I GOT EVERY CRYPTO CARD (so you don’t have to)
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- Опубліковано 25 чер 2024
- What’s the BEST credit card for free crypto rewards? I got all of them to find out. What do you think? Let me know in the comments!
Lots of links in this video..:
heythere.tv/blockfi - $250 of free BTC
heythere.tv/robinhood - $200 free stock
heythere.tv/crypto (code "dave") - $45 of free CRO
heythere.tv/nexo - $25 of free BTC
heythere.tv/coinbase - $10 of free BTC
heythere.tv/gemini - $10 of free BTC
Here are the timestamps if you want to jump around:
0:00 Hey there, Dave here.
0:24 FTX Card
1:18 Robinhood Cash Card
3:10 Crypto•com “Midnight Blue”
3:57 Nexo Card
4:48 SoFi World Elite Mastercard
5:41 Crypto•com “Ruby Steel”
7:07 Gemini Credit Card
8:09 Venmo Credit Card
9:10 Crypto•com “Jade Green” & “Royal Indigo”
10:26 BlockFi Rewards Visa Signature
12:09 Coinbase Visa Debit
13:43 Crypto•com “Icy White” & “Rose Gold”
15:51 Crypto•com “Obsidian” Black Card
17:32 Binance Card
18:42 Voyager Card
19:36 M1 Finance “Owners Rewards”
21:16 My Picks - Розваги
Hey there! 👋 Hope you like this vid. Friendly reminder: beware of imposters! Every time I make a video about crypto the scammers show up in the comments pretending to be me. I do NOT give investment advice, I will NEVER contact you, and I will NOT ask you to contact me.
Sable One Credit Card!
Saying 5% on everything is very misleading imo as there is a huge list of things it doesn't cover and that is very important to understand! Thanks for the video it was good!
Why does UA-cam not auto-detect and remove all the fake responses on all the comments you don't respond to?
Dave, BlockFi have suspended interest accounts are no longer available.
Thank you so much for this, it was so helpful! And yes the staking after 30k also let down my hopes and dreams too 😞
... But if you still did that, would you still get 60k a year? That's not bad, 4x of what I make a year
This video is 1 year old and several of the companies have already gone bankrupt and others have changed their conditions. None of them seem interesting or reachable anymore. This world of crypto is pure craziness
Thank you. Pure craziness.
Venmo btc rewards still going strong
Nexo still going even got my card.
Coinbase
I’m not sure sofi still does this with their credit card tho
That FTX Card is most certainly not offering any rewards now, lol.
BlockFi and Voyager too.
Such a well put together video. Dave you are so underrated smh!
Why do you use a crpyto card?
The Midnight Blue card is PVC, not metal, you only get metal on the Ruby Red and higher tiers
Yep, I had it in my notes wrong. I remember reading that on Reddit… thanks for the note!
You said it gives cashback without limitations, well, there are many limitations on all cdc cards, there is a list of many payment types for which you are not eligible for cashback.
@@andrius307 believe me I tried! Haha...dont expect to be able to pay rent, insurance, or any other big excpence on your cards for rewards.
@@brandongray1023 exactly, I have paid even traffic offenses with it😅 and it does not give a reward
@@andrius307 I paid off a traffic ticket with the coinbase card and got the reward.
Well.... this video didnt age well
real
especially FTX lol....
Lmao
Can anyone tell me which companies went bankrupt ? Which one should I choose
@@zhejunyNexo and Coinbase are good
Just came across your videos the other day! And dude I’ve got to say, you have some of the most clear and understanding videos ever
Great video Dave! Is the M1 card a crypto card though? I thought all the cash back went into your portfolio which could only be composed of stocks or ETFs. They were supposed to add crypto but I don't think they've done that yet.
I put up the 400K and the 12% return plus the 8% and bought CRO at .17 so more than doubled my 400k to just over $820k can't beat it
Damn congrats 👏
Wow u balling
@@andrewfreeman88 oktober 2021
Can have som pls my dog wants new toy
@@andrewfreeman88 .17 Dollar so 17 Cents Not 0.17 cents
Plutus has some pretty baller perks and rewards. They have a subscription based rewards and also a staked based rewards tier structure. Can get up to 8% back on spending and £10 back per month on up to 8 different vendors. Pretty killer stuff, they only released this tier structed a couple weeks ago, but the company has been around since 2016 and it's only a matter of time before they blow up. You also get a UK account number and sort code and they're in the process of applying for a full bankking licence and also have their own DEX. They seem to want to be a combination of a bank, CeFi and DeFi and I'm all for it!
