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OUR EXPENSES AS A FAMILY OF 4 WITH REAL NUMBERS | FINANCE SERIES 💰 | KAYLA BUELL

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  • Опубліковано 24 січ 2021
  • And the finance series is officially live! Here's what our fixed expenses look for us these days. I hope this is helpful! Stay tuned for tomorrow's video which is all about our budget and our envelope system. Love you all! xoxox, Kayla
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КОМЕНТАРІ • 239

  • @brookedunn5607
    @brookedunn5607 3 роки тому +113

    Can I just say that I really do appreciate the fact that you have taken the time to sit down & talk finances with your community here. I have noticed you are not like most of these other you tubers who are FAKE & like to paint this perfect picture. Making it look like they live this fairy tale life style. We are not idiots here. We know that NO ONE is perfect & NO ONE lives a perfect life. Life is not all rainbows & butterflies & it’s easy to see through people who make it look like so. Especially right now with this pandemic we know so many are struggling & are failing. So for those who continue to put on their shows it’s just not right. In my opinion. I love your honesty & realness. Most people would never open up to the camera like you have here, & talk LEGIT numbers. They act like it’s such a secret when in all reality this kind of stuff is motivating, inspiring, & can really help someone else out. Some people may not even know HOW to really track finances, etc. So I thank you for this girl. There will ALWAYS be the negative Nancy’s no matter what. We can not please everyone! There will always be someone in the comment sections with something to say. Ignore it & do you. One thing I have learned is I never ever compare myself to anyone else. And I always preach about it to others, to NEVER COMPARE your life to anyone else’s as we never know who is being real or not. It’s all for show y’all. We all are on different pants in our life. For me, it’s truly embarrassing what I make. This pandemic has sucked ... but I say, Just be yourself, stay in your lane, & focus on your goals & what you want for yourself / family. ❤️

    • @judithbuchanan9566
      @judithbuchanan9566 3 роки тому +3

      Well said Brooke!!! I DO admire Kayla’s honesty. Love her💕💕💕

    • @brookedunn5607
      @brookedunn5607 3 роки тому +3

      @@judithbuchanan9566 same girl. Thank you!! I’m the kind of person who will always keep it real. I never sugar coat a thing. Realistic people are my kind of people!

    • @KaylaBuell
      @KaylaBuell  3 роки тому +4

      @@judithbuchanan9566 thank you so much lady! ❤️❤️❤️

    • @KaylaBuell
      @KaylaBuell  3 роки тому +4

      @@brookedunn5607 my kinda people too 😘🙌🏼❤️

    • @MeganSaidThis
      @MeganSaidThis 3 роки тому

      @@KaylaBuell I can tell you get stressed but also keep a level head so in that way you remind me of myself. 😂 Motherhood isn't always easy....

  • @WonderfullyAle
    @WonderfullyAle 3 роки тому +59

    I can't get over your hair! It looks so good!

    • @yyhhsss
      @yyhhsss 3 роки тому +1

      Hi Ale I love your contents too!

  • @court1619
    @court1619 3 роки тому +53

    your fixed expenses are more than our household income every month😂😂 (i’m not being rude, i just think it’s funny. i’m also not saying it’s bad, it’s your life and household. everyone is different.. i really just thought that was funny)

  • @dolphynlvr4
    @dolphynlvr4 3 роки тому +23

    I could not imagine making $10,000 a month. You and your family are very blessed to not have to worry about money. Love your videos!

    • @morganusher168
      @morganusher168 3 роки тому +2

      Blessed but hard working I’m sure! We make nowhere near that amount lol but it’s inspiring!

    • @dolphynlvr4
      @dolphynlvr4 3 роки тому +1

      @@morganusher168 definitely hard working

    • @karenmenjivar3340
      @karenmenjivar3340 3 роки тому +1

      Yes but she worked in this channel for free until she got enough views and subscribers to request for monetize her contents. So now all that work is paying off with the campaign she is offered.

  • @christinat4689
    @christinat4689 3 роки тому +18

    You can call massage envy and freeze the account. They will bank whatever massages you have and u can use it whenever. If you cancel you will lose the stored services. I just did this to mine and froze it for 6 months.

