Welcome to the wonderful world of cash stuffing. It has been a major help to me in my budgeting amd I have been able to pay off so much debt since I started last August. As a single mom, it's truly been life changing.
Envelope hack - I would take your already made envelopes, line up the bottom holes already punched to the personal punch size (or the top holes), and then punch those envelopes with the personal size. That’ll give you extra holes on either the top or bottom, but you’ll be able to use them in both binders without needing two sets, and save you some money.
@@Happy2planwithDesiree hey you could make a border with the titles of the envelope you could make them on Canva and then u could use zipper envelopes
Such a great idea to keep track of finances. I have the same binder Ilysse gave you. I use mine with two envelopes one for planner spending and one for iPad savings. I am fortunate my husband handles all our finances and I just take $’s out for my spending. (We are retired older couple. ) One thing I encourage young people to do is save for retirement! I promise it will be here before you blink twice. Thank you for sharing!
You should check out the Budget Mom. Her zero based budget is amazing. Also, unless you have some amazing insurance, you might want a sinking fund for your yearly deductibles. It saved me when I had a stroke two years ago.
I’d love to see how you make the envelopes I’ve spent a fortune buying envelopes only to realize I still need more. Sometimes I’m good with using it and other times I struggle, but they do help me to stick with a budget when I’m diligent.
Love the video and the binders/envelopes! I'd love to see a video on how you made your envelopes. I'm a newbie budgeter too, but I'm doing a cashless sort of cash envelope system. I just carry ledger cards in my wallet for each expense and deduct as I spend (sort of like a checkbook register). That way I know how much I have left to spend in a particular category, and I don't have to go to the bank every payday. Looking forward to your budgeting videos ... well, all your videos actually! :)
I have tried this system a few times and failed...I started again in November and this is the longest I've stuck with it!!! Good luck, so far I'm loving it💜💜🖤 LOVE your envelopes
Hello Desiree... I do savings challenges. I have 3.. 1: monthly Mason Jars 2: 52 week challenge (like yours) and 1 more yearly challenge. It's fun to see the cash add up! I love your font. Very classy.
I had started no spend one dollar and five dollar bills. I was able to save almost 300 in about 4 months once I started using more cash fior spending. I want to get back to it.
Been looking at a lot of these videos too!! Been thinking about starting one as well. I saw a cool tip that if you want to mostly do card use fake money to represent how much you got in your account each pay day and separate that way so it's more visual :)
For the zipper envelopes, you could just print on the vellum and insert it in the front of that envelope. My categories have changed quite a bit so especially while your new to it you can change it out easily if you decide to change a category.
I definitely recommend this system, I love it helps to rein in your spending and keep you mindful of how much you are spending🙌🙌 I would use the envelopes as a dashboard inside your zipper pouches. Good luck I know it will work for you💕💕
I am loving your videos and energy. Just found you and I usually okay these in the background to fall asleep to.but yours kept me interested all the way through 😊
Just a thought…I use an extra envelope to collect any cash that I pull when my transaction is by debit/credit/store card. For example, if I used my Starbucks card for points, I then, pull the cash amount from my coffee envelope and store it in my extra envelope until I apply the money for deposit or payment. That way I don’t have loose cash floating around and still use my envelopes to limit my budget. Hope that’s not too confusing.
i love this. i do have cash spending and keeping track for it. it helps me a lot. and i have saved for planner supplies for the spring release love it so much. i love that purple binder.
I'd like to see how you made your envelopes. I haven't figured out how to use the envelope system. I don't use cash so I don't know how to make it work.
I recently started doing this! It's a great way to make sure you stick to a budget. Thanks for sharing 💜 love the envelopes, I would love to see how you made those! 😊
Awesome video! I just started cash budgeting and made my first set of envelopes but after seeing your matte envelopes I might have to make a new batch 😊
Desiree! I’m light weight mad bc UA-cam unsubscribed to you… idk why. You’re my favorite planner creator and I literally watch every video you post! But just letting you know UA-cam is on their sketchy stuff if you notice a drop in followers! Love your content ❤ Keep it up!
