Don't Underestimate the Mental Part of Retirement
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- Опубліковано 8 вер 2024
- The financial part is important but in retirement the mental health and positive attitude becomes front and center. Work on it as much as you work on the financial part.
Steve I retired last Monday 35 years schools custodian.
Welcome to the Club
Thank you for your service 👍🏻👊🏻❤
No more smelling that weird powder they pour on vomit as all the boys huddle around to guess what the kid had for breakfast……🤮🫣😂
Congratulations
Congratulations!! Wish you all the best. Once you get a little comfortable with your new life style you'll love it. The bell will be ringing Tuesday. Take care and enjoy. Steve
Amen, Steve. Peace of mind is crucial. Just because the work stress is off, it doesn't mean the hard edges of life won't touch you and have the potential of bringing one down. We need to pay attention to our mental health and do what we need to do.
It's a bigger problem than people realize and I think needs to be thought about a little more in our planning for retirement. The financial is extremely important but the mental becomes huge in retirement with all the free mind space we get when we retire. An "off day" or "play day" helps recenter us and hopefully avoids depression. Even rewarding yourself after a good "work day" helps. I'm hoping anyway. Thanks. Steve
Winter is ruff! This year, I think I'll hook up the camper and head south. 🌞
Expect a bad one for here this year. Haven't had one in a few years so we're due. Done told the wife we're getting out of town if it is. Even if it's for only a couple weeks. Just to get a break.Take care. Steve
I am living on SS checks so money isn't an issue. I have hobbies that take up my free time. I also like going to events that have people that have a positive attitude. Just looking out the window I see a rainbow! It's time to take a 2 mile walk and enjoy the weather! Have a great weekend!
Living off social security "only"?
@@b.coxemba6799 I do have a 401k but my expenses are less than SS. I live on less than $20k a year.
Good for you. In a few years I'll be there along with you. Till then I've got to take distributions at least for the next 4 years. Take care. Steve
@@retirementcorner That time goes fast! I had to cover healthcare for 3 years before medicare kicks in now it's under a year!
Hi Steve, your observations are spot on. I’m 66 not yet retired but know the importance of hobbies and keeping one’s mind sharp. My mother was clear as a bell when she drew her last breath at nearly 91. She loved doing word finds, crossword puzzles, reading and Lord she loved bingo. She mopped the floors with the other residents of her nursing home at bingo.
Any little thing I can do now I believe will payoff big time as I age. Just trying to keep old man time at bay as long as possible. Staying as healthy both mentally and physically as I can now should help me be that way for awhile. I hope anyway. Get story about your mom. Thanks for sharing. Take care. Steve
When I was 12, kids had the summer off from school. My Dad was busy working but dad had a trailer in back with a large desk. A friend and I would play Monopoly for a week, or I would build ship and car models to avoid boredum. Retired at age 65, I now have a model ship I am working on that is the ship my Dad served during WWII and earned a Purple Heart. Feeling like a kid again.
Now that's a great hobby. I've only seen models like you describe at shows or on display somewhere. I would love to be able to do something like that. I don't think I have the patients to do it but they are amazing to see and marvel at. My only model experience is the boxed kits as a kid.Takes a lot of work and patients plus attention to detail. Good for you. Thanks and take care. Steve
If you don’t have your physical and mental health, what good is all your money.
Exactly!! The true 3 legged stool of retirement. Money, Health and Time. Without any one retirement won't be as good as it can be. Doing the best I can with the money and heath the time I leave up to GOD. Thanks. Steve
Thanks again Steve for another good video. Your videos are like comfort food for the soul 😊
It's just a little something I think needs a little more thought in our retirement planning. The first year tends to be busy and a lot of fun. Once the newness wares off and it becomes a "normal life" or our health starts failing the mental part really takes over. Seen it happen. Just something to think about I believe. Take care. Steve
great video! As someone who has retired early in my 40s I realized the only two things we have in this life are people and experiences! Plus having good healthy hobbies to keep our minds sharp!
Exactly!! Thanks. Steve
I have been retired a little over one year now and I love the not having to worry about the work stuff, just enjoying life now and I was pretty worried about retirement wondering how it would be with out the pay check coming in. I know now that was all wasted time worrying having the free time of retirement is fantastic I keep plenty busy and mentally active.
Felt the same way after I got a little comfortable with how things actually work in retirement. Like I wasted all that time being concerned about the financial part. Pretty much just enjoying life and not near as concerned about the money as I feared. Take care. Steve
We know some who hate retirement because they feel lost. You have to prepare mentally as well as financially.
I have also. Known a few that have slipped into depression. Usually when their health started failing. Hard to come to grips with not being able to do what they've done all their lives. A little thinking about it before retiring might help. Thanks. Steve
Thank you Steve for walking me through the mental health aspect of retirement. Like you mentioned,the money will be there , its those long cold winter days that will be my struggles. Your videos on these subjects and others are what is going to help me get through this first year of retirement. I liked that banjo idea you mentioned in the comments last video!😊
The banjo is still something I'm looking at. Our local thrift store had one but it had a resonator on it and the price was a little high for a thrift store. Got sold in a week while I was waiting for it to drop. I've been looking at the Deering Americana open back. Brand new just $100 more than they were asking for the thrift store one. Like you I'd like to learn the clawhammer style. At least on those winter days I could be in the shed learning the banjo. Thanks and take care. Steve
I’m a spreadsheet guy who loves updating my numbers regularly even though I know the financial side of things are just fine. It’s a hobby I guess. Fact is I spend too much time inside my own head for my own good. Always spinning on something. Socrates said “the unexamined life is not worth living”, which is undoubtedly true. But I think it’s fair to say that the overly-examined life isn’t worth living either. I have found it is important for me to keep my mind busy with other things like exercise and time in nature to give my mind a rest. Great video…take care!