  • @tamarawalkowiak1324
    @tamarawalkowiak1324 3 роки тому +17

    We started doing the cash envelope method a year ago because of you and we have saved alot of money and have even started a savings account for our 1 year son!! Thank you for sharing!! 🥰🥰🥰🥰

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      Omg that’s awesome! I’m so so happy to hear that! Way to go! ❤️❤️

  • @LaceyLam89
    @LaceyLam89 3 роки тому +12

    I watch all your stuff!! Me and my husband are going to be re-watching this together with our bills in hand and literally draw out next months plan..thank you so much kayla!!!

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Best of luck lady!!! You guys got this! 👏🏼💕

  • @diaereaper784
    @diaereaper784 3 роки тому

    I apprecitate how honest and open you are about your life such as money. Without judgement you should be able to share ur lessons and help us inderstand our finances better. Thank you.

  • @chloeparis5195
    @chloeparis5195 3 роки тому +7

    Hey Kayla. Im an accountant and personal finances and budgeting is my FAVORITE thing to talk about LOL. Thanks for sharing your point of view on this for everyone to see and I hope that it will help some :)

  • @gggirl9630
    @gggirl9630 3 роки тому +9

    Kayla going through explaining all of Joe’s weird hobbies and expenses is so funny 😂😂 having a partner who is into cars is the expensive one 😅

  • @molly1339
    @molly1339 3 роки тому +5

    That meat deal is awesome! I wish they had that where I live!

  • @kavitharanganathan2678
    @kavitharanganathan2678 3 роки тому +6

    You've motivated to make me look at my own finances!

  • @ash32458
    @ash32458 3 роки тому +3

    This was extremely helpful! I just made a spreadsheet, and it helps to visually see everything listed.
    Congrats on 100k 🎉 I was here since 20k 😭 I’m glad that your channel has grown so much ❤️

  • @jcrimmel84
    @jcrimmel84 3 роки тому +3

    I’m so excited for this series! I am trying to pay off debt and start the envelope system, so this has come at the perfect time!

  • @mamamarzz888
    @mamamarzz888 3 роки тому +4

    I love how transparent you are & this is so helpful for my family! Thank you for this!!

  • @victoriahunt620
    @victoriahunt620 3 роки тому +5

    I don’t know why but I cracked up at “Memaw Cloud” 😆

  • @brynnfloyd3821
    @brynnfloyd3821 3 роки тому +1

    Thank you for being so transparent with your life ... You make me feel so normal compared to other youtube mom's. You are the absolute best!

  • @mrstaylorbelle
    @mrstaylorbelle 3 роки тому +4

    I’ve been so excited for this video!❤️ we have been following the Dave Ramsey plan and something so simple has changed our whole life. I love seeing how other people win with their money. :)

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      Girl same!!! I’m so happy to hear that you’ve been following him and that it’s been great! ❤️❤️❤️

  • @calimarine9044
    @calimarine9044 3 роки тому +7

    Yay was waiting for this one!!! Got my pen and paper!! 😁

  • @MarleneOrganization
    @MarleneOrganization 3 роки тому +3

    Great Video as usual! And btw Congrats on the 100k 🥳🥳 I’ve been following since you were around 12k and it’s great seeing your hard work pay. Now on to your 150k goal! 👊🏻 I’m sure you’ll surpass it 😌

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      Thank you so much Marlene!!! I can’t thank you enough for the support 😘❤️

  • @mattjewell7
    @mattjewell7 3 роки тому +1

    Love this video!! This is how my husband and I set up our expenses. It truly does make you feel empowered!

  • @MsKelsRica
    @MsKelsRica 3 роки тому +10

    Thank you for sharing this! It’s so helpful 😊 My husband and I are really excited to take the Dave Ramsey financial series this year which is a great program- highly recommended!

    • @MeganSaidThis
      @MeganSaidThis 3 роки тому +1

      you know I'm not a huge Dave Ramsey person in the sense that I don't think that his word is Gospel but he's got a lot of good principles and a lot of good advice I sort of apply his information to my life and just sort of take and leave what I do and do not want to apply to my life. I joined some of his Facebook groups though and some people are really like you have to do it his way or else kind of people on the Facebook groups, LOL.

