Should I Start an SIP or Invest in Lump Sum? | CA Rachana Ranade |

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  • Опубліковано 7 сер 2022
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КОМЕНТАРІ • 206

  • @CARachanaRanade
    @CARachanaRanade  Рік тому +124

    ua-cam.com/video/t6BQ1Wle8c4/v-deo.html

    • @swarajya5306
      @swarajya5306 Рік тому +1

      Why every video in english language?
      Hindi and marathi

    • @vineethavalsakrish2474
      @vineethavalsakrish2474 10 місяців тому +3

      Unclickable from my mobile… title of the video would have been more helpful

    • @prasannakumar-qm8ve
      @prasannakumar-qm8ve 10 місяців тому

      because there are subscribers who are watching this video from many part of this country who dont speak hindi or marathi@@swarajya5306

    • @Mahesh-op3nw
      @Mahesh-op3nw 10 місяців тому

      ​Marathi channel ahe adhipasun!

    • @BhagyashriThorat-tj3er
      @BhagyashriThorat-tj3er 4 місяці тому

      Hi

  • @ShivamGupta-hp4zf
    @ShivamGupta-hp4zf Рік тому +347

    In my opinion, best strategy is to start an SIP and forget, and park some funds for lumpsum investment whenever market goes down.

  • @BarkaDog
    @BarkaDog Рік тому +35

    Backtested results show that neither one of them have any benefit over the other, in the long term. They're just different ways to accumulate units.

  • @jiabirje7696
    @jiabirje7696 11 місяців тому +13

    I believe in lumsump with regular additional purchase based on the market conditions. It's stress free opportunistic investment 🤑🤑

  • @lakshmitejas1685
    @lakshmitejas1685 Рік тому +15

    You eat sweets not to fill stomach. It's for the thrill in mouth taste salivary generation etc.

    • @Debarun_Roy
      @Debarun_Roy 8 місяців тому +1

      Hello, we are not in biology class.....by VIRUS😂

  • @paulankur143
    @paulankur143 Рік тому +11

    Wonderfully explained. What an analogy!! Loved it.

  • @mallikarjunbsatpute9876
    @mallikarjunbsatpute9876 3 місяці тому +5

    ಒಳ್ಳೆಯ ಮಾಹಿತಿ ನೀಡಿದ್ದೀರಿ ಧನ್ಯವಾದಗಳು ಮೇಡಂ
    खूप छान माहिती आहे धन्यवाद म्याडम्
    Thank you madam

  • @mawla3900
    @mawla3900 Рік тому +10

    सहज, सोपे कोणालाही समजेल अशा शब्दात
    समजावून सांगता. धन्यवाद आणि नमस्कार🙏

  • @varadkathar09
    @varadkathar09 Рік тому +15

    *Mam , I am still in 12th std but i want u type wife.. in future 💜🌈✌🏻*

  • @avaduthanaveen
    @avaduthanaveen Рік тому +6

    Sip is better

  • @Timeteeskomama
    @Timeteeskomama Рік тому +2

    Whatta gulab jamun explanation 👌🤣

  • @subhammajumder3309
    @subhammajumder3309 3 місяці тому +1

    The net effect would be the same

  • @198amishajha5
    @198amishajha5 Рік тому +3

    How to analyse when market is down or up ?????

  • @PravinThokal
    @PravinThokal Рік тому +1

    Hello Mam , can you please create one video for NPS tier 2 taxation ?

  • @amuh2606
    @amuh2606 6 місяців тому +4

    Can you explain how to add additional units for existing SIP

    • @Saviturmoon
      @Saviturmoon 18 днів тому +2

      When you invest monthly for SIP, You get units every time you have paid.

  • @198amishajha5
    @198amishajha5 Рік тому +1

    Any video for a beginner who want to invest for the 1st time ?

  • @testdev6220
    @testdev6220 Рік тому +1

    A video would be best if you can tell in which to invest for beginners. Thanks

    • @94srikanth
      @94srikanth Рік тому +1

      Mutual fund are the best to start with. If you want to directly buy stocks, then buy only blue chip stocks.

  • @RockstarShanvika
    @RockstarShanvika 10 днів тому

    In my opinion lumsum is better than sip which gives more return on longterm.

