and underestimated thing of our lifetime! Thank you so much for your honest opinion and advice, I am loving your channel!
Oh yes. The maintenance part is what's blown my mind the most. It's crazy.
@@Abundantiaco just like you said : the house owns you, you don’t own the house. Crazy, right? As if it ended up being a personal prison.😂
I've had a thought: buying stuff (that you don't need) is a form of charity. I know from a certain perspective that's rude to say - since charity ought to be given from the heart and have absolutely no expectation of anything in return. But what I mean is, when we buy stuff for our house -- some of it we do need (we need chairs, etc), some of it we don't really need (like a sauna, perhaps), either way we're promoting the craftmanship that goes into those items, handing our money over to those other families (the workers of companies producing whatever we bought for our house). Or viewed another way: just "buying stuff" promotes Consumer Goods ETFs. It's not exactly that simple, of course. But my point is that "buying stuff" isn't exactly just flushing it down the toilet -- the money we spent is distributed to many hands (companies and ultimately individuals) who in turn may invest in things we're also invested in. Since you're big into following the money: say you buy a $100 shirt. That may not directly goes into a workers hand, but it may go into a business that hires/maintains a worker to motivate them to make the next shirt. And if that worker is on a retirement plan, say 10% of that portion goes into their investment fund. I've had dreams where if we could "colorize money" and follow the different colors that our spending goes to (in terms of all the hands involved in making it, packaging it, having it available, and whatever advertised means was necessary to bring its existence to your attention {even if just a 'open sign' to some store} -- part of that goes into tax, shipping, some box company that makes padding and carboard, labeling/logo company, the company that bought the machines to make shirts or kept them in working order, powered them, and hired the worker to make it). Kind of like a color-dye of each component of that spending. Then if we could see how much of that "money dye" comes back to us in the future, in the form of our spending getting re-invested back into the market (largely automatically, because individually it is such small percentages there is no practical way to track it). Just food for thought. The broader point was is a house an asset or a liability - and I do like your advise of: taking what loan a bank is willing to give you, then cut that in half. But I wonder if there is another point here: if you happen to be sitting on a bunch of a cash, that in itself is a (possibly) damaging thing. Yes, you want a cash reserve, but cash that isn't moving (no velocity) can partially be what seizes up an economy. Spend it (on prudent things) and let the money flow.
With you on this Sorelle! Nutrition is important for mind and body! Period. And, its in bad taste to influence people toward unhealthy food choices!
I am from India, and we eat a lot of veggies day-to-day. We have a minimum 2 different kind each day, every day. I really didn't know how important this was and what a blessed life I had until I entered states for my Masters. I had nutritious food until then but, had no knowledge of it, and I fell severly sick, severely to the point it affected my mental health, just grabbing anything, and anthing at college. It was more for more than 3 years I had terrible food and It ruined me. Now, I am properly educated (I need to learn more), on how important eating organic food everyday is. Back to India, it helps. But, thats not the point.
People, health first!
Everyone can eat healthy within their budget, even if not organic. Unless a person is sadly in very extreme circumstances, we can all control how we spend our money on food. When people talk down on organic food, I just think they really don’t understand the big picture and how food works and is processed in our body.
Just to add, “organic” can be regulated differently depending where you live, but with a little research, one can know how to shop and what is quality food bars on where you live. There are parts of the world where “organic” labeling really isn’t a big leap from the rest that’s offered because food is already very much controlled to a higher standard of quality.
Don't have to be rich to eat well! We can all make better choices than ultra-cheap processed food.
Thank you for your channel. I had the opportunity to choose to go into debt to purchase my first home. This allowed me to climb the property ladder and move to a larger home that suited my needs and my families needs. I was able to use the equity to re finance. Now I am completely debt free and have been for 15 years. I think the attitude of buying a home is very different than purchasing properties. We all need somewhere to live and the money I put into my home benefited me directly and immediately. This doesn’t mean I was reckless or manically tight with money, I simply lived within my means. This allowed me to live a warm comfortable life and provide a safe secure place to raise my children and experience community. I am very grateful for the ability to own my home . I was not just paying rent into some guys property portfolio so he can get stinking rich, which unfortunately is the experience my children are dealing with. They may never be able to get into the property market because of the ruthless actions of a few greedy people. To have shelter is a basic human need that is becoming impossible for more and more people . I am an Australian and I believe this is shameful for a so called developed nation.
This video is SOOOO good and necessary. I realli don't understand this debt culture. In Argentina people more commonly buy their houses outright, and we are POOR! Actually people my generation are struggling more that the previous ones, but mortgage here is not a thing. There are programs that are not quite like mortgages but do work with monthly payments but they are better than mortgages because there is no room for that here, cause we don't have the culture for it. I highly reccomend a Netflix series that I loved, even if I don't ever plan on getting a mortgage I think it's really cool it's called "How to live mortgage free" and it shows cases of different people in the UK who managed to pay their mortgage fast or buy their home without mortgage. So interesting and useful tips and ideas.
You are such an inspiration, whenever I need to get my head back in the game (as you've mentioned before it can be difficult to break away from our culture of spending) I just come to your channel. Thank you for the great content!
I agree with you about the advice some of these financial “experts” on UA-cam (e.g. Graham) give.
Watching them makes me feel disappointed hence I unsubscribed.
Recently Graham did an interview / sit down session with Kelly Stamps who was actively pursuing her expensive dream of piloting. It was what made her really happy, and I was just surprised at how much he struggled to understand the concept of simply: passion & interests, and even put her down for it (in the comments section she did express how disappointed she was w him too).
It seems to me that some of these experts are so obsessed with every cent in their life, hence they also recommend that others do the same. While they get happiness from saving every cent, I do think it is okay for anyone to find and spend money on things that bring them happiness and health.
Personally, I’m glad your channel has such a good balance of both - and that really is why I respect what u say a lot more than theirs (personal preference).
Keep up ur work and stay happy, healthy & rich! All 3, none less! :)
In order to actually be effective at the center of your life, you must have quality food and rest. As I get older I realize the importance of this as a fundamental value ❤️
Well said!
So true!
the problem with the "house is an asset" thing is that you compare buying a too big house vs renting a smaller one, so of course buying is more expensive. Think of it, if a house is profitable as investment, it means the mortgage interests paid by the owner as well as the maintenance costs (incl Tax) are lower than the rents received. That is the definition of "profitable". in other words, the rent you pay has a part that pays the house running cost + tax + mortgage interest, the rest pays part of the mortgage principal.
The only difference is where you park your equity? in the house you live in or in another one.
A good example, take 2 identical houses. What is best? you buy one, pay 2000$ a month to pay back mortgage and live in it or you buy one, pay 2000$ a month mortgage, rent it out for 1500$ a month, then rent for yourself the second one for 1500$ a month.
As for the furniture... you need it no matter what so, no point here.
You somewhat made the point in the latest point about debt, just do not buy too big of a house.
Im new to your channel and enjoy your content. Your advise about getting in debt and buying a home is spot on! BUT unfortunately many people (including yourself ) have to experience it for themselves to finally realize how much a home costs. Many want the feeling of owning a home before they take any advise from someone who has already gone thru the challenges. They don’t believe until they do it. Congrats on owning your own home and making it happen, but most importantly congrats on eating well and taking care of your body. A nice fancy home is nothing if you can’t live that long to enjoy it. 🤗