    • @court1619
      @court1619 3 роки тому +1

      Dave has changed our lives!! we finally got out of the vicious cycle of being in the red every month. we don’t follow him to a T (like we aren’t paying the car off early, we only have 5 payments left & we aren’t paying off the home early since we’ll be moving in a few years & have plenty of equity in the home), but what we have applied has been absolutely amazing

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      @@court1619 yep! Same here! I’ve taken my time a bit more in paying off our car. He’d have told me to pay it off with money from savings, so we differ a little bit there, but he definitely has some solid advice! ❤️

  • @nicola6234
    @nicola6234 3 роки тому +1

    The amount of subscriptions is giving me anxiety 😂 but I really appreciate you being so open and honest and sharing real numbers with us! Loving your finance series, thank you!

  • @clairesanders1456
    @clairesanders1456 3 роки тому +2

    My dad always taught us to live within our means too.

  • @sweetrockera818
    @sweetrockera818 3 роки тому +6

    Is true what you said every state is different. I live in Los Angeles, CA and just my light bill is $647 (every two months) that includes the trash. Summer months my light bill was $1100.

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Oh my goodness 😭😭😭😭 no more lights for me! I’d be in the dark all summer lol 😂

    • @ryanm7249
      @ryanm7249 3 роки тому

      I'm not surprised everything is expensive in LA!

  • @sofiasilveira8153
    @sofiasilveira8153 3 роки тому +1

    I just have to say thank you for putting your home finance expenses out there in UA-cam in order to help others that takes some balls in this online world. I will not comment on the overall value you came up in the end for expenses because i respect you and everyone situation is different and we live in different continents eheh just wanted to leave here a thumbs up for putting yourself ou there and maybe with that you may help a lot of other households breaking down their finance issues and manage better their money👍👏

  • @jillianmanning7238
    @jillianmanning7238 3 роки тому

    So impressed that you used actual numbers. This was a great video. Looking forward to the rest in the series! You are so genuine and real Kayla and it is so nice to have someone that shows actual real life. You are amazing mama!! Thank you for this!

  • @gabysolano4898
    @gabysolano4898 3 роки тому

    Love how raw, authentic, and vulnerable you are! Thank you for always keeping it 💯 blessings to you and your beautiful family! 🥰

  • @paigevickers4340
    @paigevickers4340 3 роки тому

    Coming from a massage therapist I do not suggest going every day for a massage. Try to leave atleast 2-3 days for your body to recoup from your last one otherwise you will end up sore.

  • @thegallofamilyy
    @thegallofamilyy 3 роки тому +1

    yay 100k!!! congrats!!! love this type of video from you it’s a good change up ! love u

  • @sadie6742
    @sadie6742 3 роки тому

    I’m a newly SAHM and I went to get organized, especially budgeting. So this is helping a lot thank you for posting these kinds of videos! Also I’ve been watching your sleep training videos lol we’re trying to get my 5.5mo old trained lol I have bad anxiety and get SUPER overwhelmed when I even hear him starting to fuss. So those videos are helping me too! So, thank you Kayla God bless you mama! 💖💙

  • @aliciafalendysz5170
    @aliciafalendysz5170 3 роки тому +3

    You're freaking awesome for sharing all this. I'm over here trying to do this crap for my family of 4 and I hate numbers. Maybe this time I'll figure it out. Can't wait to hear your grocery budget! That one gets me😬

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      You’ll see tomorrow, our grocery budget is large, but it hasn’t always been that way. We’ve added to that budget as we’ve had more money to work with, but I’ve always been a fan of trying to cut costs on food. I’d do Publix BOGOs all the time and I tried couponing for a bit. It’s so fun but it got too time consuming for me right now. Now I love shopping at Aldi. Prices are great.

  • @jessicawilson9656
    @jessicawilson9656 3 роки тому

    Look into Sling! Its what we use instead of cable 😊

  • @austinmerrifield9836
    @austinmerrifield9836 3 роки тому +1

    I LOVE FINANCE! Keeping track of your money is such an empowering thing and gives you so much more financial freedom, even with a smaller income! Thank you for sharing! ♥

  • @aprilsummers9930
    @aprilsummers9930 3 роки тому

    I love that you’re so real and share what works for you. I get so many great ideas from your channel! I recently just paid off all credit card debt. It was so freeing. You sharing how you handle money is one of the things that inspired me to make some positive changes!