  • @MrRameshpuru
    @MrRameshpuru 7 місяців тому +2

    Nice Mam,
    Gulab Jammon Okay!
    How about Paani Poori?

  • @abhishekverma1569
    @abhishekverma1569 Рік тому +1

    Vo sab to theek hai rasgulla kaisa tha 😂

    • @ashwiniramesh1621
      @ashwiniramesh1621 Рік тому

      Rasgulla khaya hi nahi to batayegi kya, gulab jamun tha wo 😂

  • @celebratingilluzion4926
    @celebratingilluzion4926 Рік тому +12

    Nobody knows what's a falling market or a rising market...

  • @MH12AG1261
    @MH12AG1261 Рік тому +1

    Mam I have petrol pump's current account with ICICI Bank the bank has charged me Rs 38000 for cash deposition charges how can I get it reverted pls guide

  • @anuradhakannan776
    @anuradhakannan776 Рік тому

    Wah what a way to explain

  • @Jayhons
    @Jayhons 2 місяці тому

    Umhhhhh is very similar with my last night 😂😂

  • @HackerKaivalya2211
    @HackerKaivalya2211 Рік тому +1

    Hi Mam Please Suggest Best Funds For SIP

  • @motivationalvideos4224
    @motivationalvideos4224 Рік тому +1

    Mam rbi retail direct yachi ky process ahe

  • @VirusPunk3000
    @VirusPunk3000 Місяць тому

    maam, is the taxes on mutual funds only applicable in cases when gross profit exceeds 1lakhs or when total withdrawal is worth 1 lakhs

  • @NoelGomes
    @NoelGomes 5 місяців тому

    Links in the reels comment sections are unclickable.

  • @chetanpawade3452
    @chetanpawade3452 8 місяців тому

    Mam please suggest LIC is best or SIP...

  • @HimalayanCouple
    @HimalayanCouple Рік тому +1

    हिंदी में। भी बोलिए मोहतरमा।हिंदुस्तान की ७०% जनता हिंदी समझती है

  • @riyahalder6028
    @riyahalder6028 29 днів тому

    Sip me capital chala jata h kya?

  • @gauthammaindan6409
    @gauthammaindan6409 24 дні тому

    Can one change after lump sum to sip in same fund

  • @Mahesh-op3nw
    @Mahesh-op3nw 10 місяців тому

    Can we pay Loan installments using SIP benefits if the OTSIP is having more amount and don't want to break the SIP but want to purchase Home /Car?

  • @ramkumarh6832
    @ramkumarh6832 11 місяців тому

    What an example..!!! Foodie...😅

  • @mohammadasraf2570
    @mohammadasraf2570 Рік тому +1

    What I personnelly feel is your most of the videos are sounds like abstract try to convert it into concrete form by examples.Thanks buddy

  • @mohanakamal
    @mohanakamal 4 місяці тому

    Mam which fund can invers

  • @sajidali-tz3co
    @sajidali-tz3co 6 місяців тому +1

    what if i do lumpsum every month in mutual funds in place of sip

  • @santoshkumarsahoo5182
    @santoshkumarsahoo5182 7 місяців тому

    Is it good to invest in 2 different ELSS mutual fund like :- parag parikh and mirae asset

  • @shivamshaw2418
    @shivamshaw2418 Рік тому +1

    dekh rha hai binod kaise rasgoole khane ke saath sath finance samjhaayi jaa rhi hai

  • @deepalikulkarni184
    @deepalikulkarni184 Рік тому +7

    i want invest sip monthly approx 5k what is the benifit plz answer

  • @sumitgharde2479
    @sumitgharde2479 Рік тому

    Hello mam mala ek query hoti regarding the home loan tumchi help havi hoti plz

  • @Indoraptor0001
    @Indoraptor0001 Рік тому

    I am doing both 😂
    Lol

  • @sauvikgoel591
    @sauvikgoel591 4 місяці тому

    Ma'am pls tell me can I invest in a small cap mutual fund in lumpsum, and then after 1-2 months convert it to monthly sip based mutual fund??
    Will there be any problem in this??

  • @MrPuneetk000
    @MrPuneetk000 4 місяці тому

    BrightCom group ka analysis share kariye pls

  • @vampthevampire22
    @vampthevampire22 Рік тому

    😊😊❤❤❤❤ur the best madam jeee...