Great Breakdown! Been wondering which of these I should get. Thanks!
Excellent Video Dave! I;ve been trying to get one of those cards. now I have pretty good idea which one to get. Thanks again!
Just a comment about the Jade/Indigo 3% card, its not actually on everything. Its restricted to certain purchases only. I.e. you cannot get cashback on utilities/insurance/ bills/ travel websites outside of the listed countries.
Been using the Binance one for over a year now and I'm more than happy with it! Can even be used with Amazon and many other places. Even bought my iPhone with it & got cashback from it like any other purchase.
Thanks for great video, Dave! Which should a 1st timer in crypto consider using ?
Dave.... Loved your video. Seeing that you have many heavy cards. Have u ever heard of the curve card. With this card you can link all your cards to one.
Hey Dave, thanks for another great informative video 🙏🏻
Wow nearly at 100k, you deserve it, amazing content!
This MIGHT be the video to push me over 💯
Great video haven’t seen anybody do a video like this and most people aren’t into crypto cards. Amazing job
Great video! Thanks! Good to know I'm already in the best card for my portfolio level - Indigo Blue. I'm curious to know if any of these cards could enable "stacking" where you pay one off using another card and get cashback on that payment. Also - if anyone has any ideas on how to use these cards to pay things that aren't typically purchases - like my rent. :)
Just sittin' here PATIENTLY waiting for that email about that VOYAGER card!! 🤙🏼
Hi Dave! Great video on crypto visa options. I saw you have a small black hard wallet. I have a Ekster small hard wallet for my regular banks cards, debit/visa and I have a love/hate relationship with it. The wallet is amazingly small but it de-magnetized and ruined my card causing the tap chip to not work anymore. I needed to replace all my cards. So two questions.. do crypto visa cards have "tap" on them. And what wallet would you recommend to hold my cards that wouldn't de-magnetize them?
Great video,
If I can do one suggestion, there is the PLC mastercard that belongs to a certain cryptocoin. It would be great if you could get your hands on that card as well!
This is an amazing level of effort and content! Thanks for the great work Dave!
One question please: are you taking these cards as a private individual or as a legal entity?
Thank you for putting this together. Hopefully Celsius' card will actually be good whenever that comes out!
Aged like warm milk in a looking summer. Lmao
Why do you use a crpyto card?
Good video. I'm looking into this and it was very helpful, Thanks!
Been waiting on a video like this. Thanks!!!
Hey Dave, great video as always! Just a note on Coinbase card. It has a spending limit of $2500/day so becoming hard to use on bigger purchases like a new Mac or for some flights. Also there are some spreads making conversion between those 4% token back to USD or BTC effectively lower than 4%. Great card otherwise.
Yeah, the conversion loss was my biggest drawback. I didn’t realize the daily limit was so low. I didn’t attempt any big purchases in my testing because I was earning more elsewhere 😉
The Voyager debit card gives you 1% / 2% / 3% back based on your VGX tier (500 / 5,000 / 20,000).
**It spends USDC like USD seamlessly!**
You earn 9% on the USDC while it's in your account.
You also earn 7% on the VGX while it's in your account.
So, (with NO LOCK UP) 9% staking + 7% staking + up to 3% back on debit swipes...
You also forgot to mention that Voyager's debit card can be used for bill pay, and ability for ACH payment will be live in the coming months.
(So you earn up to 3% back on those payments as well.)
Just adding fuel to the fire here, Dave. Jown is correct. I hope we don’t come across too strongly, but this is a company and a program we care for quite a great deal, and want to make sure it’s represented properly. Appreciate your time, sir!
Hi Dave just stumbled on your channel is there any card you would give advice for my 1st card? Thank you enjoyed your video! Earned another sub!
Excellent review 🤩👌 Revolut is another one I also use along with CRO.
You missed the Wirex card. I’ve been using it for the last 2 years nou and are quite happy it is worth looking in to. You can get Up to 20% on some coins.
Thank you for this. After CDC change to their card I had to find another option. Too bad they have made a lot of the video wrong but this helped.
Best video I've seen on the topic. Awesome content and delivery. Much appreciated.
I've only got the Counbase card, which is making some headway as far as the rewards you can get, but I'm waiting to see how the Ledger card will be when it launches later this year. I'm hoping we get some rewards with it!