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      Yayyyyy! That’s so exciting! Congrats!!! Soooo freeing! Good for you!!! 👏🏼❤️❤️❤️

  • @mishaalzk6033
    @mishaalzk6033 3 роки тому +16

    im shocked at the income... u guys living humbly with that much money😀

  • @haleychapman2404
    @haleychapman2404 3 роки тому +3

    Thank you for this video! Also definitely loving this new haircut on you.

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Thank you!!! It’s so much easier to manage! 💕💕

  • @novasmotion
    @novasmotion 3 роки тому

    First, that hair is PERFECT 🤩❤️
    Second I really appreciate you sitting down and going over hard numbers. Thank you! I agree that living in different areas creates differences in prices. My husband brings home around 4,000 a month and we are fighting to get rid of all of our debt so we live on VERY little. But it’s what we are choosing and we know down the road things will be different. I’m so happy you are doing so well! Congratulations on having a nice house and being so well off ✌️❤️ cheers to you!

  • @Lynaka1
    @Lynaka1 3 роки тому

    I love making spreadsheets! Finances is one of my favorite topics. Thank you for being so transparent.

  • @NicoleLottLife
    @NicoleLottLife 3 роки тому

    See if Massage Envy offers a suspension of your membership. Which means they put the charges on hold until you can catch up with your massages. I work at Elements Massage which is similar to massage envy and that’s what we offer. You should even see if they allow you to turn some of those massage hours into gift cards, so you can either gift them to people or at least just have the massage gift cards to use for yourself in the future. You should be able to just give them a call and ask. Good luck!😉 Also the Calm app is SO worth it, love it.

  • @leximartin6024
    @leximartin6024 3 роки тому +1

    this video was very helpful 💘 thank you. i check for your upload every day almost!!!

  • @diaereaper784
    @diaereaper784 3 роки тому

    Your videos keep me motivated to keep doing my best. I never thought about managing our finances before. But you make it seem so easy that I can do it. Thank you for your videos.

  • @britneyc8872
    @britneyc8872 3 роки тому +1

    Love your hair!! And thanks for being vulnerable and using real numbers 😊

  • @ashleyblanton8395
    @ashleyblanton8395 3 роки тому

    We follow the budget mom and its budgeting paycheck to paycheck and its saved our lives 🥰

  • @gabriellabudgets
    @gabriellabudgets 3 роки тому

    i love these financial videos! they’re so helpful and i feel like not enough people talk about

  • @stacyannmyers1481
    @stacyannmyers1481 3 роки тому +3

    Your mortgage a $100 more than my rent here in Canada 🤣🤣. When you gave your total in fixed expenses my mouth dropped 😧🤭 hahahahahaha love it! Do you boo ! You obviously have it I’m obsessed with you and your family so I know y’all aren’t living above your means! Love ya! Can’t wait for part 2!

    • @phokhamsengdy4814
      @phokhamsengdy4814 3 роки тому +1

      I know eh, im from Canada too. Everything in Canada is so damn expensive. Our two cars insurance is $330.00 a month!!!! and we are older and have good record but its the city that we live in makes it so expensive.

    • @stacyannmyers1481
      @stacyannmyers1481 3 роки тому

      @@phokhamsengdy4814 the struggle bus over here in 🇨🇦 is real 😆

  • @dianamaurer2291
    @dianamaurer2291 3 роки тому +1

    Thanks for covering for this very important topic. Life insurance is also very important especially if you have children, or have just purchased a home.

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Good point! I’m pretty sure we have life insurance set up through Joe’s work, but I’m definitely going to double check!

  • @sarabickel9996
    @sarabickel9996 3 роки тому

    Thanks so much! I did a paper version after your vlog. Quite helpful, regardless of a household income, this is helpful and realistic. Thanks again!! I'm looking forward to the next one 😊

  • @alyseandkaylee4784
    @alyseandkaylee4784 3 роки тому

    Congrats on 100k you deserve it, your such a good mum to your kids

  • @MeganSaidThis
    @MeganSaidThis 3 роки тому +3

    I could never fault someone on spending a lot of money on something like meat. To me as long as it's something that feeds or nourishes your family or is practical, even if it's more than what I would spend, it's a smart investment or a smart purchase. As long as it's not like something designer that isn't really necessary. Although I do get somebody who makes a lot more money than me might want to splurge once in awhile on like a designer purse or shoes but to me it really isn't always worth the money. I mean the quality might be there but the reality is like your purse or your shoes might go out of style whereas you need food. A lot of these sound like good purchases. I've even subscribed to Dollar shave club.

