Ground rent to the landlord is not for maintenance. Ground rent is the rent of the land. For flats, if it requires maintenance, the leaseholder has to pay for monthly or yearly maintenance of the property.
Thanks for your tips. How about buying a property for own living? Is a property of £500K to £550 (about 800 to 1000 sq ft) in NW of Central London (near Criklewood) reasonable? I choose one nearer to London city because I don't have a driving licence and am going to retire. Proximity to transport lines is therefore important.
我在 Rightmove 找到一 apartment 想請教一下 SUMMARY Spacious and well presented two bedroom top floor apartment for sale with 25% Shared Ownership, benefiting from allocated parking and communal garden, situated in the popular area of Hempstead close to City Centre, major road networks and Train Station. Local amenities nearby. 什麼是 25% shared ownership? Many Thanks
It is like buying stock, the whole house is 100%, you buying 25% first with a smaller amount. Each month, when you pay rent to the housing association, it is directly equal as you paying to buy more % of the stock, one day you will get to 100%, then you will be able to own the flat completely. It is more complicated and not easy for foreigners to get it
It is to do with where you want to live. If I sell my house in Northeast, 3000 sq ft, 5-bed, 2 en-suites, detached, 1/4 acres garden, drive good enough for parking 25 large SUV, I will have a difficulty to get a 1000 sqft, 3-bed flat in London with a single garage. The quality of life depends where you live and your work dictates where you should live.
@@-kyle9739 Why do you want to live in an attached house...? No/less privacy, could have bad neighbors, less light inside the house, I could go on and on....
The basic rate is 20%. Seems many people are unaware of this. And the capital gain tax for residential property is 28%. It's horrible when compared with HK.
買海外物業，唔可以假手於人，一定要自己去睇。週圍環境非常重要。
要自己做功課，聽佢亂咁噏，23萬鎊，倫敦買屋，40年前啦
要住過一段時間, 親身經歷致先知好與壞
@@yk-8218 除非有時光機
@@yk-8218😂😂 maybe auction in an area no one want to live in
If i want to buy a townhouse in UK, where and which area do you recommend?
Ground rent to the landlord is not for maintenance. Ground rent is the rent of the land. For flats, if it requires maintenance, the leaseholder has to pay for monthly or yearly maintenance of the property.
點解地產網成日出咩60歲以上plan，咁即係個價錢根本唔係真？
Must request a Home Report !
點解買排屋比較好？我哋朋友住過,個個都話好嘈！左右冇窗,又冇咩私隱.
It's about how many rooms you can make ~
Agree with you, townhouses are no good, if you can afford a detached house....
@@Money-Tab
???
省很多暖气。
排屋比較平宜。
買樓收租回報有幾多，要比幾多政府稅同Agent’s commission? 如果係apartment 管理費多少？
因為我開公司買屋, 因為可以扣開支的原故, 投資了幾年, 暫時還未需要交稅. 若果是以個人名義的買家, 第一開始就需要交稅了, 但交稅比例, agent commission & 管理費都因人及屋苑而異, 詳情歡迎報名我免費分享會.
你好 Kyle
我覺得你講得好好，好想跟你做第一次投資的英國排屋，而家疫情，唔知可以點做呢？
現在英國樓市在疫情高峰後變得大熱 (其實美國情況都是一樣), 交投非常多, 但有一樣要持守就是不要開高價搶盤, 很容易買貴左, 詳情歡迎報名我免費分享會.
你好，請問怎麼樣報名免費分享會？
Kyle你6月12號嘅分享會係咩地點呀
都會是online 分享會
業主要每月繳交多少租屋税收?
Linda Shek 英國的稅項比較複雜，收租是個人收息稅，如果你沒有免稅額，你的收入稅是純利的20％。
因為我開公司買屋, 因為可以扣開支的原故, 投資了幾年, 暫時還未需要交稅. 若果是以個人名義的買家, 第一開始就需要交稅了, 但交稅比例因人及屋苑而異, 詳情歡迎報名我免費分享會.
來緊 幾時有分享會？
下一場應該在 8 月 27 日，報名連結仍在準備中
請繼續留意 Kyle 嘅影片
一有消息立即通知大家
請問英國有無好似香港咁, 有公開凶宅嘅網址?