For me it’s about putting most of my income in crypto and just saving as much in that account but making purchases/pay bills. The rewards are great but I’m more so trying to create a crypto account I can use for everyday.
Voyager does have cash back rewards! 1% for the lowest tier in their loyalty program, 2% for the middle, and 3% for the highest!
New loyalty program en route, With an even higher tier!
EVEN CASH BACK ON ACH TRANSFERS WHEN THEIR DEBIT CARDS ARE FULLY DEPLOYED. My mortgage will get cash back with this card.
Hey there, this was a great presentation and I honestly didn't know we have crypto credit cards. And btw, what type of on screen recording software are you using? It looks greats.
how do you deal with taxes on the cro debit cards? is it hard to manage?
I'd love to see another video like this one updated to most recent cards. Every video about cards out there is sponsored shilling (frequently not even disclosed), and doesn't go straight to the points of interest of a card, comparing perks and methods of obtaining them. Also, i'm interested in cards that provide a bonus or cashback on actual fiat spending (since where i'm located financially, crypto to fiat is taxed as cashout even when using cards for purchases).
I think this video is due for an update. Coinbase, CDC, etc. have changed a bit. Plus other cards to cover too, like OnJuno.
I just got my Gemini creditcard in the mail a couple days ago. I wasn't expecting it to be a metallic card either. I like the all Black & Silver look as well. It's a pretty card haha.
Just got mine yesterday too and it definitely stand out against my other cards, I can't wait to use it in the wild
@@yungdammit4742 I got the Gemini card just to get eth for my usual shopping. Otherwise use Fidelity card for flat 2%.
Great content. Is M1 available in US?
Hey Dave, i made it till the end. Great video. 👍
Voyager all the way. Tried CB and CDC but voyager takes the whole entire cake.
Cia
Voyager? I mean where is voyager
I’m sort of shocked you’d go through all this effort to get these cards but not fully understand how some of them work. Missing out on the voyager card for sure.
This ^^^^^
Factsssss
What's up Winston! I agree!
It just went bankrupt
This didn’t age well
Wow a great vid thankyou for sorting out these crypto cards
Great job
Congrats on 100,000 subscribers!!!
I have been using the Binance card as my main card for like a year by now. I think it's great. I was already holding BNB as well, which obviously just made it more of a no-brainer.
Hey Dave, Great work! wondering if you would consider making this same video but for non-crypto cards
This one was a beating… but yes, maybe. I can’t get EVERY card, but I can review the ones I have and maybe add a few I’ve been considering.
@@HeythereDavehere Great idea! Just subbed awesome content.
Great video. I ordered a coinbase card. They are not paying as much now as they did in the past. But I use coinbase so why not.
14:33 there's a magician pun to be found in there about the magic of dave's copper feel card
I didn’t realize when I said it, but in editing I considered flashing an pic of David Copperfield! I didn’t think enough people would get it… glad YOU heard it too!
Bear in mind the Coinbase card also has a 2.49% fee for every transaction called the "crypto liquidation" fee. It's basically the fee paid to coinbase for turning your crypto into fiat. So the effective cashback is really only 1.5%.
when do you face that fee ? i usually trade my Stellar lumens for Dai and there is no fee for that but i know there would be to go from dai to usdc or BTC/ETH
I think its because I'm in Ireland, and pay in euro. I haven't tried changing my btc to dai tho, didn't realise there was no fee on it
Thats not how math works. Its for example 4% for XLM and the liquidation fee is 1.5% of that 4%.
Fee has been removed starting April 2022
@@hnbman really? I have not seen anything about them dropping the fee do you have a link to where they mention that?
Can u do a similar Video with non crypto cards? like also a list like this and the benefits and downsides of the cards. And i wouldn't mind if the Video is then over 1h long 😂
hey dave loved the video, do you know of any crypto cards that can be used in The Bahamas
Thanks! Very detailed video 👍
The infinite money glitch with CRO was something I was eyeing too before they adjusted the rates. It makes sense. I think enough stuff will pull back once they get the marketshare they desire. Great video!! Almost 100K subs!!
The Infinite money glitch?