  • @Ashlykd10756
    @Ashlykd10756 3 роки тому

    I love this video. This is exactly how my husband and I budget. I also recommend going through your budget every few months and re-evaluating your subscriptions to see if they’re still being used. Even if it’s only $8 a month that makes a difference. Thanks for sharing 😊

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Yes!!! Great point! I told Joe we need to revisit our spreadsheet this week because for sure we can get rid of a couple of these!

  • @mirandamacen2623
    @mirandamacen2623 3 роки тому

    Also there’s a password manager in your phone settings now! I used to pay for one too but now iPhones have it in your settings! Happy savings!

  • @dancingrockets
    @dancingrockets 3 роки тому

    Kayla, great of you to be transparent and share this with everyone! Some tips that came to mind: I love Sling. It’s half the price of UA-cam TV and exactly the same so look into it if you want to save there. Also if your cellular plan is with AT&T, look into getting HBO Max thru your cell plan (we upgraded to an unlimited plan and it came with HBO Max)

    • @dancingrockets
      @dancingrockets 3 роки тому

      Also because you have all the Apple services, I recommend you look into Apple One. $30 per month for everything you use plus 2TB of storage and it covers the entire family.

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Thank you so so much! A ton of great info here! Gotta look into this! 💕💕

  • @ashleygadson6603
    @ashleygadson6603 3 роки тому +1

    Thank you for sharing! Just redid our budget and we do it the same. It’s just tough when your variable money per month is so low after fixed expenses lol

  • @himalipancholi9091
    @himalipancholi9091 3 роки тому

    Love how transparent you are for viewers 👍

  • @meganscot5562
    @meganscot5562 3 роки тому +8

    We pay $85 for hulu+Hulu tv+ HBO max add on. It might be something for you to look into! Instead of paying for UA-cam tv, HBO max and Hulu separately

    • @elizabethcarballo2891
      @elizabethcarballo2891 3 роки тому

      Where can I find this bundle?

    • @meganscot5562
      @meganscot5562 3 роки тому +1

      @@elizabethcarballo2891 you just sign up for Hulu tv which includes regular Hulu then add on the HBO max add on

    • @elizabethcarballo2891
      @elizabethcarballo2891 3 роки тому

      @@meganscot5562 awesome. Thank you 😊

  • @vanessaporter8423
    @vanessaporter8423 3 роки тому

    I love this!!! You inspired me to write down all of our expenses n organize 💛💛🙌🏻 thank you for sharin love!

  • @estefir2930
    @estefir2930 3 роки тому +4

    I can’t with “Riley’s Peppa Pig App” 😂😂
    Also, I literally just subscribed to drift for car scent. #KaylaMadeMeDoIt

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Hahahahah the scents are actually super good lol do we need it? No. But Joe gets weirdly excited for them so I’ll deal with it lol

  • @JasmineKing5
    @JasmineKing5 3 роки тому

    This is such a great reminder. I personally have trouble managing my money and overspend. I want to try your suggestions to get me to visually see what money is coming in and what money is coming out. Thank you Kayla! ❤️

  • @katelincustodio7519
    @katelincustodio7519 3 роки тому

    I have a spreadsheet too. It has helped me keep track on our bills and stay organize with our money

  • @aliciafalendysz5170
    @aliciafalendysz5170 3 роки тому +5

    Thank Joe for us too! Good man for allowing you to do this for us. My husband would not! Lol!

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Hahaha he’s always happy to help!

  • @Meganhaskinss
    @Meganhaskinss 3 роки тому

    This was SUPER helpful. Thank you so much! I’ve been waiting for this video!😍 I can’t wait for the others!

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      Yayyyy I’m so glad! Thanks for watching!