  • @vinaychopra202
    @vinaychopra202 Рік тому +11

    You're more of a youtuber than a stock market guide or a chartered accountant..🤣

  • @bgouda779
    @bgouda779 8 годин тому

    Good information mam

  • @shaileshanand4343
    @shaileshanand4343 Рік тому

    Mam what is special charges in common stock and how does it affects the earning Power of the same .

  • @SandeepSingh-wc9ql
    @SandeepSingh-wc9ql Рік тому

    Please make a detailed video

    • @CARachanaRanade
      @CARachanaRanade  Рік тому

      ua-cam.com/video/t6BQ1Wle8c4/v-deo.html&ab_channel=CARachanaPhadkeRanade

  • @sauvikgoel591
    @sauvikgoel591 4 місяці тому

    Sir pls tell me can I invest in a small cap mutual fund in lumpsum, and then after 1-2 months convert it to monthly sip based mutual fund in groww app??
    Will there be any problem in this??

  • @hardikthakor525
    @hardikthakor525 2 місяці тому

    Medam Gulabjamun kesa laga😂😂

  • @yashjk899
    @yashjk899 Рік тому

    Arrange one lecture on how to start sip and from where ...
    Which one better

  • @seethabrahma6064
    @seethabrahma6064 Рік тому

    *Nifty could correct by 15% on unsustainable yield gap: Jefferies*

  • @yogitapatil4409
    @yogitapatil4409 Рік тому

    Mi tumche vedio khup share karte

  • @sanjayspaul4048
    @sanjayspaul4048 9 місяців тому

    What is d rate of interest I can expect for SIP?

  • @PrispiTalks
    @PrispiTalks 14 днів тому

    Nobody gives a stepwise guide to start SIP 😂 , I think the purpose of these videos is only to make people confused so that we can then contact them and they make money from us .

  • @Respect_5277
    @Respect_5277 Рік тому +1

    MADAM JI AAPSE NIVEDAN HAI KI AAP HINDI MAIN BOLA KARE TAKI JYADA LOGO KO SAMAJH MAIN AAYE AB AAP KYA BOL RHE HO KYA PTA

  • @mansicreations3873
    @mansicreations3873 Рік тому

    Nice trick mam

  • @lonamisa6128
    @lonamisa6128 Рік тому +6

    Dear Rachana ranade, what's wrong with your membership group. In telegram group you always say we will get 99% sure shot benefit.
    And now I realised what a big scam.
    You never calculated those calls given to us.rather u just take some calls and post to the group.infact if we buy all those calls.we will be in loss.theres no way..shame on you guys
    Thank you
    Have a great day
    Edit: guys stay away from trading telegram group.

    • @ee_068_manas4
      @ee_068_manas4 Рік тому +1

      Yes I agree with you. My mother also took the 6 month membership from telegram group. Total loss. Infact I messaged them. literally no reply 😂.

    • @deerame
      @deerame Рік тому

      Become fools?

    • @akshayranade2072
      @akshayranade2072 Рік тому

      We never give any tips … it’s a fake telegram channel… please remember if anybody is asking for money for giving tips on her behalf it’s a fake channel

    • @akshayranade2072
      @akshayranade2072 Рік тому +1

      @@ee_068_manas4 it’s a fake channel we never give any recommendations or tips do not fall into the trap

    • @lonamisa6128
      @lonamisa6128 Рік тому

      @@akshayranade2072 but sir it's named after Rachana Ranade ma'am. And it has a huge following. How can you guys not complaint against that. I'm sure you guys knew about that

  • @SathishKumar-gj6te
    @SathishKumar-gj6te Рік тому +1

    question is which stock or MF to invest in SIP or Lumpsum?

    • @carachanaprwhatsap9426
      @carachanaprwhatsap9426 Рік тому

      Contact the What'sApp line above for more information and consultation on investment issues

  • @ANG44R
    @ANG44R Рік тому

    Ma'am full video link is not available.

  • @kartiksharma9950
    @kartiksharma9950 5 місяців тому

    Sip in mutual funds lumpsump in real estates 🗿.... It's my plan

  • @kritesh7793
    @kritesh7793 Рік тому

    18 August bank nifty Target ?

  • @debasismukhopadhyay1236
    @debasismukhopadhyay1236 Рік тому

    Mam, please tell me one thing regarding income tax on perquisite for staying in quarter given by company.
    I am living in my company quarter, hra and engery allowance are deducted from my salary. Then why should I pay income tax on the perquisite value for using office quater?? Please reply.