Hello sir. I am a big fan of Voyager and you unfortunately completely misinterpreted the value of their card and quite frankly the information was completely inaccurate. The Voyager Debit Card is not some pre-paid card like the rest of them. It is a complete replacement of your regular bank account. It comes with a checking and routing # and has ACH bill pay. It runs on USDC and pays a 9% yield. So essentially it is a bank account that pays a 9% yield. It also offers 1-3% crypto back if you are in the Voyager loyalty program. It is BY FAR the best offering in the Crypto space. You should probably talk to Voyager or someone in the ecosystem to learn more about it, because your review is WAY OFF.
👏
Well said Mr. Met! 👊🏻
🙌
Hi there. Thanks for the great content! I'm a German citizen living in the republic of Georgia. Do you know which crypto card can be ordered outside the US/EU?
Any advice on the ledger CL card
Personally I think the Ruby Card is a no brainer, you should have 400$ (even I as a student had it, in my case it is 350€) and the 2% back, the possibility to easily spend crypto and the free spotify is just an amazing deal for me, I love it and wouldnt give it back again haha. If you have the money for the Indigo Tier it is probably the best bang for your buck, 10% APY on your stake, Spotify, Netflix and 3% on top is amazing as well. I will for sure upgrade once I made enough money with the DeFi, on a good way to it right now.
Good video, just earned my sub.
Agreed, Ruby is currently a no brainer given the free spotify if you already paid for it. I've gone to Royal Indigo now which is a bit more questionable - but it was a free upgrade with the rally in CRO so just kind of locked it without thinking.
I think for the average person who isn't like our friend above who covers the stake over the period with interest alone, Ruby is the best deal
Coinbase card requires 0 staking so it’s way better
@@raikaru0 The coinbase card is only available in 30 or something countries and gives up to 4% depending on the currency you pick and has a 2.5% fee for selling your crypto to the card so it has an effective 1.5% cashback and no spotify, the CDC Ruby is just a bonus for an investment I would have made anyways AND in the US you get 10% extra cashback on 10,000 brands that are in the bonus programm. So I think its personal choice, I would pick the Ruby card all day but thats just my choice
@@WindxwsXP There is no fee they already removed that
Taxes become a nightmare tho, at least from what I heard.
I personally have the jade green CRO card and I love it.
I found a loop to getting more cro that actually works really neat. I put all the cro that I get, from cashback, interest and so on on defi wallet staking, to earn even more cro (currently about 11%), additionally I for now also add a part of my salary monthly to defi wallet staking. I hope that at some point, it will be enough to get the icy white one.
Hi! This seems very interesting, could you tell what defi you use?
@@alfredomenezes8814 i assume cro-defi aswell since they do both. which is convenient because you can auto link it.
Which defi wallet let you earn 11%Cro?
Nice setup for passive income. I have the CDC Steel Ruby card upgraded to Royal Indigo, Jade Green level and also regularly feed my CDC Defi Wallet for higher returns, etc. In addition I also invest in the CDC Crypto Earn and Supercharger. Is this something you do or have considered?
Yeah which Defi wallet gives you 11%??
Thanks mate from greetings from EU.
I wonder Coinbase works in Croatia and Binance or?
Actually a good summary.. tnx
I have the blockfi and Gemini card,
Interested in the CRO card though, but I wish it was a credit card
I’ve had a good experience so far. I was very hesitant to switch to a debit card because I tend to not pay close attention to what I’m spending. With a credit card, I know there’s plenty of credit limit available so it doesn’t matter. Also, I know debit cards are more of a pain to deal with if there is a fraudulent or erroneous charge. So far so good. Switching has been easier to get used to than I thought. The card is technically a prepaid card, meaning you “top up” the balance for the card itself rather than the amounts just being deducted from your account. I like that.
@@HeythereDavehere Just a thought. Recently they introduced to me Spending Power. Where I can use 50% of my earn collateral as credit for my royal indigo card visa debt) I noticed my friend doesn't have this option yet on his card. I am testing it out. Its free for 7 days, then after that its 9.9% interest apr.
@@darrellpatenaude3825 what card is this for? I have the jade green card, but I have not heard any news about a overdraft feature.
@@9thebigcool same card as you, I just got the blue card instead of jade. I have used the spending power feature and it works well, I paid it off before the 7 days and I didn't get charged any interest. I heard they haven't rolled this feature out to everyone yet. Maybe I am the beta client. You have to have something in the earn program to use this I do believe. I have 300 usdc and some eth on a 3 month earn.
Perhaps it's time to remake this video.
Great Video I was curious about this myself. I have the BlockFi 1.5% back in BTC. i like it but wouldnt mind something better.