  • @karenmenjivar3340
    @karenmenjivar3340 3 роки тому

    Im late watching this because im a mom. I just want to thank you for making it many people dont like to say what the actual numbers are. This help is to put everything on the table and can save or dont go over of what we make.
    When i was at school i used to carry few to no cash so i was using my card most of the time and then i was like wow i spent all of that. Im part of the people who use credit card and pay it at the end of the month and i just check my credit through my bank app and i have 800 score credit so when i go back to work i want to get a car and now im more comfortable that whatever i get for apr will be low since i have a good vredit score

  • @mariazambrano1569
    @mariazambrano1569 3 роки тому

    I love these kind of videos! They inspire me so much, thanks and stay safe!💗

  • @christinetanner8317
    @christinetanner8317 3 роки тому

    Huge thank you ! A couple of life changes are in my future (6 months or so) your tips will help me get going and be ready.

  • @laurenmcevoy8225
    @laurenmcevoy8225 3 роки тому

    Thanks for the video Kayla very interesting, my finances are very different as I live in the uk and I live in 1 of the cheapest places in the uk too. I was born here so I don’t know any different. I live on a pleasant estate with all other home owners in a 4 bed house and we pay £600 a month for mortgage but the difference in our monthly income is 1000’s apart from yours. It’s mad how different the expenses are and income from work is depending on where you live! I enjoyed the video, thanks 😊 x

  • @Jocawe
    @Jocawe 3 роки тому

    thats a crazy amount! i pay roughly 950 for all our bills and childcare over in the UK.

  • @melissasherwood9213
    @melissasherwood9213 3 роки тому

    Mama I'm 4 mins in and you do not have to explain yourself. You work hard. That's not saying those who can't afford those extra expenses don't. But you and Joe work your tails off. You deserve every luxury you choose to afford!

  • @abby-vj7zf
    @abby-vj7zf 3 роки тому +1

    congrats on 100K!! been here since like 40K🥰

    • @KaylaBuell
      @KaylaBuell  3 роки тому

      Thank you Abigail 😘❤️❤️

  • @judithbuchanan9566
    @judithbuchanan9566 3 роки тому

    Great video Kayla 👏🏽👌🏽🙌🏽.
    Regardless of how much 💰💰💰 each person makes, the principle is ALWAYS the same! We have got to manage our 💰💰& track it. Looking forward to the next 💰 video.

  • @wandahowell4531
    @wandahowell4531 3 роки тому

    This is a great video! Thank you for sharing. I do our expenses every month also. It takes the stress and worry away. We’ve been adjusting to getting paid once a month from every two weeks. I didn’t know if we’d make it lol. However, we’ve found that it’s perfect for us in retirement. I love your videos.

  • @clairesanders1456
    @clairesanders1456 3 роки тому

    Thank you for sharing this with us, Kayla! Love you and your videos ☺️

  • @luciavillegas4249
    @luciavillegas4249 3 роки тому

    Thank you for this video. I watched your previous finance videos and they have been helpful.

  • @simplymebykas
    @simplymebykas 3 роки тому

    Loved it! Very helpful. We have life insurance also as part of our fixed expenses too.

  • @vanessan2270
    @vanessan2270 3 роки тому +1

    You should look to see if some of those kid apps can be bought as a yearly sub. I bought a toddler app and it was like 1.99 a month or buy the app for like $24 so we just bought the app and have access forever just by paying upfront.

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      Oooo good point! Thank you!!

  • @alejandraruizzarazua294
    @alejandraruizzarazua294 3 роки тому

    Awesome video Kayla!! I actually just calculate all fixed and variable expenses together but I think it’s a good idea to separate it. Like you said that way if thing get tight I know what expense I can lower or get rid of.

  • @jocelynjclawson
    @jocelynjclawson 3 роки тому +1

    Your massage envy is my gym membership! It’s $15 a month but I haven’t used it in 3 years! Having kids and being pregnant and now with this pandemic it is just dumb for me to have it. But they require a hand written letter stating you want to cancel your subscription and it hasn’t to be sent via certified mail. So not only do I have to freaking sit down and write it but also take it into the post office! Hence why I haven’t canceled it yet 😂

  • @kellersue1
    @kellersue1 3 роки тому

    Thank you so much for making this video! We are closing on our first home this week and have been stressed about this! I am going to make my husband make a spreadsheet with me now 😂

  • @jordankaelin1637
    @jordankaelin1637 3 роки тому

    That you for posting this!!! So helpful and so real!