I'm constantly looking back and re-examining things myself. Thinking and looking ahead at the same time. Just how I am and have Always been. Part of the reason I started this channel. Sort of a video diary. Also the reason those "Off Days" are so important for me. Forces me to slow down and enjoy life more now that I have the time and keeps me from getting lost in thought. Tried to make things as "Idiot Proof" as I could starting retirement. Working so far. Thanks. Steve
Steve loves to share the truth. This channel is great. 👍👍
Just thinking it might be something to think about when planning for retirement I believe. Thanks and take care. Steve
Absolutely correct. Retiring next year and already planning to get more involved in music and our band
Just something I thought would be good to spend a little time thinking about when planning for retirement. You're doing right I believe. Thanks and best of luck. Steve
Still working here so acting like I'm working keeps the mind sharp.....Boy do I hate all the yearly training requirements, this is my last time on many of them and I won't miss them at all. Main thing is to stay mentally and physically fit enough to be able to still wiggle your worm.....to bring all the fishes to the boat.
😂👍🏻💯❤
Exactly the reason I'm working on both only in my case it's to bring them closer to shore. No boat. Now when I'm acting like I'm working I tell the baby I've got some things to do in the shed. Works like a dream. She never comes out here. Catch tomorrows video I did a little worm wiggling for you. Just a few clips and small ones but had a great time. About half way into the video. By the way many thanks. You really shouldn't have but I'm happy as a kid on Christmas morning. Take care and thanks. Steve
@@retirementcorner Glad you liked them. It's fun playing with little fishes and learning new things. The pole was projected to show up July 3rd but I figured it would be early, I thought the time of the package down here to up there would take longer. Tues to Thursday is FAST for USPS.
Thanks Steve, good stuff.
Just thinking out loud. Could be something to include in our retirement planning. Thanks. Steve
Mental health is everything......however there is something to be said for having enough money too !
Definitely correct. Enough or more is way better than not enough. Money, health(mental and physical) and time. The 3 legged stool of retirement. Without enough of any one of them retirement won't be as good as it could be. The numbers have to work whether it's SS, pension, your savings or however it works out. Thanks. Steve
Lots of great stuff in this Vlog Steve. Thanks for the words of wisdom 👌🏻
Nice of you to say. Just thinking this might be something to give a little thought to when planning for retirement. Thanks. Steve
As a brand new retiree, I decided to look at my retirement collective bargaining agreement this morning. I was amazed to see that I have 52 weeks of vacation time if need be and my work hours are based on what I feel is right day by day.
Pretty much how retirement actually is. Just kind of rolling with what the day brings. Take care and enjoy. Steve
Hey Steve! Thanks for your videos! I am retiring later this year and look forward to having the cowbell rung for me. 60 and burned out from 38 years of full time work. I am thinking about doing something part time. Do you ever consider it? That would be a great video! Thank you again!
I retired at 53, four years ago as of today and thought I’d get a part time job for extra spending money and something to keep busy but found it’s not really cost effective when your using Obama care for health insurance and drawing off my IRA for income. It’s basically free when your gross income for the year is low enough, but gets expensive pretty quick with additional income. You really need to either go back to work full time to get health insurance or wait until you are 65 and on Medicare. I was planning on signing up for social security at 62, but might be better to wait until 65 because of that.
Constantly. I worked for 40+years and the whole time I was constantly looking for a better job. Mostly worked multiple jobs at a time. It's just how I am. Same reason I didn't take a part time job when I first retired. In a couple months I'd have made it a full time and looking for more hours. Works in reverse also. I didn't get one and now I don't really want one. I still keep an eye open for any interesting opportunity. Just give me a shout and the bell will be ringing. Thanks. Steve
Good subject Steve! Taking care or our mental health, will also help us with our physical health as well. Take care! Robert
Good mental health helps us all around and makes retirement a joy. Thanks. Steve
Good video topic Steve. I wonder if we all don’t go thru a “depression” type state. It’s important to keep positive & not worrying about things out of our control.
Just a little something I think would be good to think about a little when planning to retire. Going from working all your life to suddenly voluntarily unemployed can be rough. Lots of things go through your mind. Staying active and being conscious of your mental health helps I believe. Thanks. Steve
Thanks for this excellent video on a very important topic! Just like physical health, good mental health is an important ingredient needed in enjoying retirement to the fullest.
Ps. So far we have no cattle on our front lawn, but time will tell :-)
Exactly!! Just an important ingredient in the "Retirement Pie". Maybe try some goats. Not as big and still keeps your grass cut for you. You could get a couple fainting goats just for entertainment.😁 Take care. Steve
Well said brother
Having enough money helps. That's for sure. You can work on the mental health. (Loneliness, boredom etc.) Just a good idea to think about it while planning for retirement also I believe. Thanks. Steve
The most important part of the retirement
Having enough money helps but the mental part is important also. I think it's something that gets overlooked when planning for retirement for a lot of people. Take care. Steve
I never had any mental health concerns while retired. I can't get layoff!
Me either but it happens more than you think. Having money or a job helps but it's not the only thing that constitutes mental health. Lack of social interaction, loneliness, sense of loss, boredom, lack of self wealth etc. Seen it myself happen to others. Just something I think needs to be thought about a little when planing for retirement I believe.Thanks. Steve
Hi Steve
Hey John. Always glad to hear from you. Take care and enjoy. Steve