What!!! I absolutely loved your channel. But now your adding another one of my favourite things!!! Saving money. Now I’m so in LOVE 😍. I do this as well. Can’t wait. Love this ❤. Much love as always from Kimberley and Scooter Jamieson/6breakingloose ❤
I have tried to do this a few times, but I end up getting so busy that I just make sure I use cash. For me, that's still a big step forward. lol I just don't have enough categories to have more than say 4 envelopes: Groceries, Gas, "Fun", and Misc. I have a bunch of HP envelopes that I put on Medium white discs with an old classic Skinny cover. It looks good, but actually getting the cash to put in it, takes more time than I currently have. I'm hoping April will be it. My Savings and Sinking funds are digital. (YNAB)
We are debit users and I won’t use cash so I use fake money like Monopoly money to cash stuff so I don’t have to go to the bank. The only thing I have in cash is a $1,000 emergency fund and I get $20 every two weeks from a coworker to drive her to and from work
How invested are you in your green binder? Would it be better to get another A6 so that way you don’t worry about sizing issues. That seems a little bit of struggle 😅
Just a thought on your envelopes, could you not punch both sets of holes in the same envelope to make it easier to move between both binders? Rather than having to make extra envelopes?
Most binders on Amazon that say A6 are actually personal sized. Personal size is more common than true A6 even though most products on Amazon are labeled as A6. Confusing lol
@@Happy2planwithDesiree of course ☺️ thank you so much, love your content always ❤️ if you have any other questions, just let me know, I’ll be happy to help ☺️
I'm looking for a binder or wallet binder do use was my wallet and have my cash envelopes as well. I'm not sure if I want the Moterm A6 or A7. How do you like your Moterm A6?
I personally like the A6 because I can fit envelopes in my wallet that I don't fold...but sometimes I kind of want a smaller one. I might switch it in the future but for now I am liking the way the envelopes are in the A6
Great video! It’s motivating me to really get serious and start a savings system that’d work for me. I agree with some of the other comments that if the second binder doesn’t work for you then return it and utilize the one binder. Looking forward to seeing your progress videos!💙💛🪴
Welcome to the wonderful world of cash stuffing. It has been a major help to me in my budgeting amd I have been able to pay off so much debt since I started last August. As a single mom, it's truly been life changing.
Thank you! That is so great to hear!
Envelope hack - I would take your already made envelopes, line up the bottom holes already punched to the personal punch size (or the top holes), and then punch those envelopes with the personal size. That’ll give you extra holes on either the top or bottom, but you’ll be able to use them in both binders without needing two sets, and save you some money.
Love that! Thanks for the tip!
Great minds think alike - I just posted a comment with the same suggestion!
@@Happy2planwithDesiree hey you could make a border with the titles of the envelope you could make them on Canva and then u could use zipper envelopes
Such a great idea to keep track of finances.
I have the same binder Ilysse gave you. I use mine with two envelopes one for planner spending and one for iPad savings. I am fortunate my husband handles all our finances and I just take $’s out for my spending. (We are retired older couple. )
One thing I encourage young people to do is save for retirement! I promise it will be here before you blink twice.
Thank you for sharing!
That's a great idea!
You should check out the Budget Mom. Her zero based budget is amazing. Also, unless you have some amazing insurance, you might want a sinking fund for your yearly deductibles. It saved me when I had a stroke two years ago.
Thanks for the recommendation!
I’d love to see how you make the envelopes I’ve spent a fortune buying envelopes only to realize I still need more. Sometimes I’m good with using it and other times I struggle, but they do help me to stick with a budget when I’m diligent.