  • @Aimeeeeef
    @Aimeeeeef 3 роки тому

    I love this! Thankyou so much for taking the time to make this. Super helpful insight and definitely going to incorporate these into my budgeting techniques. P.S. tell Joe to download the BOM weather app that has a rain radar instead of Carrot! Freee

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      Hahahah omg thank you! I’m gunna make him get rid of that carrot crap lol 😂 🥕

  • @karenramirez9570
    @karenramirez9570 3 роки тому

    Super helpful. It may sound dumb but I never thought of making a spreadsheet for my payments! I'm totally going to do it tonight once my husband gets home😊

    • @KaylaBuell
      @KaylaBuell  3 роки тому +1

      Yayyy! It’s a good project to do together for sure. ❤️❤️

  • @stacyannmyers1481
    @stacyannmyers1481 3 роки тому

    Yay! Been waiting on this!!! So excited!!!!

  • @maggie1482
    @maggie1482 3 роки тому

    Thank you for sharing Kayla! This will definitely help me and my family with sticking to a budget. :)

  • @shelbyb.9400
    @shelbyb.9400 3 роки тому +1

    KAYLA 😂😂 I DONT EVEN MAKE $4,000 a month 😂😂 but seriously I LOVE this video and so excited for the series! I love how real you are & for actually showing us your real numbers! This video is very helpful. Gonna go make my spreadsheet now 😂💛

  • @todayJanet
    @todayJanet 3 роки тому

    This hairdo really suits you well! Wouldn't even notice your hair got bad if you hadn't mentioned. You go girly mama 👍💗

  • @ainsliethomas3879
    @ainsliethomas3879 3 роки тому

    Thank you for sharing this great video! Its also interesting to see as someone who lives in ONT canada how much cheaper Virginia is wow! Its clear you guys are doing well and its awesome to see you thrive! You are both very intelligent with your money!

  • @dayanaruiz1238
    @dayanaruiz1238 3 роки тому

    Thank you for taking the time and making this video 🥰

  • @cindymcglaughlin309
    @cindymcglaughlin309 3 роки тому

    I need to budget better and this video inspired me to do just that. Already on the phone with Comcast trying to negotiate a better price for our internet. Thanks Kayla!

  • @ayishaslife272
    @ayishaslife272 3 роки тому

    Loved this video! Thank you for sharing kayla! 🥰

  • @stephaniecohick4893
    @stephaniecohick4893 3 роки тому

    Very helpful. Thanks for putting this together.

  • @KG51710
    @KG51710 3 роки тому +1

    Love this type of content 💕

  • @jennyv8537
    @jennyv8537 3 роки тому

    Thank you so much for this video. It's very informational!! Love it!!

  • @teobuicliu6775
    @teobuicliu6775 3 роки тому

    I remember when I started watching your videos and you have a 2 year old toddler and a newborn baby boy. ❤️

  • @luperodriguez2808
    @luperodriguez2808 3 роки тому +2

    Very important question: i learned the envelope saving technique from your videos its been working wonders so thank you❤️ but the issue is, since my husband and i take out our money everypaycheck and separate it when we applied for a home loan the bank didnt like that we didnt have much history on our accounts or money ): any advice on that?

  • @Leah-ru6bv
    @Leah-ru6bv 3 роки тому +2

    I found this video so interesting! But I also realize how broke I am 😅😂😂❤️

  • @jlam4618
    @jlam4618 3 роки тому

    Oh since u have Apple TV watch SEE that’s a great show! Highly recommendation :)

  • @cafedulce6545
    @cafedulce6545 3 роки тому

    I love youtube premium i have it too because my daughter watches youtube and the commercials were nuts

  • @elizabethcarballo2891
    @elizabethcarballo2891 3 роки тому +1

    Thank you for this. You should look into apples new bundle for Apple TV, arcade, music and iCloud it’s $24 I believe I know they have different prices and it will be less cheaper to bundle them than paying separate subscription if you want to.

  • @shirosakura6212
    @shirosakura6212 3 роки тому

    Your mortgage is more than my partners total income 😅 I'm currently a SAHM too so we keep our fixed costs as low as possible. Before I had my daughter I used to help people who are financially insolvent and I absolutely loved talking about money and financial law.

  • @private5228
    @private5228 3 роки тому

    Wow,that total is quite a chunk. Thats our total income. But as you said each to their own and you can have a good life with less. Its important to track and prioritise.