  • @figuresovertrend8416
    @figuresovertrend8416 Рік тому

    SIP is not a great choice for market related investment

  • @parbinkumar007
    @parbinkumar007 Рік тому +1

    I need one pic frm your plate..😁

  • @jitendrajoshi75
    @jitendrajoshi75 Рік тому

    You are great...all the best

    • @CARachanaRanade
      @CARachanaRanade  Рік тому

      Thank you 😊

    • @PradeepKumar-cf4sx
      @PradeepKumar-cf4sx Рік тому

      ​@@CARachanaRanade Madam Ap Hindi kyu nhi bolti india mai sab ase log hai jo Hindi jante hai par English India mai Har koi nhi janta to apse nivedan hai investament ki vidio Hindi mai Bnaye

    • @gokulgx007
      @gokulgx007 Рік тому

      ​@@PradeepKumar-cf4sx malayalis tamils kanadigas they also need to understand not only hindi people

    • @PradeepKumar-cf4sx
      @PradeepKumar-cf4sx Рік тому

      @@gokulgx007 To Tere liye English m ai video Bnaye kya aur jo maine likha hai wo roman hindi hai to tune kaise paad liya Bawli puch

  • @dilipphuke3515
    @dilipphuke3515 3 місяці тому

    मला दररोज 100 रु सोन्यात invest करायचे आहेत. कसे करावे?

  • @premanandgovindarajulu9001
    @premanandgovindarajulu9001 Рік тому +2

    Can I invest one time for 5lakhs for 5yr, what would be the value of the money pl let me know approximately pl oblige

    • @eviltyrant12
      @eviltyrant12 5 днів тому

      Use lumpsum and sip calculator

  • @harshadmehta2726
    @harshadmehta2726 6 місяців тому

    1000 sip for 3 years which is best

  • @ganeshmohite4311
    @ganeshmohite4311 Рік тому +1

    मॅडम आपली पुणेकर भाषा चांगली वाटते

  • @avinashveelon1083
    @avinashveelon1083 Рік тому

    Do it anyway after all you have to loose money 😅

  • @vinodmenon20071
    @vinodmenon20071 Рік тому

    How is PGIM Mid cap opportunity mutual fund

  • @rinayadav8383
    @rinayadav8383 Рік тому

    Hello Madam, mi tumcha channel from long time pasun follow karte but mala ek query aahe, mi Germany la rahete and mazjya kadhe NRO and NRE acc aahe. Can I invest from my NRO account in SIP? If possible could you please provide a detail video from NRI's

  • @Vaastavik1
    @Vaastavik1 Рік тому

    😂😂 you are so funny

  • @AV-OneManShow
    @AV-OneManShow 6 місяців тому

    Stepup sip kay ahe...

  • @ayushnegi3548
    @ayushnegi3548 Рік тому

    from today i will comment in your all video 😁😤

  • @prakashdasade3235
    @prakashdasade3235 Рік тому

    ❤️❤️

  • @zeeshanshaikh8455
    @zeeshanshaikh8455 4 місяці тому +1

    India me rehte ho, India k logo ko sikhate ho, aur English me video banate ho hindi me nhi

  • @abohemiantraveler3348
    @abohemiantraveler3348 Рік тому

    SIP is high risk where I mean under which company shall I start

    • @carachanaprwhatsap9426
      @carachanaprwhatsap9426 Рік тому +1

      Contact the What'sApp line above for more information and consultation on investment issues

  • @adigaikwad4053
    @adigaikwad4053 Рік тому

    Baki jaudya don gulabjam khalle

  • @sakthivel-be6vi
    @sakthivel-be6vi 4 місяці тому

    Beauty king❤

  • @investradeofficial
    @investradeofficial 10 місяців тому

    You will say like normal latrine & loose motion😂

  • @ramangarg9990
    @ramangarg9990 Рік тому +3

    Everyone know this,, nothing new

    • @Magnumfist
      @Magnumfist Рік тому +5

      Not everyone brother every day new players join stock market and they learn this from UA-cam or other sources