Yes I will definitely have a video up soon showing my process
Love the video and the binders/envelopes! I'd love to see a video on how you made your envelopes. I'm a newbie budgeter too, but I'm doing a cashless sort of cash envelope system. I just carry ledger cards in my wallet for each expense and deduct as I spend (sort of like a checkbook register). That way I know how much I have left to spend in a particular category, and I don't have to go to the bank every payday. Looking forward to your budgeting videos ... well, all your videos actually! :)
That's awesome! I'm loving this system so far
I have tried this system a few times and failed...I started again in November and this is the longest I've stuck with it!!! Good luck, so far I'm loving it💜💜🖤 LOVE your envelopes
That's awesome! I hope this sticks for me too!
Please make a day video of the envelopes. I love the matte look as well. Great job!!!
Will do!!
Hello Desiree... I do savings challenges. I have 3.. 1: monthly Mason Jars 2: 52 week challenge (like yours) and 1 more yearly challenge. It's fun to see the cash add up! I love your font. Very classy.
that's awesome! I can't wait to see it all add up
Please video how you make your envelopes!
Yes of course !
I had started no spend one dollar and five dollar bills. I was able to save almost 300 in about 4 months once I started using more cash fior spending. I want to get back to it.
That's so awesome to hear!
You'll love it when you find your stride between cash and auto pay...seeing cash in envelopes is very motivating!
Yes! Already loving it!
Been looking at a lot of these videos too!! Been thinking about starting one as well. I saw a cool tip that if you want to mostly do card use fake money to represent how much you got in your account each pay day and separate that way so it's more visual :)
Yes I've seen that too! That's such a great idea!
For the zipper envelopes, you could just print on the vellum and insert it in the front of that envelope. My categories have changed quite a bit so especially while your new to it you can change it out easily if you decide to change a category.
That's a great idea! thank you!!!
I definitely recommend this system, I love it helps to rein in your spending and keep you mindful of how much you are spending🙌🙌 I would use the envelopes as a dashboard inside your zipper pouches. Good luck I know it will work for you💕💕
Thank you so much! I am enjoying it so far
I am loving your videos and energy. Just found you and I usually okay these in the background to fall asleep to.but yours kept me interested all the way through 😊
Oh wow! that is so sweet of you to say. I plan on having another budget video up today so hope you enjoy that one as well🤗
Great ideas! I really loved the video!!! Can you post a video on how to do the envelopes?
Yes! I will have a video up next week🤗
I definitely want to see how you make these envelopes
Just a thought…I use an extra envelope to collect any cash that I pull when my transaction is by debit/credit/store card. For example, if I used my Starbucks card for points, I then, pull the cash amount from my coffee envelope and store it in my extra envelope until I apply the money for deposit or payment. That way I don’t have loose cash floating around and still use my envelopes to limit my budget. Hope that’s not too confusing.
Yes! Love that idea thanks for sharing🤗
Yayyyy!!!! WELCOME TO THE CLUB!!!🎉
Thank you so much! I'm super excited!!!
Love your envelopes❤️ Please do a tutorial on how you make them ☺️
Thank you! Will do!
I love your videos ! Can you please make a video on how to make the envelopes plz !
Yes I will!
Thank you ! 😊
i love this. i do have cash spending and keeping track for it. it helps me a lot. and i have saved for planner supplies for the spring release love it so much. i love that purple binder.
That's awesome to hear!
I love using my cash envelopes and doing sinking funds for my large savings goals. You should watch The Budget Mom!!!
Thanks for the reocmmendation!
I love my Moterm planner I hope you love yours just as much 💓 once you get started with cash stuffing it's alot of fun Good Luck 😊
I love it!
I'd like to see how you made your envelopes. I haven't figured out how to use the envelope system. I don't use cash so I don't know how to make it work.
Sounds good! I will try to have a video up soon!
I recently started doing this! It's a great way to make sure you stick to a budget. Thanks for sharing 💜 love the envelopes, I would love to see how you made those! 😊
It really is!
Awesome video! I just started cash budgeting and made my first set of envelopes but after seeing your matte envelopes I might have to make a new batch 😊
That's awesome! I am obsessed with the matte
I would love to see a video on how you made your envelopes. Thank you.
Coming soon!