Hi Dave! I got only binance card and no goverment issued cards, but as you might know binance will discontinue its card in EU, so I am nbot sure what other card should i apply for? Thanks
The coinbase card is great, 4% back in XLM. I pay my rent with that card and get about $40 back in XLM. I then covert it to ETH for 1 dollar after about 2 months of accumulation. I earn on average about $60 a month just by using the card. Way better than any of my credit cards. 1 Major con not mentioned is you must wait for funds to settle before use. So If you get paid on the 1st and your bills are due, it takes up to 7 days to become spendable. I just load up the card whenever I can free money.
how do you pay rent with a card?
@@MaYbYl8eR if you can pay online and use a debit card you’re good to go. Some people pay their mortgage with it but it’s rare the lender allows it
You can buy USDC with your debit card and it arrives instantly so you don't have to wait a long time for any ACH transfer. Hefty fee for doing so, however it is negated by the cash back rewards 4%.
@@MaYbYl8eR ?
How complicated does taxes become with this card?
I need this guy to manage my finances lmao... next best thing, I guess I'll keep watching the videos to keep learning!
super thorough, awesome video!
Hey dave... Really a fan ... I have invest in safemoon V2 (SFM) and they work on a safemoon debit mastercard... And one of the biggest perks that they talk about is the reflections for each transaction... My question is when it will comes out can you make a video about it?
FTX💀
I wish cro worked in NY, but I kind of wish those were credit cards instead of debit. I got the Gemini Card and I like that it's got a lot of crypto coins/token options.
@Jalis It's just easier. You don't have to keep a supply of money in there to use the card. Otherwise the debit card isn't horrible.
Thanks Dave great videos and infos.
Hey, great video. It would have been awesome if you could have told which card is supported in which all countries.
Sorry for that… it’s so complex and confusing. Most of these companies don’t make it easy to compare… I’d have to VPN to try to find websites for every country!
The BlockFi card is trash 🗑️
I've had 2 disputes with merchants and they had no interest in taking them seriously. The first time they didn't even request documentation from me, but instead just went with what the merchant said.
They use a Mickey Mouse bank, Evolve, so you're not getting quality protection like you would from more established banks (Citi, Chase, etc)
I also had a poor dispute experience through Block Fi and Deserve. I ended up winning in the end, but their "investigation" was a joke. Initially they ruled in favor of the merchant, but I had to point out to them that the merchant provided evidence that confirmed I was correct. They just didn't read the evidence... Investigation reopened and I won finally.
One clarification: Deserve is not a bank. Evolve Bank issues the card.
@@Loading3456 Yep, Evolve bank. I edited my first comment to fix that
@@wojackhorseman2921 You're good! I think Deserve is still to blame as they're handling the dispute; it's their CC, their platform.. just somewhere down the line a bank has to issue the card. I looked up the bank issuing my card, because the bank has a regulator. I informed Deserve I would file complaints with said regulator and others if they didn't actually investigate properly and fairly. They overturned their initial decision and resolved in my favor soon after that (: Annoying and a waste of time!
Did you do any research at all on the Voyager card? 9-10.5% on your USDC as you wait to spend it. Then if you own the VGX Token and in the loyalty program you get 1-3% back on everything you spend. Not to mention the other benefits of the VLP. The biggest thing is 1-3% back on ACH payments. So yes 1-3% back on mortgage, student loans, car payments….or even paying off another credit card. Do some homework!
Yes, their Earn program is a great rate. You’re correct, USDC earns 9% until you spend it. The Earn program is great… the card itself, however, is not a “rewards” card. Promoting “9% Rewards” from a card is misleading because it implies you’d get 9% back on your spending. You get 0% back. You’re better off keeping your money at Voyager for the 9%, then topping up on another card when you’re ready to spend
@@HeythereDavehere you wrong. Just like CRO gives out money back for purchases for different tiers so does Voyager. You can get up to 3% on purchases, including using ACH to pay off your mortgage, car payment ETC and earning rewards back on that! Plus earning 9%-10.5% waiting to spend it!
I’m afraid Voltron is correct. The Voyager card does give “cash back” in the form of the VGX token. Depending on your tier in the loyalty program you can receive up to 3% cash back on all purchases including many forms of ACH transfers like mortgages and car payments. It really is a very decent program that (while currently in beta) is about to release en masse. Thanks Dave
@@j73xt52 how’s that 19% now?