    • @ramangarg9990
      @ramangarg9990 Рік тому +1

      @@Magnumfist but even a starter knows difference between sip & lumpsum as the name suggests, not a rocketscience at all

  • @shwetapatwar5198
    @shwetapatwar5198 Рік тому

    Aap ko Hind main bhi batana chahiye

  • @Abhishekchaudhary23
    @Abhishekchaudhary23 Місяць тому

    Is step up SIP is better than taking 2 SIP ex. 5000 step up SIP for 20 yrs invest 34 lakhs give 1 cr total AND 2 normal SIP of 5000 for 20 yrs invest 24 lakhs and give total of same 1 cr. . . Then hiw step up better. Pls explain someone

    • @priyansh7603
      @priyansh7603 Місяць тому

      I guess maybe the 2nd one as there will be variable option for example in the first case you can only put your money at some fixed things limited to just 5000 but for the 2nd case you can invest 10000 into many things more so yes you can play it safe by management risk strategy and play good into making 2 sip will be a better option then

  • @carahulraj6920
    @carahulraj6920 Рік тому

    Invest hybrid

  • @shamkumarsawnekar4295
    @shamkumarsawnekar4295 Рік тому

    बाई मराठीत बोल की

  • @harshalpatil2111
    @harshalpatil2111 Рік тому

    Ek number chori... ,👍

  • @SuryaPrakash-dh2ui
    @SuryaPrakash-dh2ui Рік тому

    What if I failed SIP ?? Does it will affect my CBIL Score ???

  • @shortsenjoy6881
    @shortsenjoy6881 5 місяців тому

    Lumsum is best

  • @kedarsonkar3617
    @kedarsonkar3617 Рік тому

    Mam, main lumpsum SIP karta hu Nasdaq, Nifty 50 and sensex me
    Market follow karta hu aur jb bhi niche geera hua hota h us waqt invest karta hu
    Aur sath hi ye bhi dekhta hu ki kitna percent down h apne 52 week high se aur kitna increase hua 52 week low se us hisab se mera investment amount change ho jata h

    • @kedarsonkar3617
      @kedarsonkar3617 Рік тому

      @Sierra Athens jis tarah se India ka index hai usi tarah NASDAQ hai
      Upar se index fund me cost kam hai aur return better hi hai kisi mutual fund se
      Parag Parekh ka expense ratio bhi jyada hai as compare to index fund
      As per my knowledge agar Mutual fund me invest karna hai to kam se kam 3-4 fund rakhne chahiye
      Index fund, flexi cap, mid cap and small cap

  • @visitdwarak
    @visitdwarak Рік тому

    Does she earning money from stock market??.

  • @vijayhasge9018
    @vijayhasge9018 Рік тому

    Sip साठी 1 कम्पनी सुचवा कृपया

    • @jshivasubramanian273
      @jshivasubramanian273 29 днів тому

      Nifty 50 Index Fund where Expense ratio is less and AUM is more than 500 Cr

  • @avi8529
    @avi8529 2 місяці тому

    Can NRIs invest in SIP?

  • @venkateshmajety6055
    @venkateshmajety6055 Рік тому

    Which is better investing in Equity shares or SIP?

    • @rohithreddy75
      @rohithreddy75 Рік тому +2

      Equity and lump sum is better

    • @sakshamsethi413
      @sakshamsethi413 Рік тому

      @@rohithreddy75 it depends

    • @rohithreddy75
      @rohithreddy75 Рік тому

      @@sakshamsethi413 it depends on your trust on a stock. Finding a dip and buying the stock gives huge returns as even mentioned by rachana mam

  • @vinodbarman9361
    @vinodbarman9361 Рік тому

    Hindi me boliye

  • @sureshrawal2451
    @sureshrawal2451 Місяць тому

    Hindi में बनाओ चाची जी पूरा भारत समझ पायेगा l

  • @prashantpagare8927
    @prashantpagare8927 Рік тому

    Which bank is best for starting sip ?

  • @Xxxv999
    @Xxxv999 Рік тому

    plz link of your mutual fund returns calulator
    I m investing rs.10000/- per months

    • @deepikachandeliya8224
      @deepikachandeliya8224 Рік тому

      Kounse mutual fund me, or isme koi risk he ki paise khi or to ni chla jaiga