Desiree! I’m light weight mad bc UA-cam unsubscribed to you… idk why. You’re my favorite planner creator and I literally watch every video you post! But just letting you know UA-cam is on their sketchy stuff if you notice a drop in followers! Love your content ❤ Keep it up!
Omg! I've been hearing about that happening. I have no idea what is going on with YT nowadays but glad you found my channel again!
Thank you for sharing .. please make a video of the envelopes and savings for Go Wild!
yes! I will work on that for sure
What!!! I absolutely loved your channel. But now your adding another one of my favourite things!!! Saving money. Now I’m so in LOVE 😍. I do this as well. Can’t wait. Love this ❤. Much love as always from Kimberley and Scooter Jamieson/6breakingloose ❤
Yay! so happy to hear that🤗
I would love to see how you made the envelopes.
I hope to film something this weekend so stay tuned!
Just a suggestion for the laminated pages you made. You could use a wet erase markers. Easier to wipe away. Now I want to get a laminator 😂
Yes! I need to get some of those
Send it back. I know you are struggling because it is green! 😊🇨🇱
haha it was past the return date but I will find a use for it lol
I have tried to do this a few times, but I end up getting so busy that I just make sure I use cash. For me, that's still a big step forward. lol I just don't have enough categories to have more than say 4 envelopes: Groceries, Gas, "Fun", and Misc. I have a bunch of HP envelopes that I put on Medium white discs with an old classic Skinny cover. It looks good, but actually getting the cash to put in it, takes more time than I currently have. I'm hoping April will be it. My Savings and Sinking funds are digital. (YNAB)
That's awesome! You just got to do what works best for you and seems like you have found a good way to do that
Great video! I’m also a newbie 🙈 I watched all Ilysse’s her budget setup videos for zero budgetting 😉 I’m excited for your videos 😁
Aww thanks so much!
We are debit users and I won’t use cash so I use fake money like Monopoly money to cash stuff so I don’t have to go to the bank. The only thing I have in cash is a $1,000 emergency fund and I get $20 every two weeks from a coworker to drive her to and from work
That's awesome! I love that we are able to do what works best for us 🤗
How invested are you in your green binder? Would it be better to get another A6 so that way you don’t worry about sizing issues. That seems a little bit of struggle 😅
Not invested at all! I already bought another one that I think is the correct size😅
Just a thought on your envelopes, could you not punch both sets of holes in the same envelope to make it easier to move between both binders? Rather than having to make extra envelopes?
That's a good idea !
Hi great video, new subscriber here 👋 i'll be watching your journey.. - love your set up x
Thank you so much for subscribing!
@@Happy2planwithDesiree your welcome it's a pleasure to watch x
This video inspired me to start cash envelopes but where did you get the printable of the challenges like the dice one and the dollar ones?
Most binders on Amazon that say A6 are actually personal sized. Personal size is more common than true A6 even though most products on Amazon are labeled as A6. Confusing lol
That is super confusing! lol But thanks for letting me know😅 Oh also, love watching your videos they've been super helpful🤗
@@Happy2planwithDesiree of course ☺️ thank you so much, love your content always ❤️ if you have any other questions, just let me know, I’ll be happy to help ☺️
I'm looking for a binder or wallet binder do use was my wallet and have my cash envelopes as well. I'm not sure if I want the Moterm A6 or A7. How do you like your Moterm A6?
I personally like the A6 because I can fit envelopes in my wallet that I don't fold...but sometimes I kind of want a smaller one. I might switch it in the future but for now I am liking the way the envelopes are in the A6
I have a Canva subscription would you be open to sharing which font that is ?
Of course! It's called Halimum
New Subby!
Thanks for subbing!
L
Thanks!
Great video! It’s motivating me to really get serious and start a savings system that’d work for me. I agree with some of the other comments that if the second binder doesn’t work for you then return it and utilize the one binder. Looking forward to seeing your progress videos!💙💛🪴
Yes totally! Thanks so much for watching