Awesome stuff Dave! 🙌🏽
Could move that 1mil to anchor protocol (assuming you had it in stables) for 19.5% and just top up your CDC card with the interest to still do your inf money glitch. Anchor is on Terra which is Cosmos IBC like Cronos so wouldn't be too difficult to send UST over.
Terra is dead
Got the rose gold too, staked in September. Withdrew and restaked last month so basically a free card now
I'm here early today to take notes 📝
Welcome Jose! First comment 🥇
Good Video, I have Gemini & Coinbase Cards and I'm quite happy with them.
I have been waiting for Gemini for quite some time as well. I keep saying people on Reddit got it left and right. Decided to enter my email on the list again and got invited within an hour. Makes me wonder if they lost my email from the waiting list or if there was a glitch when i signed up for the waiting list initially.
Great video regarding crypto cards. I believe this is the first review about the cards. You are a financial hero and continue the terrific work!
I appreciate it Steven!
I did the 4% Coinbase card thing last month and the rewards appreciated like 15% in total...I guess it will average out if you do it as your standard thing but I still think you will do better to just pick 4% and convert it at a specific amount...so maybe 100 dollars or something along those lines depending on how much you spend so you don't get less than 4%. So you end up getting 4% of ETH/BTC instead of 1%. As per the Voyager card, you did not mention it comes with a checking account that you can use to make ACH payments and earn rewards on those payments. It has been stated by the CEO that paying through the account will count as a swipe of the card, so you can generate the crypto back rewards by paying your credit cards.
I may have to try to get Voyager so I can pay my mortgage, that's the only bill I have that I can't pay by debit card and has to be by ACH. Thank you for that information!
Seems like a reasonable plan! Thanks for the comment Hector
I just found this guy out and I like this guy. Subbed.
awesome vid! i use the cb card for a few months 1% back in ETH is awesome, looking into the beginner cro card
CryptoCom Jade Green Metal Card is my card of choice.
Very happy with my decision.
Dave doing God’s work
You're here!! Welcome!
Thank you so much for this informative video! I was looking for these kind of videos, so that I can get more but didn't see until now! Appreciate it!!
Glad it was helpful!
Have a great year sir! Full of health and prosperity. Which would you say is the best and most private crypto card for 2023 that is available in Europe?
Voyager is 1-3% for spending and 9%-10.5% on USDC when you're not spending. 7% staking on VGX and up to 12% on assets on the platform. This will likely improve mid-year when VLP 2.0 comes out.
Yep! This is 💯 accurate. Voyager Debit blows these others away!!
Wait, Voyager gives 1-3% back on card spending? I know they give you 1-3X crypto back on trades but I can’t find anything on their website that says they give you anything back from spending with the card.
@@HeythereDavehere Yes, 1-3% for spending depending on your membership tier and a 0.5% booster per tier on USDC while it sits waiting to be spent. 1-3X trading rewards for market orders (buys and sells) depending on tier. Oh and the debit card is a real bank account and the rewards apply to ACH bill pay too.
@@ryansgr8 yep! We need a follow up video from Dave! Maybe he can have you on his channel!? 👀
@@HeythereDavehere Perhaps take another look at Voyager? It really is one of the better companies in the space.
For Crypto com card you forgot to mention you get interest on the staked card so it gives you interest on that staked for 6 months and then as long as you don't unstake it. Winning all around.
EDIT: I guess you did mention it. Oh well, more algorithm action for you. Win win
is there any replacement for the jade green? they screwed it up big time...
great quality vid. Thanks
I’m currently on CDC Ruby Steel but already want to upgrade to Indigo/Emerald. Instant rewards is so good, I often trade my CRO rewards for BTC, ETH etc
That's possible if you accumulate your CRO cashback and rewards. I've been enjoying my Ruby Steel card for about a year and was able to upgrade to Royal Indigo, Jade Green level, (upgraded and kept my Ruby Steel). Happy to read you're also enjoying the card.
I use the Coinbase card as my catch-all card (with my citi custom cash for one category a month for 5%).
Apart from the transaction fee, which trades for a little less than the actual value of bitcoin or ethereum. Converting to cash also has a fee (8.99 for $200?), but percentage wise, I'm pretty confident I'm still getting 3.75%ish per dollar spent.
That conversion fee is crazy! Hopefully you’re able to maintain that 3.75%
XLM -> ETH conversion for the coinbase debit card is roughly 3.76% accounting for the spread
Can you use the blockfi credit card on crypto exchanges?
Very informative!!