He has a free seminar July 14, link is coming out soon
英國無凶宅嘅概念架
請問是否有分享會？
yes July 14, link is coming
Thanks for your tips. How about buying a property for own living? Is a property of £500K to £550 (about 800 to 1000 sq ft) in NW of Central London (near Criklewood) reasonable? I choose one nearer to London city because I don't have a driving licence and am going to retire. Proximity to transport lines is therefore important.
Sounds great! He has a free online seminar july 14, link is coming out soon
Cricklewood這一區相當雜，附近沒有地鐵站，只有thameslink火車站，15分鐘一班火車。不過近榮業行，購1物相對方便。
我住golders green , Cricklewood 區好旺，但£5百千可能買引 到2高掛。
Man £550 can buy Hampstead/Finchley road/Hampton/Greenwich, why so far away
很同意你的建議，曾考慮過選擇伯明翰的排屋，但有說伯明翰嘅治安不是太好，請問係唔係呢？唔該
我在 Rightmove 找到一 apartment 想請教一下
SUMMARY
Spacious and well presented two bedroom top floor apartment for sale with 25% Shared Ownership, benefiting from allocated parking and communal garden, situated in the popular area of Hempstead close to City Centre, major road networks and Train Station. Local amenities nearby.
什麼是 25% shared ownership?
Many Thanks
It is like buying stock, the whole house is 100%, you buying 25% first with a smaller amount.
Each month, when you pay rent to the housing association, it is directly equal as you paying to buy more % of the stock, one day you will get to 100%, then you will be able to own the flat completely.
It is more complicated and not easy for foreigners to get it
@@TheTaylor2396 Does it mean I can get to 100% one day, or the ownership is limited to 25% as it mentioned?
平均23萬想問下係講緊幾多呎？
英國買屋是計多少個房間
Can BNO holders can purchase a property in UK, have not have the right to be abode in UK thought? Do solicitor ask for passports check ?
有冇英國 passport ／ bno 都可以買英國樓的
點解排屋會比獨立/半屋好啲呢？
他黐咗線，亂咁噏，最遠只係去過澳門
排屋 is relatively cheaper to buy than 獨立/半屋
Only because townhouse is cheaper....
It is to do with where you want to live. If I sell my house in Northeast, 3000 sq ft, 5-bed, 2 en-suites, detached, 1/4 acres garden, drive good enough for parking 25 large SUV, I will have a difficulty to get a 1000 sqft, 3-bed flat in London with a single garage. The quality of life depends where you live and your work dictates where you should live.
Judy Wong 唔係好啲 係平啲
請問香港人在英國買樓有冇外國人稅呀？
暫時未有, 預期於 2021年4月1日有額外2%印花稅.
好多時間屋無問題，但個區其實唔適合自己。例如果區多低收入/移民家庭，購物係咪方便，路經既地方有無上下坡，有無低窪水浸...真係唔好隔山買牛
多謝分享英國樓！🙏您可以講講在倫敦哪里🉑️以買到20幾萬的排屋，請問哪個區有？多謝！🙏🙏
發夢才買到😅
Why do you want to live in a townhouse if you can afford to live in a detached private house....
各人喜好不同, 當然有人喜歡住 detached house 或者 Bungalow
@@-kyle9739
Why do you want to live in an attached house...? No/less privacy, could have bad neighbors, less light inside the house, I could go on and on....
你都無講到英國税務問題，你以為有5厘回報咁和味呀 ?
The basic rate is 20%. Seems many people are unaware of this. And the capital gain tax for residential property is 28%. It's horrible when compared with HK.
因為我開公司買屋, 因為可以扣開支的原故, 投資了幾年, 暫時還未需要交稅. 若果是以個人名義的買家, 第一開始就需要交稅了, 但交稅比例因人及屋苑而異, 詳情歡迎報名我免費分享會.
Australia is similar too.
👍
我在曼城買樓花中咗招，爛尾咗4年，未支幾時到尾😭
中招的人不少，真係要小心選擇
@@Money-Tab 我朋友是老英國華僑，他帶著我一齊中招😅
人生路不熟的話，先租樓比較有彈性。最好不要買屋，近幾年入屋打劫的案件多咗，朋友都有中獎，比三個愛爾蘭口音的男子劫咗萬幾鎊金飾🥵
太多謬誤了
x1.25 XD
x2 so gd
主持 可否說話眼睛動一動，好似定形。
講嘢公道D。
Learn to pronounce your own name correctly.
你根本冇英國経验，你只係香港経紀佬，快啲收口
我們不是賣樓, 也沒有樓賣